More people are signing up for managed 401(k) accounts that create investment portfolios based on their individual needs. Wall Street Journal reporter Anne Tergesen joins host J.R. Whalen to discuss how they work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why did GM raise its outlook for 2024? And in a week of big tech earnings, what’s behind the market’s different reactions to Google parent Alphabet and Microsoft versus Meta and Amazon? Plus, why has Norfolk Southern become the target of an activist investor? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Reserve is expected to begin reducing interest rates later this year as it gauges the rate of inflation. Wall Street Journal personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss how prospective home buyers can take advantage of the delay and secure attractive mortgage rates now. Learn more about your ad choices. Visit megaphone.fm/adchoices

An unusually mild winter in the U.S. allowed the country’s natural-gas supply to grow and kept home heating bills low. Wall Street Journal reporter Ryan Dezember joins host J.R. Whalen to discuss natural-gas uses beyond heating that can impact demand and prices. Learn more about your ad choices. Visit megaphone.fm/adchoices

The price you see on an airline’s website isn’t always the same as the one on your credit card’s travel portal. WSJ reporter Jacob Passy joins host Ariana Aspuru to discuss why prices may vary and the tricky math behind booking trips. Learn more about your ad choices. Visit megaphone.fm/adchoices

The IRS has created a new tax-filing site. But how does it stack up to popular tax filing options like TurboTax? Wall Street Journal reporter Richard Rubin tested it out and joins host Ariana Aspuru to discuss what eligible filers can expect from the free online service.  Learn more about your ad choices. Visit megaphone.fm/adchoices

To better manage their finances, some people are going public with their spending goals. Wall Street Journal personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss the concept of “loud budgeting.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Purchasing something while telling yourself YOLO, or “you only live once,” might cause someone to feel guilty about money they spent impulsively, or worse, derail their long-term financial planning. WSJ’s Bourree Lam and Julia Carpenter, authors of “The New Rules of Money,” join host J.R. Whalen to discuss how to identify your spending patterns, allowing you to YOLO responsibly. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why did streaming giant Netflix sign a deal with WWE? And how did IBM turn into a big winner this week? Plus, why is Tesla hitting speed bumps? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some Capital One savings customers thought the interest rate paid on their accounts had risen over the past several years as the Federal Reserve raised rates. Wall Street Journal reporter Rachel Louise Ensign joins host J.R. Whalen to discuss how account holders discovered they’ve been receiving far less than the savings rate the bank is advertising. Learn more about your ad choices. Visit megaphone.fm/adchoices

IRS rules about how sales on websites like eBay, Poshmark and Airbnb are taxed have changed several times in the past few years. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss what sellers should know when they file their tax returns. Learn more about your ad choices. Visit megaphone.fm/adchoices

More parents are giving their children financial gifts later in life, from when they finish school through the time they have their own children. Wall Street Journal personal finance reporter Julia Carpenter joins host J.R. Whalen to discuss the expectations that often come with children being given money at a later age. Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years where workers could score a big pay raise by changing jobs, people who want to make a move this year are facing tougher hiring trends and more modest pay packages. Wall Street Journal reporter Anne Marie Chaker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans are paying billions of dollars in monthly charges for services they use regularly, and some they hardly ever use. Wall Street Journal columnist Ben Cohen joins host J.R. Whalen to discuss ways to track your subscriptions and reduce your monthly bills. Learn more about your ad choices. Visit megaphone.fm/adchoices

For many Americans, buying a home can help them build wealth and achieve financial security. WSJ’s Bourree Lam and Julia Carpenter, authors of “The New Rules of Money,” join host J.R. Whalen to discuss the questions you should ask yourself before you start the search.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Why are some airlines facing turbulence? And which similar banks had very different quarterly results? Plus, why did chip makers lead tech stocks higher? Host Charley Grant discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

As many as 20% of graduates from the nation’s top business schools are awaiting lucrative job offers three months after getting their degree. Wall Street Journal reporter Lindsay Ellis joins host J.R. Whalen to discuss why some companies have become more selective in who they hire. Learn more about your ad choices. Visit megaphone.fm/adchoices

Taxpayers filing their returns will have to decide whether to itemize their deductions or take the standard deduction, depending on their personal finances. Wall Street Journal reporter Laura Saunders joins host J.R. Whalen to discuss the financial implications of each. Learn more about your ad choices. Visit megaphone.fm/adchoices

Getting a raise at work might be cause for celebration. But Wall Street Journal personal finance reporter Joe Pinsker joins host J.R. Whalen to discuss why those happy feelings might not last long.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As stock ownership boomed from 2019 to 2022, the rate of investment by Black Americans under 40 outpaced that of white investors in the same age group, according to surveys from Ariel Investments and Charles Schwab. Host J.R. Whalen is joined by WSJ perso nal finance reporter Oyin Adedoyin, as well as 27-year-old Calah Beale, who discusses her investment choices. Learn more about your ad choices. Visit megaphone.fm/adchoices

Paying down debt can improve someone’s credit score and open opportunities for financial milestones like a house or car. WSJ’s Bourree Lam and Julia Carpenter, authors of “The New Rules of Money,” join host J.R. Whalen to discuss the importance of tracking your interest rates when choosing debts to pay off. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some Americans ages 65 and older rely on their Social Security benefits for nearly all of their income. WSJ’s Anne Tergesen joins host J.R. Whalen to discuss how they make it work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Families and students are facing confusion and technical problems while navigating the Free Application for Federal Student Aid, or Fafsa. Wall Street Journal personal finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss how colleges are responding. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many workers on average get 15 paid vacation days per year. WSJ’s Vanessa Fuhrmans joins host J.R. Whalen to discuss how careful planning of your vacation days can result in longer periods of time off. Learn more about your ad choices. Visit megaphone.fm/adchoices

After relocating to Ohio during the pandemic, Wall Street Journal reporter Chip Cutter now supercommutes to New York every week. He joins host J.R. Whalen to discuss the logistics and expense of traveling more than 500 miles to work. Learn more about your ad choices. Visit megaphone.fm/adchoices

People with health-insurance plans could face thousands of dollars in prescription-drug costs per year as they pay down their deductible. Wall Street Journal reporter Peter Loftus joins host J.R. Whalen to discuss ways to reduce your drug spending in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial advisers say a key to building good money habits is to regularly review in detail each of your accounts and assets. WSJ’s Bourree Lam and Julia Carpenter, authors of “The New Rules of Money,” join host J.R. Whalen to discuss how the book can help make that process less intimidating. Learn more about your ad choices. Visit megaphone.fm/adchoices

Improving our financial picture often involves changing our habits and attitude toward money. Wall Street Journal personal finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss ways we can trick our brain into being better with money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Asking parents for money can be an awkward conversation. Wall Street Journal personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss what to consider before hitting up Mom and Dad, and reasons why asking parents for money may not be a good idea. Learn more about your ad choices. Visit megaphone.fm/adchoices

Food prices continue to rise, and yet American households throw out roughly $150 worth of groceries per month, according to a Wall Street Journal analysis of data from BLS and ReFED, a nonprofit dedicated to reducing food waste. Wall Street Journal personal finance reporter Imani Moise joins host J.R. Whalen to discuss ways to rein in your grocery spending to avoid wasting food and your money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial professionals suggest Americans who’ve set a goal to rein in spending in 2024 should track their spending more carefully, especially as their income rises. WSJ personal finance reporter Julia Carpenter joins host J.R. Whalen to discuss “lifestyle creep.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Positive corporate earnings reports and the Federal Reserve leaning toward lowering interest rates helped propel stocks higher in the fourth quarter of 2023. “WSJ’s Take on the Week” host Dion Rabouin joins host J.R. Whalen to discuss factors that are likely to impact stocks in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mortgage rates came down from their peak in 2023, but it may not be enough to increase inventory and allow prospective buyers as well as current renters to make a purchase. Wall Street Journal housing reporters Nicole Friedman and Will Parker join host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years of growth, the U.S. labor market cooled in 2023. Host J.R. Whalen is joined by LaSalle Network staffing firm founder and CEO Tom Gimbel, and NYU professor Tessa West, to discuss what raises, hiring and the use of AI are likely to look like in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

The rate of inflation fell by roughly half in 2023, but prices still take a sizable bite out of many Americans' finances. WSJ economics reporter Amara Omeokwe joins host J.R. Whalen to discuss what people can expect in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

Will Nippon Steel get U.S. Steel? Why did FedEx cut its outlook? And is it game over for China’s gaming stocks? Host Charley Grant discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

People with outstanding tax bills going back to 2020 won’t have to pay penalties under a plan announced by the IRS. WSJ reporter Ashlea Ebeling joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

This month’s stock market rally has significantly boosted 401(k) and IRA balances for many Americans. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss why financial professionals suggest people not check their retirement accounts too often, even in good times.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Individual investors can reduce their tax bill when filing in 2024 by selling certain assets and choosing between the standard deduction or itemizing their deductions. Wall Street Journal columnist Laura Saunders joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Amid the small talk of holiday-season get-togethers, someone is bound to ask about your job. WSJ “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss ways to be positive and tell the truth, even if your job situation is less than ideal. Learn more about your ad choices. Visit megaphone.fm/adchoices

With bond yields at high levels, many longtime investors are switching from stocks to bonds. But is now the right time for newer investors to jump in? WSJ retirement reporter Anne Tergesen joins host Ariana Aspuru to discuss what investors young and old need to know about investing in bonds right now. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which toy makers had a not-so-jolly start to the Christmas season? And what happened to the pandemic-era darling Pfizer? Plus, which sector gained most from the Federal Reserve's latest-rate decision? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

People online are faking it till they make it when it comes to their applying for a job or asking for a raise. It’s called being “delulu” and it’s the latest career trend to take off. WSJ reporter Ann-Marie Alcántara joins host Ariana Aspuru to explore what it means. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans have cut back on tipping non-restaurant workers by 7%, but they plan to be more generous during the holidays. Wall Street Journal reporter Rachel Wolfe joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Despite the struggles between many companies and employees over returning to the office, many see the hybrid work schedule as the new normal. Stanford University economics professor Nicholas Bloom joins host J.R. Whalen to discuss its long-term impact on prices, taxes and the need for childcare. Learn more about your ad choices. Visit megaphone.fm/adchoices

Owners of businesses that print and supply fake money to movies and TV shows say being surrounded by “prop cash” changed how they think about the real thing. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

As the Federal Reserve signals it may be done raising interest rates, some financial advisers suggest people consider riskier investments for their cash. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which airlines turned from competitors to allies? And how did the poster child of meme stocks, GameStop, perform this week? Plus, how are Google and AMD heating up the AI race? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rising stocks and the prospects of lower interest rates are among the factors that have pushed gold prices up 11% this year. WSJ reporter Bob Henderson joins host J.R. Whalen to discuss how individual investors can buy gold, and how it fits into a portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans who’ve underpaid their taxes could face a hefty bill from the IRS, which recently raised the penalty from 3% to 8%. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss ways people can better manage their tax payments. Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: With online financial accounts, comes the possibility for kids to make some mistakes with them. In the final episode of our series, we explore how kids (and parents) can keep their money safe and start practicing good money habits.  Learn more about your ad choices. Visit megaphone.fm/adchoices

"The New Rules of Money,” a book from The Wall Street Journal, helps readers break down the fear factor behind managing their personal finances. Reporter and co-author Julia Carpenter joins host J.R. Whalen to discuss how the book’s interactive tools can guide readers toward reaching their financial goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Free Application for Federal Student Aid, or Fafsa, will become available for completion on Dec. 31, about three months later than in previous years. Personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss that and other changes families should prepare for. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which companies benefited most from strong Black Friday sales? And how did investors react to Tesla’s Cybertruck launch and General Motors’ massive stock buyback plan? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

In a new survey, a majority of workers said a 50% salary increase would be enough to make them happy. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss the data.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The work world is still in flux nearly four years after the pandemic threw offices for a loop. But a variety of data show that workers are unhappier now than they have been in years. Wall Street Journal deputy bureau chief Vanessa Fuhrmans joins host Danny Lewis to explain why. Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: From payment apps to bank accounts, there are many places for kids to store their money. In the third episode of our series we explore what you should know about each of them.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Disagreements about finances are a part of any relationship. New research suggests that these fights aren’t necessarily about money. Wall Street Journal personal finance reporter Julia Carpenter joins host Danny Lewis to discuss root causes, and how in some cases arguing might actually help strengthen a couple’s bonds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans trying to budget a new car into their household finances might consider leasing instead of buying. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss what you should know about paying for a car if you aren’t buying it in cash.  Learn more about your ad choices. Visit megaphone.fm/adchoices

While many Americans are likely to begin their holiday shopping on Black Friday, shoppers who procrastinate can still capitalize on discounts and deals, as long as they plan carefully. Wall Street Journal reporter Suzanne Kapner joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: For lots of children, the ways that they earn cash have gone digital. In the second episode of this series, we hear from three young entrepreneurs about how they’ve built their businesses and the digital tools they’re using to boost it.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As requests for more and bigger tips increase, so has confusion. WSJ personal-finance reporter Julia Carpenter joins host Ariana Aspuru to discuss why some people view tipping as an obligation and others see it as a personal decision.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The popular budgeting app, Mint, is shutting down in 2024. So what happens next? WSJ personal finance reporter Imani Moise joins host Ariana Aspuru to discuss where this leaves people in the market for a new budgeting app. Learn more about your ad choices. Visit megaphone.fm/adchoices

With rising prices and high interest rates, right now is a bad time to spend money. WSJ personal finance reporter Oyin Adedoyin joins host Ariana Aspuru to explain what this means for holiday shoppers.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Amid elevated mortgage rates and low inventory, many prospective homebuyers have decided to spend their new-home savings elsewhere. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: From Youtube and video games to advertisements on social media, kids are seeing content about money – whether they know it or not. So how is this influencing their decisions about money? And how can we best prepare them for financial success in adulthood? In the first episode of Your Money Briefing’s four-part series, we look into how a new generation of kids are learning about money.   Learn more about your ad choices. Visit megaphone.fm/adchoices

The rising cost of having fun is changing the way some people enjoy experiences and how they calculate whether having a good time is living up to the price. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

 Even as people work later in life, many find it difficult to pinpoint the right time to retire. WSJ columnist Rachel Feintzeig joins host J.R. Whalen to discuss how people envision leaving the workforce often clouds their decision-making. Learn more about your ad choices. Visit megaphone.fm/adchoices

For some people, having more control over their career includes having the financial freedom to leave their job. WSJ’s Jessica Chou joins host J.R. Whalen to discuss how she saved enough for a “walk-away fund.” Learn more about your ad choices. Visit megaphone.fm/adchoices

More employees are filing disability discrimination claims against their companies when work-from-home requests are denied. WSJ reporter Lauren Weber joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

More companies are offering disability insurance as part of annual benefits options. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss questions employees should ask before signing up. Learn more about your ad choices. Visit megaphone.fm/adchoices

Changes to the Free Application for Federal Student Aid, or Fafsa, will allow people to make contributions to their 401(k) without it impacting the amount of financial aid they receive. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week’s verdict against the National Association of Realtors and large residential brokerages is likely to change the amount of commissions paid by home buyers and sellers, as well as how they are paid out. Wall Street Journal reporter Laura Kusisto joins short J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Employees selecting company-provided health benefits may find the list of options and rates confusing. Host J.R. Whalen is joined by Arthur Benefits Solutions founder Maameamba Arthur-Price, to discuss what people should assess in their lives before making selections. Plus, WSJ contributor Cheryl Winokur Munk explains the important benefits people often overlook. Learn more about your ad choices. Visit megaphone.fm/adchoices

To stay competitive in a tight labor market, many employers are offering more paid time off to workers. WSJ economics reporter Jeffrey Sparshott joins host J.R. Whalen to discuss how it has resulted in employees working less hours, but maintaining steady pay. Learn more about your ad choices. Visit megaphone.fm/adchoices

Millions of student-loan borrowers who took out Parent Plus loans weren’t included in the Biden administration’s new income-driven repayment options. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Several states have rules that address paranormal activity in the context of a home sale. Wall Street Journal contributor Erika Mailman joins host J.R. Whalen to discuss what homebuyers can do to avoid living in haunted homes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial advisers say fintech apps track your spending, but they don’t necessarily change your behavior. WSJ reporter Imani Moise joins host J.R. Whalen to discuss why a spreadsheet may be more effective at helping people maintain a budget. Learn more about your ad choices. Visit megaphone.fm/adchoices

WSJ's Take On the Week is a new WSJ show that breaks down the most important things to watch in business and financial news to help you make smarter investment decisions. This week, host Dion Rabouin looks at Coinbase, the upcoming Federal Reserve meeting, and Starbucks.  If you like the show, follow it for more.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Many people make out a will to ensure their heirs receive their belongings and financial assets when they die. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how forgotten documents could override your estate plans.   Learn more about your ad choices. Visit megaphone.fm/adchoices

New data from Vanguard suggests millennials are poised to move ahead of older generations in terms of saving for retirement. WSJ personal-finance reporter Anne Tergesen joins host J.R. Whalen to discuss what’s allo wed them to boost their nest eggs. Learn more about your ad choices. Visit megaphone.fm/adchoices

As consumers show an unwillingness to pay higher prices for food, more supermarkets and restaurants are bringing back specials and promotions. But WSJ reporter Jesse Newman joins host J.R. Whalen to discuss why lower prices may not ease the pressure on household budgets. Learn more about your ad choices. Visit megaphone.fm/adchoices

Students are leaving college early to launch their own AI startups. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss why they feel now is the best time to start an AI business, and the risks some face. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chit-chat and interruptions from your co-workers can slow your progress toward getting your work done. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss the risks of asking colleagues to leave you alone. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the past, many workers viewed not taking sick days as a badge of honor. But now WSJ reporter Te-Ping Chen tells host J.R. Whalen people are taking more sick time, and they’re taking time off for reasons other than feeling unwell. Learn more about your ad choices. Visit megaphone.fm/adchoices

Second-year MBA students are facing a much slower pace of hiring and recruiting by companies in the tech, finance and consulting sectors. Wall Street Journal reporter Lindsay Ellis joins host J.R. Whalen to discuss alternate plans some students are considering. Learn more about your ad choices. Visit megaphone.fm/adchoices

More retailers are offering discounts to shoppers who make purchases with cash. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to explain how credit-card users can also score deals. Learn more about your ad choices. Visit megaphone.fm/adchoices

More managers and employees are realizing they can cut 30-minute meetings to just 15 minutes and still get work done. WSJ reporter Anne Marie Chaker joins host J.R. Whalen to discuss the learning curves that go along with shorter meetings. Learn more about your ad choices. Visit megaphone.fm/adchoices

The creative logic, known as “Girl Math,” to justify discretionary spending has gone viral. Wall Street Journal reporter Chavie Lieber joins host J.R. Whalen to discuss the social media trend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Older Americans often downsize their home as their needs change. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why many find downsizing doesn’t make financial sense in the current housing market. Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump-era tax cuts are scheduled to expire in 2025. Wall Street Journal contributor Bailey McCann joins host J.R. Whalen to discuss moves experts suggest people can make now to prepare. Learn more about your ad choices. Visit megaphone.fm/adchoices

Amid skyrocketing college costs, many companies are promoting tuition reimbursement as a benefit with the aim of attracting and retaining employees. Wall Street Journal contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how reimbursement programs vary by company, and questions employees should ask. Learn more about your ad choices. Visit megaphone.fm/adchoices

As interest rates rise, more investors are considering bonds to complement stocks and mutual funds in their portfolios. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss the pros and cons of investing in bonds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Paying bills through automatic payments can be an easy way of managing your balances. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss how it can also lead to unexpected expenses and hurt your credit score. Learn more about your ad choices. Visit megaphone.fm/adchoices

With interest rates up and inflation remaining high, consumer spending should be on the decline. However, economists say household spending remains robust. Wall Street Journal consumer trends reporter Rachel Wolfe joins host J.R. Whalen to discuss why some Americans are choosing trips and concert tickets over homeownership and retirement saving.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Student-loan borrowers resuming payments this month might consider refinancing their loan to rein in costs. Wall Street Journal reporter Gabriel T. Rubin joins host J.R. Whalen to explain why financial experts suggest borrowers should think twice before refinancing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial advisors recommend keeping physical cash at home in the event of an emergency or natural disaster. Wall Street Journal personal finance bureau chief Jeremy Olshan joins host J.R. Whalen to discuss how much cash should be put aside. Learn more about your ad choices. Visit megaphone.fm/adchoices

A new tax law requires ticketing platforms like Ticketmaster and StubHub to give the IRS information about ticket sales over $600. After a year of expensive tours and live events, resellers could be in for a surprise come tax season. WSJ music industry reporter Anne Steele joins Ariana Aspuru to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Federal funding for an estimated 70,000 child-care centers nationwide ran out on September 30. Wall Street Journal “Numbers” columnist Josh Zumbrun joins host J.R. Whalen to discuss what families can expect going forward. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many people envision an employment path with clearly defined steps up the career ladder. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why being open to detours and unexpected obstacles can be a key to getting ahead. Learn more about your ad choices. Visit megaphone.fm/adchoices

A new income-based, college-loan repayment program could significantly reduce borrowers’ loan balances. WSJ reporters Julia Carpenter and Gabriel T. Rubin join host J.R. Whalen to discuss how the “SAVE” program works. Learn more about your ad choices. Visit megaphone.fm/adchoices

Younger workers who might be forced to work through their 70s or later before retiring might find the strategy of taking periodic career breaks could help them avoid burning out. Host J.R. Whalen is joined by WSJ “On the Clock” columnist Callum Borchers, as well as the head of a career re-entry program, who will discuss how workers should plan their career breaks, and how they can overcome challenges they’ll face when returning to the workplace. Learn more about your ad choices. Visit megaphone.fm/adchoices

More companies are reviewing data showing when workers swiped their ID badges to enter the office, and how long they stayed. Wall Street Journal reporter Chip Cutter joins host J.R. Whalen to discuss penalties some employees face who are not adhering to return-to-office policies. Learn more about your ad choices. Visit megaphone.fm/adchoices

Assumable loans allow home sellers to transfer the more attractive rate they secured in the past to buyers. Wall Street Journal reporter Ben Eisen joins host J.R. Whalen to explain how they work, as well as the pros and cons.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In the post-Covid workplace, where many companies have taken exhaustive steps to create hybrid work schedules, employers and workers are still at odds over how to approach Fridays. WSJ contributor Alexandra Samuel joins host J.R. Whalen to discuss the effect it has on business and morale. Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumers who are wary of current high interest rates have several options allowing them to borrow at lower-interest levels. WSJ reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks. Learn more about your ad choices. Visit megaphone.fm/adchoices

 People currently in their 20s are likely facing a 60-year career because of longevity and rising living costs. In the second episode of our series, we explore the importance of beginning the retirement-saving process early, and how accounts like a 401(k) and an IRA can help people maximize their saving efforts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Several retailers have been sued for posting sale prices on items that aren’t actually discounted prices. WSJ reporter Patrick Coffee joins host J.R. Whalen to discuss how the process works, and what consumers can do. Learn more about your ad choices. Visit megaphone.fm/adchoices

Walkouts by United Auto Workers at several GM, Ford and Stellantis factories come as the auto industry was beginning to stabilize following the pandemic. Wall Street Journal reporter Rachel Wolfe joins host J.R. Whalen to explain how consumers shopping for cars, new or used, are likely to be impacted by the strike. Learn more about your ad choices. Visit megaphone.fm/adchoices

More companies are phasing out feedback that bosses give workers, and replacing it with “feedforward.” Wall Street Journal reporter Alexandra Bruell joins host J.R. Whalen to explain the difference, and why companies feel the change is needed. Learn more about your ad choices. Visit megaphone.fm/adchoices

More couples are choosing to have conversations about their financial goals on “money dates.” WSJ reporter Julia Carpenter joins host J.R. Whalen to discuss the benefits of mixing romance and finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

As Americans live longer, healthier lives, the traditional 40-year career will become a thing of the past. Our three-part series explores how to navigate a longer career and what it could mean for the future of work and your finances. This first episode examines what exactly a 60-year career might entail and how you can start mentally preparing yourself for one. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many landlords are adding fees to monthly rent that they charge tenants. WSJ reporter Will Parker joins host J.R. Whalen to discuss the reasons behind the fees and how some tenants are fighting back. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rising interest rates create opportunities for consumers to accelerate growth on their money to save for things like cars, vacations and emergency funds. WSJ reporter Oyin Adedoyin joins host J.R. Whalen to discuss ways consumers with varying levels of extra cash on hand can use higher rates to their advantage. Learn more about your ad choices. Visit megaphone.fm/adchoices

The cost of health insurance is expected to rise by the largest amount in years. WSJ reporter Anna Wilde Mathews joins host J.R. Whalen to discuss why costs are rising, and who’ll pay more.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Wall Street Journal/College Pulse 2024 rankings measure several higher-education categories includin g graduation rates, students’ salaries after graduation, and the length of time it takes someone to pay off the full cost of attendance. Host J.R. Whalen speaks with WSJ’s Chastity Pratt, Harry Carr and Tom Corrigan about the findings. Learn more about your ad choices. Visit megaphone.fm/adchoices

Interest on student loans began accruing on Sept. 1 and payments are due next month. WSJ’s Julia Carpenter joins host J.R. Whalen to discuss how borrowers should prepare to resume making payments. Learn more about your ad choices. Visit megaphone.fm/adchoices

Verizon, AT&T and T-Mobile are asking customers to move their monthly bill payments from their credit cards to their bank accounts. WSJ personal-technology editor Shara Tibken joins host J.R. Whalen to discuss why the carriers want the change, the privacy concerns that have been raised about it and the financial trade-offs to consider before you make the switch. Learn more about your ad choices. Visit megaphone.fm/adchoices

As some companies restructure their workforces, many are reassigning employees to new positions rather than letting them go. WSJ’s Ray A. Smith joins host J.R. Whalen to discuss how that can end up putting employees into positions that don’t fit their career path or expertise, and what workers can do about it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumers are getting frustrated with all those requests for charitable donations at checkout counters. WSJ’s Rachel Wolfe joins host J.R. Whalen to explain why they continue to contribute anyway. Learn more about your ad choices. Visit megaphone.fm/adchoices

After years of luring new workers with hefty pay increases and bonuses, many companies are reversing that trend. WSJ’s Te-Ping Chen joins host J.R. Whalen to discuss why employers are reducing salaries for new recruits and what it means for job seekers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many Americans start making serious financial decisions in their early 20s when they enter the workforce and start living on their own. WSJ’s Clare Ansberry joins host J.R. Whalen to discuss recent studies that explain the age when adults actually make the best financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Students heading off to college have a lot on their plate, including making some big financial decisions for the first time. To avoid breaking the bank, students have to be careful with their money. WSJ contributor Cheryl Winokur Munk joins host Ariana Aspuru to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s back-to-school time, and many parents are adding another expense to their budget: their children’s extracurricular activities. With nonacademic credent ials becoming more important in college admissions, parents are going all in on their kids’ interests. WSJ’s Oyin Adedoyin joins host Ariana Aspuru to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Homeowners planning energy-efficient renovations could save substantial amounts of money through rebates the government plans to roll out this year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what types of work the rebates do, and don’t, cover. Learn more about your ad choices. Visit megaphone.fm/adchoices

 A recent survey indicates the happiest workers aren’t necessarily those with regular paychecks and benefits. WSJ’s Katie Mogg joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

More couples are taking a page from the corporate playbook to complete household tasks like scheduling grocery-store runs and paying the bills. WSJ personal-finance reporter Julia Carpenter joins J.R. Whalen to discuss challenges some couples face in dividing up the to-do list.  Learn more about your ad choices. Visit megaphone.fm/adchoices

 As Americans live longer, some are seeking more fulfilling activities during the traditional midlife period. WSJ reporter Anne Tergesen joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

The average 30-year fixed mortgage rate hit 7% this week, its highest point in 20 years. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss what homebuyers should know. Learn more about your ad choices. Visit megaphone.fm/adchoices

Travelers are reporting longer wait times in TSA lines at airports where the agency has installed new scanners designed to improve security and keep people moving. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss what passengers can do to move through the line more quickly. Learn more about your ad choices. Visit megaphone.fm/adchoices

More people are buying travel insurance to protect against threats posed by severe weather and other elements. WSJ’s Ethan M. Steinberg joins host J.R. Whalen to discuss the pros and cons of taking out a policy before traveling. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some financial planners are taking an approach to their work that focuses on clients’ personal goals and well-being, and not just about growing wealth. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years of working from home, some people find it difficult to complete tasks at the office. WSJ reporter Ray A. Smith joins host J.R. Whalen to discuss ways people can be more productive in the office.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Credit cards and digital payment apps make checking out convenient for shoppers. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks of these payment options.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Mistakes are common as people navigate a career path, but they can result in valuable lessons. WSJ editor Demetria Gallegos joins host J.R. Whalen to discuss what workers have learned from their biggest mistakes.  Learn more about your ad choices. Visit megaphone.fm/adchoices