Emergency Funds; what are they? Why did no one tell me that I needed emergency funds in my life? 😱 What do I do if I lose my job? How do I pay for my expenses? 😱 I think one of the foundational parts of personal finance is about emergency funds, and not just 'saving' alone. Emergency funds are our cushions or our safety nets when unexpected emergencies happen. So, why were we never taught about it in school or growing up? Whether you have your emergency funds sorted or have not begun, this is a fantastic episode to learn more about it with Kell Burhanudin from HeyAlfred.co! 01:57: 5 Quick Fire Questions with Kell 04:43: What are Emergency Funds? Why is it important? 06:23: Debt vs Emergency Funds: how to manage and balance both? 07:27: What do you actually use your emergency funds for? 09:45: Where to store your emergency funds? 12:40: Tips & tricks in building emergency funds 15:45: Wait, what's a sinking fund? Is it the same? 18:15: How much to actually save for your emergency fund? 19:57: Join the Simpan Challenge with HeyAlfred and AbangAbu Mekanik Wang! Resources: HeyAlfred: https://heyalfred.co/ Download HeyAlfred: http://onelink.to/heyalfredco Her Duit Instagram Page: https://www.instagram.com/her.duit/ Her Duit Facebook Page: https://www.facebook.com/herduit Her Duit Perks: https://linktr.ee/herduit