Over the course of this series, we’ve spoken with industry experts and practitioners with the aim of helping banks chart a clear path forward to achieve digital transformation. We’ve discussed key challenges facing the financial services industry today in the Asia Pacific and globally from operationalizing digital change to the hotly debated topic of build versus buy and the road ahead for digibanks.On the fourth and final episode of this series, we're looking at the future and how banks in Asia Pacific and beyond might address some of the trends, changes, and challenges coming our way. We discuss embedded finance and the impact that is having on traditional banks, the future of challenger banks, the role of DLT including blockchain moving forward, and the rising importance of global regulatory responses to security and privacy.Join the conversation with two very special guest speakers, Cyrus Daruwala, Managing Director of the IDC Financial insights, and Kanika Hope, Chief Strategy Officer at Temenos; and host Adelina Rusu, Head of Inside Sales at Temenos.

Digitalization is no longer an option but an experience for consumers today. As a result, the future of digibanks is bright, and we may expect new innovations in banking services in the near future. ASEAN region, including Malaysia, is poised to be the next battleground for digital banks, with existing players stepping up their expansion plans, in addition to the new entrants. Having said that, the million-dollar question of whether digital banks can be successful is expected to dominate conversations for the time being. In this episode, we talk about the changing bank landscape, customer expectations from digibanks, digibank success, and the partnerships between digibanks and other fintechs. Join the conversation with Rafiza Ghazali, Director of Digital Banking at KAF Investment Bank, and host Swapnil Deshmukh, Regional Director for Infinity Digital Banking at Temenos.

Today, one of the most hotly debated areas in the banking industry is whether to build or buy banking technology solutions and softwares. There are perks to both. Building allows you to be in complete control of your final product while buying provides a cost-effective, often quick solution that is usually reliable and robust. This episode explores the build versus buy framework to help you decide whether to buy software off the shelf, build a custom solution, or decide which bits to buy and which bits to build. We also discuss the decision of build versus buy in terms of organizational goals and motivations, types of organizations and the framework that is right for them, considerations banks should keep in mind when buying software, and the impact of hyperscalers and their SaaS ecosystem on small and midsize banks.Join the conversation with Arivuvel Ramu, CTO of Tonik Bank and host Swapnil Deshmukh, Regional Director for Infinity Digital Banking at Temenos.

With a pandemic digital transformation is more important than ever. In fact, digital is the only growing channel in banking. In this episode we talk about operationalizing digital change and the big transformation challenges that the banks are facing. We also discuss the role of SaaS platforms in ensuring business agility and speed, the advantages of leveraging on cloud and artificial intelligence as the current and future enablers of transformation and the key to a successful digital transformation in a banking environment.Join the conversation with Tu Duong, Deputy Head of Digital Division at Saigon Hanoi Bank (SHB) and host Swapnil Deshmukh, Regional Director for Infinity Digital Banking at Temenos.