Answer me this, do you know how much super you have saved? Do you know how many super accounts you have? Oh, and could you tell me who those accounts are with? If you answered no, you’re not alone - but this episode is for you! Financial commentator, Effie Zahos, is back with super tips on how we can give ourselves the best chance of a comfortable retirement. I also chat with two legends who are proof that retirement isn't the end of the road, it’s the beginning of the open highway. See omnystudio.com/listener for privacy information.

Have you ever been at a BBQ where someone started talking to you about the stock market, and you stand there with clammy palms waiting for the appropriate moment to go get another drink - wondering who is Dow Jones?! This episode is your trusty little beginners guide to investing. I’m speaking to the CommSec Market Analyst, Tom Piotrowski, and we’re unpacking the ins and outs of investing, how to get started and what it takes to become a successful investor. I also catch up with my good friend, Clancy Ryan, who enjoys dipping his toe into the world of investing.See omnystudio.com/listener for privacy information.

Buying a home is the great Aussie dream…but, it could turn into a nightmare if you don’t know what you’re doing. Which is obvious right? I mean who tries to buy a house without having any idea of how settlement, offset accounts and mortgage insurance works (awkwardly sips coffee). Fear not because I’m chatting with CommBank Home Lending Specialist, Brooke McArdle, and proud Aussie home owner, Hannah Blackiston, to finally understand the technical stuff - like conditional pre-approval, interest rates and stamp duty.See omnystudio.com/listener for privacy information.

Relationships can sometimes be hard work… and you know what makes them even harder? MONEY! Should you get a joint account, do you split bills evenly, what if your financial goals don’t align and how do you protect yourself if things go south? So many questions, so little time! Thankfully, Relationships Australia CEO, Elisabeth Shaw, and Group Executive at CommBank, Sian Lewis, join me in this episode to provide the answers. Ohh... one more thing. Given we’re talking about relationships, I thought it was only fair that Laura comes along for the ride too!See omnystudio.com/listener for privacy information.

One thing I’ve NEVER done is write a budget and map out my financial goals. Do I regret that…100%! Are things about to change? I really hope so! In this episode I sit down with expert financial planner, Adam Montana, who’ll help me create a financial plan and budget that gets me excited in the short term, and motivated for the long term. To make sure I’m doing my best in the savings department, I also speak to Bryanna who shares her budgeting tips and tricks after she crawled her way out of $30k worth of debt.See omnystudio.com/listener for privacy information.

Did you know there are five dominant money personalities? Don’t worry I had no idea either…But someone who does know is financial commentator, Effie Zahos! In this episode Effie discusses the key characteristics of each and shares tips on how to break the cycle of bad money habits. I also chat with Jane Lu (the founder of multi-million dollar fashion empire, Showpo) to get an insight into how one of the most successful entrepreneurs in the country approaches their finances.See omnystudio.com/listener for privacy information.

The Penny Drops is a podcast series that’ll have Matty J (and you) finally understanding the ONE thing that makes the world go round… money! Across six episodes fearless experts will unpack the essentials - money personalities, financial planning, budgeting, juggling finances with your partner, buying a house, investing AND superannuation. So get ready to finally give your finances the attention they deserve!See omnystudio.com/listener for privacy information.