Charles Stanley Radio seeks to bring you the latest news from Charles Stanley, including expert market commentary from our research team and analysts, informal Q&As with our colleagues to hear about their experiences adapting to this new way of working and specialist content from our partners.
Our 2023 Autumn Statement Review
Charles Stanley's Chief Investment Commentator, Garry White and
Chief Analyst and Personal Finance Expert, Rob Morgan review the key points following the Autumn Statement today.
The pair sit down to discuss what was included and was interestingly left out by the Chancellor.
Investment involves risk
11/24/2023 • 15 minutes, 1 second
Investing In Your 40s
Your 40s are typically when you start to move into your peak earning years. But although you may be receiving a higher monthly salary, you’re now often responsible for mortgages payments, childcare and education fees, and maybe parental care. On top of these, ensuring your retirement plans are on track start to become more important.
So, what are the typical financial priorities for people in their 40s? And how do they balance the needs of today versus tomorrow?
To help discuss these topics and more, Erica Whyte is joined by Rob Morgan, Chief Analyst, and Lisa Caplan, Director of OneStep Financial Planning.
During their conversation, they cover, how to manage competing priorities, investing versus overpaying mortgages, as well as retirement planning and care.
Do you have a question about your finances?
Get quick and uncomplicated answers from a qualified financial planner with our new OneStep Financial Coaching service. Book your free 15-min call https://calendly.com/d/2jz-zf7-9br/15-minute-coaching-sesson?month=2023-08
Investment involves risk
8/16/2023 • 14 minutes, 30 seconds
Investing In Your 30s
As we move from our 20s into our 30’s our lifestyles, priorities, and obligations shift. It certainly doesn’t happen at the same pace for everyone, but its true nonetheless, things do change.
But regardless of whether you’re a homeowner or renter, married with 2.5 children or single and partying in Ibiza, your 30s is the time to begin building lasting wealth.
So, how do you start to build wealth and what should the financial priorities be for those in their 30s? To help answer these questions and more, Erica Whyte is joined by Rob Morgan, Chief Analyst, and Lisa Caplan, Director of OneStep Financial Planning.
During their conversation, they cover, how to take on and manage debt, explain financial creep, consider investing versus overpaying a mortgage, managing your pension, and how things change once you start a family.
Do you have a question about your finances?
Get quick and uncomplicated answers from a qualified financial planner with our new OneStep Financial Coaching service. Book your free 15-min call at https://calendly.com/d/2jz-zf7-9br/15-minute-coaching-sesson?month=2023-08
Investment involves risk
8/16/2023 • 18 minutes, 26 seconds
Investing In Your 20s
For many, our 20s are an exciting decade. This period is often full of new experiences and life lessons, such as graduating university, travel, starting a career, moving to a new city, and making new relationships. Amongst the chaos and confusion that is early adulthood, it’s important to remember that your 20s is a key decade when it comes to your finances.
So, what do you need to know? And where do you start?
To help answer some of these important questions, Erica Whyte is joined by Rob Morgan, Chief Analyst, and Lisa Caplan, Director of OneStep Financial Planning.
During the conversation, they cover how to set goals and create good financial habits, explain good and bad debt, the power of compounding, and why you need to be thinking about retirement before you start your first job.
Do you have a question about your finances?
Get quick and uncomplicated answers from a qualified financial planner with our new OneStep Financial Coaching service. Book your free 15-min call https://calendly.com/d/2jz-zf7-9br/15-minute-coaching-sesson?month=2023-08
Investment involves risk
8/16/2023 • 16 minutes, 10 seconds
A world of three blocs
The world is effectively divided into three blocs. The US bloc of Western democracies, the Chinese-led bloc of authoritarian states – and the emerging world countries that are aligned to neither.
Investment involves risk
8/2/2023 • 10 minutes, 5 seconds
The role of advice for the next generation
Catch up with our panel of experts as they looked at the attitudes to wealth planning; helping you understand your own circumstances and challenges or, those of the next generation that you are looking to pass your wealth down to.
Find out more here: The role of advice for the next generation | Charles Stanley (charles-stanley.co.uk)
Investment involves risk
6/7/2023 • 1 hour, 15 seconds
Protecting your wealth in turbulent times
Inflation may be falling, but 2023 looks set to be another difficult year for the British economy. How can you take back control of your finances? And what is the best way to protect your wealth and preserve it for the next generation? Listen to this engaging discussion to help you be more informed.
Investment involves risk
5/16/2023 • 1 hour, 4 minutes, 8 seconds
What will the Fed do next?
In our latest episode of Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, look at the gloomy economic forecasts released by the International Monetary Fund and look at what the US Federal Reserve can do next amid worries over financial stability following the collapse of weak US regional banks such as Silicon Valley Bank.
Investment involves risk.
4/19/2023 • 10 minutes, 3 seconds
Spring budget 2023 review
In Chancellor Jeremy Hunt’s Spring Budget, he painted a brighter picture of the UK economy than recent forecasts have showed. The economic outlook, energy subsidies and childcare support all received attention. It also contained some radical changes to pensions which could mean a reassessment of financial planning for many. Join Garry White, our Chief Investment Commentator and Personal Finance Expert Rob Morgan in this podcast as they discuss their initial reactions to today's news.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
Investment involves risk
3/15/2023 • 12 minutes, 14 seconds
Ukraine – one year on
In our latest episode of Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss how the focus on Ukraine sharpens around the one-year anniversary of Russia’s invasion of its neighbour and look at the complex geopolitical situation around this human tragedy.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
Investment involves risk
3/7/2023 • 8 minutes, 58 seconds
The nuance in the active/passive debate
In our latest episode of Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss What returns should investors expect in the new investment landscape and a look at the nuances in the active/passive debate.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
Investment involves risk
2/10/2023 • 8 minutes, 47 seconds
Looking at prospects for 2023
In our latest episode of Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss prospects for 2023.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
Investment involves risk
1/18/2023 • 15 minutes, 8 seconds
2022: A year in review
Covid in China, war in Ukraine, the UK's political drama, bond market trouble, escalating energy prices, the cost of living crisis, and skyrocketing inflation - 2022 certainly had its challenges.
With the year coming to a close, Erica Whyte and Rob Morgan sat down with Investment Director, Graham Austin to reflect on 2022 and the impact that the major events from the year had on personal finance and investors. The trio also look forward, providing their predictions as to what 2023 may have in store.
To learn more about our 2023 Market Outlook webinar on the 12th January, visit our events page.
Investment involves risk
1/5/2023 • 17 minutes, 40 seconds
The Autumn Statement: The impacts on pensions and tax
With the dust now settled on Chancellor Jeremey Hunt's Autumn Statement. Erica sits down with Senior Analyst, Rob Morgan and OneStep Financial Planning Director, Lisa Caplan to get their impressions on the announcement as well as what the impact will be on pensions and personal tax.
To learn more about which tax changes affect you, read Rob's latest article.
Investment involves risk
12/8/2022 • 11 minutes, 45 seconds
Chinese protests and central bank losses
A significant challenge for China's President Xi Jinping after protests against Beijing's anti-Covid policy mounted. Also, central banks are about to report a wave of losses and if so, who pays?
Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss this and more in our latest podcast on Charles Stanley Radio.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
Investment involves risk
12/2/2022 • 10 minutes, 31 seconds
Cryptocurrencies and central banks
Cryptocurrencies such as Bitcoin have seen their pricing come under pressure after FTX, a major digital coin exchange, filed for Chapter 11 protection from bankruptcy. We explain why cryptocurrencies are not money - and remain a gamble, not an investment.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
Investment involves risk
11/25/2022 • 9 minutes, 51 seconds
Ep. 16: Your pension questions answered
Am I contributing enough to my pension? What do I need to know about my pension statement? Should I reduce my pension contributions to save cash? Is now a good time to consolidate my pensions? Will the state pension exist when I retire?
Last week was Pensions Awareness week, therefore to answer these question and to highlight the importance of pension saving, Erica Whyte sat down with Rob Morgan, Chief Analyst and Lisa Caplan, Foundation Financial Planning Director, to answer your pensions questions.
Episode Links:
Pension Contribution Calculator - Calculate if you will have enough for the retirement you want: https://bit.ly/3SbmSLb
Investment involves risk
11/7/2022 • 18 minutes, 7 seconds
Central Banks and COP27
In our latest podcast on Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss the markets' reaction to the Federal Reserve's hike in interest rates, as well as the prospects of COP27.
The Federal Reserve has indicated that it may ease off on the pace of interest-rate rises but rates will stay elevated for quite some time. Plus, ahead of the United Nations' COP27 climate talks, last year's bold ambitions look to have been seriously derailed by Russia's invasion of Ukraine. What next on the road to 'net zero'?
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
Investment involves risk
11/4/2022 • 7 minutes, 53 seconds
President Xi asserts his authority
In our latest podcast on Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss the impact of China's President Xi Jinping securing a historic third term in power.
The pair cover the concerns for Taiwan and Hong Kong, what it means for supply and demand for the semiconductor industry, Joe Biden's continued technology war, and how Europe is adjusting its relationship with China.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
Investment involves risk
10/28/2022 • 9 minutes, 49 seconds
Political instability, market turmoil, and what it means for you
It's fair to say there's quite a bit going on in the news at the moment. The combination of current UK political instability, coupled with the market's reaction and the weakening of the pound, double-digit inflation, the cost of living and energy crisis, and the ongoing war in Ukraine. It's all enough to make your head spin.
To help make sense of these past few weeks Erica Whyte sits down with Chief Analyst Rob Morgan to untangle what it all means for beginner investors.
The pair discuss what a basis point is, what’s behind the recent market volatility, what you should be doing with your pension, and whether now is a good time to invest or pay off your mortgage.
Episode Links:
How to get started with investing
Register for our upcoming free 30-minute webinar and join a panel of experts as they bust the jargon and share their best tips for new investors. Register today: https://bit.ly/3CFwYOA
Pension Contribution Calculator
Calculate if you will have enough for the retirement you want: https://bit.ly/3SbmSLb
Investment involves risk
10/20/2022 • 20 minutes, 9 seconds
A gloomy outlook from the IMF
In our latest episode of Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss the recent IMF growth projections.
“They (IMF) are catching up with the reality, as they were a bit behind developments in the world economy.”
The pair touch on the IMF’s predicted slowdown in economic growth, how the Central banks will manage inflation, the importance of China’s Covid policy, OPEC’s reduction in output quotas, and the global gas availability issue.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
Investment involves risk
10/19/2022 • 8 minutes, 5 seconds
How to give your finances a health check
We all have different backgrounds, goals, attitudes and ambitions – but the foundations needed to build a secure financial future are essentially the same for all of us.
Some planning – particularly early on – can go a long way to help you achieve your life goals in terms of finances and experiences and give you the confidence to be ready for the future.
While many of us know the importance of taking control of our finances, not everyone is sure what this means or how to go about it.
Listen to our latest episode of We Need To Talk About Investing and hear from our experts as they cover the five key areas of personal finance that form the foundation of your solid financial position, both now and in the future.
Allow your money to work just as hard as you do. Discover our straight-talking explainer guides, videos, events and articles today. Visit https://bit.ly/3Cjkko8
Investment involves risk
10/7/2022 • 55 minutes, 49 seconds
Panic in the bond markets
In our latest podcast on Charles Stanley Radio, we cover the recent moves in the global bond markets.
"Markets are always right, but they change their mind every day"
Listen to our latest episode of Charles Stanley Radio as Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss the Central Banks' approach to tackling inflation and whether we will see a recession anytime soon. The pair also cover the current high levels of inflation, commodity prices, employment levels, the housing market and the current strength of the US dollar.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
Investment involves risk
10/5/2022 • 11 minutes, 15 seconds
Mini-budget, major implications
In our latest podcast on Charles Stanley Radio, we explore the reaction of markets to Friday's not-so-mini-budget.
''The reaction from investors kind of leads us to believe that they don't agree with this, they don't see the policies announced as boosting growth by as much as the government thinks it is.''
Chief Investment Commentator, Garry White sits down with Associate Strategist, Benedict Tottman to discuss the wide-scale fiscal policy changes announced in Friday's mini-budget, as well as the market's activity proceeding. The pair cover the inflation implications, government borrowing, gilt yields, sterling, UK corporate bonds and the Bank of England's response.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
Investment involves risk
9/29/2022 • 10 minutes, 14 seconds
A potentially dire winter for Europe
“Gas is now unaffordable for normal business life and becoming unaffordable for households.“
Listen to our latest episode of Charles Stanley radio as Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss the withdrawal of Russian gas supplies and how the European Union are grappling with this difficult situation before the onset of winter.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
investment involves risk
9/15/2022 • 13 minutes, 34 seconds
The implications of high energy prices over winter and Putin's gas weapon
In our latest episode of Charles Stanley Radio, we explore the significant challenges facing Europe as we head into winter.
“It's a desperately serious problem, specifically on the continent.”
Listen in as Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss Putin's gas games and the resulting economic impact felt across Europe. The pair cover Germany's rationing of energy, the impact the current drought is having on nuclear, hydro, and the transportation of coal, how the green revolution has been temporarily halted, and the European Central Bank's difficult decision on when they start fighting recession rather than inflation.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
investment involves risk
9/1/2022 • 12 minutes, 17 seconds
Is this a real recession?
In our latest episode of Charles Stanley Radio, we look at the current challenges faced around the world and why we’re looking like a global economic slowdown is a certainty.
“The medicine’s not very nice, but the medicine is required.”
Listen in as Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood dissect raging inflation, interest rate rises, the US job market, Joe Biden’s ‘Inflation Reduction’ package, supply chains, the impeding cost-of-living crunch, Nancy Pelosi’s visit to Taiwan, and the continued disruption in trade between autocracies and democracies.
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
investment involves risk
8/17/2022 • 19 minutes, 16 seconds
Is there light at the end of the inflation tunnel?
In our latest episode of Charles Stanley Radio, Garry and John discuss what has been a difficult few months for investors.
"We've got inflation now at 8-10% on both sides of the Atlantic. We’ve got inflation over 10% in several Euroland countries, which is an alarming level."
How serious is inflation from here? And is there light at the end of the tunnel? Listen to our latest podcast episode as Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood sit down to discuss where we are in the economic cycle.
The pair look at whether wage increases will fuel inflation further, if the central banks have the tools to control inflation, and ask are we're heading towards a recession?
To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights
investment involves risk
7/15/2022 • 15 minutes, 58 seconds
Fireside chat with Paul Abberley
On this week's episode, Charles Stanley's CEO, Paul Abberley, will look at the current position of Charles Stanley as a business and draw attention to some more personal challenges and preferences for life in lockdown.