We throw around words like financial literacy, but what does it really mean? If you’re like me, you didn’t grow up learning about money in school and what your parents taught you; I guess you still had many questions when you got to the big, bad, real world. So you were left to figure out how to money on your own, stumbling through paying off debt, saving, and investing money. But is money really that complicated after all? Our guest, Vince Shorb, founder of the National Financial Educators Council, says that the biggest misconception about money is that it’s complicated. If we at least learn the basics, we’ll do pretty well. In this episode, Vince is sharing what it means to be financially literate (and don’t worry if you’re still learning about money, we all are) and why it’s so important that you teach your kids about money from an early age so we can all collectively change financial literacy for future generations. Links National Financial Educators Council Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Timestamps (00:10) Financial Literacy's Impact on Emotional Health (08:17) Teaching Kids About Money Importance (19:10) Parental Beliefs and Money Conversations (26:11) Unveiling the Basics of Financial Literacy (37:22) Vince and the Financial Education Council SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Ask Shannah, I’m answering a question from Laquita. “Shannah, your podcast has saved my life. I can’t tell you what a mess I was before. I felt all over the place and wasn’t motivated, even though I wanted to change things. I was recently talking to my girlfriends about money and how some people, you know who I’m talking about, I’m sure, say we have to follow rules. It just doesn’t feel right to me. I thought it might be interesting to have an episode about some money myths that we’re told are true but aren’t. Thanks again. I recommend your show to everyone…I’m even a bit aggressive about it." Links Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it mean to have a financial plan? Is it something that we all need? Ethan Ho, a CERTIFIED FINANCIAL PLANNER™ from Oahu, Hawaii, is here to share the ins and outs of having a financial plan. One of my favorite takeaways from Ethan is where he describes your finances to a plant. As you can see, Ethan and I share a very common belief about money. You need to give it some TLC occasionally and create a plan that works for you and the life you want to live. So how do you do that? Well, Ethan’s sharing the details behind a financial plan, how you can create one, and what to do when life throws you some curveballs and the planning doesn’t go as planned. We also talk about my love of Hawaii, and Ethan shares his favorite guilty pleasure meal if you find yourself in Ohau. Links Ethan on Instagram Ethan on LinkedIn Kala Capital Partners Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Getting engaged can be a stressful time and a very expensive time. When do you propose? Who proposes to whom? How much money should you really spend on an engagement ring? What if you’ve never really talked about money before? These are just a few questions that our guest Kat McCoy, a hopeless romantic and the owner of Best Kept Jewelry Concierge and Proposal Prep, is here to help you with. I share this story in the episode, but when I got engaged to my husband, Jeff, we mutually bought the engagement ring; I picked it up and then put it on the counter when I got home. Jeff said, “OK, what am I supposed to do with this thing.” I was like, I don’t know, I guess you are supposed to propose. We laugh about it now, but the dynamics of the engagement process, even though exciting, can be stressful and anxiety-filled. In this episode, Kat breaks down the narrative around who proposes to whom, whether your engagement ring is an investment and some important love and money questions to ask your future spouse…before you walk down the aisle. Links Proposal Prep Best Kept Jewelry Concierge Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Timestamps (00:00) Navigating the Engagement Process (06:54) Choosing and Budgeting for Engagement Rings (16:13) Engagement Rings and Proposal Dynamics (21:30) Sustainable and Meaningful Jewelry Options (26:55) Engagement Ring Shopping and Proposal Tips (30:41) Key Steps in Choosing a Jeweler SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you really save money? The average American has 5-7 accounts, and that can be a lot to remember; as our guest Brian Hamilton says, it's a cognitive load and creates financial anxiety. However, when saving money, the secret is to work with what you have and create some healthy savings habits. You know how important saving money is, but when it comes down to the actual act of saving, it can be a tricky thing to master. Our guest, Brian Hamilton, is the Co-Founder and Chief Executive Officer at One, a digital challenger bank focused on restoring financial health for middle-class families through innovative credit and savings products. In this episode, he’s sharing how you can automate your savings to take conscious decision-making out of the process, and a few other stellar tips on saving some serious cash this year. By the end of this episode, you’ll get your brain fired up to create healthy savings habits. Links One How to Close Your Traditional Bank Account article How Does One Compare to Other Banking Services Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

What choice do you make when the numbers don’t make sense? Do you give up, or do you get to work? Our guest, Mignon Francois, is a self-made black female entrepreneur who beat all the ads and turned her last $5 - the only way she could feed her family- into a multi-million dollar cupcake empire. Mignon’s story is super empowering but an example of how you can take a skill you might take for granted, like making cupcakes, and change everything financially for you and future generations. In this episode, we talk about Mignon’s practical steps to turn your talent into financial freedom, what to do when you’re stuck in chronic money stress, how to find the courage to try something different, and tips to launch a profitable business with one of your talents. Her story and message are going to blow you away. Links Made From Scratch book The Cupcake Collection Mignon on Instagram 1:1 Emotions-Focused Money Coaching with Shannah. You can sign up for the waitlist at https://etmpod.link/moneycoaching to grab an open spot. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought, “I’m doing all the “right” things with my money, but I’m still not achieving my goals. What’s going on?” This kind of thinking is very common, and I hear it repeatedly with my money-coaching clients. The truth is we all have some emotional baggage with money. Why? Well, because you are in a relationship with money, for better or worse, that causes some gunk to get built up that needs to be released so you can create healthy money habits and beliefs. Dr. Bradley Nelson, one of the world’s foremost experts on natural methods of achieving wellness and author of the best-selling book The Emotion Code, is joining us in this episode to talk about releasing trapped emotions so you can bring in abundance and money success. This topic might seem out there for you, but hang with me. I guarantee you are going to learn something about yourself in this episode. We talk about what causes emotional money baggage, some practical ways to lower money stress, and how you rewire all those negative money beliefs that keep you stuck.  I invite you to check out my 10 Mindful Money Questions to Ask Yourself freebie at https://etmpod.link/10moneyq. Also, if you’re looking for 1:1 Money Coaching with me personally, you can sign up for more information at https://etmpod.link/moneycoaching. Links The Emotion Code book The Body Code book SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah, I'm sharing how to plan financially as a couple with a large age gap. Money as a couple is stressful enough, but there are a few things to consider when you have a large age gap. I'm sharing a bit from my relationship and other couples I've worked with. Links 1:1 Money Coaching with Shannah Wild Business Growth podcast episode The Money Nerds podcast SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Is real estate investing a goal you have for 2024, but you don’t know where to start? You’re in luck because our guest, Liz Faircloth, will blow your mind with some of the best and most practical real estate investing advice you need this year. Liz co-founded The Real Estate InvestHER® community, a platform to empower women to live a financially free and balanced life on their own terms, and co-founded the DeRosa Group with her husband, Matt. She is also the co-host of the “The Real Estate InvestHER Show" and co-author of the Amazon Bestseller, “The Only Woman in the Room - Knowledge and Inspiration from 20 Successful Real Estate Women Investors!” You can say she knows a little something about real estate investing. In this episode, Liz shares the biggest mistake you can make when investing in real estate, the best question to ask yourself to decide if real estate investing makes sense for you, and women's advantages when investing in real estate. I even share a real estate investing dream I hope to bring to life soon.  Links InvestHER Show The Only Woman in the Room book The Real Estate InvestHER website Spend with Intention workshop with Shannah Takeaways Real estate investing offers opportunities to transform lives and create homes for people. Common mistakes in real estate investing include not knowing the market and seeking advice from the wrong people. Women have advantages as real estate investors, including a win-win mindset and a focus on long-term goals. Passive investing and joining a community can provide opportunities for those interested in real estate investing. Realistic expectations and thorough analysis are crucial when investing in real estate. Trends in real estate investing include a focus on community and experiences. Chapters 00:00 Introduction and Challenges in Real Estate Investing 01:04 Transforming Lives Through Real Estate 04:31 Common Mistakes in Real Estate Investing 07:33 Questions to Ask When Investing in Real Estate 09:26 Passive Investing in Real Estate 12:34 The History of Women in Real Estate Investing 18:15 Advantages of Women as Real Estate Investors 21:18 Realistic Expectations and Case Study 29:21 Trends in Real Estate Investing 33:02 Taking Action and Joining a Community SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Spend with Intention workshop with Shannah https://etmpod.link/spendwithintention Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know there are three ways you spend money based on your identity? You either spend money to escape, belong, or embrace your identity. Before you go second guessing how you spend your money, our guest, Ellyse Fulmore, author of the new book, Keep Money Personal and a queer and neurodivergent financial educator, content creator, and the founder of Queerd Co., a financial literacy company, wants you to set down the shoulds and the shame around money and start embracing your identity. This powerful conversation about Ellyce’s money journey inspired her book. Ellyce came out as Queer and was diagnosed with ADHD, and this had a profound impact on how she uses her money to show up in the world. We talk about it all, including the impact of shame and societal expectations on your money, why understanding your money story can help you spend to embrace your identity, and how to create a money system that works for your brain. This is such an important conversation, and I hope you’re inspired to share it with your friends so we can start to change the narrative around money.  Links Keeping Finance Personal book Ellyce's website Sign up for Shannah's exclusive workshop on February 7, 2024: Spend with Intention for 2024 Workshop with Shannah https://etmpod.link/spendwithintention Takeaways Shame and societal expectations often lead to negative thoughts and behaviors around money. Understanding our money story and reframing our mindset can help us overcome these challenges. Creating a personalized money system that aligns with our unique needs and preferences is crucial for financial success. Money is deeply intertwined with our identity, and it is important to spend in a way that embraces and supports who we truly are. Financial education should be more inclusive, diverse, and accessible, with a focus on individual experiences and needs. Overcoming shame and shoulds requires open conversations about money, transparency, and a supportive community. Chapters 00:00 Introduction 00:38 Shame and the Shoulds 06:16 Creating a Personal Money System 15:36 Money and Identity 25:34 Money and Neurodivergence 35:43 Overcoming Shame and Shoulds SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I’m covering how to start a Roth IRA and how to know if you need life insurance. I’m so excited about all the Ask Shannah questions that I’m going to cover this year. I was so overwhelmed by all the questions you sent last year that I didn’t even make it through half of them. So thank you, and keep sending them in. There’s a link in the show notes to submit an Ask Shannah episode and have it featured on the podcast. In this episode, I cover: How to start a Roth IRA What is a Robo Advisor Roth IRA contribution limits DIY vs. Do it for me Roth options Life insurance term options How to figure out how much life insurance you need Is life insurance right for everyone *All information in this episode is for educational purposes and does not constitute financial, legal, or tax information. Please consult with your advisors for specific information relevant to you. Links NerdWallet Best Robo-Advisors article Investopedia: What is a Robo-Advisor article Submit your Ask Shannah question SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's talk about debt. There’s a lot of shame and fear around debt, and much of it is stirred up by money experts who want you to believe that you aren’t good enough unless you are debt-free. Can we please cut the crap and be honest about debt. We all have had it or will have it. It does not reflect who you are or your skills with money. Life happens. You go to school and take on debt. You had a leak in your roof and needed to put the repairs on your credit cards. You went shopping to feel better about yourself. It’s not a crime. Leslie Tayne, a leading New York financial attorney and Founder and Managing Director of Tayne Law Group, says that debt is never a death sentence, contrary to what some will have you believe. This is your masterclass in debt, and this conversation will load you with useful tips and leave you feeling much better about debt in general. In this episode, you will walk away with everything you need to reframe, pay off, and create healthy habits around debt. Leslie and I talk about: What your rights are re: debt collectors (what they can/can’t do) What debt negotiation and settlement options exist (and how it all works) How certain life changes affect debt (loved ones passing, divorce)  How to pay off your debt Links Tayne Law Group Leslie on Instagram SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Without thinking, tell me your first thought that comes to mind about money. My guess is your thought isn’t super positive. And that’s not your fault. Your brain is always driving what you’re feeling and how you’re acting, and is where all the programming you get from society and your family is stored - especially when it comes to money. This all goes into your brain, and then your brain comes up with its own idea about money. So, you must learn how to rewire your thoughts about money. The reason you don’t change isn’t because you don’t want to. Instead, your wiring about money and your thoughts about money are keeping you stuck. I want you to meet Kara Loewentheil. You might know her as the host of the top-rated podcast Unf*ck Your Brain. She’s also a J.D., a Master Certified Coach, the creator of The Clutch, and the author of a soon-to-be-released book, Take Back Your Brain.  In this episode, we talk practically about how to rewire your money mindset and how to think better thoughts when it comes to your money (like getting rid of needing to hide the stuff you buy) with something Kara calls the thought ladder and something I know you’ll love, how to get out of the scarcity mindset, and so much more. This episode is a great way to kick off the new year! Links Take Back Your Brain book Unf*ck Your Brain podcast SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I'm answering a question from Diana, who wants to know if it's really possible to create a profitable podcast as a side hustle. I share my story of creating this podcast and some lessons I've learned over the last nine years since I started this show. Links The Podcast class - sign up for my special group coaching program to create, launch, and profit from your podcast. I've got 5 spots open for our January cohort. Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Let me be real honest with you. There’s only so much you can cut from your spending to change your money situation. So, instead of hyper-focusing on cutting more, I want you to shift your thinking to what could bring in more cash flow. That’s a much healthier way of looking at your money and can change your money situation quickly. Our guest, Whitney Hansen, host of the Money Nerds podcast, knows something about bringing in more cash flow. She has tried and tested many side hustles to find the most profitable and worthy of your time. In this episode, we talk about her most profitable side hustles, and I’m talking ways to bring in $500 - a couple of thousands of dollars a month, why she thinks starting an Airbnb side hustle might not be wise this year, and how to turn your skills and talents into extra cash quickly. Let this be the year you unstick yourself - the year where you create cash flow and move it towards your goals. The year of making money work instead of lamenting that there isn’t enough. Hopefully, Whitney will give you enough of a gentle nudge in this conversation to get the confidence to start. Let’s start talkin’. Links Money Nerds podcast Whitney's website Liz Loves Lemonade TikTok SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm not a big fan of money goals. Instead, I like to think about setting money intentions. A money intention is a feeling or a why behind your goal. This feeling or why becomes a strong motivating factor to take all the steps necessary to achieve your goal. Intentions are also focused on your thoughts around money. If you have debt and are always thinking you suck at money, well, your brain isn't super motivated to get rid of that debt. In this annual New Year's episode, I'm sharing how to set your money intentions for 2024, how to deal with those negative nagging thoughts, and exercises to help you release your money mistakes from 2023. Links 10 Mindful Money Questions to Ask Yourself freebie How to Train Your Brain to Achieve Goals article SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 12 of 12 Days of Holiday episodes: In this summer money episode, we talk about the importance of building good money habits with Eric Roberge, CFP and founder of Beyond Your Hammock. Eric emphasizes that creating these habits takes effort and consistency, but it's okay to face money challenges along the way. The key is to push through and strive for financial ease. The best way to start is by identifying your most important financial goal and enjoying the journey while celebrating progress. LINKS Beyond Your Hammock SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 11 of 12 Days of Holiday episodes: Did you know that over 5.5 million people in the U.S. are living on a tipped income? You know, servers, bartenders, ushers, nail salon workers, valets, and even strippers who all rely on tips to survive financially. But did you also know that tipped workers happen to be some of the most economically disadvantaged? If you’re a tipped worker, our guest, Barbara Sloan, author of the new book Tipped: The Life-Changing Guide to Financial Freedom for Waitresses, Bartenders, Strippers, and All Other Service Industry Professionals, believes that hope isn’t lost; you’ve just got to understand the hurdles to build wealth so you can overcome them. LINKS Tipped book Tipped Finance website SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 10 of 12 Days of Holiday episodes: In this episode, we’re talking about a real estate strategy that’s helping investors combat higher interest rates with consistent cash flow, called medium-term rentals with Sarah Weaver. Sarah runs three businesses that serve both real estate investors and real estate agents and is the author of 30-Day Stay: The Investor’s Guide to Mastering the Medium-Term Rental. According to Sarah, medium-term rentals are like having your cake and eating it, too, when it comes to real estate investing. Sarah owns 19 units in four states. This includes nine furnished rentals—all of which she self-manages from afar. Want to learn how she does it? Let’s start talkin’. LINKS Anyone can book a one-on-one consultation with Sarah here or join her Mentorship Program. Purchase her book here. Use SARAH for 10% off.  Check out Arya Design Services, click here to learn more. Sarah also offers an array of services to help investors analyze, furnish, and launch their next furnished rental. SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 9 of 12 Days of Holiday episodes: Money trauma is real, and you most likely have experienced a version of it in your life. Ever spend too much on something because it makes you feel better? Ever feel stuck in the same money patterns as your parents? Ever hold on to money tightly out of fear of spending it or just losing it? These are all examples of money trauma that our guest, Christina Foxwell, author of the new book Glass Angel, says we all go through. So, how can you deal with money trauma and not let it get in the way of all the things you want to do in life? It’s tricky, but it can be done. In this episode, Christina will walk you through exercises to let go of money trauma, she’ll explain how to find your triggers that lead to spending money when you don’t want to, and through her story, you’ll learn how to face your money story head-on to find healing and how to avoid feeling like your life is what she calls a shit magnet. LINKS The Glass Angel Book Christina's webs SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 8 of 12 Days of Holiday episodes: What would it look like to negotiate any situation fearlessly? Our guest, Mori Taheripour, is a globally recognized negotiation expert and an award-winning faculty member at the Wharton School who has written this masterclass of a book, Bring Yourself: How to Harness the Power of Connection to Negotiate Fearlessly. We’re going to do a deep dive into how you can negotiate any situation fearlessly, her four principles of negotiation to follow, and why she says you need to get some aspirational goals and stop playing safe. If you've ever wanted to feel confident negotiating, this episode is for you. LINKS Bring Yourself: How to Harness the Power of Connection to Negotiate Fearlessly book Mori's website SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 7 of our 12 Days of Holiday episodes: Raise your hand if you’re sleepy. According to our guest, Terry Cralle, a registered nurse, certified clinical sleep educator, and author of Sleeping Your Way to the Top, we are ALL not getting enough sleep. As she describes, it’s a vicious cycle between the lack of sleep and money stress, so no wonder you’re probably stressed out and pretty sleepy. Terry’s got some great tricks up her sleeve that can help you both sleep better and worry a little less about money. This episode is guaranteed to help you sleep better and stress less. LINKS The Better Sleep Council - https://bettersleep.org/ Terry's website - https://terrycrallern.com/ Terry's Books - https://terrycrallern.com/books/ SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 6 of our 12 Days of Holiday episodes: Will more money eliminate all your money stress? It’s a question I’ve tossed around in my head for many years now. Of course, you and I both would love to test the theory - to have more money than you need and see how that feels. Try it on for a day or two. Our guest, Jesse Mecham, Founder and CEO of You Need a Budget, or YNAB, one of my very favorite budgeting platforms, has seen a ton of budgets over the years, and he's here to dish on it all. In this episode, Jesse shares the three steps to help you start being intentional with your money so you can reduce your money stress once and for all. LINKS You Need a Budget -https://www.ynab.com/ You Need a Budget podcast - https://www.ynab.com/podcasts/ You Need a Budget on YouTube- https://www.youtube.com/@YNABofficial SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 5 of the 12 Days of Holiday episodes: In this episode of "Everyone's Talkin' Money," Ben Hockema joins me to explore the idea of how much is "enough" money and what financial security looks like. We discuss how to figure out what is enough for each individual and create a financial plan that allows us to live the life we want. We dive into the detrimental effects of shame marketing and the importance of focusing on untapped potential instead. We also touch on the need to understand our relationship with money and address any shame surrounding it. Overall, we aim to help listeners achieve a calming clarity about their finances and find a balance between current spending and future savings. Links Illuminate Wealth Management SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 4 of 12 Days of Holiday episodes: Did you know there is $195 billion of medical debt outstanding? And, in fact, medical debt is the leading cause of bankruptcy here in the U.S. If you’ve been to the hospital or even a Dr. recently, you know, even with insurance, getting healthcare in the country means you often have to pay out of pocket in a big way. The truth is you shouldn’t be put in financial ruin for walking through the door of a hospital or medical provider. We are human beings who all deserve to have affordable and accessible medical care. End of story. However, as our guest, Allison Sesso, Executive Director of RIP Medical Debt, says, “The system wasn’t set up for your success in the first place.” Allison joins us on a riveting episode uncovering the who, what, when, where, and why behind medical debt and offers some great advice if you are currently in medical debt. Some of her advice includes knowing hospital financial assistance programs, never putting medical debt on a credit card, and making sure you know the loopholes in your insurance plan. LINKS RIP Medical Debt Support a Medical Debt Campaign SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 3 of 12 Days of Holiday episodes: Which camp are you in? Money can buy happiness or money can’t buy happiness? I grew up hearing that money can’t buy happiness, but then I saw everyone in my life push hard to make money, hold on tight to money, and not always enjoy money so that all got a bit confusing. Our guest, Jason Vitug, author of the new book Happy Money Happy Life, A Multidimensional Approach to Health, Wealth and Financial Freedom and founder of phroogal.com, believes that money isn’t everything, but it does impact most everything in our lives. So how do you find the balance and put money in its place? In this episode, we’re going to shatter some long-held money beliefs about happiness that just don’t work anymore. Jason also shares why money can buy happiness with a little perspective, how to unlearn all of these false money beliefs and his unique approach to creating happy money and happy life. Let’s start talkin’ LINKS Happy Money Happy Life book Phroogal website Jason on Instagram SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

It's Day 2 of our 12 Days of Holiday episodes. What does it take to live an abundant life? That feels like a pie-in-the-sky question to ask, but I want you just to entertain the thought for a moment. What does abundance look like to you? While money might be the first thing that pops into your head, I challenge you to think about abundance not simply as a dollar amount but as a way that you want to live your life - what you want to do, where you want to work, how you want to spend your time and how you want to feel. I’ve been super interested in this idea of abundance and how to bring what you want to do in life into reality, so I turned to the abundance expert herself, Cathy Heller. You may know Cathy from her super popular podcast, The Cathy Heller Podcast, or her book, Don’t Keep Your Day Job. Cathy believes that creating true abundance is about this simple formula - your mindset plus action. This episode is a joy explosion full of Cathy’s inspiring words and practical steps to help you start walking in abundance this year. I hope you’re ready. Links The Cathy Heller Podcast Cathy's website SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 1 of our 12 Days of Holiday Episodes. Did you know that passive income is one of the best ways to build wealth? It sounds pretty good, but passive income also has some flaws. The problem is when most people talk about passive income it isn’t actually passive income, like buying a business where you actually have to work. The true definition of passive income is to have money coming in when you aren’t working, aka when you’re sleeping money is flowing into your bank account. That sounds pretty great to me. But how do you actually build passive income? That’s where our guest, Chris Miles, the Cash Flow Expert and Anti-Financial Advisor, comes in. He has used his passive income skills to become financially independent twice and paid off over $1,000,000 in debt after the last recession without filing for bankruptcy. In this episode, Chris is sharing how to create multiple streams of passive income on virtually any budget, why traditional financial advice sucks, and why true wealth can’t come from a scarcity mindset of saving and only contributing to your retirement accounts contrary to what the Dave Ramsey’s of the world spews to millions of people. LINKS Money Ripples SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Every time I’ve gone to fill up with gas this year I’ve thought, “you know, an electric vehicle would really come in handy.” In this Ask Shannah episode, I’m exploring if electric vehicles can really help you save money and whether they are worth it or not with Peter Glenn, co-founder of EV Life. I’ve done a deep dive into all the incentives and tax breaks, but there’s a lot to know, and it feels like an ever-changing landscape. So when a listener question came in from Alex wanting to know if an EV is indeed worth the price tag, I knew we had to do an episode about it. Since I'm still learning myself, I turned to Peter Glenn, who is a co-founder of EV Life and a serious advocate of electric vehicles. As he says in the conversation, electric vehicles are like savings accounts on wheels. There's a lot to discuss. Links EV Life   SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is a great way to close out the year. You may have heard of Jamila Souffrant’s top-rated podcast, Journey to Launch. Well, she’s got a new book that just hit the shelves: Your Journey to Financial Freedom: A Step-by-Step Guide to Achieving Wealth and Happiness that is a must-read. When I was thinking about our conversation, I kept coming back to financial freedom. We all want it, but how do you get there? I think one of the best places to start is with Jamila’s five stages of financial independence. Growing your wealth doesn’t just happen overnight. It’s a journey and one that Jaimila knows first-hand. In this episode, she’s sharing her five stages of financial independence, how to calculate your financial independence number, and the role your mindset and habits play in your financial freedom journey. Links Your Journey to Financial Freedom book Journey to Launch podcast SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Raise your hand. Are you the tightwad or the spendthrift in your relationship? I have to admit, I’m mostly the tightwad but don’t get me wrong, I do love to spend money too. Get this, tightwads are more likely to marry spendthrifts than they are to marry someone like themselves. That’s what motivated our guest, Scott Rick, a behavioral scientist at the University of Michigan’s Ross School of Business to write his new book TIGHTWADS AND SPENDTHRIFTS: Navigating the Money Minefield in Real Relationships. He was in search of one answer: can seemingly opposing financial personalities coexist peacefully? In this episode, we’re going to talk about it all. How do you make peace with your partner, what is Financial infidelity, why financial translucency aka not sharing all the details of what we spend our money on could save a lot of partnerships, and how to talk to your kids about money so they don’t mimic your tightwadness or spendthriftness. Grab your partner, or just slide this episode their way after you listen. It’s a great way to open up a money conversation.  Links Tightwads and Spendthrifts book Scott's website SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

The 7 Biggest Money Headlines of 2023. First, can we talk about how crazy of a year 2023 was? There was certainly a lot to talk about. I invite you to listen to this special episode that was recorded on the Earn & Invest podcast with its host, Jordan Grumet, myself, and Joe Saul-Sehy from Stacking Benjamins. Links The Earn & Invest Podcast Stacking Benjamins SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever tried to achieve a money goal and felt like you never made any progress? Or do you walk around feeling completely uneasy about your money situation? If you answered yes to either of these questions, you are not alone. You see, money is about more than numbers. It’s about our very complex relationship with money that was set in motion even before we were born, believe it or not. As our much-beloved guest, Ken Honda, says, “It’s like you have a mold in you that attracts a certain relationship with money until you recognize it and start to make changes, nothing else will change.” Ken is a money and happiness expert and a best-selling self-development author in Japan. His book “Happy Money” is one that will forever be on my bookshelf, and if you haven’t read it, now is the time. In this vault episode, Ken shares how to figure out what is enough for you so you aren’t sucked into believing that more is better, how to redefine your relationship with money so you can bring in some ease, and how to do the work to let go of your money fears for good. LINKS Ken's website Happy Money book SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you ever have bad dreams when you were a kid? Maybe you thought there was something lurking in your closet or under your bed - the boogie monster. Now, that boogie monster might be replaced by bad dreams about money. Our guest, Meghan Dwyer, a Certified Financial Planner and host of the Money Isn’t Scary podcast, is here to take away all those bad money dreams and help you go from financial fear to financial freedom. I get that money might feel scary - it’s a primal need, and you can’t escape it. So how do you move money out of the scary place? In this episode, Meghan will share some truths and words of wisdom to help you do just that. We talk about why envisioning the future you is so important, how planning for the unexpected can actually help money be less scary, and why it’s really okay to like money, despite what society might lead you to believe. Whether you’re in full-on scarcity mode or want to feel more confident about your money, this episode is for you. Links Money Isn't Scary podcast Financial Abundance: It's OK to Like Money blog Timestamps (03:58 - 04:19) Financial Education and Fear of Money (07:08 - 07:29) The Meaning of Money (12:49 - 14:05) Importance of Budgeting and Expense Tracking (22:40 - 24:42) Exploring Money Perspectives and Attitudes (32:28 - 33:40) The Importance of Liking Money (35:56 - 36:48) Money as a Tool and Resource SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever feel like a deer caught in headlights when it comes to managing your finances? You are not alone! We've all stood at that crossroads, but today, I'm venturing down the path of financial clarity. We're discussing the crème de la crème of money tools and apps that help you stay on top of your budget, like Monarch and You Need a Budget. I also shake up conventional banking wisdom as I highlight why it's worth considering online banks like Ally Bank and VARO and why avoiding monthly fees can be a game-changer for your financial health. Remember how we all used to believe in the Tooth Fairy and Santa Claus? It’s time to debunk another myth: that all banks are created equal. I’ve got news for you: they're not. Drawing on my personal experiences, we examine the features that make an online bank a true ally in your financial journey. We’re not just talking about fee structures or interest rates. We’re talking about aligning your financial values with your bank’s. Plus, for the lovebirds out there, we chat about the unsung benefits of joint accounts. I'm also thrilled to share our favorite books and podcasts, sources of knowledge that fuel my passion for financial literacy. From the timeless wisdom in "The Millionaire Next Door" and "The Wealthy Gardener" to the fresh perspectives from podcasts like "Stacking Benjamins" and "Afford Anything," I'm pointing you toward resources that will empower you to make informed financial decisions. Links To get all the links for this episode, head to https://etmpod.link/best2023 SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you donate money wisely? I definitely love giving more than receiving…in fact, I’m a terrible gift receiver. Giving effectively isn’t always easy. Our guest, Grace Nicolette, co-host of the Giving Done Right Podcast and Vice President of Programming and External Relations at the Center for Effective Philanthropy (CEP), is here to help you figure out how to give effectively whether it’s now at the end of the year or whether you want to create a giving plan for next year. Grace answers some of your toughest questions like How much money do I give? Where should I give? And How do I know if I’m making a difference — or if I’m actually doing more harm than help? LINKS Giving Done Right podcast Center for Effective Philanthropy SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Let me share a little secret with you - I have a date every week. But this rendezvous doesn't involve candlelight dinners or dressed-up evenings; instead, it involves my money. That's right, I've been practicing the concept of "money dates," and truth be told, it's been a game-changer in reshaping my relationship with money. In this episode, I'll walk you through how I set up my money dates and how you can structure yours in a way that aligns with what you want and makes them enjoyable. I confess, my financial journey has been a roller coaster ride, and money dates have been my safety harness. They’ve provided me with a platform for financial reflection and planning. We'll explore some interesting techniques like setting intentions, creating a money manifesto, and more. And let's not forget about the 'why' of our financial decisions – knowing that can be a powerful motivator during our financial highs and lows. We'll also tackle the often-ignored concept of shedding the negative emotions tied to money and replacing them with positivity. So, buckle up as we embark on this transformative journey to improve our connection with money and turn these dreaded money conversations into enjoyable money dates. LINKS Hire me to speak at your event - https://etmpod.link/speaking SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now through Cyber Monday listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered why we eat turkey, mashed potatoes, gravy, and our favorite veggie dish for Thanksgiving? The Thanksgiving meal has evolved so much since the early 1900s and become the holiday we associate with eating until we can't eat anymore. In this reboot Friendsgiving episode, I sat down with the amazing Katherine Spiers, host of the Smart Mouth Podcast, to find out the history behind the Thanksgiving meal and get to the bottom of our pumpkin-crazed eating trends. Katherine shares how Thanksgiving has evolved over time, how to make the most out of your Thanksgiving on any budget, and the fascinating story behind the year of two Thanksgivings. Links Smart Mouth Podcast Katherine on Instagram SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now, through Cyber Monday, listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Open, open, open! You may be too young to remember, but a clothing store named Mervyn’s back in the early ’90s had some great commercials with people camped out by their store just waiting for them to open for the big Black Friday sales day. Now, if you’re like me, you probably don’t go to the store that often on Black Friday. I’d much rather online shop, that is, until I heard what our guest Trae Bodge, our resident shopping expert, had to say about the hefty return fees retailers are now charging. Whether you’re planning to shop online or brave the crowds to score a deal in-store, Trae’s sharing all the tips you need to know, including Trae’s Black Friday shopping rules to get the best buys, her favorite shopping browser extensions to save money like PayPal Honey, my personal fav, and most importantly, how to stay on budget and not go into debt during Black Friday and Cyber Monday. You always love Trae’s Black Friday episodes, and this is our third year having her on the show. I learn something new each time myself and this episode is no exception. So while you’re stuffing yourself on Thanksgiving, shoot this episode out to 5 of your friends or share it on your socials so everyone can shop smart this week. Links Trae's website - https://truetrae.com/ Trae on Instagram - https://www.instagram.com/truetrae/ PayPal Honey - https://www.joinhoney.com/paypal Rakuten - https://www.rakuten.com/ SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now through Cyber Monday listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're talking about Dave Ramsey's terrible retirement advice. Let me put myself in your shoes. No matter how old you are, you’re probably saving for retirement. You’re trying to figure out how much you need to save and what retirement accounts are best - do you go 401K or Roth IRA, etc? And the biggest question is, how much money can you take out each year for retirement? And, you’re hoping, fingers crossed, you’re saving enough. Then, the biggest voice in money, Dave Ramsey, comes along and says it’s simple, if you earn 12% each year in your investments, you can safely take out 8% for retirement each year and leave 4% in your account for inflation. Simple, according to his “math.” But it’s not that simple, and it’s mathematically wrong advice - damaging advice if you ask me. Why? Because of pure facts, the stock market's average 30-year return is 9.9% and just 7.3% adjusted for inflation - far less than the 12% return he spouts. His latest rant in response to a caller who wanted to know how much he could take out for retirement each year is the reason for this episode. I called in my two money expert friends, Paula Pant from Afford Anything and Joe Saul-Sehy from Stacking Benjamins, to talk through why this advice is wrong, what moral obligation money experts have to their listeners to get things right, and what you need to know to figure out how much money you should be saving and what a good retirement withdrawal rate really is. Links Afford Anything https://affordanything.com/ Stacking Benjamins https://www.stackingbenjamins.com/ Average Stock Market Return article Supernerds United Against Dave Ramsey's 8% Safe Withdraw Rate Guidance article SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now through Cyber Monday listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

If you haven't heard, Mint is going away in January. In a recent Ask Shannah, I talked all about the Mint transition. In this bonus episode, I'm sharing an update from Monarch, my favorite budgeting app, about how you can easily transfer over your data from Mint. Links Move Data from Mint to Monarch article CNET Mint article Monarch is offering listeners of this show an extended 30-day free trial plus 50% off an annual plan through CYBER MONDAY http://www.monarchmoney.com/ETM Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s time for another Ask Shannah episode with questions from Abbey and Jacci. In this episode, I break down whether you should take money from your 401K to pay off your student loans and what to do if you are a Mint user; in case you haven’t heard, Mint is going away on January 1st. Links Monarch Money http://www.monarchmoney.com/ETM You Need a Budget https://www.ynab.com/ Student Loan Planner https://www.studentloanplanner.com/ CNET: How to Download your Mint Data article SPONSORS Thanks to Monarch for sponsoring the show. ​​You get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM/. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this solo episode, I'm breaking down the seven things you should do with your money before the year ends. As a gentle reminder, pick a few things from this list to do. Find what works for you, and forget the rest. You get to make the money rules that work for you, but hopefully, these seven things will spur some ideas of how you can end the year on a high note. Links Freebie - 10 Mindful Money Questions to Ask Yourself Right Now https://etmpod.link/10moneyq Free annual credit report https://www.annualcreditreport.com/index.action SurfShark VPN https://surfshark.com/ SPONSORS Thanks to Monarch for sponsoring the show. ​​You get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM/. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is your ultimate guide to afford the holidays without all the stress and debt that can come with it. With that said, I get that it is hard to do. The holidays always feel like a time when you are expected to spend money, even when you might not have money to spend. Maybe you have a family member who is always trying to one-up your gifts, or you feel pressured to have the best gift for your boss. And what about Dad’s? I never knew a good gift to get my dad, so I always overspent when I could’ve just got him a new t-shirt, and he would’ve loved that. So, I called in my new friend, Pattie Ehsaei. If you don’t know Pattie, she is known as the Duchess of Decorum on TikTok and has a raving fan base. She teaches financial literacy and social and workplace decorum. For the last 22 years, she's had a multifaceted career as a lawyer and manager in financial services and currently stands as Senior Vice President of Mergers and Acquisitions Lending. In this episode, Pattie shares her best tips to afford the holidays, why she thinks regifting is socially acceptable(I didn’t even know that was a thing), and how to DIY your holiday decorations and gifts in style. Links Pattie on TikTok https://www.tiktok.com/@duchessofdecorum SPONSORS Thanks to Monarch for sponsoring the show. ​​You get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM/. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's vault Ask Shannah question comes from Laquesha: "Hi Shannah. Thanks so much for answering my question. I really want to start investing but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but man, it just feels so hard to figure out investing. I know so many people are making a killing, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes, I’m curious if there’s an episode from the past that you think I should check out. You’re awesome and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do and so should you. Ok, thanks again." Links Define Financial Stay Wealthy, San Diego SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s National Let’s Talk Money Day, and it’s also my 10-year wedding anniversary today, but let’s focus on the money part. Talkin’ money is what we do every week here on the show, so I’m excited that there’s actually a day dedicated to my mission of making talking about money mainstream. There are lots of different topics we could talk about on Let’s Talk Money Day, but if I had to pick one topic that I think is critical to your money success, it would be getting paid for your value. That is something our guest Anne Mahlum, entrepreneur, motivational speaker, business owner, and philanthropist, knows something about. Raised in a working-class family, there was very little in Anne's childhood that would indicate she would one day be one of the most successful founders in the fitness industry. A true self-made success story, Anne's entrepreneurial ventures have resulted in a personal net worth of over $100M and an impact on thousands of lives. In her new podcast, "How to…with Anne Mahlum", she has been interviewing top business minds and influential people and digging into how their success strategies can be adopted by others. But on this Let’s Talk Money Day, Anne wants to equip you with the how-to’s behind getting paid for your value. We talk about how to adopt a money action plan, how to figure out what monetary value you bring in your career to get paid more, and why we should all stop demonizing money. Links Follow Anne on Instagram https://www.instagram.com/annemahlum/ Leave a review and win a $50 Amazon Gift Card https://etmpod.link/review SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

All my fellow female entrepreneurs - this episode is for you. It can be quite challenging being a female entrepreneur. I know personally because I’ve been one since I was 19 in college. You get so busy in the day-to-day trying to grow your business that you overlook one of the main reasons for creating your business - wealth creation. I will tell you something about all the people I’ve worked with financially, the wealthiest of them own a business. But the key is to figure out how to set up your business for success so you can create wealth. Our guest, Kaitlyn Carlson, is the head of Theory Planning Partners, a boutique financial planning firm for top female entrepreneurs with the sole purpose of wealth creation. In this episode, Kaitlyn shares her top tips for wealth creation, why she thinks the Enneagram chart is key to your success, and why she thinks your business needs a financial planner. Links Theory Planning Partners https://theoryplanning.com/ Kaitlyn on Instagram https://www.instagram.com/theoryplanningpartners/ Leave a review for Everyone's Talkin' Money https://etmpod.link/review SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

If you want to make changes with your money, you have got to understand the messages your brain is sending out. Did you know that your brain can literally make or break your financial success? You could be capsizing your “money boat” just by the way you are thinking. We're going to change that in this episode. Our guest, Ariel Garten, is a neuroscientist, mom, former psychotherapist, former fashion designer, and co-founder behind the start-up Muse. Ariel is here to help demystify what is going on in your brain, learn how you can reprogram limiting beliefs and thoughts in a healthy way, share the benefits of mediation for your money, and so much more. Links Muse Muse mobile app Ariel Garten on LinkedIn SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered how you are never left with any money each month, even though you have a budget? In this episode, I'm featuring a Budget Rescue with Robert, who asks: "Hi Shannah, thanks for taking the time to answer my question. BTW I love the new name of the show. This is one of the only places I feel like we can listen to all different types of conversations, and you always surprise me with the topics. It’s so cool. I’m writing to see if you could give me some insights into my monthly budget. Here’s my snapshot - I make around $5K per month and have a fairly stable job, at least I think so. I know that I should have around $350 - $500 a month left over, but the problem is that I don’t each month, and I can’t figure out why. You’re super good at helping people with their budgets, so I was wondering if you could give me some pointers and thoughts on what I might be missing or not including here. I’d like to be able to save some money for my ER fund every month and put some into a travel savings account. Thanks again for this show…it’s helped me so much." Links Mentioned Budget Rescue Info Form (Be featured in an upcoming episode) 4 Important Factors to Save Money on Your Car Insurance episode SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, we're talking about a topic that's not just about numbers; it's about people, fairness, and understanding. That's right, we're talking about pay transparency. Ever wondered how this simple concept can make your work life better? Our guest, Hannah Williams, the creator of the viral sensation Salary Transparent Street, has been hitting the streets asking strangers to share what they do and how much they make. Her mission is to combat discriminatory tendencies in employment and close pay gaps that affect women, POC, workers with disabilities, and the LGTQ+ community. For that, I’m a huge fan of Hannah’s, and I know you’ll be too after our conversation. We'll explore how pay transparency can help shrink the wage gap, create a happier workplace, and promote fairness. Plus, Hannah’s sharing juicy information on what to do if you find out you’re underpaid. Links Salary Transparent Street website - https://www.salarytransparentstreet.com/ Instagram - https://www.instagram.com/SALARYTRANSPARENTSTREET/ TikTok - https://www.tiktok.com/@salarytransparentstreet Enter to win a $50 Amazon gift card - https://etmpod.link/review SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

 In this episode, I’m sharing 8 Fall Money Moves to set yourself up for success. Bring out the cozy sweats, brew a cup of tea, and let's start talkin' money. Fall Money Move 1: Check in on your spending - make sure you're mindfully spending Fall Money Move 2: Increase your retirement savings by 1% Fall Money Move 3: Figure out your monthly money survival number Fall Money Move 4: Use your credit card rewards for holiday purchases Fall Money Move 5: Call your cell phone and internet companies and ask if there's a better rate Fall Money Move 6: Maximize your company benefit package Fall Money Move 7: Call your student loan servicer to get on the best repayment plan Fall Money Move 8: Is there a better healthcare plan for next year Links Enter the $50 Amazon Gift card Giveaway here - https://etmpod.link/review Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Sponsors Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that your money habits are set by the age of seven? That means it is really easy to pick up some money habits from your parents that don't serve you as an adult. In this episode, I'll explore ways to break money habits from your parents and how to create new habits that work for you. SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve ever wondered what is the best credit card out there, this episode is for you. We have Ian Salisbury, the Money Editor for Buy Side from WSJ, back on the show to share the best cash-back credit cards, travel rewards credit cards, savings accounts, mortgage lenders, and more in this episode. We’ll break down all the details about why you might choose one credit card over the next and tips to make the mortgage process so much easier. We also chat about the biggest money trends this year, like student loans and home prices, and what Ian thinks 2024 will look like in terms of your money. Specifically, the question we all want to know is whether gas and grocery prices will finally come down to a reasonable amount. LINKS Buy Side WSJ https://www.wsj.com/buyside SPONSORS Thanks to EarnIn for sponsoring the show. Download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Living simply is one of the best ways to create wealth. Living in only 150 square feet for years, Ryan Mitchell has learned a thing or two about living simply. From downsizing to life simplification and designing a life that’s right for you, Ryan brings a lot of experience and practical knowledge to the table. He built his own tiny house in 2012, learning as he went along, which inspired him to help others in their journey to live small. Today he still lives in his tiny house full time and off grid with solar, teaching others how to live simply. In this episode, you'll learn: Ways to simplify your life with a tiny house Why it matters How to build wealth by living simply How it might be the missing piece to you achieving the stuff you want in life Links The Tiny Life Tiny Life on YouTube SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I’m covering some of my favorite tips to save money inspired by a question from Brett. This question comes from Brett – "Hi, Shannah, thanks for taking the time to answer my question. I’ve listened to this show since 2016, and even though you’ve changed it up over the years, it’s still one of my favorites. There are a lot of dude money podcasts, but I really like a softer approach and one that feels very non-judgmental. So thank you. I’m in my late 30s and doing pretty well financially, but I always seem to end the month without being able to save a lot of money. Am I doing something wrong? Can you give me any ideas of how much I save and any tips or tricks that you have to save money every month? Thanks a ton.” SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Two percent of venture capital money goes toward women-owned businesses. Still, in 2023. It’s still somewhat shocking to me. Our guest, Melody McCloskey, co-founder and CEO of StyleSeat, the premier platform for booking beauty and wellness appointments, is one of those lucky 2 %. She started her business in 2011, ironically right next to the two Instagram founders who would ask her thoughts on what Instagram photo filters she liked. As a woman, she’s learned how to grow a business from the ground up and push through the boundaries of being a female tech business owner, what you need to know to pitch yourself for venture capital funds the right way, and why it’s so important to have a good money team in place. She’s sharing all the juicy bits in this episode and the money lessons she’s learned. Links StyleSeat https://www.styleseat.com/m/ Melody on Instagram https://www.instagram.com/melody/ 10 Money Questions to Ask Yourself Freebie https://bit.ly/10moneyq Timestamps [00:00:46] Lack of venture funding for women. [00:05:51] Taking unconventional risks in business. [00:09:56] Normalizing talking about finances. [00:11:11] Doubting and building a business. [00:16:04] Founding documents and equity. [00:18:48] Seeking support in starting businesses. [00:24:30] Starting StyleSeat near Instagram founders. [00:28:09] Lack of venture funding for women. [00:30:55] Women's impact on venture capital. [00:34:07] Different paths to success. [00:39:54] Branding and design importance. [00:43:29] Have a clear vision. [00:45:35] More funding for women SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

What do you think about manifesting? Maybe you don’t believe it’s possible, or you’ve tried it, and it never seems to work. Kathleen Cameron, a world-famous manifestation coach who has worked with Hollywood celebrities and Wall Street heavy hitters and is the author of, The Best Of Yourself, wants you to know that you can’t just create a vision board and cross your fingers hoping it will all work out. Instead, Kathleen says, “Manifesting is becoming aware of a version of yourself already there and then dialing into that version.” Ok, I’m intrigued. Kathleen and I share a very honest and open conversation in this episode. Kathleen is plus-sized and always felt a lot of shame and guilt around that. Then she discovered manifesting and believed that she could manifest the life she desired while still being plus-sized…and it started to work. Life started to change, and her money situation started to change. She believes you can also create change without changing who you are. In this episode, we talk about: What is manifesting, and how do you do it 9 Ways to Manifest Money How to move past those self-created roadblocks to achieve your money goals No matter how you feel about manifesting, this episode will get you thinking Links Kathleen's website https://kathleencameronofficial.com/ Kathleen on Instagram https://www.instagram.com/kathleencameronmanifests/ SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Should I get a prenup? A question from Brian and Tracey inspired this episode of Ask Shannah. They have friends who recently got a postnuptial agreement and are curious about how they work and if it makes sense for them. As controversial as they might be, if you're thinking about a prenup or a postnup, the first place you should start is getting some education about these hot-button documents. Jennifer Guimond-Quigley is joining us on this episode to demystify what you need to know about prenups and break down the differences between postnups in a fun and easily digestible way (no crazy lawyer speak here, just a totally educational and enjoyable conversation). Links Law Offices of Jennifer Guimond-Quigley 5 Signs You Need a Postnup RELATED EPISODES SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that you could build wealth with franchise investing? The idea of franchising started way back in the Middle Ages, but it really started to pick up steam in the 1960s with the creation of turnpikes and President Eisenhower’s Interstate Highway System. That’s when franchising really had its heyday, but in the last couple of decades, franchising has been looked down on and passed over as an opportunity to build wealth. But the tide is changing. Our guest, Kenny Rose, CEO and founder of FranShares, created a platform that democratizes franchise investing so it could become accessible to everyone. The beauty is that you no longer need to own a franchise, which could cost hundreds of thousands of dollars. Instead, you can invest in franchises and generate passive income for much less. It’s an interesting concept for sure, and I’m personally happy that franchising is having a renaissance because it’s a business model that has worked for so many people it would be silly to overlook it. In this episode, you’ll learn: What is franchise investing? What makes a franchise profitable? Why should you invest in a franchise right now? And so much more, you’ll want to take notes on this episode. Links FranShares Kenny on LinkedIn SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

In this vault episode, our guest, Louis Llanes, shares the 7 seven steps to mapping your financial future to help you secure financial independence. If you’re anything like me, you would love to know how to accelerate your path to prosperity. Now, that word means something different for all of us. Maybe prosperity is a dollar amount, or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes, is the founder of Wealthnet Investments, LLC, and the author of a new book called Financial Freedom Blueprint. Louis also holds the Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations, an MBA from the University of Denver, and a BS in Finance from the University of Colorado - aka, he knows his stuff. Links Financial Freedom Blueprint book Wealthnet Investments, LLC SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

You can tell me, what’s your favorite thing to spend money on every week that just makes you feel good? These little treats, we all do them. And guess what, we all feel really good when we make an impulse buy - it’s like a quick dopamine hit, a rush. So that you know, you’re not alone - 55+ million people on TikTok have created a trend called “little treat culture.” It’s a trend where people impulsively treat themselves for a quick boost of happiness. So, with 55+ million people strong, I think this is something we need to talk about. On today’s episode, Ashley Lapato, money and lifestyle expert @theorganizedwallet, helps me break down little treat culture. Ashely says, “Eliminating impulsive spending isn't the solution, but unsubscribing from the narrative that “little treats” mean you're bad with money (ahem, avocado toast). Instead, give yourself permission to budget for impulsive "little treats," knowing that it will bring you joy today and won’t take away from your financial goals tomorrow." Links Ashley on TikTok You Need a Budget SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

This vault Ask Shannah episode was inspired by a question from Bri: "Thank you for being the FIRST person to support me through my financial journey as an adult. I’m currently healing from many different emotions surrounding money. My question for you is about credit cards with perks. I got a few cards totaling 4,000 that I’m paying down, but I didn’t realize I was doing a disservice to myself by not utilizing cards with perks (travel, rewards). Should I be moving toward paying off and closing 2/3 of those cards or pay off/down and try to add those smarter cards to my life? Thanks again for all you do, you’ve changed my life for the better. I’m not as afraid of money as I once was." LINKS Creditcards.com Credit Karma NerdWallet Credit Sesame Should I Close My Credit Card SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

I have a question for you. Have you ever wanted to start a podcast just like this one? If you answer yes, you’re in for a treat. I’m teaching a very special group coaching course called Podcast and Profit - 6 weeks to create, launch, and profit from your podcast. We’ll take your expertise or special talent and turn it into a podcast that everyone wants to listen to. Whether you are looking to build a podcast as a main source of income or a side hustle, this course is for you. You’ll walk away with a Podcast Playbook - everything you need to get your podcast up and running. We start on Oct 11, 2023. For all the info, head to https://bit.ly/podandprofit. I’ve only got 5 spots remaining. LINKS Podcast & Profit Course Learn more about your ad choices. Visit megaphone.fm/adchoices

How would you answer these 5 money questions? Life gets crazy, but it's important to take time and do a little money self-love exercise. These 5 questions will help you define the role that money plays in your life and figure out what's getting in the way of you achieving your money goals. LINKS 10 Money Questions Downloadable Spending Plan Downloadable Nobody Listens to Paula Poundstone episode BiggerPockets Money episode Money Isn't Scary podcast How Your Salary Affects Happiness article How Much Money Do You Need to Be Happy article SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Learn more about your ad choices. Visit megaphone.fm/adchoices

Your credit score has power, and that three-digit number has a dramatic impact on your financial future. If you do nothing else this year, grab your credit score the tail and yank it up to 700+ (preferably over 740). You don’t have to go all crazy trying for an 850 score – but don’t get lazy. Even if you have a good score, it could drop tomorrow by one silly mishap. Marsha Barnes from The Finance Bar will share her best tips to get your score in check in this reboot episode. What You'll Learn Why your credit score is a powerful piece of your financial future How to create a better financial brand for yourself Which credit scoring models do you need to care about What action steps you should take this year to raise your score How your score impacts your job and where you live Why Marsha is so passionate about financial literacy Links FICO The Finance Bar Credit Karma Credit Sesame SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Learn more about your ad choices. Visit megaphone.fm/adchoices

This is one of my favorite episodes that I wanted to air again because the tips, strategy, and messaging around debt are so important! Are you ready to get out of debt? If you’ve ever tried it, you know it’s tricky. You have to work on your relationship with money, be willing to change habits and look at your money in a whole new light. Our guest, Erin Skye Kelly wrote her new book, Get the Hell Out of Debt, rooted in her story of getting out of over $2.1 million dollars in debt. Her book and this episode are a judgment-free zone jam-packed with tips to revolutionize your relationship with money and come up with a plan to get rid of your debt. You’ll learn how getting out of debt will open up opportunities to build wealth beyond what you can imagine, more about Erin’s personal debt-free journey, and small steps you can start taking today. Links Get the Hell Out of Debt book Erin's website Erin on Instagram SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Learn more about your ad choices. Visit megaphone.fm/adchoices

What do your big dreams look like? I’m talking about those big dreams here. Do you want to turn your entrepreneurial dreams into the next hot company or propel your side hustle into a full-time business? No matter what your big dreams are, our guest, Liz Elting, will inspire you in this episode. Liz is an entrepreneur, philanthropist, Forbes’ Richest Self-Made Woman, and author of the new book, Dream Big and Win. She took her big dream all the way from her NYU dorm room into the world’s largest provider of language and technology solutions for global business - so yes, she knows a little something about dreaming big and winning. In this episode, you’ll learn not only how to dream big but also how to win in business and life, practical steps to bring your entrepreneur dreams to life, how to know if your passion can turn into a profitable business, and Liz’s business and life advice if she was starting all over again. Here’s to your big dreams. LINKS Dream Big and Win book Liz's website SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Learn more about your ad choices. Visit megaphone.fm/adchoices

To be successful in investing, you just want to make sure you don’t make a few mistakes that most investors make. The biggest mistake is not knowing what you are doing when it comes to investing. It's like investing in stocks that you don’t understand because you’re afraid of FOMO. Scott Kyle and Patrick Fischer want to make sure that you avoid as many of these investing mistakes as possible. Scott is the CEO and Chief Investment Officer of Coastwise Capital Group, LLC, a boutique money management firm. Patrick is a Financial Advisor at Coastwise, and they both are the authors of a new book called The Compound Code: An Expert Guide to Trading Stocks and Options. We haven’t talked a lot on this show about investing in options and dividends, but to be a successful investor, you should know how they work. Don’t worry, this episode won’t get too technical. Instead, they share the recipe you need for successful stock investing; we talk about what options are when you should use options, how to buy a good stock, what dividend stocks are, and a whole lot more. LINKS The Compound Code: An Expert Guide to Trading Stocks and Options book Coastwise Capital Group website Timestamps [00:02:07] Investing in options and dividends. [00:06:23] Explosion in options trading. [00:07:31] Options as income generation. [00:11:45] Investment time horizon. [00:14:22] Warren Buffett's authenticity. [00:18:22] The reality of risk. [00:21:28] Adding fixed income for retirement. [00:25:39] Mistakes in investing. [00:29:13] Due diligence for small-capped stocks. [00:32:18] Long-term hold and surviving downturns. [00:36:24] Achieving specific investment objectives. [00:39:00] Dividend-paying stocks. [00:43:01] Typical investing mistakes. [00:45:50] A brand new episode. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready for health care open enrollment? Open enrollment for health insurance is right around the corner. However, no matter when you’re listening to this vault episode, you’re going to love this guide to hacking health insurance with Cosmopolitan Deputy Lifestyle Director Ashely Oerman. Ashley is breaking down what you need to know to save some bucks in the process, like her great tip on whether to choose an HMO or PPO. She also shares what you need to know about a Health Savings Account and ways to save on prescription drugs. LINKS Cosmo's Smart Girl's Guide to Hacking Health Insurance  Open enrollment guidelines Ashley on Instagram Ashley's website Timestamps [00:02:57] PPO as a better option. [00:06:00] Choosing health insurance plans. [00:09:39] Health costs without insurance. [00:12:13] HSA health savings accounts. [00:16:34] Therapy and mental health. [00:21:42] Getting married for health insurance. [00:24:03] Prescription drug prices and savings. [00:29:39] Living in an expensive city. [00:32:03] Negotiating medical bills. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Keywords: Open enrollment, health insurance, how to pick the best health plan, deductible, out-of-pocket max, HMO, PPO, premium, money, personal finance Learn more about your ad choices. Visit megaphone.fm/adchoices

If you haven’t taken a look at your car insurance bill lately, you might want to give it a peek. There are 4 reasons why Car insurance premiums are soaring, and we’re going to chat about it all in this episode. We'll also talk about different ways you can save some money, like shopping around, bundling your auto and renter's insurance, and raising your deductible. LINKS MENTIONED NPR article SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. CONNECT WITH SHANNAH Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

How often do you think about money and for bonus points, what are those thoughts? The truth is, we all have financial anxiety. But if you are spinning in anxious money thoughts and unsure how to get out of that loop, this episode is for you. As Lindsay Bryan-Podvin, a biracial financial therapist and wellness expert and author of the book “The Financial Anxiety Solution” says, “Anxiety is a normal and healthy stress response that all humans have - if their nervous system is working appropriately and it might come along with some physical symptoms - sweaty palms, heart racing, etc..” The goal isn’t to never feel anxiety around money because that just isn’t possible. The goal is to have a normal and healthy anxiety response - and one that you can move through. So, how do you get there? In this episode, Lindsay shares the role your childhood, particularly 0-age 8, might play in those anxious thoughts, how money anxiety impacts your daily life, some great exercises to move through those anxious thoughts, and how understanding your money personality will help you play to your money strengths. Links The Financial Anxiety Solution book Lindsay's website Mind Money Balance podcast Timestamps [00:00:22] The influence of childhood on money beliefs. [00:06:09] Zero to eight years old. [00:07:32] Lack of conversation around money. [00:10:59] Financial anxiety and money stories. [00:15:00] The meaning of anxiety. [00:22:26] Extreme financial anxiety moments. [00:27:49] Practicing coping skills without stress. [00:30:42] Financial privilege and shame. [00:33:10] Money scripts and personality. [00:36:03] Blissfully ignorant and money. [00:39:13] Empowered use of money. [00:45:58] Normalizing money anxiety. [00:46:24] Financial Anxiety Solution. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

We went from staying at hotels to staying in Airbnb and back to staying at hotels. But the fees, there are fees everywhere you look. And the perks of staying at hotels are drying up…including this one perk that used to be free. This is a new format for the podcast, and I hope you enjoy these twice-a-week shorter episodes focused on a money news topic. Links How to Check In Early At A Hotel article SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Women, want to learn how to confidently take control of your money? First, we’ve got a lot of things working against us. We start and stop our careers many times for kids and family members, and we live longer than men on average because of that, we typically spend our money taking care of our male partner and tend to avoid talking about money. It makes sense why, as our guest Jenifer Sapel, a financial advisor and owner of Utor Wealth, said at the beginning of this episode - we’re often talked to like infants. But Jen cautions us that context is important. You see, the financial services industry was designed by and for cis white men. So, as women, we’ve got to start talking about money, educating ourselves about money, and aligning our money with our values. Jen brings it all in this conversation, where she shares the 3 phases of your financial life that you need to know about, why we need to break the model of ranking things from best to worst when it comes to money, and why you need to know that wherever you’re starting from is perfectly ok - learning about money is a lifetime practice. And you don’t want to miss our conversation about fun financial facts about women - like that banks could legally require a man’s signature for a woman to apply for a loan all the way until 1988. That’s not that long ago. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Investment Advice offered through WCG Wealth Advisors, LLC, a Registered Investment Advisor. Utor Wealth is a separate entity from The Wealth Consulting Group and WCG Wealth Advisors, LLC.  Links Utor Wealth Guide to Finding the Right Financial Advisor Jen on Instagram Timestamps [00:01:56] Empowering women to take control of their money [00:04:44] The predominant narrative in our society about women and money. [00:08:10] Shifting the context of finance. [00:14:13] Exchanging value for financial compensation. [00:16:00] Women-owned banks and financial equality. [00:20:09] The system's bias by design about women and money. [00:24:12] Money as a precious resource. [00:29:31] Financial flexibility and decision-making. [00:33:20] DIY vs Hiring Professionals. [00:36:33] Money and family dynamics. [00:40:36] Women aare better investors. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

This vault episode is all about our furry best friends and explores dog ownership, the costs vs. investment. Our guest on this dogolicious episode is Krista Karpowich, who owns Wag Out Loud and is the host of the Wag Out Loud pawdcast. The Wag Out Loud pawdcast is a show that helps us pet parents to be the best advocate for your dog’s health and wellness. She’s here to share everything she knows about dogs, including how much money to spend on food, what to feed your dog, what kind of pet insurance she loves, how much money to devote to training, treats and toys, and so much more. Whether you have a dog or are looking to bring one into your life, this episode is for you. LINKS Wag Out Loud Pumpkin Trupanion Lemonade Pawp SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

It can feel hard to master your budget with inconsistent income, especially if you're an entrepreneur. Budgeting and managing your money is hard enough when you have a steady paycheck each month and a laundry list of goals you want to achieve. When you throw in inconsistent income, budgeting becomes even harder. Just like you, I’ve had so many months as an entrepreneur when the numbers don’t add up. I’ve learned a few tricks along the way that I want to share with you in this very special reboot episode. What You'll Learn How I learned to budget when running a non-profit business in college What steps you can take to set up your budget to plan for inconsistent income What steps you can take when you're in the middle of a month or stretch of inconsistent income The most valuable lesson I've learned as a lifelong entrepreneur to make my budget work Why you can't get past knowing your numbers - and why they are the key to your success How I got past the "I deserve it" syndrome to find balance every month Links You Need a Budget (budgeting app I use) Marcus by Goldman Sachs (for ER fund savings) Ally Bank (for ER fund savings) Timestamps [00:01:34] Empowering budgeting strategies. [00:06:04] Managing expenses and being resourceful. [00:08:31] Emergency savings importance. [00:12:39] The power of manifesting. [00:18:01] Knowing Your Numbers. [00:20:30] Tracking your expenses is key. [00:24:10] Getting past the "I deserve it" syndrome. [00:28:41] Consistency in managing money. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Does this sound familiar? You get a good night’s sleep, but you still have brain fog and a mid-day slump of energy, and no matter what you eat, you just feel yucky. I think most of us will say Yes, this is me, and you know what, these feelings in your body are all common. But, according to our guest Bridgitte Mallinson, a functional medicine dietitian, business mentor & the founder and CEO of GutPersonal, a supplement company that empowers everyone to eliminate gut issues for good through a personalized approach, those feelings are not normal, and you don’t have to live with them. I know you’re thinking, what does your gut have to do with money? Hear me out - it’s hard to make good money choices if you don't feel good. On top of that, you’ve probably spent a lot of hard-earned money buying supplements and trying everything to feel better…and nothing has worked. So, in this episode, Bridgitte is going to get you good and informed about the powerful connection between making more money and a healthy gut. We’re going to talk about some touchy subjects like yes, your poop, and what’s all going on down there. And tips to stop throwing away money on supplements that aren’t working for your body. Never underestimate the power your health has on growing your wealth. Links Gut Personal - Take the quiz, and use code Shannah to get a discount Bridgitte on Instagram Timestamps [00:02:12] Investing in our wellness. [00:07:23] Health story and childhood normalization. [00:08:53] Sleep and its connection to wellness and money. [00:15:41] Healing our gut. [00:19:52] Finding quality supplement brands. [00:21:12] Quality and cost of supplements. [00:25:22] Eating out and food sensitivities. [00:30:09] Gut health and wealth transformation. [00:35:33] Healing your own gut. [00:39:52] The power of natural remedies. [00:42:07] Are probiotics good for us? [00:45:38] Gut health and personalized testing. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Am I saving enough? Will I have the money I need to retire? Is it okay to spend money on traveling and having fun? Am I being irresponsible with my finances? How do I really know if I’m doing well financially? This episode was inspired by a listener question from Lizbeth, who sent me this message, “Shannah, I feel like I’m in a bit of a tailspin. I know you always say that making different money decisions depends on your goals. And I’ve learned so much from this show and from your honesty about money over the last few years. But I’m in a weird space. I just don't know how I’m doing financially. I know I shouldn’t care about how well I stack up, and I’m trying my best, but it just feels like I’m alone out here making money decisions that I don’t know if they are right or not. Can you give me any pointers on how to know if I’m doing ok financially?” LINKS MENTIONED 1:1 Money Coaching Information (LIMITED TIME OFFER) Freebie - Spending Plan Template downloadable SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

On a scale of 1-10, how curious are you about how others spend and save their money? If you’re like me, you’re probably pretty curious. Maya Lau, host of the podcast Other People’s Pockets, loves talking to people just like you about all these taboo money topics and more - how much you make, how you spend your money, your biggest money blunders, and how tricky money is in relationships. While you might have a fascination with getting a behind-the-scenes look at someone else's finances, there’s a lot you can learn and apply to your money journey. Join us for this fun episode about other people’s pockets, human money stories, and the lessons you can learn from listening to some taboo money conversations. Links Other People's Pockets podcast SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, XayLi Barclay shares the key to financial freedom - discovering your worth and not being afraid to share it with the world. XayLi, the founder of StartShootGrow, is a woman of color, an immigrant, an entrepreneur, and a brilliant teacher who helps people know their worth and build a personal brand around their knowledge, expertise, and experience. As XayLi said in the opening, Knowing your worth and taking action is so important to who you want to be and your ability to crush your money goals. She knows a thing or two about this, coming to America as a teenager from Trinidad, a small Caribbean island. She quickly had to learn how money works in America and how to value and price her worth to build financial freedom. XayLi believes you have to start by shifting your perspective, really understanding your story, and not being afraid or intimidated to share it at work and in your personal life. In this episode, you’ll Get an up close and personal look at XayLi’s money story, including a few embarrassing money tidbits she openly shared Learn how to overcome people-pleasing so you can stand in your worth(Raising my hand) Learn how to be confident in front of a camera - or any presentation Hear what XayLi thinks it takes to be a successful entrepreneur this year Get actionable tips to discover what financial freedom looks like to you and how knowing your worth is closely tied to financial freedom Links StartShootGrow XayLi on Instagram XayLi's website Timestamps 00:00:00 Knowing your worth is essential to financial freedom. 00:08:11 Charge more for your talents. 00:12:07 Importance of financial education 00:24:10 Overcoming money mindset obstacles. The timestamp in the podcast where it says "Content is a conversation" is at 00:30:46. Content is a conversation. 00:31:37 Understanding your story brings confidence. 00:43:37 Take action and trust the process. 00:44:18 Importance of self-worth and sharing. Sponsors Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I'm sharing how to master your money goals inspired by a question from Amanda: "I love your podcast and have been listening for over a year now, being inspired and working towards my goals. Maybe my question isn't really a question but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans, and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME, but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal." SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Timestamps 00:03:50 Stay focused on your goals. 00:10:13 Stay focused and celebrate milestones. 00:14:44 Celebrate milestones along the way. 00:18:22 Celebrate milestones and visualize progress. 00:24:24 Be intentional with your spending. Learn more about your ad choices. Visit megaphone.fm/adchoices

What do you believe? Money can buy happiness or money can’t buy happiness? Our guest on this vault episode, Jason Vitug, author of the book Happy Money Happy Life, A Multidimensional Approach to Health, Wealth and Financial Freedom and founder of phroogal.com, believes that money isn’t everything, but it does impact most everything in our lives. You'll learn: The most common long-held money beliefs about happiness that just don’t work anymore Why money can buy happiness with a little perspective How to unlearn all of these false money beliefs How to figure out what financial freedom is for you Jason's unique approach to creating happy money and happy life LINKS Happy Money Happy Life book Phroogal website Jason on Instagram How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key topics: money happiness, money therapy, personal finance, financial freedom, money books, wealth, self-improvement, mental health Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special vault episode, Chris Miles, a cash flow expert and non-financial advisor, talks about the exciting world of passive income and how it can totally change your life for the better! Chris spills all his secrets on how to create multiple streams of passive income on any budget, and he totally busts the myth that you have to work hard to earn money. He's not a fan of boring old financial advice like paying off your house or investing in a 401k, and instead suggests way more exciting strategies like building up an emergency fund and investing in turnkey real estate companies. Plus, he's all about education and passing on wealth to future generations. LINKS Money Ripples - https://moneyripples.com/ How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key topics: passive income, personal finance, money tips, budget, paying off debt, building wealth, goal setting, generational wealth, financial planning Learn more about your ad choices. Visit megaphone.fm/adchoices

In this solo episode, I'm exploring what airplane turbulence and your money have in common. It's easy to feel out of control with your money and that you're experiencing a lot of bumps. Interest rates are high, the stock market is a bit whacky, the housing market is nuts, and all of these factors might be influencing how you feel about your money. In this episode, I'll explore five lessons you can learn from airplane turbulence to apply to your money goals right now. Timestamps [00:00:18] Turbulence and Money Goals. [00:05:00] Fear of turbulence and control. [00:10:09] Dealing with bumpy life. [00:13:01] Money and fulfillment. [00:18:31] Feeling like it's too late. [00:22:31] Trusting the unknown. [00:26:33] Can I be okay in the bumps? [00:30:25] Turbulence and calming techniques. [00:34:38] Turbulent housing market and inflation. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key terms Money goals, money, personal finance, interest rates, money therapy, money how-to, self-improvement, happiness, money tips. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money podcast, we're covering affordable estate planning for LGBTQ+ individuals and couples with Mitch Mitchell, Associate Counsel of Estate Planning at Trust & Will. Our money system in this country is outdated and antiquated and, by far, does not meet the needs of LGBTQ+ individuals and families. When it comes to estate planning and making sure that your assets get passed to who you want, things can get even more complicated if you’re in the LGBTQ+ community. Different states have different laws, and figuring it all out is hard. You'll Learn: What makes estate planning for LGBTQ+ individuals so challenging What are the essential estate planning documents you need How much estate planning costs (and how to make it more affordable) How do you handle estate planning if you have kids, are adopting, or using a surrogate  Why the home-buying process can be tricky for LGBTQ+ couples and individuals  Links Trust & Will How to Find an Estate Planning Attorney article How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Time stamps [00:01:05] Estate planning faces unique challenges. Mitch Mitchell discusses essential documents, costs, and issues for LGBTQ+ individuals. The episode covers adoption, surrogacy, and home buying. LGBTQ+ estate planning necessitates caution and creativity. Further progress is needed in achieving equality. [00:03:31] LGBTQ+ families face legal challenges in parenting [00:08:07] Challenges passing legislation in a politically charged environment [00:11:01] Choose your own plan, especially LGBTQ+ [00:14:57] Importance of having a will and trust [00:17:19] Choosing executor, setting up a trust [00:24:20] "In Texas, trusts can help avoid probate" [00:25:47] Marriage, property, and legal agreements for LGBTQ+ [00:28:51] Prepare in advance for LGBTQ+ parental rights [00:34:16] Traditional attorney route can be expensive. Trust and Will offer affordable options [00:38:24] Important to understand property ownership and inheritance [00:42:59] Estate planning advice, LGBTQ+ individuals, TrustandWill.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I'm back with another fascinating topic: home buying in today's market and whether it's a good time to buy real estate. I was walking around my neighborhood this morning and was blown away by the number of people selling, buying, and remodeling houses. I was thinking there’s so much talk about high-interest rates and how expensive housing prices have gotten, but it doesn’t seem to be deterring anyone from going about their normal buying, selling, and remodeling home business. So then I thought, if you’re looking to buy your first home, is there ever a “right” time to buy? Lucky for us, Bianca D’Alessio, who is the Ranked #1 Real Estate Broker in New York and New York State and #14 in the Nation for 2022, manages a $10B real estate portfolio for Nest Seekers International and is the Star of Selling the Hamptons on Max(formerly known as HBO) is our guest. You'll learn: How to pave your way to first-time home buying in this market How to be competitive when buying Why lenders are more concerned about your credit card debt than your student loan debt If the Airbnb market is really a bust Why staying in your home for 10+ years is probably the best investment you’ll ever make Oh, and we’ll also talk some dirt about Selling the Hamptons Links Selling the Hamptons Nest Seekers International Bianca on Instagram How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Time Stamps [00:00:23] Everyon's Talkin' Money podcast host welcomes all, discusses is it the right time to buy. [00:04:09] Start with referrals, research, and interviews for your team. [00:08:31] Negotiating: be creative, focus on clients' needs. [00:11:38] Inflation concerns rise as prices increase. [00:15:16] Interest rates impact affordability, 7% is healthy. [00:18:31] Timing sales is crucial; now is buy. [00:21:36] Consider family, liquidity, investment, business growth, ownership, technology, and global opportunities when buying real estate. [00:25:47] Different lending options; pre-contract inspection for progress. [00:28:46] Relative purchase price, overcoming objections for buying. [00:33:41] Airbnb needs stability, owners must invest. [00:36:29] Reality TV: Surprises, Drama, Real Estate, Acting [00:41:21] Mindful money reminder: Buying a home. Key Terms Mentioned: Money, personal finance, happiness, therapy, home buying, first-time homebuying, selling the Hamptons, Airbnb, buying goals, how to sell your home, negotiation, real estate, personal financial goals, money goals, relationship with money Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m taking on two Ask Shannah questions in this episode - My Partner Won’t Let Me See What He Spends (and that makes me super nervous) + I Lent My Friend Money, Now What (they won’t even treat me to dinner). You'll learn: How to talk about money in your relationship What is your money story How to have uncomfortable conversations How to set boundaries when you lend money to friends Tips to uncover money trauma How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key topics: Relationship with money, money in relationships, money trauma, personal finance tips, money therapy, money conversations, financial advice Learn more about your ad choices. Visit megaphone.fm/adchoices

Retirement always seems like a destination that is so far away until you wake up one morning and you’re in your mid to late 30s, even your early 40s, and you’re wondering where all the time went. The easiest way to save for retirement is to start saving and stop worrying about how much. No matter what age you are. Joe Curry, host of Canada’s fast-growing retirement podcast, Your Retirement Planning Simplified, is joining us in today’s episode. You'll learn: The top 5 retirement risks that you need to be aware of How to figure out how much money you need to save How to not freak out about your retirement savings How to handle retirement savings curveballs Why you should stay away from those calculators that tell you how much you need to have saved by a certain age because there’s so much more to the story Links Your Retirement Planning Simplified podcast Matthews + Associates website How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I chat with guest Carrie Bennett about a topic close to many hearts: infertility. We dive into the world of fertility treatments, the high costs involved, and the financial struggles that come with it. But Carrie brings something new to the table - the concept of quantum fertility. She shares how incorporating simple, free practices like aligning with natural rhythms and minimizing artificial light can potentially boost fertility. We also discuss the importance of balance, gratitude, and letting life unfold. Whether you're dealing with infertility or just curious, this episode offers fresh insights on a challenging subject. Links Carrie's website Carrie's product recommendations In this episode, we talk about: - The episode will delve into the world of infertility and explore affordable alternatives to costly treatments to help you get pregnant - Approximately 48.5 million couples worldwide experience infertility - About 15% of couples face difficulty conceiving - Infertility can be scary, expensive, and confusing - Traditional approaches to infertility focus on the biochemical perspective, which may not address the root causes of infertility - Carrie introduces the concept of quantum fertility, which suggests that the body operates on a small scale influenced by factors such as circadian rhythm, light exposure, and nature - Quantum fertility offers affordable ways to support fertility that are often unknown or overlooked - Most healthcare plans do not cover infertility, leaving couples to pay 85% of the costs out of pocket - Topics covered will include circadian rhythm, light exposure, and nature as factors that can support fertility - Listeners will learn about low to no-cost techniques that can be incorporated into their routines Timestamps [00:00:42] Podcast discusses quantum fertility and affordable tips. [00:03:57] Body's natural balance can restore fertility. [00:08:41] Factors affecting fertility: lifestyle, age, and light. [00:10:56] Daytime blue light can energize but drain. At night, blue light disrupts sleep. Artificial light linked to anxiety, depression, and hormone-related cancers. Use orange lenses to mitigate at night. [00:15:49] Transformative effects observed within days; objective and subjective improvements; biological measures confirm success. [00:17:40] Body has built-in clock for optimal functioning. [00:22:23] Increased productivity comes from syncing with natural light. [00:23:50] Leptin regulates fertility and body communication. [00:27:01] Listen to your intuition and resonate with therapy. Balance your body for higher success rates in fertility. [00:33:56] Fascinating correlation in managing chronic tinnitus. [00:37:17] Healing journey with unexpected light therapy results. [00:40:08] Let life unfold, reduce stress, conceive [00:44:34] "Incorporating quantum techniques for improved fertility. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode of "Everyone's Talkin' Money," I'm diving into the debit vs. credit cards debate. We explore the similarities between the two - they both have logos like Visa or Mastercard and can be used for in-store or online purchases. But when it comes to safety, things get interesting. Gas stations, for example, can be risky spots for credit card scammers. That's why using a credit card is generally safer here, as it offers more protection against potential bank account drain. However, personal preference and money habits should also come into play. You'll learn how to figure out what card is right for you. Episode Timestamps: [00:02:30] Recognize and accept the current relationship with money. Use a debit card securely. Avoid unsecured internet connections for purchases and bank account checking. [00:03:22] "Protect network, guard numbers, prevent credit fraud." [00:08:25] Debt doesn't vanish; find a lighter way. [00:12:46] Use a debit card to avoid debt. [00:15:38] Credit cards automatically categorize expenses for you, allowing easy tracking and adjustments. Additionally, using them for monthly payments can earn rewards and bonuses. [00:17:44] Credit card cons: interest rates compound debt. [00:21:26] Credit card fraud protection: Quick and easy. [00:24:52] Gas station pumps are risky for card payments. [00:27:27] Credit card deposit for trips and car rentals. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I chat with the awesome guest Tanja Hester about how you can use your money to make a real impact. We talk about challenging the status quo and embracing nuance when it comes to your spending habits. You'll learn how to maximize every dollar you have, how to identify your personal money values, how to align your money values with your choices, practical tips to become a wallet activist, and how to make intentional choices with your money that will get you closer to your money goals. Links Wallet Activism book Tanja's website Timestamps: [00:00:36] How to maximize every dollar with Tanja Hester [00:05:41] False choices limit our thinking; consumerism deceives. [00:08:29] Introspection helps automate decision-making for values. [00:14:22] Questioning conventional wisdom, embracing nuance in actions. [00:19:45] Demand for change: policy, climate, racial unrest. [00:22:35] Retiring early to avoid the burden of disability. [00:27:21] Consumer preferences can create significant change. [00:29:58] Focus on big-impact decisions in finances. [00:32:37] Share small shifts and make a ripple. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Episode key topics: intentional spending, wealth inequality, conscious choices, Financial Independence, retiring early, value side of money, personal finances, spending habits, conscious consumerism, personal values, financial choices, wallet activism, goal-setting Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of "Everyone's Talkin' Money," we dive into all things finances and marriage so you can learn how to successfully manage money as a couple. We tackle the question of who is responsible for the debt in a marriage based on whether you're in a community property state or a common law state. We also explore six major money decisions that can lead to financial success in marriage. From budgeting to creating a will, we cover it all. Plus, I share personal anecdotes and tips to help you navigate the complexities of money in your relationship. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ In this episode, we talk about: Do's and Don'ts of managing money as a couple, debt in marriage, financial issues in relationships, money decisions in marriage, point person for finances, managing finances in marriage, accountability in spending, delays in addressing financial matters, tension about money, the importance of budget, budget manager, tracking expenses, creating a will, naming an executor, distributing assets, the positive aspect of money, proactive conversations about money, money fears. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this vault episode of Everyone's Talkin' Money, I had the pleasure of chatting with Deacon Hayes, a financial advisor turned money expert, author, and CEO of Well Kept Wallet. You'll learn key tips for becoming an everyday millionaire, why Deacon stressed the importance of living below your means, and how to invest wisely for the long term. We also talked about the power of investing in real estate, the stock market, or starting a business. Deacon even shared a sneak peek of his awesome rap song about everyday millionaire habits! Links Well Kept Wallet You Can Retire Early Everyday Millionaire Song You Can Retire Early Podcast Episode Topics Covered Living on less than you make is key to financial success Becoming a millionaire The importance of having a plan for the future and addressing your current financial situation Wise investing in long-term strategies, such as real estate, stocks, or starting a business Investing in index funds or three-fund portfolios for diversification Strategies for making extra money, exploring new opportunities, and not relying solely on an employer The importance of making smart choices when buying cars and homes Paying off debt and prioritizing financial goals Creating a vision and setting goals for financial success How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of "Everyone's Talkin' Money," Ben Hockema joins me to explore the idea of how much is "enough" money and what financial security looks like. We discuss how to figure out what is enough for each individual and create a financial plan that allows us to live the life we want. We dive into the detrimental effects of shame marketing and the importance of focusing on untapped potential instead. We also touch on the need to understand our relationship with money and address any shame surrounding it. Overall, we aim to help listeners achieve a calming clarity about their finances and find a balance between current spending and future savings. Links Illuminate Wealth Management Time stamps 00:04:50 Money is a tool for achieving goals and a discussion about what financial security looks like. 00:07:34 Money is a lifelong relationship with history. 00:12:41 Having debt can be burdensome for some. 00:15:07 Importance of understanding feelings and actions around money. 00:19:53 Know your goals, calculate your expenses, save 00:22:57 Automate paycheck, diversify funds, communicate financial goals. 00:26:29 Spending now or later, saving is crucial. 00:30:35 Take responsibility for your own retirement. 00:33:31 Motivate without shame focus on fulfillment. 00:36:32 Money shame leads to anxiety and complexity. Seek guidance and embrace vulnerability for clarity and growth. 00:39:44 Shame marketing, the misconception of fire movement. 00:44:38 Different perspectives on money and resources. How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I had the pleasure of chatting with the amazing Tina Wells about achieving work-life harmony and avoiding burnout. Tina shared her game-changing approach called The Elevation Approach in her new book, which consists of four phases: preparation, inspiration, recreation, and transformation. We discussed the importance of saying "I don't know" and being open to learning, as well as the power of curiosity and challenging ourselves to understand things outside of our comfort zones. Tina also dropped some wisdom about decluttering, taking control of our calendars, and finding moments of joy in our busy lives. It was truly an eye-opening conversation that left me feeling inspired and ready to elevate my own work-life balance. LINKS The Elevation Approach book Tina's website How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this recap episode of Everyone's Talkin' Money, I had the pleasure of chatting with the fabulous Tina Wells. She's an entrepreneur who knows a thing or two about work-life harmony. We dove into her four-phase approach to elevating ourselves: preparation, inspiration, recreation, and transformation. Tina stressed the importance of constantly evaluating our goals and priorities, making time for recreation and breaks, and knowing our numbers beyond just finances. It was a great conversation that inspired and motivated me to find that perfect balance in my life. If you want more, check out Tina's book, "The Elevation Approach," and definitely listen to our previous episode for the full conversation. Trust me; it's worth it! LINKS The Elevation Approach book How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

This Ask Shannah episode was inspired by a question from Bridget, "I’m an actress in the SAG union, and we’re on strike. I support my fellow actors that we need to get paid more, but I’m so completely freaked out about my money and how long this will last—got any words of wisdom for me? Thanks for such a great podcast, your episodes really inspire me to be better with my money, so thank you." LINKS Washington Post Article mentioned Help us get to 1,000 reviews for the podcast! How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to the show to our short recap episode of yesterday’s full podcast, How to Self-Coach Yourself Through Money Drama So You Can Achieve Your Goals and Dreams, with Dielle Charon, certified life coach and 7 figure sales expert and host of the Black, Bnaked, and Booked out Podcast. If you don’t have 45 minutes to listen to the previous episode, you’re still going to love this one. Dielle walked us through her 5 money questions to ask yourself that will help you get into a better relationship with money, save more, spend better, and achieve your goals. My favorite question was, “How do I organize my money in a way that works for me.” I share a bit about my money-organizing system, so stay tuned to hear that. Honestly, my best advice is just to pick one or two questions and take some time to think about them, but don’t overwhelm yourself with all 5 questions right now. Alright, I’ll let Dielle walk you through them.  LINKS Dielle's website and podcast link - https://diellecharon.com/ How to Self-Coach Yourself Through Money Drama So You Can Achieve Your Goals and Dreams episode How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

What if your thoughts create your results? That’s a powerful question for me. I’ve had a life-long relationship with negative thinking and creating my own money drama. It’s easy for me to think of something positive, but right behind it is a nagging negative thought - what if it doesn’t work out? What if I’m not good enough? What if it all falls apart? Do I really deserve this, etc.? Here’s the kicker, though, as our guest Dielle Charon, certified life coach and 7 figure sales expert, and host of the Black, Banked, and Booked out Podcast says - you’ve first got to have the courage even to put that big thought in your brain and help self-coach yourself to success. Now, Dielle is an entrepreneur powerhouse, and we start out the conversation by talking about her strong belief that entrepreneurship is the key to emancipation and why this matters. But whether you’re an entrepreneur, a 9-5 ‘er, or a stay-at-home parent, you’re going to find a lot of life-changing advice in this episode, including how to simplify your thoughts around money, the keys to self-coaching yourself, common money mindset blocks, 5 money questions to ask yourself right now, and ways to have both a profitable side hustle and a 9 to 5 job with ease, if that’s your jam. Links Black, Banked, and Booked Out podcast Dielle's website Dielle on Instagram Timestamps [00:01:14] Thoughts creating your results. [00:04:02] Emancipation through entrepreneurship. [00:08:09] The landscape and fear around entrepreneurship. [00:11:43] Thoughts creating desired results. [00:17:47] Debt and its emotional impact. [00:19:37] Overcoming debt mindset. [00:25:26] Believing in making more money. [00:26:48] Money flow and mindset. [00:31:47] Money blocks and overcoming them. [00:37:20] Earning more and healing. [00:38:23] Changing the story about debt. [00:42:22] Runaway money thoughts. How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider money tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you’re in the market to buy a home now or even renting in many markets is really out of reach these days. It’s no wonder why there is a movement towards alternative and more affordable housing, like RVs, campers, yurts, and tree houses, and in this episode, we’ll explore dome homes. Our guest, Whitney Hansen, is a money expert, host of the Money Nerds podcast, and a dome living expert who believes that dome living has a lot to offer. In this summer vault episode, we’ll explore the ins and outs of building a dome home, how much Whitney spent building her dome home, ways to save money while still building a quality dome home, and how to turn your new dome home into a wealth-generating and cash-flowing business. LINKS Cascade Dome The Money Nerds podcast Whitney's website How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I'm tackling personal finance advice in an Ask Shannah question about whether it is worth breaking up over money issues in a relationship. I share my insights on how to have a successful money relationship with your partner. The episode is inspired by a listener's question about constant fights with their partner over money despite going to therapy. You'll learn my advice and strategies for navigating financial disagreements in relationships and how I handle them in my own relationship. How I Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Finding your style is empowering. It goes beyond just the clothes you wear and profoundly impacts your mindset, confidence, and overall well-being. In this Everyone's Talkin' Money episode, join me for a 20-minute recap of yesterday’s episode with stylist Jennifer Mackey-Mary, where we explored the connection between our personal style and your financial well-being. LINKS Everyday Style website https://youreverydaystyle.com Full Episode with Jennifer https://tinyurl.com/etmjennifer How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Just take an educated ballpark guess. How much money would you say you’ve spent on clothes that weren’t great over the years? Clothes that didn’t really fit you or feel like you? I’ll just speak for myself- a hell of a lot of money for sure that I wish I could get back. So that’s the past – let’s look to the future and start thinking about buying clothes and building out your wardrobe from a place of value, as our fashionista guest Jennifer Mackay-Mary believes. I’ve struggled a lot with buying the right clothes for me – figuring out what my style is and finding clothes that make me feel confident and not self-conscious. If you can relate, you’re going to love this episode. Jennifer shares everything from her theory on why buying the right pants will save you so much money to her game-changing wardrobe budget formula to why she says NO WAY to clearance racks where clothes go to die. LINKS Your Everyday Style website Everyday Style podcast How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode Ask Shannah a question on Instagram or TikTok Submit a money question for Shannah to answer in an upcoming episode Leave a 5-Star Review here Be a Featured Guest on an episode Learn more about your ad choices. Visit megaphone.fm/adchoices

In this summer money episode, we talk about the importance of building good money habits with Eric Roberge, CFP and founder of Beyond Your Hammock. Eric emphasizes that creating these habits takes effort and consistency, but it's okay to face money challenges along the way. The key is to push through and strive for financial ease. The best way to start is by identifying your most important financial goal and enjoying the journey while celebrating progress. LINKS Beyond Your Hammock LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money Podcast, I tackle the dreaded topic of budgeting. I believe that society has convinced us that budgeting is horrible and terrible, but I'm here to change your mind. I'm sharing my easy, simple 1-2-3 system for budgeting, emphasizing that a budget is not a strict document that limits our spending. Drawing from my own experience running a business in college, I'll walk you through how I had to make the numbers work and allocate money effectively. Join me as I help you stop stressing over your money and take control of your budget. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we’re joined by Amanda Holden, aka Dumpster Doggy, creator of the investing course called Invested Development. Amanda shares the importance of understanding investing jargon, asset allocation, expense ratios, and index and active management differences. She also shares tips on making investing easy and offers a free investing one-on-one course to help everyone listening easily navigate the investing world. This episode is packed with valuable information for anyone looking to take control of their finances. Stay tuned for an insightful conversation that demystifies investing and empowers listeners to make informed decisions about their money. LINKS Free Investing 101 Workshop (use this link) https://tinyurl.com/investingetm Amanda's website TIMESTAMPS [00:01:06] Summer mid-year investing checkup. [00:05:14] The vibes are off. [00:10:07] Consuming information about investing. [00:12:57] Relative performance in investing. [00:16:27] Understanding your investment mix. [00:21:29] Choosing the right investment strategy. [00:23:39] Roller coaster of dating musicians. [00:29:17] Investing strategy and self-awareness. [00:32:57] Risk tolerance and education. [00:37:03] Financial freedom and options. [00:40:54] Easy investing with index funds. [00:42:55] Narrowing down investing options. [00:47:56] Retirement savings crisis. [00:52:35] Concepts to research and understand. [00:54:56] Free investing workshop. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to our Summer Money series! Today, we're tackling identity theft and fraud in the digital age—a growing concern for all of us. With over 75 junk emails, 3 spam phone calls, and 2 spam text messages already, staying safe is a challenge. That's why we've brought back John Buzzard, a renowned fraud and security expert, to answer your burning questions. We'll discuss average consumer losses, nailing secure passwords, and the difference between identity fraud and theft. Get ready for essential security tips! LINKS John Buzzard on LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you tired of feeling burdened by shame and guilt around money in your relationship? If so, you're in the right place. Join us as we explore cultivating a healthier money relationship with Manisha Thakor from Money Zen. Let's learn valuable insights on releasing shame, having open conversations, and embracing a mutual financial future. LINKS MoneyZen website Get Financially Naked book On My Own Two Feet book The Index Card book Emotional Currency book LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover the allure and consequences of revenge spending, a phenomenon many have succumbed to this year (including me). As the pandemic disrupted our sense of control, indulging in shopping provided a dopamine rush that momentarily eased the strain. However, while it may offer solace for our well-being, its impact on our finances deserves scrutiny. Join us in this enlightening summer vault episode as Dr. Jaime Peters, Assistant Dean and Professor of Accounting, Finance, and Economics at Maryville University, sheds light on the concept of revenge spending. Gain insights on striking a balance between spending and achieving financial goals, and explore crucial considerations in the face of a potential recession. LINKS Jamie's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, you’ll learn all about cooking at home on a budget! Newsflash: inflation is finally cooling down in almost every shopping category, except for food costs. But don't worry! We've got the perfect solution for you. The incredible Frankie Celenza, an Emmy-winning Chef and host of Tastemade's Struggle Meals is joining us today. Frankie is here to show us how to create healthy, delicious, and affordable meals that won't break the bank. Did you know we waste 30% of the food we bring home? Frankie has some mind-blowing cooking hacks and seriously scrumptious recipes to help you make the most of your ingredients. LINKS Tastemade's Struggle Meals LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're going to tackle a topic that many people have questions about health savings accounts or HSAs. I'll explain what they are, what expenses they cover, and why they are an important tool for financial planning. So, if you've ever wondered about health savings accounts and how they can benefit you, this episode is a must-listen. Join me as I share my expertise and shed light on the importance of understanding and utilizing HSAs for your financial well-being. LINKS Hsastore.com Health Savings Account 101 TIMESTAMPS 00:02:39 Health savings accounts offer tax advantages. 00:06:11 Health savings accounts offer flexibility. 00:12:52 FSA and HSA differences explained. 00:19:32 Save for healthcare expenses strategically. 00:24:49 Utilize HSAs and FSAs wisely. 00:30:28 Flexible spending accounts for healthcare. 00:37:23 Use FSA and HSA benefits. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're diving into the financial challenges that transgender individuals face on their journey to becoming their authentic selves. Did you know that there are approximately 1.4 million transgender people in the U.S.? The cost of medical treatments can easily surpass $100,000, and unfortunately, health insurance often doesn't cover it. Our amazing guest, Gabe Dunn, is a New York Times bestselling author, comedian, and LGBTQ advocate. They share their own transitioning story, the importance of finding a supportive community, navigating the healthcare system, and ways to manage the costs of transitioning. Whether you're part of the LGBTQ community or simply want to be more understanding, join us for an inspiring and informative conversation. LINKS Bad with Money podcast Gabe's website The Staggering Costs of Being Transgender in the US article LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're joined by the amazing Sarah Gottesdiener, Moonbeaming's host and Moon Studio's owner. Together, we dive into juicy topics that often get swept under the rug when it comes to money, like shame, self-sabotage, and even our ancestral connections. But fear not! We're not just here to talk about the problems – we're here to empower you with practical tools and strategies to make positive changes. TIME STAMPS [00:03:23] Embodied shame in money. [00:04:25] Money Shame and Relationships. [00:09:06] Learning disabilities and money. [00:15:10] Working with who you are. [00:18:35] Regulating the nervous system. [00:22:14] Overcoming beliefs around overwork. [00:27:07] Self-sabotage with money [00:34:55] Making it fun. [00:35:56] Ancestry and Money Beliefs. [00:44:19] Money as a language. [00:45:17] Money and Ancestry Beliefs LINKS Moonbeaming podcast Moon Studio LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah, I am answering a question from Sarah about my favorite money apps, programs, credit cards, savings accounts, and bank accounts. Links Mentioned: You Need a Budget Monarch Chime Aspiration Novo Chase Sapphire Preferred Creditcards.com Capital One Venture One Upstart Marcus Ally Bank Ethos Ladder LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Ask Shannah question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Dive into an eye-opening episode exploring hidden divorce costs and expert advice on navigating the process. With 40-50% of marriages ending in divorce, money often plays a charged role. Discover the emotional and financial toll firsthand as I share my experience. Surprisingly, even airline miles can spark conflict. Join me and divorce experts Jaime Berger and Sarah Jacobs of Jacobs Berger as they share how to uncover all the hidden costs and get prepared emotionally. LINKS Jacobs Berger LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Quinn O'Briant shares her personal story of filing for bankruptcy at 28 and the road to reclaiming joy. She launched the Joy + Money, Joy-Based Business, and Joyful Entrepreneur programs to help others recover after financial catastrophes. Discover O'Briant's lessons learned during bankruptcy and her roadmap for finding joy amidst financial challenges. Join her as she empowers individuals to overcome negative money mindsets, rebuild relationships with money, and create a joyful life. Don't miss this inspiring conversation on navigating the aftermath of financial catastrophes and finding a path to lasting joy. LINKS Joy + Money program (use code everyday for $200 off) Quinn's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Are these 5 investing taboos keeping you stuck? In Today's Shannah Shares, Community Q&A reboot episode, I tackle a question from Laquesha: "Hi, Shannah. Thanks so much for answering my question. I really want to start investing, but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but it just feels so hard to figure out investing. I know so many people are making a killing, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes; I’m curious if there’s an episode from the past that you think I should check out. You’re awesome, and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do, and so should you. Ok, thanks again." Links Define Financial Stay Wealthy, San Diego LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you imagine the day when you don’t have to stress about money? It can feel like that day is NEVER going to come…but if you learn what to do with your money and start taking small actionable steps, you can reach a place where you stress less. Carl Nassib is a financial literacy advocate and a Pro NFL Linebacker who is also the first openly gay active NFL player. Liz Davidson, who we’ve had on the show previously, is the owner of Financial Finesse, a financial education company, and the author of her new book, Money Strong: Your Guide to a Life Free of Financial Worries. In this episode, we dive into Carl’s money story of becoming an NFL player and learning how to deal with money for really the first time in his life; Liz’s 5 keys to success to transform your relationship with money called START, what it means to be authentic with your money, and so much more. LINKS Money Strong book Financial Finesse Carl Nassib LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

We talk about a lot of heavy and serious topics around money on this show, but that doesn’t mean I don’t also like to have a good time and shake off all the bad money juju. So in this episode, we’re going to do just that. Nathan Macintosh is a comedian based in New York, and he recently released a special called Money Never Wakes: Forty on Finance. I want you to get ready to laugh for the next 40 minutes or so about this thing, we call money and how it plays out in our daily lives. We talk about billionaires going to Mars, why airline pilots should be making bank, and the confusing way money works. LINKS Money Never Wakes Nathan's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I’m sharing two listener questions from Bernice and Cindy and jumping headfirst into sharing my biggest money lessons and things I would do differently if I could do them again.  LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever realized the role that scarcity plays in your money decisions? Scarcity is all around us in our daily lives. Whether you’ve stood in line to buy the latest Xbox or scooped up all the toilet paper during the height of the pandemic, you’ve experienced a scarcity mindset. Our guest, Mindy Weinstein, Ph.D. author of the new book The Power of Scarcity and founder of the digital marketing firm Market MindShift will tell us just how big a role scarcity plays in our daily lives. In this eye-opening conversation, Mindy shares everything you need to know about scarcity and the role it plays in your money, how to recognize scarcity when it’s happening and do something about it, how advertisers use FOMO to play into your fears, and a super interesting story about why the diamond ring became the sign of love. LINKS The Power of Scarcity book Meet Mindy LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

This Ask Shannah episode was inspired by a question from Bri: "Thank you for being the FIRST person to support me through my financial journey as an adult. I’m currently healing from many different emotions surrounding money. My question for you is about credit cards with perks. I got a few cards totaling 4,000 that I’m paying down, but I didn’t realize I was doing a disservice to myself by not utilizing cards with perks (travel, rewards). Should I be moving toward paying off and closing 2/3 of those cards or pay off/down and try to add those smarter cards to my life?" LINKS Creditcards.com Credit Karma NerdWallet Credit Sesame Should I Close My Credit Card article LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is one of those that will feel like a kick in the gut but for all the right reasons. We’re talking about the ten money myths that got you here and how to change them with Whitney Anne Ellis. Whitney is a Life Coach, author of a soon-to-be-released book Bougie to Broke, and creator of The Money Reset program. We break down the most common money myths and action steps you can take to change them. LINKS The Money Reset program Whitney's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review, or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Your money story holds great power over your relationship with money and understanding your story is vital to you being able to live the life you want to live. Our guest, Christina Blacken knows a little something about money stories herself. She’s a public speaker, performer, and founder of The New Quo, a leadership development and inclusion consultancy helping leaders create inclusive cultural and organizational change through narrative intelligence. In this episode, Christina will guide you through questions to help you unpack your narrative around money and figure out if your money truly lines up with your values so you can rewrite and reclaim your money story. LINKS The New Quo Sway Them With Color podcast Narrative Intelligence download LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

The question I get asked the most is, "How much money should I save for retirement." In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. Links Investopedia article, How Much Do I Need to Retire Retirement Income Calculator NerdWallet article, How Much Should You Save for Retirement SmartAsset Retirement Calculator How to Train Your Brain to Achieve Money Goals episode LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it look like to negotiate any situation fearlessly? Our guest, Mori Taheripour, is a globally recognized negotiation expert and an award-winning faculty member at the Wharton School that has written this masterclass of a book, Bring Yourself: How to Harness the Power of Connection to Negotiate Fearlessly. We’re going to do a deep dive into how you can negotiate any situation fearlessly, her 4 principles of negotiation to follow, and why she says you need to get some aspirational goals and stop playing safe. If you've ever wanted to feel confident negotiating, this episode is for you. LINKS Bring Yourself: How to Harness the Power of Connection to Negotiate Fearlessly book Mori's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered what I am supposed to do and more importantly, not supposed to do at work? What questions are acceptable to ask? Am I really supposed to negotiate for a raise, and if so, what in the world do I say? In this episode, Jenny Foss, CEO of JobJenny.com and author of Do This, Not That: Career has got you covered with all the do’s and don'ts for your tough workplace situations. Links Do This, Not That: Career book JobJenny website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you struggling to finally break free from debt? In this solo episode, I’m breaking down how to think about debt, strategies to pay it off, and why being completely debt-free should never be the goal. Just a quick note, this episode is not just for newbies. When I was a working financial planner I worked with people of all ages who just couldn’t figure out how to get a handle on debt. So, you are not alone if you’re struggling with debt. You'll learn the two strategies to pay off debt, how to deal with the emotions around debt and I'm doing a deep dive into my debt story. LINKS Debt Payoff Calculator LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve got student loans and are wondering about the fate of this seemingly forever-talked-about loan forgiveness, Travis Hornsby, founder of Student Loan Planner has all the info that you need to know, and it’s juicy. It’s up to the Supreme Court in June to decide how the cards will fall on student loan forgiveness. Before you’re ready to give up hope, Travis believes that what is coming post-forgiveness ruling in terms of new payment options and a bevy of other student loan plans could actually be more financially interesting to you than student loan forgiveness. Don’t hit the panic button quite yet. LINKS Student Loan Planner - Hire them to get a custom plan and get $100 off Student Loan Planner podcast LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that passive income is one of the best ways to build wealth? It sounds pretty good, but how do you create it on any budget? That’s where our guest, Chris Miles the Cash Flow Expert and Anti-Financial Advisor comes in. He has used his passive income skills to become financially independent twice and paid off over $1,000,000 in debt after the last recession without filing for bankruptcy. In this episode, Chris is sharing how to create multiple streams of passive income on virtually any budget, why traditional financial advice sucks, and why true wealth can’t come from a scarcity mindset of saving and only contributing to your retirement accounts contrary to what the Dave Ramsey’s of the world spews to millions of people. LINKS Money Ripples Money Ripples Podcast LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

$78,000. That’s a 20% downpayment on the average price of a house in 2022 according to The Zebra. No matter how much money you make, that’s a sizable amount of money. After you riffle through your couch cushions and pull out your rusty calculator to figure out how many coffees runs you need to skip, the question remains, where will you find that kind of cash? In this Ask Shannah, I’m answering the burning question, should I take money from my retirement account to buy a house, or is that the worst decision ever? LINKS Average home price in the U.S. article IRA Withdrawl for Home Purchase Compound Interest Calculator Study: First-Generation Americans Homeownership Rates for Immigrants LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have an Ask Shannah question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, you'll learn the mistakes most newbies make when investing in real estate, and how not to make them. This episode is your go-to guide to investing in real estate with Alan Corey, host of the Stacking Deeds Show. Alan is an author, entrepreneur, and real estate coach with over 20 years of real estate experience. He is also the author of 3 books: “A Million Bucks by 30”, “Subversive Job Search”, and “House FIRE” and is sharing all his real estate investing wisdom in this jam-packed episode. LINKS Stacking Deeds: The Stacking Benjamins Real Estate Show Sign up for Alan's weekly email newsletter LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve ever felt stress, fear, anxiety, palms sweating, heart racing, all the feels around money, and are tired of it all, this episode is dedicated to you. Dr. Charryse Johnson, the author of the book Expired Mindsets, speaker, and veteran psychotherapist, is here to share what you can do about these feelings and why you might need to let go of some expired mindsets that aren’t serving you anymore, so you can go out and smash all your money goals. LINKS Expired Mindsets book Follow Charryse on Instagram Charryse's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

in this episode, we’re talking about a real estate strategy that’s helping investors combat higher interest rates with consistent cash flow, called medium-term rentals with Sarah Weaver. Sarah runs three businesses that serve both real estate investors and real estate agents and is the author of 30-Day Stay: The Investor’s Guide to Mastering the Medium-Term Rental. According to Sarah, medium-term rentals are like having your cake and eating it too when it comes to real estate investing. Sarah owns 19 units in four states. This includes nine furnished rentals—all of which she self-manages from afar. Want to learn how she does it? Let’s start talkin’. LINKS Go on an epic adventure with real estate investors. Simply put your email here and you are notified when Sarah announces the next trip. Anyone can book a one-on-one consultation with Sarah here or join her Mentorship Program. Purchase her book here. Use SARAH for 10% off.  Check out Arya Design Services, click here to learn more. Sarah also offers an array of services to help investors analyze, furnish, and launch their next furnished rental. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is dedicated to the much-hated and universally loathed budget. As you can tell, I’m not a fan too. That’s because I believe that budgeting was never appropriately taught to you, so the fact that you hate budgeting isn’t your fault. It’s like a system that was set up to fail, so if you’ve never felt like you could do budgeting correctly or the numbers never work out, don't worry. In this episode, I give you permission to ditch your budget and instead learn the power of tracking your cash. LINKS Monarch (great cash tracking too) You Need a Budget LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

 If you know anything about me, you know that I love to eat, but I also love to eat foods that make my body feel good and I’ve been exploring the world of plant-based eating. Let’s be real though, eating healthy can be an expensive endeavor these days. But that’s where the magic of plant-based eating comes in and Toni Okamoto is the expert on all things plant-based eating. In fact, she’s built an entire career teaching you how to eat plant-based on a budget, and she’s dishing up some delicious recipes in her new cookbook, Plant-Based on a Budget Quick & Easy. So if you’re curious like I am, stay tuned because Toni is sharing all her secrets to eating healthy on a budget, grocery shopping hacks to save money at the grocery store, and loads of recipes that are fast, easy, delicious, and affordable. LINKS Plant-Based on a Budget Quick & Easy cookbook Plant-Based on a Budget website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Is saving money ruining your social life? If you think about it, so much of your social life revolves around spending money. But what happens when you have a big money goal that requires you to stop spending money? Do your friendships have to suffer? Charlotte Cowles, author of the My Two Cents column about money and relationships for The Cut tackled this very question in this episode. We dive into whether it is possible to build strong friendships without spending money while saving to reach your goals without feeling judged. I’d like to hope that the answer is yes, but let’s see what Charlotte has to say. LINKS My Two Cents article Charlotte's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to get rid of debt but don't know where to start? In this episode, I break down how to think about debt, strategies to pay it off, and why being completely debt-free should never be the goal. Just a quick note, this episode is not just for newbies. When I was a working financial planner I worked with people of all ages who just couldn’t figure out how to get a handle on debt. So, you are not alone if you’re struggling with debt. According to CNBC, the average American has over $90,000 in debt according to 2021 numbers. You'll learn the two strategies to pay off debt, how to deal with the emotions around debt and a deep dive into my debt story. RELATED EPISODES The Toll Debt Takes on Your Mental Health From 10K in Debt to 800K in Net Worth Is All Debt Bad LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Let me paint a picture that you might know a little something about. You go to the grocery store for a few things…and before you know it, it’s $100. Then you go to fill up your car with gas, and yep, another $40 there. Then you come home, check your mailbox, and you’ve got a bill from your Dr. for another $100 there. And then you have all the stuff you regularly do with your money - pay your rent or mortgage, and you’ve got some money going towards investing and paying off your credit card bill from your vacation. It’s a lot. Our guest, Allison Baggerly, founder of Inspired Budget, host of the Inspired Budget podcast, and author of the new book Money Made Easy, says finding balance is all about knowing where you’re going and taking some easy action steps to get there. So we’re going to talk about this idea of balance - how do you find it, what does it look like, and how does balance help you achieve your goals? Allison is also going to share some of her favorite money tips to create a budget that isn’t soul-sucking, but life-giving. LINKS Money Made Easy book https://inspiredbudget.com/moneymadeeasy/ Inspired Budget podcast https://inspiredbudget.com/podcast/ Inspired Budget website https://inspiredbudget.com/ LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Micheal Jordan was arguably the best basketball player that has ever lived. Before all the shots he took and all the championships he earned, his mom, Deloris Jodan, changed the money game for Michael and so many other athletes that would follow. While Michael Jordan’s bank account might be a bit bigger than yours, there are a few money lessons that you can learn from his mom that can change the money game for you. I'm breaking them all down in this solo episode. LINKS MENTIONED Yahoo! article about Micheal's Nike earnings Afrotech article Air movie Wikipedia page LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to learn how to turn anxiety into a superpower at work? Our guest, Morra Aarons-Mele, host of the Anxious Achiever podcast and author of the book, Anxious Achiever, emphatically believes that you need to start normalizing anxiety in all areas of life, especially in the workplace so you can avoid burnout. In this episode, Morra breaks down how you normalize anxiety in the workplace, how to handle negative feedback without wanting to crawl into a hole, and yes, how to turn your anxiety into something that is undeniably used for good in your career. LINKS Anxious Achiever book https://morraam.com/books Anxious Achiever podcast https://morraam.com/podcast LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you and your partner financially compatible? Money can be tricky to discuss when you're dating, but it's an essential piece of any successful relationship. Michael Kay, Head of Global Communications at OkCupid believes that you’ve just gotta lean into the uncomfy feels and start having these money conversations from the very beginning to figure out if you're actually compatible. In this episode, Michael shares his best money advice when you're dating and reveals some juicy insights from OKCupid that might surprise you -- those who share that they are saving to buy a house get more likes, and it turns out that talking about money is a turn-on. LINKS OKcupid https://www.okcupid.com/ Michael Kaye PR https://www.instagram.com/michaelkayepr LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

The housing market is still crazy. People are spending a lot over the asking price in some cities, still. And the interest rates are around 6.5%+. That all seems a bit bleak if you’re looking to buy a house. In this Ask Shannah, I’m answering the question, “Are there good reasons to buy a house?” LINKS CNBC make it article : The Psychology of Buying a House: Is it a key to happiness or a source of stress? The American Dream or the American Delusion paper The New York Times article: Homeownership, the Key to Happiness? LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this vault podcast episode, I chat with Mindy Weinstein, author of "The Power of Scarcity," about the role scarcity plays in our daily lives, particularly in your relationship with money. Mindy explains that scarcity is the strongest influence factor and is the unavailability of something, whether it's hard to get or simply unavailable. Scarcity plays a significant role in your money decisions, as you tend to focus on getting something that is popular or hard to obtain, even if you don't necessarily need it. Mindy shares research studies that show how scarcity affects your decision-making process at a subconscious level, which is really fascinating. We also do a deep dive into insights about how to avoid making impulsive purchases driven by scarcity. I'm very guilty of that! LINKS The Power of Scarcity book Meet Mindy LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What can the dying teach us about money? Turns out, it’s a lot. It’s an interesting question that, if you’re like me, you don’t think about a lot on a daily basis. Sometimes it’s even hard to imagine that one day I just won’t exist anymore. Not to get too morbid with you, but as they say, the only two truths in life are death and taxes. So, I think we can learn a lot about the role money should play in our life from someone who is dying. Our guest, Dr. Jordan Grumet, you may know him as Doc G host of The Earn and Invest Podcast and author of Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life, had a front-row seat into many of these important money and life lessons and is sharing them with you in this episode. LINKS Jordan's website - https://jordangrumet.com/ Taking Stock book - https://www.amazon.com/exec/obidos/ASIN/1646043545 The Earn & Invest Podcast - https://www.earnandinvest.com/ LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Chris Miles, a cash flow expert and non-financial advisor, talks about the exciting world of passive income and how it can totally change your life for the better! Chris spills all his secrets on how to create multiple streams of passive income on any budget, and he totally busts the myth that you have to work hard to earn money. He's not a fan of boring old financial advice like paying off your house or investing in a 401k, and instead suggests way more exciting strategies like building up an emergency fund and investing in turnkey real estate companies. Plus, he's all about education and passing on wealth to future generations. Overall, this episode is packed with awesome insights and practical advice that will make building passive income top on your list. LINKS Money Ripples - https://moneyripples.com/ LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're diving deep into the question of why women tend to have less money and are more likely to end up in poverty than men. But don't worry, we're not just here to dwell on the problem - we've got an awesome guest who's here to help us find solutions! The incredible Kim Curtis - bestselling author of Money Secrets: Keys to Smart Investing, and Retirement Secrets, nationally recognized wealth management advisor, and President and CEO of Wealth Legacy is here to drop some serious knowledge about how as women you can take control of your financial future and start building the wealth you deserve. So buckle up and get ready to learn some serious money secrets - this episode is not to be missed! LINKS Kim's website -https://www.wealthlegacyinstitute.com/ Money Secrets book - https://amzn.to/3nNVPvR Retirement Secrets book - https://amzn.to/3Kw1Shw LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What are you paying attention to? I have a habit of paying attention to things that don’t always serve me well. Using my phone as a distraction from real life or tuning into a guilty pleasure like 90 Day Finance and Love is Blind, don’t judge, are escape mechanisms for me. Sometimes I wonder though, what am I trying to escape from? Responsibility? Work? Relationships? Money? Paul Angone, author of five best-selling books including “101 Secrets For Your Twenties,” and his new book, “Listen to Your Day,” believes that what you are paying attention to is a currency. In this episode, you'll learn how to stop worrying about what doesn't matter, how to shift your focus, and how to start paying attention to the things that matter to you. Your money will thank you. LINKS Listen to Your Day book - https://allgroanup.com/books-2/ Paul's website - https://allgroanup.com/ LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah, I tackle a question from Jasmine that you might be able to relate to. "Dear Shannah, I can’t tell you know much I love this show. It has helped me immensely. In fact, when I had drinks with my friends recently I was telling them how my money situation hasn’t gotten a lot better, meaning I’m not making a lot more money, but girl, I feel a lot better about it. I used to wake up with stress sweats over money almost every night. I live in NYC and it’s expensive, like really expensive. So my question is this - I really try really hard to budget and do everything you say to do. And they help, really they do, but lately, I’ve been struggling. I feel like I’m always underestimating my expenses and then I get to the end of the month and the money that’s supposed to be there isn’t. What am I doing wrong? Any clues to help me get back on track? These last couple of years I’ve felt like I’m moving backward with my money even though I actually feel better about money. Anyway…I’d love your thoughts on this. " LINKS You Need a Budget - http://www.ynab.com Honeydue - https://www.honeydue.com/ Goodbudget- https://goodbudget.com/ SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Will more money eliminate all your money stress? It’s a question I’ve tossed around in my head for many years now. Of course, you and I both would love to test the theory - to have more money than you need and see how that feels. Try it on for a day or two. Our guest, Jesse Mecham, Founder and CEO of You Need a Budget, or YNAB, one of my very favorite budgeting platforms, has seen a ton of budgets over the years, and he's here to dish about it all. In this episode, Jesse shares the three steps to help you start being intentional with your money so you can reduce your money stress once and for all. LINKS You Need a Budget -https://www.ynab.com/ You Need a Budget podcast - https://www.ynab.com/podcasts/ You Need a Budget on YouTube- https://www.youtube.com/@YNABofficial SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you cried about your money lately? As Joe mentioned in the intro, millions of people are crying about their money, you might be one of those. I know I certainly have in the past. With all the content out there about money, it’s so easy to still feel lost at the end of the day. Especially now with talk of a recession and who knows what down the line. Joe Saul-Sehy, host of The Stacking Benjamins Podcast, author of the new book Stacked, and a former financial advisor doesn’t just talk the talk. Joe’s mission is to help you get Stacked, aka how to grow and protect your money in a way that helps you live the life you want to live, and to do so while having some fun. In this special vault episode, Joe shares the steps you need to stack your Benjamin's, what to think about the current economy, why your attitude about money matters, how to do money without having a nervous breakdown, and so much more. LINKS Stacked book The Stacking Benjamins podcast SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

When you take a peek at your retirement savings, how do you feel about how much you’ve saved? Excited, freaked out, or somewhere in between? No matter how you feel about your retirement savings, the truth is the system was set up to work well for only a small group of people. The American Retirement System, according to our guest Martin Baily, author of the new book The Retirement Challenge, is obsolete. So the logical question is, why did this happen and what can you do about it? LINKS The Retirement Challenge book https://tinyurl.com/retirement-challenge Brookings https://www.brookings.edu/experts/martin-neil-baily/ SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raise your hand if you’re sleepy. According to our guest, Terry Cralle, a registered nurse and certified clinical sleep educator, and author of Sleeping Your Way to the Top, we are ALL not getting enough sleep. As she describes, it’s a vicious cycle between the lack of sleep and money stress, so no wonder why you’re probably stressed out and pretty sleepy. Terry’s got some great tricks up her sleeve that can help you both sleep better and worry a little less about money. This episode is guaranteed to help you sleep better and stress less. LINKS The Better Sleep Council - https://bettersleep.org/ Terry's website - https://terrycrallern.com/ Terry's Books - https://terrycrallern.com/books/ SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I asked over 100 people what their best money advice is that everyone should know about. You'd be shocked to learn that many people shared the exact same tips. Proof that how everyone thinks about money isn't so different after all. In this episode, I'm sharing the top 15 tips that were the most common tips including money hacking tips, mindset tips, and wealth-building tips. LINKS  13 Money Secrets No One Teaches You But You Should Know SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we are tackling fellow ETM’er’s listener questions all about how you establish some good savings habits and how to find the right credit card for you with our new friend Ian Salisbury, the Money Editor for Buy Side from the Wall Street Journal. Ian’s got some great insider tips about building savings habits, including this fun one that I’ve found to be super helpful. Ian’s bringing all his money knowledge to help you tackle all your money goals, including why he says you should ask your boss for a 6%- 10% raise ASAP, his choice for his favorite cash-back credit card, and why you need to know the agenda of the financial company that is giving money advice before you buy into all their money rules. LINKS Buy Side from WSJ- https://www.wsj.com/buyside/author/ian-salisbury The Best Cash Back Credit Cards of 2023 article - https://tinyurl.com/etmian SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Remember that economics course you took? Yeah, me neither. Turns out that knowing what’s happening in the economy is more important than you know. Politicians are making decisions with the economy that have a direct impact on your money. So as our guest Howard Yaruss, economist, professor at NYU, and author of the new book, Understandable Economics: Because Understanding Our Economy is Easier Than You Think and More Important Than You Know, says, it’s time to start paying attention to our economy and the people making the decisions. You know all those companies laying off workers right now - that’s because of the economy. And the reason behind your $100 grocery shopping bill that was $50 last year…well, that’s because of the economy. In this episode, Howard’s spilling the beans on everything you need to know about economics, our economy, where money comes from, and how our current economy directly impacts your money. LINKS Howard's website - https://howardyaruss.com/ Understandable Economics book - https://urlis.net/etmhoward SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to learn how to accelerate your path to prosperity and create your financial freedom blueprint? Maybe prosperity is a dollar amount or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes is the founder of Wealthnet Investments, LLC and the author of a new book called Financial Freedom Blueprint. In this vault episode, Louis shares the 7 seven steps to mapping your financial future to help you secure financial independence and create financial freedom. Links Financial Freedom Blueprint book Wealthnet Investments, LLC SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that over 5.5 million people in the U.S. are living on a tipped income? You know servers, bartenders, ushers, nail salon workers, valets, and even strippers who all rely on tips to survive financially. But, did you also know that tipped workers happen to be some of the most economically disadvantaged? If you’re a tipped worker, our guest Barbara Sloan, author of the new book Tipped: The Life-Changing Guide to Financial Freedom for Waitresses, Bartenders, Strippers, and All Other Service Industry Professionals, believes that hope isn’t lost, you’ve just got to understand the hurdles to build wealth so you can overcome them. LINKS Tipped book Tipped Finance website SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The rising costs of living, you know everything from gas to eggs to rent prices is causing some people to be hornier. Yes, hornier. I’m breaking it all down in this episode of Ask Shannah. My guess is you might be wondering why in the world rising prices are making people hornier. Before we get there, this episode was inspired by a recent Ask Shannah from Gwen who said,  “Hi Shannah, I appreciate all your episodes. I’m learning so much about money it’s kinda blowing my mind. I have a sort of bizarre question that I want to run by you. My partner and I are thinking about moving in together. Not because I think we’re ready for it but honestly to save some money. Everything is so much more expensive that it’s hard to make ends meet and still have money left over for any semblance of a dating life. I know it’s a big risk to move in with someone before you are ready but honestly, I don’t know what else makes sense other than moving in and saving some money. We figured we would save around $1500ish each a month between rent, utilities, groceries, and more. What do you think?” LINKS Huffington Post article SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How would saving $1000, $5,000, $10,000, or more on your medical bills sound to you? This is probably the most important, and most impactful episode I’ve ever done on medical debt and you’re going to want to send this to everyone you know. Over 100 million people are in medical debt and it is the leading cause of bankruptcy. But as our guest, Dr. Virgie Bright Ellington, author of What Your Doctor Wants You to Know to CRUSH YOUR MEDICAL DEBT wants you to know how to not get screwed financially the next time you or a loved one needs a procedure. LINKS CRUSH YOUR MEDICAL DEBT book Medical Debt resources SPONSORS Thanks to EveryPlate for sponsoring the podcast. Get started with EveryPlate for just $1.49 per meal by going to EveryPlate.com/podcast and entering code mymoney149. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial generational curses can be at the heart of so many of your money stories and play a huge role in the money decisions you make.Our guest, Cassandra Cummings, Founder of The Stocks & Stilettos Society and author of Fearless Finances says it’s time to flip the switch on financial curses and money mistakes and focus on what you’ve learned. We’re exploring what a financial curse is, how to break financial curses so you can start investing and building wealth, key investing advice for Black Women for this year, Why Black investors come with a different set of sensibilities around money than other cultures and ways to develop confidence around money.  LINKS Fearless Finances book The Stocks & Stilettos Society Cassandra on Instagram SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Shannah Shares, Community Q&A episode, I'm sharing the 7 ways to stay focused on your money goals inspired by a question form Amanda: "I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal." SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money trauma is real and you most likely have experienced a version of it in your life. Ever spend too much on something because it makes you feel better? Ever feel stuck in the same money patterns as your parents? Ever hold on to money tightly out of fear of spending it or just losing it? These are all examples of money trauma that our guest, Christina Foxwell, author of the new book Glass Angel, says we all go through. So how can you deal with money trauma and not let it get in the way of all the things you want to do in life? It’s tricky but it can be done. In this episode, Christina will walk you through exercises to let go of money trauma, she’ll explain how to find your triggers that lead to spending money when you don’t want to, and through her story, you’ll learn how to face your money story head-on to find healing and how to avoid feeling like your life is what she calls a shit magnet. LINKS The Glass Angel Book Christina's website SPONSORS Our sponsors make this show possible. Please consider supporting them so we can continue to bring you more new episodes! Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you seen the prices of houses lately? Whether you’re in the market to buy a home now or even renting in many markets is really out of reach these days. It’s no wonder why there is a movement towards alternative and more affordable housing, like RVs, campers, yurts, and tree houses, and in this episode, we’ll explore dome homes. Our guest, Whitney Hansen, is a money expert, host of the Money Nerds podcast, and a dome living expert who believes that dome living has a lot to offer. Whitney’s dome, the Cascade Dome in Idaho, is a beautiful example of a new way of living and even making money. In this episode, we’ll explore the ins and outs of building a dome home, how much Whitney spent building her dome home, ways to save money while still building a quality dome home, and how to turn your new dome home into a wealth-generating and cash-flowing business. We even talk about an Airbnb contest she won to build a flower pot house. LINKS Cascade Dome The Money Nerds podcast Whitney's website SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What should you do with your money in 2023? It’s a big question but lucky enough Zaneilia Harris, Certified Financial Planner and President of Harris & Harris Wealth Management group and author of Finance’ n Stilettos, and Doug Boneparth, Certified Financial Planner and founder of Bone Fide Wealth both here to share everything you need to know. We dive into how to prepare for a layoff, is 2023 your year to buy or sell your house, how to deal with money anxiety, do we really need to talk about recession anymore, and whether you should be following money advice you hear on social media. This episode is dedicated to you. I know you have some money goals you want to smash this year and we want to help you get there. Both Zaneilia and Doug are the best of the best so get prepared for an exciting, engaging, and action-filled conversation that will get your money set for 2023 and beyond. Let’s start talkin’. LINKS Harris & Harris Wealth Management Finance' n Stilettos book Bone Fide Wealth This is the Top Newsletter SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

When you get married, you want to start your shared life together on the right financial foot. Most people are so involved with wedding planning that they put off having necessary money conversations that always arise after you tie the knot, and those often lead to fights and relationship breakdowns. If I’m honest, even as a CERTIFIED FINANCIAL PLANNER™, I still had some money fears after saying “I Do.” Based on my years working as a financial planner (AKA a marriage financial therapist) and personal experience, there are six major money decisions to make after you get married. SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What do you know about the social nervous system? Our guest, Hadley Hagen, a nervous system educator, and money coach explains that she believes your social nervous system is the missing piece in making sustainable changes in your money life. So what does that mean? Think about all those interactions online and offline that influence how you save and spend your money. What’s at play…you guessed it, your social nervous system. Curious, isn’t it? So let’s talk about what your social nervous system is, how it gets activated, ways you can proactively calm your social nervous system down, and why the social nervous system disproportionately affects women. There’s lots to dive into here. Let’s get talkin’. LINKS Hadley's website Hadley on Instagram SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I'm featuring a Budget Rescue with Robert who asks: "Hi Shannah, thanks for taking the time to answer my question. BTW I love the new name of the show. This is one of the only places I feel like we can listen to all different types of conversations and you always surprise me with the topics. It’s so cool. I’m writing to see if you would give me some insights into my monthly budget. Here’s my snapshot - I make around $5K per month and have a fairly stable job, at least I think so. I know that I should have around $350 - $500 a month left over but the problem is that I don’t each month and I can’t figure out why. You’re super good at helping people with their budgets so I was wondering if you could give me some pointers and thoughts on what I might be missing or not including here. I’d like to be able to save some money for my ER fund every month and put some into a travel savings account. Thanks again for this show…it’s helped me so much." LINKS Budget Rescue Info Form (Be featured in an upcoming episode) 4 Important Factors to Save Money on Your Car Insurance episode SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Be honest with me, what do you dread worse? Doing your taxes or swimming with sharks? I KNOW, it’s a toss-up. We are headed into the opposite of the most wonderful time of the year… the dreaded tax season is upon us. Dunt, dunt, dunt!! Ok, dramatic SFX aside, it’s time to get our tax season game plan on and have fun learning about taxes with our main man tax expert Carter Cofield. Carter will teach you how to benefit from the tax code, he’ll get to the bottom of the ever-popular question should you use a professional tax accountant vs doing your own taxes with one of the many software options out there, what to do with your health insurance if you let go of your job, and Carter will share one of the best wealth building techniques called the Back Door Roth IRA that will change everything for you. Let’s start talkin’ LINKS Tax-Free Living Ebook Carter on Instagram Melanin Money SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which camp are you in? Money can buy happiness or money can’t buy happiness? I grew up hearing that money can’t buy happiness, but then I saw everyone in my life push hard to make money, hold on tight to money, and not always enjoy money so that all got a bit confusing. Our guest, Jason Vitug, author of the new book Happy Money Happy Life, A Multidimensional Approach to Health, Wealth and Financial Freedom and founder of phroogal.com, believes that money isn’t everything, but it does impact most everything in our lives. So how do you find the balance and put money in its place? In this episode, we’re going to shatter some long-held money beliefs about happiness that just don’t work anymore. Jason also shares why money can buy happiness with a little perspective, how to unlearn all of these false money beliefs, and his unique approach to creating happy money and happy life. Let’s start talkin’ LINKS Happy Money Happy Life book Phroogal website Jason on Instagram SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. Thanks to The Personal Finance Podcast for sponsoring this show. Find new episodes wherever you listen to podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to drop the shame and guilt around money in your relationship once and for all? This episode is for you if you're ready to cultivate a healthy money relationship with your partner filled with mutual respect and love. On this special episode, Manisha Thakor from Money Zen is here to share everything you need to know about getting financially naked with your partner. Manisha is the co-author of two personal finance books for young women in their 20s and 30s: On My Own Two Feet: A Modern Girl’s Guide to Personal Finance and Get Financially Naked: How to Talk Money with Your Honey. You'll learn how to talk about money from a safe and respected place, how to remove the shame and guilt, and how to find a money system that truly works for you both. Hint, if you have a partner, listen and then send them this episode as a kind gesture. LINKS MoneyZen website Get Financially Naked book On My Own Two Feet book The Index Card book Emotional Currency book SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever realized the role that scarcity plays in your money decisions? Scarcity is all around us in our daily lives. Whether you’ve stood in line to buy the latest Xbox or scooped up all the toilet paper during the height of the pandemic, you’ve experienced a scarcity mindset. Our guest, Mindy Weinstein, Ph.D. author of the new book The Power of Scarcity, and founder of the digital marketing firm Market MindShift will tell us just how big a role scarcity plays in our daily lives. So scarcity is all around us and impacts almost every money decision we make which then ultimately plays a role in our ability to achieve our goals and live the life we want. In this eye-opening conversation, Mindy shares everything you need to know about scarcity and the role it plays in your money, how to recognize scarcity when it’s happening and do something about it, how advertisers use FOMO to play into your fears, and a super interesting story about why the diamond ring became the sign of love. LINKS The Power of Scarcity book Meet Mindy SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does a rich life look like? Our guest, Scarlett Cochran, founder of One Big Happy Life and author of the new book, It’s Not About The Money: A Proven Path to Building Wealth and Living the Rich Life Your Deserve, argues that a rich life has to be about more than the amount of money you have, the car you drive, and the house you live in. A rich life starts by asking yourself some powerful questions. Armed with the answers to those questions, you can then start to fill in the money part. And the best part about building a rich life is that it can look like whatever you want. The problem is you are so used to defining your life by your money when instead it just needs to be the other way around. How about we dive into this all with Scarlett and talk about what she calls the 3 purposes of money, what is getting in the way of us living a rich life, and we’ll ponder the idea that once you reach $75,000 in income you’ve hit your happiness peak. Alright, here’s to you living your best rich life. LINKS It's Not About the Money book One Big Happy Life SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why the f*!k are eggs so expensive? Eggs are being smuggled from Mexico and the U.S. government wants to start imposing fines. For eggs. So what does all this mean for your wallet and how can you keep on track of your goals when things like eggs literally are putting a crack in your spending? I'll cover it all in this Shannah Shares episode. LINKS Bloomberg Beyond Meat article CNN Soaring Egg Prices article How to Create an Annual Spending Plan podcast episode SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

At this point, who knows if we’re actually in a recession, and how big that recession might actually be. But that doesn’t change the fact that Wall Street is on pins and needles and the stock market has seen a fair share of ups and downs in the last 6 months. According to the Wall Street Journal, Despite signs that inflation has started to recede, economists still expect higher interest rates to push the U.S. economy into a recession in the coming year. On average, business and academic economists polled by the Journal put the probability of a recession in the next 12 months at 61%. What I really wanted to know, and my guess is you do too, is what in the world should you do with your investments in a recession. I called in Money’s Investing Editor, Mallika Mitra to weigh in on how you should be thinking about investing this year, tips to move past fear-based investing, what percentage of your paycheck should you be investing with, and why are women handling the stock market twists and turns better than men. It’s fascinating. LINKS Money Investing With Money SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to live an abundant life? That feels like a pie-in-the-sky question to ask, but I want you to just entertain the thought for a moment. What does abundance look like to you? While money might be the first thing that pops into your head, I challenge you to think about abundance not simply as a dollar amount, but as a way that you want to live your life - what you want to do, where you want to work, how you want to spend your time and how you want to feel. I’ve been super interested in this idea of abundance and how to bring what you want to do in life into reality so I turned to the abundance expert herself, Cathy Heller. You may know Cathy from her super popular podcast, The Cathy Heller Podcast, or her book, Don’t Keep Your Day Job. Cathy believes that creating true abundance is about this simple formula - your mindset plus action. As Cathy says, “it all starts with optimism. You have to feel a level of possibility for the things you want to do in life and that starts with a vision and the thoughts you have around that vision.” This episode is a joy explosion full of Cathy’s inspiring words and practical steps to help you start walking in abundance this year. I hope you’re ready. LINKS The Cathy Heller Podcast Most Abundant Year Workshop SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to know what the biggest budget buster is almost unanimously…it’s the money you spend eating out. We all know that January is always a time when you’re trying to figure out how to do a lot of things differently, maybe even better. And money, of course, is always at the top of the list. It’s been said that the only two ways to better your money situation are to 1) earn more, or 2) spend less. Easier said than done for sure. But I thought it was time to dive into eating out to understand why we all love to eat out and do it no matter how loud our bank accounts are yelling at us not to. Our guest, Katherine Spiers is the host of the Smart Mouth Podcast and a food history expert. Katherine believes the why behind eating out is simple…we’re all just plain exhausted. In this super fun episode, we talk about the history of eating out, how car culture lead to the fast food explosion and how that revolutionized how much money we spend eating out, and other fascinating trends in eating out that will give you some good trivia questions at your next dinner party. If you love eating out as much as I do, you’ll love this episode. Let’s start talkin’. LINKS Smart Mouth Podcast How To Eat LA SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to build a side hustle empire this year? It's a fact, side hustling has been around for centuries. Whether it’s investing in real estate or building a business or flipping houses there are a ton of ways to side hustle. The idea of making extra or passive income is in fact one of the key pillars of wealth building. So the side hustle is here to stay. The trick is to figure out how to make money with your side hustle. Enter Nicaila Matthews Okome. You may know her as the host of the Side Hustle Pro podcast or her course Podcast Moguls. In this special reboot episode, Nicaila is sharing her secrets to build a side hustle empire. You'll learn how to make money with your side hustle, side hustle secrets, why some side hustles fail and how to avoid that happening, and how to find the right side hustle for you. LINKS Side Hustle Pro podcast Podcast Moguls course How to Easily Create a Budget Budget the Right Way episode Budgeting Sucks, No One Has a Plan, But You Can episode Get a Life You Love on a Budget You Can Afford episode SPONSORS Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

A new year always brings on new hopes, goals, ideas, and thoughts about how you want to make this year your best year. But, it’s not always easy to stick to all the promises you make yourself each day. There are distractions, stress, fear, doubt, and all sorts of emotions that come into play. And then there’s money. That big ol’ 800 lb gorilla. If you’ve been listening to this show for a while now you know that money touches every aspect of life, however, the tricky part is that money can’t be everything and your ONLY source of happiness. The magic is in finding a delicate balance. That’s why I was so excited to have our guest Vish Chatterji on the show. Vish is an accomplished business leader turned executive coach and the author of The Business Casual Yogi: Take Charge of Your Body, Mind & Career. What I wanted to know from Vish was how do you find a balance between money, happiness, honoring your passions, and your spirituality. We are diving deep into this question so you can learn how to go from unbalanced to balanced in your life, money, and career and make this year your best yet. Let’s start talkin’. LINKS The Business Casual Yogi: Take Charge of Your Body, Mind & Career book Vish's website SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This Ask Shannah episode was inspired by a question from Bri: "Thank you for being the FIRST person to support me through my financial journey as an adult. I’m currently healing from many different emotions surrounding money. My question for you is about credit cards with perks. I got a few cards totaling 4,000 that I’m paying down but I didn’t realize I was doing a disservice to myself by not utilizing cards with perks (travel, rewards). Should I be moving toward paying off and closing 2/3 of those cards or pay off/down and try to add those smarter cards to my life? Thanks again for all you do, you’ve changed my life for the better. I’m not as afraid of money as I once was." LINKS Creditcards.com Credit Karma NerdWallet Credit Sesame Should I Close My Credit Card article SPONSORS Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that passive income is one of the best ways to build wealth? It sounds pretty good, but passive income also has some flaws. The problem is when most people talk about passive income it isn’t actually passive income, like buying a business where you actually have to work. The true definition of passive income is to have money coming in when you aren’t working, aka when you’re sleeping money is flowing into your bank account. That sounds pretty great to me. But how do you actually build passive income? That’s where our guest, Chris Miles the Cash Flow Expert and Anti-Financial Advisor comes in. He has used his passive income skills to become financially independent twice and paid off over $1,000,000 in debt after the last recession without filing for bankruptcy. In this episode, Chris is sharing how to create multiple streams of passive income on virtually any budget, why traditional financial advice sucks, and why true wealth can’t come from a scarcity mindset of saving and only contributing to your retirement accounts contrary to what the Dave Ramsey’s of the world spews to millions of people. You won’t want to miss Chris’ very candid take on this. This episode will have you thinking outside the box when it comes to building wealth, and as always, take what works for you and leave the rest. Let’s start talkin’. LINKS Money Ripples SPONSORS Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let me tell you an investing story that makes the hairs on my arms stand up. I had been great at investing in a 401K from age 24 to 34. It was my ex-husband’s 401K, but he was the one with the great company match (aka free money). That account grew to $150,000. But then we got divorced and that account vaporized. Get this though, if we had kept that account, and contributed just $15,000 each year over the last 10 years, earning 10% on average that account would be worth close to $800,000 now. Heartbreaking, but the moral of the story is that investing works, but it isn’t always sexy. That sentiment is echoed by our guest, Tori Dunlap, author of Financial Feminist, host of the Financial Feminist podcast, and creator of Her First 100K. Tori believes that If you’re scared of the stock market and the fluctuations, the answer is to be patient and view investing as a long-term practice and you will be rewarded. As Tori says, for every 20-year time period that you are invested in the stock market your chances of seeing a return on your investment is 100%. Those are pretty good odds. In this episode, we talk about how to manage fear when it comes to investing, ways to develop an investing mindset, and how to get started investing and building wealth on any budget. We’re going jargon free on this episode, so join Tori and me as we guide you away from fear toward your goal of investing this year. Let’s start talkin’. LINKS HerFirst100K Financial Feminist book Financial Feminist podcast SPONSORS Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How much do you hate budgeting? A lot, I know. In this Ask Shannah episode, I’m breaking down how you can create an annual spending plan with ease and ditch your budget altogether.  We've got an Ask Shannah question from Michelle that has inspired this episode. Michelle says, "Hey Shannah, thanks for this podcast. It is such comforting to hear your voice each week and I love all the different topics you cover. The episodes always make me think about my money and life from a different perspective. Ok, I’ve got a question for ya. I really hate budgeting and I know you’ve talked about what you do as well. You did an episode on creating a spending plan and I’m wondering if you could dive back into that topic. It’s the new year and I really want to figure out how to set myself up from the start. I’ve got the normal rent, car payment, car insurance, student loans, and a couple of credit card payments, but I also love to travel, I’m saving to buy a new car at the end of the year, I am in a fun and cheesy bowling league and need to have enough for our fees and equipment, I love to cook and eat out, you know, I’ve got stuff. So how do I figure it all out? Thanks so much again.” SPONSORS Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Ask Shannah question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you blast away debt? I’ll give you a hint, it is not about paying the minimum payment on your debts. That just keeps you spinning the wheels. Our guest, Adam Carroll has something called The Shred Method that is going to revolutionize how you think about debt and how fast you can get out of it. Adam paid off his home in record time saving over $180,000 in interest in the process and realized he had something he needed to share with everyone. In this episode, Adam shares how you can be completely debt free within 3-5 years (crazy, I know, but possible), a mindset shift you need to get out of debt, how to balance paying off debt while saving and investing, and how to find financial freedom this year. As always, if you’re in debt, I want you to know that there’s nothing wrong with you. This is a shame-free zone. Listen, take what works for you, and let’s get to blasting away your debt. Let’s start talkin’. LINKS The Shred Method Adam's website Average Household Debt in 2022 article SPONSORS Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to set and achieve your money goals in 2023? Hint, it requires new intentions, habits, rituals, systems, and a good money mindset to make it work. You and I both know that it is easy to set goals, but super super super hard to actually achieve them. Between your mind talking you out of the possibility to achieve a goal and factors in life that we can’t control like the economy it can feel like you’re swept up in a tornado and you can’t get your footing. Let’s change that! Andrew Giancola, the host of The Personal Finance Podcast, and I decided it would be fun to do a cross-over episode talking all about how to achieve your goals.  In this episode,  Andrew is sharing his daily, weekly, monthly, and yearly money routine system to jumpstart your goals and an important lesson that should free you up a bit when you think about goals. Andrew says, “failure is part of setting goals. No one is perfect when it comes to goals, but as long as you get closer to the goal you are going to feel happier and more fulfilled and lower your stress and anxiety. So now is the time to set big goals, start dreaming, and break them down into small actionable steps.”  Are you ready to make 2023 your best year yet and go from dreaming about your goals to bringing them to life? Let’s start talkin’. LINKS The Personal Finance Podcast Master Money website Index Fund Pro Course SPONSORS Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

From the crypto crash to painfully high inflation to everyone’s starting to travel again to work from home here to stay. In this episode, I’m sharing the biggest money lessons from 2022, my opinion of course, and how they can help you think differently about your money in 2023. LINKS Current Inflation Rate Work From Home Trends SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's that time of year again to set your money intentions for 2023. What do you want next year to look like? Do you have specific goals you want to achieve, and if so, why do they matter to you? Unlike resolutions, intentions are all about progress, rather than pass or fail. It’s time to set some money intentions for the year that you can achieve, that will change your life, and that will have you looking back at next year in awe of all the amazing things you’ve done. I'm walking you through my process of creating money intentions to jumpstart the new year off right in this special end of the year episode. SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Best Of Episode #4 - The average American has 5-7 accounts and that can be a lot to remember, as our guest Brian Hamilton says, it's a cognitive load and creates financial anxiety. However, when it comes to saving money, the secret is to work with what you have and create some healthy savings habits You know how important saving money is but when it comes down to the actual act of saving, it can be a tricky thing to master. Our guest Brian Hamilton, is the Co-Founder and Chief Executive Officer at One, a digital challenger bank focused on restoring financial health for middle-class families through innovative credit and savings products. In this episode, he’s sharing how you can automate your savings to take conscious decision-making out of the process, and a few other stellar tips on your way to saving some serious cash this year. By the end of this episode, you’ll get your brain fired up to create healthy savings habits. LINKS One How to Close Your Traditional Bank Account article How Does One Compare to Other Banking Services SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Best of 2022 Episode #3 - Are you ready to get out of debt? If you’ve ever tried it you know it’s tricky. You have to work on your relationship with money, be willing to change habits, and look at your money in a whole new light. Our guest, Erin Skye Kelly wrote her new book, Get the Hell Out of Debt, rooted in her story of getting out of over $2.1 million dollars in debt. Her book and this episode is a judgment-free zone jam-packed with tips to revolutionize your relationship with money and come up with a plan to get rid of your debt. You’ll learn how getting out of debt will open up opportunities to build wealth beyond what you can imagine, more about Erin’s personal debt-free journey, and small steps you can start taking today. LINKS Get the Hell Out of Debt book Erin's website Erin on Instagram SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Best Of 2022 Episode #2 - What would it feel like to step into financial awesomeness? Every one of us has this place where things just click, where you feel in control, your money is moving you towards your goals, your relationships, career, mindset, all of the above are just really in the sweet spot. Maybe you’re listening right now because you really want to get to this place that our guest, Paco De Leon calls, financial awesomeness. It’s true that there’s a lot of things out of our control when it comes to our money. Government, interest rates, the cost of gas, etc. The good news is that there is a lot within our control. Listen to this, Paco says our quality of thinking determines the quality of our decision making, aka, our money mindset is radically as important as the money steps we take. Paco is the Founder of the Hell Yeah Group and author of a book you need on your shelf, Finance For The People. Paco wants you to know that you have unlimited potential to change. She calls it personal power. Paco wants you to embrace your personal power because if you figure out how to be financially secure you can use money to not only create your financial freedom, but also to create change. This my friend, is Financial Awesomeness and in this episode, you’ll learn how to get there. LINKS Finance For the People book Hell Yeah Group SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever had one of those late-night online shopping sprees that you just knew you’d regret in the morning? Our inner state of mind is so instrumental in shaping what we do and how we do it, that if we don’t manage our own mind and emotions in a healthy way, it’s almost impossible to make healthy choices. Those are powerful words by our guest, Dr. Cortland Dahl. In this Best Of episode, you'll learn how to train your mind to step into financial well-being, aka how to be happy with your money, uncover the power of meditation, and walk away with wisdom to transform your money. LINKS Healthy Minds Innovations  Healthy Minds Innovations on Instagram  SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you are in search of becoming financially free, you need to know these 5 principles of personal finance. Our guest on this episode, Curtis May, is the creator and owner of Practical Wealth Advisors and the host of The Practical Wealth Show Podcast. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. In this special Best Of episode, which by the way, you will need to listen to more than once to let all of Curtis’ tips and ideas really sink in, he is sharing his 5 principles of personal finance, the secret to truly achieving financial freedom, and 3 rules of investing that he thinks everyone needs to learn. Buckle your seatbelt, this episode is packed with gems. Links Practical Wealth Advisors The Practical Wealth Show Podcast SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever tried to achieve a money goal and felt like you never make any progress? Or do you cringe anytime something comes out of the blue that you need to spend money on? Or do you walk around feeling completely uneasy about your money situation? If you answered yes to either of these questions you are not alone. You see, money is about more than numbers. It’s about our very complex relationship with money that was set in motion even before we were born, believe it or not. All these years you’ve been collecting information about how you think, act, and feel about money and this information has been working somewhat in the background without feeling like you have any control.  As our much-beloved guest, Ken Honda says, “it’s like you have a mold in you that attracts a certain relationship with money until you recognize it and start to make changes, nothing else will change.”  Ken is a money and happiness expert and a best-selling self-development author in Japan. His book “Happy Money” is one that will forever be on my bookshelf, and if you haven’t read it, now is the time. When I was thinking about how to end this year on Everyone’s Talkin’ Money podcast and get you prepared to be in a better relationship with money, I knew you had to hear from Ken. In this episode, Ken shares how to figure out what is enough for you so you aren’t sucked into believing that more is better, how to redefine your relationship with money so you can bring in some ease, and how to do the work to let go of your money fears for good. LINKS Ken's website Happy Money book SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you more of a giver or a receiver when it comes to helping others? I definitely love giving more than receiving…in fact I’m a terrible gift receiver. Giving effectively isn’t always easy. Our guest, Grace Nicolette, co-host of the Giving Done Right Podcast and Vice President of Programming and External Relations at the Center for Effective Philanthropy (CEP), is here to help you figure out how to give effectively whether it’s now at the end of the year or whether you want to create a giving plan for next year. Grace answers some of your toughest questions like How much do I give? Where should I give? And How do I know if I’m making a difference — or if I’m actually doing more harm than help? I’m hoping this episode inspires you to think about giving in a different way and to find an organization or cause that you deeply care about. It is true that even a little can make a big difference when it comes to giving. Let’s start talkin’. LINKS Giving Done Right podcast Center for Effective Philanthropy SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Travel is back and millions are ready to get out there and start experiencing it all again. However, there’s a new reality. What happens if you get sick or injured while you’re away? You might think that you just pick up your insurance card and all will be taken care of. Not so fast. Did you know that getting sick or hurt on a vacation can lead to some pretty wicked consequences like a huge bill that could drain your bank account? That’s where travel insurance comes in. I absolutely love to travel, but honestly, it wasn’t until the 2020 pandemic shut down the world that I really realized that travel insurance is totally worth it. And the best part, as our guest Omar Kaywan from Goose Insurance says, travel insurance is only about 10% of your travel cost. So if your trip cost $2000, travel insurance would only cost around $200 max. Omar shares: What is travel insurance and why you need it Exactly what to do if you get sick or injured on a vacation What to look for in a travel insurance policy How to figure out what it doesn’t cover Why you might need travel insurance even if you’re traveling in the US. Get your bags packed, but first listen to this important episode that might literally save you millions. LINKS Goose Insurance Travel Insurance SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

To achieve success with your money, you must learn how to master your money mindset. You definitely need to know what to do with your money but your relationship with money is paramount. I thought it might be fun to wrap up the month doing a little mashup of some of the most impactful ideas to remind you that mastering your mindset is well within your reach. Not to mention, the benefits of doing so will be felt in every area of your life from your relationships, to your career, your relationship with yourself and of course your money situation. In this special reboot episode, you'll learn how to create holistic wealth with Keisha Blair, how to make your money happy with Ken Honda, and learn how to overcome life's setbacks with Michaela Renee Johnson, and so much more. LINKS Make Your Money Happy with Ken Honda Turn Your Stumbling Blocks Into Stepping Stones with Michaela Renee Johnson How to Create Holistic Wealth with Keisha Blair SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s talk about the elephant in the room - inflation. You hear about inflation everywhere and feel it every time you fill up your car at the gas station or pop into the store to buy some food. Inflation is currently around 7.7%, which is the highest it has been since the early 1980s, and it looks like it’s here to stay much longer than Pumpkin Spiced Lattes. You might be asking, who benefits from inflation and where’s my inflation relief? It’s not all bad though - higher inflation typically means higher interest rates on your savings accounts which will have your emergency fund singing hallelujah for a change. So I went to my fellow podcaster, Chris Browning, host of the award-winning short-form podcast Popcorn Finance to join us for a conversation all about inflation. This episode isn’t filled with boring stats, instead, Chris shares thought-provoking details like the psychology behind inflation, a deep dive into potential pros for inflation, and the exact steps you need to take to set your money up in 2023 to help combat inflation. Grab a beverage, sit back, and let’s start talkin’. LINKS Popcorn Finance Chris on Instagram Chris on TikTok SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Debit card vs. credit card, which card should you use when? It may feel like plastic is plastic, but when it comes to your money, there are some distinct differences between a debit card vs. a credit card. In this Shannah Shares episode, I’m talkin’ when you use which card, how to maximize your benefits, and some key distinct differences. This episode was inspired by a question from Marcus who wrote: Shannah, thanks for the show. I’m learning a lot and enjoying actually hearing about money every week. Your guests are rad, so thanks for that. I got into this debate with my fiance the other night about credit cards vs. debit cards and at the end of the debate we both realized that we really didn’t know when we should use each card. I thought I would come straight to you and see if you can help us figure it out. I currently have 2 credit cards and one debit card but I never know which one to pull out for day to day purchases and then for big purchases. Thank you again! LINKS Investopedia - Debit vs. Credit Card Bankrate.com - Which card is safer Moneytransfers.com debt survey Debt and Mental Health article SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alright, who are my sports fans? There are few things we all love more than sports. Being in a crowd at a game or having friends over and rooting for your fav team is simply the best feeling. And if you’re a sports fan you know that sports can be downright budget-breaking. According to a Lendingtree.com survey, sports fans will shell out an average of $664 this fall and 33% may take on debt to do so. Our guest on this episode is Matt Shulz, chief credit analyst for LendingTree, and he’s here to break down how to enjoy sports without going into debt and if you’re a parent, how to afford the sports your kid wants to play. He’s even got a super cool credit card tip that you need to know if you are in debt. As Matt says, “there are few things we love more than sports and in good times and bad times, we’re willing to spend money on sports as an escape to bring us together. Nothing quite unites like the love of sports.” So here’s to loving sports but doing so while balancing your money goals. Let’s start talkin’. LINKS LendingTree Matt on Twitter Matt on TikTok SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alright, let’s get real here. Are you making six figures but still using your parents' Netflix Login? Are you spending more money at Starbucks than you’re saving into your 401(k)? If you answered yes, you might be what’s called a HENRY- that is a high earner, that is not yet rich. In today’s episode, Gideon Drucker, a millennial and is a third-generation advisor at his family’s wealth management firm, Drucker Wealth in NYC, is dropping some serious knowledge about what being a HENRY might mean for your future and what can you do now to own your future. You'll learn what a HENRY is and how to avoid being one, how to begin to make money shifts, what we all get wrong about our finances, and Gideon's three-bucket money approach that will change your life. LINKS Drucker Wealth Contact Gideon How to Avoid HENRY Syndrome: Financial Strategies to Own Your Future SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/mymoney and get on your way to being your best self. This episode is sponsored by Planet Money. Listen now to Planet Money from NPR -- wherever you get your podcasts. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The personal finance world is full of rules and things that you should and shouldn’t do with your money. These rules lead to stress, frustration, and competition and honestly, make you feel like you aren’t doing enough, you don’t have enough, and you’ll never be able to fully be happy with your money situation. This is so not true. If you’ve ever made a money mistake, which we all have, this episode is for you. In this episode you'll learn, why we all make money mistakes, how to recover from a money mistake, how to deal with debt, what it's ok to miss the best investment opportunity and how to keep yourself calm when you do make a money mistake. LINKS Acorns Ellevest How to Buy What You Want & Skip the Debt From 200K in Debt to 240K in Retirement Get Rid of Debt for Good SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever bought something on Black Friday and thought, "what did I just do?" If so, this episode is for you. In this special bonus episode, I'm sharing all my tips on how to shop on Black Friday with intention so you feel good about yourself and all the purchases you might make. It's tough to shop smartly, but intention is all about bringing in moments of pause where you can think through what you're buying and how you're buying it so come out of the Black Friday weekend victorious. SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered why we eat turkey, mashed potatoes, gravy, and our favorite veggie dish for Thanksgiving? The Thanksgiving meal has evolved so much since the early 1900s and become the holiday we associate with eating until we can't eat anymore. In this Friendsgiving episode, I sat down with the amazing Katherine Spiers, host of the Smart Mouth Podcast, to find out the history behind the Thanksgiving meal and got to the bottom of our pumpkin-crazed eating trends. Katherine shares how Thanksgiving has evolved over time, how to make most out of your Thanksgiving on any budget, and the fascinating story behind the year of two Thanksgivings. Links Smart Mouth Podcast Katherine on Instagram SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to get a clue about investing and take charge of your financial future? Before you sink a single dollar into the stock market, you need to know author Susan Laubach’s 7 rules to invest effectively and make your money grow. Susan knows a LOT about investing. She is a former Wall Street stockbroker and financial educator. She’s taught several levels of investment education to students aged 18 to 74. Better Investing Magazine called Laubach’s previous book “the most-well rounded source of basic stock information and education.” In this episode, Susan is sharing learnings from her recent book, Rumpelstiltskin’s Rules for Making Your Farthings Grow. Told through entertaining, colorful retellings of fables and fairy tales you already know by heart, Susan will demystify the world of investing and teach you these powerful 7 rules of investing that will serve as you foundation going forward. When someone as wise as Susan comes on the show, I listen up because she has decades of advice that I want to know. In this vault episode, you’ll learn more about these 7 investing rules, get a look at what it was like to be a female stockbroker before there were female stockbrokers, understand how to never pay too much, and so much more. LINKS Rumpelstiltskin’s Rules for Making Your Farthings Grow book Susan's website Valueline SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to create a budget that works for you? Let’s just burst a big bubble here. There isn’t one way to create a budget. You can make your budget look and feel as much like you as you need to. You can use an app or a spreadsheet or a Post-It Note or a good ole’ piece of paper. In this episode, I’m sharing how to create a budget that works for you and helps you get closer to your money goals. Yes, it can be done, and it can be done with ease. LINKS Monarch Money You Need a Budget Fudget Honeydue Free Budget Templates SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve ever seen a movie, read a book, or listened to a song, you know how important stories are. Stories are what root you in life and give a lot of context to who you are and what you do. On this show, we like to talk about the idea of your money story. Think of your money story as a collection of how you were raised, your views toward money, your beliefs, and all the things that have happened to you related to money. Your money story holds great power over your relationship with money and understanding your story is vital to you being able to live the life you want to live. Our guest, Christina Blacken knows a little something about money stories herself. She’s a public speaker, performer, and founder of The New Quo, a leadership development and inclusion consultancy helping leaders create inclusive cultural and organizational change through narrative intelligence. Christina says, “when you think about money, what are the negative ideas of beliefs that pop up? And when you start to list those out, you can surprise yourself with, wow, I have a very specific narrative around money and how it connects to my identity, self-worth, lifestyle, and the impact I’m having in the world.” In this episode, Christina will guide you through questions to help you unpack your narrative around money and figure out if your money truly lines up with your values so you can rewrite and reclaim your money story. Let’s start talkin’. LINKS The New Quo Sway Them With Color podcast Narrative Intelligence download SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How good would it feel to take back control of your financial life and stop feeling so financially stressed? I’m hoping your answer is, “pretty awesome, but how do I do that?” According to our guest, Liz Davidson, CEO of Financial Finesse, a leading provider of unbiased financial wellness programs in the country, you have to start by getting financially well. Just like you take care of your mental health, you also need to give your money some TLC beyond spreadsheets and calculators. Believe it or not, just 23 years ago the term financial wellness didn’t exist until Liz coined it and started a revolution of looking at your money from a holistic perspective - for example, instead of isolating one goal that you have, you look at all your goals in terms of the entire vision you have for your money and life. This is what it means to take back control of your financial life. In this episode, Liz is sharing everything from what it means to be financially well and how you can get there, why you shouldn’t sacrifice money goals while paying off debt, how to prioritize your money goals going forward, and the power of unbiased money advice(yes, it does actually exist). We cover all this and so much more with Liz, who happens to be a big influence in my financial life and my career. There’s a lot of fangirling in this episode. Are you ready to take back control? Then, let’s start talkin’. LINKS Financial Finesse Financial Wellness 101 SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to drop the shame and guilt around money in your relationship once and for all? This episode is for you if you're ready to cultivate a healthy money relationship with your partner filled with mutual respect and love. On this episode, Manisha Thakor from Money Zen is here to share everything you need to know about getting financially naked with your partner. Manisha is the co-author of two personal finance books for young women in their 20s and 30s: On My Own Two Feet: A Modern Girl’s Guide to Personal Finance and Get Financially Naked: How to Talk Money with Your Honey ). Her financial wisdom has been featured in a wide range of national media outlets including CNN, CNBC, PBS, NPR, The New York Times, The Wall Street Journal, Boston Globe, The TODAY Show, The Dr. Oz Show, Rachael Ray, Barron’s, Money Magazine, Real Simple, Women’s Health, Glamour and many more. You'll learn how to talk about money from a safe and respected place, how to remove the shame and guilt, and how to find a money system that truly works for you both. Hint, if you have a partner, listen and then send them this episode as a kind gesture. LINKS MoneyZen website Get Financially Naked book On My Own Two Feet book The Index Card book Emotional Currency book SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is the paycheck worth the pain, that’s the question we’re diving into? Ok, friends, I’ve got a powerful money story to share with you from our guest Jaime Fiore Higgins, author of the new book, Bully Market: My Story of Money and Misogyny at Goldman Sachs in this episode that is going to rock your world. As I talked with Jaime it reminded me of a time in my own career, the only corporate job that I’ve had when I worked for a guy who let’s just say was not a good boss. I lost a part of my soul for that paycheck and told myself I would NEVER do that again. But my story isn’t unique. Maybe you have a story like mine where you struggled with the question, is the paycheck worth the pain? As our guest, Jaime says, “money is a sticky thing. We all need it but we don’t think about the sacrifices we make to earn it.” In this episode, you’ll hear the twists and turns of Jaime’s story, her advice to you if you’re in a similar situation, and the steps you can take to take back your power and see beyond the paycheck. This story is as juicy and important as it comes. Let’s start talkin’. LINKS Bully Market book Jaime's website SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I often tell people that I’m allergic to fluorescent lights. It’s, of course, not actually true, but I’ve really only had one W-2 9-5 job in my life and have always been an entrepreneur and freelancer at heart. There are a lot of perks that come with freelancing like the ability to make unlimited money and of course working in your pj’s and grabbing snacks whenever you want. But, there are downsides to freelancing and being an entrepreneur. It’s often hard to get paid after you do your job. Most companies like to really drag out the payment schedule and that can leave you really feeling in pinch. With high inflation, so many freelancers are extra nervous as companies are trying to cut costs. Not to worry, our guest Tony Tran, is the CEO and co-founder of Lumanu, is a platform that democratizes the creator economy by allowing creators and freelancers like you to grow, collaborate, and thrive on their own terms. Tony shares how to get paid as a freelancer or creator, tax changes impacting freelancers, important deductions that you might not know about, and how to deal with the mental health side of freelancing and worrying about money. So all you side hustlers, freelancers, entrepreneurs, and creators, this episode is jam-packed with great information to set you up for money success. Let’s start talkin’. LINKS Lumanu website Email Tony tony@lumanu.com Lumanu on IG SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Shannah Shares, Community Q&A, I'm answering a question from Rachel: “Hi there Shannah. I feel like you’re a friend but you don’t even know me. I’m a regular listener and I know you’ve featured so many authors on this show who have books. I’m curious what some of your favorites are. I feel like I need to create a bookshelf all about money so I can dig deeper into topics that I’m curious about. Thanks for this show, it’s helped me a lot. Just last year I was able to negotiate a 40% raise after being inspired by one of your guests, Jacqueline Twillie, and so many others that push me to know my worth. I seriously raised a glass to you for the inspiration.” LINKS Career/Negotiation The Negotiation Workbook: Don't Leave Money on the Table by Jacqueline Twillie Don’t Leave Money on the Table: The Negotiation Strategies for Women Leaders in Male-Dominated Industries by Jacqueline Twillie Navigating the Career Jungle: A Guide for Young Professionals by Jacqueline Twillie Quit Playing Small by Ahyiana Angel You’re Not Lost by Maxi McCoy What Next? How to Create a 5-Year Plan for Your Life by Elana Lyn Gross Investing Invested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money by Danielle Town The Prepared Investor: How to Prevent the Next Crisis from Affecting Your Financial Independence by Christopher Manske Plant Your Money Tree: A Guide to Growing Your Wealth by Michelle Schneider Broke Millennial Takes on Investing: A Beginner’s Guide to Leveling Up Your Money by Erin Lowry Passive Income, Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence by Rachel Richards The Behavior Investor by Daniel Crosby CleverGirl Finance: Learn How Investing Works, Grow Your Money by Bola Sokunbi The Franklin FI: A Personal Finance Adventure For Next Generation Investors by Shane Dillon Managing Your Money & Life Happy Money: The Japanese Art of Making Peace with Your Money by Ken Honda Holistic Wealth: 32 Life Lessons to Help You Find Purpose, Prosperity, and Happiness by Keisha Blair Dear Debt: A Story About Breaking Up with Debt by Melanie Lockert Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry The Wealthy Gardener: Lessons on Prosperity Between Father and Son by John Soforic The Money Tree: A Story About Finding the Fortune In Your Own Backyard by Chris Guillebeau The Middle Finger Project: Trash Your Imposter Syndrome and Live the Unf*ckwithable Life You Deserve by Ash Ambirge Work Your Money, Not Your Life: How to Balance Your Career and Personal Finances to Get What You Want by Roger Ma Money Honey: A Simple 7-Step Guide For Getting Your Financial Sh*t Together by Rachel Richards How to Avoid H.E.N.R.Y. Syndrome (High Earner Not Rich Yet) by Gideon Drucker The Honest Enneagram by Sarajane Case Confessions of a Crypto Millionaire by Dan Conway The Millennial Money Fix: What You Need to Know About Budgeting, Debt, and Finding Financial Freedom by Doug and Heather Boneparth The Company of One: Why Staying Small is the Next Big Thing for Business by Paul Jarvis Get The Hell Out of Debt by Erin Skye Kelly The Soul of Money by Lynne Twist GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s time to get our therapy on in this episode. This is probably one of the most important episodes we’ve done because it hits at the heart of what we all feel about money - it’s stressful and causes a great deal of anxiety. There are countless studies that show that money is the #1 cause of stress and anxiety and most of us are left to figure out how to deal with it in a world where talking about money is still a taboo topic. As our guest, psychiatrist Dr. Ellen Vora, author of a new book called The Anatomy of Anxiety says, anxiety, it’s all in your head, right? Wrong. Money anxiety is a complex topic with many onion layers and as Ellen says, anxiety often begins first in our bodies. We dive into this complex topic of anxiety and talk about what goes on in your body when you’re anxious, how to make decisions when you’re feeling anxious, tips and techniques to manage your anxiety, and how to figure out what your money anxiety is actually telling us. Are you ready for a little financial therapy? Let’s start talkin’. LINKS The Anatomy of Anxiety book Ellen's website Ellen on Instagram SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This special Halloween vault episode of Shannah Shares was inspired by a question from Brian and Tracey. They have friends who recently got a postnuptial agreement and are curious about how they work and if it makes sense for them. As controversial as they might be, if you're thinking about a prenup or a postnup, the first place you should start is getting some education around these hot-button documents. Jennifer Guimond-Quigley is joining us on this episode to demystify what you need to know about prenups, and breaking down the differences between postnups in a fun and an easily digestible way (no crazy lawyer speak here, just a totally educational and enjoyable conversation). LINKS Law Offices of Jennifer Guimond-Quigley 5 Signs You Need a Postnup SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever found yourself on a cold early November morning after waking from a turkey-induced tryptophan coma, standing outside the mall in your pj’s or whatever you can grab at 4:30 in the morning, waiting for a store to open on Black Friday and thinking, “is this really worth it?” I sure have, and although most of us do a majority of shopping online these days, I had a puzzling question that I needed to find an answer to, “is Black Friday dead, or should we really still care about this retail-related made-up shoppers “holiday” the Friday after Thanksgiving?”  Our pod friend, resident shopping expert, and accomplished lifestyle journalist and TV commentator, Trae Bodge, is here to answer this question and so many more for this special Black Friday shopping episode to kick off the holidays. We talk about what you can save the most on for Black Friday this year, how to financially survive the holidays with the rise in inflation, and how to cultivate a healthy mindset when all those Black Friday shopping headlines try to lure you into spending even more money, is Cyber Monday still a thing, and so much more. I’ll let Trae give you all the juicy Black Friday details. Buckle up and let’s start talkin’ and shopping. LINKS True Trae website Trae on Instagram Gift Guides SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that wine wasn’t only just for drinking? Wine can also be a good alternative asset to your portfolio. Anthony Zhang, CEO, and co-founder of a company called Vinovest is our guest on this episode and he’s sharing why wine consistently outperforms other alternative assets. I guarantee you’ll think about wine differently after this episode. You'll lean how to start investing in wine, what you need to know before you invest, what are the downsides of investing in wine, and why wine outperforms other alternative asset classes. LINKS Vinovest Anthony on LinkedIn How to Invest in Wine with Just $1000 SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered, “how do millionaires actually make millions?” Well, the first thing you need to do is focus on making millionaire money moves by cultivating a millionaire mindset and a set of values that help you move closer to that millionaire status. Our guest, Cedric Nash, has been dubbed “Your Millionaire Mentor'' largely because of his dedication to building generational wealth himself and teaching you and me how to do the same.  Cedric is a serial entrepreneur and investor who educates, inspires, and motivates wealth-building in the African American Community. He is the founder of The Black Wealth Summit annual event and is the author of two forthcoming books, “Why Should White Guys Have All the Wealth? How You Can Become a Millionaire Starting from the Bottom,” AND “The Millionaire Money Moves Supplemental Investment Guide.” Yep, there’s a reason why this Millionaire Money Mover jokes that he never sleeps. He’s sharing on this episode with you how to build that millionaire mindset, the millionaire money moves you should be making right now, and the power of building generational wealth, and we have an interesting discussion about why the idea of closing the racial wealth gap is flawed at its core. This is a good one, my friends, and you’ll leave inspired to start building wealth no matter the size of your bank account. LINKS The Black Wealth Summit Cedric on Instagram SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve probably heard the saying, dogs are man’s and woman’s best friend. Well, I can tell you after getting our pup Winnie this year, that is for sure a true statement. We all know dogs are so much more than that, they are true family members. What is also true is that dogs can be an expensive investment. I don’t even want to tell you how much money we’ve already spent on toys and chews alone in the first 6 months of having Winnie, which I am sure all you dog parents can relate to. So I thought it made sense to devote a whole episode to our furry best friends and explore dog ownership, the costs vs. investment. Our guest on this dogolicious episode is Krista Karpowich who owns Wag Out Loud and is the host of the Wag Out Loud pawdcast. The Wag Out Loud pawdcast is a show that helps us pet parents to be the best advocate for your dog’s health and wellness. She’s here to share everything she knows about dogs including how much money to spend on food, what to feed your dog, what kind of pet insurance she loves, how much money to devote to training, treats and toys, and so much more. Whether you have a dog or are looking to bring one into your life, this episode is for you. LINKS Wag Out Loud Pumpkin Trupanion Lemonade Pawp SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The end of the year is a great time focus on your money and find ways to save more, spend better and achieve your goals. Our guest, Autumn Lax, is a Certified Financial Planner™ and Wealth Management Specialist℠ with Drucker Wealth Management. In this episode, Autumn is sharing her end of the year money checklist to help you close out 2022 like a pro. We talk about how to create an annual budget planning session, why you might want to harvest some of your tax losses, how to maximize your benefits before the year ends, and what to do to set yourself up money wise for a brand new year. It's time to gear up and get your money in shape before the clock strikes midnight on January 1. LINKS Autumn Lax on LinkedIn Drucker Wealth SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Shannah Shares episode, I'm covering everything you need to know about Health Savings Accounts, aka HSAs. This episode was inspired by six listeners who all wanted to know if they should have an HSA. Also, there are a lot of questions about what exactly is an HSA, how one works, and how can you use it. I'm covering it all, including a conversation with Rida Wong from hsastore.com. LINKS Hsastore.com Health Savings Account 101 SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

President Biden and the U.S. Department of Education made an announcement a few months ago that federal student loans that were eligible could see $10,000 or $20,000 in student loan forgiveness by the end of 2022. You’re probably wondering the same thing…yeah, I need to know all the details. In this super timely episode, I chat with student loan expert, Robert Farrington from The College Investor about all the details you need to know. We cover who is eligible and who is not for forgiveness, how you can find out whether you qualify, the important dates to know, as well as lots of other important student loan details like consolidation and money tips for 2023. Listen to this episode, text this episode to all of your friends ASAP, and get prepared for an interesting few months. Let’s start talkin’. LINKS The College Investor Studentaid.gov Student Loan Forgiveness Application SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Shannah Shares, Community Q&A, I'm covering tips to boost your credit score this fall. Our community question comes from Jackie: "Hello, Shannah. I finally worked up enough courage to send in a question. I’d love to know any money tricks in general and how to boost my credit score. I’m really trying to get my money stuff (trying to avoid profanity there but you know what word I want to use) together this fall. My credit has been in the not-so-good place for a while, my fault totally, but I’ve decided I need to wise up and tackle this ASAP. Thank you again for this amazing podcast." LINKS Experian SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you have the best of both worlds - working a job that you love while being a successful real estate investor and building wealth? If you’re Rachel Gainsbrugh the answer is yes. Rachel was facing what so many of us face, huge student loans - I’m talking over $500K, and a passion to figure out a revenue stream that would help her create a life she didn’t need a vacation from. After a lot of research, Rachel found short-term real estate rentals, mainly through Airbnb, and was able to create a 15X revenue stream, which basically changed her life and her family’s. In this episode, we dive into Rachel’s story of success as she shares with you how to find the right properties for short-term rentals, how to avoid some of the biggest mistakes when it comes to real estate investing, and how to work a 9-5 job and still be a successful real estate investor. I hope this episode inspires you to think that if Rachel can do it, you can too. Let’s start talkin’. LINKS Rachel's website 75 Cities with the Highest Profitability Rachel on Instagram Airdna SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever sat back and wondered, “what is the actual story of how and why money was created?” In every episode of this pod we’re talking about different ways to better your relationship with money and breaking down all the how-to’s and how not to’s with money. But, let’s take a step back from that if you’ll indulge me, and let’s look at why we even use money in the first place. I think you can certainly agree that money has messed us up - it’s divided us, it causes so much stress and fear, and money also has the power to create change and a lot of other good stuff. It’s a complicated story that our guest, Jacob Goldstein, author of the book Money: The True Story of a Made-Up Thing, former co-host of NPR’s Planet Money podcast, and host of a new podcast called What’s Your Problem took a deep dive into. Jacob’s new book is a must-read riveting story of money with all its twists and turns. I’m going to let Jacob tell you more, like the story of how Marco Polo uncovered that people were using paper money and how it changed everything, and so many other juicy details that we chat about. Let’s start talkin’. LINKS Money: The True Story of a Made-Up Thing Book What's Your Problem podcast Jacob on Twitter SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I bet you’re tired of hearing about recessions – recession this, recession that, but friends, now is a good time as any to get yourself and your career recession ready. Brandon Renfro, CFP, Ph.D., Associate Professor of Finance and all-around recession expert says the #1 thing to focus on is your career. In this vault episode, you'll learn what is a recession, how a recession impacts your money situation, how to prepare for a recession, and steps to take before a recession hits. LINKS Brandon on LinkedIn Brandon on Facebook Brandon's website SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raise your hand if you’ve ever said these words, “I’m broke?” We throw the word broke around almost as much as we do with my least favorite words, “I’m fine.” What does it actually mean to be broke - my guess is a little something different for us all. As our guest, Dr. Melody Wright, founder of Broke on Purpose and Kinly’s Director of Financial Education says, “there’s a difference between being aimlessly broke and broke on purpose.” Broke on purpose is a choice you make proactively to help you pay off debt, buy that house you’ve been saving for, or any other money goal that means something to you. Melody has helped thousands of people stop being Aimlessly Broke, and transform their mindset, behaviors, and practices related to money, and she’s here to help you do that same thing in this thought-provoking episode. I’ll let Melody show you the way. Let’s start talkin’. LINKS Melody's website livebrokeonpurpose.com Kinly https://bekinly.com/ Melody on Instagram https://www.instagram.com/brokeonpurpose/ SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever had a goal but just can’t seem to get there? Maybe you doubt your ability or your bank account to get you there. I’ve been fascinated by understanding how you actually achieve goals and move past belief systems that don’t serve you, particularly when it comes to money. I feel like it’s a lifelong process but along the way, you get access to gems that help you speed up the process. Our guest, Hilary DeCesare is an Award-Winning Entrepreneur and author of a new book, “RELAUNCH: Spark Your Heart to Ignite Your Life." Hilary’s got a proprietary 3HQ method that helps you combine your head, heart, and higher self to create new brain patterns and shed those limiting beliefs. You’ll learn how to use Hilary’s 3HQ system to start achieving your goals and in the process better your relationship with money. We dive deep into this one, so let’s start talkin’. LINKS Hilary's website therelaunchco.com RELAUNCH! Spark your heart to ignite your life book https://www.therelaunchbook.com/ SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I asked over 100 people what their best money advice is that everyone should know about. You'd be shocked to learn that many people shared the exact same tips. Proof that how everyone thinks about money isn't so different after all. In this episode, I'm sharing the top 15 tips that were the most common tips including money hacking tips, mindset tips, and wealth-building tips. LINKS  13 Money Secrets No One Teaches You But You Should Know SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready for open enrollment? Open enrollment for health insurance is right around the corner. However, no matter when you’re listening to this episode, you’re going to love this guide to hacking health insurance with Cosmopolitan Deputy Lifestyle Director Ashely Oerman. Ashley is breaking down what you need to know to save some bucks in the process, like her great tip on whether to choose an HMO or PPO and how to save $84,000. She also shares what you need to know about a Health Savings Account and ways to save on prescription drugs. LINKS Cosmo's Smart Girl's Guide to Hacking Health Insurance  Open enrollment guidelines Ashley on Instagram Ashley's website SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This Ask Shannah episode was inspired by a question from Nicole who wrote, “Shannah, I’m so thrilled to have found the Everyone’s Talkin’ Money podcast. You cover so many topics that I never knew I wanted to learn about and I’m always sharing them as you ask me to do with friends, so thank you. Ok, I’ve got a doozy of a question. My partner and I are always getting into fights over money. We’ve been together for 5 years now and are considering marriage but I’m pretty scared. We’ve gone to therapy about money but it feels like nothing changes. My partner and I both sneak and hide things we’re buying that we both know are bad. I’ve listened to a lot of your episodes on mindset and money trauma and I really get into them but then I have a hard time talking to my partner about what I learn and what I’m feeling. I don’t know, I just feel like all we’re doing is fucking up our relationship by letting money take such a front seat. Any advice and tips and anything else you can share I’d so appreciate it. I’m going to be bold and say that I’m sure I’m not the only one listening who is also letting money f-up the relationship.” SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to The Personal Finance Podcast for sponsoring this episode. Find The Personal Finance Podcast on any podcast player.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know there is $195 billion of medical debt outstanding? And, in fact, medical debt is the leading cause of bankruptcy here in the U.S. If you’ve been to the hospital or even a Dr. recently you know, even with insurance, getting healthcare in the country means you often have to pay out of pocket in a big way. The truth is you shouldn’t be put in financial ruin for walking through the door of a hospital or medical provider. We are human beings that all deserve to have affordable and accessible medical care. End of story. However, as our guest, Allison Sesso, Executive Director of RIP Medical Debt says, “the system wasn’t set up for your success in the first place.” Allison joins us on a riveting episode uncovering the who, what, when, where, and why behind medical debt and offers some great advice if you are currently in medical debt. Some of her advice includes knowing hospital financial assistance programs, never putting medical debt on a credit card, and making sure you know the loopholes in your insurance plan. We dig deep into this episode to give you an education and actionable tips. LINKS RIP Medical Debt Support a Medical Debt Campaign SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to The Personal Finance Podcast for sponsoring this episode. Find The Personal Finance Podcast on any podcast player.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s been almost a year since my husband Jeff and I moved to the East Coast from Los Angeles. This last year has been a giant process of untangling a lot of stuff that I had gotten tangled up, including maybe even shockingly so, parts of my relationship with money. I want to ask you, are there parts of your relationship with money that need to be untangled? I was so excited to talk with our guest Angela McKinney, an additional recovery expert, somatic guide, and author of a new book Untangle: How to Create Big Possibilities Through Small Changes for this episode. Angela has a 3-Step mind-body system called The Untangle Method that she’s walking you through in this episode. We also chat about money trauma and ways to work through tangled-up money beliefs, behaviors, and patterns so you can break free and live a rich life. LINKS Angela's website Untangle: How to Create Big Possibilities Through Small Changes book SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to The Personal Finance Podcast for sponsoring this episode. Find The Personal Finance Podcast on any podcast. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are these 5 investing taboos keeping you stuck? In Today's Shannah Shares, Community Q&A vault episode, I tackle a question from Laquisha: "Hi Shannah. Thanks so much for answering my question. I really want to start investing but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but man, it just feels so hard to figure out investing. I know so many people are making a killing, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes, I’m curious if there’s an episode from the past that you think I should check out. You’re awesome and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do and so should you. Ok, thanks again." RELATED EPISODES How to Make Investing Your Superpower How to Use Investing Trends to Build Wealth Real Investing Advice for Women SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

That hot summer wind is giving way to a cooler fall breeze at least where I live, and that means you’ve only got a few months left this year to get your money ready for the new year. In this episode, I’m sharing 8 Fall Money Moves to make to set yourself up for success. Bring out the cozy sweats, brew a cup of tea, and let’s start talkin’. RELATED EPISODES Money 101 - How to Track Your Cash And Why It Matters 7 Secrets to Free Up Cash and Create More Cash Flow SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

My cute pup Winnie is just past the 7-month mark and is starting to find her voice, as we say. She’s barking at other dogs on walks, much to my dismay, she’s got boundless energy, and she’s also trying to figure out how to navigate life. Winnie kind of reminds me what it feels like to be an entrepreneur - you’re always trying to navigate running a business and learning when to bark. There are 582 million entrepreneurs in the world, and if you’re one of those, you know what I mean. But figuring out the money and legal side of running a biz is hard work! In this episode, Lauren Boyd, lawyer and owner of Guide My Business, is here to give you all the important info on making your business grow - everything from trademarks to approachable, and affordable, legal advice for entrepreneurs. She’s sharing all the legal questions you have but have been too afraid to ask, or don’t know to ask. And, if you’re thinking about starting a business, you’re in the right spot to get started off set up for success. LINKS Lauren on Instagram Guide My Business SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to Giving Done Right podcast for sponsoring this episode. Listen in any podcast player. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought, if only I knew the secrets to money, life would be so much easier? You're in luck! There are some tricks and just everyday money advice that I think you really need to know. Now, no one really talks about this stuff, and if they do, it’s brushed over because most assume you already know this stuff or that it isn’t important. We aren't going to do that! In this reboot episode, I’m sharing the top 13 money secrets that no one teaches you but you should know so you can be in the know. And, no, you don’t have to keep these a secret anymore. You'll learn why it's not really about what you earn but about what you spend, the #1 lesson for buying a car, how to keep your ego out of money decisions, the truth about money worries, and so much more. RELATED EPISODES Seven Secrets to Free Up Cash and Create More Cash Flow The Secrets to Creating a Profitable Life Insider Secrets From Buying Your First Home & Rookie Mistakes to Avoid SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to Giving Done Right podcast for sponsoring this episode. Listen in any podcast podcast player. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve been listening to this show for a while you know I LOVE to travel. I don’t always love the airport and I’m a pretty nervous flyer, but I love discovering new places, integrating into new cultures, trying new foods, and honestly, just relaxing. I’m a little crazy because I love to do all the research before a trip. Yep, I’m that girl who loves to go down travel rabbit holes. I love to play around on a ton of sites and look for the best bang for our buck. But I know you might not enjoy all that work. Our guest and fellow travel lover, Alex Simon, is the Co-Founder and CEO of Elude, this cool new app that helps you find the perfect place to travel to on any budget. It’s a new concept called budget first planning - you pick your budget, then head to Elude and it tells you all the amazing places you can go with that budget. In this episode, we explore all the amazing places you can travel to for a $2,000 or less budget, why budget first travel is so revolutionary, and Alex shares some great tips to help you save even more cash on your trip while still having a luxury experience. I’m in, and can’t wait to talk all about travel, are you ready? Let’s start talkin’. LINKS Elude Elude app SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alright, raise your hand if you’ve tried budgeting, you’ve tried all the apps, and for whatever reason, you’ve decided that something must be wrong with you because it doesn’t work. Well, my friend, you aren’t alone. I too have tried my share of budgeting apps only to get frustrated at the process because I know that most traditional budgeting programs and apps are missing the golden key you need to actually be successful. They are all missing the psychology piece - aka a deeper dive into your thoughts, feelings, habits, beliefs, childhood money stories and so much more. I like to call it the gunk that actually matters when you’re trying to better your money situation. Well, I’m not alone. Our guest, Dani Pascarella is a Certified Financial Planner who previously worked on Wall Street and decided that she was fed up with traditional budgeting and decided to start OneEleven and create a budgeting app that focuses on the psychology of money. We talk about why money is the #1 cause of stress, why traditional budgeting is broken, steps you can take to ensure you achieve your money goals, and so much more. Let’s start talkin’ money. Links OneEleven Dani Pascarella on LinkedIn RELATED EPISODES Learn My Easy 1-2-3 Budgeting System Budgeting When the Numbers Just Don't Add Up How to Train Your Brain to Reach Financial Goals SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Shannah Shares: 7 Ways to Stay Focused on Your Money Goals In this Shannah Shares, Community Q&A vault episode, I'm sharing the 7 tips to help you stay focused on your money goals inspired by a question from Amanda: "I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, and saving $3,000 in what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go on my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal. " Links If you enjoyed this episode, check out a few other goal-related episodes below. The Secret to Finding Joy in Saving Money Set Your Money Intentions SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Being an entrepreneur myself, I’ve always known that the trickiest part of running your own business or starting your own side hustle is the money part. How do you get enough money to get up and running? You could borrow money from friends and a family, use your own cash, or look for investors who believe in your idea. In this episode, we’re talkin’ all about a different form of investing called angel investing and how women are using angel investing to bridge the gender gap in entrepreneurship and start some kick-ass businesses. Loretta McCarthy is the Co-Ceo and Managing Partner of Golden Seeds, one of the largest and most active angel investment networks in the US and by far the largest that invests in early-stage women-led companies. Yes, please! Loretta is here to give you all the details on what angel investing is, how angel investing can help jump start your business, how to get your company all set up for investors and so much more. All my fellow entrepreneurs, this episode is for you! Let’s start talkin’. Links Golden Seeds Loretta McCarthy on LinkedIn Golden Seeds courses SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Six letters – BUDGET – is probably one of the most despised combinations of letters in the English language, but that’s because you’re thinking about it all wrong. A budget isn’t a set-in-stone document that is some formal decree telling what you can and can’t spend your money on. In fact, in this episode, I'm giving you permission to throw out your budget with a few simple caveats and teaching you my easy 1-2-3 system for budgeting so you can stop stressing over money. RELATED EPISODES Budget Rescue: Why Am I Never Left With Any Money Create a Budget That Sparks Joy Get a Life You Love on a Budget You Can Afford SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you eligible for $10,000 in student loan forgiveness? After months and months and months of speculation, we finally have word that many Americans will receive $10,000 of automatic student loan forgiveness. Will that be you, will it make a difference in your life, and what do you need to know all in this special episode? Links Department of Education Subscription Page Studentaid.gov Addressing the $1.5 Trillion in Student Loan Debt article Federal Student Aid Information on the Initiative CNN How to Qualify for Biden's New Student Loan Forgivness Act Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to learn how to accelerate your path to prosperity and create your financial freedom blueprint? Maybe prosperity is a dollar amount or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes is the founder of Wealthnet Investments, LLC and the author of a new book called Financial Freedom Blueprint. Louis also holds the Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations, an MBA from the University of Denver, and a BS in Finance from the University of Colorado - aka, he knows his stuff. In this vault episode, Louis shares the 7 seven steps to mapping your financial future to help you secure financial independence and create financial freedom. Links Financial Freedom Blueprint book Wealthnet Investments, LLC RELATED EPISODES Invest Differently to Reach Financial Freedom Saving Money Tips to Achieve Financial Freedom How to Use Renting As a Tool to Reach Financial Freedom SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fertility is a tricky (and expensive) topic. No matter how you feel about having babies, you have to face that question at some point in life, and it can be a difficult one. Do you have kids, can you have kids, and when is the right time to have kids? In this special vault episode, our podcast guest Afton Vechery, co-founder and CEO of Modern Fertility joins me to talk all about the price of fertility and what her company is doing to change the conversation. You'll learn why fertility is a hush-hush topic, why traditional fertility testing is so expensive, how fertility testing works, and ways to cut the costs when it comes to testing for fertility. Links Modern Fertility SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you struggling to finally break free from debt? In this Money 101 episode, I’m breaking down how to think about debt, strategies to pay it off, and why being completely debt-free should never be the goal. Just a quick note, this episode is not just for newbies. When I was a working financial planner I worked with people of all ages who just couldn’t figure out how to get a handle on debt. So, you are not alone if you’re struggling with debt. According to CNBC, the average American has over $90,000 in debt according to 2021 numbers. You'll learn the two strategies to pay off debt, how to deal with the emotions around debt, and a deep dive into my debt story. RELATED EPISODES The Toll Debt Takes on Your Mental Health From 10K in Debt to 800K in Net Worth Is All Debt Bad SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Now is the time to know how to recession-proof your career. I know that right now there’s SO much talk about recession and you probably have seen a few notices from companies that they are laying off people, sometimes in a BIG way. So what can you do to recession-proof your career? Jacqueline Twillie, founder of ZeroGap and Amazon best-selling author of Navigating the Career Jungle and Don’t Leave Money on the Table, is here to hold your hand and give you a solid action plan for how you recession-proof your career. Jacqueline’s tips are relevant no matter what the economy is doing, however, if we’re going to talk recession she thinks you need a few extra tricks up your sleeve. She shares why now is the best time to negotiate, how to make yourself stand out in your career, and why her L.A.T.T.E. method will have you earning more money than you thought was possible. LINKS ZeroGap Don't Leave Money on the Table Book Jacqueline's website RELATED EPISODES The Insiders Secrets to Know Your Value, Master Negotiation, and Take Back Your Life and Career Next Year How to Take a Career Break Without Going Broke Make a Career Change Without Taking a Salary Cut SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if you could feel good about saving money? Raise your hand if you are guilty of this…you hit the buy now button without even thinking. I know I certainly am. But what if all those buy-now purchases are moving you further away from your dreams and goals without you consciously being aware of it? In today’s vault episode with money-saving expert Jeanette Pavini, we move from mindless spending to mindful spending and uncover the secret to finding joy in saving money. You'll learn the 3 step strategy to creating a money-saving system you can win with, what's stopping you from finding joy in saving money, sneaky ways to find major savings in your bank account, and so much more. Links Jeanette's website The Joy of $aving book Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. FOLLOW & SHARE Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame More Ways to Enjoy Everyone's Talkin' Money Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to become an everyday millionaire? If I had a dollar for every time someone asked me how to get to millionaire status, I’d probably be a multi-millionaire by now. Deacon Hayes, former financial advisor, founder of Well Kept Wallet, and author of You Can Retire Early, knows a thing or two about millionaire status. Over the last few years, he’s dedicated himself to becoming debt-free and educates people just like you on how to do the same. Recently, he became so inspired to teach you how to become an everyday millionaire that he wrote a rap song all about it. In this vualt episode, Deacon shares his top tips to help you step into everyday millionaire status, and even gives us a little sneak peek of his song. Links Well Kept Wallet You Can Retire Early Everyday Millionaire Song You Can Retire Early Podcast Episode Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. FOLLOW & SHARE Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame More Ways to Enjoy Everyone's Talkin' Money Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Women have been largely overlooked in money conversations and you know the stats, we earn less, live longer, and so much more. We definitely get the short end of the equality stick a lot. So it’s even more important, no, make that critical, that we as women learn how to have fiscal freedom. As our guest, Kimberlee Davis says, “ a lot of women don’t know what the heck is going on with their finances and don’t like to talk about it.” In Kimberlee’s new book, “The Fiscal Feminist”, she shares the must-know money lessons that every woman needs to know and holds her hand through some serious topics like divorce, prenups and postnups, and all those money topics that you’d rather hide from. Her message is that you need to become the CEO of your life. Join us for this inspiring episode that feels like a fun information overload, in the best way possible, and a wild ride with Kimberlee. Let’s get talkin’. Links The Fiscal Feminist book The Bahnsen Group Kimberlee on LinkedIn Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. FOLLOW & SHARE Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame More Ways to Enjoy Everyone's Talkin' Money Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're featuring one of my favorite vault episodes from 2018 that was a listener favorite. I hope you enjoy it! All personal finance experts can agree on one thing – starting to save early will almost always help you reach your lifestyle goals quicker and with more ease than those who wait longer. When you think about your savings there are two ways you can save – the crockpot style or the microwave style. Inspired by a recent industry article in Financial Planning Magazine, thinking about a crockpot for your savings strategy makes pretty good sense. With any crockpot recipe, the idea is simple. You gather all your ingredients ahead of time, throw them into the crockpot, turn it on low and slow for 6-8 hours, and then you have an almost always perfect meal sure to wow anyone. What You'll Learn We’ll chat about the crockpot method of savings Why a crockpot method might make more sense than microwaving your savings Focus on saving little by little over time with consistency so whenever you reach the age you would like to quit working, your investments and savings have spent some time “cooking together.” Let’s talk about what you can and can’t control with your savings Some guidelines to always keep in mind with savings Links Mentioned: 401(k) Calculator How Much to Save for Retirement Investor Questionnaire  Risk Tolerance Profile (just pretend it’s in USD) Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. FOLLOW & SHARE Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame More Ways to Enjoy Everyone's Talkin' Money Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever been curious about franchising? There smart ways to invest in a franchise, you just need to know how to find the right one. I’ve been super excited about this episode because, believe it or not, in 875 episodes I’ve never talked about franchising. I have to admit, I had some preconceived notions about franchising, but I’m happy to say that they were blown out of the water after this conversation. For the past 20 years, Kim Daly has been helping people realize their dreams of business ownership through franchising - and I’m not just talking about all those fast food chains you drive by every day. The franchising business goes way deeper and Kim’s job is to help you figure out what franchise aligns with your life goals. This episode is an inspiring story that could help you build wealth and achieve your dreams in a business model that my guess is you might not have explored before. As I always say, everything with money deserves a listen and then you have the info to figure out whether it’s a fit for you. Kim’s awesome and I hope you’re ready to get seriously educated about franchising. Let’s get talkin’. Links Kim Daly's website Kim Daly's bio Kim on YouTube Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. FOLLOW & SHARE Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame More Ways to Enjoy Everyone's Talkin' Money Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The truth is everything in America isn’t always equal, especially when we’re talking about building and passing down generational wealth. The most important lesson that our guest Portia Wood, a generational wealth planning attorney at the Wood Legal Group, LLP shares are that you must get educated to protect yourself and your family and learn how to build generational wealth for future generations. That is one of the most powerful tools you have in your money tool belt. Portia is passionate about teaching everyone about estate planning, especially black and brown communities. Portia shares how you can fight back and work to build true generational wealth, the three legal documents everyone needs, and how something as simple as a house can be one of your best generational wealth-building assets. I hope you’re as fired up after this episode as I am. It’s time we start creating sustainable change for you, me, and everyone listening - we all deserve generational wealth. Let’s get talkin’. Links Wood Legal Group, LLP Portia on LinkedIn Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. FOLLOW & SHARE Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame More Ways to Enjoy Everyone's Talkin' Money *Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt does impact your mental health in a major way. If you've ever felt stressed out, depressed, or anxious about money know that you are not alone. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day. Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process. Links Mental Health and Wealth podcast Dear Debt Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. FOLLOW & SHARE Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame More Ways to Enjoy Everyone's Talkin' Money Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you cried about your money lately? As Joe mentioned in the intro, millions of people are crying about their money, you might be one of those. I know I certainly have in the past. With all the content out there about money, it’s so easy to still feel lost at the end of the day. Especially now with talk of a recession and who knows what down the line. Joe Saul-Sehy, host of The Stacking Benjamins Podcast, author of the new book Stacked, and a former financial advisor doesn’t just talk the talk. Joe’s mission is to help you get Stacked, aka how to grow and protect your money in a way that helps you live the life you want to live, and to do so while having some fun. In this episode, Joe shares the steps you need to stack your benjamins, what to think about the current economy, why your attitude about money matters, how to do money without having a nervous breakdown, and so much more. Links Stacked book The Stacking Benjamins podcast Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame More Ways to Enjoy Everyone's Talkin' Money Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes, it is possible to invest in real estate and earn passive income on any income. If you’re active on social media, you may have heard of Rachel Richards and her brand Money Honey. Rachel has been on the show in the past, however, in this episode she's sharing her story about getting started in real estate investing. The truth is Rachel isn’t a trust fund baby and actually never made six figures in a job. She found creative ways to save money and was saving half of her salary to ramp up to her first investment all with less than 20% down. Rachel is a great example of bringing intentionality to your money so you can achieve a money goal. In her 20’s she decided rental real estate was her means to generate passive income and essentially retired in less than 2 years. In her story, I hope you find a bit of yourself and motivation so that you can create your own version of Rachel’s passive income success. In this vault episode, we talk about what it means to have financial freedom, how to think about passive income, how to get into real estate investing, how much money you need, how to spot a good deal, and so much more. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The question I get asked the most is, "how much money should I save for retirement." In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. There are endless calculators, blogs, and even podcasts that seek to answer this question. However, figuring out how much you need is a little more complex than completing a simple calculator. It all starts with visioning your future and understanding how much cash you'll need each year. From there, you can walk backwards into a target number that is right for your life. In this solo vualt episode, I'm sharing 4 keys to figuring out how much money you save during your working years for retirement. Links Investopedia article, How Much Do I Need to Retire Retirement Income Calculator NerdWallet article, How Much Should You Save for Retirement smartasset Retirement Calculator How to Train Your Brain to Achieve Money Goals episode Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Part 2 of our conversation with Keisha Blair. If you missed Part 1 we talked all about money trauma and how to heal your relationship with money. Make sure you click the link in the show notes to listen to this episode if you haven’t already. In this episode, we’re walking through the framework to uncover your personal financial identity. Why does this matter you ask? Well, your personal financial identity says a lot about how you think, act, and feel about money which has a direct correlation to your saving and spending patterns. Our guest, Keisha Blair is the author of a book called Holistic Wealth which was just recently updated, and the Founder of the Institute on Holistic Wealth and will share with you how to uncover your personal financial identity and how to use your strengths and weaknesses to your advantage on your wealth-building journey. She’s even got a super interesting quiz you can take to identify what financial identity you are - there are four types Maximalist, Minimalist, Risk-Taker, and Anxious Spender. Can you guess which one I am and which one you are? Links Financial Identity Quiz Holistic Wealth book Institute on Holistic Wealth Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to be a financial grownup? I share a bit more in the episode, but I grew up in a family where we openly talked about stock investments, wealth, and growing your money, even from an early age. However, I missed some important lessons around saving money, how to deal with debt, and honestly realistic expectations of how much money you make post-college. I did what you probably did, just figure it all out. However, I know you want more for yourself and for your kids…or future kids. You may recognize Bobbi Rebell’s name from previous episodes. She’s a Certified Financial Planner and is the author of Launching Financial Grownups: Live Your Riches Life By Helping Your (Almost) Adult Kids Become Everyday Money Smart. She’s also a fellow podcaster with her show Money Tips for Financial Grownups. Bobbi is here to share insights from her book on how to launch financial grownups, money lessons you need to know, and how to talk to your parents and kids all about money. Links Launching Financial Grownups book Money Tips for Financial Grownups podcast Grownup Gear Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to check some money items off your to-do list and stress less? The summer is my favorite time of the year. My bday is in July and I just love a warm day that stays light out until well past 9 where I live. It’s also smack dab in the middle of the year and a good time to check in on your money so that you can stay on top of things without stressing yourself out. I'm sharing my top 15 to-do items for your summer money checklist in this solo episode. Links Truebill Keeper Tax Haven Life Ladder Life Insurance Wealthfront Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raise your hand right now if you’ve ever been a victim of identity fraud? I certainly have. In fact, did you know that identity fraud cost Americans $52 billion in 2021 and more than $1,500 in losses per victim? As our guest, John Buzzard, a nationally recognized financial industry fraud and security expert at Javelin Strategy & Research says, “it’s pretty hard to avoid identity fraud, and if you think you have, you better look again.” In this episode, we talk about what to do if you’re a victim of identity fraud, what to do about all those spam emails and texts, why credit freezes might be your best money tool, and a to-do checklist to get you protected for the rest of the year. Alright ETM’ers, let’s start talkin’ money. Links Javelin Strategy & Research John Buzzard LinkedIn Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you struggling with money trauma? You can have money trauma from relationships, your childhood, your own money beliefs, and even generational money trauma that has been passed down. Our guest, Keisha Blair is the author of a book called Holistic Wealth which was just recently updated, and the Founder of the Institute on Holistic Wealth is here to break down how to uncover, process, and heal from money trauma. Keisha shares her own story of managing money trauma and how to start taking agency over your money story. This is a very powerful episode that will give you chills and maybe even have you tearing up just a little, but I promise these will be tears of release to help you on your money journey. I’m not gonna lie, this one really hits home for me. Grab your tissues and let’s jump into the conversation. Links Holistic Wealth book Institute on Holistic Wealth Meet Keisha Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are these 5 investing taboos keeping you stuck? In Today's Shannah Shares, Community Q&A reboot episode, I tackle a question from Laquesha: "Hi Shannah. Thanks so much for answering my question. I really want to start investing but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but man, it just feels so hard to figure out investing. I know so many people are making a killing, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes, I’m curious if there’s an episode from the past that you think I should check out. You’re awesome and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do and so should you. Ok, thanks again." Links Define Financial Stay Wealthy, San Diego Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The world of investing has largely been monopolized by companies that offer an outdated way of investing. Most investment companies don’t offer community amongst members or any type of education to help you. Enter Eve Halimi and Anam Lakhani, two 25-year-old phenoms who are also the Co-Founders of Alinea. Alinea is an investing community that helps its investors take a look under the hood to meet the people behind the company, aligning their investor’s impact interests and personal values with their investments. Eve and Anam are sharing how to invest in this new era, including why social sharing is so key when it comes to investing. Eve and Anam detail in this episode their journey to creating Alinea and how they are taking on the big boys like Robinhood and other old-school investment firms to provide you a better investing community. That’s right, I said community, and these powerhouse women mean it. Oh, and BTW, they are seriously smart when it comes to knowing how to invest wisely. I’ll let them take it from here. Links Alinea Aliena on TikTok Alinea on Instagram Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alright, who has been guilty of a little revenge spending this year? I know I have. That dopamine hit is a real thing when it comes to spending. The truth is, most of us just haven’t felt in control during the pandemic so now you want to spend, spend, spend. However, is that a good thing for our bank accounts, but maybe helps a little with our mental health? As our guest, Dr. Jaime Peters, Assistant Dean and Professor of Accounting, Finance, and Economics at Maryville University says, “if you’ve saved up and you want to buy something great, but the problem is when you start stretching yourself to spend just to feel good again.” In this episode, Jaime shares what revenge spending is, how you can balance spending with achieving your money goals, and what you need to think about if we are headed for a recession this year. Let’s start talkin’ money.  Links Dr. Jaime Peters Maryville University Jaime Peters LinkedIn Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special vualt episode of Shannah Shares, Community Q&A, I'm sharing how to prioritize your savings goals for the big stuff. Today’s Community question comes from Robbie: "Hi there, Shannah, thanks so much for taking the time to answer my question and for all the great money content. I’m seriously learning so much. I wish I would’ve had this podcast when I was in college. I’m in my mid 30’s now and I just feel like I’m playing catch up all the time. I make good money and between my partner and me around $300K a year. We live in Chicago though and it can be pretty expensive. We’ve got some goals we’re trying to save for - a wedding, a home purchase, and a big honeymoon trip. The problem is that we save money and then we tend to blow it on things that aren’t so important or need it for emergencies or just dump stuff. Can you help us figure out how to prioritize our money goals seeing as we want to save for big stuff? I feel like I could use a little of your tough love to get us on the right track. Every article I read just says to spend less and that isn’t really helpful. Thanks again and I hope you never stop this podcast because I would be so lost money-wise." Links Learn How to Invest as A Side Hustle & Achieve All Your Money Goals How to Accelerate Financial Security, Create Time Wealth & Ignite Your Goals Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Does your credit need a bit of an overhaul? You’ve probably heard the term Cash is King, but I think it’s really Credit is King. Those three digits that make up your credit score hold a lot of power in your wealth-building journey. The truth is, It can be really difficult to build credit from scratch or improve a bad credit score. Jim McGinley, CEO of SeedFi, is here to show you how to create the credit score of your dreams and overcome any challenges in your way. In this special vault episode you'll learn, why it's difficult to build credit from scratch, how to avoid costly mistakes, and how finance companies keep you in a cycle of debt. Links SeedFi SeedFi Facebook SeedFi Instagram Jim's LinkedIn  Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.   FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

 I’m so excited about these new money 101 episodes. Over the course of the next few months, I’ll be breaking down some topics like how to pay off debt, ways to easily start investing, how to improve your credit score, and so much more. This episode is dedicated to the much-hated and universally loathed budget. As you can tell, I’m not a fan too. That’s because I believe that budgeting was never taught properly to you, so the fact that you hate budgeting isn’t your fault. It’s like a system that was set up to fail, so if you’ve never felt like you could do budgeting correctly or the numbers never work out, not to worry at all. In this episode, I give you permission to ditch your budget and instead learn the power of tracking your cash. Links Budget Rescue episode Monarch (great cash tracking too) You Need a Budget Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Shannah Shares episode, I'm tacking a topic that is on everyone's mind lately: are we in a recession and why should I care. I walk you through what a recession is, how it might impact you, and some thoughts on how to get yourself recession ready. Links Forbes Article: What Is a Recession Jaime Peters, Maryville University WSJ Article: Recession Probability Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that there is currently over $25.3 trillion in U.S. home equity and 17+ million residential properties have over 50% in home equity? Maybe you’re one of those millions who don’t know how much home equity you have, whether or not you should tap into it, and then what to use it for if you do. If you’re emphatically saying yes, this episode is for you. Michael Gifford, Founder, and CEO of Splitero, a company that helps you access your home equity is here to share everything about home equity that you never thought to ask. With rising inflation and overall expenses, home equity might serve as a cushion against some of your money woes. Links Splitero Michael on LinkedIn Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever had one of those late-night online shopping sprees that you just knew you’d regret in the morning? Our inner state of mind is so instrumental in shaping what we do and how we do it, that if we don’t manage our own mind and emotions in a healthy way, it’s almost impossible to make healthy choices. Those are powerful words by our guest, Dr. Cortland Dahl. In this reboot episode, you'll learn how to train your mind to step into financial well-being, aka how to be happy with your money, uncover the power of meditation, and walk away with wisdom to transform your money. Dr. Cortland Dahl is the Chief Contemplative Officer at Healthy Minds Innovations and a Research Scientist at the Center for Healthy Minds ( at the University of Wisconsin-Madison). His current work focuses on studying the psychological and neural mechanisms of different families of meditation practice. He is also a creator and the voice of the free app, Healthy Minds program; a well-being training program that integrates insights from scientific research with a comprehensive path of contemplative training. LINKS Healthy Minds Innovations https://hminnovations.org Healthy Minds Innovations on Instagram https://www.instagram.com/healthy_minds_innovations Healthy Minds Program App https://hminnovations.org/meditation-app Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.   FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode was inspired by a question from Bri: "Thank you for being the FIRST person to support me through my financial journey as an adult. I’m currently healing from many different emotions surrounding money. My question for you is about credit cards with perks. I got a few cards totaling 4,000 that I’m paying down but I didn’t realize I was doing a disservice to myself by not utilizing cards with perks (travel, rewards). Should I be moving toward paying off and closing 2/3 of those cards or pay off/down and try to add those smarter cards to my life? Thanks again for all you do, you’ve changed my life for the better. I’m not as afraid of money as I once was." Links Mentioned Creditcards.com Credit Karma NerdWallet Credit Sesame Should I Close My Credit Card article Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What are NFTs and are they really an investment? I’ve been looking forward to this episode for quite some time because I’ve got a lot of NFT questions. It feels like all I’m reading these days is more about NFT hacks and losses so I was curious to know everything - what are NFTs, how do you create one, and are NFTs actually investments that you should spend your money on. Also, I’m a bit curious if NFTs are just another passing fad or here to stay. I knew just who to talk to. Stephen Young is the Founder and CEO of NFTfi, a company that allows NFT owners to use the asset you own to access liquidity, aka cash. As Stephen says in our conversation, “NFTs are simply memes you can invest in.” I think we need to know a lot more about NFTs, so let’s get talkin’. Links NFTfi Stephen on LinkedIn Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I have some shocking info to share with you. Data shows that almost all women will be single at some point either later in life or in the earlier years. Whether it’s being married and getting a divorce, being married and being widowed, or never getting married, if you’re a woman listening, buckle up for singlehood. And, unlike dual-earning couples, many of America’s 66 million unmarried women survive on one income. Yep, I know, mind blown, right? Of course, women earn less and are more at risk when things like the current levels of inflation spike up. What this means is that we have to be smarter with how we save, spend and invest our money. Margaret Price and Jill Gianola have written a great book called, Single Women & Money detailing everything you need to know to live well on your income. These powerhouse women are guests on this episode and share why the money situation for single women differs greatly, how the economy impacts single women more intensely, financial resources for single women in hardship, and key money steps to take in their 30s, 40s, and 50s, and so much more. Let’s jump into the conversation. Links Single Women & Money book Meet Margaret and Jill Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I'm featuring a Budget Rescue with Robert who asks: "Hi Shannah, thanks for taking the time to answer my question. BTW I love the new name of the show. This is one of the only places I feel like we can listen to all different types of conversations and you always surprise me with the topics. It’s so cool. I’m writing to see if you would give me some insights into my monthly budget. Here’s my snapshot - I make around $5K per month and have a fairly stable job, at least I think so. Here’s my spending: Rent - $1950 Car payment - $350 Student Loans - $300 once the pause stops in August Credit cards - I owe $6300 on two cards and pay $250 on one and $275 on the other. I know I need to get rid of this debt Groceries - approximately $100 a week/ $400 a month Eating out - $500 (sigh, I like to eat out a lot) Household items - $150 Dog care - approx $125 a month Clothes shopping - $150 a month on average Utilities - $250 a month  Car insurance - $165 a month  ATT cell phone - $127 a month I know that I should have around $350 - $500 a month left over but the problem is that I don’t each month and I can’t figure out why. You’re super good at helping people with their budgets so I was wondering if you could give me some pointers and thoughts on what I might be missing or not including here. I’d like to be able to save some money for my ER fund every month and put some into a travel savings account. Thanks again for this show…it’s helped me so much." Links Mentioned Budget Rescue Info Form (Be featured in an upcoming episode) 4 Important Factors to Save Money on Your Car Insurance episode Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How would your life have changed had you learned about money in high school or even college? I know mine would, fingers crossed, be very different. Our guest in this episode, Jake Cousineau, is a high school teacher helping young adults better understand personal finance as well as the author of “How to Adult: Personal Finance for the Real World”. Inspired by his own lack of personal finance knowledge, Jake poured himself into creating a curriculum for his students that would be life-changing and decided to detail it all in his new book. As Jake says, “the best time to fix your money problems is right now, no matter what age you are.” In this episode, Jake is sharing his best personal finance tips to help you move from being reactive with your money to proactive so you can avoid so many money pitfalls and rebound from any money mistakes you might have already made. We all need to foster this skill for sure! I’ll let Jake tell you more. Alright, let’s get talkin’. Links How to Adult book Money Foundation videos Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.   FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

When you get married, you want to start your shared life together on the right financial foot. Most people are so involved with wedding planning that they put off having necessary money conversations that always arise after you tie the knot, and those often lead to fights and relationship breakdowns. If I’m honest, even as a CERTIFIED FINANCIAL PLANNER™, I still had some money fears after saying “I Do.” Based on my years working as a financial planner (AKA a marriage financial therapist) and personal experience, there are six major money decisions to make after you get married. Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.  FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we’ve been focusing on student loans, hopefully, you had a chance to listen to our jam-packed episode with Robert Farrington on the student loan debacle. In this episode, we’re diving deeper into navigating the college aid process and all things FAFSA with Stuart Siegel, a nationally respected Financial Aid expert and founder of FAFSAssist. Get this, did you know that $24 billion dollars in financial aid that the government makes available go to waste each year simply because students aren’t applying for it? Whether you’re thinking about going back to college, have kids who are getting ready for college, or are simply thinking about having a child soon, this episode is for you. Stuart shares the right way to value assets, how to negotiate with colleges, why you shouldn’t respond to college offers too soon, and how to file the FAFSA the right way. Oh, and we also dive into the underbelly of just who is making money with student loans. Links FAFSAssist Stuart's Bio The Student Loan Debacle podcast episode Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re one of the 43 million student loan borrowers in the U.S. right, my guess is you’re thinking, WTF is going on. Student loans for many borrowers have been on pause due to the pandemic and are set to resume on August 31, 2022…if things don’t change, and they might. And what about that $10K student loan forgiveness…who knows. Since I don’t have a crystal ball, I can’t tell you what is going to happen, however, our guest on this episode, Robert Farrington, America’s Student Loan Debt Expert™ and the founder of The College Investor shares his thoughts on how this whole thing will shake out. Robert is also talking about the power of the Public Service Loan Forgiveness program that 25% of borrowers qualify for, how to make sure you’re on the right payment plan, what to do to prepare for when loans do get resumed, the future of student loans, and so much more. Alright, let’s start talkin’ money. Links The College Investor Public Student Loan Forgiveness Program Episode Sponsors Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve been listening for a while now you know how passionate I am about helping understand that money success is not just about the how-tos. As our guest, Pam Krueger says, “money success it’s not just numbers. 99% of success is behavior and 1% is anything having to do with finance or math.” Pam is also passionate about teaching you the importance of money EQ. She’s the founder and CEO of Wealthramp, an advisor matching platform that connects consumers with vetted and qualified fee-only financial advisors. She is also the creator and co-host of the award-winning MoneyTrack investor-education television series seen nationally on PBS and Friends Talk Money podcast. Pam’s advice is that once you realize that confidence is the way to develop a plan that works for you can build from there in a way that actually works. In this episode, Pam shares her method for understanding how you can build money confidence starting today so money can flow through your life in a way that actually moves you forward. Yes, go ahead and put this episode on repeat cause it’s worth a second, third, and fourth listen. Let’s get talkin’. Links Wealthramp: https://wealthramp.com/ Follow on Twitter @Wealthramp Facebook https://www.facebook.com/wealthramp/ LinkedIn https://www.linkedin.com/company/wealthramp/ Episode Sponsors Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a special reboot episode. Imagine this...a bunch of really smart people sitting around and deciding to invent a financial product that would democratize investing and save investors like you and me billions of dollars in fees. And thus the invention of the Index Fund - probably the most popular way to invest today. Our guest, Robin Wigglesworth, has written this phenomenal and insightful book called Trillions: How a Band of Wall Street Renegades Invented the Index Fund and Changed Finance Forever. Whether you are a newbie to index funds or a seasoned pro, Robin is going to share with you the incredible power of index funds, what the heck they are, and why he believes being a little bit lazy is the key to building wealth and financial success. Links Trillions book by Robin Wigglesworth Robin Wigglesworth with the Financial Times Robin on Twitter Episode Sponsors Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raiseyour hand if you are as much of an HGTV junkie as I am? During the pandemic, I think I wore out HGTV watching every single show, and sometimes on repeat. I think if I had to choose another career I would want to be an interior designer, I just love learning how to cultivate unique spaces. That’s why I was so excited to chat with our guest, Brea Elles. Brea is a design and construction specialist and is on the upcoming HGTV show, “Buy It or Build It”, creating and shaping interiors empathetic to each family’s lifestyles. And yes, I did totally geek out. Brea is such a unique and special human who is sharing all her tips on how to remodel your home on a budget. We talk about why Brea says you should ask yourself why 7 times - why do I want to remodel my kitchen, why do I think I want an open kitchen, why do I want to do this remodel now, etc. She also shares why you should spend money on the items in your house that you have an emotional connection to and that are going to make you feel happy when you’re in your house. We talk about how to save money when you’re remodeling, easy changes that will get you the best bang for your buck, how to create a home that truly feels authentic no matter what your budget is and so much more. Links Website: atelierhonnete.com Instagram HGTV's Buy It or Build It Episode Sponsors Thanks to Gusto for sponsoring the show. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you paying these 5 sneaky bank and credit card fees? There are a lot of sneaky fees in bank accounts and credit cards. Basically anywhere a sneaky fee can be, it’s going to be. One of the primary reasons for staying on top of your money every week is the chance to spot these fees because many of them you can avoid paying. The savings you find, while it might only be a few dollars here and there, can actually radically change how fast you hit your money goals. Our guest, Paul Kasserwani from Cushion.ai, is here to share the top five sneaky bank and credit card fees you need to know, what to do about them, and how they can transform your finances. Links Cushion https://cushion.ai 4 Hidden Costs on Bills That You Should Stop Paying https://cushion.ai/blog/hidden-costs-on-bills Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re wondering, what do I need to do to get my money sh*t together, you are in the right place. This is a very special episode that was recorded live on the Fishbowl app with some of my very favorite guests. In this live conversation, I talk with Amanda Holden, our investing guru, aka Dumpster Doggy and creator of the Invested Development course, Rachel Richards, the queen of passive income and author of Money Honey, Jacqueline Twillie, the master negotiator, Ceo of Zerogap and author of Don’t Leave Money on the Table, and Whitney Hansen, money coach extraordinaire and host of the Money Nerds podcast. There is so much to learn and take away. One small disclaimer before we dive in…this was a live recording on an app, there are some occasional mic noises, etc., but we’ve done our best to smooth those out so you can sit back, grab a fav beverage and listen to these amazing women dispense life-changing money wisdom. Links Invested Development Course https://amandaholden.podia.com/invested-development The Dumpster Dog Blog https://dumpsterdogblog.com Money Honey Rachel https://www.moneyhoneyrachel.com ZeroGap.co https://www.zerogap.co Jacqueline Twillie https://www.jacquelinetwillie.com Whitey Hansen https://whitneyhansen.com The Money Nerds Podcast https://www.themoneynerds.com Fishbowl App https://www.fishbowlapp.com Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to successfully trade stocks in just 10 minutes a day? You told me you wanted as many investing episodes as you could get, so I’m bringing you a great one with Christopher Uhl. Christopher has been recognized as a two-time Top 100 Person in Finance nominated for Top 100 Global Leaders in Finance and his company, 10MinuteStockTrader.com has been nominated as one of the 20 Most Innovative Companies of the Year for 2020. Christopher aims to share trading wisdom to help you trade faster and smarter. In this episode, he teaches you his story and tips to learn how to trade in 10 minutes a day so you can stress less and have more freedom in your trading strategy. He’s detailed it all in his new book, The Secret Investing Book. His goal, helping average investors like you and me change your financial future. Let’s get talkin’.  Links 10MinuteStockTrader.com The Secret Investing Book 10 Minute Stock Trader Podcast Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re part of a couple, you’ll want to be sure and pass this episode along to your partner with a gentle nudge of, “Hey, you might want to take a listen.” Even as a money expert, creating a smooth, stress-free, loving relationship with my husband around money can be tricky. As our guest Ed Coambs says, we need to create some financial intimacy. What’s that you ask? Ed loves to lead couples through therapy from money despair and frustration into money intimacy and connection. If you aren’t good at it yet, no worries, we literally aren’t taught how to do this. Ed is sharing all his wisdom including a money egg exercise you need to do stat after listening. Curious? Let’s get talkin’. Links Healthy Love & Money The Healthy Love & Money Way: How the Four Attachment Styles Impact Your Financial Well-Being book Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us a 5-star review. Head to the podcast player you’re listening in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey, ETM listeners, great to have you back for this episode that is guaranteed to put money back in your wallet. So I love to travel and hope to get back to traveling, but when I do I always check comparison sites like Kayak or Expedia and Tripadvisor to find the best deals, because you know I love to have fun while saving money. Why not do the same for your car insurance. This episode might feel like I’m trying to force-feed you your veggies, but I promise that talking about car insurance with Nicole Beck, Head of Communications at The Zebra will change how you feel. Nicole shares the four biggest factors that go into what you pay, why having the cheapest policy isn’t always the best, when to shop for new insurance, how to save money right away, and what the heck to do if you’re actually in an accident. You have full permission to hit the pause button and grab your car insurance policy. This is one of those episodes where you’ll learn everything about car insurance that no one taught you. Links The Zebra How to Save Money article Podcast Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to the podcast player you’re listening in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mastering money, building wealth, and getting ahead are hard enough even in the best circumstances. But the truth is we’ve seen discrimination be a factor in all sorts of money goals like getting loans for a house or even bank accounts when it comes to people of color and the LGBTQ community. Our guest, Jeff Underwood is as he says our wise-cracking gay best friend whose blog, Homo Money, is a fun and sassy personal finance site for the LGBTQ community. Jeff is sharing his super unique story about coming out of the closet personally AND financially and going from $10K in credit card debt to $800K in net worth. We talk about Jeff’s money story, his money transformation, the money discrimination that still exists in the LGBTQ community, and loads of money tips to find money in your bank account that you can use to pay off debt, start investing and build wealth. Links FREE Road to Opulence Ebook Homo Money blog How to FIRE as a single person episode, Queer Money podcast Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to the podcast player you’re listening in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Formally the Millennial Money podcast, Everyone’s Talkin’ Money is the place to learn all those things about money that no one ever taught you. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to stat talking money? You need to have deep, dark, muddy, fear-driven, exciting, and exhausting conversations about money before you can create the changes you want to see. Money is a primal need you and I share in common and one where we’re left to essentially figure it all out on our own I couldn’t be more excited for this episode and the changes that are coming to this show. Did you notice the new name? If you’re an old friend or a new friend you need to know how passionate I am about bringing you all types of money conversations to help you get out of the muck and start living a life that you feel is a wealthy one…whatever that word means to you. Join me in this first episode of Everyone's Talkin' Money podcast as I explore 6 essential money conversations to have with yourself. PODCAST SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to the podcast player you’re listening in to leave us a review.. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance!  Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Shannah Shares, Community Q&A episode, I'm sharing the 7 ways to stay focused on your money goals inspired by a question form Amanda: "I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal. " Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I think the burning question we all have is how to build sustainable wealth. Building wealth is great, but maintaining it and sustaining it is a whole other conversation. Look at the statistics behind lottery winners. According to the National Endowment for Financial Education, about 70 percent of people who win a lottery or receive a large windfall go bankrupt within a few years. So you've got to know the keys to building wealth, and then keeping that wealth.  Akeiva Ellis is a financial planner and educator. She works as the Financial Education Specialist at Ballentine Partners, a financial planning firm serving high net worth individuals and families. She is also the founder of The Bemused, a financial education brand catering to young adults. In this episode, Akeiva’s sharing her 6 step MUSICAL method to building and sustaining your wealth. Links The Bemused YouTube The Bemused website Akeiva on Instagram Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Curious about what it takes to buy a home? Our guest in this special reboot episode, real estate expert, Marina Shiferman, is changing the real estate game for everyone, women in particular. In this episode, Marina shares the insider secrets you need to know to buy and sell real estate, how to start investing in real estate, and everything from soup to nuts about the buying process and working with a realtor. Marina and The Queen Team are a billion-dollar real estate team. You might call them the Real Estate Queen Dream Team because we can help you buy a home anywhere in the world, really. She is a proud homeowner (a few times over) and founder of The Real Estate Queen Academy where she teaches women how to buy and own real estate correctly and with confidence, from the big ideas and concepts down to the specific steps and strategies. She will not rest until all women become empowered homeowners and there are more badass women role models. Links Marina's website Need a realtor Real Estate Academy Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney.  Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't skip your cup of coffee and instead focus on creating cash flow. Let me tell you a secret. The most important foundational principle you need to know about money is the power of cash flow. Yes, it’s really all about the money flow. Stay tuned to hear the seven secrets to free up cash, why you need passive income and how to get your cash flowing with our guest Chris Miles. Chris Miles, the Cash Flow Expert, and Anti-Financial Advisor is a leading authority teaching entrepreneurs and professionals how to get their money working for them TODAY! He’s an author, podcast host of the Chris Miles Money Show, has been featured in US News, CNN Money, Entrepreneur on Fire, and has a proven reputation with his company, Money Ripples, getting his clients fast, financial results. In fact, his personal clients have increased their cash flow by over $250 Million in the last 11 years! Links Money Ripples https://moneyripples.com The Chris Miles Money Show https://www.blogtalkradio.com/moneyripples Chris on Facebook www.facebook.com/moneyripples How to Build Passive Income with Rachel Richards https://bit.ly/3fKoJVU Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney  Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney.  Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You filed your taxes, and you're feeling pretty good, now what? Since you’ve got money on your mind, what about taking the rest of the month to get some of your money to-do items in motion. You know, that stuff that you haven’t been motivated to do…but you know you should take care of. In this special reboot episode, I share how to create a solid plan for your refund, how to build balance into your money so you stay motivated and stress less, money-to-do items to tackle and how to stay focused on one money task a day. Aka, you don't have to do it all at one time. Links Mentioned Willing (online will) Tomorrow (online will) Haven Life Insurance (online life insurance) Albert (smart savings app) Episode Sponsors Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney . Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney.  Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to My First Million podcast for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that 30% of your money behaviors today can be attributed to how you were raised and your genetics according to a study done by the University of Washington? It doesn’t matter how old you are, your parents are a big influence on how you manage your money as an adult, the good, the bad, and everything in between. In this episode, I'm sharing my top 4 steps to recognize and break bad money habits that you learned from your parents. Links Risk Tolerance Quiz Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney.  Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How much money do you make? Do you have credit card debt? What is your credit score? Hey, will you come to my wedding and oh, by the way, it’s probably going to cost $1,000? Why can’t you afford to go to dinner with us? Oh, those awkward money conversations. There are just so many of them. In this episode, Erin Lowry, money expert and author of the new book Broke Millennial Talks Money: Scripts, Stories and Advice to Navigate Awkward Financial Conversations, walks us through how to handle some of life’s stickiest money conversations with ease. Links Broke Millennial Broke Millennial books - Send proof of purchase of Broke Millennial Talks Money to team@brokemillennial.com and Erin will send you the exclusive bonus chapter and a Prenup Discussion Guide. Broke Millennial on Twitter Broke Millennial on Instagram Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney.  Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Shannah Shares, Community Q&A episode, I'm sharing the 7 tips to help you stay focused on your money goals inspired by a question form Amanda: "I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal. " Links If you enjoyed this episode, check out a few other goal related episodes below. The Secret to Finding Joy in Saving Money Set Your Money Intentions Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney.  Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Living simply is one of the best ways to create wealth. Living in only 150 square feet for years, Ryan Mitchell has learned a thing or two about living simply. From downsizing, to life simplification, and designing a life that’s right for you, Ryan brings a lot of experience and practical knowledge to the table. He built his own tiny house in 2012 learning as he went along which inspired him to help others in their journey to live small. Today he still lives in his tiny house full time and off grid with solar, teaching others how to live simply. In this reboot episode, we talk about ways to simplify your life, why it matters, how to build wealth by living simply, and how it might be the missing piece to you achieving the stuff you want in life. Links The Tiny Life Tiny Life on YouTube Episode Sponsors Thanks to all the sponsors who made this episode possible. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney.  Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

With inflation, rising gas prices and the higher cost of groceries, saving money on everyday essentials is a necessity. Being financially well off isn’t about earning 50% more in your job, winning the lottery or coming into a ton of cash. It’s the everyday small amounts of money you can save here and there and then routing that towards your expenses and goals. You may remember Jay Klauminzer, CEO from one of my very fav apps Raise, on previous episodes. He’s back on this special episode to talk about creative ways to save money on everyday essentials so you can afford your money goals. Links Raise Honey Ebates/Rakuten Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of Shannah Shares Community Q&A. In this episode, I’m answering a listener question from Richard. “Hi Shannah. I feel like I know you but I only know you through my earbuds three times a week. Thanks for this show. Honestly, it’s given me life in a time when I felt so stressed out with money. I’m 41 and to be completely transparent with you I’ve never really learned about money. I’ve just fumbled my way through. I would imagine someone else is listening and agreeing. My parent’s never taught me about money, I didn’t learn it in school and I’ve felt left to figure this all out. I’m doing pretty well as far as salary but I don’t have a lot to show for it at the end of the month. That’s hard to admit. Even though I make 6 figures I’m still living paycheck to paycheck and it’s stressing me the f out. I set all these money goals all the time and then I never reach them. In fact, I just don’t make progress because I feel like I’m full of so much money shame, guilt, and just anxiety. I don’t want to live stressed anymore and I know that is what is in the way of me making progress. You’ve been so great at helping me see how I can’t make good money choices when I’m full of anxiety. Thank you for talking about something that no other money person seems to address. You’ve done so many great episodes around this I’m curious if there’s one that you think I have to listen to ….even listen to again to let the words sink in. I may be your biggest fan because I feel like I have your calming voice to encourage me each week. Thanks again, Richard.” Links Muse Muse mobile app Ariel Garten on LinkedIn Episode Sponsors Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to build a million dollar bank account? The truth is somehow a million dollars became the marker of success. Maybe the better question is, do you need to have a million dollar bank account? I can remember when I was younger saying I’m going to make a million dollars and then stop working and move to a tropical island. The truth is a million dollars today is not what it used to be, but what you can do is start making million-dollar choices with your money today. In this reboot episode, I'm sharing 6 steps you can take right now to start making million-dollar choices. Related Episodes Use These Two Tricks to Prioritize Your Savings Goal episode How to Crockpot Your Savings episode How to Build 21st Century Wealth episode Episode Sponsors Thanks to Issuu. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Shopify. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Upstart. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that 30% of the population of the world is still unbanked? Meaning, 30% of the world’s population can’t easily get to a bank, let alone deposit a check, take cash out, or use any of the conveniences that help you pay for your life. And, on top of that 93% of bank closures happen in low-income areas. In this episode, I have an important conversation with Briana Marbury. Briana serves as Executive Director of the Interledger Foundation, which aims to build access to financial pathways around the world. She brings 15 years of non-profit experience and leadership to the role, as well as a passion for promoting financial inclusion for all. She is dedicated to expanding the public’s understanding of how we can use technology’s immense potential to improve lives. You’ll learn what it means to be unbanked, how Briana thinks we can increase access to financial services, what role crypto plays in our society, why financial inclusion is critical for us all, and how her money story was shaped as a young woman who didn’t have many banking options. Links Interledger Foundation Briana on LinkedIn Episode Sponsors Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Shannah Shares, Community Q&A, I'm answering a question from Erica: "Hi Shannah! First off I love your podcast. Your podcast has helped me so much. I learn something new every time I tune in. My question is this. I'm 31 years old with a 2-year-old son which I’m the sole provider for. When he was born I bought a term life insurance policy for 20 or 25 years for 10x my salary. I thought I was thoroughly covered as all the financial advice I get says that’s what you should get to make sure your child is taken care of when you’re gone. Two weeks ago my uncle passed away unexpectedly and I’ve been assisting in planning his funeral. My question is this if you have term life insurance and you live past that then essentially you’re no longer covered and now need some other type of burial policy; what type of insurance or burial policy would you recommend? Should I get that in place now because I’m young with no major health issues or can I wait until the policy I have now expires? I want to not only be sure my son is covered if something happened to me during his childhood but also that I’m not a burden to him in my adulthood. Thanks for your advice and all that you do. " Links Dispelling the Myths Around Life Insurance episode Do I Really Need Life Insurance episode Life Insurance Demystified episode Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you take a career break without going broke? The idea of stopping your career altogether, taking a career sabbatical, and just doing something different for a period of time is a really really awesome idea. As you would imagine, taking a career break involves a fair amount of planning, smart money moves, and figuring out how to re-enter the job market after your break. Katrina McGhee, a career break and sabbatical coach, who took a 20-month sabbatical herself is here to share her secrets to career break success. Katrina is sharing her top tips to transform your relationship with money and create a happier and more fulfilling life. Let this special reboot episode inspire your own career break whether now or in the future. Links Free Career Break Training with Katrina  Katrina's Coaching Website  Katrina's Bio  Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve heard many guests on this show talk about all different ideas when it comes to investing. There are two camps that most of them are in - either day trading or value investing. If you like the idea of living your life, maybe you’re a parent, or you work full-time or run a business and don’t want to be stuck in front of the screen all day, then value investing probably makes sense for you. But what is value investing? That’s a good question that our guest, Kiana Danial, CEO of Invest Diva and an award-winning, internationally recognized personal investing and wealth management expert is here to explain. Kiana is also A five-time author with books including Cryptocurrency Investing For Dummies', and the co-authored 'Million Dollar Moms', which achieved #1 status on Amazon in eight different categories in 2020. You’ll learn what value investing is, how to choose companies to invest in, how to determine your investment tolerance, aka how risky you want to be, and loads of great actionable value investing questions to ask yourself. Links Make Your Money Work For You Masterclass Invest Diva website Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve taken a peek at the interest rate you are earning in your savings account you probably shed a tear or two. It feels like any savings account in this low-interest-rate environment is doomed to earn very little interest. What about crypto savings? They are earning on average 4-12% interest. In this reboot episode, Robert Farrington, the Founder of The College Investor is breaking down everything you need to know about crypto savings accounts - are they hype of the best place for your savings. Links The College Investor Crypto Savings article https://thecollegeinvestor.com/34109/top-crypto-savings-accounts Free tools on The College Investor https://thecollegeinvestor.com/resources Pay Off Your Student Loans & Grow Wealth with Robert Farrington https://bit.ly/2V6LFYY Grow Your Cash While You Pay Off Your Student Loans with Robert Farrington https://bit.ly/3eMi9OX Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would the world look like if women had money rights from the start of time? I would imagine a very different world. Women have been pushing their way into equality for years. It was just 1963 when the Equal Pay Act was passed and1974 when the Equal Credit Opportunity Act made it illegal for credit card companies to discriminate against women. If you are a woman listening you know we still have a long way to go, but thanks to these 5 female pioneers our future is brighter. In this episode, in honor of International Women’s Day, I’m highlighting 5 historical women who have changed money and the takeaways you can apply to your life right now. Links Women on Money article Hetty Green Madam C.J. Walker Abigail Adams Maggie Lena Walker Stacey Cunningham Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought, if only I knew the secrets to money, life would be so much easier? You're in luck! There are some tricks and just everyday money advice that I think you really need to know. Now, no one really talks about this stuff, and if they do, it’s brushed over because most assume you already know this stuff or that it isn’t important. We aren't going to do that! In this reboot episode, I’m sharing the top 13 money secrets that no one teaches you but you should know so you can be in the know. And, no, you don’t have to keep these a secret anymore. What You'll Learn Why it's not really about what you earn, but about what you spend The #1 lesson from buying a new car How to keep your ego out of money decisions The truth about money worries My three-step system to money success Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to learn how to build wealth the simple way? In this episode, David Hegarty, the Founder, and CEO of Playbook, a step-by-step app for building wealth, is here to deliver some serious money gems. He’s throwing out traditional wealth-building wisdom and instead sharing little-known strategies to help you reach financial freedom by optimizing tax advantages and growing money faster. As David says, The shift comes when you think about wealth building from a post-tax perspective. This is something that most money experts don’t sink their teeth into. But not to worry, keep listening and you’ll learn how you can truly skip the financial plan and build wealth in what David calls a simple, and delightful way. Links Playbook Playbook on TikTok Playbook on Instagram Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to step into financial awesomeness? Every one of us has this place where things just click, where you feel in control, your money is moving you towards your goals, your relationships, career, mindset, all of the above are just really in the sweet spot. Maybe you’re listening right now because you really want to get to this place that our guest, Paco De Leon calls, financial awesomeness. It’s true that there’s a lot of things out of our control when it comes to our money. Government, interest rates, the cost of gas, etc. The good news is that there is a lot within our control. Listen to this, Paco says our quality of thinking determines the quality of our decision making, aka, our money mindset is radically as important as the money steps we take. Paco is the Founder of the Hell Yeah Group and author of a book you need on your shelf, Finance For The People. Paco wants you to know that you have unlimited potential to change. She calls it personal power. Paco wants you to embrace your personal power because if you figure out how to be financially secure you can use money to not only create your financial freedom, but also to create change. This my friend, is Financial Awesomeness and in this episode, you’ll learn how to get there. Links Finance For the People book Hell Yeah Group Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There is a lot that is heavy on my heart lately. I want to get real and share what's been on my heart and mind. In this special episode, I'm inviting you in to take a short reset and a deep breathe. We will be back to our regular scheduled episodes next week with some amazing guests. For today, I'm giving you a permission slip to just be human and take this reset with me. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to start making million dollar choices? I’m not quite sure, but somehow a million dollars became the marker of success. The truth is a million dollars today is not what it used to be, but what you can do is start making million-dollar choices with your money. This doesn’t mean a million dollars is going to drop from the sky, but if you put your mind in million-dollar mode, you’ll already be ahead of the game. In this special reboot episode, I'll walk you through the six steps to get you on the million dollar track. What You'll Learn Some sobering stats about the wealth gap 6 steps to making million dollar choices Why you need to ditch a budget and get a money flow plan How toxic thoughts and relationships might be keeping you from money success The exact steps you need to start paying off your debt Ways to diversify your income, investments, and your thoughts Episode Sponsors Try EveryPlate for just $1.79 per meal by going to http://www.everyplate.com and entering code mymoney179. · Give yourself – and your wallet – a break. Enjoy delicious, affordable meals, delivered to your door, and ready to go in just six simple steps. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are these 5 investing taboos keeping you stuck? In Today's Shannah Shares, Community Q&A reboot episode, I tackle a question from Laquesha: "Hi Shannah. Thanks so much for answering my question. I really want to start investing but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but man, it just feels so hard to figure out investing. I know so many people are making a kiling, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes, I’m curious if there’s an episode from the past that you think I should check out. You’re awesome and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do and so should you. Ok, thanks again." Links Define Financial Stay Wealthy, San Diego Episode Sponsors Try EveryPlate for just $1.79 per meal by going to http://www.everyplate.com and entering code mymoney179. · Give yourself – and your wallet – a break. Enjoy delicious, affordable meals, delivered to your door, and ready to go in just six simple steps. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to drop the shame and guilt around money in your relationship once and for all? This episode is for you if you're ready to cultivate a healthy money relationship with your partner filled with mutual respect and love. On this episode, Manisha Thakor from Money Zen is here to share everything you need to know about getting financially naked with your partner. Manisha is the co-author of two personal finance books for young women in their 20s and 30s: On My Own Two Feet: A Modern Girl’s Guide to Personal Finance and Get Financially Naked: How to Talk Money with Your Honey ). Her financial wisdom has been featured in a wide range of national media outlets including CNN, CNBC, PBS, NPR, The New York Times, The Wall Street Journal, Boston Globe, The TODAY Show, The Dr. Oz Show, Rachael Ray, Barron’s, Money Magazine, Real Simple, Women’s Health, Glamour and many more. You'll learn how to talk about money from a safe and respected place, how to remove the shame and guilt, and how to find a money system that truly works for you both. Hint, if you have a partner, listen and then send them this episode as a kind gesture. Links MoneyZen website Get Financially Naked book On My Own Two Feet book The Index Card book Emotional Currency book Episode Sponsors Try EveryPlate for just $1.79 per meal by going to http://www.everyplate.com and entering code mymoney179. · Give yourself – and your wallet – a break. Enjoy delicious, affordable meals, delivered to your door, and ready to go in just six simple steps. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I will be the first to admit that Valentine’s Day is most definitely a Hallmark holiday. I’ve spent many a Valentine’s Day myself buried in a box of chocolates at home pretending my cat, Sofi, was my date. But showing someone you love, even just like them, is about more than a day. And let’s be real, dating, wooing, courting, falling in love, whatever you want to call it, it can be expensive. In this episode, Kristin Myers, Editor in Chief of The Balance is here to share the best ways to afford the cost of dating. BTW, in a recent study they did at The Balance, millennials spend on average $69 for first dates, yes, really! Kristin is also sharing how to create a perfect date for a fraction of the price when you should talk about money with your honey and the impacts of inflation on your wallet. Plus, we both get a little personal sharing some of our favorite dating stories. This episode is sure to make your heart swell. Links The Balance Inflation is Making Valentine's Day More Expensive article Kristin on Twitter Episode Sponsors Try EveryPlate for just $1.79 per meal by going to http://www.everyplate.com and entering code mymoney179. · Give yourself – and your wallet – a break. Enjoy delicious, affordable meals, delivered to your door, and ready to go in just six simple steps. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a review - head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to become a seven-figure female entrepreneur? My guess is if you’re listening to this episode you are really intrigued by the idea of looking at your bank account and seeing those seven figures hanging out. I’m with you, that sounds like one happy day. Our guest, Eleanor Beaton, is the founder of a company called SafiMedia, an education & coaching company for women entrepreneurs, host of the Power + Presence + Position podcast, and Eleanor is on a mission to double the number of women entrepreneurs who scale past $1M in revenue by 2030. I like the sounds of that! So how do you get there? In this episode, Eleanor shares how to make the leap from six-figures to the illustrious seven-figures, how to reframe your idea of wealth, and why as women, making money truly is power. The hairs on my arms are still standing up from this conversation. No matter which gender you may identify with, you’re going to learn a lot from our brilliant guest, Elenor Beaton on this powerful episode. Links Power + Presence + Position podcast Safi Media Eleanor on LinkedIn Episode Sponsors Try EveryPlate for just $1.79 per meal by going to http://www.everyplate.com and entering code mymoney179. · Give yourself – and your wallet – a break. Enjoy delicious, affordable meals, delivered to your door, and ready to go in just six simple steps. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learning to tame your money anxiety takes some practice. I’m a big fan of this episode because I will be the first to raise my hand and shout, “I have money anxiety.” Our guest, Emily Rose, is here to enlighten us all on this topic of money anxiety. Emily is a school psychologist, yoga teacher, author of the journal Write it to Right it, and also runs the blog, MissMagnoliaSays.com. As Emily says, we all have anxiety around money, but for each of us, that looks a little different. Our biggest anxieties tend to come from the comparison trap - you know the “shoulds.” We’re all familiar with the “shoulds,” right? I should know how to invest, I should do this with my money, I should have a good credit score or I should own a house right now. It’s completely normal to run through the laundry list of things you should’ve done. In fact, Emily’s overall message is that having anxiety is actually normal. See, we all have anxious thoughts around money and that’s ok. In this episode, Emily helps you understand how anxiety might be showing up for you, ways to recognize those anxious thoughts, and some practical exercises to help you when you feel your money worries bubbling to the surface. Links Missmagnoliasays blog Write It To Right It Journal Money Mindset Journal Episode Sponsors A big thank you to all our sponsors who make this show possible: Try EveryPlate for just $1.79 per meal by going to http://www.everyplate.com and entering code mymoney179. · Give yourself – and your wallet – a break. Enjoy delicious, affordable meals, delivered to your door, and ready to go in just six simple steps. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Shannah Shares, Community Q&A, I'm answering a question from Rachel: “Hi there Shannah. I feel like you’re a friend but you don’t even know me. I’m a regular listener and I know you’ve featured so many authors on this show who have books. I’m curious what some of your favorites are. I feel like I need to create a bookshelf all about money so I can dig deeper into topics that I’m curious about. Thanks for this show, it’s helped me a lot. Just last year I was able to negotiate a 40% raise after being inspired by one of your guests, Jacqueline Twillie, and so many others that push me to know my worth. I seriously raised a glass to you for the inspiration.” Links Career/Negotiation The Negotiation Workbook: Don't Leave Money on the Table by Jacqueline Twillie Don’t Leave Money on the Table: The Negotiation Strategies for Women Leaders in Male-Dominated Industries by Jacqueline Twillie Navigating the Career Jungle: A Guide for Young Professionals by Jacqueline Twillie Quit Playing Small by Ahyiana Angel You’re Not Lost by Maxi McCoy What Next? How to Create a 5-Year Plan for Your Life by Elana Lyn Gross Investing Invested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money by Danielle Town The Prepared Investor: How to Prevent the Next Crisis from Affecting Your Financial Independence by Christopher Manske Plant Your Money Tree: A Guide to Growing Your Wealth by Michelle Schneider Broke Millennial Takes on Investing: A Beginner’s Guide to Leveling Up Your Money by Erin Lowry Passive Income, Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence by Rachel Richards The Behavior Investor by Daniel Crosby CleverGirl Finance: Learn How Investing Works, Grow Your Money by Bola Sokunbi The Franklin FI: A Personal Finance Adventure For Next Generation Investors by Shane Dillon Managing Your Money & Life Happy Money: The Japanese Art of Making Peace with Your Money by Ken Honda Holistic Wealth: 32 Life Lessons to Help You Find Purpose, Prosperity, and Happiness by Keisha Blair Dear Debt: A Story About Breaking Up with Debt by Melanie Lockert Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry The Wealthy Gardener: Lessons on Prosperity Between Father and Son by John Soforic The Money Tree: A Story About Finding the Fortune In Your Own Backyard by Chris Guillebeau The Middle Finger Project: Trash Your Imposter Syndrome and Live the Unf*ckwithable Life You Deserve by Ash Ambirge Work Your Money, Not Your Life: How to Balance Your Career and Personal Finances to Get What You Want by Roger Ma Money Honey: A Simple 7-Step Guide For Getting Your Financial Sh*t Together by Rachel Richards How to Avoid H.E.N.R.Y. Syndrome (High Earner Not Rich Yet) by Gideon Drucker The Honest Enneagram by Sarajane Case Confessions of a Crypto Millionaire by Dan Conway The Millennial Money Fix: What You Need to Know About Budgeting, Debt, and Finding Financial Freedom by Doug and Heather Boneparth The Company of One: Why Staying Small is the Next Big Thing for Business by Paul Jarvis Get The Hell Out of Debt by Erin Skye Kelly The Soul of Money by Lynne Twist Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Taxes are one of those things that we just can’t avoid. And it always feels like tax time comes around awfully fast. Every year you send in more and more questions about all things taxes, so I decided to bring in an expert to answer them all. We recently did an episode all about side hustles and taxes, but in this episode, Enrolled Agent and Certified Financial Milton Rodriguez is back on the show to share his tips on what you need to know to file your taxes this year. In this episode, Milton tackles all of our tax questions including tax changes this year, tax credits you need to know about, how to uncover deductions that will save you money, what to do if you invested in crypto, and how to start planning for tax time. Links Milton on LinkedIn Milton on Instagram Episode Sponsors Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In a time when inflation is running wild, rent prices are surging, loads of money have been printed, and the world is changing rapidly, Bitcoin has emerged as a new hard currency that is gaining some serious legitimacy. Experts have said Bitcoin could trade at $1,000,000 by 2030, regardless of where Bitcoin is headed, what I can tell you is that digital currency is certainly something to learn more about. Our guest, Paul McNeal, is a tour de force when it comes to Bitcoin. Paul has been aware of Bitcoin since 2011 and he has methodically followed it daily. Paul pulls together the most relevant news articles, blog posts, videos, podcasts, and social media mentions to create "Crypto Watch' a daily brief sent before 9 AM EST. By the end of this episode, you’ll learn what Bitcoin is, who created it, why are we having wild swings, how much is Bitcoin going to be worth, and the question you really want to know is, do I need to invest in Bitcoin. Links The Crypto Curator Paul on Twitter The Bitcoin White Paper Alt Coin Daily YouTube Anthony Pompliano podcast Cointelegraph CoinDesk Crypto Conversation podcast with Mark Yusko Voyager Podcast Sponsors Thank you to all our sponsors who make this show possible: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special reboot of Shannah Shares, Community Q&A, I'm sharing how to prioritize your savings goals for the big stuff. Today’s Community question comes from Robbie: "Hi there, Shannah, thanks so much for taking the time to answer my question and for all the great money content. I’m seriously learning so much. I wish I would’ve had this podcast when I was in college. I’m in my mid 30’s now and I just feel like I’m playing catch up all the time. I make good money, between my partner and me around $300K a year. We live in Chicago though and it can be pretty expensive. We’ve got some goals we’re trying to save for - a wedding, a home purchase, and a big honeymoon trip. The problem is that we save money and then we tend to blow it on things that aren’t so important or need it for emergencies or just dump stuff. Can you help us figure out how to prioritize our money goals seeing as we want to save for big stuff? I feel like I could use a little of your tough love to get us on the right track. Every article I read just says to spend less and that isn’t really helpful. Thanks again and I hope you never stop this podcast because I would be so lost money-wise." Links Learn How to Invest as A Side Hustle & Achieve All Your Money Goals How to Accelerate Financial Security, Create Time Wealth & Ignite Your Goals Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The average American has 5-7 accounts and that can be a lot to remember, as our guest Brian Hamilton says, it's a cognitive load and creates financial anxiety. However, when it comes to saving money, the secret is to work with what you have and create some healthy savings habits You know how important saving money is but when it comes down to the actual act of saving, it can be a tricky thing to master. Our guest Brian Hamilton, is the Co-Founder and Chief Executive Officer at One, a digital challenger bank focused on restoring financial health for middle-class families through innovative credit and savings products. In this episode, he’s sharing how you can automate your savings to take conscious decision-making out of the process, and a few other stellar tips on your way to saving some serious cash this year. By the end of this episode, you’ll get your brain fired up to create healthy savings habits. Links One How to Close Your Traditional Bank Account article How Does One Compare to Other Banking Services Podcast Sponsors A big thanks to all our sponsors who make this show possible: I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In a recent article on CNBC, more than half or 51% of Americans have less than three months' worth of emergency savings. The pandemic has definitely made a mark on savings, and in my opinion, really shown that you need more than 3 months worth of savings in your “all hell broke loose” fund. However, saving more money is often times difficult. What about making more money? In this episode, you'll learn about another idea to create passive income. Rachel Richards, who has been on this show before for her rental real estate empire, has also has built a substantial monthly income from her book sales on Amazon. Even if you don’t profess to be a writer, surely there is something you have to share - a skill, a talent, an idea, etc. Rachel’s here to pull back the curtains and share the behind-the-scenes story of how she built a cash-flowing self-publishing side hustle in just a few years, and how you can do the same. Links Rachel's Passive Income Starter Kit Money Honey book Passive Income Aggressive Retirement book CNBC article Episode Sponsors A big thanks to our podcast episode sponsors: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.  To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The question I get asked the most is, "how much money should I save for retirement." In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. There are endless calculators, blogs, and even podcasts that seek to answer this question. However, figuring out how much you need is a little more complex than completing a simple calculator. It all starts with visioning your future and understanding how much cash you'll need each year. From there, you can walk backwards into a target number that is right for your life. In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. Links Investopedia article, How Much Do I Need to Retire Retirement Income Calculator NerdWallet article, How Much Should You Save for Retirement smartasset Retirement Calculator How to Train Your Brain to Achieve Money Goals episode Episode Sponsors A big thanks to our sponsors who made this episode possible. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.  To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're an entrepreneur or a side hustler, you need to know a few tax saving secrets that could save you thousands of dollars. Our guest, Carter Cofield, is a Certified Public Accountant (CPA) who is dedicated to helping entrepreneurs save money on taxes. He's spent years learning the best tax savings strategies so that he can teach them to entrepreneurs and business owners everywhere. He’s also the owner of Cofield’s Concepts which is a financial literacy website teaching people how to make more money, pay fewer taxes, and be their own boss! In this episode, we’re talking about how to maximize deductions including a few you might not know about when you should incorporate your business or side hustle, and how to best prepare yourself for tax season. Links Tax-Free Living E-book Best Tax-Hacks for 2022 Masterclass Schedule a tax consultation Carter on Instagram Episode Sponsors A big thanks to all our sponsors who make this episode possible: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of Shannah Shares, Community Q&A where I tackle your listener questions. Today’s question comes from Reisha. “Hi Shannah. Thank you for taking the time to listen to my question. I really want to make 2022 better than the years prior. I’ve had a lot of anxiety and stress around money and just started realizing it after listening to your podcast. I always wondered why I would get so stressed out when I looked at my bank account, or when my credit card balance wasn’t decreasing so much, but then I would go and spend more money and get even more anxiety. It’s crazy to me that we do those sorts of things as humans. I do have a good job and make what most might consider a good income. But, things fall apart for me every month. I always think I will end up with more money left, which I don’t. I always think that I will just wake up one day and suddenly not be so stressed or anxious about money or my future, but I don’t. I heard you say in one episode a year or so back that you have to first make peace with your money situation before you can move forward. I actually wrote that down in the notes on my phone and keep coming back to it. Can you give me some tips and thoughts, things to journal about, anything really that can help me move towards peace? I really don’t want to spend the rest of my life stressed out about money when if you look at my take-home pay, I shouldn’t. I imagine someone else out there is feeling the same way. Actually, maybe we’re all ready to make peace. I think that’s what I love about this show, you always make me feel special and your non-judgemental approach is so heartwarming. Seriously, thanks. Ok, I know this is a big question, but would love your thoughts.” Episode Mentions Here are the journal questions mentioned in this episode. What emotion/s are you holding on to about money? In what ways do you feel like money keeps you stuck? How have you attached your identity to money? In what ways did your parents, or whoever raised you, talk about money? If money didn’t exist, how would your days, weeks, months, years change? Episode Sponsors Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.  To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re anything like me, you would love to know how to accelerate your path to prosperity. Now, that word means something different for all of us. Maybe prosperity is a dollar amount, or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes is the founder of Wealthnet Investments, LLC and the author of a new book called Financial Freedom Blueprint. Louis also holds the Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations, an MBA from the University of Denver, and a BS in Finance from the University of Colorado - aka, he knows his stuff. In this episode, Louis shares the 7 seven steps to mapping your financial future to help you secure financial independence. Links Financial Freedom Blueprint book Wealthnet Investments, LLC Episode Sponsors A big thanks to all our sponsors who make this podcast possible: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you are in search of becoming financially free, you need to know these 5 principles of personal finance. Our guest on this episode, Curtis May, is the creator and owner of Practical Wealth Advisors and the host of The Practical Wealth Show Podcast. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. In this episode, which by the way, you will need to listen to more than once to let all of Curtis’ tips and ideas really sink in, he is sharing his 5 principles of personal finance, the secret to truly achieving financial freedom, and 3 rules of investing that he thinks everyone needs to learn. Buckle your seatbelt, this episode is packed with gems. Links Practical Wealth Advisors The Practical Wealth Show Podcast Episode Sponsors A big thanks to our sponsors who make this podcast possible: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.  To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

While it might not seem like a likely connection, your health is in fact directly tied to your ability to earn an income and create wealth. Our guest, Ras Asan, is the author of a new book, Heal Thy Hustle, which is a wellness guide for go-getters. If you’re a go-getter you know that cultivating healthy routines can be difficult. In this episode, Ras shares some eye-opening facts about the powerful money and wellness connection, the 4-step method to better health and wealth: recipes, routines, remedies, and revelations, and simple cost-effective tricks you can do today to start cultivating a healthy body and mind. Links Heal Thy Hustle book About Ras Ras on Instagram Episode Sponsors A big thanks to all our sponsors who make this episode possible: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.  To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my bi-weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of Shannah Shares, community Q&A. In this episode, I’m tackling a question from a MMP listener, Susanna. “Hi there, Shannah. I’ve been listening to the show for a while now and finally got up enough nerve to ask a question. I’m new at a company and looking all over the workplace benefit options has my head spinning. I don’t know how to place any value on what I’m being offered, or really, what to pick. I’m also really thinking about money lessons from the pandemic and how that shapes my benefits - like hello mental health benefits. Also, I know I just started working for this company but I’m also considering making a big life change and start building my own business. Of course, if I do that, I loose out on all the juicy benefits…but again, I don’t even really know if those are of value. Ok, so you see, I’m lost here. I’d love to hear any tips from you or experts who can help guide me in valuing all of this and thinking about takeaways from the pandemic. Oh, also, any tips for deciding if it’s worth leaving these benefits behind because they can also be expensive.Thanks so much for answering my question.” I had a chance to speak with Marquis Smallwood, Vice President of Workforce Engagement at MetLife and Marsha Barnes, CEO of The Finance Bar, who deal with workplace benefits on a daily basis about this very question. Let’s hear their advice on how to know what benefits work for you and how to value those benefits. Links MetLife The Finance Bar Upwise App Marquis Smallwood on LinkedIn Episode Sponsors A big thanks to all the sponsors who make this episode possible: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.  To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to get out of debt? If you’ve ever tried it you know it’s tricky. You have to work on your relationship with money, be willing to change habits, and look at your money in a whole new light. Our guest, Erin Skye Kelly wrote her new book, Get the Hell Out of Debt, rooted in her story of getting out of over $2.1 million dollars in debt. Her book and this episode is a judgment-free zone jam-packed with tips to revolutionize your relationship with money and come up with a plan to get rid of your debt. You’ll learn how getting out of debt will open up opportunities to build wealth beyond what you can imagine, more about Erin’s personal debt-free journey, and small steps you can start taking today. Links Get the Hell Out of Debt book Erin's website Erin on Instagram Episode Sponsors A big thanks to our sponsors who make this show possible. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's that time of year again to set your money intentions for 2022. What do you want 2022 to look like? Do you have specific goals you want to achieve, and if so, why do they matter to you? Unlike resolutions, intentions are all about progress, rather than pass or fail. It’s time to set some money intentions for the year that you can achieve, that will change your life, and that will have you looking back at 2022 in awe of all the amazing things you’ve done. I'm walking you through my process of creating money intentions to jumpstart the new year off right in this special end of the year episode. Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There were so many money lessons form 2021. Everything from the power of cash flow, to understanding economics, from how to move from budgeting to cash tracking, to understanding the emotional side of money. In this special episode, I'm sharing some of my best money lessons from this past year as well as all the guests that have graced this show. I hope you find some inspiration in these lessons. Here's to another great year. Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learning how to invest in stocks requires one rule - that you throw out the old rules and learn the new way to build wealth. Our guest, Joe Percoco, and his business partner, Clay Gardner, were frustrated that millennials only had two options for investing: buying and selling stocks themselves or investing in a market-weighted index. So they decided to create a third option. Joe is the co-founder and co-CEO of Titan, a fintech startup whose aim is to become this century’s answer to Fidelity Investments. With 500% growth in the last 12 months, 30,000+ users, nearly 1 billion in assets under management and a recent valuation of $450 Million - backed by investors like Andreessen Horowitz, Kevin Durant, Odell Beckham Jr. and Will Smith - it’s safe to say that Titan is well on its way to ushering in a new capital order. In this episode, you'll learn how to make money according to Joe, the new rules to investing, how to align your investing choices with your ethics, and so much more. Links Titan Titan on Instagram Joe on LinkedIn How to Invest in Stocks: A Beginner's Step-by-Step Guide Podcast Sponsors A big thanks to our sponsors who make this episode possible. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m going to keep this simple. Money doesn’t always have to be used for expensive purchases or saved to pay off emotionally charged debt like student loans. Sometimes, money can be used for simple, easy to accomplish money steps. In this special reboot episode, I'm sharing 8 small and affordable money steps you can take right now and explaining why small steps can make a big difference with your money and goals. Episode Sponsors A big thanks to our sponsors who make this podcast possible. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is the secret recipe to living a profitable life? A life that is about more than just the amount of money you make. In this episode, entrepreneur and author of the new book Life Profitability, Adii Pienaar, shares with you why you need to create what he calls a life portfolio. Adii’s personal journey enabled him to discover a rich, fulfilling life that coincides with a sustainable strategy for success in all areas of life. In this special reboot episode, you'll discover ways to create a profitable life, what a life portfolio is and why you need one, and powerful ways to understand your impact int he world. Links Life Profitability book Adii's website The Values Factor book Episode Sponsors A big thanks to our sponsors who make this podcast possible. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

To achieve success with your money, you must learn how to master your money mindset. You definitely need to know what to do with your money but your relationship with money is paramount. I thought it might be fun to wrap up the month doing a little mashup of some of the most impactful ideas to remind you that mastering your mindset is well within your reach. Not to mention, the benefits of doing so will be felt in every area of your life from your relationships, to your career, your relationship with yourself and of course your money situation. In this special reboot episode, you'll learn how to create holistic wealth with Keisha Blair, how to make your money happy with Ken Honda, and learn how to overcome life's setbacks with Michaela Renee Johnson, and so much more. Links Make Your Money Happy with Ken Honda Turn Your Stumbling Blocks Into Stepping Stones with Michaela Renee Johnson How to Create Holistic Wealth with Keisha Blair Episode Sponsors A big thanks to all our sponsors who make each episode possible. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode of Shannah Shares was inspired by a listener question from Selena: "Hi, Shannah and everyone at Millennial Money. I was so excited to find your podcast last year in the midst of a very tough money year and really a tough year all around. I was feeling super down about my money and not being able to hit my goals. I just want to first say that you helped me get rid of some stress, sleep better, and hit my goal of fully funding my Roth IRA in 2020. This year, I wanted to go deeper, start stock investing, pay off some debt and get more of a money vision together, and I was like, let me see what my girl Shannah has to say. I’m so happy to report that I’ve checked all of those off my list even without making any additional money. Seriously, when you say we can do it, you actually mean it. I tell all my friends about this show. Ok, my question. I’m hearing a lot about inflation and the holidays and I don’t totally understand why I should care. I’m in my early 40’s and have heard stories when inflation was really high in the ’80s, I think, and there were lines for gas, getting a mortgage was super expensive, but what does it mean now and how will it impact this holiday season and I guess into next year. Thanks again for all you do…really, it makes a difference. Your friend Selena." I was joined by Kristin Meyers, Editor in Chief of The Balance, to provide insight into how inflation is hitting wallets this year, what consumers can expect over Christmas, and tips and tricks on how to rethink holiday shopping. Links The Balance Trending Economics Kristin Meyers Episode Sponsors A big thanks to all our sponsors who make this podcast possible! I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Questions Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's time to learn how to start investing in Cryptocurrnecy, Bitcoin, Altcoins, and NFTs. No longer a passing fad, crypto is here to stay. Before you start investing all your money, you'll want to listen to this second part of our episode series on cryptocurrency. On today's reboot episode, crypto expert and the hostess of the Crypt Keepers’ Club, Kendy, is here to break down what you need to know to start investing in crypto with a bit of strategy, including how much you should invest and what are the tax consequences of investing. Links Cryptkeepers.club How to pick an exchange Github code repository Can Crypto and Bitcoin Make You Rich podcast episode Episode Sponsors Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The end of the year is a great time focus on your money and find ways to save more, spend better and achieve your goals. Our guest, Autumn Lax, is a Certified Financial Planner™ and Wealth Management Specialist℠ with Drucker Wealth Management. In this episode, Autumn is sharing her end of the year money checklist to help you close out 2021 like a pro. We talk about how to create an annual budget planning session, why you might want to harvest some of your tax losses, how to maximize your benefits before the year ends, and what to do to set yourself up money wise for a brand new year. Links Autumn Lax on LinkedIn Drucker Wealth Episode Sponsors A big thanks to all our sponsors who make this episode possible. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Shannah Shares, Community Q&A, I'm answering a listener question about how to deal with anxiety, stress, and depression around money. "Hey Shannah, I love the podcast. Thanks so much for all that you do. I had a personal question that I'm hoping you'd be willing to share more about. I have a lot of anxiety around money. It feels overwhelming to me honestly. I've been depressed, but mainly just feeling like I stress out about everything around money. I know you say that you can't make good money decisions when you are stressed or anxious. Would you mind sharing some tips and a bit more about your story of struggling with money anxiety. I know you've mentioned it a few times on the show, you might've even had an episode, I just can't remember, but I really appreciate your honesty. It helps me feel not so alone. Thanks again for being the place where we all feel safe to talk about this stuff. It certainly isn't easy and I'm sure someone else feels the same way." Becca Links How to Curb Money Anxiety episode How to Deal with Money Anxiety and Find a Way to Stress-Less episode How to Train Your Brain to Reach Financial Goals Episode Sponsors A big thank you to all our sponsors who make this episode possible. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There's a lot to know when you buy a diamond. What size should diamond should you buy, how to save money, and where to buy a diamond are all common questions. Michael Fried is the CEO of Diamond Pro,  an affiliate website that offers unbiased information and objective guides. He is a diamond expert, and in this episode Michael shares what you need to know to save you time and money when shopping for a diamond. We talk about how you value a diamond, why you should buy a diamond online, what to do if you want to upgrade your diamond, and of course, how to find the best deals. This is one of those episodes you need to send to all your friends so we can all become wise diamond buyers. Links Diamond Pro Diamond Education About Michael Fried Episode Sponsors A big thanks to our sponsors who make this podcast possible. Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Imagine a bunch of really smart people sitting around and deciding to invent a financial product that would democratize investing and save investors like you and me billions of dollars in fees. That is how the index fund was created and changed money forever. Our guest, Robin Wigglesworth, has written this phenomenal and insightful book called Trillions: How a Band of Wall Street Renegades Invented the Index Fund and Change Finance Forever. Whether you are a newbie to index funds or a seasoned pro, Robin is going to share with you the incredible power of index funds, what the heck they are, and why he believes being a little bit lazy is the key to building wealth and financial success. Links Trillions book by Robin Wigglesworth Robin Wigglesworth with the Financial Times Robin on Twitter Episode Sponsors A big thank you to our sponsors who made this episode possible. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We've got a BIG announcement and we need your help! We've made the decision to rename the show in 2022 to reach a bigger audience, be more inclusive, and grow the show to world domination status. If I'm honest, I'm quite nervous about this change but also really excited. Since you are the most important piece of this show I need your help to pick the name. We've spent months trying to find two good names that are available and really represent what this show is all about. I'd be honored if you could take a minute and head over to the survey below and let me know what you think the new name should be. I'll be doing a big reveal in January 2022 of what the new name will be. Nothing will change on your end - just a new name and a new logo, bigger guests, more money topics and so much more. Links Renaming Survey See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re ready to get a clue about investing and take charge of your financial future, this episode is for you. Before you sink a single dollar into the stock market, you need to know author Susan Laubach’s 7 rules to invest effectively and make your money grow. Susan knows a LOT about investing. She is a former Wall Street stockbroker and financial educator. She’s taught several levels of investment education to students aged 18 to 74. Better Investing Magazine called Laubach’s previous book “the most-well rounded source of basic stock information and education.” In this episode, Susan is sharing learnings from her recent book, Rumpelstiltskin’s Rules for Making Your Farthings Grow. Told through entertaining, colorful retellings of fables and fairy tales you already know by heart, Susan will demystify the world of investing and teach you these powerful 7 rules of investing that will serve as you foundation going forward. When someone as wise as Susan comes on the show, I listen up because she has decades of advice that I want to know. You’ll learn more about these 7 investing rules, get a look at what it was like to be a female stockbroker before there were female stockbrokers, understand how to never pay too much for a company’s stock, and so much more. Links Rumpelstiltskin’s Rules for Making Your Farthings Grow book Susan's website Valueline Episode Sponsors A big thank you to our sponsors who make this podcast possible. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Saving money seems to be the Achilles heel for most of us. Either you can't seem to figure out how to get out of the endless paycheck-to-paycheck cycle or you are on the other end of the spectrum and saving so much that you're also not having a lot of fun in life. Saving money is one of the core personal finance principles but just like my guest, Jamila Souffrant, you have to figure out what you're saving money for in order to have fun with it. Jamila, host of the Journey to Launch podcast and her husband set out with a big goal of saving $85K in one year and close to it in another year. Oh, and they have two children with another on the way. Jamila had a big goal of leaving the corporate world behind to forge her career in personal finance and to retire by the time she turns 40 in a few years. In this episode, Jamila shares her favorite saving money tips to help you achieve financial freedom. Links Journey to Launch podcast Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered why we eat turkey, mashed potatoes, gravy, and our favorite veggie dish for Thanksgiving? The Thanksgiving meal has evolved so much since the early 1900s and become the holiday we associate with eating until we can't eat anymore. In this Friendsgiving episode, I sat down with the amazing Katherine Spiers, host of the Smart Mouth Podcast, to find out the history behind the Thanksgiving meal and got to the bottom of our pumpkin-crazed eating trends. Katherine shares how Thanksgiving has evolved over time, how to make most out of your Thanksgiving on any budget, and the fascinating story behind the year of two Thanksgivings. Links Smart Mouth Podcast Katherine on Instagram Episode Sponsors Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes, it is possible to invest in real estate and earn passive income on any income. If you’re active on social media, you may have heard of Rachel Richards and her brand Money Honey. Rachel has been on the show in the past, however, in this episode she's sharing her story about getting started in real estate investing. The truth is Rachel isn’t a trust fund baby and actually never made six figures in a job. She found creative ways to save money and was saving half of her salary to ramp up to her first investment all with less than 20% down. Rachel is a great example of bringing intentionality to your money so you can achieve a money goal. In her 20’s she decided rental real estate was her means to generate passive income and essentially retired in less than 2 years. In her story, I hope you find a bit of yourself and motivation that you can create your own version of Rachel’s passive income success. In this episode, we talk about what it means to have financial freedom, how to think about passive income, how to get into real estate investing, how much money you need, how to spot a good deal, and so much more. Links Passive Income Starter Kit F.I.R.E. Mastermind Money Honey website Rich Dad Poor Dad Money Honey by Rachel Richards Passive Income Aggressive Retirement by Rachel Richards Episode Sponsors A big thank you to all our sponsors that make this podcast possible! Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, our favorite smart shopping expert Trae Bodge is back to share the best tips for saving money on holiday shopping this year. It’s true that this holiday season might look a little different with supply chain issues and the reality that the virus is still hanging around. Experts predict that holiday shopping might be on a decline this year. I’m not convinced. Trae is sharing her thoughts on trends that will emerge this holiday season, how to score cash-back on your holiday shopping, her favorite websites for deals, and how to set realistic holiday shopping expectations on any budget. Links Trae's website Smart Holiday Shopping Guide Holiday Gifts Under $100 Smarty Rakuten Slickdeals.net Episode Sponsors A big thanks to all our episode sponsors who make this podcast possible! I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Shannah Shares, Community Q&A episode, I'm sharing the 7 tips to help you stay focused on your money goals inspired by a question form Amanda: "I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal. " Links If you enjoyed this episode, check out a few other goal related episodes below. The Secret to Finding Joy in Saving Money Set Your Money Intentions Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, success story, or comment, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to become an everyday millionaire? If I had a dollar for every time someone asked me how to get to millionaire status, I’d probably be a multi-millionaire by now. Deacon Hayes, former financial advisor, founder of Well Kept Wallet, and author of You Can Retire Early, knows a thing or two about millionaire status. Over the last few years, he’s dedicated himself to becoming debt-free and educates people just like you on how to do the same. Recently, he became so inspired to teach you how to become an everyday millionaire that he wrote a rap song all about it. In this episode, Deacon shares his top tips to help you step into everyday millionaire status, and even gives us a little sneak peek of his song. Links Well Kept Wallet You Can Retire Early Everyday Millionaire Song You Can Retire Early Podcast Episode Episode Sponsors Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money and relationships can be tough. Over the last few years, there’s been a lot of chaos in the world. With money a constant source of stress, relationships are getting tested. Covid seems to have brought out two extremes in relationships - one partner embracing the “life is short” motto while the other partner might be feeling vulnerable and have a need to save for any future emergencies. These two opposites, or really any money conflict in a relationship, can be tough to sort through. Dr. Shauna Springer is back to illuminate money and relationships and share insider secrets to thrive during conflict. Your relationship will thank you after this episode! Shauna ‘Doc’ Springer is a best-selling author, frequently requested keynote speaker, and one of the world's leading experts on psychological trauma, military transition, suicide prevention, and close relationships. She is the author of WARRIOR: How to Support Those Who Protect Us and the co-author of BEYOND THE MILITARY: A Leader’s Handbook for Warrior Reintegration. A Harvard graduate who has become a trusted Doc to our nation’s military warfighters, she navigates different cultures with exceptional agility. As Chief Psychologist for Stella, she advances a new model for treating psychological trauma that combines biological and psychological interventions. Links Mentioned WARRIOR book Shauna's website Stella Episode Sponsors A big thanks to our episode sponsors. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you don’t know Ivan Estrada already from House Hunters and Million Dollar Listing, you are about to become a new fan. Ivan is a Success Real Estate Entreprneur, and the author of a new book called Brand with Purpose. The way Ivan sees it, you and me, we have a personal band. The goal in life is to make sure everything you do is “on brand” including how you spend and save our money, who you spend time with, what you do for a living. In this episode, Ivan shares the story of his own journey to authenticity and invites you in to discover how to build an authentic and profitable personal and professional brand. Links Brand With Purpose Ivan Estrada Rich Dad Poor Dad Episode Sponsors Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learning how to cook can save you a money. For most of us, eating out is our largest expense. It's easy to spend more money than you budgeted on food and at the end of the month not have enough left to fund your money goals. Learning how to cook can be one of the best ways to save money and eat healthier. As Ken Rubin, who is an accomplished chef from Rouxbe and our podcast guest says, "Start with one dish, one little thing…master that, and then build out your toolkit of food." Great advice whether you want to turn your love of food into a business or just want to learn how to make a few killer dishes. Learning how to cook is probably one of the smartest money moves you can make – and you can bank on that! In this episode, you'll learn staple dishes you can make to impress and tricks to save money while eating the foods you love. Links Rouxbe Rouxbe Courses Episode Sponsors Thank you to all our generous sponsors! Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

As an entrepreneur since college, I’ve always been in search of the secrets behind becoming a profitable entrepreneur. Our guest, Sarah Shawm is a bit a bit of a legend. Sarah is a fashion entrepreneur, product designer, and business coach that specializes in helping other entrepreneurs to succeed. With her 20 years of experience, and 6 companies under her belt, Sarah has built a treasure trove of secrets for launching your product line, getting your products into stores and boutiques, and getting massive publicity in order to grow her companies quickly. In this episode, you’ll learn Sarah’s secrets to truly becoming a profitable entrepreneur whether you’re just starting out, or are a seasoned pro. Links Mentioned Sarah Shaw website Work with Sarah Profit First Money Mindset Journal Episode Sponsors Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt does impact your mental health. If you've ever felt stressed out, depressed, or anxious about money know that you are not alone. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day. Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process. Links Mental Health and Wealth podcast Dear Debt Episode Sponsors Thanks to our generous sponsors who make this podcast possible! Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode of Shannah Shares was inspired by a question from Brian and Tracey. They have friends who recently got a postnuptial agreement and are curious about how they work and if it makes sense for them. As controversial as they might be, if you're thinking about a prenup or a postnup, the first place you should start is getting some education around these hot-button documents. Jennifer Guimond-Quigley is joining us on this episode to demystify what you need to know about prenups, and breaking down the differences between postnups in a fun and an easily digestible way (no crazy lawyer speak here, just a totally educational and enjoyable conversation). Links Law Offices of Jennifer Guimond-Quigley 5 Signs You Need a Postnup Episode Sponsors Thanks to our generous sponsors! Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The holidays are always a time of big spending. Retailers are excited to have you back in stores shopping. It’s estimated that U.S. consumers will spend up to 9% more this holiday period compared to 2020, when consumers spent a total of $1.2 trillion during the key shopping period between November and the end of the year, according to a forecast from Deloitte. You need some tips to help you get your money ready for the holidays so you can roll into 2022 feeling good. Links Money Flow Workbook - Freebie How to Furniture Flip and Side Hustle Your Way to an Extra $500 8 Small and Affordable Money Steps to Make Right Now How to Survive the Holidays Debt Free Episode Sponsors Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you want to make changes with your money you have got to understand the messages your brain is sending out. Did you know that your brain can literally make or break your financial success? You could be capsizing your “money boat” just by the way you are thinking. We're going to change that in this episode. Our guest, Ariel Garten is a neuroscientist, mom, former psychotherapist, former fashion designer (which she says is not the best business idea, and co-founder behind the start-up Muse. Muse tracks your brain during meditation to give you real-time feedback - more on that later. Ariel is here to help demystify what is going on in your brain, how you can reprogram limiting beliefs and thoughts in a healthy way, the benefits of mediation for your money, and so much more. Links Muse Muse mobile app Ariel Garten on LinkedIn Episode Sponsors Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I'm covering everything you need to know about Health Savings Accounts, aka HSAs. This episode was inspired by six listeners who all wanted to know if they should have an HSA. Also, there are a lot of questions about what exactly is an HSA, how does one work, and how can you use it. I'm covering it all, including a conversation with Rida Wong from hsastore.com. Links Hsastore.com Health Savings Account 101 Episode Sponsors Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I know I’ve shared this with you before, but I bought my first house at 24 and honestly, had no idea what I was doing and probably had no business buying a house then. We just barely made the money work, which is never the best idea. But, here I am. It worked out ok. I want different for you. Our guest, real estate expert, Marina Shiferman, is changing the real estate game for everyone, women in particular. In this episode, Marina shares the insider secrets you need to know to buy and sell real estate, how to start investing in real estate, and everything from soup to nuts about the buying process and working with a realtor. About Marina Marina and The Queen Team are a billion-dollar real estate team. You might call them the Real Estate Queen Dream Team because we can help you buy a home anywhere in the world, really. She is a proud homeowner (a few times over) and founder of The Real Estate Queen Academy where she teaches women how to buy and own real estate correctly and with confidence, from the big ideas and concepts down to the specific steps and strategies. She will not rest until all women become empowered homeowners and there are more badass women role models. Links Marina's website Need a realtor Real Estate Academy Episode Sponsors Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you know it or not, you are making a statement with every dollar you spend, earn and save. What if your money could actually create change? Let me introduce you to a connect called Wallet Activism. Our guest, Tanja Hester, Tanja Hester, author of Work Optional: Retire Early the Non-Penny-Pinching Way and the forthcoming title Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change, is best known for retiring from her career at the age of 38, after watching her dad get forced into early retirement by his disability, which she inherited. In this episode, Tanja shares how you can channel your anger into meaningful, realistic wallet activism and use your financial power to fight for your values. It’s an incredibly powerful and life-changing message that will rock your world. Links Tanja's website Wallet Activism book Episode Sponsors Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Community Q&A comes from Sheila who writes: "Well hi there Shannah, thanks for all the great money gems that you dish out on the show. You’ve really changed my life and I love listening to episodes over and over again because I always learn something else. This podcast is like my fun encyclopedia for all things money. That sounds bad - seriously this show is fun and educational. Ok, so I have a question. I’ve really been thinking about my debt and want to seriously tackle it. I know you’ve done a lot of episodes on this, but curious if there’s one that you could point me to. I’m trying to reframe how I’m thinking about debt too. I know you mention that not all debt is bad...I mean, is that true? I seriously hope it is because it feels really unrealistic to say that I will never have debt and that when I’m debt-free, I won’t have debt again. That just doesn’t make any sense. So I think the trick is to figure out how to pay it off with a strategy as you say and then have a good mindset about debt going forward. Anyway, I’d love to hear any guest again that you think has a good perspective on this whole debt thing. Please keep up the podcast...it’s honestly the reason why my finances are so together and it feels really good."  Take a listen to this episode featuring Michael Bovee and his take on debt. Michael is a debt expert and co-founder of Resolve a company that helps people in financial distress navigate their way to financial health. In this chat, Michael shares ways to pay down debt, the nitty-gritty about debt settlement, and the ins and outs of filing for bankruptcy. My rule is there is no room for judgment when it comes to debt – life happens, things happen, let this episode be a tool you can use if you or anyone you know find themselves making debt payoff a top resolution for 2020.  Links Resolve Pay Down Debt Episode Sponsors Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com   Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are two ways to fix your budget. The first way is to save more money. The second way is to make more money. That's where side hustle's come in. Whether it's to earn a few extra bucks or to transition to a new career, side hustle's are a great way to better your money situation. Take it from our guest, Nicaila Matthews Okome. You may know her as the host of the Side Hustle Pro podcast or her course Podcast Moguls. In this episode, Nicaila is sharing her secrets to build a side hustle empire, why some side hustles fail, and how to find the right side hustle for you. Links Side Hustle Pro podcast Podcast Moguls course How to Easily Create a Budget Budget the Right Way episode Budgeting Sucks, No One Has a Plan, But You Can episode Get a Life You Love on a Budget You Can Afford episode Episode Sponsors Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Living simply is one of the best ways to create wealth. Living in only 150 square feet for years, Ryan Mitchell has learned a thing or two about living simply. From downsizing, to life simplification, and designing a life that’s right for you, Ryan brings a lot of experience and practical knowledge to the table. He built his own tiny house in 2012 learning as he went along which inspired him to help others in their journey to live small. Today he still lives in his tiny house full time and off grid with solar, teaching others how to live simply. In this episode, we talk about ways to simplify your life, why it matters, how to build wealth by living simply, and how it might be the missing piece to you achieving the stuff you want in life. Links The Tiny Life Tiny Life on YouTube Episode Sponsors Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tearing down 5 investing taboos on this episode of Shannah Shares, Community Q&A. Today's question comes from Laquesha: "Hi Shannah. Thanks so much for answering my question. I really want to start investing but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but man, it just feels so hard to figure out investing. I know so many people are making a kiling, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes, I’m curious if there’s an episode from the past that you think I should check out. You’re awesome and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do and so should you. Ok, thanks again." Links Define Financial Stay Wealthy, San Diego Episode Sponsors Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fighting about money with your partner is not necessarily a bad thing. When it comes to couples and money there are two issues: #1 you don't want to talk about money with your partner, and #2 you think you are always right. You just need some strategies to make sure you're cultivating a healthy money partnership. Casey and Meygan Caston, the creators of Marriage 365, are here to share how you can avoid those nasty money fights, get on the same money page, and have a thriving relationship. They share their real-life story of battling through $200,000 in debt, almost getting divorced, to now running a global business that is all about creating happy relationships. It's safe to say they know a thing or two about healthy relationships. Links Marriage 365 Happily Ever After Course Episode Sponsors Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re a first time homebuyer, you are going to listen to this episode on repeat! Kristi Nowrouzi is here to educate you. As a mortgage loan originator for nearly 10 years, she has analyzed thousands and thousands of credit reports and helped people have a well-rounded understanding of finance, money, and credit as it pertains to them. Kristi shares how to beat out cash buyers, how to get the best mortgage for you, and she’s walking you through the ENTIRE mortgage process from soup to nuts. Even if you own a home, Kristi’s tips will prepare you for house #2. Links Credit Kristi Credit Coaching By Kristi Podcast Kristi on Instagram Episode Sponsors Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Shannah Shares, Community Q&A, I'm covering tips to boost your credit score this fall. Our community question comes from Jackie: "Hello, Shannah. I finally worked up enough courage to send in a question. I’d love to know any money tricks in general and how to boost my credit score. I’m really trying to get my money stuff (trying to avoid profanity there but you know what word I want to use) together this fall. My credit has been in the not so good place for a while, my fault totally, but I’ve decided I need to wise up and tackle this ASAP. Thank you again for this amazing podcast." Links Experian Episode Sponsors Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you straight up love to shop? If you're anything like me and the answer is yes, the trick to shopping smart is to find a good deal and feel like I’ve won at ballin’ on a budget. I asked Trae Bodge, our resident smart shopping expert, to dish everything you need to know how to shop smart and save money all year long. The trick is to take that savings and then put it towards your money goals. Do these tricks and watch your goals come to life right and left. Links Trae's Website Trae on Instagram Trae on Twitter Episode Sponsors Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is your masterclass in everything you need to know about home owner's and renter's insurance. Steve Lekas, co-founder and CEO of Branch Insurance, is here to educate and demystify all things homeowner’s insurance.  We talk about it all, how much insurance should you have, how to save money, and some fun tips including my very favorite insurance policy that you need to have in this episode Steve got his start in insurance at Allstate to put himself through school at Kent State. A decade later he went on to build the first-ever online home insurance business at Esurance. After 18 years in the industry, Steve became increasingly frustrated with how broken insurance had become with lengthy processes and rising costs. Chasing down his entrepreneurial calling, Steve set out to right the wrongs of the industry by creating insurance that’s quick, easy, affordable, and built to do good. In August of 2019 Branch Insurance pioneered the quickest way to bundle home and auto insurance completely online and is now embarking on a national expansion. Links Branch Insurance How Much Insurance Do You Need Episode Sponsors Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Every Sunday I’m going to be answering your questions in these special Shannah Shares community Q&A episodes. Sometimes I’ll tackle a single question and sometimes it might be multiple questions, so keep tuning in. Today’s Community question comes from Robbie: "Hi there, Shannah, thanks so much for taking the time to answer my question and for all the great money content. I’m seriously learning so much. I wish I would’ve had this podcast when I was in college. I’m in my mid 30’s now and I just feel like I’m playing catch up all the time. I make good money, between my partner and me around $300K a year. We live in Chicago though and it can be pretty expensive. We’ve got some goals we’re trying to save for - a wedding, a home purchase, and a big honeymoon trip. The problem is that we save money and then we tend to blow it on things that aren’t so important or need it for emergencies or just dump stuff. Can you help us figure out how to prioritize our money goals seeing as we want to save for big stuff? I feel like I could use a little of your tough love to get us on the right track. Every article I read just says to spend less and that isn’t really helpful. Thanks again and I hope you never stop this podcast because I would be so lost money-wise." Links Learn How to Invest as A Side Hustle & Achieve All Your Money Goals How to Accelerate Financial Security, Create Time Wealth & Ignite Your Goals Episode Sponsors Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you remember who talked to you about money? For most of us, the answer to that question is no one, really. In fact, a recent study by Quicken revealed that one-third of adults said no one taught them about money when they were a child and in turn, are twice as likely to delay talking to their own children about money until they are 18 or older. Frustrated by this, Gregg Murset, CEO of BusyKid, decided to find a better way to talk to kids about money. Using technology, Gregg created My Job Chart, the first electronic chore/allowance platform to take advantage of our modern digital society. In this episode, Gregg shares practical ways to talk to your kids about money without fear. I wish this existed when I was a kid! Links BusyKid How to Teach Your Children About Investing Article Episode Sponsors Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares Question Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Get Social Shannah on TikTok @shannahgame Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I think the burning question we all have is how to build sustainable wealth. Building wealth is great, but maintaining it and sustaining it is a whole other conversation. Look at the statistics behind lottery winners. According to the National Endowment for Financial Education, about 70 percent of people who win a lottery or receive a large windfall go bankrupt within a few years. So you've got to know the keys to building wealth, and then keeping that wealth.  Akeiva Ellis is a financial planner and educator. She works as the Financial Education Specialist at Ballentine Partners, a financial planning firm serving high net worth individuals and families. She is also the founder of The Bemused, a financial education brand catering to young adults. In this episode, Akeiva’s sharing her 6 step MUSICAL method to building and sustaining your wealth. Links The Bemused YouTube The Bemused website Akeiva on Instagram Episode Sponsors Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Get Social Shannah on TikTok @shannahgame Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm launching a new series called Shannah Shares: Sunday Community Q&A. Every Sunday I'm going to answer your questions and share your money success stories. Tune in for my take on all things money in these fun community driven episodes. In this episode, I'm answering a community question from Sheri about how you structure a money date, why you need to have a money date every week, and how to utilize your time wisely. If you have a question that you want me to answer on an upcoming Shannah Shares episode, submit it here on the homepage under Ask Shannah. You can share a question or a money success story or anything that is on your mind about money right now. Episode Sponsors Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There is power in creating a diversified stock portfolio. But how exactly do you create diversification? In this episode, Myles Gage deep dives into the how and why behind creating a diversified stock portfolio using his 5 letter trick, FETCH. Myles is the Co-Founder and Chief Marketing Officer of Rapunzl Investments, a mobile app that allows you to simulate a stock portfolio with real-time data. Myles is also an advocate for encouraging young people to invest given his exposure of learning how to invest in elementary school where he won stock trading competitions. He even got to hold Warren Buffet’s wallet. This is a conversation you don't want to miss. Links Rapunzl Investments Rapunzl Investments on Instagram Myles on LinkedIn Episode Sponsors Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it look like to create a winning money game plan? It would mean you have your money working for you in all the ways. You are saving, investing, growing and managing your money towards your goals. In this episode,  Hillary Seiler is going to show you how to do just that. Hillary is the definition of a serious BOSS! She is a Certified Financial Educator (CFEd®) and coach for seven NFL teams, who teaches people how to win with their money. She is also the founder of Financial Footwork, a financial education platform that coaches people through overcoming the stress and failures that stem from limited to no financial education. Links Financial Footwork https://financialfootwork.com YouTube Channel https://www.youtube.com/channel/UCB0vv3OReAAVTP_pP2_wuPQ Wealth Building Toolkit https://financialfootwork.com/pages/wealth-toolkit Hillary on Instagram https://www.instagram.com/hillary_seiler/?hl=en Episode Sponsors Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my monthly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Open enrollment for health insurance is right around the corner. However, no matter when you’re listening to this episode, you’re going to love this guide to hacking health insurance with Cosmopolitan Deputy Lifestyle Director Ashely Oerman. Ashley is breaking down what you need to know to save some bucks in the process, like her great tip on whether to choose an HMO or PPO and how to save $84,000. She also shares what you need to know about a Health Savings Account and ways to save on prescription drugs. Links Cosmo's Smart Girl's Guide to Hacking Health Insurance  Open enrollment guidelines Ashley on Instagram Ashley's website Episode Sponsors Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com Get Social Shannah on TikTok @shannahgame Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I asked over 100 people what their best money advice is that everyone should know about. You'd be shocked to learn that many people shared the exact same tips. Proof that how everyone thinks about money isn't so different after all .In this episode I'm sharing the top 15 tips that were the most common tips including money hacking tips, mindset tips, and wealth-building tips. If you loved this episode: Check out 13 Money Secrets No One Teaches You But You Should Know. Episode Sponsors Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase withBlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com Get Social Shannah on TikTok @shannahgame Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we’re talking about the power of learning money fundamentals. After all, money fundamentals truly are the secrets to a happier and healthier life. Why you ask? Learning the fundamentals, the why and the how to’s behind money, gives you confidence. As our guest Bolun Li says, the confidence to ask for help, explore the financial world, and ultimately make better choices.  Bolun is the Gen Z founder & CEO of Zogo, which he founded in his freshman year at Duke University. Backed by scientific research, Zogo's award-winning app offers bite-size modules and tangible incentives to make financial literacy education accessible, fun, and rewarding. In this episode we talk about what money fundamentals you need to know, why financial literacy is critical to your success, and how to reframe the role money has in your life so you can be happier and healthier. You can find Bolun Li at Zogo| on Instagram|Blog If you loved this episode: Check out a favorite past episode The Secrets to Live a More Profitable Life Thanks to our episode sponsors: Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase withBlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com Get Social Shannah on TikTok @shannahgame Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money doesn’t always have to be used for expensive purchases or saved to pay off emotionally charged debt like student loans. Sometimes, money can be used for simple, easy to accomplish money steps. In this special reboot episode, I’m giving you eight small and affordable money steps you can take right now. You'll learn, why small steps can make a big difference, #1 thing you can do with your money to help someone (and not spend a penny), why you need a me December, dates to set on your calendar next year to get your money in check, how to end the year letting money know exactly what you think of it. Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com Get Social Shannah on TikTok @shannahgame Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are always so many things to do with your money. Investing is something you know you need to do, but it might feel overwhelming or too risky. Our guest Shinobu Hindert wants to change that. Shinobu is a Certified Financial Planner, creator of Empowered Planning, and author of a new book called, Investing is Your Superpower. Shinobu believes that investing isn’t just for men. Instead, investing is for anyone who wants to thrive financially. In this episode, we cover how to create an investing checklist, how to get started, and how to use investing as a superpower to help you make your money goals come true. Links Investing is Your Superpower book https://www.empoweredplanning.com/superpower Empowered Planning https://www.empoweredplanning.com Meet Shinobu https://www.empoweredplanning.com/about Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There is no denying that core values are fundamental to your money success. Today's guest, Shari Greco Reiches, is the author of the new book, Maximize Your Return on Life: Invest Your Time and Money in What You Value Most. Shari is also the Co-Founder, Principal, and Chief Visionary Officer of Rappaport Reiches Capital Management where she aligns clients' financial planning with their core values. She is sharing how to uncover your core values and then align them to your money so every dollar your spend moves you closer to your goals. Links Maximize Your Return on Life Book https://amzn.to/3yzkFzc Rappaport Reiches Capital Management https://rrcapital.com/your-team Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever had those moments when you know you’ve got some extra cash in your bank account and then you aimlessly spend it all while thinking, "I know there was some good reason I was saving this money?" This special summer reboot episode is all about creating a plan to upgrade areas of your life where you spend the most amount of time because, without a plan, that extra cash will likely be spent on stuff you don't really need. That's not a bad thing, but the idea is to be intentional with your money in the areas like sleeping, eating, health, etc. that will help you move towards all your life goals. Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How are your financial habits? Good habits can help you create financial independence by keeping you focused on your goals. As an immigrant to the U.S., Poulomi Damany didn't start her financial journey until later in life, but that hasn’t stopped her from building a career in fintech that changes lives. As the General Manager for Credit Karma Money and Tax, Poulomi is passionate about helping you get ahead with your finances. In this episode, she is sharing advice you need to build long-term financial independence by cultivating good habits. Links Credit Karma http://www.creditkarma.com Credit Karma Money https://www.creditkarma.com/checking Poulomi on LinkedIn https://www.linkedin.com/in/pdamany Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It is easy to think that more money is always a good thing. What happens though when you come into unexpected money from the passing of a spouse or partner? Many times the options of what to do with this money are overwhelming and create wealth purgatory. No matter what your age is, if you have a partner, this is a good episode to let sink in and open the doors to communication.  Krista St-Germain is a Master Certified Life Coach, grief expert, widow, mom, and host of The Widowed Mom Podcast. When her husband was killed by a drunk driver in 2016, Krista’s life was completely and unexpectedly flipped upside down. She is sharing the money lessons she learned during this process and how she would have done things differently with her money long before the accident. Links The Widowed Mom Podcast https://apple.co/3kmaQPU Coaching with Krista http://www.coachingwithkrista.com Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Go to Policygenius.com to get started. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE on any podcast player to never miss an episode! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money anxiety is an unfortunate reality but it doesn't mean it has to rule your life. Taking microsteps is one of the best ways to break any money goal down into steps that are doable, aka, not stressful. In this Summer Money reboot episode, Katie Prentke English from Harness Wealth will show you how to use mircosteps to curb your money anxiety and finally make some progress towards your goals. Links Harness Wealth https://www.harnesswealth.com Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tune in to this special Summer Money reboot episode with Sarah Bengtsson from Money Meets Soul. Do you feel it? The tide is changing and that’s a good thing. You want more – you want to invest in companies focused on sustainability, doing good for the planet, companies that you believe in. Sustainable investing is the wave of the future and investing expert Sarah Bengtsson will show you how you can invest sustainably and build wealth at the same time. Sarah is an investor and educator who teaches people how to build generational wealth that is sustainable both for themselves, and the planet. Links Becoming an Investor Course https://momentously.mykajabi.com/becoming-an-investor Money Meets Soul website https://momentously.mykajabi.com Free Guide Top Sustainable Funds https://momentously.mykajabi.com/opt-in 2021 Most Sustainable Companies in the World https://bit.ly/2VRvqQ0 Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are a lot of sneaky fees in bank accounts and credit cards. Basically anywhere a sneaky fee can be, it’s going to be. One of the primary reasons for staying on top of your money every week is the chance to spot these fees because many of them you can avoid paying. The savings you find, while it might only be a few dollars here and there, can actually radically change how fast you hit your money goals. Our guest, Paul Kasserwani from Cushion.ai, is here to share the top five sneaky bank and credit card fees you need to know, what to do about them, and how they can transform your finances. Links Cushion https://cushion.ai 4 Hidden Costs on Bills That You Should Stop Paying https://cushion.ai/blog/hidden-costs-on-bills Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought, life would be so much better right now if someone just magically Venmo’d me $1,000,000? Since our fantasy of this magical money tree might not be a reality, there are some smart money moves you can make that will move you closer to your dream number. In this special Summer Money reboot solo episode, I’m sharing some of my favorite smart money moves that I’ve collected over the years of talking with hundreds of guests. Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it look like to create a financial journey that both builds and protects your money - a journey truly unique to you and your life goals? Our guest today, Faisa Stafford, President, and CEO of Life Happens, a nonprofit that gives you unbiased info to help you make smart insurance choices, is here to share how to build and protect your money, the power of leveraging money, and how to change your mindset around insurance. Links Life Happens https://lifehappens.org Life Insurance Calculator https://lifehappens.org/life-insurance-needs-calculator Disability Insurance 101 https://lifehappens.org/disability-insurance-101 Related Episodes Dispelling the Myths Around Life Insurance https://bit.ly/3iFM6CX Do You Really Need Life Insurance https://bit.ly/3jMOFCh Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It is important to build 21st-century wealth. To do so, you are going to need to look at wealth in general through a different lens and build what Rachel Podnos O’Leary calls your Personal Financial Audit. Rachel is a Certified Financial Planner™who is particularly passionate about working with other millennials to help them achieve financial independence through wealth building. Her new book, 21st Century Wealth: A Millennial's Guide to Achieving Financial Independence, is a powerful read that offers money advice that’s relevant today - this isn’t your parent’s financial advice. She’s here to share her secrets to build 21st century wealth and why you need a Personal Financial Audit to get on the path to true financial freedom. Links 21st Century Wealth book https://amzn.to/37wXGKc Rachel on Twitter https://twitter.com/rachelpodnos Episode Sponsors Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Enjoy this Summer Money reboot episode with Rachel Richards. It's true; passive income is the name of the game. At only 27 years old, former financial advisor Rachel Richards has made a name for herself in the personal finance realm. In 2019, Rachel quit her job and retired, with over $15,000 per month in passive income! She is the bestselling author of “Money Honey” and “Passive Income, Aggressive Retirement” and shares what you need to know to start building passive income right now. In this episode, you'll learn why passive income is possible and necessary to building sustainable wealth. Links Rachel's website https://www.moneyhoneyrachel.com Passive Income Aggressive Retirement by Rachel https://amzn.to/3fEHIlr Episode Sponsors Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

On the road to financial independence and wealth you have to look at where big money is moving, and as our guest Michael Weisz, President of Yieldstreet says, it’s moving away from the traditional investing model. Michael believes that access to quality alternative investment opportunities (aka what the big money is investing in) is fundamentally broken and his company Yieldstreet is here to fix that for investors like you and me. In this conversation you’ll learn what an alternative investment is, why they matter, ways to truly diversify your portfolio and so much more. I’m so excited for this conversation Links Yieldstreet https://www.yieldstreet.com Yieldstreet on Twitter https://twitter.com/Yieldstreet More Investing Episodes How to Trade in Investing Like a Wall Street Pro with Markay Latimer https://bit.ly/mmpmarkay How to Invest and Make Money Every Day with Jerremy Newsome https://bit.ly/mmpjerremy Learn How to Invest As a Side Hustle with Teri Ijeoma https://bit.ly/3xloAQj Episode Sponsors Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

As our guest, Stacey Gordon brilliantly says, dismantling unhealthy bias in the workplace involves much more than talking about it, and more than charts, graphs, and statistics—it requires action. Now is the time to take action. Stacey, who is the CEO of Rework Work and author of the book Unbias, will transform your thinking about what it means to have bias, how bias shows up in your work life and home life, and why bias can ultimately have an impact on your bank account. Links Rework Work https://reworkwork.com Unbias book https://www.unbiasbook.com Diversity, Equity, and Inclusion Workplace Assessment https://reworkwork.com/take-dei-assessment Meet Stacey https://reworkwork.com/about-us Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The idea of stopping your career altogether, taking a career sabbatical, and just doing something different for a period of time is a really really awesome idea. How do you fund this, what happens when you need to get a job again, and does this really make sense? Katrina McGhee, a career break and sabbatical coach, who took a 20-month sabbatical herself is here to share her secrets to career break success so you can transform your relationship with money and create a happier and more fulfilling life. Links Free Career Break Training with Katrina https://www.bestbreakever.com/millennialmoney Katrina's Coaching Website https://www.kmcgheecoaching.com Katrina's Bio https://www.kmcgheecoaching.com/about Episode Sponsors Listen to HiberNation by Headspace for FREE wherever you get podcasts - new episodes every Thursday. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it look like to succeed at these five key areas of life - money, happiness, health, relationships, and your career? Our guest today, Sammy Warrayat, host of the Successful Millennials Podcast, is joining me for an engaging discussion on defining what success means and how to create meaningful change in these key five areas of your life. Links Successful Millennials Podcast on Apple Podcasts https://podcasts.apple.com/us/podcast/successful-millennials-podcast/ on Spotify https://open.spotify.com/show/3NX08tZbDdM4AKo8fsG8TV Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Listen to HiberNation by Headspace for FREE wherever you get podcasts - new episodes every Thursday. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Good news! You don't have to wait to start enjoying life, no matter the size of your bank account. The key to success is creating a Money Roadmap. Our podcast guest on this Summer Reboot episode, Anna Sergunina, is also working to blow up the myth that you have to wait to enjoy life. Anna is a kick-ass Certified Financial Planner and the President & CEO at MainStreet Financial Planning Inc., the nation’s largest fee-only, hourly project-based financial planning business. Even though she became a CFP, she still admits that she made all possible financial mistakes as a young adult. Her career goal is to help you understand that you don't have to be rich to start working on your finances. Links MainStreet Financial Planning Anna on Instagram MainStreet on Facebook Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve taken a peek at the interest rate you are earning in your savings account you probably shed a tear or two. It feels like any savings account in this low-interest-rate environment is doomed to earn very little interest. What about crypto savings? They are earning on average 4-12% interest. In this episode, Robert Farrington, the Founder of The College Investor is breaking down everything you need to know about crypto savings accounts - are they hype of the best place for your savings. Links The College Investor Crypto Savings article https://thecollegeinvestor.com/34109/top-crypto-savings-accounts Free tools on The College Investor https://thecollegeinvestor.com/resources Pay Off Your Student Loans & Grow Wealth with Robert Farrington https://bit.ly/2V6LFYY Grow Your Cash While You Pay Off Your Student Loans with Robert Farrington https://bit.ly/3eMi9OX Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/ Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wall Street does not know more than you, they’ve just learned how to be good at investing. So why shouldn’t you learn some of the same tactics so you can profit like the Wall Street giants? Markay Latimer is a heavyweight stock trader, but she’s also a Seattle mom who is all about her family. She’s sharing powerful tips that she used to grow her portfolio from a $2,000 investment to over $2,000,000 in two years in this episode. Links Mentioned Markay's website https://markaylatimer.com Markay's programs and ebooks https://markaylatimer.com/programs The Psychology of Money by Morgan Housel https://amzn.to/3y4HI5L The New Retirement Savings Time Bomb by Ed Slott https://amzn.to/3zc5r3S Deep Work by Cal Newport https://amzn.to/3kwBSWI Profit First by Michael Michalowicz https://amzn.to/3kzO2xT Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m not quite sure, but somehow a million dollars became the marker of success. I can remember when I was younger saying I’m going to make a million dollars and then stop working and move to a tropical island. The truth is a million dollars today is not what it used to be, but what you can do is start making million-dollar choices with your money. In this summer money series reboot, I'm sharing 6 steps you can take right now to start making million-dollar choices. Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your parents, or the person who raised you, had a big influence on how you deal with money today. There were probably some good, and some not-so-good money habits and messages you picked up along the way. Maybe your parents never even talked about money. Whatever messages you received had a big impact on your money success. The good news is there’s a lot you can do about it, and we're going to talk about it all in this episode. Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you could do anything in the world right now, what would you do? What makes you happy? What excites you? What are your unique strengths? We’re living in a culture and society filled with money scarcity and this creates a lack of authenticity. What if you could create an enriched life full of time, money, and meaning? Our guest in this special Summer Reboot episode is Todd Miller, author of a new book called Enrich. This episode will give you a framework to empower you to take control, reclaim, and enrich your life. What You'll Learn The power of creating a vision for your life Why you need a personal mission statement How to connect your bank account with your goals and vision Ways to set daily goals and milestones to achieve success How to avoid the default setting in life Meet Todd Todd Miller is an entertainment CEO who has extensively researched and aggressively experimented with the work-life equation for over a quarter-century. While scaling the corporate ladder, Miller skillfully structured two sabbaticals, intentionally created a family through adoption, cycled coast to coast across two continents in support of children’s charities, and explored more than 100 countries on all seven continents. Drawing on ENRICH principles, Miller built time wealth and passive income while working full time. At age 53, the American-born author has retired on the Andaman Sea in Thailand. Links Enrich 101 https://enrich101.com Enrich book https://enrich101.com/book Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are some money secrets, tricks, and everyday money advice that I think you really need to know. This episode originally aired in early 2021, but now that we’re mid-year, it’s a good time for a refresh. The fact is, no one really talks about these money secrets. If they do, they're brushed over because most people assume you already know these money essentials. Not in this episode! I’m sharing the top 13 money secrets that no one teaches you but you should know. Episode Sponsor Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This summer is going to be epic! In between trips to see friends you haven’t seen in over a year, lazy days by the pool, and countless scoops of ice cream on a hot day, take a listen to my list of smart money steps to take this July through September to get your money shaped up for fall. From my viewpoint, this summer is going to be unlike any other summer. Maybe you’re traveling, or going to concerts, or eating out again...whatever it is, this summer is likely going to cost more money than last summer. That means it's time to figure out how to make the most out of your money this summer so you can enjoy it like a rockstar. Links How to Invest and Make Money Every Day with Jerremy Newsome https://bit.ly/3wdJkrW Learn How to Invest as a Side Hustle with Teri Ijeoma https://bit.ly/3xloAQj Episode Sponsors Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you would’ve bought Apple stock in 1995, provided you were alive and spent $3,000 you would have somewhere around 14 million dollars today. So maybe you missed the opportunity with Apple, but what about the future Apples that are out there? How do you find them, what are you looking for, how much should you invest, and how do you make money every day? Those questions and more in today’s episode with Jerremy Alexander Newsome. Jerremy Alexander Newsome is on a mission to enrich lives with mentally liberating education. Since the age of seven, he has been fascinated with investing and growth. His passion for helping others enrich their lives through investing led him to found Real Life Trading in 2014. This starting point has allowed him to assist and enrich tens of thousands of lives while also growing the company organically to a seven-figure business. Real Life Trading https://www.reallifetrading.com/?afmc=9e Real Life Trading Beginner Investing Course https://www.reallifetrading.com/beginner-trading-course-new Episode Sponsors A big thanks to our sponsors for making this episode possible. Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You want to change your life; you need a budget. Not a boring, you can’t do this and you can’t have that type of budget. As our guest Allison Baggerly believes in this summer reboot episode, you need an Inspired Budget. After all, a budget is about more than putting numbers on a piece of paper. An Inspired Budget is an access pass to your life…the one you want to live. Meet Allison Allison is a blogger, influencer, speaker, and founder of Inspired Budget. As a teacher and small business owner, Allison combined her passion for teaching and finances to help others learn how to start budgeting. Since starting Inspired Budget in 2017, Allison has been able to retire as a teacher and take her desire to help others full time. Now she is helping women all over the world get started with budgeting when they feel lost and overwhelmed. She has built a tribe of over 100K Instagram followers that turn to her for budgeting advice and inspiration to save more than they ever imagined. Links Inspired Budget http://www.inspiredbudget.com How to Budget https://inspiredbudget.com/category/budget/how-to-budget Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money. Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that since 2000 ownership of real estate has outperformed the stock market by nearly 2X? It makes sense, we all need a place to live and businesses need a place to do business. In today’s episode, we’re talking with Samson Jagoras about the power of real estate as an investment and The #1 Investment Your Financial Advisor Isn't Telling You - Why Bigger Real Estate Is Better & More Attainable Than Single Family Homes. Samson Jag or ass is the founder of Growth Vue Properties and the founder of the Passive Power Group Samson Jagoras helps give others access to investments that they thought were unattainable and acts as a liaison, educator, and curator that gives them supreme confidence in their passive multifamily investments. Links Passive P.O.W.E.R. Playbook www.passiveinvesting.pro Growth Vue Properties www.thegrowthvue.com Samson's Website www.samsonjagoras.com Episode Sponsors Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

“There’s a difference between simply making money and building wealth. The former is what you do while you’re awake to generate cash flow. The latter is made in your sleep.” In this episode, John Hope Bryant, entrepreneur, philanthropist, author, and thought leader on financial literacy, economic empowerment and financial dignity shares how to build financial inclusion, the power of financial literacy, the #1 money lesson you need to know, and how you build wealth starting with this. Referred to as the Conscious of Capitalism by Ed Bastian, CEO of Delta Air Lines, and James Herbert, Chairman and CEO of First Republic Bank, John Hope Bryant is an American entrepreneur, author, philanthropist, and prominent thought leader on financial inclusion, economic empowerment, and financial dignity. He is named as Atlanta Business Chronicle’s “The Power 100: Most Influential Atlantans in 2020”, and American Banker magazine's 2016 “Innovator of the Year”, and one of Time magazine’s “50 Leaders for the Future”. Mr. Bryant is the Founder, Chairman, and CEO of Operation HOPE, Inc. the largest non-profit, best-in-class provider of financial literacy, and economic empowerment services in the United States for youth and adults. He is also the Chairman and CEO of Bryant Group Ventures and Founder and Principal of The Promise Homes Company, which is the largest minority-controlled owner of single-family rental homes in the United States. Five former U.S. presidents have recognized his work, and he has served as an advisor to three sitting U.S. presidents from both political parties. He is responsible for financial literacy becoming the policy of the U.S. federal government. He has received hundreds of awards and citations for his work, including Oprah Winfrey’s Use Your Life Award, and the John Sherman Award for Excellence in Financial Education from the U.S. Treasury. He is the author of bestselling books Up From Nothing, The Memo, How the Poor Can Save Capitalism, and Love Leadership. Links Financial Literacy For All https://www.fl4a.org Operation HOPE https://operationhope.org Up From Nothing Book https://amzn.to/3gPrKVp Wealthy Gardener Book https://amzn.to/3wRKcnq The Money Tree Book https://amzn.to/2SgNTUp Work Your Money, Not Your Life Book https://amzn.to/3gSyS3y Passive Income, Aggressive Retirement Book https://amzn.to/3qhiuh2 Happy Money Book https://amzn.to/2TQpk1d Holistic Wealth Book https://amzn.to/3cXwOG4 Plant Your Money Tree Book https://amzn.to/3j02Oxs Invested Book https://amzn.to/3jcJUn9 Episode Sponsors Big thanks to our sponsors who make this podcast possible! Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is creating a will and a trust the best money move you can make? I thought you’d never ask. I know it’s never fun to think about death and all the dark stuff, but a will and a trust don’t have to feel like you’re watching a horror movie. Patrick Hicks, Head of Legal at Trust and Will, shares why creating a will and a trust just might be your best money move for 2021. Links Trust and Will https://trustandwill.com An In-Depth Look at Different Types of Trusts https://trustandwill.com/learn/types-of-trusts What is A Will https://trustandwill.com/learn/what-is-a-will Episode Sponsors Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. Give your dad the most meaningful gift this Father’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase!   FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Renting has a bad reputation. You might have heard the idea of “throwing away” your money if you’re renting. I get it, but today’s guest, Jonas Bordo, CEO and Co-Founder of Dwellsy has a different idea about renting. Jonas is CEO and co-founder of Dwellsy, the free residential rental marketplace that makes it easy to find hard-to-find rentals. He’s been in real estate in one way or another throughout his career and really believes that you can both rent and achieve financial freedom. In this episode he’s sharing why renting might just be the path to financial freedom, how to negotiate like a pro, how to know when you should rent or buy, and so much more. Links Dwellsy https://dwellsy.com Dwellsy on Facebook https://m.facebook.com/DwellsyRents Dwellsy on Instagram https://www.instagram.com/dwellsyrents Dwellsy on LinkedIn https://www.linkedin.com/in/jonas-bordo Episode Sponsors A big thanks to all our sponsors. Give your dad the most meaningful gift this Father’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy!   FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We’re all coming out of our post-pandemic slump and if all the headlines are correct, this summer is going to be an epic travel summer. Before you spend all your travel dollars and hop on the plane, take a listen to this special reboot episode that was recorded a few years ago with Molly Krengel, CEO of Wild Bum, as she shares why travel is not a luxury but really part of your overall well-being. This is a message I can get behind! Links Wild Bum https://wildbum.com Wild Hive https://thewildhive.com Molly Krengel on LinkedIn https://www.linkedin.com/in/mollie-krengel Episode Sponsors Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. Give your dad the most meaningful gift this Father’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re wondering, what do I need to do to get my money sh*t together, you are in the right place. This is a very special episode that was recorded live just a few weeks ago on the Fishbowl app with some of my very favorite guests. In this live conversation, I talk with Amanda Holden, our investing guru, aka Dumpster Doggy and creator of the Invested Development course, Rachel Richards, the queen of passive income and author of Money Honey, Jacqueline Twillie, the master negotiator, Ceo of Zerogap and author of Don’t Leave Money on the Table, and Whitney Hansen, money coach extraordinaire and host of the Money Nerds podcast. There is so much to learn and take away. One small disclaimer before we dive in…this was a live recording on an app, there are some occasional mic noises, etc., but we’ve done our best to smooth those out so you can sit back, grab a fav beverage and listen to these amazing women dispense life-changing money wisdom. Links Invested Development Course https://amandaholden.podia.com/invested-development The Dumpster Dog Blog https://dumpsterdogblog.com Money Honey Rachel https://www.moneyhoneyrachel.com ZeroGap.co https://www.zerogap.co Jacqueline Twillie https://www.jacquelinetwillie.com Whitey Hansen https://whitneyhansen.com The Money Nerds Podcast https://www.themoneynerds.com Fishbowl App https://www.fishbowlapp.com Episode Sponsors Big thanks to our sponsors who make this episode possible. Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Give your dad the most meaningful gift this Father’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rich is the definition of the quality of your life, not a numerical value, and how you choose to live it. Wise words from our guest Dann Ryan, who shares not-to-be-missed money tips for HENRY’s. No, not the men’s shaving line, but rather high earners who are not yet rich. Whether you are one or you long to be one, this episode will surely deliver.  Dann is a Managing Partner and CIO at Sincerus Advisory, an NYC-based RIA that works with more than 120 families nationwide. He has spent over 14 years in the fee-only space, with a focus on providing independent and impartial investment and financial planning advice. In this episode, Dann shares some financial “sprints” you need to know and some quick-win strategies that can translate into major achievements. Links Dann on LinkedIn https://www.linkedin.com/in/dannryan Sincerus Advisory https://sincerusadv.com Episode Sponsors Big thanks to our sponsors who make this episode possible! Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Give your dad the most meaningful gift this Father’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. Try EveryPlate for just $1.99 per meal plus an additional 20% off your next 2 boxes by going to EveryPlate.com and entering code MYMONEY199 http://www.everyplate.com. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Women have been disproportionally impacted by the pandemic and in general trail men when it comes to financial literacy, but that doesn’t tell the whole story. You see, women, we want to become hands-on with our money, grow our wealth, and know all the things. Thanks to Jacqui Kearns the Chief Brand Officer at Affinity Federal Credit Union, in this episode, you’ll learn how to use financial literacy to feel empowered and confident so you can achieve all of your money goals. Links Affinity Credit Union https://www.affinityfcu.com Jacqui Kearns on LinkedIn https://www.linkedin.com/in/jacquelyn-molchon-kearns-2213084 Episode Sponsors A big thank you to our sponsors for making this episode possible. Give your dad the most meaningful gift this Father’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. Try EveryPlate for just $1.99 per meal plus an additional 20% off your next 2 boxes by going to EveryPlate.com and entering code MYMONEY199 http://www.everyplate.com FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

NFTs are cashing in multi-million-dollar paydays for artists, news outlets, concert promoters, and seemingly everyone in-between, every day. It makes sense as our world is going digital and crypto and blockchain are on the rise. Curious what an NFT really is? In this episode, AI technology entrepreneur Kenneth Kuo and Steelers’ linebacker Cassius Marsh are demystifying NFTS and sharing the power of NFTs as a collectible. Cassius and Kenneth are the founders of Ownr, a full-service NFT creative and distribution company. Their mission: make sure the NFT subject sees the profits for the use of their likeness. Links Cassius Marsh on Instagram https://www.instagram.com/cassiusmarsh yahoo! finance article on Ownr https://finance.yahoo.com/video/kenneth-kuo-steelers-linebacker-cassius-204618540.html Forbes - What is an NFT? https://www.forbes.com/advisor/investing/nft-non-fungible-token Episode Sponsors Try EveryPlate for just $1.99 per meal plus an additional 20% off your next 2 boxes by going to EveryPlate.com and entering code MYMONEY199 http://www.everyplate.com. Give your dad the most meaningful gift this Father's Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   ASK SHANNAH Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   GET SOCIAL Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

FSAs and HSAs have been a hot topic in recent months due to multiple legislative changes regarding deadlines and product eligibility. All of these changes have the potential to impact you if you don't fully understand them. Let’s get in the know with Rida Wong, President of Health-E Commerce, and understand the amazing financial benefits of HSAs and FSAs. Get this -More than 70 million Americans are currently enrolled in a flexible spending account (FSA) or health savings account (HSA) which can help them save money on taxes every year and pay for healthcare expenses now and in retirement (for HSAs). Now, just like flavors of ice cream, HSAs and FSAs have some things in common and some things that differ. Once you’re in the know, you can choose what flavor of tax-advantaged account works for you. But what I love about each of these is the ability to use those tax-advantaged dollars (think of it like buying stuff at wholesale prices) for everyday purchases like band-aids, over-the-counter allergy meds, makeup wipes, lotion, and so much more. Our guest Rida is going to demystify it all. Links FSAstore.com http://www.fsastore.com HSAstore.com http://www.hsastore.com WellDeservedHealth.com http://www.welldeservedhealth.com Episode Sponsors Try Warby Parker’s free Home Try-On program: Order 5 pairs of glasses to try at home for free for 5 days – there’s no obligation to buy! Ships free and includes a pre-paid return shipping label at warbyparker.com/mymoney. Try EveryPlate for just $1.99 per meal plus an additional 20% off your next 2 boxes by going to EveryPlate.com and entering code MYMONEY199 http://www.everyplate.com. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   ASK SHANNAH Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   GET SOCIAL Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let me tell you a secret. The most important foundational principle you need to know about money is the power of cash flow. Yes, it’s really all about the money flow. Stay tuned to hear the seven secrets to free up cash, why you need passive income and how to get your cash flowing with our guest Chris Miles. Chris Miles, the Cash Flow Expert, and Anti-Financial Advisor is a leading authority teaching entrepreneurs and professionals how to get their money working for them TODAY! He’s an author, podcast host of the Chris Miles Money Show, has been featured in US News, CNN Money, Entrepreneur on Fire, and has a proven reputation with his company, Money Ripples, getting his clients fast, financial results. In fact, his personal clients have increased their cash flow by over $250 Million in the last 11 years! Links Money Ripples https://moneyripples.com The Chris Miles Money Show https://www.blogtalkradio.com/moneyripples Chris on Facebook www.facebook.com/moneyripples How to Build Passive Income with Rachel Richards https://bit.ly/3fKoJVU Episode Sponsors Try Warby Parker’s free Home Try-On program: Order 5 pairs of glasses to try at home for free for 5 days – there’s no obligation to buy! Ships free and includes a pre-paid return shipping label at warbyparker.com/mymoney. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney. ASK SHANNAH Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/ GET SOCIAL Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever had one of those late-night online shopping sprees that you just knew you’d regret in the morning? Our inner state of mind is so instrumental in shaping what we do and how we do it, that if we don’t manage our own mind and emotions in a healthy way, it’s almost impossible to make healthy choices. Those are powerful words by our guest, Dr. Cortland Dahl. In this episode, you'll learn how to train your mind to step into financial well-being, uncover the power of meditation, and walk away with wisdom to transform your money. Dr. Cortland Dahl is the Chief Contemplative Officer at Healthy Minds Innovations and a Research Scientist at the Center for Healthy Minds ( at the University of Wisconsin-Madison). His current work focuses on studying the psychological and neural mechanisms of different families of meditation practice. He is also a creator and the voice of the free app, Healthy Minds program; a well-being training program that integrates insights from scientific research with a comprehensive path of contemplative training. LINKS Healthy Minds Innovations https://hminnovations.org Healthy Minds Innovations on Instagram https://www.instagram.com/healthy_minds_innovations Healthy Minds Program App https://hminnovations.org/meditation-app EPISODE SPONSORS Try Warby Parker’s free Home Try-On program: Order 5 pairs of glasses to try at home for free for 5 days – there’s no obligation to buy! Ships free and includes a pre-paid return shipping label at warbyparker.com/mymoney. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   ASK SHANNAH Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   GET SOCIAL Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

No more blindly following what you’re are supposed to do. It’s time to get clear, find happiness, and ditch the idea of settling. So how do you do that? Our guest Tess Brigham (MFT, BCC) has a few words of wisdom to help you get there. May is mental health month and as someone who struggles with mental health, I thought we should have some conversations about it this month. In this episode, we’re talking about happiness. It feels sometimes like we’re always supposed to be happy, but you and I both know that’s not actually reality. On the other side of the coin, there’s a lot of people that believe you can never be happy. And that’s not true either. Somewhere in the middle is a place where happiness exists. The best part of happiness is that it can look different to you than it does to me. We get to define it and shape it.  Meet Tess. Tess is a  ‘Millennial Therapist’, an expert psychotherapist, certified life coach, and public speaker. She specializes in helping millennials discover their unique life path in order to go out into the world and make an impact. In this episode, she is sharing how to get super clear on what happiness looks like for YOU and some action steps to take to make it a reality. Links Tess Brigham Therapy and Coaching https://tessbrighamcoaching.com Tess on Instagram https://www.instagram.com/tess_brigham Episode Sponsors Try Warby Parker’s free Home Try-On program: Order 5 pairs of glasses to try at home for free for 5 days – there’s no obligation to buy! Ships free and includes a pre-paid return shipping label at warbyparker.com/mymoney. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   ASK SHANNAH Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   GET SOCIAL Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Student loan debt is real and politicians are fighting about it with no clear answers. Meanwhile, what you really want to know is can you actually pay off your student loans and build your wealth at the same time? There is a lot of talk about student loan debt reduction, but unless you have a crystal ball, no one knows whether that will happen or not. Robert Farrington, who is America’s Student Loan Debt Expert and the mastermind behind The College Investor, is dishing his tips to pay off your debt while balancing the need to grow your wealth in this special reboot episode. What You'll Learn In what ways does debt hold you back from growing your wealth How to balance the emotions of debt and lean into the process of paying them off What has caused the student loan debt issue and Robert's thoughts on the future of college Practical steps you can take to build wealth while you are paying off your debt Robert's student loan debt journey and how he achieved success Links The College Investor https://thecollegeinvestor.com Student Loan Forgiveness: 80+ Programs to Forgive Your Loans https://thecollegeinvestor.com/578/ways-to-get-student-loan-forgiveness Student Loan Forbearance https://studentaid.gov/manage-loans/lower-payments/get-temporary-relief/forbearance FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   ASK SHANNAH Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   GET SOCIAL Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

When we have money, we have stress and anxiety. When we don’t have money, we have stress and anxiety. When we have enough money but would like more, we still have stress and anxiety. In fact, a recent study by Capital One found that money is at least somewhat stressful in 82% of Gen Z’ers and 81% of Millennials. Welcome to the episode where you’re going to learn how to stress-less about money. Shauna ‘Doc’ Springer is a best-selling author, frequently requested keynote speaker, and one of the world's leading experts on psychological trauma, military transition, suicide prevention, and close relationships. She is the author of WARRIOR: How to Support Those Who Protect Us and the co-author of BEYOND THE MILITARY: A Leader’s Handbook for Warrior Reintegration. Shauna will be sharing how to deal with all the stress, ways to form healthy habits, why a large percentage of women have bag lady fears, and so much more. Links Doc Shauna Springer website: https://www.docshaunaspringer.com Doc Springer press release for her book "WARRIOR" https://www.prweb.com/releases/renowned_psychologist_releases_new_edition_of_her_acclaimed_book_warrior_for_mental_health_awareness_month/prweb17927893.htm Shauna Springer's book "WARRIOR" https://www.amazon.com/WARRIOR-How-Support-Those-Protect/dp/1736824406 LinkedIn: www.linkedin.com/in/docshaunaspringer Twitter: https://twitter.com/Doc_Springer Instagram: https://www.instagram.com/docshaunaspringer Capital One study https://www.cnbc.com/select/gen-z-credit-habits/ Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   ASK SHANNAH Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   GET SOCIAL Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Imagine a life where every money decision you make is very intentional. Everything you buy has a purpose and a reason. You invest with purpose, you save with purpose. If this feels a million miles away, this episode is for you. Guest Mallory Rowan will indoctrinate you in what it means to embrace money minimalism and bring intention into every money decision you make. Mallory is a no-fluff, anti-hustle business coach who has grown a multi-six-figure business, one that almost killed her. It was then when she realized that money minimalism was going to be the way she could get her life and money back on track. In this episode, Mallory’s sharing how to create a money minimalism system that actually works for YOU. One that will help you love saving your money and make it work flawlessly. EPISODE LINKS Mallory's website https://www.malloryrowan.com/ Mallory's Instagram http://instagram.com/malloryrowan Mallory on TikTok https://www.tiktok.com/malloryrowan EPISODE SPONSORS Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. FOLLOW & SHARE Want to be the first to know when new episodes are released – bit.ly/millennial-money.   Sign up for my weekly Let’s Talk Money email newsletter http://bit.ly/mmptalkmoney.   ASK SHANNAH Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/ GET SOCIAL Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are the choices you’re making with your money bringing you closer to the future you want or further away? We’ll uncover how to think like a breadwinner and transform your money in this episode with author, journalist, and financial expert, Jennifer Barrett. Jennifer Barrett is the Chief Education Officer at Acorns, a saving and investing app with more than 9 million users. She’s also the author of the upcoming book “Think Like a Breadwinner,” a wealth-building manifesto for women. A contributor to Forbes, she’s also written about money for publications like The New York Times, The Wall Street Journal, The Washington Post, and Newsweek. Jennifer’s co-authored two other personal finance books and is often featured as a money expert in the media. She also advises three female-led startups and provides leadership coaching to female founders. A proud breadwinner herself, she lives in Brooklyn with her husband and two sons. What You'll Learn What does it mean to be a breadwinner How to develop a breadwinner mindset - and why it matters How to create a healthy relationship with your partner if you're a breadwinner Money steps to think like a breadwinner Jennifer's breadwinner story Links Think Like a Breadwinner book Jennifer's website Acorns Jennifer on Instagram Related Episodes Ditch Your Money Mindset Blocks & Create a Profitable Online Business The Must-Know Secrets to Save Money Shopping in 2021 What Is Money To You & What Do You Want It To Be Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney.  Give your mom the most meaningful gift this Mother’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! FOLLOW & SHARE Want to be the first to know when new episodes are released? Click here to follow in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram       See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s easy in day-to-day life to focus on the things you can’t control – the stock market, the weather, how someone treats you. However, there’s actually a lot you can control – your focus, your thinking, your mood, your actions, patience, empathy, and on and on. In this powerful episode, I chat with Arjan Erkel, a motivational speaker from the Netherlands, about his new book Held Hostage, his story of being kidnapped for almost 2 years, and the lessons he learned along the way about money and life. What You'll Learn Ways to unlock your potential The power of your mindset in all areas of your life Arjan's amazing story detailed in his book, Held Hostage Ways to take ownership over your life Why happiness is about way more than money How to bring goals to life and achieve them Links Held Hostage Arjan's website Arjan's story Episode Sponsor Give your mom the most meaningful gift this Mother’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! FOLLOW & SHARE Want to be the first to know when new episodes are released? Click here to follow in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money is not always your biggest problem. Staying stuck in a dream state quite possibly is. As Financial Planner, Nicole Mayer says, most people stay stuck in a dream state and never really achieve their money goals. In this episode, we talk about why money isn’t your biggest problem, why bigger doesn’t always mean better, how to pivot when the shit hits the fan in life, and how to sustain staying on track with your goals in life. What You'll Learn Uncover why money isn't your biggest problem How to escape the dream cycle when it comes to your money goals Why more money isn't always the answer How to align your money with your future goals How to pivot your money and goals when sh*t comes up Links Nicole's website Nicole in Instagram 2nd Opinion Partners Meet Nicole Nicole Mayer (AIF®, BFA TM, CDFATM, RFC®) is a Best Selling Author, Speaker, and Founder of 2nd Opinion Partners. If you met Nicole today you would never believe that at one point her life was completely falling apart. Taking out student loans to support her family, a dysfunctional marriage, and being pregnant while discovering she had a life-threatening tumor. It was only when death was staring her in the fact that she finally decided she needed a major change and started to plan out her best life possible. With nothing to lose and everything to gain, she went on a journey that led her to discover a failproof formula to a lasting transformation. Today she is a partner in a company managing over $300 Million helping thousands of people go from struggle to success and is the bestselling author of ‘Navigating Life’s Transitions’ - Connecting Your Means to your Meaning’. Nicole is living the life she could only once dream of. Most people stay in the dream state and Nicole’s mission is to help them transform their dream into a reality. Because if you fail to plan you plan to fail. Episode Sponsors Give your mom the most meaningful gift this Mother’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! FOLLOW & SHARE Want to be the first to know when new episodes are released? Click here to follow in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is your money voice telling you? Too often our money voice whispers that we’ll never get out of debt, or we’ll never be financially secure, or other untruths. Listen, friend, There is a secret power in your money voice and it might just be a key to helping you get good with your money. If you’re an avid listener to other money podcasts, you’ve probably heard Tiffany Aliche on a show or two. She is a gifted money educator and is virtually everywhere. Tiffany, aka the Budgetnista, is the host of the Brown Ambition podcast, creator of the Live Richer Challenge, and is the author of the new NYT best-selling book Get Good with Money. In this episode, Tiffany helps you break down what your money voice is and the role it plays in your financial success. So grab a beverage and get ready to dig deep into your finances. What You'll Learn What gets in the way of us getting good with our money Why is getting good with your money important The difference between financial freedom and financial wholeness Tiffany shares her money story of overcoming money hurdles that have lead to her success How to cultivate a good mindset when you're in debt How to pay off debt rapidly Money lessons from Tiffany's book Get Good with Money Links The Budgetnista Get Good with Money book Brown Ambition podcast Live Richer Academy Episode Sponsor Give your mom the most meaningful gift this Mother’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Crypto, Bitcoin, Altcoins, and NFTs. Should you learn what these are, or are they a passing fad in a bubble that will burst just as the crypto market did in 2017? In this second part of our episode series on cryptocurrency we are joined by crypto expert and the hostess of the Crypt Keepers’ Club, Kendy, to break down what you need to know. What You'll Learn What is causing the price surge with bitcoin and crypto Will there be another crypto meltdown What are altcoins and NFTs How much should you invest in crypto What are the tax consequences of investing in crypto Links Cryptkeepers.club How to pick an exchange Github code repository Can Crypto and Bitcoin Make You Rich podcast episode Episode Sponsors Give your mom the most meaningful gift this Mother’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying your first house is no joke – from the downpayment to the mortgage, to finding the right house, to the paperwork and more, it can be quite a process. So how do you buy your first house with ease and avoid some rookie, aka costly, mistakes?  Scott Trench and Mindy Jensen, co-hosts of the BiggerPockets Money Podcast and authors of the new book, First Time Homebuyer, are our guests on this episode to share how to buy your first home, why your purchase really isn’t an investment, the importance of an exit strategy, and why you shouldn’t think about buying a house without a reserve fund. So press pause on HGTV, and tune in for this how-to-buy a home episode. What You'll Learn Your first-time home buyer checklist Why your home purchase really isn’t an investment The importance of an exit strategy How to find your payback period Is this a good time to buy your first house How to think like an investor when you buy a home Why you need a strong reserve fund Links First-Time Home Buyer Book BiggerPockets Money podcast BiggerPockets on Instagram Meet Scott and Mindy Scott Trench is CEO of BiggerPockets, co-host of the BiggerPockets Money Podcast, a real estate investor and broker, and a bestselling author of Set for Life. Through a solid understanding of money management, calculated risks, and a lot of hard work, he created financial freedom for himself as well as a successful real estate business just three years after graduating college. Scott currently lives in Denver, Colorado, and enjoys skiing, rugby, craft beers, and terrible punny jokes. Mindy Jensen has been buying and selling homes for more than twenty years. Currently, she’s working on her ninth live-in flip—she buys ugly houses, moves in, makes them beautiful, sells them, and starts the process all over again. She is a licensed real estate agent in Colorado, co-host of the BiggerPockets Money Podcast, author of How to Sell Your Home and the Community Manager for BiggerPockets.com. When you can get her to stop talking about real estate, you can find her on her bike or adventuring in the beautiful mountains of Colorado. Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones with Policygenius. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. The average person saves $720 per year with Truebill. Take control of your finances and start saving at Truebill.com/MM. Give your mom the most meaningful gift this Mother’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The last 12 months have been a whirlwind for cryptocurrency. As a result, the global blockchain and crypto market is expected to rise to $39.7 billion by 2025. If you're wondering what is cryptocurrency, how to invest in it, what does the future look like, and are there still opportunities to be had, this episode is for you. I’m sitting down with Kevin Murcko, CEO of CoinMetro to ask these very questions in this cryptocurrency podcast series. What You'll Learn Can Bitcoin make you rich Why are cryptocurrency and Bitcoin so hot right now What is the best way to invest and keep up with crypto Should you pay attention to all the different altcoins that are emerging How is crypto changing the game of investing How much of your portfolio should be invested in crypto Links CoinMetro About Kevin Murcko Kevin on Twitter Meet Kevin Kevin is a thought leader in FX, Crypto, Blockchain, and Financial Regulation focusing on removing barriers and bringing real substantive change to capital markets globally. Kevin does not just talk the talk, he actually walks the walk, frequently advising regulators and government bodies on matters relating to applying current regulations to new financial markets and instruments, regulatory sandboxes, and related topics. As the founder of CoinMetro, a co-founder of Ignium, and a founding board member of the European Crypto Association he is now looking to help shape a tokenised future. Kevin is an expert on a multitude of topics including; tokenised securities, regulations, compliance, liquidity and risk management, trade and reg-tech, capital markets, economics, blockchain... if it has to do with financial markets or fintech in general Kevin can speak to it. Episode Sponsors Big thanks to our sponsors that make this podcast possible! Give your mom the most meaningful gift this Mother’s Day with StoryWorth. Get started right away with no shipping required by going to StoryWorth.com/mymoney. You’ll get $10 off your first purchase! Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve probably heard the term Cash is King, but I think it’s really Credit is King. Those three digits that make up your credit score hold a lot of power in your wealth-building journey. The truth is, It can be really difficult to build credit from scratch or improve a bad credit score. Jim McGinley, CEO of SeedFi, is here to show you how to create the credit score of your dreams and overcome any challenges in your way. What You'll Learn Why is it difficult to build credit from scratch How to rebuild bad credit and why it matters How to avoid making costly mistakes with your credit How finance companies keep you trap in cycles of debt What is SeedFi and how can they help you build your credit score Links SeedFi SeedFi Facebook SeedFi Instagram Jim's LinkedIn  Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Find out how Upstart can help you lower your monthly payments and pay off your today when you go to upstart.com/mymoney. The average person saves $720 per year with Truebill. Take control of your finances and start saving at Truebill.com/MM. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

They’ve got all the seasons, loads of free space to roam, free universal healthcare, better work-life balance, paid maternity leave, the maple syrup is amazing, and you get more for your money if you’re a U.S Citizen. I’m talking about Canada, and in this episode, Brandon Miller a Certified Immigration Consultant, is sharing why moving to Canada and getting a second passport might be the best move you make. What You'll Learn Why you might want to move to Canada The power of having a second passport How can moving abroad help you financially Brandon's 3-step immigration process The pros and cons to living in Canada Links My Second Passport Brandon on Facebook Brandon on Instagram Brandon on Twitter Brandon on YouTube Meet Brandon For more than a decade, Brandon Miller has been involved in the Immigration and Settlement of Newcomers to Canada. He has operated a boutique immigration practice (Maple Immigration Services) in Toronto, Canada, where he has helped countless people find their way to Canadian shores and settle in successfully to their new home. Brandon approaches immigration differently by taking a holistic approach to immigration & settlement. Brandon is a proud Canadian who sees himself as a nation builder responsible for shaping the Canada of tomorrow with its true asset-the people who call Canada their home. He is a certified Immigration Consultant, is passionate about everything immigration, and enjoys not only helping people to come to Canada but seeing that they get integrated into the country. Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones with Policygenius. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.  The average person saves $720 per year with Truebill. Take control of your finances and start saving at Truebill.com/MM. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raise your hand if you are guilty of this…you hit the buy now button without even thinking. I know I certainly am. But what if all those buy-now purchases are moving you further away from your dreams and goals without you consciously being aware of it? In today’s episode with money-saving expert Jeanette Pavini, we move from mindless spending to mindful spending and uncover the secret to finding joy in saving money. What You'll Learn Learn the 3-step strategy to creating a money-saving system you can win with What’s stopping you from finding joy in saving money How to create a better relationship with money The power of looking at your expenses every single day Sneaky ways to find major savings in your bank account right now Links Jeanette's website The Joy of $aving book Meet Jeanette JEANETTE PAVINI is a 2x Emmy Award-winning consumer reporter and advocate completing over 10,000 money-saving stories. Pavini has shared her financial expertise with hundreds of media outlets including Good Morning America, Oprah.com, HuffPost, Better Homes & Gardens, AARP, and TheStreet. She's been a featured guest contributor on The Today Show and a money contributor to Hallmark’s Home & Family, as well as a columnist for WSJ Sunday and MarketWatch. And now Jeanette has taken her best tips, tactics, and strategies and put them into her new book, The Joy of $aving. Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. The average person saves $720 per year with Truebill. Take control of your finances and start saving at Truebill.com/MM. Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Having adequate housing is a human right. However, the economic fallout from the pandemic has affected tenants and lead to widespread house insecurity in the U.S. What do you do if you’re a renter right now and you can’t pay your rent? While there are eviction moratoriums in effect until the end of March 201, what happens next? In this episode, join us for an engaging conversation with Shabana A. Baksh, Real Estate attorney at K&L Gates LLP, and Tendayi Kapfidze, Chief Economist at LendingTree about the current rental eviction crisis and what you need to know to stay empowered. What You'll Learn What are some of the financial implications for renters How do you find out what the eviction rules are in your state What do you need to know if you're a renter and can't pay your rent How to plan your money for when the moratorium is lifted Do you need to hire an attorney if you can't pay your rent What does the future look like for renters Meet the Guests Shabana Baksh is an attorney specializing in Real Estate law, particularly corporate and commercial real estate transactions. She works for K&L Gates LLP, an international corporate law firm in New York City. She is a co-author of the 50-State Guide to COVID-19 Property Policies and Regulations which offers a summary of state and local policies related to eviction and foreclosure suspensions. Tendayi Kapfidze is LendingTree’s Chief Economist. He oversees the company’s analysis of the U.S. economy with a focus on housing and mortgage market trends. Kapfidze utilizes data analysis to be a resource for consumers. He provides impactful and actionable insight to help consumers make informed decisions. He’s provided commentary for NBC News, Wall Street Journal, Yahoo Finance, USA Today, TheStreet.com, and Bloomberg Radio. Links LendingTree K&L Gates 50 State Guide to Property Policies Lawhelp.org Episode Sponsors Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS. The average person saves $720 per year with Truebill. Take control of your finances and start saving at Truebill.com/MM. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You can read hundreds of articles, listen to podcasts until your ears tell you to stop, take courses and workshops, and more, but if you want to start to change your money situation, you’ve got to start by creating small financial habits. We’ll uncover the how and the what in this episode with money and career expert and CEO of Her First $100K, Tori Dunlap. What You'll Learn Why small financial habits are so powerful How to start to create small financial habits Ways to give yourself some positive money self-talk right now Tori's why behind teaching women about money Tips and strategies to get your money in check right now Links HerFirst$100K Coupons.com Tori on Instagram Tori on TikTok Tori onTwitter Tori's previous MMP episode - Why You Should Focus on Big Financial Wins Episode Sponsors Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS. The average person saves $720 per year with Truebill. Take control of your finances and start saving at Truebill.com/MM. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve got a lot of ideas about your money and things that you want to do, but somehow you’re just not making progress. Where do you start? As our guest, financial coach Lesley Ihionkhan says, you need someone who can help you go from money ideas to money action. There are just so many acronyms when it comes to finances. We’ve got CFP, CPA, CFA, and other finance titles. How in the world do you know which one you need? Good question my friend. Meet Lesley. She’s the Founder and Executive Director of Common Wealth Coaching and co-host of the Seeds podcast. Lesley believes that you don’t have to be a “money person” to live a full and happy life, but you might need a little help to get there. What You'll Learn What is a financial coach and how can it benefit you Tips to spend towards your goals How to spend smarter in 2021 Ways to move past emotional triggers with money How a financial coach can help you take action What money systems do you need to be successful Links Common Wealth Coaching Seeds podcast Shannah on the Seeds podcast Episode Sponsors Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS. The average person saves $720 per year with Truebill. Take control of your finances and start saving at Truebill.com/MM. Get a new money mindset in just 10 minutes a day with the Money Mindset Journal. Shop now at http://www.helloitsme.world and use code MONEYMINDSET for 10% off your order. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you wanna know the secrets to save money shopping this year? If saving money is your secret love language, stay tuned for my interview with smart shopping expert Trae Bodge. By the end of this episode you’ll know some of the best apps and browser extensions to save big when to buy what, and some real talk about how to curb online spending. What You'll Learn The best ways to save money this year shopping Apps and browser extensions that are must-haves Money-saving trends for 2021 What to buy when to save the most money How to create healthy buying habits for online shopping Links Blog: https://truetrae.com/ Twitter https://twitter.com/truetrae Facebook https://www.facebook.com/Truetrae Instagram https://www.instagram.com/truetrae/ Clubhouse: Truetrae LinkedIn https://www.linkedin.com/in/traebodge/ Acorns Couponcabin Slickdeals.net Gift Card Granny Gigapoints  Episode Sponsors Get a new money mindset in just 10 minutes a day with the Money Mindset Journal. Shop now at http://www.helloitsme.world and use code MONEYMINDSET for 10% off your order.  Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS. The average person saves $720 per year with Truebill. Take control of your finances and start saving at Truebill.com/MM. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is the secret recipe to living a profitable life? A life that is about more than just the amount of money you make. In this episode, entrepreneur and author of the new book Life Profitability, Adii Pienaar, shares with you why you need to create what he calls a life portfolio. Meet Adii An entrepreneur and founder of two global multimillion-dollar companies, Adii Pienaar prides himself on the commercial and life profitability of his businesses. Adii’s personal journey enabled him to discover a rich, fulfilling life that coincides with a sustainable strategy for success in the workplace. His concept of life profitability is now gaining momentum in the business world. A native of South Africa, Adii lives in the Winelands of Cape Town with his wife, Jeanne, and their two children. What You'll Learn Ways to create a profitable life What is a life portfolio and why do you need one Adii's amazing story of entrepreneurship and burnout What goes into your life portfolio How to understand your impact in the world Lessons for any entrepreneur Links Life Profitability book Adii's website The Values Factor book Episode Sponsors Get a new money mindset in just 10 minutes a day with the Money Mindset Journal. Shop now at http://www.helloitsme.world and use code MONEYMINDSET for 10% off your order. The average person saves $720 per year with Truebill. Take control of your finances and start saving at Truebill.com/MM. Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to follow in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if you could earn an extra $1K, $5K, $20K, or more a month by creating a profitable online business? You could pay off debt, rev up your retirement, buy a house, start investing, and so much more. Just imagine the possibilities. As our guest, Kate Kordsmeier says, ditching your money mindset blocks that make you believe building a profitable online business isn’t possible is the first step to changing your life in powerful ways. What You'll Learn How you can create a profitable online business from scratch Money mindset blocks that stop you from being successful How Kate turned a profitable blog into a successful online business How to turn any idea into an online course, workshop, and more Ways to monetize your online course or blog Meet Kate Kate is the founder and CEO of the holistic wellness blog Root + Revel, creator of the digital course The Six-Figure Blog Academy, and host of the podcast Success with Soul. A former journalist and cookbook author, Kate’s work has been featured in over 125 national magazines and publications, including Forbes, USA Today, The Washington Post, Esquire, Women’s Health, SELF, and Real Simple. Today, her mission is to empower women to turn their purpose into profits with an online business that reclaims their joy, power, and freedom without sacrificing their health, self-care, relationships and family, sanity and spirituality. Links Free 99-Step Roadmap to Profitable Blogging action plan Kate's website Kate on Instagram Root+Revel  Episode Sponsors Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS. The average person saves $720 per year with Truebill. Take control of your finances and start saving at Truebill.com/MM. Get a new money mindset in just 10 minutes a day with the Money Mindset Journal. Shop now at http://www.helloitsme.world and use code MONEYMINDSET for 10% off your order. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Will your student loans be forgiven? There’s a lot of chatter in Washington right now about student loans, and in today’s episode, we’re going to talk to Rob Bertman from Student Loan Planner about the recent forgiveness proposals and what they mean to your student loan debt. What You'll Learn How the recent student loan forgiveness proposals will impact you Should you pay off your loans or wait How will refinancing change Ways to figure out if you should refinance your loans Meet Rob Rob Bertman holds both the CFA and CFP® designations and is a University of Michigan alum. He loves helping borrowers as a senior consultant for Student Loan Planner and specializes in making plans for professionals with 200k to 400k of household student loan debt. When Rob isn't working on student loans, he helps parents find money in their budget to save, invest and pay back debt even if the cost of raising kids is breaking the bank. Rob has 3 kiddos, enjoys playing basketball, watching superhero movies, and being active in the community. Links Student Loan Planner Student loan forgiveness calculator Student loan forgiveness and racial gap article Episode Sponsor Get a new money mindset in just 10 minutes a day with the Money Mindset Journal. Shop now at http://www.helloitsme.world and use code MONEYMINDSET for 10% off your order. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s talk about the “r” word – retirement. It’s going to look a lot different for you and me than it did for our parents and grandparents, and that’s a good thing. What does this mean to you? Well, it means that you're going to need to scrub your previous definition and fill it in with a new one, according to our guest, Eric Brotman, CFP and author of the new book and podcast, Don’t retire Graduate! What You'll Learn Why the old definition of retirement doesn't fit How to create financial freedom at any age What a fully funded retirement looks like How to build a financial moat Eric's money tips to have to balance life and saving for retirement Meet Eric Eric D. Brotman, CFP™ is the CEO of BFG Financial Advisors with over 25 years of experience as a trusted advisor. He believes financial literacy is the key to well-being and is the author of multiple books on personal finance and the host of the Don’t Retire…Graduate! podcast. Eric appears regularly on WBAL NBC-11 in Baltimore and his approachable and actionable financial advice has been featured in the Wall Street Journal, Forbes.com, Yahoo! Finance, Reuters, and others. Learn more at www.bfgfa.com or about the Don’t Retire…Graduate! podcast at www.brotmanmedia.com. Links Don't Retire Graduate! Brotman Media BFG Advisors Episode Sponsors Get a new money mindset in just 10 minutes a day with the Money Mindset Journal. Shop at http://www.helloitsme.world and use code MONEYMINDSET for 10% off your first order. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter.   Ask Shannah Have an Ask Shannah question, submit it here   Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We are 6 This month! Can you believe it? Six years ago I launched this podcast called Millennial Money, not sure of who would listen and if it would have an impact. Over 15 million downloads later you are still here along for the ride. In this episode, we’re going to celebrate a bit. I’m going to share some of my fav money tips, some personal money lessons, favorite episodes, and answer some of your listener questions along the way. Happy birthday to us! What You'll Learn How this podcast started What some of my favorite episodes are A look at one of my very first episodes Some of my fav money tips like negotiating to lower your cell phone bill ...and so much more! Links Budgeting Sucks, No One Has a Plan, But You Can 5 Easy Steps to Improve Your Finances Investing Isn't Just For the Wealthy Put Your Finances on Autopilot Get Rid of Debt for Good A New Way to Look At You in the New Year with David Lynch David Lynch Yoga Kevin Lax - Happy Birthday Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney. Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my bi-weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is the value of time when it comes to your money? Most financial experts preach that you need to consistently get rid of expenses in order to thrive financially. However, there is a good argument that spending money on things that create more time is actually one of the smartest money moves you can make. In this episode, Tania Brown, Certified Financial Planner and owner of Financiallythrivingmom.com is showing you why you should invest in your areas of struggle in your life and breaking down how to simply, organize, and maximize your money. What You'll Learn How spending money can help you create time Easy ways to organize your money Ways to create a life around what matters to you most Simple money tricks for moms to simplify their money Meet Tania Tania Brown, an Army veteran, is a CERTIFIED FINANCIAL PLANNER® and the owner of FinanciallyThrivingMom.com. Over her 18-year career, she’s taught time-saving tips to help thousands of busy moms at multiple Fortune 500 companies learn how to simplify, maximize, and organize their financial lives so they can build financial security and create a life they love. When she is not nerding out over the latest budgeting app, Tania is living out her other passions: fostering teens, volunteering, serving at her church, and continuing her never-ending quest of finding the very best chocolate. Links Financiallythrivingmom.com  About Tania Episode Sponsors Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney. Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Budgeting and managing your money is hard enough when you have a steady paycheck each month and a laundry list of goals you want to achieve. When you throw in inconsistent income, budgeting becomes even harder. Just like you, I’ve had so many months as an entrepreneur when the numbers don’t add up. I’ve learned a few tricks along the way that I want to share with you in this very special reboot episode. What You'll Learn How I learned to budget when running a non-profit business in college What steps you can take to set up your budget to plan for inconsistent income What steps you can take when you're in the middle of a month or stretch of inconsistent income The most valuable lessons I've learned as a lifelong entrepreneur to make my budget work Why you can't get past knowing your numbers - and why they are the key to your success How I got past the "I deserve it" syndrome to find balance every month Links Clarity Money (budgeting app I use) Marcus by Goldman Sachs (for ER fund savings) Ally Bank (for ER fund savings) Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney. Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com. SUBSCRIBE & REVIEW Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Can I tell you a secret? There are some tricks and just everyday money advice that I think you really need to know. Now, no one really talks about this stuff, and if they do, it’s brushed over because most people assume you already know this stuff or that it isn’t important. We aren't going to do that! In this episode, I’m sharing the top 13 money secrets that no one teaches you but you should know so you can be in the know. And, no, you don’t have to keep these a secret anymore. What You'll Learn Why it's not really about what you earn, but about what you spend The #1 lesson from buying a new car How to keep your ego out of money decisions The truth about money worries My three-step system to money success Episode Sponsors Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney. Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. ASK SHANNAH Have an Ask Shannah question, submit it here   GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

First comes love, then comes marriage, then comes divorce? No, wait, that’s not right. In this reboot episode, we’re talking about the topic on everyone’s mind – prenuptial agreements. Family law attorney, Carolyn Grimes, is going to fill you in on what a prenup is and why you might be a good candidate. And yes, you can still be in love and ask for a prenup. What You'll Learn Celebrities are good candidates for prenups, but what about the rest of us How to initiate the "I want a prenup" conversation with your sweetie What is and what isn't covered in a prenup What happens when you get divorced with a prenup Can you get a postnup Links Carolyn Grimes Episode Sponsors Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney. Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. ASK SHANNAH Have an Ask Shannah question, submit it here   GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to couples and money there are two issues: #1 you don't want to talk about money with your partner, and #2 you think you are always right. No wonder why money is one of the main reasons that most couples get divorced. This episode is a special reboot with Casey and Meygan Caston, the creators of Marriage 365, who are here to share how you can avoid those nasty money fights, get on the same money page, and have a thriving relationship. They share their real-life story of battling through $200,000 in debt, almost getting divorced, to now running a global business that is all about creating happy relationships. It's safe to say they know a thing or two about healthy relationships. What You'll Learn The story of how Meygan and Casey battled through massive debt and the brink of divorce What are the key components of a healthy marriage Ways to avoid fighting about money so you can finally get on the same page How to play to your strengths in a relationship Why they decided to start Marriage365 and how they help couples around the world Affordable ways to have a date night and keep the flame alive How to battle through those sticky moments as a couple Links Marriage365 Marriage365 Instagram Happily Ever After premarital course Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney. Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How much money do you make? Do you have credit card debt? What is your credit score? Hey, will you come to my wedding and oh, by the way, it’s probably going to cost $1,000? Why can’t you afford to go to dinner with us? Oh, those awkward money conversations. There are just so many of them. In this episode, Erin Lowry, money expert and author of the new book Broke Millennial Talks Money: Scripts, Stories and Advice to Navigate Awkward Financial Conversations, walks us through how to handle some of life’s stickiest money conversations. Meet Erin Erin Lowry is the author of the three-part Broke Millennial series, including the recently released Broke Millennial Talks Money: Scripts, Stories and Advice to Navigate Awkward Financial Conversations. What You'll Learn How to navigate awkward money conversations Why money conversations are inherently so awkward Ways to talk to your spouse and partner about money How to handle money conversations with friends Rules about sharing how much money you make What happens when you avoid having money conversations that you know you should have Links Broke Millennial Broke Millennial books - Send proof of purchase of Broke Millennial Talks Money to team@brokemillennial.com and Erin will send you the exclusive bonus chapter and a Prenup Discussion Guide. Broke Millennial on Twitter Broke Millennial on Instagram Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to Prose.com/mymoney. Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Unless you’ve been living under a rock the last few weeks, you know that something has been going on between Reddit, GameStop, investors like you and me, and the old hedge fund world. I called upon our resident investing expert, Michele Schneider from MarketGuage.com, to help us dissect just what happened and what you need to know as an investor going forward. What You'll Learn Why is this all such a big news story How Reddit members were able to manipulate the stock price of GameStop Who are the winners and losers in this battle What exactly is selling short Investing lessons you can take away and use in your investing practice Links Marketguage.com Mish on Twitter Mish's Daily Updates Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney. Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. ASK SHANNAH Have an Ask Shannah question, submit it here   GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of us live in a place called scared city. This place is the opposite of abundance and it’s a place where we can’t thrive well financially. So I wanted to know, how do we move from scared city to a better place? Well, there’s no better person to walk us through this than Ken Honda, thought leader, and author of Happy Money: The Japanese Art of Making Peace With Your Money. Are you ready to leave scared city? Meet Ken “Zen Millionaire” author, speaker, and thought leader Ken Honda teaches transformational concepts surrounding money and happiness, including the Japanese concept of arigato, as they apply to our lives to bring greater happiness and heightened abilities to manifest. Honda’s Happy Money (EQ) teaches that how we relate to money is a significant indicator of how happy or unhappy our life is. Ken is the author of “Happy Money: The Japanese Art of Making Peace With Your Money" (Simon & Schuster). What You'll Learn What is the power of manifesting How to manifest in all areas of your life Why happy money is actually attainable What steps you should take to create change with your finances How to move out of a scarcity mindset Links Happy Money Ken Honda's website Episode Sponsors Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS. Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to Prose.com/mymoney. Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to balance love and money? My magic recipe is communication, honesty (like real honesty), some dashes of fun, and empathy for some else’s feelings. It’s never easy to talk about money in a relationship, but there are some ways to make it easier. Janae and Theo from the podcast Planet Millennial Marriage are here for an open, honest, and laugh out loud conversation of how to balance it all and thrive along the way. I was a guest this week on Janae and Theo’s podcast Planet Millennial Marriage. I shared my tips and story about how to build a budget as a couple and not fight about money. It was such a great episode, that I thought why not bring them both here to flip the mic and share their takeaways as a real couple trying to balance love and money. Think of this episode as a giant Ask Shannah where we go into what it takes to win at love and money. What You'll Learn How to balance two styles of handling money in a relationship Ways to communicate to your partner How to define the money roles in your relationship When is the right time to talk about money Janae and Theo's story to finding marriage bliss Links Planet Millennial Marriage Planet Millennial Marriage on Facebook Planet Millennial Marriage on Instagram Episode Sponsors Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid’s book club gift today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

"Life is the accumulation of all the little individual choices you make on a daily basis." Powerful words from our guest Todd Miller, who is the author of an outstanding book titled Enrich. In fact, Enrich has been named as one of the 8 Books to Help You Find Financial Bliss by Entrepreneur Magazine. If you’ve ever wanted to create an enriched life full of time, money, and meaning, this episode has your name on it. What You'll Learn The power of creating a vision for your life Why you need a personal mission statement How to connect your bank account with your goals and vision Ways to set daily goals and milestones to achieve success How to avoid the default setting in life Meet Todd Todd Miller is an entertainment CEO who has extensively researched and aggressively experimented with the work-life equation for over a quarter-century. While scaling the corporate ladder, Miller skillfully structured two sabbaticals, intentionally created a family through adoption, cycled coast to coast across two continents in support of children’s charities, and explored more than 100 countries on all seven continents. Drawing on ENRICH principles, Miller built time wealth and passive income while working full time. At age 53, the American-born author has retired on the Andaman Sea in Thailand. Links Enrich 101 Website Enrich book Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid’s book club gift today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your credit score has power and that three-digit number has a dramatic impact on your financial future. If you do nothing else this year, grab your credit score the tail and yank it up to 700+ (preferably over 740). You don’t have to go all crazy trying for an 850 score – but don’t get lazy. Even if you have a good score, it could drop tomorrow by one silly mishap. Marsha Barnes from The Finance Bar will share her best tips to get your score in check for the new year in this reboot episode. What You'll Learn Why your credit score is a powerful piece of your financial future How to create a better financial brand for yourself Which credit scoring models do you need to care about What action steps you should take this year to raise your score How your score impacts your job and where you live Why Marsha is so passionate about financial literacy LInks FICO The Finance Bar Credit Karma Credit Sesame Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid's book club gift today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We’ve said goodbye to 2020, thankfully, so how do you make the most of this new year and get your money working for you? Christine DiGangi, editorial director of The Balance, shares tips for getting back on track in 2021 and how to build a financial plan that works in this episode. Meet Christine Christine DiGangi has dedicated the majority of her career to financial education. In early 2019, she joined The Balance as Editorial Director, where she oversees content strategy and operations. Previously, DiGangi served as the managing editor of mortgage content at LendingTree, an editor, and writer for Credit.com, communications coordinator for the Society of Professional Journalists, and a copy editor for The New York Times. She has more than a decade of experience in service journalism, as a writer, editor, and vocal advocate for ethics and accuracy in publishing. Her writing has been featured on MarketWatch, USA Today, MSN Money, Yahoo Finance, and The New York Times International Weekly. What You'll Learn Biggest money takeaways from 2020 Overall money themes that will emerge from 2021 Why it's important to get your money back on track How to set achievable money goals How to think about money if you were laid off or furloughed Strategies to get rid of debt and increase your savings Links The Balance The Balance on Instagram Christine on Twitter Financial Resolutions for the New Year Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.  Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid's book club gift today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you feel it? The tide is changing and that’s a good thing. You want more – you want to invest in companies focused on sustainability, doing good for the planet, companies that you believe in. Sustainable investing is the wave of the future and investing expert Sarah Bengtsson will show you how you can invest sustainably and build wealth at the same time. Meet Sarah Sarah is an investor and educator who teaches people how to build generational wealth that is sustainable both for themselves, and the planet. Investing has never been more accessible than it is today, and even though the definition of sustainability is highly debatable, it gets easier when you start with asking yourself, “What do I actually care about?”. Sarah has an MSc in Economics from Lund University and several years of experience working in the wealth management industry in both Sweden and Switzerland. What You'll Learn What does it mean to invest sustainably How to get started investing sustainably Trends that are emerging in sustainable investing What is an ESG rating and how do you find them Money lessons to build sustainable wealth Links Where Money Meets Soul online Sarah on Instagram Free Masterclass Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid's book club gift today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In Chris Manske’s new book, The Prepared Investor, he says “There’s a typical Wall Street response to any and all crises…keep your diversified portfolios in place, and someday, maybe years from now, investments will return to where they once were. This type of wait-it-out mentality implies there is no way at all to prepare.” So, the follow-up question is, how do you become a prepared investor ready for any storm that comes your way? Stay tuned and you’ll learn this answer and more in this must listen to the episode. Meet Chris Over his long investing career, Christopher Manske has helped many financial insiders including Wall Street analysts, retiring investment advisors, and federal judges. A United States Military Academy graduate, Manske has been praised, published, or quoted in The Wall Street Journal, Reader's Digest, U.S. News & World Report, Forbes, and more. As a successful money manager and frequent media guest, his thoughts can be seen online at Yahoo! Finance, MSN.com, CEO World, and Strategic Finance. Manske was a keynote speaker for the AARP and has worked with leaders at companies such as Microsoft, Exxon, IBM, and many more. What You'll Learn How to become a prepared investor Why the investing world has told you to just hold on for years The different types of crises and how to know which one you're in How to financially prepare for an upcoming crisis The best money steps Chris thinks you need to take Links The Prepared Investor book Chris Manske on the web Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kids' book club gift today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raise your hand if you like snooping on other people as much as I do. There’s something about having a behind the scenes look at people’s lives that is exciting, and when it comes to investing, who wouldn’t want to know how other’s invest their money. Brian Portnoy, behavior finance expert and co-editor of the book How I Invest My Money, will take us on a little snooping adventure in this episode to look at how others invest their money. About Brian Our guest on the podcast today is author Brian Portnoy, CFA, P.hD. Brian has written two books on the field of behavioral finance, The Investor's Paradox, and The Geometry of Wealth. He's also the editor of a forthcoming book of essays about how financial experts invest their own money called How I Invest My Money. Brian is the founder of Shaping Wealth, a financial-wellness platform that works with individuals and organizations to make better money decisions. For more than two decades, Brian has worked in the hedge fund and mutual fund industries as a portfolio manager and educator. He was also our colleague at Morningstar in the early 2000s. He's a CFA charter holder and earned his doctorate at the University of Chicago. What You'll Learn Find out how other financial experts spend, save, and invest their money Learn about the power of your money story Find ideas to use for your money journey Hear how Brian turned his childhood money experience into a successful career Links How I Invest My Money book The Art of Choosing book Shaping Wealth Episode Sponsor Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever stopped to think about the money decisions you make and whether they are making you rich or other people rich? That is an eye-opening question, and to be honest, you’re probably in the same boat as most everyone else. You are a consumer and not an owner. So how do you make that very important shift? In this episode, Ryan Sterling, author of the book You’re Making Other People Rich, stops by for a chat that will redefine how you look at your money. Meet Ryan Ryan Sterling is the founder of Future You Wealth, a successful wealth manager and sought after wealth coach, TEDx speaker, and published author of “You’re Making Other People Rich”. As a financial advisor, he challenges and inspires people to live life on their terms by taking accountability and action over their wealth. Ryan has personally worked with thousands of people to help go from being a consumer of “stuff” to an owner of capital and life on their terms. What You'll Learn The biggest reason you need to shift from consumer to owner How to begin to become an owner Smart money moves to make right now How much of your money situation is a choice Ways to embrace abundance in your daily life Insider's secrets from Ryan's book, You're Making Other People Rich Links Ryan’s website Ryan on Instagram You’re Making Other People Rich Book Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s the first day of the new year. Not just any year, the year after 2020. I mean, has there ever been a more anticipated new year? So, my friend, what is that you want in this new year in all areas of your life? If we talk specifically about money, what are your money intentions for 2021? What are you leaving behind, and what are you ready to embrace in this brand spanking new year? Let’s talk about this all in this episode dedicated to you. What You'll Learn The differences between resolutions and intentions How to set money intentions for the new year Why you need to throw out your budget and get a vision instead How to incorporate goals into your daily life Ways to create plans that are flexible around your money How to create money systems in the new year SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I want you to imagine a life where you are financially savvy and independent, living with purpose and generosity while inspiring others. This year might've thrown you a few curveballs but it's time to release what didn't work for you and step into a new year cultivating holistic wealth. Keisha Blair, the author of the book Holistic Wealth, is our guest on this reboot episode and she’s dishing life lessons to help you find purpose, prosperity, and happiness in your life for the new year. What You'll Learn What is holistic wealth The 6 laws that govern holistic wealth Kiesha's story of finding holistic wealth after the tragic death of her husband Actionable steps to bring holistic wealth in your life How to live an abundant life with purpose Episode Sponsor Thanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today. Go to headspace.com/mymoney for a FREE ONE-MONTH TRIAL with access to Headspace’s full library of meditations for every situation SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It wouldn’t be right to end the year without a top 10 list, so this episode is dedicated to my list of the top 10 money books and authors that have been featured on this show. Everything from career to investing to side hustling and more. Sit back and enjoy a mashup of some great sound bites from my top 10 authors and then head to the show notes for a massive roundup of authors. By the end of this episode, you’ll have what you need to build a stellar money book library and all the tips to help you end the year right. Books Mentioned & More Career/Negotiation The Negotiation Workbook: Don't Leave Money on the Table by Jacqueline Twillie Don’t Leave Money on the Table: The Negotiation Strategies for Women Leaders in Male-Dominated Industries by Jacqueline Twillie Navigating the Career Jungle: A Guide for Young Professionals by Jacqueline Twillie Quit Playing Small by Ahyiana Angel You’re Not Lost by Maxi McCoy What Next? How to Create a 5-Year Plan for Your Life by Elana Lyn Gross Investing Invested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money by Danielle Town The Prepared Investor: How to Prevent the Next Crisis from Affecting Your Financial Independence by Christopher Manske Plant Your Money Tree: A Guide to Growing Your Wealth by Michelle Schneider Broke Millennial Takes on Investing: A Beginner’s Guide to Leveling Up Your Money by Erin Lowry Passive Income, Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence by Rachel Richards The Behavior Investor by Daniel Crosby CleverGirl Finance: Learn How Investing Works, Grow Your Money by Bola Sokunbi The Franklin FI: A Personal Finance Adventure For Next Generation Investors by Shane Dillon Managing Your Money & Life Happy Money: The Japanese Art of Making Peace with Your Money by Ken Honda Holistic Wealth: 32 Life Lessons to Help You Find Purpose, Prosperity, and Happiness by Keisha Blair Dear Debt: A Story About Breaking Up with Debt by Melanie Lockert Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry The Wealthy Gardener: Lessons on Prosperity Between Father and Son by John Soforic The Money Tree: A Story About Finding the Fortune In Your Own Backyard by Chris Guillebeau The Middle Finger Project: Trash Your Imposter Syndrome and Live the Unf*ckwithable Life You Deserve by Ash Ambirge Work Your Money, Not Your Life: How to Balance Your Career and Personal Finances to Get What You Want by Roger Ma Money Honey: A Simple 7-Step Guide For Getting Your Financial Sh*t Together by Rachel Richards How to Avoid H.E.N.R.Y. Syndrome (High Earner Not Rich Yet) by Gideon Drucker The Honest Enneagram by Sarajane Case Confessions of a Crypto Millionaire by Dan Conway The Millennial Money Fix: What You Need to Know About Budgeting, Debt, and Finding Financial Freedom by Doug and Heather Boneparth The Company of One: Why Staying Small is the Next Big Thing for Business by Paul Jarvis Episode Sponsors Thanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today. Go to headspace.com/mymoney for a FREE ONE-MONTH TRIAL with access to Headspace’s full library of meditations for every situation SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This year has been unlike any we’ve known before and when it comes to earning money, freelancing has taken over the world. In fact, according to a recent statistic, 12% of the U.S. workforce started freelancing since COVID and in total there are about 57 million freelance workers in the U.S.  Here’s what you need to know about freelancing...managing your money from taxes to savings and everything in between can be tough. In this episode, Lilac Bar David, Co- Founder and CEO of Lili, the all-in-one banking app designed just for freelancers, is sharing tips and tricks you need to know as a freelancer to manage your money easily and effectively. Meet Lilac Lilac Bar David is Co-Founder and CEO of Lili, the all-in-one banking app designed for freelance workers. She is an experienced chief executive with over 10 years in the fintech space and a demonstrated history of founding, managing, and leading operations at multiple finance companies. Prior to Lili, Lilac founded Pepper, the first and only challenger bank in Israel, and was its CEO for over three years. Lilac also served as EVP of Business Development for Leumi Card (now known as Max) at Bank Leumi, where she forged strategic partnerships and established a program for early-stage fintech startups. Lilac received her bachelor’s degree in economics and accounting and her MBA from Tel Aviv University. She is based in New York. What You'll Learn The pain points every freelancer faces when it comes to money How to think about money as a freelancer Typical money mistakes freelancers and entrepreneurs make How Lili is helping freelancers manage their money with ease Why you need to set up money buckets Links Lili How to Build a Side Hustle Empire podcast episode Freelancer Statistics Episode Sponsors Thanks to Firstleaf for sponsoring this episode. Join today and you’ll get 6 bottles of wine for $29.95 and free shipping! Just go to TRY Firstleaf.com/mymoney. Thanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today. Go to headspace.com/mymoney for a FREE ONE-MONTH TRIAL with access to Headspace’s full library of meditations for every situation. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this rebook episode, Nicole Middendorf shares the #1 money subject that every couple must talk about. Money is still a major taboo subject in a relationship—whether you’re on your first date or have been with your partner for multiple years. Money can be confusing and even, let’s just say, uncomfortable to discuss – wouldn’t it just be better if we all had this chip in us that allowed the other person to inherently know our money story without having to say a word. Nicole Middendorf, a Wealth Advisor and Certified Divorce Financial Analyst with Prosperwell Financial, takes a deeper dive into how we navigate love and money. This fall her fifth book “Who Pays? Navigating Love and Money” will hit bookshelves. Nicole’s life goal is to reduce the divorce rate by helping couples – and especially women – feel less intimidated when talking about money. Yes, Please! What You'll Learn What makes money so tough for couples to deal with What you should and shouldn't share about money in every phase of your relationship How to figure out who should pay and whether it matters How to deal with money in blended families Why we'd rather get divorced then deal with money in our relationships The #1 subject Nicole says every couple must talk about when it comes to money Links Nicole's website Nicole on Facebook Grab Nicole's Book, Who Pays Episode Sponsors Thanks to Firstleaf for sponsoring this episode. Join today and you’ll get 6 bottles of wine for $29.95 and free shipping! Just go to TRY Firstleaf.com/mymoney. Thanks to Fundrise for sponsoring this episode. Start building your better portfolio today! Get started at Fundrise.com/mymoney to have your first NINETY days of advisory fees waived. Thanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today. Go to headspace.com/mymoney for a FREE ONE-MONTH TRIAL with access to Headspace’s full library of meditations for every situation. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Can I tell you there’s nothing better than a great glass of bubbly after a long hard week! But, did you know that wine wasn’t only just for drinking? Wine can also be a good alternative asset to your portfolio. Anthony Zhang, CEO, and co-founder of a company called Vinovest is our guest on this episode and he’s sharing why wine consistently outperforms other alternative assets. I guarantee you’ll think about wine differently after this episode. Meet Anthony Anthony is a repeat entrepreneur who successfully built and sold two companies, EnvoyNow and KnowYourVC, by the age of 22. He has also held leadership positions at cryptocurrency platform Blockfolio and is a board member at RateMyInvestor. What You'll Learn Why wine outperforms other alternative asset classes How to start investing in wine What you need to know before investing in wine How Vinovest is using technology to disrupt wine investing What are the downsides of investing in wine (hint, there aren't many) Anthony's entrepreneurial journey Links Vinovest Anthony on Twitter Episode Sponsors Thanks to Firstleaf for sponsoring this episode. Join today and you’ll get 6 bottles of wine for $29.95 and free shipping! Just go to TRY Firstleaf.com/mymoney. Thanks to Fundrise for sponsoring this episode. Start building your better portfolio today! Get started at Fundrise.com/mymoney to have your first NINETY days of advisory fees waived. Go to headspace.com/mymoney for a FREE ONE-MONTH TRIAL with access to Headspace’s full library of meditations for every situation. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m going to keep this simple. Money doesn’t always have to be used for expensive purchases or saved to pay off emotionally charged debt like student loans. Sometimes, money can be used for simple, easy to accomplish money steps. In this episode, I’m giving you 8 small and affordable money steps you can take right now. What You'll Learn Why small steps can make a big difference #1 thing you can do with your money to help someone (and not spend a penny) Why you need a Me December Dates to set on your calendar next year to get your money in check How to end the year letting money know exactly what you think of it Episode Sponsors Thanks to Firstleaf for sponsoring this episode. Join today and you’ll get 6 bottles of wine for $29.95 and free shipping! Just go to TRY Firstleaf.com/mymoney. Thanks to Fundrise for sponsoring this episode. Start building your better portfolio today! Get started at Fundrise.com/mymoney to have your first NINETY days of advisory fees waived. Go to headspace.com/mymoney for a FREE ONE-MONTH TRIAL with access to Headspace’s full library of meditations for every situation. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is there anyone else out there that watches House Hunters International endlessly all while Googling how do I move that country as I do? The idea of being a digital nomad and working remotely was certainly at the top of the to-do list before 2020. Now, of course, we’re in a different world, but it’s not always going to be this way. If you’ve ever dreamed of the digital nomad lifestyle, this episode is for you. Kari DePhillips, a long-time digital nomad, CEO of The Content Factory, and co-host of the Workationing podcast is here to share what you need to know to become a digital nomad and work remotely. What You'll Learn Kari’s story into digital nomad life and the one event that changed everything for her How to live and work abroad What you need to know to become a digital nomad How to figure out where to go Ways to make connections as a digital nomad How to earn money as a digital nomad Links Kari's Workationing story: https://workationing.com/karis-workationing-origin-story/ Kari's entrepreneurial story: https://www.linkedin.com/pulse/celebrating-10-years-ceoship-kari-dephillips/ Website: https://www.contentfac.com How to Untether Your Life and Work From Anywhere There is No Spoon - Overcoming Mental Blocks I'm Outta Here book Schengen Zone Sisters in SEO group Episode Sponsors Thanks to Headspace for sponsoring this episode. Go to headspace.com/mymoney for a FREE ONE-MONTH TRIAL with access to Headspace’s full library of meditations for every situation Thanks to Firstleaf for sponsoring this episode. Join today and you’ll get 6 bottles of wine for $29.95 and free shipping! Just go to TRY Firstleaf.com/mymoney. Thanks to Fundrise for sponsoring this episode. Start building your better portfolio today! Get started at Fundrise.com/mymoney to have your first NINETY days of advisory fees waived. Thanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Experts say that millennial wealth is underdeveloped or has yet to reach its full potential. That makes sense. There are a lot of decisions to make when it comes to your money and trying to figure out how and where to invest can be tricky. Does being in cash make sense, should you use apps to invest, and how do you figure out your sweet spot when it comes to investing? Paulina Likos is an investing reporter at U.S. News & World Report, is here on the pod to talk about how you can use investing trends to build your wealth. Meet Paulina Paulina is an investing reporter at U.S. News & World Report, covering investing and asset management. Before beginning her career as an investing reporter, Paulina graduated from Villanova University where she studied political science, communication, and business management. Out of college, Paulina spent several years as a risk manager at Fannie Mae, predicting and reducing credit risk for the company. As an investing reporter with U.S. News & World Report, she has been examining investing trends and how millennials have been responding to them. You are in a stage of their life where building wealth is paramount and Paulina is sharing in this episode how this can be done no matter what your age is through the principles of investing. What You'll Learn Key investing trends in 2020 and what they mean to you Why cash isn't a great investment How to use mobile apps for investing How do you find your sweet spot with investing Ways to safeguard your investing Links Paulina Likos U.S. News & World Report Episode Sponsors Thanks to Firstleaf for sponsoring this episode. Join today and you’ll get 6 bottles of wine for $29.95 and free shipping! Just go to TRY Firstleaf.com/mymoney. Thanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram       See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you looking at your career this year and thinking it just isn’t riding on the fast lane as you had hoped? You’re so not alone. This year has been rough on many careers and salaries, not to mention working at home juggling your partner’s weird snack breaks and your neighbor who likes to run the lawnmower just when you’re hopping on a Zoom call. But I don’t want you to stay stuck. Jacqueline Twillie is back to share the insider secrets to know your value (aka how to fatten up your paycheck), master negotiation (without breaking out in a sweat), and take back your life and career next year. Meet Jacqueline When it comes to career advice, Jacqueline is my go-to. She’s been on the show a few times and is an auntie, latte lover, President of ZeroGap, passionate about ending the wage gap, 2 times best selling author, and a Saints fan. She’s coined the phrase, Nah, I know my value, and in this episode, she’s going to teach you how to know your value as well to earn more and live better. What You'll Learn How to truly know your value What we get wrong with knowing our value  Ways to communicate your value to your boss or potential hires 5 lies about negotiation that are keeping you stuck Jacqueline's insider secrets to earning more and living better How to negotiate for expenses when you work from home Links ZeroGap Jacqueline's website Winning Season podcast Episode Sponsors Thanks to Fundrise for sponsoring this episode. Start building your better portfolio today! Get started at Fundrise.com/mymoney to have your first NINETY days of advisory fees waived. Thanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The holidays are a time of celebrations, comfy clothes, lots of good eating and cold winter nights. But for many of us, it’s also a time of financial stress and a visit from your good ole’ friend debt. In this reboot episode, Majd Maksad, from Status Money, is dishing some great tips to breeze into the holidays without debt so you can hit the new year ready to take on your goals. Questions I Ask So just how do we breeze through the holidays without going into debt? What do you think causes the biggest stress around the holidays and budgeting? Do you see any trends emerging when it comes to holiday spending – what we are all blowing our budgets on? Does it matter your income? Debt is a real pain point for some many listeners – and sometimes it feels like there’s no way out from the vicious circle of paying off debt but not making any progress. How can you take action today to relieve some of that pain around our debt? I know status money has come a long way since we last spoke. What’s the latest? If you had one solid takeaway or action item from our conversation, what would you want everyone to remember? What You'll Learn How to hack your mind during the holidays so you stay in budget Why knowing how much your peer group is spending is beneficial to your financial success Why lower income groups are making the most impactful behavioral changes when it comes to spending How to break the money taboos and get rid of debt How you can win financially and finally stay in budget during the holidays Links Status Money Previous podcast episode with Majd Episode Sponsors A big thanks to all our episode sponsors that make it possible to bring this show to you. This episode is sponsored by Firstleaf. Join today and you’ll get 6 bottles of wine for $29.95 and free shipping at tryfirstleaf.com/mymoney. This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. Thanks to Fundrise for sponsoring this episode. Start building your better portfolio today! Get started at Fundrise.com/mymoney to have your first NINETY days of advisory fees waived. Thanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’ve learned a lot in 2020. Things like always have at least 5 backup rolls of toilet paper and don’t ever walk past the Lysol antibacterial aisle without grabbing some. But I’ve also learned a lot about money this year, some lessons I’ve experienced personally, and some I’m sharing from friends, podcast guests, and other people that are very smart when it comes to money. Join me for 10 money lessons from 2020 that I think you need to know about. What You'll Learn How to prepare your money for life's ebbs and flows What is one thing you need to know about your savings How to build new money habits that stick Why the stock market always bounces back How to build buckets of money Why a strong network is your best asset Links Mentioned Learn How to Invest As a Side Hustle with Teri Ijeoma 7 Money Mistakes That Are Ok to Make How to Buy What You Want and Skip the Debt with Daniela Corrente How to Furniture Flip & Side Hustle Your Way to An Extra $500 with Whitney Hansen Episode Sponsors A big thanks to all our episode sponsors that make it possible to bring this show to you.  This episode is sponsored by Firstleaf. Join today and you’ll get 6 bottles of wine for $29.95 and free shipping at tryfirstleaf.com/mymoney. This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. Thanks to Fundrise for sponsoring this episode. Start building your better portfolio today! Get started at Fundrise.com/mymoney to have your first NINETY days of advisory fees waived. Thanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Thanksgiving is gonna look a little different this year, and you know what, that’s a good thing. It’s time to throw out the rules of the Thanksgivings of the past. You don’t have to drain your bank account at the grocery store or be exhausted after cooking, and hey if you love lasagna, why not make that Thanksgiving. Our guest, food, and travel journalist, Melissa Corbin, is joining us to share all the ways you can embrace Thanksgiving in 2020. Meet Melissa Melissa is going to be your Thanksgiving guide on this episode. She’s a Tennessee based freelance food and travel journalist sharing stories of folks who care about their world’s future. She’s been published in some of the top magazines and sites including Travel Channel, USA Today, Food and Wine Magazine, Lonely Planet, and many others. Sit back and enjoy this fun conversation about turkey, sweet potatoes, giving gratitude, Thanksgiving history, and find out the right way to pronounce one of America’s favorite desserts. What You'll Learn How to change the rules this Thanksgiving Why you don't need to go broke cooking a large meal Secrets to make your Thanksgiving great if you've never cooked before Loads of recipes to shake up Thanksgiving Ways to embrace gratitude and giving back this year Links Melissa's website Melissa on IG Turkey Talk Article Article on Soul Food Luxe Lifestyle Magazine (Sweet Potato Recipes coming in Dec) Planning a Zoom Thanksgiving Episode Sponsors This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. Thanks to Fundrise for sponsoring this episode. Start building your better portfolio today! Get started at Fundrise.com/mymoney to have your first NINETY days of advisory fees waived. Thanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever hit the snooze button on open enrollment and just left your benefits as is? I know I have – but not this year. Open enrollment is the best time to change your health plan, enroll in new benefits, and make sure you’re set for next year. Not to mention, now is the best time to make sure your benefits are as pandemic proof as possible. According to a new MetLife survey, Gen Z and millennial workers are lacking confidence when making decisions around their benefits, and it’s causing them to feel insecure about their finances, overall. If you’ve ever had that sinking feeling that you don’t know if you’re in the right health plan, and had questions about the myriad of other benefits choices, this episode is for you. Episode Guests Meredith Ryan-Reid a Senior Vice President and head of MetLife’s Financial Wellness & Engagement organization, together with Marsha Barnes, a personal finance expert, financial social worker, commentator, and Founder of The Finance Bar have some great insight to move you from feeling insecure to I got this during open enrollment. What You'll Learn How to select the benefits that are right for you Ways to feel secure when you choose your benefits this year How much time should you spend selecting your benefits What should you do if you were laid off this year Ways to save money when shopping for your benefits Links MetLife Open Enrollment website The Finance Bar Health Insurance Exchange Info Podcast Sponsors This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. Thanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that 300 million people around the world have depression and anxiety, according to the World Health Organization, and It’s estimated that 15 percent of the adult population will experience depression at some point in their lifetime? I’m one of them, and this is my journey. In this episode I'm sharing some of my most personal money and life lessons that I learned suffering through anxiety and depression. This is a reboot episode from 2019, but I think if anything 2020 has taught me it's that I need to share not only the good stuff, but also the tough aspects of life. What You'll Learn The money lessons I learned battling through depression and anxiety Why I'm a big fan of creating a "health slush fund" How I used acupuncture and herbs to help heal my body What food choices I made to get my body in fighting shape The economic impact of depression on everyday life How green juice helped heal my body Links Acupuncture for stress and depression Depression statistics and the economic impact of depression SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is money to you? It’s time to use your money to help you get where you want to be and time to let go of your money using you. But how do you practically do that? Jedidiah Collins, a former guest on our show, is back to share his story of pivoting from NFL career to Certified Financial Planner to author and speaker, understanding how to grow through hard times, and the power of asking yourself one simple money question that can forever change your life. About Our Guest JEDIDIAH COLLINS, CFP® is Founder of Rookie to Veteran™ and Author of Your Money Vehicle. After being signed as an undrafted free agent in 2008, he played seven seasons in the NFL while studying for the Certification in Financial Planning in the off-seasons. Today, Jedidiah’s mission is to empower students, athletes, and young professionals with the behaviors needed to eliminate the gap between the potential of their goals and the success they desire! What You'll Learn How Jed went from NFL Veteran to a money expert How to not only get through but grow through hard times How to pivot in life when it feels challenging Why you need a healthy money mindset The power of setting goals…consistently Why it's ok to fail in your career and with your money How to uncover your money story (and why it’s important) How to figure out your money burn rate Links Your Money Vehicle book Your Money Vehicle course Jed's Website Episode Sponsor This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In case you didn’t know, creating the ultimate holiday spending plan is actually the best gift you can give yourself this season. Well, that and some serious self-care because we all need a little TLC this year. Sure, 2020 looks a little different than last year or really any other year, but that doesn't mean you still can’t enjoy a little holiday shopping. Let's just do it with a plan so you can toast to 2021 without giving the evil eye to your holiday debt. What You'll Learn Why Black Friday is changing this year and what you need to know How a holiday shopping plan can save you a ton of money The best apps and sites to save you money How to pay off debt if you have some this holiday season Why shopping small is important this year Links Santa's Bag Raise Slickdeals Splitit Afterpay Couponfollow.com Episode Sponsor This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You want to change your life; you need a budget. Not a boring, you can’t do this and you can’t have that type of budget, but as our guest Allison Baggerly believes, you need an Inspired Budget. After all, a budget is about more than putting numbers on a piece of paper. An Inspired Budget is an access pass to your life…the one you want to live. Meet Allison Allison is a blogger, influencer, speaker, and the founder of Inspired Budget. As a teacher and small business owner, Allison combined her passion for teaching and finances to help others learn how to start budgeting. Since starting Inspired Budget in 2017, Allison has been able to retire as a teacher and take her desire to help others full time. Now she is helping women all over the world get started with budgeting when they feel lost and overwhelmed. She has built a tribe of over 100K Instagram followers that turn to her for budgeting advice and inspiration to save more than they ever imagined. What You'll Learn What does it mean to have an Inspired Budget Why the old budgeting rules don't work How Allison and her husband paid off $100K in debt just by budgeting Why going through money seasons is ok and normal Some of the top mistakes most people make with their budget How to create a budget that works for your life Links Inspired Budget Inspired Budget on Instagram Inspired Budget on Facebook  Episode Sponsor This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram       See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

"You don’t have to be rich, you just have to have enough to cover your bills". Powerful words from Teri Ijeoma, the brains behind Trade and Travel. Getting good, and I mean really good, at trading stocks isn’t about being able to afford airplanes and Maserati’s, but it’s about learning a skill that can help you achieve so many money goals like paying off your student debt or just earning some extra cash to buy a house. Teri went from working in education and nonprofits to trading stocks, traveling the world, and teaching others like you and me how to do the same. This episode is all about the life-changing magic of learning how to invest in stocks. About Teri Teri Ijeoma began her professional career working in education and non-profits. When she started trading stocks nine years ago, she initially saw it as an opportunity to simply supplement her income. However, she was so successful with this side hustle that in 2017, she decided to quit her job, travel the world, and begin trading full-time. While traveling, Teri was constantly asked to show others how she was successfully trading in the stock market. She set up and taught her first class in Thailand, her second in Vietnam, and had a fully-fledged curriculum created by the time she returned to the States. Teri now offers an online curriculum that shares her investing strategies with people all over the world. She also partners with organizations and companies to train and empower individuals to achieve financial freedom and build wealth through investing. Teri received her Bachelor's degree in Management Science from Massachusetts Institute of Technology (MIT) and her Masters in Media and Communications from Dallas Theological Seminary. She was named 2018 Entrepreneur of the Year by National Black MBA Association and was the Grand Champion of Teachable’s 2019 Creator Challenge. You can reach her on Instagram at @imaninvestor or online at itradeandtravel.com. What You'll Learn Why investing is about more than fancy cars and airplanes How your investing practice can help you achieve some big money goals Teri’s story of going from education to owning her own business How to pick a good company (aka, who is hiring) How to avoid some common investing mistakes The average day of a stock investor Links  Invest With Teri Course Teri's YouTube channel IG: @imaninvestor @tradeandtravel Webinar: itradeandtravel.com SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Can your mind make you broke? Have you ever made a money decision that you regretted later? I’ve made about a million of these over the years, but I’ve also learned how powerful your mind is when it comes to money. The real question is then, can you trick yourself into being broke or being wealthy.  We’ll uncover these answers and the most common money mindset traps in this reboot episode. What You'll Learn The four negative mindset traps that can actually make you broke How to recognize the mindset traps and what you can do to strategize against them Why you need to define what success means to you and how that might be affecting your bank account My own stories of powerfully connecting my health with my wealth and what I've learned Why you should have your own version of the "24-hour" window before you make big purchases How a "f**ck it bucket" can give you options in life when you need them the most SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

According to analysts at BlackRock Investment Institute, the U.S. Presidential election is set to take place against the most tumultuous domestic backdrop since 1968.” In this episode, we’re not going to talk sides – Democrat or Republican – instead, we’re going to talk about how elections in general impact your money and what you need to know before and after Nov 3. What You'll Learn Why elections have a big impact on your money Why you also need to consider the impact of state and local measures A brief history of voting rights in the U.S. Ways you can best prepare your money to weather any election How the stock market typically performs in an election year The best step you can take to make sure you prepare for your tax bill Links How the Stock Market has Performed During an Election Year 2020 Election and Your Money Whenweallvote.org Votesaveamerica.com SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

As Doug Lynam, our podcast guest says in this special reboot episode, money is not the root of all evil, but we all need to be a little bit wealthy. That may seem like a controversial statement from someone who spent 20 years as a Monk, but as Doug talks about in this episode, there is a way to get in a healthy relationship with your money so you can live life on your terms. In fact, Doug ‘s money journey started way back when the monastery he worked for went bankrupt, which forced him to learn about money management – now that’s a story you don’t hear about every day! What You'll Learn How did Doug go from monk to money manager What life was like as a monk and how that relates to money What money lessons did Doug learn from his monastery going bankrupt Why we should all strive to be a little bit wealthy What advice Doug would give his 30-something self about life and money Links Doug's website From Monk to Money Manager book SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The personal finance world is full of rules and things that you should and shouldn’t do with your money. These rules lead to stress, frustration, and competition and honestly, make you feel like you aren’t doing enough, you don’t have enough, and you’ll never be able to fully be happy with your money situation. This is so not true. If you’ve ever made a money mistake, which we all have, this episode is for you. What You'll Learn Why we all make money mistakes How to recover from a money mistake Why your money mindset is key when you make a mistake How to deal with debt Why it's OK to miss the "best investment" opportunity How to keep yourself calm when you do make a money mistake Links Acorns Ellevest How to Buy What You Want & Skip the Debt From 200K in Debt to 240K in Retirement Get Rid of Debt for Good Episode Sponsor Thanks to Manscaped for sponsoring this episode. .Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raise your hand if you’ve ever said the words, “I don’t want to deal with my money right now?” Friend, I am right there with you. Especially in those seasons when I had debt or things just weren’t flowing like I’d hope they would be. The truth is, we all face different money seasons and challenges – absolutely no one is immune. You may know of our guest today in this reboot episode, Kumiko Love from the Budget Mom. She’s the real deal, paid off a ton of debt, and has some serious money advice to share on how to live a life you love on a budget that you can afford. Now that’s a tag line I can get behind! What You'll Learn What Kumiko's secret was to pay off $77,000 in eight months Practical ways to move from paycheck to paycheck to money success How Kumiko's upbringing taught her some of her most important money lessons The ways your finances change after having a baby and how to create a plan on any budget Ways to erase the idea of perfection when it comes to your finances Kumiko's journey to becoming The Budget Mom Links The Budget Mom All about Kumiko Kumiko on Instagram  Episode Sponsor This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Look around you right now. What do you see? Is your home filled with things that set the stage for the life you want to live, or is your home just filled with stuff? Our podcast guest, Lisa Tselebidis, a professional organizer, and KonMari certified consultant is sharing her system to have what she calls a profound tidying festival, how tidying up can help with your mindset, and eight ways tidying up can be financially beneficial to you.  What You'll Learn How to set the stage to live your envisioned life free of distraction How to free your mind by decluttering Why tidying up is cheaper than therapy How to make your space and things serve you 8 Ways Tidying up can save you money how to have a profound tidying festival Links Lisa's website Lisa on Instagram The Life-Changing Magic of Tidying Up book Episode Sponsor This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brandon Krieg, CEO, and co-founder of STASH has a mission. His goal is to make saving and investing accessible and easy for everyone, regardless of your budget. This is a message I echo on this podcast. There's always a little something extra in your bank account that you can use powerfully to help build your wealth and your future, you just need to know how to find it. This is a reboot episode with a message that is maybe more valuable now than ever. What You'll Learn How does STASH practically make saving and investing accessible to everyone In what ways does learning about financial literacy help us build a better financial future How Brandon went from Wall Street working with some very wealthy people to an entrepreneur starting a company with a mission to help everyone save and invest Why Brandon thinks we have an aversion to saving and investing How to invest without fear Links STASH investing SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You want to get in shape. So you go to the gym, maybe you take up running, and you decide to eat better. Each day you make a conscious choice to move in that direction of getting in shape. Some days you might not feel like it and maybe you take the day off or splurge on a donut, but generally, you’re moving in the right direction. Each day you’re taking a new step to help you get there. Growing your money is the same thing. As Brian Barnes, CEO and Founder of M1 Finance shares, to invest with knowledge and not emotion is about more than just the one-time decision you make and more about the steps you take every day! What You'll Learn How to create money habits that stick How to set up a money system that works for you (and is easy) How to create an "investing decision-making tree" How to reduce friction with your finances Why M1 Finance is a super app Why most people have the same needs and wants when it comes to money Links M1 Finance M1 Finance on Instagram PodcastlListener survey link - http://www.podcastlistenersurvey.com SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Here's a genius money idea...you should spend your money where you spend your life. Have you ever had those moments when you know you’ve got some extra cash in your bank account and then you aimlessly spend it all while thinking, "I know there was some good reason I was saving this money?" This episode is all about creating a plan to upgrade areas of your life where you spend the most amount of time because, without a plan, that extra cash will likely be spent on stuff you don't really need.  What You'll Learn Why I decided to upgrade four areas of my life where I spend the most amount of time How to create a plan for upgrading your life based on your budget My 25%-50% rule that I use whenever I get extra cash How spending money where you spend your life can help bring balance to all areas of your life How to figure out what areas of your life need some upgrading Links Casper Mattress Avocado Mattress The best mouse ever SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

According to the Pew Research center, only 52% of Americans invest in the stock market, and 88% of them have incomes over 100K. Investing, even just 10 years ago, felt like something that was unattainable, confusing, and scary. Thanks to apps like Public.com, the stock market is becoming democratized and using the power of social investing to change the game. Why not use this year to finally learn how to start investing? Our guest Katie Perry, VP of Marketing for Public.com, is here to share the power of using a social investing app that makes the stock market inclusive, educational, and fun. What You'll Learn The power of social investing How to start investing without fear How to use the social community at Public.com to find companies to invest in What role does financial literacy have in teaching you to invest How the democratization of the stock market and implementation of community fosters responsible investing behaviors What role does risk play into your investing strategy Katie’s investing lessons that she’s learned while working at Public.com Links Public.com How to Start Investing with $100  SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes, you can get your financial house in order! Call it a conspiracy or whatever you want, but there is a well-orchestrated message out there that creating a plan for your money that helps you achieve your goals is impossible – you’ll never save enough, you’ll never get out of debt, you’ll outlive your money, blah. That's not true because it is possible for you to get your financial house in order right now with what you’ve got in your bank account. Our podcast guest on this reboot episode, Peter Lazaroff, is going to show us how. What You'll Learn Easy strategies you can use to build your wealth How to get in a better relationship with the world wealth  Why you should create a reverse budget and how to create one easily The magic of goals based investing and how you can benefit from it Some of Peter's best tips from his new book, Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever Links Smart Money Quiz Peter's website Grab Peter's book, Making Money Simple SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I know, you’ve got questions about investing and what the heck the stock market is doing. I’m right there with you. You turn on the news and all you hear is how hot the stock market is and how terrible the economy is. How can those two things even go together? Not to worry, Michelle Schneider, author of Plant Your Money Tree, and the Director of Trading Research and Education at MarketGauge.com, is back to share what you need to know about investing and stock market trends for the rest of 2020. What You'll Learn What stock trends to pay attention to for the rest of 2020 How the election and stimulus bill might impact the stock market Easy ways to stay on top of the stock market without being an investment expert Will trends with companies like Amazon, Peloton, Zoom, and more continue What to do if you have a 401(k) or IRA going forward How to spot trends using market phases Links Market Guage Plant Your Money Tree book Mish on Twitter Episode Sponsors Thanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed.com/mymoney. This is their BEST offer available ANYWHERE. Thanks to Gen Z Green for sponsoring this episode. Check out the Gen Z Green podcast on any podcast player to hear inspiring stories from real millionaires, top influencers, and world-class experts in personal finance. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're featuring another Best Of episode from 2018 that was a listener favorite. All personal finance experts can agree on one thing – starting to save early will almost always help you reach your lifestyle goals quicker and with more ease than those who wait longer. When you think about your savings there are two ways you can save – the crockpot style or the microwave style. Inspired by a recent industry article in Financial Planning Magazine, thinking about a crockpot for your savings strategy makes pretty good sense. With any crockpot recipe, the idea is simple. You gather all your ingredients ahead of time, throw them into the crockpot, turn it on low and slow for 6-8 hours, and then you have an almost always perfect meal sure to wow anyone. What You'll Learn We’ll chat about the crockpot method of savings Why a crockpot method might make more sense than microwaving your savings Focus on saving little by little over time with consistency so whenever you reach the age you would like to quit working, your investments and savings have spent some time “cooking together.” Let’s talk about what you can and can’t control with your savings Some guidelines to always keep in mind with savings Links Mentioned: 401(k) Calculator How Much to Save for Retirement Investor Questionnaire  Risk Tolerance Profile (just pretend it’s in USD) SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! If you loved this episode, don’t forget to share it with your friends on your favorite social channel and tag @shannahgame. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are so many money apps out there! Excuse my over-emphasis here, but there are so many money apps that it’s easy to find yourself in a state of app overload. I surely haven’t tested all the apps out there, but thanks to this show I’d had a first-hand look at so many that I think are worthy of a download and a permanent place on your phone. I’m dishing a few of my favorites in this episode to help you spend, save, grow, and protect your cash. What You'll Learn The best money apps for online banking that offer no-fees and a slew of other benefits Two great apps to help you save money on your purchases, Raise and Slide, and why CEO Jay Klauminzer says these are must-have apps Why contactless payments are revolutionizing the app game How to use money apps to protect your cash My PIVOT system to transform your cash and help you achieve your money goals Links Aspiration Varo Raise Slide Fabric Acorns You Need a Budget Clarity Money Simple Personal Capital Spendee Albert Episode Sponsor Thanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed.com/MYMONEY. This is their BEST offer available ANYWHERE. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There always needs to be a why when searching for financial independence. Why do you want to want to save money, why do you want to buy a house, why do you want to change your career, why do you want to retire early? Our guest in this summer reboot episode, Bola Sokunbi, is a finance expert, author, podcaster, and founder of Clever Girl Finance discovered her why way back in college when she saved 100K in three years – that is no small feat. She did all sorts of things to save the money, stuff that you and I might think is crazy… but it worked. And now she wants to show you how you can find your why, create massive change in your life, and have some fun doing it. What You'll Learn The steps Bola took to save 100K in three years The money lessons Bola learned from her mom that helped her in her financial journey Why Bola decided to write a book and the chapters she thinks you need to read ASAP What's one piece of money advice Bola wished every woman knew How to achieve big money goals when they feel so far away Links Clever Girl Finance Clever Girl Finance Book SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

So, 2020, you’ve been a bit of an interesting year…but interesting doesn’t always mean it’s bad. Depending on what is going on in your world, now might be the right time to buy a house, believe it or not. What do you need to know, what credit score are you aiming for, how to secure the best loan, and countless other important details coming in this episode with Anthony Sherman, co-founder, and CEO of Simplist. What You'll Learn Is now the time to be looking for a new house What credit score do you need in 2020 to get the best interest rates How and why to get pre-approved for a mortgage How to get a mortgage if you're self-employed What happens if you lose your job while you're trying to buy a house Best money practices to set yourself up for a mortgage I share my own journey of buying a house Episode Sponsor Thanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed dot com slash MYMONEY. This is their BEST offer available ANYWHERE! SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money is one of the leading causes of divorce. Why? Because we don’t like to talk about it, not while we’re dating, not when we get engaged, and certainly not when we get married. Can we change the divorce rate if we just starting talking about money? COVID and stay at home orders are creating a divide in many relationships, especially where money issues are a source of tension. In this reboot podcast episode, Dan Hinz, shares how he helps couples learn how to talk about money with their partner so we can all have happy and long-lasting relationships. What You'll Learn Why is so hard to talk to your significant other and spouse about money What are the trickiest subjects to talk about in regards to money and why do we all avoid them How Dan and his wife handle money issues and healthy conversations How to develop a money system in your relationship that works for both of you How to begin to talk about money early in your relationship Links Adulting With Money - How to Talk to Your Spouse About Money - The Ultimate Guide Dan on Twitter Dan on Facebook SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How does debt make you feel? Maybe you feel anxiety, stress, fear, outrage, or even depression when you think about your debt. If this is you, please, first know you are not alone in these feelings. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day. Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process. What You'll Learn Tricks to help you deal with anxiety and depression around money The connection between debt and mental health How to use side hustles to pay down your debt Melanie’s story of paying off $81,000 of debt How Melanie built a career sharing her debt journey The art of finding joy, beauty, and pleasure each day Links Melanie Lockert Mental Health and Wealth Podcast Lola Retreat Dear Debt Episode Sponsor Thanks To EveryPlate for sponsoring this episode. Get 3 weeks of EveryPlate meals for only $2.99 per meal by going to EveryPlate.com and entering code mymoney3. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’ve gone through most of my life letting my bank account balance dictate my mood. I’ve stuffed ATM receipts in my wallet without looking at them, sat through amazing dinners fixated on how much money I don’t have at the moment, and stopped myself from truly living life….just because of that number. On this reboot episode, I'm sharing how I decided one day to take back my bank account and started a movement of others doing the same. What You'll Learn How my fear around money kept me stuck from achieving my goals What are the things you can control with your finances Proactive steps to let go of the things you can't control The biggest truth you need to learn about your family and money Why you need to throw out what you know and focus on taking small steps SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m not quite sure, but somehow a million dollars became the marker of success. I can remember when I was younger saying I’m going to make a million dollars and then stop working and move to a tropical island. (I can dream, right).  The truth is a million dollars today is not what it used to be, but what you can do is start making million-dollar choices with your money. This doesn’t mean a million is going to drop from the sky, but if you put your mind in million-dollar mode, you’ll already be ahead of the game. How do you start making million-dollar choices – good question, listen in, and I’ll let you in on the secret. What You'll Learn Some sobering stats about the wealth gap Six steps to start making million-dollar choices Why you need to ditch a budget and get a money flow plan How toxic thoughts and relationships might be keeping you from money success The exact steps you need to start paying off your debt Ways to diversify your income, investments, and your thoughts Episode Sponsor Get 3 weeks of EveryPlate meals for only $2.99 per meal by going to EveryPlate.com and entering code mymoney3. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The best part about being a podcaster is getting to create a community and deliver content that you want to hear. Your Ask Shannah questions have inspired this podcast episode, and we're starting off with a question about how you can put your finances on autopilot (inquiring minds want to know). I'm a big fan of autopilot, mixed with a few manual pieces each month to get your money flowin' in the right direction.   What You'll Learn I'm tackling three Ask Shannah questions in this episode and diving deep into some tools that you can use to help your finances for the rest of this year and beyond. Learn how to put the key areas of your finances on autopilot - budgeting, saving, investing, banking and more Learn why you should consider hiring a CPA (despite the cost) if you're going through a milestone like getting married or having a baby or changing careers Learn ways you can rebuild your savings account after you've had to drain it Links Clarity Money You Need a Budget Freshbooks Acorns Stash Blooom Betterment Ellevest Simple LinkedIn CPA search IRS CPA search SUBSCRIBE & REVIEW Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It is still possible to travel in 2020 and save money while doing so. Our guest on the podcast, Scott Keyes from Scott's Cheap Flights, says that traveling is still possible even during this strange year and travel deals are still out there to be found. While you might not be able to travel abroad just yet, there are plenty of places to explore locally and scratch your travel itch.  What You'll Learn Is it safe to travel right now Why traveling on a plane might be safer than you think How to find travel deals (even in 2020) What you need to know about booking a trip that you might need to cancel The happiness effect of travel and how travel helps your mental state How Scott's Cheap Flights started and what makes them unique How to figure out where to travel to Links Scott's Cheap Flights Podcast Sponsor Want to start a profitable blog but don't know where to start? Head to https://bit.ly/startablogclass to sign up for a free 90-minute masterclass with Kate Kordsmeier and start building your profitable blog. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wanted to drastically change your life? Turn everything upside down, recreate yourself and live a life full of adventure. What if you were just one step away from a radical change in your life? Today’s podcast episode is going to inspire you, I know it did me. My guest, Shane Dillon, reached out to me a few months ago and I was blown away by his story. Get this, in 2017 he left behind his 9 to 5 job to bicycle across the U.S. and Europe, moved to Spain to teach and wrote his first personal finance book. Shane will inspire you in this episode to reach beyond what you thought was possible for your life. What You'll Learn How Shane decided to leave his 9 to 5 behind and bicycle across the U.S. and Europe The lessons Shane learned about himself and his finances on his journey Why Shane moved to Spain and how he manages his money living aboard The crazy story of Shane's book, The Franklin Fi, and how he wrote it on a cycling adventure Shane's tips to cultivating a life of adventure, purpose, and passion Why you need to think of yourself as a human corporation Links The Franklin Fi Shane on Twitter The Logical Journey SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram       See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Student loan debt in 2020 hit a record and is now about $1.56 trillion and growing. If you have student loan debt, I can bet you’d do just about anything to get it paid off. You might also feel a great deal of anxiety, maybe even depression, or anger towards your student loans. No matter how much you owe, you’re probably wondering how to pay off your loans FAST. Robert Farrington, the creator of the brilliant website The College Investor, is here to share what you need to know about your student loans in 2020 and beyond. What You'll Learn Should you defer your loans What did the CARES Act say about student loans How to pay off your loans quickly Should you consolidate or refinance your loans How to invest and pay off your student loans What student loan repayment plan should you be on Is student loan forgiveness for you How to avoid student loan scams Links The College Investor Studentaid.gov Loanbuddy.us Chipper CARES Act SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you look at the list of things you want to do with your money and break out into sweat not knowing what to do first, and when to do it? If you’re shaking your head yes know that you are so not alone. That is what makes money so interesting and so tricky at the same time. Not to panic though, our guest Kennedy Reynolds from Acorns is here to help you learn how to maximize your money to work for you instead of against you. What You'll Learn How to make investing work for you Easy ways to track your money each month Why personal finance education is a difference-maker The ins and outs of Acorns and how you can start investing with spare change How to start teaching your kids about money Links Acorns Grow Your Oak book by Kennedy Money Flow Plan Workshop by Shannah Episode Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let me ask you this, are you married or do you have a committed partner? Do you have kids? Does someone depend on your income? Do you own a house? If you answered yes to any of these questions, then quite possibly you really do need life insurance. Allison Kade, the millennial money expert at Fabric is here to breakdown the ins and outs of life insurance and answer that burning question – do you really need life insurance. What You'll Learn Who needs life insurance and who doesn't How much life insurance do you need What the heck is a healthcare proxy and do you need one How much does life insurance cost Why life insurance is a serious self-care act Links Fabric  Allison's website Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of us have a love/hate relationship with debt. Debt can help you buy things like houses, cars, and to get a college degree, but debt can also feel like a giant anchor that is keeping you from moving forward. Stress, anger, depression, even suicide can be the result of having too much debt. When Daniela Corrente moved to the U.S. she was introduced to the culture of you can achieve anything just by swiping a credit card. Knowing there had to be a better way to shop and spend her money, Daniela co-founded Reel, a shopping site that empowers people to buy what they want without going into debt. Can you imagine that – buy what you want and skip the debt? What You'll Learn Understand the emotional side of debt Hear Daniela's story of going into debt and how it lead her to start Reel How does Reel's save-to-buy approach work Should you use pay later services like Afterpay Tips on how to shop debt-free Links Reel Reel on Instagram Reel on YouTube Money Flow Workshop Link Episode Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a special summer reboot episode with timeless advice about investing. I’m normally not a big fan of separating women from men when it comes to money, however, I am a strong supporter of creating a new language around investing for women. Why, because, as our guest, Amanda Holden, aka the Dumpster Doggy says, "there’s a lot of femme shaming when it comes to money, how we’re spending and investing it and well, we just don’t process information the same way, but that’s a good thing." So let’s drop the bs and get some solid investing advice from someone who is committed to changing the way women invest. What You'll Learn Why Amanda is passionate about teaching women what they need to know without the bs The story behind Amanda's successful blog, The Dumpster Dog Blog Money blindspots women have and how to avoid those How to win at investing even if you are a newbie Why learning about investing is critical Links Invested Development course (use code millennial for $50 off) The Dumpster Dog Blog Amanda on Instagram SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s guest, David Waldrop, is a friend of the podcast who has been on the show in the past He’s a CFP® and has so many great tips to help you build a stronger financial foundation, including these 5 easy steps to improve your finances. This is a reboot episode, but the content is still as good in 2020 as it was last year! There are podcasts, and blogs, and articles and apps all giving you tips and strategies for your money and then there are so many places for your money to go – paying off debt, saving to build your er fund, college funds for kids, buying your first house, going on a trip to Europe to eat gelato in Italy. But there’s only so much money to go around. What You'll Learn: Why it's easier to start with easy money steps What he thinks is the top money step that everyone must do Why you shouldn't overlook giving yourself a raise and how to do it What the most overlooked money step is and why it's important What he would tell his 30 something self about life and money Links: The Astute Advisor David's YouTube Channel Episode Sponsor: Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's my birthday month, so I'm celebrating with you by reminiscing over the six money lessons that I wish I would've learned sooner (so hopefully you don't have to make the same mistakes). What You'll Learn The power in building buckets of wealth and what to do with your oh sh*t fund Some of the biggest money lessons I learned from people who are very wealthy The one mindset trick I use to get me in a better money mindset How to ditch the money guilt complex and feel good about earning more money Understanding the relationship between risk and reward Why I love having a July birthday :) Links Sign up for my weekly email newsletter, Let's Talk Money, and get exclusive tips, suggestions, how-tos, and more delivered to your inbox every Monday. Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're *almost* to the midpoint of 2020. With all that is going on, it feels like a good time to do a little refresher on your credit score, what to do with your stimulus check, and other great money tips to help you get through this year. As our guest, Lauren Silbert, the VP, General Manager of The Balance says, literally no one could’ve predicted what is going on right now in the world and the financial impacts it would have. If anything, that should give you a little sense of relief to let go of any negative thoughts you’re having about why you did or didn’t make certain money choices before a global pandemic and focus no on what you can do going forward. What You'll Learn How to give yourself a break around money right now The difference in the economy between 2008 and 2020 (and why this matters) What to do with your stimulus check if you haven't already spent it How to focus on building up your cash reserves What you need to know about your credit score Tips to avoid identity theft with your stimulus check and more Links The Balance Lauren Silbert on Instagram Episode Sponsors Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

OK, question for you…where is your money right now? We tend to overlook the place that our money is hanging out at, aka our bank, but where your money at is probably more important than how much you’ve got in your account. Your banking partner should be just that, a partner, helping you grow, flourish and achieve your money goals. Tamar Atamian, VP of Marketing from Wescom Credit Union, is back on the show to talk about why your relationship with your bank matters, what makes credit unions stand out in 2020, and how to figure out if your bank has your back. What You'll Learn Why your relationship with your bank matters How to evaluate your bank The difference between credit unions and traditional banks How Wescom Credit Union has served their customers during the pandemic What to look for in a bank (hint, it's more than the accounts they offer) Links Wescom Credit Union Wescom on Instagram Wescom on Twitter Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you have a financial plan? One that will get you where you are to where you want to financially post coronavirus and quarantine life. Don’t panic if you’re shaking your head no, this episode will soothe your soul. Ande Fraizer, CFP, author of Fin(anci)ally Free and CEO of myWorth, is sharing the secrets you need to know to put together your post coronavirus financial plan. What You'll Learn Ande's three-step system to put together your post Coronavirus financial plan How to look at your numbers without fear and acknowledge where you're at Why you need to create your money to-do list How to spot opportunities in current spending that you can use towards savings or goals Ways to develop a plan for your savings Ande's tips on finding a side hustle in the virtual world Links myWorth Finance fin(anci)ally free book myWorth Academy Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is next? That is the #1 question that you might be asking yourself. Maybe you're just out of college, or 2020 has you rethinking literally every area of your life. In this episode, author of What Next? Your Five-Year Plan After College, and journalist Elana Lyn Gross, shares her tips to figure out how to reset when your life and career don't go as planned. What You'll Learn How to create a five-year plan for career, finances, wellness and relationships Best practices for finding a job in any economy Elana's journey to finding her what next Ways to balance goals with self-care How Elana launched a best-selling book during the global pandemic Links Elana's website What Next book About Elana Elana Lyn Gross is a journalist whose writing has been published in Forbes, Fortune, Fast Company, Entrepreneur, Business Insider, Glamour, Cosmopolitan, Elle, Women’s Day, Good Housekeeping, Allure, Women’s Health, Teen Vogue, Well+Good, and many more. She is also the author of the popular personal and professional development site, ElanaLyn.com. She has a master’s degree in journalism from Columbia University and lives on the Upper West Side. Episode Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever heard of furniture flipping? My guest today Whitney Hansen, host of the Money Nerds podcast, is the Queen of Side Hustling. She recently started furniture flipping - finding a low-cost piece of furniture online and then selling it for a higher price - and is earning over $500 extra each month.  Side hustles are one of the best ways to better your bank account. Whitney shares the how-to's behind furniture flipping in this episode as well as her love for personal finance and why she thinks your relationship to money matters more than you might think. What You'll Learn What is furniture flipping How furniture flipping can help you achieve your money goals Side hustle tips from Whitney How Whitney has transformed her life with side hustles Why your relationship with money matters The best places to put extra cash from side hustles Links Money Nerds podcast Whitney Hansen's website Whitney Hansen on Facebook Facebook Marketplace Hibid Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I had a chance to sit down with my friend Brian "BT" Terrell from BREAUX Capital to talk about racism, the difference between creating a neighborhood and a community, the injustices in the financial industry, and BT’s work with BREAUX Capital, the first Fintech company advancing the financial health of Black Millennials with social banking. What You'll Learn BT's five-step system to move from a neighborhood to a community (and work to end racism) The steps we need to take as a community at large to end racism The power of financial education in the African American community How to build true wealth according to BT What steps you can take today to change the economics in your family Links BREAUX Capital BREAUX Capital on Instagram Wealthy Gardener by John Soforic The Money Tree by Chris Guillebeau Work your Money, Not Your Life, Roger Ma Passive Income, Aggressive Retirement, Rachel Richards Happy Money, Ken Honda Holistic Wealth, Keisha Blair Plant Your Money Tree, Michele Schneider Franklin Fi, Shane Dillon Invested, Danielle Town Broke Millennial, Erin Lowry Episode Sponsor Thank you to MasterClass.Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you transform your life? I say this about a lot of podcast episodes, but this is an all-time favorite. Dr. John Soforic teaches us in his new book, The Wealthy Gardener, timeless money success principles, and the lessons you need to know to plant money seeds and change your life. As John says, “we reap what we sow” so we must have consistent intentionality and make good choices with the money we have. What You'll Learn What is important about talking about prosperity John talks about the power of setting impossible goals John's journey to becoming financially free after being in over $200K in debt Strategies to build passive income How to think about wealth from a larger perspective Timeless money lessons you can use every day Links The Wealthy Gardener book John's website Episode Sponsor Big thanks to MasterClass for sponsoring this episode. Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is the number secret to money success? It’s your mindset. I know that might not be what you want to hear, but my friend, it is oh so true. In today’s bonus episode we’re flipping the mic and my friend Sherry  Mattson, who is an entrepreneur, actress and the voice of the Millennial Money intro, is interviewing me on the power of your mindset and the who, what, when, where and why behind our product, the Money Mindset Journal. Links Money Mindset Journal (through June 3rd) Sherry Mattson SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This a reboot episode from May, 2019, but chalked full of great info that I think is even more important now than a year ago. There are podcasts, and blogs, and articles and apps all giving you tips and strategies for your money and then there are so many places for your money to go – paying off debt, saving to build your er fund, college funds for kids, buying your first house, going on a trip to Europe to eat gelato in Italy. But there’s only so much money to go around. Today’s guest, David Waldrop, is a friend of the podcast who has been on the show in the past He’s a CFP® and has so many great tips to help you build a stronger financial foundation, including these 5 easy steps to improve your finances. What You'll Learn: Why it's easier to start with easy money steps What he thinks is the top money step that everyone must do Why you shouldn't overlook giving yourself a raise and how to do it What the most overlooked money step is and why it's important What he would tell his 30 something self about life and money Links: The Astute Advisor David's YouTube Channel SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that you have the power you have to create your own financial destiny? As our podcast guest, Chris Guillebeau says, you are never at the mercy of fortune as long as you have an appetite for hard work and a willingness to step outside your comfort zone. Chris Guillebeau is the New York Times bestselling author of The $100 Startup, Side Hustle, The Happiness of Pursuit, and his new book, The Money Tree. During a lifetime of self-employment that included a four-year commitment as a volunteer executive in West Africa, he visited every country in the world (193 in total) before his 35th birthday. What You'll Learn How to plant your money tree Why you should focus on earning extra money without quitting your job How to create a pathway of self-reliance and financial freedom Will the gig economy survive the global pandemic Money lessons from Chris' new book The Money Tree ...and much more Links The Money Tree book About Chris Side Hustle School podcast Podcast Sponsors Thanks to Policygenius for sponsoring this episode. Thanks to the Money Mindset Journal for sponsoring this episode. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Life would be so much better if someone just magically Venmo’d you a bunch of cash right now. How amazing would that be if you checked your bank account and suddenly had some extra cash? Since our fantasy of a magical money tree might not be a reality, here’s a bonus episode about smart money moves you can take right now. The best news, these are some money moves that millionaires make and you don't have to be one to take advantage of them. PODCAST SPONSORS Thanks to Policygenius for sponsoring this episode. Thanks to the Money Mindset Journal for sponsoring this episode. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's talk about credit cards. It's easy to get a credit card, but wow, they sure can cause a lot of emotional stress and a monkey wrench in your money plan. This pandemic has shown that it’s both good to have credit cards because who saw this thing coming, but also that you need a strategy to win at the credit card game. Beverly Harzog, the Credit Card Expert for U.S. News & World Report, is here to pull back the curtain and share the credit card secrets you need to know. What You'll Learn What can you do if you are having trouble paying your credit card minimum payment Steps to take to pay down credit card debt How to think about credit cards (should you love them or hate them) How do credit cards play into your overall credit score How to figure out what credit cards are best for you Ways to avoid paying late fees and annual fees Can you use your credit card and avoid paying for car rental insurance Links Beverly Harzog on U.S. News & World Report Beverly's books Podcast Sponsors Thanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com. Thanks to the Money Mindset Journal for sponsoring this episode. To buy the journal on Kickstarter head to bit.ly/mmjkickstarter. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Being financially well off isn’t about earning 50% more in your job, winning the lottery or coming into a ton of cash. It’s the everyday small amounts of money you can save here and there and then routing that towards your expenses and goals. You may remember Jay Klauminzer, CEO from one of my very fav apps Raise, on previous episodes. He’s back on this mini episode to talk about creative ways to save money on everyday essentials. Links Raise Honey Ebates/Rakuten Thanks to episode sponsors Policygenius Money Mindset Journal SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our guest on the show, Ash Ambirge, an internet entrepreneur, speaker founder of the Middle Finger Project, which is both her blog and the title of her first book, asks a very powerful question. What are the things you’re doing just because they make sense? Sometimes you can be doing the thing that makes sense, but it still makes you miserable. Why not try doing the things that make you curious – maybe, just maybe, that’s the missing link to true wealth in life. What You'll Learn Why taking risks is so important to your success The power behind quitting often Ash's Hot Dog Theory of Money How to figure out what you have to offer the world (and make money at it) Ways to be brave in everyday life Links The Middle Finger Project  The Middle Finger Project book The Middle Finger Project on Facebook The Middle Finger Project on Instagram Episode Sponsors: Thanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com. Thanks to the Money Mindset Journal for sponsoring this episode. To buy the journal on Kickstarter head to bit.ly/mmjkickstarter. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s easy to chase someone else’s version of life when you don’t know what you want yourself. I’ve been guilty of this myself, what about you? What would it feel like to have your money come alongside the vision you have for your life in a really powerful way? I’m so excited to have my friend and fellow CFP, Roger Ma, on this episode to talk about his new book, Work Your Money, Not Your Life and help you find the path to create a vision for your life and figure out the steps you need to take to make that happen. What You'll Learn What is the idea behind working your money and not your life Why Roger says everyone should have a side hustle (or two) How to think about investing during a global pandemic Why achieving goals is about what you spend and not always what you make Action steps to take today to work your money, not your life Links Work Your Money, Not Your Life Book Roger Ma, CFP Podcast Sponsors Thanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com. Thanks to the Money Mindset Journal for sponsoring this episode. To learn more head to helloitsmeco.co/launch. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Here's your Sunday Pep Talk. You've probably heard of the Sunday Scaries, but did you know you could also suffer from a case of the Money Scaries? Those times in your life when you are feeling anxious, nervous, and fearful about your money. Those are the Money Scaries. I've lived for years with the Money Scaries and have learned a few things about calming the storm. The first thing you should know is that just about everyone suffers from the Money Scaries. I've worked with people with a lot of money and people with a small amount of money and one that that is certain, they've all suffered from the money scaries. Focus on the thee A's: Awareness & Acceptance, Action, and Applause. This episode is dedicated to everyone who might be feeling, like me, a case of the Money Scaries. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alright, ladies, I'm talking to you right now. There are a lot of complications we all face with our money, we live longer, we start and stop working, we earn less, and right now, more women are seeing the financial impacts of losing their jobs or watching their small business struggle. This episode is all about empowerment. Ernie Johannson, Group Head, North American Personal & Business Banking, BMO Financial Group, joins us to about women and the financial confidence gap and powerful strategies to overcome this gap. What You'll Learn What is the financial confidence gap The 4 t's that women do well that can help overcome this gap How can women come out of this time in history and thrive financially What you should do right now if you have insecure income How to think about money in the current environment Links BMO on Twitter BMO on Facebook Ernie on LinkedIn Forbes: 12 Women Changing the Money Industry  Emily's face masks on Etsy Podcast Sponsors Thanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What will our economy look like after the coronavirus quarantine has left us? Will we bounce back to how we were before, economy booming, most of us fully employed, taking trips and spending money, or will our economy be forever changed? These are questions that I keep thinking about over and over and don't have the answers for yet. However, our guest in this episode, Kari an economist and the voice behind the Money in Your Tea blog, will get to the bottom of these burning questions. What You'll Learn What is the economic impact of the Coronavirus What economic factors do you need to pay attention to How the economy directly impacts your bank account How this time in history compares with other recessions What does it mean to be in a recession (and are we in one) The global economic impact (and why you should care) Links Money In Your Tea blog What Everyone Should Know About Economics Will COVID-19 Cause a Global Recession SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How did Jedidiah Collins, a seven-year NFL veteran, go from running the ball on the field to educating millions about personal finance and writing his first book, Your Money Vehicle? It may seem like a strange transition, but Jed realized the importance of financial literacy early on in his NFL career and knew he wanted to dedicate his life to spreading financial literacy. You’ll hear his powerful story and learn the money lessons that Jedidiah says you need to master in this special episode. What You'll Learn Jedidiah's story of going from the NFL to financial planning The first thing Jedidiah bought with his NFL salary What most sports athletes get wrong about financial planning Why financial literacy is a must for everyone The money lessons Jedidiah thinks you need to master Jedidiah's tip for thriving during a global pandemic Links Your Money Vehicle book Jedidiah's website Jedidiah on LinkedIn SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

When a crisis hits, like the world-wild Cornavirus crisis, it's time to get focused on your budget. Admittedly, I'm not a huge fan of the word "budget" but desperate times call for desperate measures. In this bonus episode, I'll share seven things you need to know to budget during a crisis (and really any time).  You'll Learn Why you need to focus on your spending rather than saving Why a budget is a fancy word for a plan How to create an easy system to manage your money each week My 1, 2, 3 happiness expense plan How to use PostIt notes to help you manage your money Homework to set three money goals for the next 30 days SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Unemployment, job loss, and an uncertain economy are all the facts we face around the world right now. However, I don’t want any of that to leave you feeling hopeless. There has never been a better time to learn how to negotiate your salary and make a career change without taking a salary cut. Our guest, Adunola Adeshola, a millennial carer strategist, is bringing you the tips you need to make that happen (no matter what is going on in the world). What You'll Learn The freedom from being a job quitter What is a career strategist and why do you need one How to make a career change without taking a pay cut How to negotiate for what you're worth What to say when someone asks what your salary requirements are The do's and don'ts in a job interview Adunola's career strategy from PR to career expert Links Adunola's website Adunola on Instagram Adunola on LinkedIn Adunola's articles on Forbes SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's true; passive income is the name of the game. At only 27 years old, former financial advisor Rachel Richards has made a name for herself in the personal finance realm. In 2019, Rachel quit her job and retired, with over $10,000 per month in passive income! She is the bestselling author of “Money Honey” and “Passive Income, Aggressive Retirement” and shares what you need to know to start building passive income right now – yes, even in self-quarantine. Use this time to get new skills and start building some passive income. What You'll Learn What is passive income and how can you get some How Rachel became a real estate investor with 35 units by 27 Rachel's #1 secret to publishing your own book Why passive income isn't always so passive Why you need passive income now more than ever Links Rachel's website Rachel on Instagram Money Honey book Passive Income, Aggressive Retirement book SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram       See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m not sure there is anyone around the world that doesn’t know about COVID-19 at this moment. I'm praying that it hasn’t affected you or your family. It would be a gross misstep if I didn’t dedicate an episode to Coronavirus and its impact on your money. So that’s what we’re going to do – not with fear, but with information and facts to help you navigate these strange waters. Joining me on this episode is Laurie March (from a previous podcast episode) and Michele Schneider, from MarketGuage and author of Plant Your Money Tree. What You'll Learn How this current economic crisis compares to the 2008 global crisis Mish's suggestions of what to do and not to do with your investments Key trends to watch out for in the next few weeks Laurie shares how to prepare for an emergency - what you need to stock up on from a previous podcast episode How to keep a good money mindset in the midst of this crisis SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

April, you’re right around the corner my friend, and that means it's time to file your taxes. Not to worry, I’m bringing you my yearly episode about taxes to help you get prepared and ask all your burning tax questions. Joining us on this episode is Milton Rodriguez, a millennial tax expert and Enrolled Agent to break it all down for you. What You'll Learn How the recent tax changes might impact your tax filing What to do if you've made a mistake filling your taxes The difference between deductions and tax credits How to handle your taxes as an entrepreneur Should you file online or hire an accountant Milton's story and his love for taxes Links Pacific Pier Tax How to file your taxes for free Ultimate Guide to Doing Your Taxes SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Life is known for throwing money curveballs when you least expect them (and are usually unprepared for them). You may recognize the name, Sharon Epperson. She’s CNBC’s Senior Personal Finance Correspondent, author of the book The Big Payoff, and the first woman of color to report on the commodities market. Life was great until Sharon suffered a brain aneurysm that almost took her life and her career. It was at this moment that Sharon knew she had to redesign how she wanted to live her life and teach others how to prepare for those money curveballs. What You'll Learn Why we need to prepare for money curveballs (and how to know what curveballs to prepare for) The action you can take today to financially prepare for curveballs Sharon's story of suffering a brain aneurysm and how she has since re-evaluated her life The power of a post-recovery mindset Sharon's money story of making her way to CNBC and a champion for financial literacy Some of the money lessons Sharon has learned along the way that are impactful Ask Shannah: What should I do with my inheritance Links Invest in You: Money 101 Invest in You: Ready, Set Grow Sharon Epperson profile Sharon Epperson Twitter Get Money podcast SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram       See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alright, let’s get real here. Are you making six figures but still using your parents' Netflix Login? Are you spending more money at Starbucks than you’re saving into your 401(k)? If you answered yes, you might be what’s called a HENRY- that is a high earner, that is not yet rich. In today’s episode, Gideon Drucker, a millennial and is a third-generation advisor at his family’s wealth management firm, Drucker Wealth in NYC, is dropping some serious knowledge about what being a HENRY might mean for your future and what can you do now to own your future. What You'll Learn What is a HENRY and how to avoid being one How do you begin to make money shifts if you are a HENRY What are we getting wrong with our thinking about finances Gideon's three-bucket money approach that will change your life The only number that Gideon says matters in terms of your financial future How Gideon went from a paratrooper to a CFP Links Drucker Wealth Contact Gideon How to Avoid HENRY Syndrome: Financial Strategies to Own Your Future SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's a fact, side hustling has been around for centuries. Whether it’s investing in real estate or building a business or flipping houses there are a ton of ways to side hustle. The idea of making extra or passive income is in fact one of the key pillars of wealth building. So the side hustle is here to stay. The trick is to figure out how to make money with your side hustle. Enter Nicaila Matthews Okome. You may know her as the host of the Side Hustle Pro podcast or her course Podcast Moguls. In this episode, Nicaila is sharing her secrets to build a side hustle empire. What You'll Learn How to make money with your side hustle Side hustle secrets Nicaila's story of side hustling her way into a top-rated podcast and business Why some side hustles fail How to find the right side hustle for you Links Side Hustle Pro podcast Podcast Moguls course How to Easily Create a Budget Budget the Right Way episode Budgeting Sucks, No One Has a Plan, But You Can episode Get a Life You Love on a Budget You Can Afford episode SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is about budgets? For whatever reason, we've believed 5 lies about budgets that just aren't true. In this bonus 5 Minute Friday episode ,I'm breaking down the 5 budget lies that you need to know to get in a better relationship with your budget. If you enjoyed this bonus episode, subscribe and share it with a friend that needs to hear this episode. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get social ·     Shannah on Twitter ·     Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to couples and money there are two issues: #1 you don't want to talk about money with your partner, and #2 you think you are always right. No wonder why money is one of the main reasons that most couples get divorced. Casey and Meygan Caston, the creators of Marriage 365, are here to share how you can avoid those nasty money fights, get on the same money page, and have a thriving relationship. They share their real-life story of battling through $200,000 in debt, almost getting divorced, to now running a global business that is all about creating happy relationships. It's safe to say they know a thing or two about healthy relationships. What You'll Learn The story of how Meygan and Casey battled through massive debt and the brink of divorce What are the key components of a healthy marriage Ways to avoid fighting about money so you can finally get on the same page How to play to your strengths in a relationship Why they decided to start Marriage365 and how they help couples around the world Affordable ways to have a date night and keep the flame alive How to battle through those sticky moments as a couple Links Marriage365 Marriage365 Instagram Happily Ever After premarital course SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Life always has a way of directing you to where it wants you to go. Our guest, entrepreneur Natalie Franke, thought she would just go to college and become a neurologist when life threw her a curveball and she found out you had a brain tumor. Her story ends well – she took this lifestyle change in stride, became a successful wedding photographer, started the Rising Tide Society which was acquired by HoneyBook in 2015, all at the age of 25. Natalie believes that finding clarity in life and your finances can be achieved once you learn how to tap into your genius zone. What You'll Learn Natalie's story of learning she had a brain tumor and how that changed her career path How to find your genius zone and how that brings clarity in life Why Natalie decided to start the Rising Tide Society How HoneyBook became an integral part of her personal and financial story What you need to know before you start a business What Natalie is doing to help other female entrepreneurs have equal rights Links HoneyBook Rising Tide Society Natalie on Instagram Natalie's website SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

According to Dictionary.com, a mindset is the ideas and attitudes with which a person approaches a situation, especially when these are seen as being difficult to alter. To achieve success with your money, you must learn how to master your money mindset.  I thought it might be fun to wrap up the month doing a little mashup of some of the most impactful ideas over the last month to remind you that mastering your mindset is well within your reach. Not to mention, the benefits of doing so will be felt in every area of your life from your relationships, to your career, your relationship with yourself and of course your money situation. What You'll Learn How to create holistic wealth with Keisha Blair Make your money happy money with Ken Honda Learn to overcome life's setbacks with Michaela Renee Johnson My top tips to master your mindset Why your money mindset is so important to your success Links Make Your Money Happy with Ken Honda Turn Your Stumbling Blocks Into Stepping Stones with Michaela Renee Johnson How to Create Holistic Wealth with Keisha Blair SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

No matter your gender, you most certainly know of or have worn a sports bra. In this episode, I have the most eye-opening, inspiring, entrepreneur 101 crash course conversation with Lisa Lindahl, author of the book Unleash the Girls: The Untold Story of the Invention of the Sports Bra and How It Changed the World (& Me), and the creator of the original, very first, sports bra. Lisa shares her story of how she took an idea and turned it into an entire industry, without a business background. If you’ve ever wanted to create something, this episode will inspire you to take that leap. What You'll Learn How to be fearless with your ideas How Lisa recognized a problem in her life and created a product to change that Why you don't need a business degree to run a business (but you do need a business plan) How to cultivate a good mindset as an entrepreneur The power in asking yourself the question "Who am I" The moment that almost changed everything for Lisa and Jogbra Links Unleash the Girls book About Lisa Lindahl SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I think January is so interesting. It’s the month that as my guest Julie Voris, an online fitness and nutrition coach says, we want to do all the things and the reason we don’t, it’s because we don’t commit to the choice. We give up somewhere between Jan 1 and Jan 31.  But getting yourself healthy isn't just about losing weight, but it’s about forming good habits, getting your blood flowing so you can think better, have more energy, and spur on some good juju so you can tackle your goals. Thankfully, Julie is here to show you how you can get yourself healthy on any budget.  What You'll Learn Why being healthy is about so much more than how much you weigh How to incorporate exercise and good nutrition on any budget The mental benefits of working out How Julie cultivated a career around exercise and nutrition What are some easy ways to workout at home Ways to figure out what eating plan is right for your body How to change your mindset around exercise and nutrition Links Julie Voris website Julie Voris on Instagram  SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

As our guest, Ken Honda author of the book Happy Money says, "Money is energy. It can be happy or unhappy." So I’m curious, is your money happy, does it smile back at you, because it really should. Ken is a legend in Japan. He’s japan’s bestselling zen millionaire, and his best selling book, Happy Money: the Japanese Art of Making Peace with Your Money is a MUST read. Alright, now that I piqued your interest, let’s hear from Ken what exactly is happy money. What You'll Learn How to determine if your money is happy or unhappy The difference between the Japanese way and the U.S. way of handling money Why most people are in a deeply unhappy relationship with money How Ken Honda decided to focus his effort on the concept of happy money Practical ways to handle your emotions around money Links Happy Money book Ken Honda's website Ken Honda's Instagram SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m throwing my hands in the air and telling you straight up that I love to shop – but I equally love finding a good deal and feeling like I’ve won at ballin’ on a budget. That means I need a little strategy behind my shopping. I asked Trae Bodge, our resident smart shopping expert, to dish everything you need to know how to shop smart and save money all year long. What You'll Learn How and when to find the best shopping deals Ways to cultivate a good mindset around shopping Are shopping apps and coupons worth your time Does price matching actually work Should you buy online or in-store for the best deals How to think about shopping once you're debt-free Trae's secret tips to save money all year long Links Trae's website Trae on Instagram Trae on Twitter Book of the Month January's pick: Holistic Wealth by Keisha Blair SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I discovered a secret a long time ago that I want to let you in on. The power of therapy – not only for things like relationships, or anxiety, or depression but also for things like money. Therapy is a great tool to help you figure out why you do or do not make certain money decisions. So in this episode, I head straight to the therapy couch with Terry Ladow to find out how you can heal your habits, your heart, and your mind and spur on some money mental fitness. What You'll Learn What is therapy Why I'm so passionate about therapy What can you expect to do in a therapy session Why would you choose to go to therapy or see a counselor What are some of the benefits you can expect from therapy How therapy can help your money mindset Alternate forms of therapy if you can't afford traditional therapy How to find a good therapist Why we all need to communicate more and how you can incorporate that in your daily life Links Talkspace online therapy Terry Ladow's email - teach2think@gmail.com Calm meditation app Get Rid of Debt (with Michael Bovee) SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Share this episode with someone that you think needs to hear this message. Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How we view life’s inevitable setbacks can have a profound effect on our overall well-being. After all, crumbling under the weight of disappointment isn’t nearly as productive as finding a way to be happy with a new reality — even when that reality is beyond anything we could have imagined. Michaela Renee Johnson is sharing her profound story of turning life’s stumbling blocks into stepping stones on this episode and how you can do the very same thing. What You'll Learn Michaela's journey from living in an upscale area in Sacramento to a 27-ft trailer in the Sierra Nevada mountain range How to survive stumbling blocks  Strategies to turn any stumbling block into a stepping stone for the future The scoop behind Michaela's book, Teetering on Disaster The power of your money story and how you can re-create yourself    Links Teetering on Disaster book Michaela's website SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I want you to imagine a life where you are financially savvy and independent, living with purpose and generosity while inspiring others. Keisha Blair, the author of the book Holistic Wealth, is our guest on this episode and she’s dishing life lessons to help you find purpose, prosperity, and happiness in your life right now. What You'll Learn What is holistic wealth The 6 laws that govern holistic wealth Kiesha's story of finding holistic wealth after the tragic death of her husband Actionable steps to bring holistic wealth in your life How to live an abundant life with purpose Episode Sponsor Thanks to our episode sponsor You Need a Budget. You Need A Budget is an award-winning software and a proven budgeting method—that works. Gain total control of your money. Stop living paycheck-to-paycheck, get out of debt and save more with YNAB. Stop stressing about money and start your FREE 34-Day trial of YNAB today by going to ynab.com/millenial. Book Club of the Month For January, we’re reading Keisha Blair’s book Holistic Wealth 32 life lessons to help you find purpose, prosperity, and happiness. Head to the show notes for a link to purchase your copy on Amazon and start your journey to cultivating a holistic wealth mindset. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I think Kermit the Frog said it best, "Life’s like a movie. Write your own ending." So what do you want your movie to look like? It’s 2020, and that means it’s time to set some money intentions for the year that you can achieve, that will change your life, that have you looking back at 2020 in awe of all the amazing things you’ve done. What You'll Learn How to change negative emotions around money Powerful ways to set intentions for 2020 Why intentions matter more than resolutions Why you need to create a "wouldn't it be cool if" list How to create a list of your top three intentions and strategies to achieve them SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

New Year’s resolutions don't work, it's a proven fact. So why would you waste time or energy making resolutions? I’ve got a better plan I’m going to share with you in today’s episode. According to U.S. News, 80% of New Year's resolutions fail by February. And, in a poll that was taken in 2017, 53% of people said their resolution was to save money and 45% was to lose weight and get in shape while 25% of people said they just wanted to have more sex. Ok, well those aren’t bad resolutions, right. But they don’t stick. So what can you do – you’ve got to have a different plan for success – and it’s not about resolutions it’s about action.   What You'll Learn How to relax into the new year without a laundry list of resolutions Why resolutions don't work How to set goals and make an action plan that will work How to embrace you in the new year Why you should be thankful for the past and move on SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! If you loved this episode, don’t forget to share it with your friends on your favorite social channel and tag @shannahgame. Ask Shannah Have an Ask Shannah question, submit it here  Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m so excited to have back on the show our resident investing guru Michele Schneider. She’s sharing 9 investing megatrends that you need to know for 2020 and a whole lot of investing info to help you know where to put your money next year. You might remember Michele who wrote the book Plant your Money Tree and was on an earlier episode this year. I’m so in love with her book – I keep it as one of my staples on my nightstand and come back to when I need a good investing refresher. What I love about Michele and her advice is that she talks to us like we’re human and really explains the complex terms. What You'll Learn The 9 investing megatrends Michele says you need to pay attention to How to spot a megatrend How to research a megatrend How to think about investing past your 401(k) and IRA Michele scoops her upcoming book Links Plant Your Money Tree book Michele on Twitter MarketGuage SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever had those moments when you know you’ve got some extra cash in your bank account and then you aimlessly spend it all while thinking, "I know there was some good reason I was saving this money?" This episode reboot is all about creating a plan to upgrade areas of your life where you spend the most amount of time because, without a plan, that extra cash will likely be spent on stuff you don't really need. What You'll Learn Why I decided to upgrade four areas of my life where I spend the most amount of time How to create a plan for upgrading your life based on your budget My 25%-50% rule that I use whenever I get extra cash How spending money where you spend your life can help bring balance to all areas of your life How to figure out what areas of your life need some upgrading Links Casper Mattress Avocado Mattress The best mouse ever SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m curious, how you feel about networking? For most of us, the idea of networking can be fear-inducing. The good news is you now have permission to throw out the old-school networking rules. As our guest, Charles Ruffolo The NetworKing says, the key to networking your way to success isn’t really about you, it’s about what you can give. What You'll Learn The five basic steps to networking Why you can throw out elevator pitches for good How Charles stepped into networking and turned it into a business Ways to get people to remember you How to use networking to help you financially Charles' #1 rule when it comes to networking Links The NetworKing Charles on YouTube Charles on Twitter SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've never taken a look at a credit union, now is the time. Credit unions are a cooperative banking system meaning they exist literally to give back to their members. Get this, there are over 9,000 credit unions in the U.S. One of the things that makes me so excited is that credit unions are non-profits. They pass profits back to members in terms of lower fees and better rates.  You may remember Tamar Atamian, VP of Marketing and Advertising from Wescom Credit Union, from an episode in October, and we are back for part 2 to help you fall in love with credit unions and uncover why credit unions might just be better than banks. What You'll Learn What is a credit union What makes credit unions different from traditional banks How credit unions pass profits back to members How you can join Wescom credit union Why credit unions like Wescom give back to the community How to find and join a credit union Links Wescom Credit Union Tamar Atamian on LinkedIn What Would You Give Up to Get Rid of Debt podcast episode Episode Transcript SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve got only a few more days to enroll for open enrollment for health insurance in 2020. However, no matter when you’re listening to this episode, you’re going to love this guide to hacking health insurance with Cosmopolitan Deputy Lifestyle Director Ashely Oerman. Ashley is breaking down what you need to know and how to save some bucks in the process, like her great tip on whether to choose an HMO or PPO (hint, there’s more gems like this one in the episode). What You'll Learn How to figure out whether you should have a PPO or an HMO (and Ashley's $84K trick) What a health savings plan is and why you might want one The biggest lessons Ashley learned putting together her guide to hacking health insurance Tricks to help you save money on your monthly premium Ways to save money on prescription drugs  Career and money advice from Ashley Links Cosmo's Smart Girl's Guide to Hacking Health Insurance  Open enrollment guidelines Ashley on Instagram Ashley's website SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I've got a question for you. What would it feel like to be debt-free, to start over from a blank page, to not have that stress and worry hanging over you? I would imagine pretty good – but becoming debt-free takes time, some tips and tricks and as Michael Bovee says, it’s all about getting to know ourselves. Michael is a debt expert and co-founder of Resolve a company that helps people in financial distress navigate their way to financial health. In this chat, Michael shares ways to pay down debt, the nitty-gritty about debt settlement and the ins and outs of filing for bankruptcy. My rule is there is no room for judgment when it comes to debt – life happens, things happen, let this episode be a tool you can use if you or anyone you know find themselves making debt payoff a top resolution for 2020.  What You'll Learn What do consumer debt levels continue to rise Is all debt bad debt? Some practical ways to get out debt beyond the snowball and avalanche methods What you need to know about debt settlement What you need to know about bankruptcy How student loans are treated in bankruptcy What to do with medical debt Links Resolve Michael's bio SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m normally not a big fan of separating women from men when it comes to money, however, I am a strong supporter of creating a new language around investing for women. Why, because, as our guest, Amanda Holden, aka the Dumpster Doggy says, "there’s a lot of femme shaming when it comes to money, how we’re spending and investing it and well, we just don’t process information the same way, but that’s a good thing." So let’s drop the bs and get some solid investing advice from someone who is committed to changing the way women invest. What You'll Learn Why Amanda is passionate about teaching women what they need to know without the bs The story behind Amanda's successful blog, The Dumpster Dog Blog Money blindspots women have and how to avoid those How to win at investing even if you are a newbie Why learning about investing is critical Links Invested Development course (use code millennial for $50 off) The Dumpster Dog Blog Amanda on Instagram SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We all have a money story. A way in which we grew up thinking about money, either consciously or unconsciously and our money story has power over the choices we make and don’t make with our money. Our podcast guest, Dr. Daniel Crosby, a psychologist, and a behavioral finance expert says that behavioral changes around money are tough because we all think our money story is normal because that’s all we know. So then the real question is, how do we create real change with our money? What You'll Learn How powerful are brains are when it comes to money Why your money story is a critical part of your success How you can balance the fear of investing with the need to invest Why Daniel decided to write his latest book, The Behavioral Investor How you can override your money story and create a new one Links Daniel on Twitter The Behavioral Investor book Daniel on LinkedIn SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Six letters – BUDGET – probably one of the most despised combinations of letters in the English language, but that’s because you’re thinking about it all wrong. A budget isn’t a set in stone document that is some formal decree telling what you can and can’t spend your money on. In fact, in this reboot episode, you'll learn how to create a budget, and why I'm giving you permission to throw out your budget with a few simple caveats.  What You'll Learn Understand why you despise the process of budgeting first What questions to ask yourself to get in a better money mindset Why setting goals is the key to achieving financial success So many tips on how to win at budgeting and tracking your money each month My easy 1-2-3 system of budgeting Why you need to be in the driver's seat when it comes to your spending (your future will thank you) Sharing my own story and struggles with budgeting SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! If you loved this episode, don’t forget to share it with your friends on your favorite social channel and tag @shannahgame. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's that time of year again for Black Friday, Cyber Monday and all the deals. It's easy to get carried away and spend more money than you want during this time of year. Luckily, I’ve got Julie Ramhold from DealNews and Jay Klauminzer from Raise on this episode to help us sort out the money-saving tips we need for Black Friday and Cyber Monday. What You'll Learn Where the deals are, and where they aren't How to shop smarter and make your money stretch Mobile apps and websites to help you save money When the best day is to shop How to outsmart the retailers and know what to buy when How to buy gift cards at a discount with Raise Links DealNews Raise A Sneaky Way to Build Wealth podcast episode SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram         See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered why we eat turkey, mashed potatoes, gravy and our favorite veggie dish for Thanksgiving? The Thanksgiving meal has evolved so much since the early 1900s and become the holiday we associate with eating until we can't eat anymore. In this Friendsgiving episode reboot, I sat down with the amazing Katherine Spiers, host of the Smart Mouth Podcast, to find out the history behind the Thanksgiving meal and got to the bottom of our pumpkin crazed eating trends. What You'll Learn How the Thanksgiving meal has evolved over time Hear the fascinating story behind the year of two Thanksgivings Uncover some regional differences in Thanksgiving Why food has become a powerful mediator to tackling tough conversations What are some of the latest Thanksgiving trends How to make the most out of your Thanksgiving on any budget + host an amazing Thanksgiving party Finally, how to embrace where you're at this Thanksgiving no matter how much money is in your bank account or the goals you've achieved Links Smart Mouth Podcast SUBSCRIBE & REVIEW Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Spring cleaning is one thing. However, there’s something to be said for cleaning up your finances this fall. Your wallet is going to get a workout in the next few months (hello holidays), so I turned to Rod Griffin from Experian to share with you 5 tips to help you ace your fall financial checkup. What You'll Learn What steps should you be taking to clean up your finances this fall How to give your credit a fall overhaul Tips to revisit your spending and cash flow The best ways to raise your credit score Opportunities to bank additional retirement savings this year Links Experian Experian Boost SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered how you can sell stuff online and actually make money? In this episode, we're sharing the insider secrets to sell your stuff online. There are tons of places to sell your stuff, but today we’re talking to Brad Williams head of communications at Mercari, the fast-growing resale marketplace mobile app to help you figure out how to sell your stuff and get paid. And, get this, Brad says the average person has around $723 of stuff in their house just waiting to be sold. What You'll Learn The evolution of the online resale marketplace How to figure out what stuff will sell and how to sell it How you can earn extra money for the holidays using Mercari How to price things so they sell What to look for as a buyer (how to spot the deals) Friday Finds Viceroy Hotels & Resorts - Code: CYBER2019 (note: deals will be available 11/27-12/6) Gansevoort Meatpacking - Code: CYBERMON (note: deals will be available the week of Cyber Monday, kicking off Dec. 2) Virgin Hotels - · Discount: 30% percent off of Best Available Rate Dec 2, 2109 - Jan 2, 2019 Sponsored By Big thanks to You Need a Budget for sponsoring today’s episode. You Need a Budget or YNAB is award-winning software and a proven budgeting method that actually works. Stop stressing about money and start your FREE 34-Day trial of YNAB today by going to ynab.com/millenial. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’ve negotiated for a lot over my career and it always induces a sense of panic coupled with my heart rate shooting way up, but the truth is, every time I negotiate I earn more or pay less. Thanks to Jacqueline Twillie, the Founder and President of ZeroGap.co, a global training, and development firm that specializes in women's leadership within male-dominated industries is who you want in your corner when it comes to negotiation. In this episode, we talk about how men and women do negotiation differently, how you can find confidence in any negotiation situation, and secrets to winning at negotiating your salary and so much more. What You'll Learn The secrets behind Jacqueline's new book, Don't Leave Money on the Table How to negotiate to win How to create a positive mindset around negotiation Practical ways to fight through fear around negotiation What to say when you're negotiating and what you need to know Links Don't Leave Money on the Table ZeroGap Jacqueline Twillie on LinkedIn Today's episode is brought to you by audible - get a FREE audiobook download and 30 day free trial at www.audibletrial.com/MillennialMoney.  SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s guest, Mollie Krengel, founder of Wild Bum and Wild Hive and a warrior for living life with more adventure & meaning, thinks that we need to reframe our minds around travel and has one simple tip to help you do just that - just get out and start exploring. Traveling isn't always about a big lavish trip but is about the experience and how that experience changes you even if you only travel a few miles from your home. And spoiler, you don't need a big budget to do so. What You'll Learn Why are we not using our vacation days every year What Mollie thinks is missing from travel Mollie's tricks to travel on any budget Why Mollie started Wild Bum and Wild Hive Why having curated travel guides is one of the best ways to travel Links Wild Bum Wild Hive Thanks to Our Sponsor Today's episode is brought to you by Audible - get a FREE audiobook download and 30-day free trial at www.audibletrial.com/MillennialMoney. Audible has over 180,000 titles to choose from no matter what book you want to dive into. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah  Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The stats don't like - three out of every four millennials are in debt and the problem isn't getting better. What responsibility do banks have in this mess? Andrew Au, a modern business leader who helps big global brands know how to translate millennial, is offering some good advice in this episode to help you think about where you put your money and how they are helping you meet your money goals. What You'll Learn What responsibilities bank have with the increasing millennial debt How to know if your bank is helping you or hurting your money goals How to best use all the money apps and tools What the future is of money management tech Links Andrew Au on LinkedIn Thanks to Our Sponsor Big thanks to our episode sponsor, Bluehost. You can start a blog, a new business, even a podcast all for as low as $3.95 a month with my special Bluehost introductory offer by going to bit.ly/bluehostmoney. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our guest, Sarajane Case, is an Enneagram expert and host of the Enneagram & Coffee podcast. Sarajane is sharing so much Enneagram wisdom including why you need to think of your enneagram number as your character structure, not your personality type, and how you can use your number to help you with your finances. What You'll Learn What the history is of Enneagram Why Enneagram is having its moment right now How can we use our Enneagram number to inform our money choices and behavior around finances A rundown of each of the nine Enneagram numbers and a few traits of each number Sarajane's money story and how she's used her Enneagram number to help her decision making Links Enneagram & Coffee podcast Enneagram & Coffee Instagram SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I bet you’re tired of hearing about recessions – recession this, recession that, but friends, now is a good time as any to get yourself and your career recession ready. Brandon Renfro, CFP, Ph.D., Associate Professor of Finance and all-around recession expert says the #1 thing to focus on is your career.  What You'll Learn What is a recession and how does one start How a recession impacts your money situation How to prepare yourself for a recession Steps you should take before a recession hits How to get your career recession ready Links Brandon on LinkedIn Brandon on Facebook Brandon's website SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered - how do I know if I’m making the right decisions with my finances? How can I figure out if I’m saving enough money? How do I manage to pay off my student loans and saving for my future? You’re not alone if these money questions keep you awake at night. Clint Haynes is a CFP, founder of NextGen Wealth and the creator of the Financial Freedom Blueprint. He’s got one simple goal – to help everyone understand the importance of having a financial plan in place so you can hit your goals ASAP and on this episode, I put him in the hot seat to answer all your most-asked money questions. What You'll Learn Clint's definition of financial freedom and why he's passionate to help others find it How to figure out if you are making the right money decisions What are some common money blind spots to be aware of How to think about your investments What you need to know before you hire a financial planner How to pay off debt while also saving some cash Links The Financial Freedom Blueprint Course -$200 off a single payment with code MILLENNIALMONEY1 or $200 off 6-month payment option with code MILLENNIALMONEY2 NextGen Wealth SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would you be willing to give up to get rid of your debt and save more money? In this episode, I sat down with Tamar Atamian, the VP of Marketing at Wescom Credit Union, to have a chat about a recent financial survey of Southern Californian millennials. I learned some eye-opening findings like millennials in Southern California save less than $200 a month. It makes sense, this city is expensive and you have to choose how to best use your cash. Whether you live in a big city like Los Angeles or a small city, you know the struggle of figuring out how to save money, how much to save and then what to do with it. What You'll Learn What most millennials would do to get rid of debt How to balance saving money and achieving big goals like buying a house Why Tamar thinks credit unions are an important piece of your financial future How financial fears are impacting our finances Tips to rev up savings in unlikely places Links Wescom Credit Union SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever had those moments when you know you’ve got some extra cash in your bank account and then you aimlessly spend it all while thinking, "I know there was some good reason I was saving this money?" This reboot episode is all about creating a plan to upgrade areas of your life where you spend the most amount of time because, without a plan, that extra cash will likely be spent on stuff you don't really need. Originally aired earlier this year, I learned so much in this episode that I wanted to share it with you again. What You'll Learn Why I decided to upgrade four areas of my life where I spend the most amount of time How to create a plan for upgrading your life based on your budget My 25%-50% rule that I use whenever I get extra cash How spending money where you spend your life can help bring balance to all areas of your life How to figure out what areas of your life need some upgrading Links Casper Mattress Avocado Mattress The best mouse ever SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

My dad is somewhat of a legend in the financial services world. He's been helping people for well over 40 years now and is beloved for his personality and intent on always putting the client's needs before his. I know him as Dad and the person who taught me almost everything I know about personal finance. My Dad, Stan, is joining us for a lively discussion about the advice he has about how to be smart with your money in your twenties and thirties. We'll also talk about the difference between perceptions of money when he was in his twenties versus now - which is always a fun topic for me. Dad's top advice: Save for emergencies (and save more than you think) Invest in your 401(k) and don't touch the money Cover your risks, but only if you have a strong ER fund Don't be afraid to try and learn when it comes to smart money moves Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast. Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome! Have an Ask Shannah question, submit it here. Want More: Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The money rules that your mom and dad and previous generations lived by no longer work. As a millennial, you are seeing a very different world. This new world means you’ve got to know what advice still works and what advice just doesn’t cut it anymore. Join me in a solo episode as I break down the money advice that works and what money advice needs to be shown to the curb.  What You'll Learn How to dissect the money advice you received as a child What money advice worked well for our parent's and grandparent's Why we need new money advice as millennials What money advice should we keep and how to use it to our advantage  SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone wants to know the secret to kick ass in your career and your life. My guest, Laura Eshelman, is the host of the podcast Kick ass in life, and she has one secret to share that she thinks is the key to kick ass in life. Laura is creator and host of the podcast Kick Ass in Life to help recent grads and others get hired fast, be smart with money and be happier and healthier. Earlier this year Laura released her first ebook on Amazon, “Kick Ass in Your Career.” You won't want to miss her life-changing advice on this episode. What You'll Learn The keys to kick ass in life The lessons Laura has learned in the corporate world about getting ahead Why negotiating is your key to success - and how to do it well Laura's tips on how to afford to live in an expensive city Laura's money story and the powerful money mindset pieces she's learned over the years Links Kick Ass in Life podcast Site: http://kickassin.life/ IG: https://www.instagram.com/kickassin.life/ FB: https://www.facebook.com/kickassinyourlife/ SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

One big common misconception is that you have to have a ton of money to start doing cool things with your money, like growing it or giving it a direction, and that simply isn’t true. Some of the best money moves I’ve made is when I didn’t have a lot but I knew I needed to be really intentional and good things happened because I had a plan in place. Our podcast guest, Anna Sergunina is also working to blow up that myth. Anna is a kick-ass Certified Financial Planner and the President & CEO at MainStreet Financial Planning Inc., the nation’s largest fee-only, hourly project-based financial planning business. Even though she became a CFP, she still admits that she made all possible financial mistakes as a young adult. Her career goal is to help you understand that you don't have to be rich to start working on your finances. What You'll Learn What are some of the biggest myths that people believe when it comes to money that hold them back What is a money roadmap and how do you create one How do you achieve a money goal without being rich Anna's story to becoming a CFP and what she's passionate about teaching Why is everyone talking about money dates Links MainStreet Financial Planning Anna on Instagram MainStreet on Facebook SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I've often said that retirement is going to look very different for us - unlike anything we've seen before and that will require a different way we save our money. Meet Daniel Ameduri, whose new book, Don’t Save for Retirement, offers a unique way to think about retirement that is somewhat counterintuitive to how we’re being taught. He's joining us on the podcast to talk about how you need to think about retirement, and hint, it’s unlike your parent’s and your grandparent’s version of retirement. What You'll Learn Three reasons why Daniel says retirement will be different How to plan and save for this different version of retirement What inspired Daniel to write his new book, Don't Save for Retirement Why passive income is a pillar to building wealth How to change your mindset around retirement Links Future Money Trends Don't Save for Retirement book Twitter Facebook Episode Sponsor Bluehost is the only place I shop for domain names. With my special URL http://bit.ly/bluehostmoney you can register your domain name and set up hosting for your website all for only $3.95 a month - that’s less than a cup of coffee to start building your business empire.  SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you remember who talked to you about money? For most of us, the answer to that question is no one, really. In fact, a recent study by Quicken revealed that one-third of adults said no one taught them about money when they were a child and in turn, are twice as likely to delay talking to their own children about money until they are 18 or older. Frustrated by this, Gregg Murset, CEO of BusyKid, decided to find a better way to talk to kids about money. Using technology, Gregg created My Job Chart, the first electronic chore/allowance platform to take advantage of our modern digital society. I so wish I had this as a kid!  What You'll Learn Practical ways to talk to your kids, or anyone's kids, about money How to use technology to change the conversation and impact with kids Money wisdom Gregg has learned from talking to his 6 kids about money Why Gregg thinks we all need to pay attention to financial literacy How to turn chores and an allowance into a savings account and stock investing Links BusyKid SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money anxiety is a real thing. Most of us feel some level of anxiety every month when we're worried if we will have enough money in our bank account to pay for all our expenses. When something out of the blue comes our way, the anxiety levels can increase quickly. Katie Prentke English, Co-Founder, and Chief Marketing Officer of Harness Wealth has an interesting solution to beat money anxiety head-on with something called microsteps. What You'll Learn Why Gen X might have more money anxiety than millennials or the younger generations What causes anxiety and fear around money How can microsteps help to get rid of anxiety How to break down a big goal like buying a house into microsteps that you can achieve Who is Harness Wealth and why are they different Links Harness Wealth Katie on LinkedIn SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't leave your loved ones hanging. Countless surveys suggest that life insurance is one of the most misunderstood financial products and one of the most hated. But, life insurance can provide so many great benefits to your loved ones so it needs to be talked about. Faisa Stafford is President and CFO of Life Happens, a national nonprofit dedicated to educating consumers about the importance of life insurance and other related products for sound financial planning, is our guest on this episode. She's dispelling some of the most popular myths and misconceptions about life insurance and proving why it's worth a look if you're young and healthy. This is probably the episode that everyone is a bit reluctant to listen to but should absolutely tune in and share it with everyone they know! What You'll Learn What are the biggest myths around life insurance Who is life insurance for and why would they need it When is the best time to think about buying life insurance The tools and education Life Happens offers that are free for you What two things you absolutely need to know about life insurance and your financial future Links Life Happens Haven Life How much life insurance do you need SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dan Conway is just like you and me. He is a married father of three who had what he called a "soul-crushing" corporate job who turned to cryptocurrency as a way out. However, Dan's attraction to crypto wasn’t borne of a get-rich-quick dream, although he certainly wasn’t immune to those. He was a true believer because he was living the problem crypto sought to fix. In Dan's new book, Confessions of a Crypto Millionaire, he chronicles his journey from his corporate job days to cashing in earning fourteen million dollars investing in Ethereum. I can't wait for you to hear Dan's story on this episode!  What You'll Learn What sparked Dan's interest in cryptocurrency A short 101 on cryptocurrency and what you need to know Why Dan was so intrigued with Ethereum and invested all he had in this currency The lessons Dan learned about life and money on his journey What happens after you make millions in investing Links Dan's website Confessions of a Crypto Millionaire book SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's be real for a second. The idea of traveling in a group hasn't always been my cup of tea. Something about it always brought the same sense of fear of being in junior high and waiting for someone to pick me to be on their team. What if the other travelers don't like or I don't fit in? However, there is definitely something to be said about having an expertly planned trip where I can avoid the stress of planning it all and great adventures that are within my budget. Gavin Delany, from Stride Travel, has read my mind. Stride Travel is a company that connects you with the best expertly planned trip for you so you can save time and money and most importantly have some epic adventure!  Let's Dig In Learn how to have an authentic travel experience on any budget Uncover what some of the biggest costs are when you travel that you might not be aware of Hear some of Gavin's favorite travel adventures Why you need to visit places now that are being affected by climate change (and what those places are) Gavin's tips to travel better in the upcoming year Links Stride Travel 14 places affected by climate change SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We tend to talk about money in a very pragmatic way - do these seven steps, save this much, don't do this, make sure you have a budget, etc. All good tips, but there's something else. For most of us, we know what we should do, but life gets in the way. These blockages can build up over time and stop us from achieving our goals.  Reiki is a technique I started using last year to help clear blockages so I could achieve goals. On this episode, we're dishing all you need to know about Reiki with Shannon Marzella, who is an intuitive and Reiki energy healer.  What You'll Learn What is Reiki and how can it help you with your finances What happens to you in a Reiki session What causes us all to create blockages to achieving goals A few takeaways from my Reiki session with Shannon  Why alternative healing might be the missing piece in your life - and why it is not as scary as it sounds Links Shannon's website SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wanted to achieve a goal so bad, like deep down in your bones, but for some reason you talked yourself out of it? It’s too big, I’m not smart enough, I don’t have enough money. Instead of talking yourself out of why you can’t achieve it, start with deciding that it’s already yours.  That's what our guest Cait Scudder did. Cait is a business coach, speaker, and success catalyst for driven women determined to rise. She built and scaled her online business to multiple six-figures in under two years, all from her laptop in Bali. What You'll Learn How to be ultra clear in your goals so you can achieve them The steps Cait took to build a multiple six-figure business from a laptop Understanding your definition of success Biggest hardships women have around building successful and profitable businesses Cait's secrets to mastering your money mindset Links Cait Scudder's website playlist.caitscudder.com - Free Playlist facebook.com/groups/theradiantentrepreneur - The Radiant Entrepreneur free facebook community for driven female entrepreneurs instagram.com/caitscudder tedxoneonta.com - TEDx talk Sept 13th btrx.caitscudder.com - Born to Rise Live - One Day Personal and Business Development Summit for Women - Live event on October 5th in Portland Maine radiantlivingschool.com - Radiant Living School program SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you want to know the secret to building wealth? Ok, here it is- the secret is being smart with your money and leveraging it well. It’s not always about making more money every month but it’s about using what you’ve got in the most effective way day in and day out. And today’s guest Jay Klauminzer from Raise is going to help you do just that by dishing secrets to save money where you shop every day so you can use that cash to fund other stuff you want to do. What You'll Learn Powerful ways to save money where you shop on everyday purchases How mobile payments are changing the way we shop How to use gift cards to spend your money wisely Jay's #1 money lesson that will change the way you think about your finances Links Raise SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’ve gone through most of my life letting my bank account balance dictate my mood. I’ve stuffed ATM receipts in my wallet without looking at them, sat through amazing dinners fixated on how much money I don’t have at the moment, and stopped myself from truly living life….just because of that number. On this episode, I'm sharing how I decided one day to take back my bank account and started a movement of others doing the same. What You'll Learn How my fear around money kept me stuck from achieving my goals What are the things you can control with your finances Proactive steps to let go of the things you can't control The biggest truth you need to learn about your family and money Why you need to throw out what you know and focus on taking small steps SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raise your hand if you’ve ever said the words, “I don’t want to deal with my money right now?” Friend, I am right there with you. Especially in those seasons when I had debt or things just weren’t flowing like I’d hope they would be. The truth is, we all face different money seasons and challenges – absolutely no one is immune. You may know of our guest today, Kumiko Love from the Budget Mom. She’s the real deal, paid off a ton of debt, and has some serious money advice to share on how to live a life you love on a budget that you can afford. Now that’s a tag line I can get behind! What You'll Learn What Kumiko's secret was to pay off $77,000 in eight months Practical ways to move from paycheck to paycheck to money success How Kumiko's upbringing taught her some of her most important money lessons The ways your finances change after having a baby and how to create a plan on any budget Ways to erase the idea of perfection when it comes to your finances Kumiko's journey to becoming The Budget Mom Links The Budget Mom All about Kumiko Kumiko on Instagram  SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money is still a major taboo subject in a relationship—whether you’re on your first date or have been with your partner for multiple years. Money can be confusing and even, let’s just say, uncomfortable to discuss – wouldn’t it just be better if we all had this chip in us that allowed the other person to inherently know our money story without having to say a word. Nicole Middendorf, a Wealth Advisor and Certified Divorce Financial Analyst with Prosperwell Financial, is here to thankfully help us take a deeper dive into how we navigate love and money. This fall her fifth book “Who Pays? Navigating Love and Money” will hit bookshelves. Nicole’s life goal is to reduce the divorce rate by helping couples – and especially women – feel less intimidated when talking about money. Yes, Please! What You'll Learn What makes money so tough for couples to deal with What you should and shouldn't share about money in every phase of your relationship How to figure out who should pay and whether it matters How to deal with money in blended families Why we'd rather get divorced then deal with money in our relationships The #1 subject Nicole says every couple must talk about when it comes to money Links Nicole's website Nicole on Facebook Grab Nicole's Book, Who Pays  SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

To be good at anything in life, your career, your relationships, managing your money, etc. you need to find some balance. For my husband Jeff and me, that means escaping from time to time and finding places to explore that are about beauty, exploration, experiences and if we're lucky, making a few friends along the way. On this episode, we invite you to escape with us to one of the most beautiful places in Oregon, the Mt. Hood Columbia River Gorge area. What You'll Learn Why balance is so important and not just a buzz word you hear often How to find balance on just about any budget and why you don't often need to travel far How Ali McLaughlin created a business (MountnBarrel) with the sole purpose of helping others relax and enjoy life while sipping wine on a bike The discoveries you can find traveling to unique places like a historic inn (Balch Hotel) in a tiny town and how that tiny town can change you in all the right way The serene beauty of Oregon rivers and the healing power of the water along the Clackamas River Why Mt. Hood Columbia River Gorge should be on your travel to-do list Links Mt. Hood and the Columbia River Gorge Mount N Barrel Clackamas River Outfitters Balch Hotel Phelps Creek Vineyards  McMenamin's Edgefield Porter Portland SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What was the first thing you learned how to cook? For me, it was scrambled eggs and ever since I’ve been fascinated by food. Cooking has a reputation for being scary and expensive, but it is anything but that. As Ken Rubin, who is an accomplished chef from Rouxbe and our podcast guest says, "Start with one dish, one little thing…master that, and then build out your toolkit of food." Great advice whether you want to turn your love of food into a business or just want to learn how to make a few killer dishes. Learning how to cook is probably one of the smartest money moves you can make – and you can bank on that! What You'll Learn How can learning how to cook really save you money What are some staple dishes that everyone should know how to make Breaking down some of the biggest myths around cooking, including Ken's answer to "I can't cook" How you can turn your love of cooking into a full-time career Some of the most inexpensive but awe-inspiring ingredients that you might have in your pantry right now Links Rouxbe SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of us didn’t grow up with parent’s who taught us about money. Do you even remember how you learned about money? There is radio silence from our parent's and family members because there is so much shame, guilt, and negative feelings inherent in all of us around money. I had the pleasure of chatting with Dr. Wayne Pernell, aka Dr. P, on a much-loved previous episode. I was excited to sit down again with Dr. P and his son, Lucas who is in his 20’s, to talk about the generational differences around money and how we can work to break them apart. What You'll Learn Why do generational difference exist when it comes to money Is it too late to have money talks with our parent's, and what should we talk about The biggest money lessons Lucas and Dr. P learned and why each is important How to recognize if you are stuck in a money pattern from your past How your mind might be tripping up how you think, act, and feel about your money Links Dr. Wayne Pernell The Significance Factor Book SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There always has to be a why when searching for financial independence. Why do you want to want to save money, why do you want to buy a house, why do you want to change your career, why do you want to retire early? Our guest on this episode, Bola Sokumbi, is a finance expert, author, podcaster, and founder of Clever Girl Finance discovered her why way back in college when she saved 100K in three years – that is no small feat. She did all sorts of things to save the money, stuff that you and I might think is crazy… but it worked. And now she wants to show you how you can find your why, create massive change in your life, and have some fun doing it. What You'll Learn The steps Bola took to save 100K in three years The money lessons Bola learned from her mom that helped her in her financial journey Why Bola decided to write a book and the chapters she thinks you need to read ASAP What's one piece of money advice Bola wished every woman knew How to achieve big money goals when they feel so far away Links Clever Girl Finance Clever Girl Finance Book SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is your biggest money worry – not having enough money to pay off your student loan, maybe you’re in a mortgage that’s over your head right now, or maybe you’re just trying to figure out how to quit your job and be a stay at home parent. You could win the lotto, but what about something as simple as earning passive income from the extra space in your home? Joseph Woodbury is the CEO and co-founder of Neighbor.com and our guest on this episode. His company has a seemingly basic concept – rent out the extra space in your home to people who need affordable and local storage space, earn passive income and everyone is happy. But there's more to the story.  What You'll Learn How homeownership debt affects your ability to build wealth What's the deal with the antiquated storage solutions and why Joseph decided there need to be a change The two big money problems Neighbor solves all at once The power of passive income streams and how it can literally change your life Why Neighbor loves debunking the myth that it is "too good to be true" Links Neighbor Passive Income ideas SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you buy the car, should you lease the car, which car should you get? You can drive yourself crazy until you remember, it’s just a car. So I bought one, and here’s my story. What You'll Learn How I turned an expensive SUV purchase into a good money decision The money lies over leather seats that almost kept me from a good deal Why not all bad decisions are bad decisions My tips for how to be smart when you buy your next car Why you need to think like a financial planner sometimes and how to do it How I ended up eating my words about Volvo's SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How would it make you feel if you launched a blog and it earned six figures in three short years? The skeptics say it’s not possible, but Kate Kordsmeier from Root + Revel did it and so can you. What You'll Learn Debunking the biggest myths when it comes to blogging and earning an income Kate's story from journalist to full-time blogger earning over six figures in three years The different ways you can make money as a blogger What kind of setup you need to launch your blog (and why you don't need to spend a ton of money upfront) How to develop your niche as a blogger When to take the leap from your job to full-time blogger How much money you can reasonably make as a blogger and how much time you need to invest Links The Six-Figure Blog Academy Root + Revel SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There isn't much more that I dislike besides going to the dentist. However, in a recent study by Freedom Debt Relief, debt is still one of those taboo topics. Not only do we not want to talk about, but debt is also a silent killer of your dreams and goals and is the #1 cause of stress and anxiety around money.  Michael Micheletti, Director of Corporate Communications for Freedom Debt Relief, is dishing all the jaw-dropping revelations from this study and helping us understand the power of debt in all areas of our life.  What You'll Learn 41% of Americans said they do not set aside money for their retirement plan. Why is this is happening? Do we have different debt now than previous generations? Understanding why 40% of college grads thought their college education was not worth the cost.  What options do you have if you are in debt? How to cultivate a good mindset when you are in debt.  What steps can we all take to be better prepared with our finances so we don't go into debt? Links Freedom Debt Relief Debt Study SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

As Dan Weissmann, host of An Arm and a Leg podcast says, "You gotta be ready to do some pretty good adulting to figure out this whole health care thing."  Health care is crazy. People are declaring bankruptcy, no one really knows what kind of coverage they have, and the whole process is just plain screwed up. If you've been trying to understand health insurance and frustrated with the system in place, this podcast episode is for you! As Dan says, we may be screwed, but at least we're all screwed together.  What You'll Learn What do we really need to know about health insurance that the experts aren't telling us Why you should always negotiate your hospital bill - and how to do it Some of the craziest stories Dan has heard on his podcast, An Arm and a Leg How to figure your way through the cost of health insurance Why you need to know what you have before a disaster happens Why Dan decided to start the podcast and what's up for season 2 Links An Arm and a Leg Open Enrollment 2020 SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Student loan debt is real and politicians are fighting about it with no clear answers. Meanwhile, what you really want to know is can you actually pay off your student loans and build your wealth at the same time?  Robert Farrington, the mastermind behind The College Investor who is also America’s Student Loan Debt Expert, is dishing his tips to pay off your debt while balancing the need to grow your wealth. What You'll Learn In what ways does debt hold you back from growing your wealth How to balance the emotions of debt and lean into the process of paying them off What has caused the student loan debt issue and Robert's thoughts on the future of college Practical steps you can take to build wealth while you are paying off your debt Robert's student loan debt journey and how he achieved success Links The College Investor Follow Robert on Instagram Stats on student loan debt SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jessi Fearon and her husband tackled two of life’s biggest challenges all at once – managing the cost of raising a family while simultaneously climbing out of over $55 in debt…they didn’t have superpowers or win the lottery, but we’re showing how they did it in this episode (and how you can as well).  What You'll Learn What does it mean to be debt-free How people get trapped in the debt cycle and what steps should you take to break it How debt impacts your budget when you're also raising a family How to overcome roadblocks when you're trying to pay off debt How soon-to-be parents can prepare their bank accounts for a newborn The one tip Jessi says you can't live without when you're trying to pay off debt Links Jessi Fearon's website Jessi on YouTube SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The best part about being a podcaster is getting to create a community and deliver content that you want to hear. Your Ask Shannah questions have inspired this podcast episode, and we're starting off with a question about how you can put your finances on autopilot (inquiring minds want to know). I'm a big fan of autopilot, mixed with a few manual pieces each month to get your money flowin' in the right direction.   What You'll Learn I'm tackling three Ask Shannah questions in this episode and diving deep into some tools that you can use to help your finances for the rest of this year and beyond. Learn how to put the key areas of your finances on autopilot - budgeting, saving, investing, banking and more Learn why you should consider hiring a CPA (despite the cost) if you're going through a milestone like getting married or having a baby or changing careers Learn ways you can rebuild your savings account after you've had to drain it Links Clarity Money You Need a Budget Freshbooks Acorns Stash Blooom Betterment Ellevest Simple LinkedIn CPA search IRS CPA search SUBSCRIBE & REVIEW Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever made a money decision that you regretted later? I’ve made about a million of these over the years, but I’ve also learned how powerful your mind is when it comes to money. Can you trick yourself into being broke or being wealthy? How powerful do you think your mind is when it comes to your bank account? We’ll uncover these answers and the most common money mindset traps in this episode. What You'll Learn The four negative mindset traps that can actually make you broke How to recognize the mindset traps and what you can do to strategize against them Why you need to define what success means to you and how that might be affecting your bank account My own stories of powerfully connecting my health with my wealth and what I've learned Why you should have your own version of the "24-hour" window before you make big purchases How a "f**ck it bucket" can give you options in life when you need them the most SUBSCRIBE & REVIEW Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast. Ask Shannah Have an Ask Shannah question, submit it here  Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

So excited to bring you this summer reboot episode that has a special place in my heart. Have you ever wondered how your health affects your bank account? It does, in powerful ways, and I’m going to tell you why in today’s episode. In 2017 I was determined to find a way to get a better balance in my life because I knew that it had a direct correlation with my finances, so I joined a yoga studio. I liked it a lot, until one day I walked into David Lynch's class and then I fell in love with yoga. I fell in love with the power to transform my mind form the inside out. It’s a new year, and if you’re going to do a new you now is the time to understand the strong connection between your health, your mindset, and your money. What You'll Learn The power that your mind and body has on your overall success Why you need time to reset your mind every day (& how to do it) Ways you can cultivate a better mindset this year How to figure out what you focus on and what distracts you from achieving your goals in life David's career and life journey that lead him to yoga Links David Lynch Yoga SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! If you loved this episode, don’t forget to share it with your friends on your favorite social channel and tag @shannahgame. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is our 500th podcast episode! 500 episodes of money tips and tricks, saving strategies, travel destinations, healthy money mindset stories and tips, money stories from entrepreneurs, authors, musicians and more and all along the way, you’ve been listening episode by episode. So today, for our 500th episode, we're talking about those big little money lies that are holding us all back from achieving our greatness!  What You'll Learn We're celebrating 500 podcast episodes The power of money lies and how they will come up over and over again if you aren't careful How to identify the money lies holding you back Why the lie of perfection is so powerful and destructive  The #1 money lie that I get stuck in and work to break every day How to proactively break your money lies SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brandon Krieg, CEO, and co-founder of STASH has a mission. His goal is to make saving and investing accessible and easy for everyone, regardless of your budget. This is a message I echo on this podcast. There's always a little something extra in your bank account that you can use powerfully to help build your wealth and your future, you just need to know how to find it. What You'll Learn How does STASH practically make saving and investing accessible to everyone In what ways does learning about financial literacy help us build a better financial future How Brandon went from Wall Street working with some very wealthy people to an entrepreneur starting a company with a mission to help everyone save and invest Why Brandon thinks we have an aversion to saving and investing How to invest without fear Links STASH investing SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

June is pride month, although I’d argue that every month should be about loving others no matter what they look like, what their sexual orientation is, or what their life story is. In my opinion, as long as you aren’t hurting anyone else, you have every right to be you, just like I have every right to be me. That may be my view, but I was curious, with the rise of an inclusive culture and social responsibility, how are companies and investors supporting the LGBTQia+ community. My guest and fellow millennial is Jay Lipman, co-founder, and president of the Fintech asset management sustainable investing firm Ethic. On this episode, we're covering a lot of topics including social responsibility investing and what companies are doing to support the LGBTQia+ community. What You'll Learn Are we seeing a strong shift in companies towards better equality with LGBTQ workers or are we still just talking about it without any definitive action How and why are companies aligning their investment portfolios to support the LGBTQia+ community  If you’re an investor and want to support the LGBTQ community, are there certain things you can be doing What lead Jay to a career in social entrepreneurship What are trends that are emerging in the social/sustainable investing space What can we do as millennials with less cash to build a sustainable investing practice Links Ethic SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

While you are busy Googling best ways to pay off debt, and best mutual funds to invest in, and best ways to build a budget, you should also be paying attention to best ways to travel. if you’re going to travel, you might as well know some of the insider tricks to save money, like how you could save a ton of cash just by traveling to and from a different airport. I’ve saved thousands and thousands of dollars over the last few years with different smart money moves that I’ve made, but I wanted to chat with Jesse from Dollar Flight Club to find out what else we should know about to saving money when we travel. What You'll Learn What are some of the secret ways to find flight deals Busting apart some long-held travel myths so you can find the best deal Why traveling to and from a different airport can save you a lot of cash The difference between Dollar Flight Club and Google Flights How to find the best travel deals within the U.S. Links Dollar Flight Club SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that you cast a vote every time you spend your money? You are voting for companies whether you realize it or not. When you invest your money, you are doing the same thing…but do you know who you are voting for? Arianna Savant, Head of Product at Swell Investing, is the guest on this episode demystifying how and why impact investing is important in your investing practice. What You'll Learn What is driving the movement behind impact investing What is the difference between investing for impact and traditional investing How do you decide what impact companies you should invest in What Swell is doing to bring impact investing to the masses Arianna's money story and her journey to evolve her own investing practice Links Swell Investing United Nations Sustainable Development Goals SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

When we talk about greatness, we think that means we have to perfect, or wealthy, or recognized as an expert, and so on. I’ve learned that being great means that I’m using the skills and talents I was born with to contribute a little bit of me into this world. I want you to feel empowered to do the same because reaching your greatness has a lot to do with how you make and grow your money. Keren Eldad, our podcast guest and success coach, will motivate you in all the best ways to step into who you are meant to be and tap into your greatness. What You'll Learn How do you figure out what your greatness is How do you then tap into your greatness to enrich your life Is there a wrong way to cultivate a good money mindset Keren shares the story about the last day she was broke and how a Latin superstar helped her out Common ways we hold ourselves back from our greatness Links Keren's website SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it mean to be a relationship with your money and how do you know what that relationship is or what it should be? Your relationship with your money has a big impact on the decisions you make and how well you achieve your goals and it’s up to you to decide what kind of relationship you want. Our guest on this episode is Dr. Wayne Pernell, a clinical psychologist, executive coach (with 40 years experience), relationship expert, black belt, musician and so much more. He's walking us through the steps to cultivate a good relationship with your money and why it matters in the first place. What You'll Learn What the word relationship means and how it originated The difference between core and peripheral values and why they matter How our relationship with money will change over time How to rebuild a stronger relationship and push past the crap that doesn't work Links Dr. Wayne Pernell Get a free copy of his book, The Significance Factor SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying real estate has long been a great way to invest your money. As we saw with the mortgage meltdown, that doesn’t always hold true. Traditional real estate investing has been associated with people who have a lot of cash. With the financial technology explosion over the last few years, companies like Groundfloor are making a way for people like you and me to invest in real estate without having to win the lottery or rob a bank. Brian, the CEO of Groundfloor, which is the first -- and remains the only -- company qualified by the Securities and Exchange Commission to offer direct real estate debt investments available to non-accredited investors is on the podcast to share what you need to know. What You'll Learn What is Groundfloor and how is making real estate investing accessible for us all What's the difference between buying real estate and investing in real estate What research should you do before you invest in real estate Why Brian thinks everyone should make their own investment decisions and what you need to know When should you consider investing in real estate over other money goals Links Groundfloor SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Adulting. No matter how you feel about that word, the truth is we all have to deal with topics we’d rather not talk about, like how to choose a guardian for your kid if something happened to you and why almost everyone needs to create a will. Dave Hanley, CEO of Tomorrow, is joining us on this episode for a lively and fun chat about what you need to know when choosing a guardian and how you can create a will, for free, with no strings attached.  What You'll Learn The staggering results of Tomorrow's survey on who most of us would choose as a guardian for our kids How to start the guardian conversation and who you should choose Why almost everyone needs a will What goes into creating a will The important money lesson Dave learned in India when he didn't have any money Links Tomorrow (wills + life insurance) Other online life insurance options: Haven Life + Policy Genius SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We live in a noisy world – there’s noise on social media, noise on the TV, noise at work and noise in the investing world. I have to admit it’s hard to know what to pay attention to, let alone know what to invest in and when. Michele Schneider, the author of Plant Your Money Tree, is our guest on this episode dishing what you need to know to tune out the investing noise and tune into what you need to know. She's somewhat of a legend in the investing world and trailblazing woman with pearls of wisdom. What You'll Learn How to know what to pay attention to when it comes to investing and what to ignore What role social media is playing in keeping you broke and miserable How Mish turned away from her parent's goal of her being a teacher to take on the investing world  Why you need to understand the 6 phases in the market to become a successful investor Her favorite bits of wisdom from her new book, Plant Your Money Tree Links Plant Your Money Tree MarketGuage Mish on Twitter SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The average wedding in the U.S. costs $33,931. That's a lot of money to spend in one day. No matter what your budget is, you're going to need some tips on where to spend and where to save your cash.  Aleisha McCormack, the host of the Bridechilla podcast, is joining us on this episode to dish her favorite wedding day tips to keep you and your bank account happy. (FYI: Aleisha is hilarious and even if you aren't getting married or you're already married you'll want to check this episode out.) What You'll Learn What are the most overrated expenses Aleisha has seen with weddings that you can avoid Where you should spend and save your cash Why Aleisha says everyone needs a F-it bucket and how it can save your wedding planning What are the ways to avoid stressing out about your wedding The one piece of advice about getting married that Aleisha says you have to know about SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s no secret that health care costs continue to rise – if you pay your health insurance premiums each month, you know what I mean. Picking the right health insurance matters greatly to your health and your bank account. On this episode, I had a chat with Kim Buckey, VP of client services at DirectPath, to find out how much cash you could be saving or you might be wasting based on the plan you’ve got. What You'll Learn Why does it matter what health insurance plan you choose What to consider other than the price of the plan  Why are health insurance premiums continue to rise and benefits are getting worse Do you have to pay your medical bill right away and can you negotiate any fees Get educated on the particulars of your health care plan to know if you should switch when open enrollment rolls around How to save money on your health insurance plan Links Open enrollment info DirectPath SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wanted to drastically change your life? Turn everything upside down, recreate yourself and live a life full of adventure. What if you were just one step away from a radical change in your life? Today’s podcast episode is going to inspire you, I know it did me. My guest, Shane Dillon, reached out to me a few months ago and I was blown away by his story. Get this, in 2017 he left behind his 9 to 5 job to bicycle across the U.S. and Europe, moved to Spain to teach and wrote his first personal finance book. Shane will inspire you in this episode to reach beyond what you thought was possible for your life. What You'll Learn How Shane decided to leave his 9 to 5 behind and bicycle across the U.S. and Europe The lessons Shane learned about himself and his finances on his journey Why Shane moved to Spain and how he manages his money living aboard The crazy story of Shane's book, The Franklin Fi, and how he wrote it on a cycling adventure Shane's tips to cultivating a life of adventure, purpose, and passion Why you need to think of yourself as a human corporation Links The Franklin Fi Shane on Twitter SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram       See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fact: we have behavioral traps that keep us in our money mindset. We rationalize, compare, and make judgments when it comes to our money. Are those traps keeping you trapped or are they moving you closer to your money goals? Our guest today, Jeff Kreisler, author of the new book Dollars and Sense, How We Misthink Money and How to Spend Smarter, is sharing the hidden forces that drive our choices around money. What You'll Learn What are the hidden forces around money and why are they so hidden How to win the battle against irrational spending behavior (that is if you want to) How to trick our brains to make smarter choices Jeff's favorite takeaways from his new book  Links Jeff's website Dollars and Sense book SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There is over $2.1 trillion in checking accounts that is just sitting, hanging out, and not earning any interest. Why? Well, most of us are terrorized to part with our cash and love the feeling of seeing our money safe and sound. But that's not helping you build towards your future. Today's guest, Gil Akos, the co-founder, and CEO of Astra, a mobile app that helps you transfer money back and forth between all your accounts and automate your savings, so really there isn't a good excuse not to save your money. But I know, there are so many apps, do you need another one – I’m right there with you, but I have to say, I’m pretty intrigued… What You'll Learn What's hurting you by keeping your cash stashed in a bank account Why Gil created Astra and how can it make your financial life easier The trends behind millennials and how much they save Why automating your finances is a powerful way to achieve goals How you can use the power of progress and be proactive to better your finances Links Astra SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.  Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices