The use of e-commerce in food and pet care is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tineiwo Muzenda, e-commerce national key account manager at Mars Multisales Southern Africa. Topic of discussion include: Mars’ strategy around e-commerce in SA, how does this compare to other parts of the world; the partner ecosystem and which products have done well locally; and data around consumers buying behaviours. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

A look back at the 2024 national budget through the lens of a large energy company is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Aluwani Museisi, newly appointed country chair of Shell SA. Museisi gives his impressions of the budget; Shell efforts to grow in solar; the impact of load-shedding on the companies local operations; ways in which the company is mitigating the risks posed by load-shedding; oil prices; and the impact load shedding on fuel sales in SA. Business Day Spotlight is a TimesLIVE Production.

SA’s success in the global customer support and technology investment is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by John Watling, the CEO of Nutun. Topics of discussion include: Nutun’s business model; the company’s growth strategy; reasons for SA’s success in the global BPO market; technology investment. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

The growth of online marketplace for business to source goods and services is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by the team from Zandaux: founder and CEO Franck Obambi Ngatse, and CTO Dennis Reumer. Topics of discussion include: Zandaux’s history and business model; challenges faced in Africa’s cross border trade; the company’s strategy for growth; plan for an upcoming funding round; and technology investment. Business Day Spotlight is a TimesLIVE Production.

Business confidence in SA is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Richard Downing, an economist with the SA Chamber of Commerce and Industry (SACCI). Topics of discussion include: the latest results around business confidence in SA; factors driving sentiment;SA’s monetary and fiscal policy agenda; and the impact of elections on business confidence. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

TCL’s strategy to win over SA’s budget smartphone market, beyond its Alcatel name plate, is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Ernst Wittmann, regional manager for Southern and East Africa at TCL. Topics of discussion include: the history of TCL in SA; plans to phase out the Alcatel brand; factors driving growth in the budget smartphone market; and pricing strategies. Business Day Spotlight is a TimesLIVE Production.

A review of the recently held Mining Indaba is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Chris Green, managing partner at Hogan Lovells. Topics of discussion include: challenges faced in Africa’s mining sector; contribution of mining to economic output; the use of technology in exploration; and the role of sustainability in the sector. Business Day Spotlight is a TimesLIVE Production.

Diversifying investment portfolios through xchange traded funds (ETFs) is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Kingsley Williams, chief investment officer at Satrix, one of SA’s biggest providers of index-tracking investment solutions. Topics of discussion include: the state of ETFs in 2024; Satrix decision to list two new funds; and factors currently affecting investment decisions. Business Day Spotlight is a TimesLIVE Production.

Online video streaming and growth of artificial intelligence (AI) is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Kumbirai Gundani, head of technology, media and telecommunications at Standard Bank’s corporate and investment banking (CIB) unit. Topics of discussion include: development of technology infrastructure in SA; opportunities for businesses; development of video streaming and how technology companies can define use of AI. This is the second in a two part discussion with Gundani. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Opportunities made possible by communications infrastructure in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Kumbirai Gundani, head of technology, media and telecommunications at Standard Bank’s corporate and investment banking (CIB) unit. Topics of discussion include: development of telecommunications infrastructure in SA; opportunities for operators and funders; and how technology companies can make the most of local networks and the internet. This is the first in a two part discussion with Gundani. Business Day Spotlight is a TimesLIVE Production.

Artificial intelligence (AI) and skills to capitalise on the trend are the focus in this edition of the Business Day Spotlight.  Our host Mudiwa Gavaza is joined by Tanuja Randery, vice president and managing director of Amazon Web Services for Europe, Middle East and Africa.  Topics of discussion include: AWS’s investment in SA; the skills needed to make the most of AI in the region; ways in which AI is changing business operations; and how local companies are responding to the technology.  Business Day Spotlight is a TimesLIVE Production. 

The state of SA’s insurance market takes centre stage in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Cedric Masondo, CEO of PSG Insure. Masondo unpacks the state of SA’s insurance industry; the impact a prolonged hard insurance market; factors driving activity for both supply and demand; and trends going forward. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

The Reserve Bank’s decision to keep SA’s borrowing costs unchanged is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza hear from experts: Hilary Joffe, editor-at-large for Business Day; Ester Ochse, product head at FNB Integrated Advice; and economists from Momentum Invest. Topics of discussion include: the Reserve Banks rationale for keeping interest rates unchanged; outlook for inflation; and global factors affecting financial markets. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

The impact of data sovereignty on Africa's economy is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tesh Durvasula, CEO of Africa Data Centres (ADC). Topics of discussion include: implications of data sovereignty; developments around cloud computing and artificial intelligence (AI); and how business should be thinking around data protection. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Growing Africa’s technology ecosystem and attracting more funding to the sector is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Andile Ngcaba, chairman of Convergence Partners Topics of discussion include: the firm’s investment philosophy; Convergence Partners’ deal to buy Datacentrix; the growth of private equity in Africa; and the opportunities that the firm sees in tech investment. Business Day Spotlight is a TimesLIVE Production.

Economic resilience in a year of political uncertainty is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Ndumiso Kubheka Hadebe, chief economist at KH Equity Partners. Topics of discussion include: looking back at the economy in 2023; efforts to curb inflation and interest rates; political risk; and an outlook for the year ahead. Business Day Spotlight is a TimesLIVE Production. Produced by Demi Buzo.

Ways in which young people, teens and preteens, can better navigate life in a digital world is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Dean McCoubrey, the Founder of MySociaLife. Topics of discussion include: history of MySociaLife; business model; plans for growth; and in depth analysis of issues affecting young people in online spaces. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Pushing up digital payments is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Simphiwe Phakathi, executive head of sales and distribution at EasyPay Everywhere. Topics of discussion include: financial inclusion; EasyPay’s plan to capture market share in the traditionally unbanked market; and a critique of the wider fintech landscape in SA. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

The proposed Tax Administration Laws Amendment Bill and its enforcement is the focus in this edition of the Business Day Spotlight.  Our host Mudiwa Gavaza is joined by Ettienne Retief, chairman of the SA Institute of Professional Accountants (SAIPA)’s national tax and SARS committee.  Topics of discussion include: proposals in the new bill; history of SA’s grey listing; and ways in which government could work to enforce the laws;  Business Day Spotlight is a TimesLIVE Production

Pushing up internet use through more affordable smart devices is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Caroline Mbugua, head of state commendation and GSMA director of public policy for Sub-Saharan Africa. Topics of discussion include: finding from the body’s recent report; device affordability in Africa; and solutions for making smart devices more accessible. Business Day Spotlight is a TimesLIVE Production, produced by Demi Buzo.

Growing sophistication in digital security in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Andrew Moodley, chief digital officer at Axiz. Topics of discussion include: cybersecurity risks driven by factors like rapid digital transformation, remote work trends and growing artificial intelligence (AI) use. Business Day Spotlight is a TimesLIVE Production.

Digital and cyber threats for businesses in SA is the focus in this edition of the Business Day Spotlight.  Our host Mudiwa Gavaza is joined by David Emm, principal cybersecurity researcher at Kaspersky.  Topics of discussion include statistics around growing digital threats in SA; the evolution of cyber attacks in the Africa region; and the threat posed by growing artificial intelligence (AI) use.  Business Day Spotlight is a TimesLIVE Production. 

Former Eskom CEO Andre de Ruyter laid out challenges facing the newly appointed CEO of the ailing power utility, saying the state-owned company will be back at Treasury in 3-4 years for bailouts unless the tariffs matched the cost of electricity generation.  Speaking to Business Day Spotlight podcast,  de Ruyter said the bailout was necessary, but not sufficient, to turn around the utility, which is saddled with R400bn-plus of debt and plagued by breakdowns at its ageing coal-fired plants. Business Day Spotlight is a TimesLIVE production. The producer is Demi Buzo.

Workday’s expansion plans for SA and Africa is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by the team from Workday: Fred Nylander, VP for North Europe and emerging markets, Pierre Gousset, VP of presales for the EMEA region, and Kiveshen Moodley, country manager for SA. Topics of discussion include the evolution of Workday’s business model; growing use of technology in human capital and finance management; and possible disruption to the workforce by artificial intelligence and machine learning platforms. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Artificial intelligence systems in customer communications is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Wayne Toms, CEO at GhostDraft. Topics of discussion include: how are South African financial services players adapting to meet the demands of modern consumers; understanding the importance of customer experience; how can platforms ensure that their customer communication is effective; and effective strategies help South African banks build trust and loyalty among their customers. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Death care and the economics surrounding funerals is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Thabisile Sethaba, co-founder and COO at SendOff Funeral App. Topics of discussion include: SendOff’s business model; the rationale for creating such a platform; and ways in which people can be more efficient with their spending around funerals. Business Day Spotlight is a TimesLIVE Production.

TymeBank, SA’s first fully digital bank, may list on a major stock exchange in the next four to five years, as its valuation approaches R20bn, its co-founder and CEO Coen Jonker says. Speaking to Business Day deputy editor Tiisetso Motsoeneng, Jonker said the bank, which launched in 2018 and has attracted more than 8-million customers, is now valued at about $965m (R17bn) after raising $105m in a funding round in recent months. Business Day Spotlight is a TimesLIVE Production. This podcast is produced by Demi Buzo.

Mainstream adoption of tokenisation, underpinned by blockchain technology, is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Connie Bloem, co-founder and executive head at Mesh.Trade. Topics of discussion include: Mesh.Trade’s business model; the rationale for tokenisation; how tokens are being applied to real world assets; the development of alternative financial asset classes; regulation; and the outlook for the sector. Business Day Spotlight is a TimesLIVE Production. Produced by Demi Buzo.

Fixed income as an area of investment is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Attila Kamikoy, managing partner of Levantine & Co Wealth Managers. The discussion includes the state of fixed income; reasons for growth in this asset class; the appropriate type of fixed income investments; and a look at government bonds versus company paper. Business Day Spotlight is a TimesLIVE Production.

Mukuru’s strategy in Africa’s growing cross-border money transfer market is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Andy Jury, CEO of Mukuru. The discussion includes the state of remittances on the continent; regulations and how money is flowing in Africa; the importance of financial inclusivity; and the benefits of having more players in the money-transfers market. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Vodacom’s financial services strategy is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Mariam Cassim, CEO of Vodacom Financial Services. Topics of discussion include: Vodacom's strategy for growth in mobile payments; plans to grow remittances; importance of partnerships; and plans for future product areas. Business Day Spotlight is a TimesLIVE Production.

Black Friday through the lens of transaction data is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tshipi Alexander, head of card Issuing at Absa Everyday Banking and Vish Chetty, executive for payments acceptance at Absa Relationship Banking. Topics of discussion include: Black Friday transaction data from Absa; transaction data from Payfast; trends from the retail event; the growth of e-commerce in SA; consumers seeking out value; efforts to increase digital payments; and the outlook for the year ahead. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

A consulting approach to audit is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Rhangani Mbhalati, MD of Chapu Chartered Accountants. Mbhalati outlines their focus on helping clients with supply chain management; the consulting approach to audit; investing in experienced executives; quality assurance; and building a strong network for the business. Business Day Spotlight is a TimesLIVE Production.

The growth of car subscriptions in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tlhabi Ntlha, COO at Avis Budget Southern Africa. Ntlha outlines Avis’ strategy in car subscriptions; outlines the differences between car rental, subscription and lease services; details vehicle ownership trends in SA; and plan for growing the unit over time. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Philanthropy and the economics behind it is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Jonathan Oppenheimer, South African businessman and conservationist. The discussion reflects on the state of philanthropy in the world; the role capitalism in helping to address the world’s challenges; importance of conservation; and issues of sustainability. Business Day Spotlight is a TimesLIVE Production.

A new partnership between Liquid and Google is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Oswald Jumira, CEO of Liquid C2 and Umesh Vemuri, VP of Strategic Pursuits at Google Cloud. The discussion reflects on Liquid and Google’s new cloud computing partnership; what it means to operate in a multi-cloud environment; and the place of cloud in a world of artificial intelligence (AI). Business Day Spotlight is a TimesLIVE Production.

Visa’s push to get more small businesses to transact digitally is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Enoch Malisa,Head Merchant Sales & Acquiring Sub-Saharan Africa at Visa. The discussion reflects on Visa’s offering as a payments provider; challenges in getting more people to use digital payments methods; and efforts being made bolster financial inclusion in SA. Business Day Spotlight is a TimesLIVE Production.

Economic considerations around healthcare access and affordability is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Deon Kotze, chief product officer at Discovery Health. The discussion reflects on the affordability of healthcare in SA; the impact of an economic downturn on healthcare decision making; and trends around healthcare consumption. Business Day Spotlight is a TimesLIVE Production.

Uber’s strategy for growth in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Uber executives Kagiso Khaole and Nakampe Molewa. The discussion reflects on Uber SA’s first 10 years in SA; Uber Eats’ expansion beyond food delivery; electric mobility; and the company’s bet on subscription services. Business Day Spotlight is a TimesLIVE Production.

Housing challenges in SA are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Ben Kollenberg, architect and director at Urban-Think Tank Empower (UTTE). The discussion outlines SA’s housing crisis; factors that have contributed to the current status quo; shortcomings of the RDP program; and possible solutions to address challenges. Business Day Spotlight is a TimesLIVE Production.

The medium-term budget policy statement (MTBPS) is the focus In this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Chantal Marx, head of investment research at FNB Wealth and Investments, and Johan Werth, franchise principal and financial adviser at Consult by Momentum. The discussion gives highlights from the MTBPS; considerations for bond and equity markets; government’s thinking around power generation; and how spend on power is weighing more on consumers and businesses. Business Day Spotlight is a TimesLIVE Production.

The evolution of banking technology is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Belinda Rathogwa, head of digital and eCommerce at Standard Bank SA. The discussion examines some of the fundamental shifts banks can take towards servicing customers better; ways in which finance houses can make use of technologies such as cloud computing and artificial intelligence (AI); relationship with innovative fintech companies. Business Day Spotlight is a TimesLIVE Production.

Shifts in SA’s healthcare and treatment landscape are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Ronald Whelan, deputy CEO at Discovery Health. Topics of discussion include: the state of digital health care in SA; improvements to Discovery Health’s platform; and shifts in consumer behaviour in relation to virtual and remote consultations. Business Day Spotlight is a TimesLIVE Production.

Consumer vulnerability is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Johann Van Tonder, economist and researcher at Momentum. Topics of discussion include: the state of consumer vulnerability according to Momentum-Unisa’s index; how the index is constituted; issues affecting the economy; and an outlook for 2024. Business Day Spotlight is a TimesLIVE Production.

Payments technology success in the SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Joel Bronkowski, Country Lead South Africa at Paystack. Topics of discussion include: Paystack’s business model; strategy for growth in the SA market; evolution of fintech in the region; and where the company sees opportunity in the sector. Business Day Spotlight is a TimesLIVE Production.

Streaming service Viu now has an average of 4-million customers use its platform each month in SA. The company’s growth in SA competitive market is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Rohit D’Silva, chief business officer for the Middle East and SA at Viu. Topics of discussion include: Viu’s business model; the company’s performance since launching in SA; current trends in online video streaming; the value of local content; and an outlook for the sector. Business Day Spotlight is a TimesLIVE Production.

The growing mainstream use of cryptocurrencies to store wealth and trade goods is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Farzam Ehsani, VALR Co-founder and CEO. Topics of discussion include: performance of cryptocurrencies as an asset class; sentiment around bitcoin; growing use of crypto backed payment methods; and an outlook for the sector. Business Day Spotlight is a TimesLIVE Production.

Surveillance and cybersecurity in a world of growing artificial intelligence (AI) use takes centre stage in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Steven Kenny, manager for architecture and engineering at Axis Communications. The discussion sheds light on trends in surveillance; the various cybersecurity measures that businesses should implement to protect their operations and sensitive data; rise of AI; and deriving maximum benefits from video surveillance systems. Business Day Spotlight is a TimesLIVE Production.

Water management through technology is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Sabine Dall’Omo, CEO of Siemens Sub-Saharan Africa. Topics of discussion include: how digital solutions can be used to address water challenges in SA; the group of internet of things (IoT) applications; and details work done with public and private sector clients. Business Day Spotlight is a MultimediaLIVE Production.

The opportunity to connect more African cities, thereby pushing up trade, through low cost travel is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Paul Calvey, partner and market lead for SA at Oliver Wyman. Topics of discussion include local aviation industry data from Oliver Wyman’s; the state of low cost travel in Africa; and the opportunity to connect more cities through budget airlines as has been done in places like Europe and the US. Business Day Spotlight is a TimesLIVE Production.

Peach Payments’ plans following a large capital raise is focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Rahul Jain, CEO and co-founder of Peach Payments. Topics of discussion include: Peach’s business model, founding and growth story; the value of having a management consulting background; raising capital; and plans for further growth. Business Day Spotlight is a TimesLIVE Production.

Environmentally friendly car washing is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Brighton Chidoma, founder of E-Wash, a local car washing service. Topics of discussion include: E-Wash’s business model; facts, figures and metrics around car washing in SA; the growing awareness of environmental, social and governance (ESG) goals in companies; and plans for the future. Business Day Spotlight is a TimesLIVE Production.

Dismantling a culture and mindset that finds it difficult to discussion finances is a complex task. How this can be done is the focus in this edition of the Business Day Spotlight.  Our host Mudiwa Gavaza is joined by Daryl Coker, advisory partner at Citadel, a specialist wealth management company providing a range of financial solutions.  The discussion outlines ways in which financial literacy can be taught from early age; highlights some of the reasons why people find it hard to discuss money; the impact of having a financially illiterate generation; and money mistakes made by professionals in their careers.  Business Day Spotlight is a TimesLIVE Production. 

Hedging an portfolio for growth with investment structures from a professional financial services provider is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Luvhani Makoni, Liberty’s senior specialist for technical investment communications. Makoni shares insights on the performance of Liberty structures in the last 5-10 years. She also discusses Liberty’s ability to give investors wide exposure to alternative types of investment opportunities, while protecting them from risk and aligned with their specific financial goals. Business Day Spotlight is a TimesLIVE Production.

The growth of exchange traded funds (ETFs) in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Fikile Mbhokota CEO of Satrix, one of SA’s biggest providers of index-tracking investment solutions. Topics of discussion include: Satrix’s business model; growth of ETFs over three decades; the cost of investing through ETFs; performance of the sector; passive versus active investment and an outlook going forward. Business Day Spotlight is a TimesLIVE Production.

Fixed income investments are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Lyle Sankar, head of fixed Income at PSG Asset Management. Topics of discussion include: money market versus longer-dated bonds; the returns that government bonds can deliver for investors; and whether or not developed market rates are actually more attractive than local investments. Business Day Spotlight is a TimesLIVE Production.

Enterprise software development is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Andrew Bourne, Zoho’s regional head for Africa. Topics of discussion include: history of the Zoho business; developments in the enterprise software industry; Zoho’s strategy in SA; and outlook for the local sector. Business Day Spotlight is a TimesLIVE Production.

Enterprise software development is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Andrew Bourne, Zoho’s regional head for Africa. Topics of discussion include: history of the Zoho business; developments in the enterprise software industry; Zoho’s strategy in SA; and outlook for the local sector. Business Day Spotlight is a TimesLIVE Production.

Interest rates, property and SA economic pressure is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Herschel Jawitz, CEO of Jawitz Properties. Topics of discussion include: history of the Jawitz business; effect of interest rates on SA’s property market; buying versus renting; and outlook for the local sector. Business Day Spotlight is a TimesLIVE Production.

The impact of recent elections in Zimbabwe on the Southern Africa region is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Louw Nel, senior political analyst at Oxford Economics. Topics of discussion include: results of the recent Zimbabwe election; SA’s response and interaction with authorities in the neighbouring country; SADC’s report around the election; and a political outlook for the region. Business Day Spotlight is a TimesLIVE Production.

Efforts to keep local telecoms networks powered according to SA’s largest player is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Sitho Mdlalose, CEO of Vodacom SA. Topics of discussion include: investment for network power; trends in the local telecoms sector around customer numbers, competition in the connectivity market and Business Day Spotlight is a TimesLIVE Production.

Telkom’s use of innovation in strengthening its business is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Dr. Mmaki Janties, group executive for innovation and transformation at Telkom. Topics of discussion include: Telkom’s strategy around innovation; artificial intelligence; evolving business models for telco’s; and technology trends. Business Day Spotlight is a MultimediaLIVE Production.

In this edition of the Business Day Spotlight, we talk about strategies that companies can use to better protect their digital environments and systems. Our host Mudiwa Gavaza is joined by Russell Young, cloud solution architect at Trend Micro. Topics of discussion include: Trend Micro’s business model; effective posture management; trends and advancements in cybersecurity; hybrid cloud security; practical cases and scenarios; and thoughts about how best protect a company’s systems from attack. Business Day Spotlight is a TimesLIVE Production.

The risks associated with poorly planned and managed attempts to increase BEE scores using skills development is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Deirdre Mitchell, MD at Honeycomb BEE Ratings. Topics of discussion include: Honeycomb history and business model; an explanation of BEE ratings in SA; dodgy consultants and skills academies; the risks associated with poorly planned and managed skills development programs. Business Day Spotlight is a TimesLIVE Production.

Developments in satellite internet access are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by David Eurin, CEO of Liquid Dataport. Topics of discussion include: Liquid Dataport’s business model; the group’s telecoms infrastructure and capital allocation strategy; and developments in the satellite connectivity space. Business Day Spotlight is a TimesLIVE Production.

Local film and television content production is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Shirley Adonisi, M-Net's director of local entertainment channels. Topics of discussion include: how MultiChoice decides on what content to put out; budgeting and profit considerations for local content; costs involved in producing content for steaming platforms versus traditional broadcast; the group’s approach to marketing its contett; as well as viewing patterns and trends. Business Day Spotlight is a TimesLIVE Production.

The difficulty faced by impact investors in accessing funds in Africa is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Bernard Chidzero, senior advisor to The Bridgespan Group. Topics of discussion include: Bridgespan’s business model; challenges facing Africa-based fund managers in accessing capital for social impact; a definition of impact investing; comparisons with venture and other types of funding on the continent. Business Day Spotlight is a TimesLIVE Production

A rethink of digital transformation in information communication technology (ICT) is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Nitesh Singh, MD of the communication, media and technology practice at Accenture Africa. The discussion touches on digital transformation; trends in the African ICT landscape; development of telecoms business models over the years; the value of holding infrastructure; cooperation between between players; and outlook for the sector. Business Day Spotlight is a TimesLIVE Production.

Effective telecoms strategy is the focus the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Lunga Siyo, CEO of Telkom’s consumer business that houses the mobile division. This discussion touches on Telkom’s mobile performance; network expansion plans; capital allocation; how to compete in the SA market; network sharing; and the impact of load shedding and power cuts on operations. Business Day Spotlight is a TimesLIVE Production.

The use of artificial intelligence systems to improve access to healthcare is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Vukosi Sambo, head of data and insights at AfroCentric. This discussion touches on AfroCentric’s strategy around AI use; financial impact of using the technology; the layered approach of implementing the tech; and the ethical considerations around such use. Business Day Spotlight is a TimesLIVE Production.

In this edition of the Business Day Spotlight, boosting return on investment for taxi owners and operators, using technology, is the focus. Our host Mudiwa Gavaza is joined by Mbavhalelo Mabogo, founder and CEO of Quickloc8, a Cape Town business specialising in technology for the taxi industry. The discussion focuses on Quickloc8’s business model; the products and services offered by the company; challenges and opportunities for the use of technology in the tax industry; the company’s expansion plans; and thoughts around artificial intelligence. Business Day Spotlight is a TimesLIVE Production.

Saving and investing for ordinary people is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Fikile Mbhokota, CEO of Satrix, one of SA’s biggest providers of index-tracking investment solutions. This discussion touches on SA’s savings culture; Mbhokota’s career journey; ways in which investing for ordinary people can growth in the country; and the value of finance or accounting background in one’s career. Business Day Spotlight is a TimesLIVE Production.

Strategies around banking technology are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Eshmael Mpabanga, senior manager within the financial services practice at Accenture Africa. The discussion examines some of the fundamental shifts banks can take towards servicing customers better; ways in which finance houses can make use of technologies like artificial intelligence (AI) and automation. Business Day Spotlight is a TimesLIVE Production.

Career guidance through mentorship takes centre stage in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Cheryl Reddy, CEO of Eclipse Communications. Reddy explores the role of mentorship in guiding the growth trajectory of young professionals; how young people conduct themselves in the workplace; setting goals for career aspiration and how to how to network effectively. Business Day Spotlight is a TimesLIVE Production.

In this edition of the Business Day Spotlight, we explore how rising interest rates directly affect consumer finances. Our host Mudiwa Gavaza is joined by Thabani Ndwandwe, chief risk officer at Standard Bank SA. Topics of discussion include: explaining the impact of interest rates on consumer pockets; the risks that come with interest rate hikes for different groups in the economy, including a bank; inflation trends; and an outlook for the coming year. Business Day Spotlight is a TimesLIVE Production.

MTN’s mobile money strategy is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Bradwin Roper, CEO of MTN SA’s financial services business. Topics of discussion include: an exploration of MTN’s mobile money business in SA; the operator’s various attempts to succeed in the local market; disrupting traditional financial services mobiles; and the ongoing fight against physical cash by fintech players. Business Day Spotlight is a TimesLIVE Production.

Africa’s growing cross border money transfer market is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tendai Tizirai, market development manager at Mukuru. The discussion focuses on the current state of remittances on the continent; regulations and the way that money is flowing in Africa; the importance of financial inclusivity; exploring Mukuru’s new Naira bank top-up feature; benefits of simplifying money transfers process; understanding Business Day Spotlight is a TimesLIVE Production.

Buying and selling trends in SA’s used car market is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Mark Ridgway, chief technical director at getWorth. Discussion points include: getWorth’s business model; evolution of the used car market following the Covid-19 pandemic; buying patterns amongst consumers; the rise in consumers buying cars that have not test driven yet; and an outlook for the sector going forward. Business Day Spotlight is a TimesLIVE Production.

The plight of unsupported small businesses is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Thuli Phiri, founder of The African Storyteller, a business communications and stakeholder relations management agency that operates across Africa. Topics of discussion include: the crisis of small businesses in SA and other parts of Africa; contribution of the sector to economic development; and The African Storyteller’s business model. Business Day Spotlight is a TimesLIVE Production.

Carbon credits as a form of everyday currency is focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Paul Rowett, co-founder and CEO of Toco. Topics of discussion include: an explanation of carbon credits and trading; differentiator of Toco; business model for platform; and how it is set to be used in SA. Business Day Spotlight is a TimesLIVE Production.

The use of digital platforms to manage teams in organisations is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Kiveshen Moodley, country manager for SA at Workday and Vinolia Singh, Adcorp’s chief people officer. Topics of discussion include: the growing use of technology in human capital management; business models for Workday and Adcorp; and possible disruption to the workforce of artificial intelligence and machine learning platforms. Business Day Spotlight is a TimesLIVE Production.

The use of technology to change how medical prescriptions are administered in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by co-founders at EMGuidance: Dr Mohammed Dalwai and Dr. Yaseen Khan. The team details their plans for growth; its business model; health care issues that can be solved with technology; funding requirements for the business; and expansion beyond SA’s boarders. Business Day Spotlight is a TimesLIVE Production.

The recovery of low cost air travel amidst a economic downturn is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Kirby Gordon, chief marketing officer at FlySafair. Key points include an understanding of what domestic air travel sector can tell us about the state of the economy and health of consumer pockets; what does the market look like with less companies offering domestic air travel; how is FlySafair coping with demand; as well as its current strategy and plans for the future. Business Day Spotlight is a TimesLIVE Production.

The growing use of cash back and reward programs by cash strapped South Africans is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Dov Slowatek, CEO and founder of SavvySaver. The discussion explores SavvySaver’s business model; the place of ‘cash’ in a digital economy; avoiding scams; and the use of artificial intelligence (AI) in reward systems. Business Day Spotlight is a TimesLIVE Production.

Our host Mudiwa Gavaza joins by said Gareth Friedlander, deputy CEO at Discovery Life. Friedlander explains what these stats say about the health of SA consumers; dynamics around the type of claims being made; comparisons with the prior year; detailing what if the effects of Covid have completely disappeared; and an outlook for 2023. Business Day Spotlight is a TimesLIVE Production.

Pushing local artists to become a large financial force in the economy is hip-hop artist Slikour’s aim with his entry into financial technology (fintech). Our host Mudiwa Gavaza is joined by Slikour - real name Siyabonga Metane - in this edition of the Business Day Spotlight. Topics of discussion include: Slikour’s entry into the fintech market; ways in which local artists can be a bigger financial force to the economy; some of the financial burden carried by local creatives; and how artists can find financial freedom through creative pursuits. Business Day Spotlight is a TimesLIVE Production.

The state of the television sales market in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza joins by Michael van Lier, vice-president for consumer electronics at Samsung SA. Topics of discussion include: the state of SA’s television market; Samsung’s share of sale in SA and globally; trends in TV technology; growth of premium offerings; and the company’s local manufacturing capacity. Business Day Spotlight is a TimesLIVE Production.

The growing importance of rural connectivity to SA’s economy is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Mark van Wyk and Morné Edas, co-managing partners of Infra Impact Investment Managers. Topics of discussion include: Infra Impact’s business model; Infra Impact’s investment in telecoms and energy; the importance of rural connectivity to SA’s economy; and where opportunities lie in energy. Business Day Spotlight is a TimesLIVE Production.

Business development support for women owned businesses in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Mponeng Seshea, CEO and co-founder of Imizizi Evolution (IE). Topics of discussion include: IE’s business model; how much does the fund have to invest; IE’s investment thesis; key issues holding back small businesses in SA; and challenges faced by women in entrepreneurship. Business Day Spotlight is a TimesLIVE Production.

In this edition of the Business Day Spotlight host Hajra Omarjee is joined by Rise Mzansi leader Songezo Zibi. "National unity is a big deal for people, non racialism and no one talks about it anymore. This idea that we can unite South Africans to use their skills, experience and ability to change the future of the country is really appealing to people," said Zibi. Zibi, a former Business Day editor and co-founder of think-tank Rivonia Circle, introduced the Rise Mzansi last month, saying it would contest the polls in 2024. "The fundamental thing people don't like is the ANC's culture of politics and the opposition parties just take the ANC's approach with lots of promises but hardly anything in-between elections," Zibi said. He added that mobilizing communities around issues is how Rise Mzansi intended to grow from the ground up. Business Day Spotlight is a TimesLIVE Production.

Making gas cheaper and more accessible as a source of energy, helping to reduce the impact of load shedding for households, is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Thiru Govender, head of LPG Southern Africa at Ducat Trading SA. Topics of discussion include: Ducat’s rationale for getting into the SA’s gas market; the company’s investment in SA; quantifying the local gas opportunity; how viable is LPG as an energy source in SA; comparing SA market to other countries; and ways to improve access to gas in SA. Business Day Spotlight is a TimesLIVE Production.

Fitness and health spending in an economic downturn is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Dean Kowarski, Virgin Active group CEO. Topics of discussion include: the group’s strategy for growth, business performance, ways in which competition has evolved in the sector, and plans for greater digital presence. Business Day Spotlight is a TimesLIVE Production.

IT system disaster recovery amidst increasing power uncertainty is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Steve Porter, MD of IronTree. Topics of discussion include: what is disaster recovery; impact of load shedding on keeping data and other sensitive information safe; advice on how businesses - small, medium and large - can keep data safe; and Business Day Spotlight is a TimesLIVE Production.

The full effects of ongoing interest hikes on SA’s property sector is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by John Loos, property economist in FNB’s commercial property finance unit. Topics of discussion include: reaction to the May 25 interest hike by the SA Reserve Bank; state of the local property sector; operating dynamics between commercial and residential property; and the place of lenders in the market. Business Day Spotlight is a TimesLIVE Production.

This edition of the Business Day Spotlight focus the growth and outperformance of smaller JSE listed stocks outside of the Top 40. Our host Mudiwa Gavaza is joined by Vanessa van Vuuren, portfolio manager for the SIM Small-Cap Fund at Sanlam Investments. Topics of discussion include: Sanlam’s small cap investment thesis; outlook for the SA economy; companies that have managed to do well in recent years; and rules around portfolio management. Business Day Spotlight is a TimesLIVE Production.

Managing credit in a high interest rate economic environment is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Magauta Mphahlele, the executive director for the South African Credit and Risk Reporting Association (SACRRA). Topics of discussion include: pressure being felt by consumers in a high interest rate environment; advice for helping consumers to better manage their debt; and how to claw back and clear one’s credit record. Business Day Spotlight is a TimesLIVE Production.

SA’s future in international trade, as the US accuses government of assisting Russia in its war against Ukraine, is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Louw Nel, senior political analyst at Oxford Economics. Topics of discussion include: trade relations between SA and the US; the US’s mission to get more countries to turn against Russia; SA’s place as a the most developed economy in Africa; and the growing influence of the BRICS trading bloc. Business Day Spotlight is a TimesLIVE Production.

The growing opportunity for independent power producers to help alleviate SA’s ongoing electricity crisis is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Mohamed Madhi, Country Director: South Africa at Yellow Door Energy (YDE). Topics of discussion include: YDE’s business model; opportunities for independent power producers; YDE’s experience in other parts of the world; and an outlook for the sector. Business Day Spotlight is a TimesLIVE Production.

What can insurance claims data tell us about the health of the SA economy? That is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by: Dr Dominique Stott, Liberty's chief medical officer; Tom Crotty, lead specialist in technical marketing for risk proposition management; and Sinethemba Khoabane, lead specialist risk product development. Topics of discussion include: Liberty’s claim statistics for 2022; insight that can be drawn from claims about the SA economy; dynamics around retail and corporate claims; and the impact of health issues. Business Day Spotlight is a TimesLIVE Production.

The growth of online financial markets trading is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Damian Bunce, chief customer officer at international multi-asset brokerage firm Exness. Topics of discussion include: the growth of online trading; Exness’s business model; attitudes around online trading; what people are investing in at the moment; and how the market is likely to trend in future. Business Day Spotlight is a TimesLIVE Production.

Efforts to address an apparent shortage in accounting professionals is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Darren Isaacs, founder and CEO of Makosi. Topics of discussion include: Makosi’s business model; the state of the accounting profession; efforts around staffing auditing and accounting projects; dynamics in SA versus the rest of the world; and efforts to get more professionals into the field. Business Day Spotlight is a TimesLIVE Production.

Private equity investment in Africa is the focus in this edition the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Brandon Doyle, CEO of Convergence Partners. Topics of discussion include: the firms investment strategy; the growth of private equity in Africa; opportunity in telecoms infrastructure investment; and Convergence Partners’s focus on financial technology (fintech). Business Day Spotlight is a TimesLIVE Production.

The impact of interest rates and energy uncertainly on SA’s property market is the focus in this edition the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Mitesh Bhawan, MD of Broll Property’s energy, water and sustainability division. Topics of discussion include: the state of SA’s property market in the first quarter of the year; implications of a high interest environment on the sector; and the impact power cuts on effective property management practices. Business Day Spotlight is a TimesLIVE Production.

The growth of mobile payments services in Africa and beyond is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Ashley Olson Onyango, head of financial inclusion and agritech at GSMA. She outlines some of the reports main findings; factors driving the adoption and use of mobile money services in emerging market countries; dynamics of the SA market; regulation in the space; and how such platforms are being used in agriculture on the continent. Business Day Spotlight is a TimesLIVE Production.

Network and infrastructure sharing in telecoms is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Quintus de Beer, wholesale executive at MTN SA. The operator wants its wholesale business to be the “go-to” network partner of choice, with MVNO being a big piece of the plan in SA. Business Day Spotlight is a TimesLIVE Production.

Reserve Bank governor Lesetja Kganyago urged politicians to make hard, unpopular fiscal choices to maintain the credibility of budgetary commitments as they juggle spending pressures with one of the heaviest debt loads in emerging markets.

Cybersecurity in Africa is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by the team at Check Point: Pankaj Bhula, regional director for Africa; Charnie Lee, country manager for SA; and Rudi Van Rooyen, a security engineer. Topics of discussion include: Check Point’s business in SA; evolution of cybersecurity in Africa; investment by organisations to protect themselves; and the threat brought by AI platforms. Business Day Spotlight is a TimesLIVE Production. 

Regulation for informal tourism operators is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Velma Corcoran, regional lead for Middle East and Africa at Airbnb. Topics of discussion include: Airbnb’s proposal to government; challenges facing regulated businesses; and benefits of informal businesses to the economy. Business Day Spotlight is a TimesLIVE Production produced by Demi Buzo. 

The establishment of a BRICS currency, what it could mean for SA and disrupting global trade is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Xhanti Payi, a senior economist at PwC. Topics of discussion include: what would the establishment of a BRICS currency mean for SA; whether the world is ready for such a currency; trade and policy considerations; and disruptions global trade. Business Day Spotlight is a TimesLIVE Production.

Education technology is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Nicholas Riemer, co-founder and CEO of Nova Messenger. Topics of discussion include: Nova’s business model; competition in the messaging space; opportunities for technology startups in education; and learnings from earlier business ventures. Business Day Spotlight is a TimesLIVE Production. The podcast is produced by Demi Buzo.

4Sight's eye on growth and investment in artificial intelligence (AI) is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by executives from 4Sight: CEO Tertius Zitzke and Willie Ackerman, chief sales and marketing officer. Topics of discussion include: a review of 4Sight's full earnings report; efforts to turnaround the once ailing business; investments in AI; and plans for growth. Business Day Spotlight is a TimesLIVE Production.

A surprise interest rate increase is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Patrick Buthelezi, economist at Sanlam Investments. Topics of discussion include: a review of SA's latest interest rate decision; rationale for the surprise hike in rates; and factors affecting economic growth forecasts for the year. Business Day Spotlight is a TimesLIVE Production.

Creating jobs in an environment of slow economic growth is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Ravi Naidoo, CEO of the Youth Employment Service (YES). Ravi spends time discussing Yes’s model for finding employment; incentives for private sector players to take on young people into their ranks; and how companies are going about creating jobs in an environment of stagnant economic growth. Business Day Spotlight is a TimesLIVE Production.

Slow progress in implementing policies that would help to increase the use of electric vehicles (EVs) is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Frans Hiemstra, Uber’s GM for Middle East and Africa. Topics of discussion include: Uber’s electrification goals; how such plans are being implemented in various countries; and challenges holding back plans for SA. Business Day Spotlight is a TimesLIVE Production.

In this edition of the BD Spotlight, we look at SA's economy three years since going into lockdown. Our host Mudiwa Gavaza is joined by Ndumiso Hadebe, chief economist at KH Equity Partners. Hadebe focuses on the the state of the global economy; SA's place in that economy; continued risks such as inflation and interest rates; current impacts such loadshedding and greylisting, which are now the order of the day; and how the local currency during this time.

High net worth individuals across the world, including in SA, continue to look for safe places to invest their money for stability and growth. Our host Mudiwa Gavaza is joined by Seamus Rocca, CEO ofXapoPrivateBank, in this edition of the Business Day Spotlight. Topics of discussion include: Xapo's business model; growth of private banking services; ways in which people can preserve and grow their wealth in the current economic environment; and increasing use cyrptocurrency as an asset class for large institutions and the wealthy. Business Day Spotlight is a TimesLIVE Production.

Affordable healthcare, through the use of technology, is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by the team from Unum Health: Tania Joffe, CEO, and Dr Phatho Zondi, the company’s COO. Topics of discussion include: Unu’s business model; the company’s strategy to bring down healthcare costs while maintaining profitability; the use of technology and social enterprise in healthcare; and plans for an expansion into the rest of Africa. Business Day Spotlight is a TimesLIVE Production.

The government's latest plan to end power cuts that have blighted society sapped economic growth and soured the mood in the corporate boardroom has a face: Kgosientso Ramakgopa. Almost two weeks into the job as the electricity minister, Ramakgopa has no regrets about taking on one the toughest jobs in SA. He sat down with Tiisetso Motsoeneng, Business Day deputy editor, to outline his plan to resolve the most pressing economic, social and political problem.

Surveillance of critical infrastructure in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Marcel Bruyns, sales manager for Africa at Aix Communications. Topics of discussion include: what smart technologies exist to secure SA’s water utilities; how can the application of smart surveillance help solve the country’s challenges in critical infrastructure, What are the barriers to entry in South Africa with respect to deploying smart technologies in infrastructure?

Efforts to bring down the cost to communicate and internet in SA is the focus in this edition of the Business Day Spotlight.  
 Our host Mudiwa Gavaza is joined by Tauriq Brown, newly appointed CEO of TooMuchWifi, who discusses his aims and plans to scale the company.  
 A former Rocket Internet executive and venture capitalist, Brown explains how’s the company’s business model works; problems with internet affordability in SA; actions to push up such access in poorer communities that often don’t receive much investment from internet providers; and plans for growth the Western Cape. 

In the facing of ongoing local and international economic volatility, this edition of he Business Day Spotlight focuses on performance of SA’s currency, the Rand. Our host Mudiwa Gavaza is joined by Terence Hove, senior financial markets analyst at international multi-asset brokerage firm Exness. Topics of discussion include: performance of the Rand so far in 2023; domestic and international factors affecting the local currency; the importance of inflation targeting by the SA Reserve Bank and an outlook for the economy.

Data storage for businesses is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by the team at Pure Storage: Nicolas Leblanc, vice president for Europe Middle East and Africa and Rupert Brazier, country manager for SA. Topics of discussion include: Pure Storage’s business model; the move to create new products; sustainability; security; progress in the SA market; and plans for growth. Business Day Spotlight is a TimesLIVE Production.

Loyalty and rewards as a way to gain and keep customers for SA businesses is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Andre Fredericks, chief executive of loyalty and rewards at Sanlam Life and Savings. Topics of discussion include: importance of loyalty and rewards in SA; the size and usage by consumers; data gained from such programs; and how to successfully implement and structure a loyalty program. Business Day Spotlight is a TimesLIVE Production.

Billboards and outdoor advertising are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Neo Molefi, CEO of Indaba Billboards & Media. Topics of discussion include: Indaba’s business model; defining outdoor media and its components; structure of the outdoor media market; challenges faced by smaller players; and ways in which more business can be channeled beyond the top operators in the space. Business Day Spotlight is a TimesLIVE Production.

Digital skills, literacy and economic development through technology is the focus in this edition. Our host Mudiwa Gavaza is joined by Zandile Mkwanazi, co-founder and CEO of GirlCode. Topics of discussion include: GirlCode’s business model; the organisation’s approach to social enterprise; work with corporate partners; and thoughts around the growing prominence of artificial intelligence. Business Day Spotlight is a TimesLIVE Production.

The growth of subscription solar services is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tonye Irims, founder and CEO at WiSolar. The discussion is spent with Irims explaining the company’s business model; the growth of on-demand solar use; WiSolar’s approach to shifts in the market; and energy considerations from the recently presentation national budget for 2023. Business Day Spotlight is a TimesLIVE Production.

A review of the 2023 national budget, through the lens of the energy industry is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Hloniphizwe Mtolo, country chair of Shell companies SA. Mtolo gives his impressions of the budget; detailing the impact of load shedding on Shell’s local operations; ways in which the company is mitigating the risks posed by loadshedding, especially for small businesses in its network of retail service stations; fuel prices; and the potential of a diesel shortage in the near future Business Day Spotlight is a TimesLIVE Production.

The push for car subscription growth in SA and beyond is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Grant Wing, SA MD and country manager of Planet42. The discussion centres on the company recent fund raise; how the funds are set to be used; growth prospects; the car subscriptions business model; Planet42’s differentiation in the market; how the business works for customers and suppliers; and pitfalls with traditional vehicle financing. Business Day Spotlight is a TimesLIVE Production.

SA’s smartphone market - who is buying phones and at what prices - is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Justin Hume, vice president for mobile at Samsung SA. Topics of discussion include: a breakdown of SA’s smartphone market; the viability of premium devices in the local market; what determines the mix of devices sold in SA; and how Samsung view sits place in the SA market? Business Day Spotlight is a TimesLIVE Production.

In this edition of the Business Day Spotlight, we look forward to the upcoming national budget presentation by National Treasury. Our host Mudiwa Gavaza is joined by Patrick Buthelezi, economist at Sanlam Investments. Topics of discussion include: impressions of the recently held state of the nation address; expectations for the upcoming national budget; energy availability; and an outlook of interest rates and inflation. Business Day Spotlight is a TimesLIVE Production.

Raising new funds for an insurance technology platform is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Alex Thomson, co-founder of Naked Insurance, the artificial intelligence (AI)-based insurance platform. Thomson talks about the rationale to get funding from the World Bank’s IFC and German Development Finance Institution; plans for growth; what it takes to raise capital in the current environment; and how the business has been performing. Business Day Spotlight is a TimesLIVE Production.

Implications of the 2023 State of the Nation (SONA) address on consumer pockets is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Corne Welman, franchise principal and financial adviser at Consult by Momentum. Topics of discussion include: impressions of the 2023 SONA address; important policy items that government needs to tackle; issues that the national budget will have to address; inflation; and the ongoing pressure on consumers. Business Day Spotlight is a TimesLIVE Production.

Social enterprise and healthcare is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Dr Ernest Darkoh, co-founder of the BroadReach Group and Board Director of Schwab Foundation for Social Entrepreneurship Topics of discussion include: BroadReach’s operating model; the place of social enterprise in helping to improve healthcare; reflections from the recently held World Economic Forum; and how African countries can use technology to strengthen their economies. Business Day Spotlight is a TimesLIVE Production.

The negative impact of power outages on internet access is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Paul Colmer, an exco member at the Wireless Access Provider’s Association (WAPA). Topics of discussion include: the impact of load shedding on telecommunications networks - mobile, fibre and wireless; impact on large versus small cities and towns; and possible solutions.

The manufacturing and programming of banking and loyalty card is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by David de Coning, CEO of Crossgate Technologies. The discussion touches on what Crossgate’s new card facility will mean for SA financial institutions; how the company is looking to change ways in which consumers obtain, replace and activate bank cards; and Crossgate’s future plans for provisioning cards on behalf of banks. Business Day Spotlight is a TimesLIVE Production.

A look at the SA economy from an investor’s perspective is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Jacques Conradie, CEO of Peregrine Capital. Through the discussion, Conradie outlines Peregrine’s investment philosophy; reviews the performance of its funds in 2022; learnings from investing in Thungela; local versus international investments; and a 2023 investment outlook. Business Day Spotlight is a TimesLIVE Production.

The potential disruption of the communications and advertising business caused by the metaverse is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tebogo Skwambane, country manager for WPP SA. Skwambane spends the discussion explaining the opportunity for communications firms in the metaverse; the estimated size of advertising spend already being ploughed in video games and other meta universes; and the intersection between traditional advertising and technology. Business Day Spotlight is a TimesLIVE Production.

Competition in the local ride sharing industry is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Vincent Lilane, business development representative at inDrive SA. Lilane walks us through the company’s operations at present; its move to ‘zero-rate’ local use of its platform for passengers and drivers; the state of gig economy work in SA; and the local competitive landscape. Business Day Spotlight is a TimesLIVE Production.

In this edition of the Business Day Spotlight, our host Mudiwa Gavaza is joined by Annabel Bishop, chief economist at Investec. The MPC expects the economy to grow by 2.5% in 2022, compared with its previous prediction of 1.8% in November. Business Day Spotlight is a TimesLIVE Production.

Advertising is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Mfundo Ntsibande, MD at AMA. Ntsibande spends the session explaining how media buying works; challenges faced by black owned businesses in the spaces; AMA’s new digital platform; and the impact of online advertising on the sector;

Retail sales figures for November are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Siphamandla Mkhwanazi, FNB senior economist. Topics of discussion include: retail figures for November 2022; the economic health of households and consumers; growth in unsecured credit; and an outlook for 2023 as interest rates are expected to come down. Business Day Spotlight is a TimesLIVE Production.

The economic health of SA households is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Dr Roelof Botha, economic adviser to Optimum Investment Group. Topics of discussion include: Afhri index components and research methodology; key findings from the index results; surprising findings; the importance of micro lending in SA; and an economic outlook for the year ahead. Business Day Spotlight is a TimesLIVE Production.

Advancement in artificial intelligence is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Stephen Osler, co-founder and business development director at Nclose, a local cyber security firm. Topics of discussion include: an explanation of what ChatGPT is; its rise in popularity in a short space of time; potential for the platform; potential security threat of the technology; and applications in SA. Business Day Spotlight is a TimesLIVE Production.

A pulse of SA at the start of 2023 is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by the team from Oxford Economics Africa: Jacques Nel, head: of Africa macro research and Louw Nel, senior political analyst. Topics of discussion include: the state of the political economy; impact of inflation and interest rates in year to come; performance of regional neighbours; and geopolitical risk in the year to come. Business Day Spotlight is a TimesLIVE Production.

The idea for a four day work week in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Michelle Austin, financial director of Keegor Group SA. Topics of discussion include: the concept of the four day work week; pilots and studies from around the world being done to test the idea out; challenges holding back possible implementation; and steps being taken to move forward. Business Day Spotlight is a TimesLIVE Production.

As the year begins, we look back at the decade long history of SA’s largest Black owned advertising agency. Our host Mudiwa Gavaza is joined by Mzamo Xala, CEO Avatar Agency Group. Topics of discussion include: the size and scope of Avatar’s business; the state of advertising in SA post the pandemic; the growth of the digital economy and its impact on advertising; what it means to own and operate an agency in the current environment; challenges faced by creative businesses; and an outlook for the industry.

An expected decline in festive season spend is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by James Williams, head of marketing at Wonga. Topics of discussion include: Wonga’s business model; results from its recent festive spending survey; trends highlighted by the data; the impact of an economic downturn on consumer spending; and consequences for the travel and tourism sector.

The expected recovery of travel and tourism in the 2022 festive season is the the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Velma Corcoran, regional lead for Middle East Africa at Airbnb. Topics of discussion include: Airbnb’s business in SA; outlook for the current festive season; impact of global economic downturn on tourism; state of the gig economy; and what Airbnb’s data tells us about the heath of consumer spending.

It was an abrupt adjournment of the ANC 55th national conference on Tuesday. Delegates left without knowing who the National Executive Committee (NEC) the highest decision-making body of the party is nor where any policy resolutions adopted, instead it will reconvene at a hybrid session in early January to continue where it left off. Despite this in his closing address President Cyril Ramaphosa remained upbeat and confident. Mary Papayya from the BD politics team sums up the ANCs 55th national conference, features some key closing remarks from the re-elected President Cyril Ramaphosa who won his second term, a tough talking new ANC General Secretary Fikile Mbalalula and, also talks to leading policy analyst Dr. Fikile Vilakazi and Business Unity South Africa’s Stravos Nicolai.

In this Business Day “On the floor” from Nasrec Podcast Mary Papayya speaks to veteran journalist Carien du Plessis, Business Day Political reporter Thando Maeko and the Institute for Global Dialogue’s Sanusha Naidu. We take you to the heart of the contest. Hear who the front runners are and what their supporters are saying. From the Phala Phala scandal and the Digital Vibes saga - who will emerge victorious.

The SA economy, including the financial markets, will withstand volatility coming out of the ANC's internal political contestation, finance minister Enoch Godongwana said on Saturday. Speaking at a business briefing alongside the ANC national elective conference in Johannesburg, Godongwana said the leadership contest would not result in  policy shocks, whoever won.

Chaos erupted at the ANCs 55th Elective Conference as delegates jeered and called for change. There was a long delay in the programme due to logistical problems with the accrediting delegates. In this edition of Business Day “from the floor” part 2 - Mary Papayya speaks to political editor Harja Omarjee. Find out what went on. Why are delegates from certain provinces unhappy. What can we expect in the next 24 hours. How close is the race between presidential - current incumbent President Cyril Ramaphosa and his opponent former Health Minister Zweli Mkhize who also has his eye on the top spot.

Bonus pay, whether or not employers are compelled to hand over a thirteenth cheque to staff, is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Fiona Leppan, director in employment law at legal firm Cliffe Dekker Hofmeyr (CDH). Topics of discussion include: How is the payment of bonuses treated under South African law? Under which conditions would employers be legally obligated to pay an employee a bonus?

Naspers’ growth strategy is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Basil Sgourdos, group CFO of Naspers and Prosus. Topics of discussion include: Naspers’s plan reach e-commerce profitability; the downturn in technology valuations; capital allocation; how the group is evaluating investment opportunities; and an outlook for the business.

All the views and opinions of the top leadership candidates!

The role of skilled individuals in pushing business outcomes is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Greg Reis, founder of BSG. Topics of discussion include: BSG’s founding and business model; attracting and retaining the best talent; investments in education; the firm’s specialisation in financial services and healthcare; and an outlook for the business.

A look back at this year’s Black Friday through the lens of Absa’s transaction data is the focus in this edition of the Business Day Spotlight. Topics of discussion include: Black Friday transaction data from Absa; trends from the retail event; the growth of e-commerce in SA; recovery of consumer spending; efforts to increase digital payments in the country; and an outlook for the year ahead. Business Day Spotlight is a TimesLIVE Production.

The evolution of SA’s largest e-commerce operator is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Mamongae Mahlare, Takealot’s group CEO. Topics of discussion include: Takealot’s business model; giving small business access to a large market of customers; growth of online retail in SA; what can be done to further increase adoption; and an outlook for e-commerce in 2023. Business Day Spotlight is a TimesLIVE Production.

Last mile delivery for e-commerce in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Antonio Bruni, CEO of technology and delivery company Picup Technologies. Topics of discussion include: Picup’s business model; its acquisition by Karooooo; plans for scaling the business; what it takes to manage a large network of drivers; and the growth of e-commerce in SA.

E-commerce buying trends are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Paul Behrmann, founder and CEO of Payflex. Topics of discussion include: details around the latest interest decision; Black Friday predictions in e-commerce; the impact of the buy now pay later (BNPL) model on e-commerce; the growth of Payflex’s business; and an outlook for e-commerce in 2023.

Business turnaround is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Michael Dorn, founder and CEO of RT Group, a business turnaround firm. Topics of discussion include: RT’s business model; rationale for moving to SA; how business rescue and turnarounds work; lessons from implementing turnaround strategies at large corporates; and the need for proactive turnaround plans in SA.

Global satellite internet access trends are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Sulaiman Al Ali, Yahsat’s chief commercial officer at the recently held AfricaCom telecoms conference in Cape Town. Topics of discussion include: Yahsat’s strategy and activities in Africa; the future of integrated satellite solutions; the use of satellite communications internet of things (IoT) or connected devices like cars and sensors; and updates on Thuraya 4 NGS, the group’s latest satellite. Business Day Spotlight is a MultimediaLIVE Production.

The move from CEO to technology investor is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by the prominent businessman Mteto Nyati. Topics of discussion include: Nyati’s business activities since stepping down as CEO of Altron; rationale for investing in local technology firm, BSG; leading an organisation through a growth phase; and thoughts around leadership in SA.

Funding small businesses through blockchain technology is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Edward Cotterell, founder and CEO of Reality Company. Topics of discussion include: Reality Company’s business model; rationale for starting the business; the problem being addressed; and performance since launch. Business Day Spotlight is a MultimediaLIVE Production.

Reflecting on the year that has been in the economy is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Ndumiso Hadebe, chief economist at KH Equity Partners. Topics of discussion include: looking back the economy in 2022; current factors such as a weak Rand; political risk; efforts to curb inflation; and an outlook for the year ahead.

In this edition of the Business Day Spotlight, we talk about the recovery of the travel and tourism sector, through the lens of an airline.  Our host Mudiwa Gavaza is joined by Badr Abbas, Emirates senior vice president for commercial operations Africa. Topics of discussion include: Emirates’ plans for the African market and broader Africa strategy; expansion plans for SA to recover to pre-pandemic capacity; competition within the market and Emirates’ investments in product and service offerings; together with an outlook for the coming year in travel.  Business Day Spotlight is a TimesLIVE Production. 

A look back at the recent presented mid term budget is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Warren Wilkinson, franchise principal and financial adviser at Consult by Momentum. Topics of discussion include: highlights from the recent mid term budget; what the budget means for consumers; and ways in which consumers and businesses can be better prepared for uncertain times. Business Day Spotlight is a TimesLIVE Production.

We had a fascinating discussion with Ismael Momoniat, the director general in the National Treasury, who joined our panel of experts for an in-depth look at the MTBPS. Discussion points includes state owned enterprises, especially Transnet and SAA, the Eskom debt, and climate financing.

A preview of the upcoming medium-term budget policy statement (MTBPS) is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Sanisha Packirisamy, an economist at Momentum Investments. Topics of discussion include: expectations for the medium-term budget policy statement; issues facing the economy; and pressures being felt by businesses and consumers that the state would be hope to take care of.

Medium Term budget: What lies ahead as government gears up to lay out a three-year plan to spend your tax money?

Procurement as a service is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Leon Steyn, CEO at Dante Deo, a specialist IT sourcing and procurement firm. Topics of discussion include: what is procurement as a service; what problem the trend is solving for; best methods and practices for implementing it in a business; and what businesses need to know when it comes to acquiring procurement as a service.

Confidence in SA’s manufacturing industry is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Justin Schmidt, head of manufacturing at Absa Relationship Banking. Topics of discussion include: results of Absa’s Manufacturing Survey for the third quarter; issues affecting local production; and ways in which load shedding is impacting the sector.

Online hotel bookings are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Samantha Williams, commercial director at Profitroom. Topics of discussion include: Profitroom’s business model; elements that have helped the platform to standout amongst competitors; strategy in terms of acquiring customers; and some of the results that the company has already achieved in the local market.

The ways in which one of the world’s largest technology companies manages its human resources and skills development in 2022, is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Fran Katsoudas. Topics of discussion include: Cisco’s strategy around finding and retain talent in its ranks; the group’s investment in skills development; the impact of a global economic downturn on human resource management; and trends in hybrid work.

Email impersonation - what it is, its impact on businesses, and possible protection against it - is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Steve Porter, MD at IronTree, together with Sacha Matulovich, co-founder and chief strategy officer at Sendmarc. Topics of discussion include: IronTree and Sendmarc’s respective business models; details around the partnership between the two companies; ways in which email impersonation is perpetrated; and tools for mitigating this risk.

The contribution of film and other creative sectors to SA’s economy is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Keitumetse Lebaka, CEO of the Gauteng Film Commission (GFC). Topics of discussion include: the mandate of the Gauteng Film Commission (GFC); the contribution of film and other creative industries to the local economy; efforts by the commission to increase investment in the local film sector; ways to increase Gauteng’s attractiveness as a filming location; and efforts to support local productions.

Changes in online advertising driven by the growth of TikTok is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Scott Thwaites, head of Africa and Turkey at TikTok For Business.  Chinese founded TikTok is one of the fastest growing social media and video entertainment platforms in the world, with over 1-billion active users. TikTok For Business is the group’s unit focused on bringing advertisers on to the platform.  This discussion focuses on some of the insights that TikTok For Business has found around changes in advertising brought on by the platform.

The use of satellite internet access in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Kathleen Janse van Rensburg, satellite product manager at Vox. Topics of discussion include: the state of satellite internet in SA; costs involved in setting it up; comparison with other forms of access; and trends likely to shape the sector in the coming years.

Support for small business in SA using technology is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Asha Patel, head of business to business marketing for Sub Saharan Africa and head of marketing for SA at Google. Topics of discussion include: Google’s investment in Africa; how SA is benefiting from this investment; the development of an undersea cable project; and support for small businesses in the region.

Sentiment amongst South African consumers is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Sanisha Packirisamy, an economist at Momentum Investments. Topics of discussion include: key findings from Momentum’s latest Consumer Pulse report; the impact of inflation on consumer sentiment; the response of different income

Our host Mudiwa Gavaza is joined by Moss Gondwe, public sector sales director at Mimecast. Topics of discussion include: how public sector institutions and state-owned enterprises need additional measures to protect against cyber threats; ways in which the public sector tends to be attacked; how departments can be better protected; creating policies that enable greater protection for the state; and example of how government can up its digital security.

Hospital care given in the home, is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Dr. Botho Mhozya, head of health professional risk and hospital at home at Discovery Health. Topics of discussion include: how hospital at home works; the business model behind the concept; reception from healthcare professionals and patients; Discovery’s technology investment behind the project; and the cost implications of such care.

Getting more people to have wills as an instrument for better financial planning is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Harry Joffe, head of legal at Discovery Life and Discovery Life International. The discussion focuses on reasons people tend to not have wills in place; how wills fit into the financial planning of one’s life; practical examples of how ordinary South Africans are impacted by not having wills in place; how the law provides for situations where no will is in place; and consideration for offshore investments.

An economic contraction in the second quarter of 2022 is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Christie Viljoen, an economist at PwC. Topics of discussion include: the latest GDP data from Stats SA; unpacking what the numbers mean for the country’s economic prospects; ways in which government and monetary policy makers could respond; and how business have faired in the current environment.

With increased use of digital platforms in banking, we delve into Investec’s technology use and investment in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Shabhana Thaver, chief information officer at Investec. Topics of discussion include: Investec’s investment in technology; drivers for digital transformation in banking; rising competition from fintech players; the concept of open banking; legacy systems in banking; and thoughts around decentralized finance and the blockchain.

The cost of load shedding on refrigeration in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Mustafa Soylu, CEO of Defy Appliances. Topics of discussion include: Defy’s business model; impact of load shedding on household appliances, particularly cooling; the need for keeping food items fresh; and possible solutions to the problem.

The case for empowering small businesses as part of a large supply chain is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Sean Wright, head of distribution at The Unlimited. Topics of discussion include: The Unlimited’s business model; the rationale for empowering small businesses as part of a larger supply chain; and initiatives being undertaken by the company.

A new trading platform hoping to get more South Africans into the world of investing is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Connie Bloem, co-founder and executive head at Mesh.Trade. Topics of discussion include: Mesh.Trade’s business model; the rationale for decentralised finance; who has embraced these financial products; the development of alternative financial asset classes; regulation; and an outlook for the business.

New unemployment and inflation data is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Dawie Roodt, chief economist at Efficient Group. Topics of discussion include: new data around unemployment and inflation; global factors affecting the SA economy; how policy can be improved to create more jobs; thoughts around the liberalisation of the energy sector; and issues that businesses are currently worried about.

The use of technology to make solar systems more accessible in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Vincent Maposa, co-founder and CEO of Wetility. Topics of discussion include: load shedding’s contribution to increased demand for backup power in SA; costs associated with installed and maintaining solar systems for consumers and businesses; financing options for such systems; and how technology can be used to reduce the complexity associated with managing alternative power systems in one’s home.

The use technology in building sustainable city structures is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Rudie Opperman, manager for engineering and training at Axis Communications, the Middle East and Africa. Topics of discussion include: the use of technology tools to help municipalities and businesses make better decisions that improve quality of life; how communities can improve energy distribution, streamline trash collection, decrease traffic congestion, and improve air quality through the internet of things; and applications for public transport.

New rules for chicken imports and exports are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Donald Mackay, CEO of XA Global Trade Advisors, together with Paul Matthew, CEO of SA’s Association of Meat Importers and Exporters (AMIE). Topics of discussion include: government’s decision to suspend punitive anti-dumping measures in the poultry sector for 12-months; the impact of inflation on poultry prices; the tension between protecting versus opening up the local market; SA’s techniques for chicken production; and an apparent lack of will for SA producers to compete in international markets.

Digital advertising through content sharing is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Chanel Hardman, country director for SA at the SHAREit. Topics of discussion include: SHAREit’s business model; the growth of the platform for sharing content; using its large user base for advertising; the use of online and digital marketing in SA; and the company’s outlook for the sector.

Old digital security vulnerabilities that business still succumb to are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Zaheer Ebrahim, a senior sales engineer at Trend Micro. Topics of discussion include: Trend Micro’s business model; trends and advancements in cybersecurity; practical cases and scenarios detailing how criminal actors tend to infiltrate businesses and the techniques used; and thoughts around to how best protect a company’s systems from attack.

The day to day implications of rising interest rates on South Africans is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Larry Masson, a financial adviser and franchise principal at Consult by Momentum. He discusses: why have rates gone up; what consumers can do to manage this significant increase in their expenses; efforts to reign in inflation back to the Reserve Bank’s target range.

A look at Cisco’s business in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza joins Smangele Nkosi, GM of Cisco SA, at the company’s new offices in Midrand’s Waterfall precinct. Topics of discussion include: Cisco’s current position in SA; the company’s current technology investments; relationship with private and public sector players; Nkosi’s career in ICT; social initiatives; and research findings around hybrid work.

Raising capital for technology backed businesses in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Alison Collier, MD at Endeavor SA and Benji Meltzer, co-founder at Aerobotics. Topics of discussion include: Endeavor SA’s investment strategy; Aerobotics’ business model; the challenges faced by technology startups in raising capital; ways in which SA can attract higher levels of investment; and which sectors are currently most attractive for investment.

Construction technology is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Nadia Reichhart, head of talent at Cost Certified. Topics of discussion include: Cost Certified’s business model; how the platform works; what attracted the company to the SA market; trends in the market; the company’s hiring drive; and competition in the market.

Government’s new plan to tackle the country’s energy crisis is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Prof Sampson Mamphweli, director for the Centre for Renewable and Sustainable Energy Studies (CRSES) at Stellenbosch University. The discussion focuses on the major points of government’s new energy plan; how long it will take to start implementing the plan; the likely challenges in addressing SA’s energy crisis; the economic opportunities that could to arise from the liberalisation; and how the market may be structured going forward.

The use and practical application of trusts as a tool for wealth building for consumers is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Matlhodi Leteane, head of client experience at FNB Fiduciary. Topics of discussion include: the uses and benefits of trusts; making use of such structures for wealth building and saving; work being done to reposition trusts as accessible to the wider public beyond the wealthy; and efforts to increases conversation about money amongst ordinary people.

The state of financial markets in the face of rising inflation and a fresh interest rate decision is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by George Glynos, co-founder, director and head of research at ETM Analytics. Topics of discussion include: this week’s interest rate hike by the SA Reserve Bank; outlook for interest rates in SA and globally; how inflation has progressed through 2022; market performance for both equities and bonds; and the impact of US Dollar strength on the Rand.

The growth of digital storage is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Ghassan Azzi, Western Digital sales director for Africa. Topics of discussion include: Western Digital business in South Africa; the company’s intentions in the market; what its 2022/2023 strategy for Africa entails; an operational update; and insight into metrics around the size and scope of the company’s operations.

Wills as a instruments for better financial planning are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Advocate Sankie Morata, a certified financial planner and CEO of Sanlam Trust. The discussion focuses on reasons why people tend to not have wills in place; how wills fit into the financial planning of one’s life; the psychology of money in society and how that filters into issues of passing away without a will; how the law provides for situations where no will is in place; and way in which take up of such financial instruments can be improved.

In this edition of Business Day Spotlight, we examine the gains made in SA by one of the world’s largest device manufacturers, Oppo. Our host Mudiwa Gavaza is joined by Liam Faurie, head of go to market and operations at Oppo SA. The discussion focuses on the size and scope of Oppo’s operation globally and in SA; how Oppo has differentiated itself from its competitors in the smartphone industry; market dynamics in the local smartphone market; the company’s position on retail locations; and the relationships built with local mobile operators.

Consumer sentiment is at an almost 30 year low in SA. This is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Mamello Matikinca-Ngwenya, FNB’s chief economist to discuss the results of their consumer confidence index (CCI), undertaken in collaboration with the Bureau for Economic Research. Topics of discussion include: how the CCI is determined; results and findings of the latest study; impact of inflation on consumer confidence; pressures on different income groups in SA; ways in which government and private sector players can help ease the pressure on consumers and an outlook for the rest of the year.

SA’s unreliable electricity supply problem is the focus in this edition of the Business Day Spotlight, examining implications for the economy.  Our host Mudiwa Gavaza is joined by Hilton Trollip, independent consultant in energy research and a research fellow in the Global Risk Governance programme at the University of Cape Town.  Topics of discussion include: explaining what is meant by stage 6 load-shedding; reasons for the spate of rolling blackouts in SA; new power generation technologies; ways the state can fix issues at Eskom; and the urgent need for independent power production. 

Bringing down the cost of stock market investment is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Sebastian Patel, Franc’s COO and Thomas Brennan, Franc’s CEO. Topics of discussion include: Franc’s business model; the problem that the company is looking to solve; how the business has been funded; new products; plans for the future; and trends in the retail investment sector.

The different ways in which buy now pay later (BNPL) is being applied in SA’s retail landscape is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Craig Newborn, CEO of PayJustNow. Topics of discussion include: PayJustNow’s journey as a business; the growth of BNPL in SA and other parts of the world; debt culture in SA; the growth of online retail spurred on by Covid-19; consumer trends in BNPL; the use of short term credit option in physical retail; and an outlook of how the space is likely to evolve over time.

Soaring inflation, cost pressures and dwindling economic prospects for consumers, business and government, is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Jeffrey Schultz, senior economist at BNP Paribas SA. Topics of discussion include: the latest consumer price index (CPI) figures for SA; reasons for the continued increase in living costs; ways in which governments and central banks around the world can work to stem the economic bleed; and rethinking globalisation.