The team discuss the challenges and many triumphs of black engineers in South Africa. Teboho is joined by engineers Tebogo Mosito, Lesego Mokae, Tshepo Manyaka and Muzi Mathebula. www.cliffcentral.com

The team discuss the booming beauty industry and how practitioners have taken advantage of this highly lucrative business. Make-up artist Tsholofelo Masenya, and celebrity make-up artists Zenzi Masuku and Treasure Mhlongo join the conversation. www.cliffcentral.com

Teboho Mafodi is joined by Precious the Planner, Gugulethu Zwane, and Sipesihle Losi in an interesting discussion on the business side of event management and the highs and lows of creating the perfect event. www.cliffcentral.com

Teboho Mafodi is joined by Karabo Mashugane, Thato Ntseare, Joseph Migeri and Mfon Ekpo in an interesting discussion on the impact of small businesses in today's economy, and the yardstick we use to measure it. www.cliffcentral.com

Joining Teboho Mafodi in studio this week are two entrepreneurs who are running successful businesses, but who also know the frustration of failing all too well. Ego Iwegbu is an entrepreneur and author who runs a highly successful nail boutique and cosmetic range. Maite Motsepe-Maponya is an artist and the owner of an African inspired home décor company. They discuss some of the lessons you can learn from failing, and how best to get back up. Legendary entrepreneur Reabetswe Motsepe, and pastor and entrepreneur Bruce Msidi (who is visiting SA from Zambia) also join the show. www.cliffcentral.com

Stats SA has published its latest Quarterly Labour Force Survey results for the third quarter of the year, showing that South Africa’s unemployment rate increased marginally to 27.5%. There were 6.2 million people without jobs in the three months to the end of September, compared with 6.1 million people in the prior quarter, Statistics South Africa said in its quarterly labour force survey. The statistics office said the formal sector, private households and agriculture recorded declines in employment, while the informal sector had employment gains. We spoke about entrepreneurship being a possible solution to combat unemployment. www.cliffcentral.com

Transformation in South African business is a prominent topic of discussion amongst today’s industry leaders. It is undeniable – since 1994, progress has been slower than expected. According to Lebogang Tsele from SME South Africa, black business ownership in the tourism sector (one of the most transformed sectors in the South African economy) is at 20%, with management control at 50%. However in the creative industry, which includes marketing and advertising the figures are significantly lower. Our guests today are Busi Selesho, Surie Ramasary and Xolani Qubeka. www.cliffcentral.com

Considering South Africa’s economic conditions, it is not surprising that some entrepreneurs start businesses due to lack of employment and on the other end female entrepreneurs are growing in numbers, but without access to appropriate funding many start-ups will find it difficult to grow their businesses. Our guests today will be highlighting challenges faced by SMEs, the available opportunities and how SMEs can access them. www.cliffcentral.com

As Africa continues its recovery from the 2014 commodity price slump, concerns are emerging that unsustainable debt poses the next great risk to the continent. According to Brookings, the median debt-to-GDP ratio in Africa has increased dramatically in recent years, jumping from 34 percent in 2013 to over 53 percent in 2017. Debt levels now exceed 50 percent in 25 of the region’s 45 countries, compared to just 11 in 2013. Adetunji Omotola and Bryan Hattingh share their experiences about operating their businesses in Africa, and some of the challenges they have identified. www.cliffcentral.com

Recognising and overcoming the common pitfalls associated with growth is essential if your business is to continue to grow and thrive. Crucially, you need to ensure that the steps you take today don't themselves create additional problems for the future. Effective leadership will help you make the most of the opportunities, creating sustainable growth for the future. Our guests are Nonhlanhla Mthethwa (founder of Girlz Ink and winner of Standard Bank My Fearless Next Competition) and Zamosi Ngomane (founder of Moz Delicious Foods). www.cliffcentral.com

Are we free as business people or citizens... or are we captured by Capitalism? Most African countries were colonised by pushing business interests, thus they are still captured to date. We are now officially in recession (is that not part of capture?) - hence we are borrowing monies to free the economy etc. Will we ever be free as a market? Joining Teboho Mafodi and Bulelani Balabala in studio for the discussion is: Chris Hattingh (Researcher at Free Market Foundation), Dr Harry Akinola (Global Learning& Dev Head at Puma Energy & Shift Convener), and Lisa Illingworth (Author, Entrepreneur & Founder of FutureProofSA). www.cliffcentral.com

For years, the terms "business model" and "marketing strategy" were cut-and-dried subjects. Both company and customer knew what to expect, and the process from touchpoint to sale could drag on for ages. In this linear approach to marketing, companies expected a lengthy time to reach a sale, all but leaving their business to chance, in the hands of a customer who may or may not have all the information they need to make a purchase. Learn how digital marketing has evolved over time and the new ways of marketing for your business. www.cliffcentral.com

According to the latest Women in Business report, only 28% of senior management roles in South Africa are held by women. Furthermore, the report indicates that almost 31% of SA companies have no women at all in senior management positions. Teboho Mafodi and Bulelani Balabala talk about women in leadership and they are joined by Nthabiseng Phoshoko, Lebo Ramokhoa, Mathabo Tebello Mathebule, Nelisiwe Masango, and Zi Hatting. www.cliffcentral.com

Companies who successfully implement a customer experience strategy achieve higher customer satisfaction rates, reduced customer churn, and increased revenues. For Women's Month, the female entrepreneurs we have in studio have excelled in their businesses to satisfy their customers in their service offering. www.cliffcentral.com

There is no denying that women are faced with challenges in the workplace. These include sexual harassment, access to opportunities, the 'mom' effect, pay gaps, investing gaps, and more. The challenges increase exponentially in male-dominated industries such as mining, finance, tech, engineering, construction, politics, etc. These industries are comprised of 25% or fewer female employees, and an even smaller percentage of women in leadership. The team talks to women who are working in men’s worlds. They share some of their challenges and how they survive against all odds. In studio are Alice Madisha (Co-Founder of Smith & Madisha Construction), Nthabiseng Sathekge (Founder of Latitude Liberty), Jo Mathole (Founder and CEO of Kwame Diamonds), and Charon Maseka (Field Engineer at Hilti). www.cliffcentral.com

Unemployment remains stubbornly high in South Africa and is one of the greatest socio-economic problems currently facing the country’s youth. Many are turning to entrepreneurship to make ends meet. But some have found it easier than others. Job creation was a leading goal of government policy during the first decade of democracy in South Africa following the end of apartheid in 1994. However, little success has been achieved in the struggle to create sufficient jobs. The team talks to entrepreneurs who have found solutions to the economic problems we are facing as a nation. Maggie Mo runs CV Desk - which recruits for national and international companies. Henri Bam is the co-founder of Sxuirrel - a peer-to-peer marketplace that brings together hosts and guests from within a community, to create local, unique and flexible storage solutions. www.cliffcentral.com

Entrepreneurs and innovators fuel economic growth. We rely on them to create new jobs, implement pioneering ideas and attract global investment. Entrepreneurial opportunities of all types exist in every part of the world, and while opportunities may be diverse in different economic contexts, there are ambitious entrepreneurs everywhere with the aspirations to pursue them. Our guests in studio are Takalo Mahlogonolo (Owner of Lamagia Events Management), Mikel Moyo (Managing Director at Mphato & Associates), and Katlego Rakoma (Chief Retail Strategist at Dinatla Manufacturing). www.cliffcentral.com

Entrepreneurs are meticulous about their marketing strategy, they will not compromise on the product or service quality, and will leave no stone unturned to make sure the team meets its target. Their saving acumen and investment insights, however, may be a different story altogether. Ironically, saving and investing money is as important for an entrepreneur as their commitment to deliver value to customers. Statistics show that 50% of enterprises fail within the first year, and 95% fail within the first five years. www.cliffcentral.com

Entrepreneurs and innovators fuel economic growth. We rely on them to create new jobs, implement pioneering ideas and attract global investment - yet this is a sector that has been largely overlooked and under-serviced by traditional banking models. Having recognised this critical challenge, there is now a unique banking proposition for entrepreneurs. Most people believe that entrepreneurs in less-developed economies, such as those in Africa and Latin America, only start their own businesses because they have no other options and are desperate to earn a living for themselves and their families. Entrepreneurs today are breaking barriers and kicking down those locked doors. On Opportunity Wednesday, we hosted guests: Zimkhita Zatu - Head of EDGE at Standard Bank; Chef Melusi Twala - Owner of The Mood Restaurant, and Lee-Roy Joyce - General Manager at Cool Ideas. www.cliffcentral.com

Everyone can innovate. Innovation means coming up with new ways of doing things. However being innovative does not only mean inventing; it can also mean changing your business model and adapting to changes in your environment to deliver better products or services. Bulelani chats to Ndumiso Hadebe to discuss the best way to innovate in your business. www.cliffcentral.com

We stand on the brink of a transformational revolution that will fundamentally alter the way we live, work, and relate to one another. In its scale, scope, and complexity, the transformation will be unlike anything we have experienced before as South Africa. We do not yet know just how BBBEE and Radical Economic Transformation will unfold, but one thing is clear: the response to it must be integrated and comprehensive, involving all stakeholders of the global polity, from the public and private sectors to academia and civil society. Teboho Mafodi is joined by the legendary businessman and transformation specialist Vuyo Jack to talk about the 4th Industrial Revolution's transformation in empowerment. www.cliffcentral.com

Earlier last year, Statistics South Africa released the latest results of its Quarterly Labour Force Survey for the first quarter of 2017, which showed that, apart from the overall unemployment rate reaching a 13 year high of 27,7%, the youth (ages 15 – 34 years) unemployment rate also increased to 38,6%. The sharp increase in unemployment is testament to the lack of start-up skills in the country, and calls for an even more focused approach to building an entrepreneurial ethos – from grassroots level. In SA today we have seen a number of young people going in the path of wanting to start their own businesses. Opting for entrepreneurship as a career choice. These young people have become game changers and trendsetters. To talk to us about their businesses we had these powerful young people in-studio today; Vuki Dlamini, Tshepo Moses, Tumi Malie and Blaine Joseph. www.cliffcentral.com

The 2017 Women in Business Report released on International Women's Day (8 March) states that only 28% of senior management roles in South Africa are held by women. The report reveals it is still most common for senior women to be in supporting roles, particularly as human resources directors or chief financial officers. However, there has been a slow rise in the number of women in chief executive officer roles in South Africa. Having more women in corporate leadership is imperative for business. Companies with more women at board or senior management level are the companies that perform the best, because they adapt more quickly to changing social and consumption trends – unsurprising when you think that women are only 51 percent of the population but make 71 percent of all the household purchases. Talking to us in studio is Mrs Tshidi Ramogase and Mrs Flora Jika - both from Coca-Cola Beverages South Africa. www.cliffcentral.com

Due to the improved political and economic sentiment, the recent interest rate cut and the improved outlook for economic growth, there is evidence of affordable areas in South Africa’s economic heartland, Gauteng, as well as other accessibly priced properties in various regions becoming more and more appealing. South Africa is fortunate in that it has a young, growing population which has yet to enter the housing market. With affordability considerations making sectional title properties the preferred entry point for first-time buyers, the demand for sectional title properties is likely to remain brisk for the foreseeable future. Our guests in studio are Tebogo Molefe (Founder of First Class Property SA), Leroy Slava (Director of Property Pick), Buhle Gumede (Co-Founder of Africa Pure Property), and Thandeka Nombanjinji (Investment Partner at Vital Property Group). www.cliffcentral.com

Township economy helps to boost job creation and drive entrepreneurship within the townships. The enterprises established are operated by township entrepreneurs to meet primarily the needs of township communities. These entrepreneurs are bridging the gap of unemployment and skills development. The Township Entrepreneurship Awards are an initiative by the Gauteng Department of Economic Development to celebrate, recognise and reward entrepreneurial talent in the townships, whilst supporting the provinces’ goal and commitment to revitalising the township economy. The guests in studio are GEP Acting CEO – Ms Leah Manenzhe, 2018 Judge – Dr Jabulile Msimango Galawe, 2018 Nominee – Wandile Ndaba, as well as Ms Puleng Molebatsi. www.cliffcentral.com

It might sound glamorous but the entertainment business is not all fun and games... there is a lot of hard work that goes on behind the scenes. In studio, Tristan Kaatze and Siphesihle Losi share stories from their respective industries. www.cliffcentral.com

The Professional Haircare Market SA 2010 report found that the "ethnic African segment is the single largest consumer group and this market has the most potential". Black consumers spend up to six times more than their white counterparts when it comes to haircare. It's a fact: black haircare is big business. Black women prefer more variety in their haircare, going from braids to weaves, to chemical treatments, to other drastic style changes. The haircare variety demanded by African hair is more than that required for Caucasian hair. Though it goes without saying, that until recently – the business market for black hair was not always blooming. Many haircare providers had to face various challenges in growing their businesses. To talk to us about the business of haircare in South Africa, we have in studio with us Sisi Nxumalo - Founder of Hair by Sisi, and Ntombenhle Khathwane - Founder of Afrobotanics. www.cliffcentral.com

Women and girls have been getting attention and consideration as they are seen as more vulnerable to abuse and attacks, as well as being less privileged. What this world order fails to grasp is the fact that the boy child has the same or worse challenges as girls have. Campaigns to save the girl child are prevalent and dominate the social discourse. When you save the boy child from all these, by defending and fighting for his rights, you save a whole generation. That boy, upon growing up into a responsible man, father and husband, mentors his generation in the same way, all down his lineage - hence the need to have initiatives where boys can be mentored and embraced by responsible men in communities. Plus we hear more about the Social Innovation Challenge. The Social Innovation Challenge · www.cliffcentral.com

More than half of the South Africans who run their own businesses are youth, according to the Real State of Entrepreneurship Survey 2017, undertaken by the Seed Academy. More than 1,200 entrepreneurs took part in the research project. Its findings also showed that the gap between male and female entrepreneurs was closing, with the latter now making up 47% of entrepreneurs. While South Africa is considered an entrepreneurial leader in sub-Saharan Africa, its weakest link in terms of its entrepreneurial ecosystem is start-up skills. This poses the question, what skills can local youth be taught, in order to improve their appetite for entrepreneurship? Talking to us about the various entrepreneurial opportunities out there, we had in studio with us: LJ Swart – MD at Oxigen Communications, Marie Schourie – CEO of The Workspace, as well as Busi Raphekwane from Transformation Legacy. We also catch up with Keri-Leigh Paschal from Nation Builder, about their Social Innovation Challenge. www.cliffcentral.com

Enterprise development involves the growing of small and medium-sized black businesses through the provision of finance and support, assisting in their business development and sustainability. Many corporates have climbed on the bandwagon to help small businesses achieve their goals and objectives to ensure all their needs are met. The annual Buy Local Summit & Expo is its flagship event, which for the first time in 2017 was extended to two days. The 2018 7th edition of the Summit & Expo took place on 14 and 15 March at the Sandton Convention Centre. Another enterprise development programme that is currently running is Threads - an 18-week accelerator programme focusing on the business of fashion. Our guests are Cleo Zwane - Senior Marketing Manager at Standard Bank; Candy Tothill - General Manager for Corporate Affairs at Tsogo Sun; Happy MaKhumalo Ngidi - Chief Officer of Marketing and Communications at Proudly SA, as well as Ravi Pillay - Corporate Communications & Public Affairs Director at Nestle. Plus, find out more about the Nation Builder Social Innovation Challenge. The Social Innovation Challenge · www.cliffcentral.com

Nation Builder, together with the Stellenbosch University LaunchLab and the Mergon Group, is inviting business pitches for their inaugural Social Innovation Challenge. The competition aims to identify and support South Africa’s social entrepreneurs, with an opportunity to win a share of R150 000 seed capital. Entrepreneurs with a self-sustainable business idea – no matter how simple or small – that addresses particular social issues, positively impacts communities, empowers the disadvantaged, or has the potential to solve local problems in innovative ways, are invited to enter the Social Innovation Challenge. Ten finalists will receive exposure to a broader network of business investors at the final pitching event, which will be hosted by LaunchLab in Stellenbosch on 13 June 2018. Three final winners will receive their portion of R150 000 funding capital, as well as business support from LaunchLab. The Social Innovation Challenge · www.cliffcentral.com

The SA government has welcomed efforts in ensuring that the township economy grows, and to truly help in eradicating the unemployment burden - and it is of paramount importance that measurable efforts are made to uplift the township economy. McCormick Property Development has confirmed that it is currently in the process of developing a major new shopping centre in Tembisa on Gauteng’s East Rand. At its core, the Fourth Industrial Revolution is driven by the coming together of physical and digital technologies. By gathering and analysing data from machines and robots, we are able to obtain insights into the health and performance of industrial installations, allowing us to optimise their operation to increase uptime, speed and yield. A small number of innovative companies are taking these innovations a step further and using them to develop new higher-value business models. Our guests in-studio today are Jason McCormick - MD of McCormick Property Development, and Leon Viljoen - CEO of ABB South Africa. www.cliffcentral.com

Modern day couples always complain about how they do not have enough time left to spend with each other. Sometimes they different work shifts, and if not that, there’s always post-work exhaustion. These problems lead to the classical issue of maintaining the right work-life balance. The one solution to this modern day crisis in romance is working with your spouse. Whether it is opening a business together, or finding a job in the same company, spouses working together have more time to spend with each other. However, just like everything else, this too has its pros and cons. In studio today we were joined by two wonderful couples - Given and Lerato Mabena from Sokulunga Packaging, and Jonathan and Merlize Jogiat from MJay Media. We were also joined by coach and author of 'Notes to My Sister - Let Him Serve You', Kofi Ofori-Boateng. www.cliffcentral.com

Ensuring women’s full participation within the South African economy is essential if ideals of equity, prosperity and shared and inclusive growth are to be achieved. However, women around the world have historically faced numerous barriers to their engagement in the economy. There are organisations in the country that are providing solutions to such barriers. 'Women on the Rise - Africa' is a network of like-minded future female leaders from diverse professional backgrounds who share a common vision of supporting and developing women and creating a more inclusive and representative society. Our guests today are inspirational women in leadership - Vuyiswa Mutshekwane, Natasha Allie, Dibuseng, Bahieja Gabier and Busi Selesho. www.cliffcentral.com

South Africa has an opportunity to build on the positive developments that have emerged in recent months. The economy has performed slightly faster than expected, with economic growth now projected to be 1% in 2017, 1.5% in 2018 and 2.1% by 2020. This pace of economic growth is welcome, but is still too slow to address unemployment and poverty. Joining the team for the discussion is Mr Wayne Hull - Managing Director of Accenture Digital in Africa, Bryden Morton - Executive Director of 21st Century Pay Solutions Company, Mr Maluleke Sir, and Aubrey Moraka - Independent Financial Planner. www.cliffcentral.com

Business in the 21st century is more complex than ever, especially in companies that conduct operations at several locations, or even worldwide. In this environment, communication skills have become paramount and employers are increasingly looking for those who can communicate well so they can function in complex business environments. Communication skills are the ability to absorb and transmit ideas orally and in writing. A subset of communication skills is interpersonal skills or the ability to relate well with peers, management, company stakeholders, clients and suppliers. Employees who know how to inspire others and help mediate conflict are in high demand. A company's most valuable employees are those who are great communicators and have personal traits, such as reliability and integrity. Those employees will be the company leaders. Joining Bulelani Balabala to talk about the Business of Communication is Munene Khoza - Founder and Principal Consultant at MINT Language Consultancy, Ziyanda Masiza - Founder & MD of Sakhingomso Consulting and ZiyandaM, and Nomalanga Sitole - Founder and Owner of The Voice Within. www.cliffcentral.com

Digital business is the creation of new business designs by blurring the digital and physical worlds. It promises to usher in an unprecedented convergence of people, business and things that disrupts existing business models - even those born of the Internet and e-business eras. Digital technology drives improvement at the traditional business process and business model levels. However, the differentiating fight will be for “business moments” - the third level of digital reinvention created by the need to compete with increased speed and agility. With the growth of digital business also comes digital money or better yet, Cryptocurrency. A cryptocurrency (or crypto currency) is a digital asset designed to work as a medium of exchange that uses cryptography to secure its transactions, to control the creation of additional units, and to verify the transfer of assets. Talking to us about Cryptocurrency and business digitisation is Shakes Motsilili, co-founder of Africa New Energies. www.cliffcentral.com

The heart of your business success lies in its marketing. Most aspects of your business depend on successful marketing. Marketing is a process by which a product or service is introduced and promoted to potential customers. Without marketing, your business may offer the best products or services in your industry, but none of your potential customers would know about it. Marketing is one of the most important things a business can do. Not only does it build brand awareness but it can also increase sales, grow businesses and engage customers. Joining Bulelani this week is Medina Harverye, Founder and Managing Director of Dandelion Breeze; Zizo Tshwete – Projects & PR Executive at Dandelion Breeze, she is also a media personality and radio host... plus Lebogang Mokubela - CEO and Founder of the Lemok Group, a township-based digital agency, and winner of the Standard Bank Tshwane Business Awards 2016 Young Entrepreneur of the Year award. www.cliffcentral.com

Mining in South Africa was once the main driving force behind the history and development of Africa's most advanced and richest economy. Large-scale and profitable mining started with the discovery of a diamond on the banks of the Orange River in 1867 by Erasmus Jacobs and the subsequent discovery and exploitation of the Kimberley pipes a few years later. For the mining industry transformation is not only for regulation purposes, it is a business requirement that the industry needs to adhere to for it to operate seamlessly. Mining has not only been viewed as a sexist industry in the past, but it was one of the vehicles used to entrench divisions amongst people - the industry itself became the complete example of discrimination in South Africa. That makes the transformation journey a bit more intense for the industry, especially with the broader South African society still being on the same journey itself. Talking to us about Transformation in Mining is, Maritha Erasmus - Co-founder and Chief Executive Officer (CEO) of MTS Holdings; Noluthando Zulu – Senior Analyst for Resources at the Public Investment Corporation (PIC) and Moses Sibiya - the Founder and Managing Editor of two magazines, Mining CSI and Success-SA Publications. www.cliffcentral.com

Branding is one of the most important aspects of any business, large or small, retail or B2B. An effective brand strategy gives you a major edge in increasingly competitive markets. But what exactly does "branding" mean and how does it affect a small business? Your brand strategy is how, what, where, when and to whom you plan on communicating and delivering on your brand messages. Where you advertise, your distribution channels, and what you communicate visually and verbally are part of your brand strategy too. The team chats to Mr Jay Badza - Founder and Head Honcho of Orchard On 25, Ms Beth Malatji - author of The Bootstrapper's Lifesaving Hacks and founder of ReBeth Wines, and Ms Tracy Loverson - Brand Specialist. www.cliffcentral.com

It’s officially time to start thinking about 2018. The earlier you start to prepare for the New Year, the better off - and more prepared - you’ll be. So let’s start getting our New Year’s mindset together today. Winston Churchill once said, "Let our advance worrying become advance thinking and planning." There are two annual traditions that come with the start of every New Year. The first is making some resolutions - often involving health and your wealth, and the second is promptly breaking those resolutions a few weeks later. In fact, the process is so predictable that it has become something of a running joke in society these days and amongst friends and family. The team discusses the best ways to prepare you and your business for 2018 with guests Ms. Busi Selesho - Money Coach, and Mr Badi Promesse - Africa Vice-President for CIMA. www.cliffcentral.com

In South Africa today, we have seen the vast growth within the entertainment industry with many patrons prepared to pay huge amounts of money in order to be attained. The business in some cases lacks growth due to management skills and business knowledge. It can also be one of the most profitable businesses one can get into. Bulelani speaks to two entrepreneurs who have managed to find their feet and grow their businesses in the entertainment industry. Mr Jorge Capkovic is the owner of Niche Cocktail Lounge in Johannesburg, and was the owner of the former popular Capitol Club. Mr Tebatso Kiewet is the owner of Coolerboxing Day Holdings, an entrepreneur and founder of Cooler Boxing Day annual event. www.cliffcentral.com

Africa as a continent has an entertainment industry which is growing fast each day. Africa has also seen various artists being seen and noticed on the global stage. We also have our own young people who are starting up and striving in the business of entertainment. Joining Bulelani in studio today is the TEA-Township Entrepreneurs Alliance 2017 October Pitch winners: Mr Lucas Molepo - Founder of Clean Steps, Mrs Rejoice Mkhonto - Founder of Malisesi Trading and Projects and Answer Chauke AKA 'Rejoinder', who is a 21-year-old artist hailing from a remote village called Ntlhaveni in Limpopo. He has a single out that’s making waves called #Monica under Dreams Entertainment. www.cliffcentral.com

Government officials, key private and public sector stakeholders, media and the winning young entrepreneurs from the far corners of South Africa gathered at a glittering celebration of The 2017 Step Up 2 a Start Up Youth Entrepreneurship Awards, which took place at the Southern Sun Hotel in Arcadia. The awards are a culmination of a 5-month entrepreneurship development programme and competition for secondary school learners, made possible by key sponsors Standard Bank, Sasol and the MTN Foundation, amongst others. With input from industry leaders and experts, the Top 9 entrepreneurial teams who demonstrated the most innovative social or environmental business model were selected through a national competition and 3-stage adjudication process. Speaking to Teboho Mafodi at the event was Minister of Small Business Development - Lindiwe Zulu, Standard Bank Senior Marketing Manager in Retail Banking - Thisile Mtyeku, Primestars GM - Nkosinathi Moshoana, and Standard Bank Step Up 2 a Start Up influencers. www.cliffcentral.com

Entrepreneurship is about aspiration, opportunity and start-up growth by people aiming to achieve high-growth businesses and create employment. Big corporates have started to recognise the value of entrepreneurial growth in the country and companies have now instilled accelerator programmes to help develop and sustain entrepreneurs in SA. Without the assistance of these corporates, most entrepreneurs would not have access to markets, funding etc. On this episode we talk about how companies are recognising the importance of supporting young entrepreneurs in South Africa with guests Ms Tinyiko Mageza - head of Retail Marketing for Standard Bank PBB SA; Moepi Setona, founder and Director of SAYA - SETONA; Nishant Singh, co-founder of Multifractal Semiconductors, and Elvis from Ekasi Entrepreneurs. www.cliffcentral.com

Technology is an essential part of our lives today and few can imagine living without it. We achieve a lot with the help of technology - the possibility to travel, keep in touch with friends on the other side of the earth, and the ability to cure many illnesses. Technology shapes the future and it can help to make it compatible with nature. It can help us to develop clean energy, transport possibilities with less emissions and low-energy houses to save resources. Technology is not only about technology itself or more efficiency and discovering new methods and processes, we have to add the component of art which is about making wise choices for the future of technology. We should not develop technology because of itself, but to develop it, because it adds value to society and simplifies human life. One of the top technology trends today is Virtual Reality (VR). Teboho and Bulelani host the ladies from Brainbow Conscious Creatives, as well as Sobhuza Nkosi - co-founder of Know Thy Neighbour. www.cliffcentral.com

South African entrepreneurs face countless challenges from excessive red tape and having to operate in what is often an unfavourable entrepreneurial environment to a lack of the necessary business skills needed to make their businesses a success. Knowing the real South Africa right now, the ambitious entrepreneurial spirit that runs through its tributaries and flows like a river into the heart of a nation. South Africans have always been opportunistic, from J.B.M Hertzog (who founded Naspers, which is now Africa's largest company and globally the 7th largest internet company), to MTN and Discovery - both of which can now be found all over the world. We can even highlight the contributions of one of the world's most foremost thinkers and innovators, Elon Musk - the driving force behind SpaceX. Join the team as they talk about the growth of entrepreneurship in South Africa – looking at all opportunities in front of us, and how we can collectively grow an economically sustainable country. www.cliffcentral.com

Broad-Based Black Economic Empowerment (B-BBEE) aims to ensure that the economy is structured and transformed to enable the meaningful participation of the majority of its citizens and to further create capacity within the broader economic landscape at all levels through skills development, employment equity, socio-economic development, preferential procurement, enterprise development, especially small and medium enterprises, promoting the entry of black entrepreneurs into the mainstream of economic activity, and the advancement of co-operatives. B-BBEE needs to be implemented in an effective and sustainable manner in order to unleash and harness the full potential of black people and to foster the objectives of a pro-employment developmental growth path. It has been 13 years since the Broad-Based Black Economic Empowerment (BBBEE) Act came into effect in South Africa, but many business owners – and their employees – remain unclear on what exactly the legislation is for. To talk about The Real State of B-BBEE, Teboho Mafodi hosts Mr Keith Levenstein - founder of EconoServ and a moderator of the B-BBEE forum on Business Masters - as well as Ms Lianne Friedman, CEO of EconoServ. www.cliffcentral.com

In October this year, the BEE commission planned to issue about 50 preliminary and final findings against companies for contraventions of the B-BBEE act. What are these contraventions? One of them is fronting. A major form of non-compliance is fronting, or the introduction of spurious schemes that purport to introduce black shareholders (sometimes a domestic worker) without assigning any benefits to them. This enhances a company’s B-BBEE status and increases its chance of winning contracts. Fronting is prevalent and some companies have already been issued with findings and more are following, according to the BEE Commissioner Zodwa Ntuli. Talking to Teboho Mafodi and Bulelani Balabala about the real state of B-BBEE and its transformation - or better yet, the lack there off - is Mr Keith Levenstein, founder of EconoServ. He is the moderator of the B-BBEE forum on Business Masters. Keith has been involved in broad-based black economic empowerment since 2005. His business is well known to all in the industry. Their aim in this forum is to assist businesses in becoming BEE compliant. www.cliffcentral.com

With October being Cyber Security Awareness Month, the question all business owners need to ask themselves is “Are you cybersure?” Cybercrime is real, and it’s on the increase. According to the Norton Cyber Security Insights Report, 84% of adults who are online in SA have already been victims of cybercrime, and a massive 74% of these have experienced cybercrime in the past year. South Africa also ranks in the top 10 on the FBI’s cybercrime predator list, which means that there’s an increasing amount of fraud being perpetrated from SA too. When an organisation falls victim to cybercrime it is exposed to a multitude of risks, which Santam Limited identified as including loss of revenue, loss of data, loss of competitive advantage, industry and regulatory fines and penalties and fraud. Talking to Teboho Mafodi about cybercrime and the risks it poses to South African businesses, is Mr Wynand van Vuuren - head of legal and claims at King Price, as well as Lunga Siyo - executive head of e-commerce at Standard Bank SA. www.cliffcentral.com

South Africa is on the right track towards ensuring that all citizens have access to affordable, quality healthcare services regardless of their socio-economic circumstances. The transformation process is underway with the Government’s implementation of the National Health Insurance (NHI), a multi-billion rand scheme which seeks to radically transform South Africa’s healthcare system. Now the question is – is South Africa’s healthcare industry transformed? Teboho Mafodi and Bulelani Balabala chat to Bridget Kekana - Director at ReIntergrate Occupational Therapy Services, Dr Cwengile Gagela - Medical Doctor at Helen Joseph Hospital, Dr Thandeka Nqcobo - Medical Doctor at Mafikeng Provincial Hospital, and Nneile Nkholise - Founder of IMEDTech and an impact entrepreneur. www.cliffcentral.com

Transportation and travel cannot be discussed without taking tourism into consideration, and tourism cannot thrive without travel. Transportation is an integral part of the tourism industry, it is largely due to the improvement of transportation that tourism has expanded. October is Transport Month in South Africa and it's used to raise awareness on the important role of transport in the economy. Teboho Mafodi and Bulelani Balabala chat to Neo Mangope - founder of The Right Brain Factory - and Mpho Mache, Director of Tshuku Transport Services. www.cliffcentral.com

How do you grow your sales team and get them to grow independently as a sales force? Bulelani chats to international renowned speaker and author Mr KK Diaz of A-game consultancy to answer these questions and more. www.cliffcentral.com

There’s a small group of entrepreneurs who are usually committed to one successful venture. However, this type is inspired to leave something behind of lasting importance and value to their customers, industry, families, communities and loyal employees. They stand for a social cause that is bigger than they are. Looking beyond their own lives, they work to build an image and reputation of an industry, community leadership and citizenship. These types of entrepreneurs are called legacy entrepreneurs. They find meaning in creating something of significant and lasting value from their corner of the world, whereever that corner is. Busi Raphekwane, Nthabiseng Mokgosi, Pontso Hlakoane and Timothy Maurice Webster join the discussion with Bulelani Balabala. www.cliffcentral.com

This show look at access to funding, markets, and business finance challenges - including BEE obligations. How are these factors impacting the real state of entrepreneurship in South Africa? Joining Teboho Mafodi in Studio to unpack these issues is Moxima Gama - Senior Technical Analyst for The Money Hub, Xoliswa Daku - CEO of DCI Holdings and Daku Group of Companies, Samke Mhlongo - Wealth Coach and Founder of TNC Wealth Partners, and Karabo Mathebula from StartUpGrind. www.cliffcentral.com

South Africa needs to find new ways and wide-ranging structural reforms to boost growth and job creation, and improve inclusivity. With 54% youth unemployment and a slow growth economy, a solution that is a win-win for business and unemployed youth is a story worth telling. Joining Teboho Mafodi and Bulelani Balabala in studio are Mokete Sekgonyane from Nubikoms, Sicelo Mbonane from Township Entrepreneurs Network, and Bongi Radebe from Taste of Legends. www.cliffcentral.com

There are 400 small business owners across 22 sectors in South Africa. According to previous findings by World Wide Worx, there are an estimated 650,000 small businesses in South Africa, employing around 7.8 million people. Teboho Mafodi and Bulelani Balabala are joined by Mzuzukile Soni, the CEO and founder of BrownSense – a buy-black initiative connecting black businesses owners with customers through social media and events. Young business owner Yamkela Kiviet also joins the discussion. www.cliffcentral.com

‘Township economy’ refers to enterprises and markets based in the townships. Operated by township entrepreneurs to primarily meet the needs of township communities, these can be understood as ‘township enterprises’, distinguished from those operated by entrepreneurs outside the townships. In the studio with Teboho and Bulelani, Jayshree Naidoo - who is the head of Standard Bank Incubator - joins the discussion. www.cliffcentral.com

Entrepreneurship activity in South Africa is improving, but still lags behind in comparison with other parts of the world. In the studio with Teboho and Bulelani is Donna Rachelson, the Group CEO of Seed Engine - including Seed Academy. She is also a Branding & Marketing specialist, author and speaker. They are also joined by KK Diaz - CEO of A-Game Business Consulting, business coach, author and also a speaker. www.cliffcentral.com

Teboho speaks to beautiful and powerful lionesses who are doing amazing things for themselves in their respective fields. They’ve gone beyond their boundaries to achieve greatness and are playing their part in improving the community. These lionesses are Lesego Mashishi-Matlela - who’s a soldier turned businesswoman, Tumi Sibanda - attorney turned author/coach, and Mpumi Nobiva - Oprah Winfrey’s mentee turned activist. www.cliffcentral.com

The services industry globally and in South Africa continues to evolve, shaped by the so-called 4th Industrial Revolution - a technology revolution, a new South Africa 23 years post the dawn of democracy, where legal risk is increasing and changing, and an increasingly borderless business world. These themes fundamentally alter the way we live, work and relate to each other as professionals. Joining Teboho Mafodi in studio is the Deloitte Legal Director Dean Chivers, and the globally renowned futurist and co-author Daniel Susskind. They discuss the above themes and look at recent trends impacting the various professions and businesses across the world. www.cliffcentral.com

Township street culture is a fast-growing entrepreneurship trend taking place across various parts of South Africa. Teboho Mafodi and Bulelani are joined live in studio by food entrepreneurs doing it for themselves. www.cliffcentral.com

Shared value is a management strategy in which companies find business opportunities in social problems. Sharing that information is key with others, so Teboho Mafodi talks about shared entrepreneurship information. Joining him in studio is Njabulo Ndaba - Managing Director of Lady in Waiting Live magazine and an architect by profession, Andile Makaring, Zimkita Twantwa and Matshidiso Ramatse from The Hookup Dinner. www.cliffcentral.com

Live from Mediatech Africa 2017. The team talks about South Africa’s largest money and investment expo, with more than 3,000 registered guests for their 2016 event. It brought together entrepreneurs, asset managers, analysts, stockbrokers, property moguls and other individuals who are serious about taking control of their money, and this time around they are back and even better. www.cliffcentral.com

Socio-economic circumstances and wealth levels differ markedly across provinces, as do economic drivers. Consequently, demand for and supply of housing differs across regions, leading to an uneven performance in property prices. Joining the discussion with Teboho Mafodi is Standard Bank economist, Siphamandla Mkhwanazi and Moneyweb journalist Ray Makhaka, to have this discussion around opportunities in housing across different markets being townships, suburbs and high end. www.cliffcentral.com

July is Savings Month so the team speaks to saving and investment expert Ms Palesa Lengolo from Palengo Holdings. She shares the importance of investment/financial education and how to start investing. Ms Jayshree Naidoo from Standard Bank Incubator joins to talk about how they are involved in saving and encouraging the spirit of entrepreneurship with the youth and women. Lebo Maleke from the UK, who is passionate about saving, adds her thoughts. www.cliffcentral.com

Wrapping up Youth Month, the team takes a look at why it's important and the opportunities that are available for young people. In studio Bulelani speaks to Safad Vahedna, Bridgette Ramuluvhana, Shanda Paine and Sibusiso Molimi. www.cliffcentral.com

Teboho and Bulelani speak about youth entrepreneurship and the work that corporate SA is doing to develop the youth, and what Youth Day means to them. Joining the discussion are Mrs Happy Ngidi - Marketing Manager Proudly SA, Fleur Leach and Etienne Rosser from Nutrifruit, Tafadzwa Madavo (COO) Riversand Incubation Hub, and Meshack Kekana from Dads in the Picture. www.cliffcentral.com

Kasi Food is one of the fastest moving businesses these days, as one of the most popular cultures across different townships. Teboho Mafodi speaks to food entrepreneur Itumeleng Mpatlayana who used to run a food franchise. When that got liquidated he managed to reinvent himself again with a new business in grilled chicken, embracing Kasi 'township' flavours and lifestyle. They bring quality food and flavours - originating from Kasi's, inspired by their own stories and origin. www.cliffcentral.com

Today the team looks at the impact of investing in the development of young people. They focus on the role that corporate SA is playing in moving Youth Development forward. A great example of companies doing great work is Anglo American (Yvonne Mfolo - Head of Public Affairs) & Gearhouse (Robyn D'alessandro - National Marketing Manager). www.cliffcentral.com

Failure of new and existing South African businesses is a topic that has been discussed and debated for years. According to a study by The Small Enterprise Development Agency, a subsidiary of The Department of Trade and Industry, South Africa has one of the highest failure rates of new SMEs in the world, at an estimated 75%. How do we avoid business closure? Some enterprises turn to business simulation. In studio, the team speaks to Shawn Theunissen – head of property point and corporate social responsibility at Growthpoint properties, Belinda Mmeta, Funek Sukuzi, Anita Black – Pimp my Biz Contestant, Sazini Mojapelo - Head of Citizenship at Barclays Africa Group,.and Brian Simelane – business training expert and founder of LearningSims. They discuss how simulations can be a highly effective method to teach a variety of topics in business, improve retention, and ultimately change behaviour for improved results. www.cliffcentral.com

The Western Cape Funding Fair is a joint initiative between Deloitte Western Cape and the Department of Economic Development and Tourism. It is an exhibition and conference styled platform aimed at creating awareness and access to multiple funding organisations. Joining Teboho in studio is Marius Alberts - Deloitte Director & Regional Leader (lawyer and forensic expert), Craig White – ArtLab, Arnold February – area manager of metro WC, and Phumzile Nala from Africa’s Got Game. They bring insight around what it means to be a small business in South Africa and how to access funding and valuable lessons. www.cliffcentral.com

Bulelani Balabala and Teboho Mafodi talk about the downgrade to junk status and what it means for a country. In December, the Standard and Poor rating kept the country’s sovereign credit rating at one notch above junk status, with a negative outlook, while Fitch adjusted its outlook to negative from stable - a notch above junk. They also discuss how they are affected as business people, and how are they influenced by this drop of the rating. www.cliffcentral.com

There is immense pressure facing local government as the public is becoming increasingly aware of quality issues and the lack of municipal infrastructure facing service delivery. The team is joined by Thuli Mashaba - Director of HULE U GUDE Projects, and Fikile Baili - CEO of Zandile Management Services. They discuss service delivery in the private sector... what it means to render services to clients, ethics, timelines and professionalism. www.cliffcentral.com

In the past, entrepreneurs have lost business on account of contracts not understood or honoured. In studio, the team talks to MS Monisha Prem, the corporate advisor and CEO of M.Prem Inc. - specialising in business law and business development - and MS Dibs, an influential businesswoman involved in the Professional Business Women (PBW) network session. www.cliffcentral.com

The team discusses entrepreneur migration, the effect it has on the growth of the economy - taking away innovative visionaries, job creation and closing the gap for new markets. This happens when communities take a slower adaption to the changes in the social and economic environment. Joining Teboho Mafodi in studio are Alesimo Mwanga - the executive researcher of Sea Africa, and Charles Sekwalor - founder of movemeback. www.cliffcentral.com

Developing managers from early in their careers can increase performance, strengthen organisations, and improve their competitive edge The pipeline starts with identifying and then nurturing talent by exposing high-potential individuals to a variety of developmental opportunities and experiences. Their economy may rival that of entrepreneurs. Joining Teboho Mafodi is Mr Frederick Mamabolo and Ms Mbali Maseko. www.cliffcentral.com

Business-as-usual is changing. The conventional wisdom that capitalism comes at great cost to society is being challenged. Instead, we’ve observed that the most innovative companies are using those same market drivers - the ones that have until now been a cause of such criticism and scepticism - as drivers for positive change in the world. Joining Bulelani Balabala is Tiekie Barnard, CEO of Shift Social Development that brings us the 2017 Africa Shared Value Summit. The team also profiles two entrepreneurs... Mr Tummy Phake - CEO of Zenzele Fitness Group, and Sydney Madibo - a 23-year-old upcoming entrepreneur and participant on the SABC1 show, One Day Leader. www.cliffcentral.com

Boi Kgathi Rasmussen from Y-BECA is in studio. She was with Future Entrepreneurs - they are partnering with amazing businesses from GoJob, Afriroots, and ShareCharge to talk about the empowerment they received and their businesses. www.cliffcentral.com

With the increased complexity of managing the B-BBEE scorecard against the amended codes, many BEE champions are unclear on how to monitor and respond to these increased requirements. If you want to improve your skillset, as well as enrich the company's B-BBEE plan with the following outcomes: The team tackles strategy development that makes business sense, and BEE scorecard verification preparation - making sure you have identified all the gaps on your scorecard. The objective is to help clients integrate B-BBEE, social responsibility and socio-economic empowerment into their strategic vision, with an objective of encouraging sustainable business growth and social development. Joining Teboho Mafodi and Bulelani Balabala is Ms Zodwa Ntuli - the B-BBEE Commissioner, and Mr Michael Tsotetsi - B-BBEE Specialist. www.cliffcentral.com

Profiling young entrepreneurs making a difference in different industries - Teboho Mafodi and Bulelani Balabala speak to Khethi Ngwenya from School Media and Laureate from Le Beauty Training Academy to help us understand the dynamics in their industries. www.cliffcentral.com

Outdoor advertising is a platform for creating brand awareness and building brand visibility and popularity. In the last couple of decades, outdoor advertising has become prominent... but more than that, technology has enhanced it further so that you can get the best out of it. With outdoor advertising upping the stakes and becoming increasingly more competitive - plus digital advertising becoming the medium of choice - it’s important to know how to make your advertising count. The team tackles strategies to ensure your outdoor advertising has the highest chance of being noticed, and more importantly, remembered. Joining Teboho Mafodi and Bulelani Balabala is Mr Tumelo Mailula - Director of Juxtapose and Mr Francis Chikasha - Director of Aerial Display. www.cliffcentral.com

Building a home is a high cost. On today’s show the team brings you alternative building methods that are beautiful, cost-effective, luxurious and complement the environment and surroundings. Alternative buildings challenge the status quo of the South African construction industry, and it provides people with alternative building techniques. It’s a solution found for the rising costs of building affordable houses, using various techniques, with a big focus on shipping container homes. Joining Teboho Mafodi and Bulelani Balabala is Ms Makano Morojele - Head of Social Sustainability from National Business Initiative, Mr Gary Geldenhuis from Geldcon Services (Container Conversions), and Mr Brad Berman from Cape Town - Founder of Berman-Kalil Housing Concepts. www.cliffcentral.com

Teboho Mafodi and Bulelani Balabala are highlighting the work of young entrepreneurs and innovators who are shaping SA's future. The guests in studio are, Ms Naledi Phafane - CEO of Open Robot, Mr Thomas Nkuna - CEO of Jay Gatsby, and Mr Lucas Ketelo - Founder of Aziki Green. www.cliffcentral.com

Funding always dominates any conversation - every time we talk about the challenges entrepreneurs are facing... and on the other hand, the amount of risk the funding agencies are willing to take to support SMMEs. SMEs are perceived to be very low and they don’t have wide financing channels. The team looks at other available funding options. Joining Teboho Mafodi and Bulelani Balabala is Fred Jones, Small Business Mentor from Eastern Gauteng Business Linkage Centre, Mags Ponnan, and Head of Customer Value Propositions at FNB Business. www.cliffcentral.com

In order for skills to be developed, it’s important to identify your skill gaps - because your skills determine your ability to execute your plans with success. Become a master of your craft. Joining Teboho Mafodi and Bulelani Balabala is Billy Fore from Ekurhuleni Artisans & Skills Training, Lorraine Marira - Founding Member and CEO of Laureate Le Beauty Training Academy, ‘Thought Leaders ‘Series, which is presented by Rev Ngwenya and Boi Rasmussen Entrepreneur, CEO, Author, Startup Coach and Youth Entrepreneurship Activist, who is based in The Netherlands. www.cliffcentral.com

A vigilant approach to ensure a clean bill of health for your business - continued from last week’s show. Entrepreneurs need to be advised on how to work within a budget, to avoid being stuck in the same financial problems every year. Entrepreneurs aren’t guaranteed the same income every month. So, saving is one of the tools that can be used to their advantage for better financial results. Joining Teboho Mafodi is Mr Wikus Oliver - Debt Management Expert from DEBTSAFE, Nosipho Zikishe - Legal Advisor at the National Credit Regulator, and Mr Nicky Lala-Mohan from Credit Ombudsman. www.cliffcentral.com

Tips and info on saving and budgeting - entrepreneurs need to be advised on how to work within a budget. Because every year they get stuck in debt and there’s no progress, all because of poor planning. Saving is very important because entrepreneurs aren’t guaranteed the same income every month. There are good and bad months, so if there is money put aside, the entrepreneur avoids being unable to pay expenses. Joining Teboho Mafodi and Bulelani Balabala is Mr Wikus Oliver - Debt Management Expert from DEBTSAFE, Nosipho Zikishe, Legal Advisor at the National Credit Regulator & Mr Mzandile Petrous - Executive Chairman of IFIRM - The iFirm = Information x Business Intelligence x Investigation x Advisory. www.cliffcentral.com

The hosts Teboho Mafodi and Bulelani Balabala welcome everyone into the New Year and are joined by Asanda Booth, Bongumusa Gidagida and Palase Mabuye to have a discussion on what listeners can expect on 360 Biz in 2017, so that you can start your year energised and ready to take on the world. It's been unpacked that 2017’s great advice is not only dreaming big – but how to achieve those dreams. www.cliffcentral.com

Planning is a basic management function involving formulation of one or more detailed plans to achieve optimum balance of needs or demands with the available resources. The planning process identifies the goals or objectives to be achieved. Joining Tebogo in studio is Maguqa and Phumlani (Phlyguy) Khumalo as they involve us in their plans for 2017. www.cliffcentral.com

How black people spend their money has been a hotly debated topic not only on this show, but in our offices, at social events and in beauty and barber shops across the Globe. The 360 Biz team discuss the issue. In this day and age Africans are carrying various forms of influence, most importantly economical influence, so the team discuss how can you use this to grow this economy. In studio is Wantwa ‘Stoan’ Molaudi, Mpho Boadia and Lwazi Nkosi www.cliffcentral.com

South Africa’s creative industries have long been identified as a driver for employment and development, yet few people have been able to successfully combine commercial success, education and development. Joining Teboho Mafodi, Bulelani Balabala and Liya Ndlondlo is singer Tsholofelo Moatshe, and Thapelo Ramodikwe - Public Speaker & Profile of Rato Pela online clothing. www.cliffcentral.com

This show is all about aspiring entrepreneurs who have limited resources, those who want to make easy money urgently, and those who have been looking for an opportunity to get into the business world. The guests run through the tools that are designed to assist entrepreneurs in their entrepreneurial journey. Joining Bulelani Balabala and Liya Ndlondlo is Pastor Ezekiel Matope, founder and author of Eezi Money Workbook, and Mr Mcoseleli Mlobeli, founder of Media Production and Fresh Talent Agency. www.cliffcentral.com

Entrepreneurship is the recognition of an opportunity to create value, and the process of acting on this opportunity, whether or not it involves the formation of a new entity. While concepts such as “innovation” and “risk-taking” in particular are usually associated with entrepreneurship, they are not necessary to define the term. The team aims to inspire and empower young people to materialise their business ideas. Joining Bulelani Balabala and Liya Ndlondlo is Alesimo Mwanga, Research and Development, SEA Africa. www.cliffcentral.com

The fashion industry is indeed a thriving industry all over the globe and clothing happens to be the most prominent in the industry. Every clothing line and shoe designer must ensure that they are always on their toes and in touch with the trend if indeed they want to continue to be in business. Joining Bulelani Balabala and Liya Ndlondlo is Rosemary Sibisi - founder of StylewithRoseS and Lusanda Ncapayi - THE WORD by Lucrative. The show also includes the profiling of Lonwabo Maseko, author of The Best I Was Created To Be. www.cliffcentral.com

Green Building Design and construction is a method of wisely using resources to create high-quality, healthier and more energy-efficient homes and commercial buildings. A green building is more than the sum of its parts - its process and impact matters, too. Joining Bulelani Balabala and Liya Ndlondlo is Mr Thulani Kuzwayo, Managing Director of Green Building, Ms Vere Shaba - Owner and Managing Director of Shaba Green Building Solutions. The show also includes the profiling of Rosemary Sibisi - Founder of StylewithRoseS, Patrick Moraka and Sammy Seghoala from Escaping The Rat Race. www.cliffcentral.com

Living on the edge and taking risks are the keys to happiness and success. Almost everything worth doing is risky. Are you stuck in a comfort zone and just hoping to have a mistake-free, loss-free, and stress-free life? Entrepreneurship could be your ticket. With the assistance of Business Chambers, an entrepreneur can gain the support necessary to move them forward on the road to success. Joining Bulelani Balabala and Liya Ndlondlo is Thabang Hlanyane - President of the Ekurhuleni Business Chamber, National Small Business Champion winner Roxanne Page from SassyChic, and Nkosi James Moremoholo, who profiles his book Mind Power. www.cliffcentral.com

Starting your own business can be intimidating, especially in the food industry where you are competing with established brands and restaurants all over the world. But this hasn’t stopped these young female entrepreneurs, who are doing everything to change the food industry. Joining Bulelani Balabala and Liya Ndlondlo is Nokuthula Ramputa - Director of Cake World SA, Mathapelo Montsho and Yolanda Nomoyi - founders of Why Cook?, Khanya Mzongwana - founder of Off The Wall Pop-up Restaurant, Masego Matila - founder of the Social Hub Pretoria, and Nicola Mare - Director of Franchize Directions. www.cliffcentral.com

Waste can be defined in many ways as is evident from the differing definitions adopted in the White Paper, the strategy and the Waste Act. The exact definition of waste is, however, the topic of an ongoing debate because of an increasing global trend to reduce, re-use, rework, recycle, recover, so-called 'waste products'. One person's waste can now become another person's valuable raw material. Also, with changing technologies, availability and cost of original input materials, the demand for, or need to use recovered 'wastes' is changing too. Joining Teboho Mafodi, Bulelani Balabala and guest host Liya Ndlondlo are acting CEO of Proudly SA, Mr Eustace Mashimbye and Waste Entrepreneur, Zandile Nkosi (Managing Member of ZEE). www.cliffcentral.com

A new world energy economy is emerging. The question is, can the world run on renewable energy to accelerate the transition to a healthier, more secure and climate-safe future. It is said that we need to build a smarter, more flexible system that maximises the use of variable sources of renewable energy. South Africa can produce energy from solar power, natural gas, wind power, anaerobic digestion etc. How does this affect the business space? Joining Teboho Mafodi and Siya Mdlalose is the Southern African Regional Managing Director Mr Siyabonga Mbanjwa, Managing Director from Green Building Council, Mr Thulani Kuzwayo, Mr Tariq Yusuf, Co-Founder of Empower holding and Mr Xolani Qubeka, CEO of the Small Business Development Institute (SBDI). www.cliffcentral.com

The team discusses SMEs and their determination to succeed, and take a further look into how Executive Pay is determined in SMEs. They also outline the results of the 2016 National Small Business Survey on what opportunities and possible obstacles entrepreneurs face today. Plus there's a profile of a platform for community action that allows low income communities to effectively organise at grass-root level. Joining Teboho Mafodi and Bulelani Balabala is Dr Mark Bussin - Executive Committee Member at the South African Reward Association, Mike Anderson - CEO and founder of the National Small Business Chamber (NSBC), and Luke Jordan - CEO of Grassroots. www.cliffcentral.com

The financial space is changing a lot in all areas such as regulation, technology, compliance, demographics, changing customer expectations, rise of millennials and competition from fin tech. We have already started experiencing new ways of payments, microfinancing, investment advice, money management, trading etc - this will eventually expand to all size and shape of financial offerings. Joining Teboho Mafodi and Bulelani Balabala is Mr Bongani Coka, CEO of SAIPA; Mohamed Rasivhetshela, CEO of Makanda Finance; and Wikus Olivier, Debt Counsellor from Debtsafe. www.cliffcentral.com

There appears to be a serious lack of knowledge regarding South African tender procedures and processes. Joining Teboho Mafodi and Bulelani Balabala is Andrew Molver – Litigation Attorney from Adams & Adams, and Moiponi Moloto from UJ Centre to talk more on the SA tender environment and The Preferential Procurement Policy Framework Act (PPPFA). On the small business spotlight the team profiles Muzi of Ingwazi Eatery, which is a fast food operation and Magnificent from Project X, which focuses on creating unique furniture with recycled tyres and other material. www.cliffcentral.com

Start-ups are not all unicorns and IPOs. The start-up struggle is real. Start-up struggles happen all the time, and it’s these struggles that strengthen and give them the ability to have some qualities in order to survive. Some of these characters are tenacity, resilience, and courage - as entrepreneurs are tested and sharpened. Joining the discussion with Teboho Mafodi and Bulelani Balabala are entrepreneurs who are making money in the lower LSM... Tokologo Phetla is a Founder and CEO of a company called Black Industrialist, plus he's a publisher. The other guest is Vaneshri Naidoo, founder of My MOBI innovative car wash. www.cliffcentral.com

Bulelani Balabala and guests are unlocking opportunities for young entrepreneurs that the public and private sector has to offer, with regards to entrepreneurial development. There is a lot of room for growth and market share out there... and they have the information on how to get in! www.cliffcentral.com

Bulelani and Teboho look at the various entrepreneurial development programmes that are offered by various large corporates and government institutions… and they discuss how young entrepreneurs can benefit from these programmes. www.cliffcentral.com

The guys close off Women's Month in style as they discuss changing female stereotypes in society. Guests include Lady Ann (founder of the NGO, Sisters We Can), Nthando Khunene (the current Miss SA), Coco Phoenix (Phoenix Media), Zano (artist), and Mzilikazi wa Afrika (investigative journalist from Sunday Times). www.cliffcentral.com

Millions of rands in venture capital and angel investment funding is accessible to South African start-ups and entrepreneurs with new products that are ready to take to market, It’s a space that has been limited to women, and the women on the show have become successful in the space of investing. The guests are Lungile Msibi, Tsholo Mogotsi, Amanda Masuku, Sibongile Buthelezi and Beth Malatji. www.cliffcentral.com

Teboho Mafodi and Bulelani Balabala have decided to shine a light on another area which regularly evokes passionate responses from our listeners, the role of women in business. Research shows that there’s a shortage of women in various fields, so the team calls in some experts to give their opinions on the glass ceilings confronting women in the workplace, the challenges and obstacles facing female entrepreneurs, the lack of women in STEM careers, and ways to promote diversity across different industries. Some of the guests are Nthabeleng Likotsi, Cwy Mandindi, Busi Raphekwane, Danielle Lester, Pabi and Karen Joseph. www.cliffcentral.com

360 Biz is talking Women’s Month - celebrating empowering of women. With Jackie Phamotse as a guest host, the show is designed to inspire the ambition and growth of female entrepreneurs, female hustlers and professionals. Teboho also shares some tangible growth strategies. Ladies in studio are Queen Ramotsehoa, who is a Consultant and Leadership Coach, Social Entrepreneur Irisha Luhanga, PR Entrepreneur Que, and Puseletso who provides mentorship to entrepreneurs. www.cliffcentral.com

Teboho and Bulelani are speaking to amazing women who are doing exceptionally well in their industries to cover some of their failures and challenges they’ve experienced in business. The show is a pre-preparation for Women’s Month, where women are being celebrated across the country. The guests are Andiswa Mdletye, Thuli Sibeko, Mahlatse Sakuneka and Bianca Williams. www.cliffcentral.com

Teboho Mafodi and Bulelani Balabala bring different businesses in studio to help answer the question, what transformation is needed to prevent an unbuilt future? www.cliffcentral.com

Bulelani Balabala looks at small business development through various platforms. Rene from Thebe Reed Exhibition discusses the work they are doing, Lesego Tau speaks about a foundation which focuses on shifting young mindsets, and Sanele Zulu empowers everyone on going green and the opportunities in the publishing space. Sibusiso Molimi closes it up with some inspiration. www.cliffcentral.com

Bulelani Balabala speaks to Faith from Minions SA, an organisation that sources young students with free time for companies needing extra hands. He also speaks to Thabo from Glowing Generation, an agency that focuses on storytelling. The show also features Malibongwe Xaba, an inspirational speaker. www.cliffcentral.com

Bulelani Balabala profiles entrepreneurs doing amazing work in various communities and who are changing the game completely. Guests are best-selling author Zareef Minty, Emmanuel Bonoko from E Bonoko Holdings, Phakiso Tsotetsi from The Hook Up Dinner, Thabang Mohlala from TEA, and Fazlyn Toeffie from Gibs Business School. www.cliffcentral.com

Teboho and Bulelani speak to young entrepreneurs brewing proudly South African beverages that will go and compete against global brands. They also do a small business profile, and look at 2nd Generation, an NPO that does amazing work with primary school kids. www.cliffcentral.com

Abuti Rams ‏joins Bulelani Balabala and Teboho Mafodi to talk about the power of social media. Learn how small businesses can use social media to enhance their marketing strategies and business models. www.cliffcentral.com

In honour of Youth Month, the 360 Biz team is focusing on entrepreneurship as a career choice, and career guidance for young people across South Africa. www.cliffcentral.com

Financial empowerment is a new approach to poverty reduction that focuses on improving the financial security of low-income people. People speak of funding daily, but few know that there’s financial empowerment in the form of grants and crowdfunding. Vusi Zwane from Peermont, and Derek Whitehead from Jumpstarter join Teboho Mafodi to talk more about exploring these opportunities. www.cliffcentral.com

If you run a start-up, you know that it’s really hard to get people to try your product. And yet we are all familiar with start-ups that introduced new products and got millions of people to use them. After all, potential customers don’t know whether you will be around three months from now. Joining Teboho Mafodi around the discussion of Product Business is Bonsai Shongwe, who’s a serial entrepreneur, Gugu Makhari, who sources products for other entrepreneurs and actress, singer, music promoter and founder of Bardill Entertainment, Mandisa Bardill. They tell us more about how to create a product, or be one and even sell one. www.cliffcentral.com

Business incubation has been identified as a powerful tool to support and sustain small businesses and boost the economy. Incubators are organisations designed to accelerate the growth and success of entrepreneurial companies through an array of business support resources and services that could include physical space, capital, coaching, common services, and networking connections. The major question is are entrepreneurs taking advantage of these incubators? To tell us more are representatives from Incuvest and the Hope Factory. www.cliffcentral.com

The term ‘SME’ is broad, including a wide range of organisations from a one-man band to a company of 250 staff which may look similar to a large organisation in terms of structure and process. To consider what the future of HR may look like in SMEs, the 360 Biz team first look at the current HR models and approaches being adopted in smaller organisations. They then go on to consider what the insights from in-depth case study research with a wide range of SMEs could mean for the future, in particular what operating models could look like 10 years from now, whether the capability requirements of HR will change, and whether there are implications for HR career models. Joining them to have this discussion is an HR specialist from organisations like SEESA and Hambee, and Head of HR from Tsogo. www.cliffcentral.com

Procurement and supply management involves buying the goods and services that enable an organisation to operate. There is at least one supply chain in every single industry, and in most, there are several supply chains that feed into one another. Some areas of expertise required to plan and maintain the balance between supply and demand are highly complex and are addressed on this edition of 360 Biz. Tonya Lamb, Sales and Marketing Manager for SAPICS as well as Kurt Parker, Strategic Procurement Manager at Growthpoint Properties join Teboho Mafodi and Bulelani Balabala for this discussion. Later on in the show Jacqui Mackway Wilson from Go Social SA stops by for a chat. www.cliffcentral.com

Isn't it strange that around 15% of persons with disabilities who are working are self-employed versus the less than 10% of non-disabled people with their own businesses? More disabled people are beginning to follow suit, starting up their own businesses. As the continent, government and business community, we seek to affirm and give recognition to entrepreneurs with disabilities who have demonstrated excellence, innovation and triumph over adversities in their business enterprises. Joining Teboho Mafodi and Bulelani Balabala on this discussion is Linda Ka Nxumalo who’s a motivational speaker, Bernadette Rigney who's a former Government Transformation Officer, now a respected social entrepreneur, as well as Velile Maranisi who’s a centre manager for Cheshire and young image consultant, Phindile Makola. www.cliffcentral.com

Business speaking is a business that is taking over the global market where entrepreneurs and professionals are considering it as a career choice. Starting your own public speaking company can be a rewarding experience. A public speaking company will give you the opportunity to speak in front of a wide diverse group of people from industry professionals, to clubs and non-profit organisations. Starting a public speaking business gives you the opportunity to meet potential clients, establish credibility and set your own fees. Joining Teboho Mafodi and Bulenai Balabala in studio to talk more about this business is Mr Billy Selekane and Jacqui Mackay-Wilson. www.cliffcentral.com

Now more than ever, responsibility for our planet and society or social clubs is an important theme in business. A social club may refer to a group of people or the place where they meet, generally formed around a common interest, occupation or activity (e.g. business, fishing, science, politics, or charity work). These clubs have activities that enable people from the community to take a deeper look at social impact issues, and gain first-hand experience in their preferred field. Most clubs try to keep costs down and to look for economic benefits in their area where they negotiate discounts for their members. To find out more about this unique business model, Teboho Mafodi and Bulelani Balabala are joined by Floyed Martin from Man of Vision Social Club and Musa from Gentleman's Club. www.cliffcentral.com

The amended Broad-Based Black Economic Empowerment Codes of Good Practice have moved the goalposts for business and placed more emphasis on direct black ownership and control of companies. The value of these contributions may be measured against 25% of the value of a multinational’s South African operations, and in terms of the current codes it’s all or nothing. Joining Teboho Mafodi and Bulelani Balabala on the discussion is New Generation Mindset, Cores B-BBEE & Skills Development Solutions and Mr Chipepo Melu from Zambia. www.cliffcentral.com

In recent years there has been an influx of foreigners coming into townships taking over spaza shops leading to xenophobia and violent attacks in various townships. SASTA (South African Spaza & Tuckshop Association), TBDSA (Township Business Development of South Africa) and Sustainability Livelihoods who have done extensive research in the industry talk about the problems and the solutions. www.cliffcentral.com

Jo'burg is the second largest city in Africa, with more than three million people. Jo'burg continually attracts the world’s innovators and job creators, who launch start-ups that bring ideas to life, drive economic growth and expand human welfare. The position of Jo'burg as a leading business destination improves business and economic activity for South Africa in hosting the world’s leading entrepreneurs and innovators. Business events that include meetings, exhibitions, incentives and conventions contribute to job creation, skills development, innovation, building the economy and Johannesburg’s gross domestic product. Teboho Mafodi and Bulelani Balabala are joined by a representative from Jo'burg Tourism to talk about the different opportunities they have under business tourism and what the city has to offer. www.cliffcentral.com

Economic crime continues being an obstinate threat in 2016. It remains a serious challenge to business leaders, government officials and private individuals in South Africa. White-collar crime is costing businesses billions of Rands annually, with detection methods not keeping pace. Increasingly South Africans have lost confidence in law enforcement agencies. Joining Teboho Mafodi and Bulelani Balabala for this discussion is Trevor White from PwC to provide more insight into the matter. www.cliffcentral.com

Teboho Mafodi and Bulelani Balabala celebrate #InternationalWomensDay and focus on empowerment and development with their guests Sthembile Ahadi Zond and Sibusiso Mfeka. www.cliffcentral.com

What will you be leaving behind when you pass on? One must take responsibility to create a legacy that will help the next generation. That’s why Teboho Mafodi and Bulelani Balabala talk about the importance of legacy and honouring some of the legends in business that started a journey of entrepreneurship by innovating and inventing things that we can’t live without. www.cliffcentral.com

Money money money! Are you struggling to get funding? Do you need to know how to draft a business plan? Join Teboho Mafodi and Bulelani Balabala as they speak to Zama Khanyile from the National Empowerment Fund and find out what type of funding the NEF offers. www.cliffcentral.com

Cultivating entrepreneurship in the young is vital, as children are born imaginative, energetic, and willing to take risks, but without entrepreneurial education, the enterprising spirit of children dramatically declines over time and is almost non-existent by the time they graduate from high school. Joining Teboho Mafodi and Bulelani Balabala are young entrepreneurs (kids) who are doing amazing things with their lives and want to grow to run big businesses one day. www.cliffcentral.com

The main aim of the South African textile and clothing industry is to use all the natural, human and technological resources at its disposal to make it the preferred international supplier of textiles and apparel. Although the industry is small, it is well placed to make this vision a reality. Teboho Mafodi and Bulelani Balabala talk to young people that are using textile to create street wear gear like Walk By Faith owned Bonga Sibisi and Kross Kulture owned by Thuto Masuku. They're also joined by textile expert Struan Foss and inspiring entrepreneur Puseletso Modimogale. www.cliffcentral.com

Many countries face serious challenges in dealing with water scarcity across Africa, including South Africa. The overall picture of water resources shows ageing and deteriorating water infrastructure, polluted water sources, poorly managed dams, as well as water treatment and sewerage plants. What companies do we have that are proactively delivering integrated, sustainable solutions? Joining in on this discussion is Mega Water Corporation founder and CEO, Rudy Roberts, and Tshego Mpete, CEO for Water Intrigue Services (WIS Group). www.cliffcentral.com

Teboho Mafodi and Bulelani Balabala explore the issue of risk management. Most companies look at how they can better avoid risk, especially with new risks appearing in South Africa for the first time with cyber incidents, business interruption (BI) and changes in legislation and regulation. Joining them for this discussion is Nobuhle Nkosi and Tumi Ramonotsi. www.cliffcentral.com

No one is less ready for tomorrow, than the person who holds the most rigid beliefs about what tomorrow will contain, hence why Teboho Mafodi talks about the importance of having a vision and planning a year. Joining the discussion are amazing entrepreneurs who are doing great things in SA, sharing what they do and how they went about forming their own visions and planning their year. These high impact entrepreneurs are Nthabeleng Likotsi – Young Woman in Business Network, Sibusiso Mfeka – Bua Concepts, Mbali Sigauque - Lakshmi Tours and Events , Quinton De Beer and Allen Holmes - Paradigm Shift and Mimi Ntuli – Elroi group who comes from Ethopia. www.cliffcentral.com

What inspires entrepreneurs to do the amazing and courageous things that they do? What things should we all be putting into place to ensure that we have a successful business year in 2016? To answer these questions and more just like them, Teboho Mafodi and Bulelani Balabala are joined by entrepreneur, Bulelani Tembe and business coach, Eric Mashale. www.cliffcentral.com

Teboho Mafodi and Bulelani Balabala bring many viewpoints to the table on "all things business". Join them on this two hour special as they do a countdown of the top business stories of 2015. www.cliffcentral.com

Teboho and Bulelani bring many viewpoints to the table on "all things business". Incorporating all stakeholders, from established business, to government, SMMEs, entrepreneurs, professionals and legislators. Together these sectors provide practical solutions for real challenges facing African businesses. www.cliffcentral.com

Taking a look at township entrepreneurs that are doing innovative things, Teboho Mafodi and co-host Bulelani Balabala profile Brian Malatj from Dinoko Automation as well as Luyanda Mohlala and Lebogang Mehlomakhulu from CleanGrip, SA's first shoe laundry business. Also joining in on the conversation is Gcina, owner of Gcina's Lifestyle Restaurant. www.cliffcentral.com

South Africa is ahead of the the rest of Africa in supporting female entrepreneurship, this is according to a study done recently by Female Entrepreneurship Index 2015. Female entrepreneurs are also said to "improve the economic welfare and social fabric of society through job creation, innovative products, processes, services and cross border trade. Teboho Mafodi speaks with female entrepreneurs, including Mamolato Mpobane who owns Midrand Guest House and Rosie Motene who’s a media practitioner and entrepreneur. www.cliffcentral.com

South Africa's rate of entrepreneurial activity is low for a developing nation, only a quarter of that seen in other Sub-Saharan African countries. With the unemployment rate being around 40% of the adult population, entrepreneurship is even more necessary in South Africa. How can the culture of entrepreneurship be inspired in South Africa's youth? Teboho Mafodi discusses how the culture of entrepreneurship can be inspired with different stakeholders making a difference in the areas of youth entrepreneurship. Joining him is Mr Justice Magagula, Vice President Social Responsibility, Enterprise and Supplier Development; Ms Angie Maloka, Senior Manager, MTN Foundation; Representing Primestars is Nkosi Moshoana, Project Coordinator and Media Liason; and finally Martin Sweet, CEO of Primestars. www.cliffcentral.com

Teboho Mafodi looks at the creative industry with a focus on markets. He's joined by Karabo Songo, Group Founder and CEO of Olive Communications, as well as Yandisa Sokhanyile from Xanopia Women's Group to enlighten us on the creative solution their partnership with Commonwealth Businesswomen's Network has brought to Africa. www.cliffcentral.com

Teboho Mafodi puts the focus on financial management for this edition of 360 Biz. He brings many viewpoints to the table on “all things business”. Incorporating all stakeholders, from established business, to government, SMMEs, entrepreneurs, professionals and legislators. Together these sectors provide practical solutions for real challenges facing African businesses. www.cliffcentral.com

Broad Based Black Economic Empowerment (BBBEE) is a form of Economic Empowerment that aims to redress the impact of systemic racism on economic opportunities. Recently the BBBEE codes were revised for a number of reasons. Joining Teboho Mafodi to delve deeper into these reasons and look into the implications of the new BBBEE codes of practice is Olga Meshoe, BEE consultant for Transcend, Murray Chabant, a CA (SA) and Velly Bosega CEO/Founder of AdClick Africa Media Group. www.cliffcentral.com

South Africa is divided into a number of farming regions according to climate, natural vegetation, soil type and farming practices. Over the last few decades, the global trend in developed nations has skewed towards bigger, more consolidated farm operations. Most large-scale commodity farms are family operations. There’s also been a steady increase in smaller backyard farming, community supported agricultural farms. Hoping to encourage this trend, a host of government-sponsored small farming initiatives have sprung up around the globe, from Japan to India to the U.K. and South Africa. Joining Teboho Mafodi for this discussion is Aggrey Mahanjana from the African Farmers Association of SA as well as Christos van der Rheede from AgriSA. www.cliffcentral.com

360 Biz recently looked at the national unemployment rate of over 25% and what this means for the country and its economic prospects. Of great concern is that over 60% of the national 25% unemployment rate is made up of the youth. The team drills down to the issue of youth unemployment, the factors driving this, what's currently being done and what can still be done to address this crisis. Joining Teboho for the conversation is Thapelo Maleke, President of the Youth Chamber of Commerce and Industry South Africa, as well as Xolani Qubeka from the Small Business Development Institute. www.cliffcentral.com

Unemployment is one of the key indicators of the state of an economy. Teboho Mafodi looks at the unemployment rate in South Africa of 25%, as shared by Stats SA for the second quarter of 2015 and what this says about the state of our economy. It is increasingly worrying that the unemployment rate amongst the Youth is put at + - 42%. The discussion looks at what can be done by both the public and private sector to stimulate growth in the economy that will lead to the creation of sustainable jobs in all industries. www.cliffcentral.com