Learn how to stop wasting money on food and maximize your grocery budget! Explore 19 effective ways to grocery shop on a budget! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Molly Stillman is the host of the “Can I Laugh on Your Shoulder?” podcast,a sought-after speaker and author of the book, “If I Don't Laugh, I'll Cry: How Death, Debt, and Comedy Led to a Life of Faith, Farming, and Forgetting What I Came into This Room For” The lifestyle blog she started in 2007, Still Being Molly, is a community for women who love ethical style, clean beauty, parenting, funny stories, and serving in their communities. Her deep passion lies in inspiring women to know they were created on purpose, with a purpose, and for a purpose. Molly was on was on episode 47 sharing her debt pay off story and episode 114 talking about the emotions that come from being in debt and also featured in the first Clever Girl Finance book. She lives with her husband John, children Lilly and Amos, and various and sundry animals on a small farm in Durham, North Carolina. She loves Jesus a whole lot, drinks too much Diet Coke, and eats a lot of Chipotle burritos. WHAT MOLLY DISCUSSED: * The emotional journey and impact of her losing her mother at a young age. * How she managed an unexpected inheritance of $245,485 and the financial decisions that led to substantial debt. * How using humor as a coping mechanism during tough times influenced her career in comedy and personal growth. * The turning point that helped her move away from depression * Advice for someone facing tough times and feeling lost or hopeless. * How she realized the potential for growth and purpose in her own struggles and setbacks AND MUCH MORE HOW TO KEEP UP WITH MOLLY: - Via her website: http://www.stillbeingmolly.com - All social media: @stillbeingmolly ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

In this podcast, let's go over how to keep yourself on track and achieve your goals with abundance mindset exercises! What are money mindset exercises? Money mindset exercises are practices that you do to change how you think about money and wealth. Your perception of money impacts the way you earn, save, and spend it. All of which affect how you manage your finances and build wealth. Tune in to learn more! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Do you know your why? Think of your why as a personal mission statement. It is the framework you use to make decisions in every area of your life. It keeps you going when you’re tired and ready to quit. It's okay to have multiple whys. Whether you have one or multiple whys, finding your why takes time. This podcast episode shares key tips to support you in the process! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Learn 10 key habits of successful women and how to make those habits a part of your life starting right now! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Are you struggling to lay out a plan for your financial wellness? Trying to get past living paycheck to paycheck? Keep watching - I’ve got some key tips for you on how to create a financially sound plan for yourself! In this episode, explore key steps to create a sound financial plan for yourself so you can achieve your financial goals. ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode, Jamila Souffrant shares key tips to plan out a successful journey to achieving financial freedom. Jamila is the author of Your Journey To Financial Freedom: A Step-by-Step Guide to Achieving Wealth and Happiness and the host of the Journey To Launch podcast. She is a go-to thought leader in the personal finance field and her work has been featured in BuzzFeed, ESSENCE, Refinery 29, Money Magazine, CNBC, CBS, Business Insider and more. The Journey To Launch Podcast has over 4+ million total downloads and was listed by the NYTimes as a podcast to help you get better with your money. Jamila and her husband saved $169,000 in two years and is also a mother of three young children and lives in Brooklyn, NY. WHAT JAMILA DISCUSSED: - How her mother’s immigrant story has inspired her success - Her plan for achieving financial freedom - The different stages or milestones people typically go through on their journey to financial independence - How you can evaluate and modify your financial mindset and habits - Practical ways for individuals to increase their income to accelerate their FI journey AND MUCH MORE HOW TO KEEP UP WITH JAMILA: - Get her book, “Your Journey to Financial Freedom: A Step By Step Guide To Achieving Wealth And Happiness: https://yourjourneytofinancialfreedom.com/ - Website: http://www.journeytolaunch.com - Apple Podcasts: https://itunes.apple.com/us/podcast/journey-to-launch-personal-finance-early-retirement/id1257126028?mt=2 - Google Podcasts: https://podcasts.google.com/feedaHR0cHM6Ly9qb3VybmV5dG9sYXVuY2gubGlic3luLmNvbS9yc3M - Instagram: https://www.instagram.com/journeytolaunch/ - Facebook Page: https://www.facebook.com/journeytolaunch/ - Twitter: https://twitter.com/journeytolaunch/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s podcast episode, Meghan Dwyer discusses the biggest areas where women play small with their money and how to go from playing small to playing big! Meghan is a Certified Financial Planner and host of the ‘Money Isn’t Scary’ podcast. After spending 15 years watching women take a passive role in the management of their money, she’s on a mission to help them stop playing small. By challenging the societal norms around women and money, Meghan aims to empower women to make money decisions out of a sense of abundance and confidence, rather than scarcity and fear. When Meghan isn’t working, she loves running, writing, and being mom to her two young boys. WHAT MEGHAN DISCUSSED: 1. tHE concept of playing small with money, and why it's particularly important to address this issue for women 2. How women CAN overcome the societal and personal limitations that might hold them back from pursuing higher-paying careers or opportunities 3. Specific spending habits or tendencies that women tend to exhibit that may hinder their financial progress and key strategies women can implement to ensure their spending aligns with their financial goals and priorities 4. Steps women can take to get started with investing and build a diversified portfolio AND MUCH MORE HOW TO KEEP UP WITH MEGHAN: - Via her website: https://www.moneyisntscary.com/ - On Instagram: https://www.instagram.com/moneyisntscary/ - On Facebook: https://www.facebook.com/MoneyIsntScary ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode of the podcast, @farnooshtorabi discusses how fear can be a powerful ally in achieving financial and life success. Farnoosh is one of America’s leading personal finance experts. She is the host of the award-winning podcast So Money that has earned over 30 million downloads. She is a sought-after speaker and author of multiple books. Her newest is entitled A Healthy State of Panic, part-memoir, part-guidebook on how fear can be a superpower to achieve true wealth and career success. Along with being featured in The New York Times, The Wall Street Journal, and Time Magazine, Farnoosh has appeared frequently on Today, Good Morning America, and more. WHAT FARNOOSH DISCUSSED: 1. What inspire her to explore this concept of healthy panic 2. The common fears that hold people back, and how to turn them into strengthsFeel 3. How to leverage the fear of money to improve one's financial situation 4. How the fear of failure and can help us embrace red flags and make the next right move. 5. How the fear of endings can deepen appreciation for what endures AND MUCH MORE HOW TO KEEP UP WITH FARNOOSH: - Via her book website: https://ahealthystateofpanic.com - On Instagram: https://www.instagram.com/farnooshtorabi - Tune into her podcast: So Money Podcast ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

From stress at work to nerve-racking headlines in the news to rude comments from strangers online. It can all get overwhelming when you want to protect your peace. But protecting your peace should be a priority - learn how to do it regardless of what’s happening with this podcast episode! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Active vs passive incomes, which one offers more benefits? What are the pros and cons of each? And most importantly, how can you generate either or both? Keep watching to learn more! In this podcast episode, learn how to use passive and active income and how leverage them to reach your financial goals. ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode, Abigail Atchison shares her story of going from debt ($12k) to achieving her dreams of becoming a foster mother. Abigail is a personal assistant living in Los Angeles. She thought she would never reach her dream of becoming a foster mom, but thanks to facing her debt and side hustles galore, she has paid off more that $12,000, started an emergency fund, and is currently certifying with a foster agency. Her journey has many miles ahead, but she is proud of how far she’s come. For years she has wanted to be a foster mom and couldn't afford the extra space in Los Angeles, was mired down by credit card debt from her 20's and had no real financial plan. Today, she no longer has credit card debt and has created an emergency savings fund and retirement Roth IRA. Due to these changes she isnow certifying to be a foster mom! WHAT ABIGAIL DISCUSSED: - Why she felt becoming a foster mother would be impossible for her - The strategies she leveraged to pay off her $12k debt and build an emergency fund including balancing multiple jobs and side hustles - How she became certified with a foster agency - Her goals as a foster mom and for the future AND MUCH MORE HOW TO KEEP UP WITH ABIGAIL: Instagram: https://www.instagram.com/alphagirlbetachef / ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode we discuss how to recover from budgeting setbacks with Mechaela Vardoulakis from Erin Condren. Mechaela shares her journey to paying off over $60,000 of debt and we also discuss how to leverage the new Erin Condren x Clever Girl Finance Budget Planner collaboration to aid this recovery! Mechaela is a Product Manager on the Product Development team at Erin Condren. She has been with the EC team for four years and before that, she was an Elementary School Teacher. She got her Master's in Education and taught for 4 years in the public school system in Orange County CA. She transitioned out of the classroom and into her role with Erin Condren and it's been an incredible journey since. ABOUT THE ERIN CONDREN X CLEVER GIRL FINANCE BUDGET PLANNER We are so excited to share the launch of the Erin Condren x Clever Girl Finance Budget Planner now available on ErinCondren.com! Set, track, and achieve your financial goals with this new, coiled Clever Girl Finance Budget Planner. This budgeting planner is filled with so much functionality and planning potential! T he easy-to-use monthly expense logs help you categorize your expenditures and help you see your spending patterns. Keep track of monthly recurring expenses, log your weekly spending habits, and use this budget planner to meet your savings goals. This planner includes a sticker sheet to help make budgeting fun, a double sided pocket folder for receipts and more, as well as Clever Girl Budgeting Tips throughout the entire planner! The planner is now available for $32.50 just in time for the holiday season and to help you kick off the new year on the right financial foot! Follow the Erin Condren brand on Instagram: https://instagram.com/erincondren

On today's podcast Gracia Holmes shares how personal development saved her life. Gracia is a social worker turned confidence coach and owner of Warm&Rooted. She helps others through a journey of self-discovery to build confidence to go after the life they truly want. Her career has taken her from working with adults with severe and persistent mental illness to entrepreneurship in the coaching space. Miss Holmes' coaching program has allowed her to showcase her talents in ways that feel authentic. She is passionate about seeing others thrive in their unique way. Her motto is "putting the fears aside and focusing on that I am dope." WHAT GRACIA DISCUSSED: - Her personal journey and how she found herself in a financial yo-yo pattern in her mid-twenties - How a lack of confidence was leading her towards financial struggles and bankruptcy - The strategies and steps she took to turn her life around AND MUCH MORE HOW TO KEEP UP WITH GRACIA: Her website:https://www.warmnrooted.com/ Instagram: https://www.instagram.com/Warmnrooted/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode we discuss how to get into budgeting with Mechaela Vardoulakis from Erin Condren. We also discuss how to leverage the new Erin Condren x Clever Girl Finance Budget Planner to budget better! Mechaela is a Product Manager on the Product Development team at Erin Condren. She has been with the EC team for four years and before that, she was an Elementary School Teacher. She got her Master's in Education and taught for 4 years in the public school system in Orange County CA. She transitioned out of the classroom and into her role with Erin Condren and it's been an incredible journey since. ABOUT THE ERIN CONDREN X CLEVER GIRL FINANCE BUDGET PLANNER We are so excited to share the launch of the Erin Condren x Clever Girl Finance Budget Planner now available on ErinCondren.com! Set, track, and achieve your financial goals with this new, Clever Girl Finance Budget Planner. This budgeting planner is filled with so much functionality and planning potential! The easy-to-use monthly expense logs help you categorize your expenditures and help you see your spending patterns. Keep track of monthly recurring expenses, log your weekly spending habits, and use this budget planner to meet your savings goals. This planner includes a sticker sheet to help make budgeting fun, a double sided pocket folder for receipts and more, as well as Clever Girl Budgeting Tips throughout the entire planner! The planner is now available for $32.50 just in time for the holiday season and to help you kick off the new year on the right financial foot! Follow the Erin Condren brand on Instagram: https://instagram.com/erincondren

On today's podcast Selena shares her journey to overcoming $35,000 worth of debt after a broken engagement. She shares her mistakes to ensure more women have a way out of relationships, can financially stand on their own feet after separation or know how to address poor money choices in relationships. In 2022 Selena's engagement ended after making many poor money choices in the 6 years she and her finance were together. These choices landed with paying all of the bills, no savings and over $35,000 in consumer debt. She fought endlessly, to claw her way back, have a place of her own, all new furniture, pay almost every cent back of her debt off. In the following months she saved over $15,000. All while building a career, and her own small business from word of mouth. WHAT SELENA DISCUSSED: - The financial mistakes she made in her six year relationship that ended with a broken engagement. - The first steps she took to get back on her feet and out of debt - How she saved $15,000 in 6 months and built a successful business - How she managed her emotional and mental well-being AND MUCH MORE HOW TO KEEP UP WITH SELENA: LinkedIn: https://www.linkedin.com/in/selena-wiseman-3b864520b/ Instagram: https://www.instagram.com/selenawiseman/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

The constant pursuit of more and more stuff has become so ingrained in our culture that it's often hard to imagine what life would be like without it. But is it possible to be less materialistic? On this episode, get actionable tips on how to be less materialistic so you can enjoy the simple pleasures of life. It can be hard to not be materialistic because we live in a society where materialism is rampant. Keep in mind that wanting or owning material things isn't always bad. But there are many benefits to being less materialistic and not having your sole focus being on material things. ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Liquid investing offers the opportunity to build wealth while keeping your funds easily accessible. Are you taking advantage of liquid investments? In this video, learn what liquid investments are and why it is important to maintain these types of assets as a part of your financial strategy! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this episode of the podcast, Diamond Towns joins us to share key tips on how non-traditional income earners can build consistent savings. Diamond has a deep passion to help others gain confidence and feel empowered by their money. Most financial advice is centered around making more money—and understandably so— but she’s found that developing the skillset of managing your money is just as important as increasing your income. Diamond works with non-traditional earners helping them optimize their income, gain control of their financial futures, and reduce financial stress by creating a financial plan aligned with their goals. WHAT DIAMOND DISCUSSED: - What inspired her to focus on non-traditional income earners and their challenges with building consistent savings - How gig workers, freelancers, and entrepreneurs can create a budget that accommodates their variable income streams while still allowing for consistent savings - Practical tips for creating an emergency fund when your income fluctuates month-to-month - Advice if you are transitioning from a traditional 9-to-5 job to a non-traditional income source regarding building consistent savings during the transition period AND MUCH MORE HOW TO KEEP UP WITH DIAMOND: On Instagram: www.instagram.com/moneycoachdiamond Via her website: https://diamondwealthgroup.lpages.co/blaze/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today Christina Mandal is sharing some awesome tips on how to get your next job with an amazingly irresistible resume! Christina Mandal is CEO of The Resume Counselor LLC, a resume writing company that crafts resumes, cover letters, and Linkedin profiles to propel careers and enable access to higher paying jobs. Her mission is to empower individuals by providing them with the tools they need to stand out in today's competitive job market. Christina works full time at Google in the Advertising Tech industry, and graduated from Cornell University, and is committed to helping women and people of color increase their confidence, secure interviews, and land higher paying jobs. WHAT CHRISTINA DISCUSSED: - The most common mistakes job seekers make on their resumes that prevent them from landing their desired roles and what should they be doing instead - Whether cover letters hold value or not and how to leverage them - How job seekers can leverage their LinkedIn profiles to attract attention from recruiters and hiring managers - Effective strategies for tailoring a resume to a specific job posting or industry - Advice for job seekers to stay motivated and persistent in their search AND MUCH MORE HOW TO KEEP UP WITH CHRISTINA: On Instagram: www.instagram.com/theresumecounselor Via her website: https://theresumecounselor.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

If you’re ready to leave a relationship but are staying because you have no money, it can put you in a pretty bad situation. That said its important you are aware of your options to leave, so you don’t feel trapped when it’s time to go. On today's podcast, we are going to go over how to leave a relationship when you have no money. For resources and to create an action plan, please visit the National Domestic Violence Hotline website or call 800.799.SAFE (7233). ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's podcast episode, Aitza Negron joins us to discuss how to use zero-based budgeting to pay off debt, save and boost your income! Aitza is a Certified Public Accountant, Financial Coach and Airbnb Superhost from Stamford, Connecticut. Currently living in South Florida, she is a first generation wealth builder who founded Strategies & T.E.A. in an effort to help others go from living paycheck-to-paycheck to stable and capable. She is also a proud Boricua (Puerto Rican)who enjoys spending time with family and friends, traveling and, more recently, a good game of tennis. WHAT AITZA DISCUSSED: - Why her budgeting method of choice is zero-based budgeting - How zero-based budgeting can help individuals or families pay off debts more effectively than other budgeting approaches - The key steps and practical ways to implement zero-based budgeting successfully - How zero-based budgeting can be adjusted to accommodate changes in income or unexpected expenses AND MUCH MORE HOW TO KEEP UP WITH AITZA: On Instagram: www.instagram.com/strategiesandtea Via her website: www.strategiesandtea.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

In life we are constantly faced with choices. Some of these choices are small and inconsequential, while others have the potential to shape our lives in profound ways. On the list of most important we will make in life is choosing and navigating a career path. Are you wondering what key factors to consider when choosing a career? In today’s episode, let's go over 7 Important factors to consider when choosing a career! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Do you dread waking up every day and showing up to work? Well, there could be a variety of reasons you hate your job. For instance, maybe you have a toxic boss, your boss is too demanding, or you are just uninspired by the work you do. This can be detrimental to your career in the long term. Have you ever been in a job you hated? What did you do about it? In today’s video, we are going to go over how to survive a job you hate until you leave! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today's episode Dr. Brittne Halford shares the mindset shifts she made to pay off $138,000 in student loans in under 3 years. Dr. Brittne Halford MD, MPH, is an Internal Medicine Physician and Wealth Coach, empowering women in healthcare to achieve financial freedom while embracing joy. Dr. Halford is an Academic Hospitalist in Boston with an academic background from the University of Michigan and Northwestern University's Feinberg School of Medicine. As a wealth coach, Dr. Halford guides women in healthcare to save, pay off debt, and independently invest—without sacrificing joy. With her own success in paying off $138,000 in student loans within three years, she shares valuable money management strategies through her YouTube channel. Dr. Halford is also a co-founder of Bramilyn and Rose, a brand specializing in satin-lined hair accessories for women and children. Her passion for personal finance and creating generational wealth further fuels her mission. Balancing her professional achievements with her role as a wife and mother to Brooke and KJ, Dr. Halford exemplifies the connection between financial independence and joyful living. WHAT BRITTNE DISCUSSED: - Her personal journey of accruing $138k in student loan debt and the factors that contributed to it - What motivated her to tackle her student loans aggressively and pay off such a significant amount in such a short period - The specific resources or tools that were instrumental in helping her manage and track your progress in paying off your debt Her mindset and attitude towards money AND MUCH MORE HOW TO KEEP UP WITH BRITTNE: Website: MoreJoyMoreWealth.com Instagram: https://www.instagram.com/brittnehalford/ YouTube: https://www.youtube.com/channel/UC9RN5YjEyVfNqg2nyety4cQ LinkedIn: https://www.linkedin.com/in/brittne-halford/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's interview, Susana Briscoe-Alba shares gems on how to nail your next job interview. Susana Alba is the founder and CEO of Dunamis Consulting and Coaching Services, LLC. She is a highly-rated Leadership Coach & Career Strategist with 10+ years of experience as an inspiring leader, speaker, and certified Maxwell DiSC Trainer. She has served in the education industry, specifically within higher education, creating opportunities for students in marginalized communities. She helps women in mid-level management roles ascend to the C-Suite through career mapping and leadership coaching. A New York native, Susana enjoys spending time watching baseball with her husband and son when she's not working. WHAT SUSANA DISCUSSED: - Challenges job seekers face in the competitive job market, and how they can overcome them - Common mistakes she sees people make during job interviews, and how can they avoid them - Advice for individuals transitioning careers who may be unsure how to communicate their transferable skills during an interview effectively - Tips for conducting thorough research on a company before an interview and how that can impact the overall interview performance. AND MUCH MORE HOW TO KEEP UP WITH SUSANA: Instagram: https://www.instagram.com/iam_susanaalba/ LinkedIn: https://www.linkedin.com/in/susana-briscoe-alba/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Managing money can be challenging, especially when there are so many money myths and misconceptions floating around. These financial myths can lead you to make poor decisions, cause you to overspend, discourage you from seeking help, and cause lots of stress. On today’s podcast, we are going to go over 21 money myths and how to avoid falling into these traps. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Do you ever look back on certain money decisions you’ve made in the past and think, “My gosh… how could I have been so careless?!” The shame and humiliation feel real — and the more you think about it, the more embarrassed you become. In times like these, you may be experiencing a cycle of shame around money. Learning how to break this cycle and heal your relationship with money can help you shed your disappointment and chart a path forward. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s episode Shay McMillan is sharing key tips to tackle different kinds of commonly faced budget challenges. Shay is a wife, dog mom, school based counselor, financial social worker, business owner, content creator and so much more. She is determined to create and lead a financially balanced life that she absolutely loves and enjoys. It is her mission to craft a perfect life and she inspires and encourages others to do the same offline and online. WHAT SHAY DISCUSSED: 1. the most common budget challenges that individuals face today 2. How to identify areas in a budget that need improvement 3. Common mistakes people make when creating a budget, and how they can avoid them 4. How to adjust your budget when unexpected expenses arise 5. Effective strategies for reducing expenses without sacrificing quality of life AND MUCH MORE HOW TO KEEP UP WITH SHAY: Instagram: shaybudgets YouTube: @shaybudgets TikTok: @shaybudgets Via her website: www.shaybudgets.com ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Josie Rosario shares key mindset adjustments every entrepreneur needs to make to succeed in business! Josie is a visionary and masterful facilitator of powerful transformations. Her superpower lies in calling out outdated ways of being and thinking and calling in reimagined possibilities. This fervor comes from her lived experiences: as a Black Dominican-American woman and clinically-trained coach in family systems, Josie understands the power of trading generational cycles of suffering for an intentionally curated legacy. She believes that conscious entrepreneurship is a vehicle to that legacy and an important link to our personal and collective liberation. A proud New York City native who now calls Charlotte, North Carolina home, Josie is a two-time graduate of Columbia University, having graduated with distinction from the School of Social Work. She’s certified in couples and family therapy from the renowned Ackerman Institute for the Family. When she’s not coaching entrepreneurs on business, love, or life, you can find her traveling, hiking, or expressing her love through food. WHAT JOSIE DISCUSSED: - Why it's crucial to adopt a growth mindset given today's rapidly evolving business dynamics - Common mindset limitations that entrepreneurs often face, and how they can overcome them to achieve greater success - How entrepreneurs can embrace failure, cultivate a resilient mindset to navigate challenges, and bounce back from setbacks - Her top three mindset adjustments that every entrepreneur should make right now to thrive in the current business world AND MUCH MORE HOW TO KEEP UP WITH JOSIE: - Via her website for one-on-one entrepreneur performance coaching: www.josierosario.com - Instagram: Instagram.com/thejosierosario - Tune into her podcast, Healing Meets Hustle everywhere you listen to your podcast episodes ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Cheya Thousand how minimizing stress and prioritizing wellness can help us achieve prosperity plus key tips to do so. Cheya is a sought-after speaker and corporate wellness consultant. She works with organizations to help turn around their workplace culture through transformative stress reduction and burnout-prevention programs. In 2019, Cheya founded, CT Wellness Co., a wellness education company, teaching organizations how to turn around their workplace culture through transformative stress-management programs that increase team performance through leveraging self-care. WHAT CHEYA DISCUSSED: - How she started in the field of wellness and why she focuses on stress reduction and burnout prevention - How minimizing stress and prioritizing wellness directly ties into achieving prosperity - Advice for those struggling to find a balance between personal well-being and the demands of work - The impact the book "Choosing To Prosper" had on her business AND MUCH MORE HOW TO KEEP UP WITH CHEYA: - Via her website: https://www.ctwellnessco.com/ - You can also find her books titled, "Holding Space for Self Book" AND I Am More Than A Conqueror" - On Instagram: @cheyathousand ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Michela Allocca shares key tips on how we can do a mid-year reset and why we should! Michela is a Financial Analyst & Entrepreneur specializing in Gen Z and Millennial money management. She focuses on instilling sustainable and intentional spending, saving, and budgeting practices into your life so you can reach your 6-figure savings goals. With over 900,000 followers on social and her own set of signature online courses, Michela has successfully built a platform that speaks directly to the growing number of young people who are ready to take their financial power back. WHAT MICHELA DISCUSSED: - Why it is important to consider implementing a mid-year reset - Exactly what a mid-year reset entails - Key advice if you are feeling overwhelmed or discouraged about your financial goal halfway through the year - How to strike a balance between enjoying the present and saving for the future when reassessing financial goals and priorities AND MUCH MORE HOW TO KEEP UP WITH MICHELA: Via her website: https://breakyourbudget.com On Instagram: @breakyourbudget On TikTok: @breakyourbudget On Youtube: @breakyourbudget The personal finance dashboard tool she mentioned: https://breakyourbudget.com/shop ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Haley Sacks AKA Mrs Dow Jones shares key tips for vacation planning in a sky-rocketing travel economy! ABOUT HALEY: Like most people in their 20s, Haley Sacks did not understand money. She had the desire to enter the financial world, but it seemed the only methods of learning its ins and outs involved indecipherable jargon and boring videos. Sacks took note of the content gap in the personal finance sector and, fueled by her frustration, decided to combine her newfound interest in finances and her background in entertainment to do the impossible: make finance cool. Four years later, it seems Sacks has conquered the impossible. Using a combination of pop culture, humor, memes, videos, and more, Haley has gotten through to millennials and Gen Z about finance. Sacks now engages over 500,000 followers across her social media platforms, and that number is continuing to grow daily. WHAT HALEY DISCUSSED: - The most important financial considerations that travelers should keep in mind - Planning your budget and saving for travel - Tips to find better rates and deals - Travel scams to avoid AND MUCH MORE HOW TO KEEP UP WITH HALEY: Instagram: https://instagram.com/MrsDowJones Via her website: https://www.financeiscool.com/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Dr. Latifat shares key tips on how to adjust your money mindset! Dr Latifat is a Gastroenterologist, money coach, and mama of three little ladies. Seven years ago, she knew zero about money and realized that in order to practice medicine authentically, she had to figure out her finances. She quickly realized that it was never about money math. It was mostly about the mindset. She mastered this for herself and now teaches women physicians how to create wealth from the inside out. First, by mastering their money mindset. Her book, Done with Broke is a written account of these timeless principles. Her goal is to equip more women to master their money so they can live & serve authentically. WHAT LATIFAT DISCUSSED: - What "money mindset" means - Common money mindsets holding people back - Why people might be ignoring their money mindset - How to identify and change negative money mindsets AND MUCH MORE HOW TO KEEP UP WITH LATIFAT: Via her website: https://www.moneyfitmd.com/ On Instagram: https://www.instagram.com/moneyfitmd Latifah’s Book: https://www.amazon.com/Done-Broke-Woman-Physicians-Hustle/dp/1544541112/ Latifah’s Podcast: The Money Fit Md Podcast ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Perhaps you’ve found yourself in a period of overshopping - We’ve all been there, right? Those extra purchases snuck up on you and now It’s time to visit “shopping ban island!” Well, a stay on shopping ban island can reset your spending habits and put you on the right track to reach your financial goals. Have you noticed a surge in your spending and are ready to reset your spending habits to reach your goals? Tune in! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Should you save money or pay off debt? What is the best debt repayment method? Should you be investing if you have debt? Should you consolidate your debt? How are you navigating paying off debt? Tune into today’s Q&A session for the answers to these common questions! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

From meals out with friends, romantic dinners for two, and family birthdays with the kids, eating out is a fun and sociable way to spend your time! But it could be derailing your budget! Do you eat out a lot? Trying to cut back to save some extra cash? Here are 7 tips to stop eating out so much so you can save some money! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Most of us know that it’s important to count our blessings. But not many of us take the time to be thankful for all the great things in our life every day. One way to make gratitude a part of your life is to establish a daily gratitude routine. In today’s episode, we are going to discuss how to establish a daily gratitude routine for yourself. Let’s get into how you can build this practice today! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

If you're trying to save, money leaks can be like a small leak in a pail that makes it impossible to fill. By looking at everyday expenses, you can identify any possible money leaks. The goal is to find a way to put those dollars to work for you instead. Are you aware of any money leaks in your finances? Do you have strategies for minimizing any of these money leaks you might have? In today’s episode, we are going to discuss 9 possible money leaks that may be affecting your finances and how to fix them! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

A big part of financial wellness is setting—and meeting—financial goals. Setting a savings goal is one of the most common types of financial goals. For example, you may want to learn how to save $5000 in 3 months. Perhaps you want to save it toward a home downpayment, for a vacation, or to add to your emergency. What would you do with $5,000 if you could save it over the next 3 months? Check out these ideas to save 5000 in 3 months and leverage these actionable tips you can use today! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Kaliela Osha shares how women can tackle the career exhaustion gap and create a positive environment for their career growth and success. Kaliela founded Brillie at the end of 2022 out of the clear need to create more gender diversity across workplaces and the observation that though the workplace gender gap starts at the beginning of our careers, there are currently minimal resources available for early-stage career women, primarily due to costs and accessibility. To solve this, Brillie is democratizing access to professional training, coaching, and networks for women starting day 1 of their careers, to increase and accelerate their paths to leadership. Brillie also works directly with businesses to implement customized diversity initiatives to support their hiring, retention, and advancement of women. WHAT KALIELA DISCUSSED: - What the "career exhaustion gap" really means - How societal expectations and gender roles contribute to the career exhaustion gap for women - How women experience burnout differently than men - Common signs and symptoms of career exhaustion and burnout, and how women can recognize them - Navigating the pressure to "have it all" without sacrificing your well-being - How women can better advocate for themselves and negotiate for better working conditions and benefits to prevent burnout and advance their careers AND MUCH MORE HOW TO KEEP UP WITH KALIELA: on Instagram: @iambrillie Via her website at brillie.org ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Nika Booth shares her tips for debt-free living! Nika is an award-winning debt expert, personal finance content creator, and the Founder of Debt Free Gonnabe. She created Debt Free Gonnabe to document and share her journey to pay off over $200,000 in debt. Now she’s debt free and teaches others how to better manage their money and pay off debt, without sacrificing fun. Nika teaches in a way that is easily understood, relatable, and judgment-free. She won the 2021 Plutus Award for Best Debt Freedom Content and her work has been featured on Business Insider, New York Times, Next Advisor/TIME, CNN Audio, CNBC, & more. WHAT NIKA DISCUSSED: - Her motivation to become debt-free - How her mindset around personal finance evolved - Practical tips on how she managed to pay off her debts - How she stayed motivated on her debt repayment journey - Resources and tools that helped her along the way AND MUCH MORE STUDENT LOAN RESOURCE: https://studentaid.gov HOW TO KEEP UP WITH NIKA: Via her website: https://debtfreegonnabe.com On Instagram: @debtfreegonnabe ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Allison Baggerly shares tips to navigate finances in a relationship so you and your partner can get on the same page! Allison is the author of the book, "Money Made Easy", a podcaster, money coach, and founder of Inspired Budget. As a former teacher, Allison blends her talents for teaching with her passion for personal finances to help others learn how to start budgeting and build a life they love. Allison and her husband paid off over $111,000 of debt on 2 teacher salaries while growing their family. During the process, she learned how to take back control of her money, stay consistent with paying off debt, and stop emotional spending once and for all. Allison has been featured in notable media outlets such as Forbes, Business Insider, and Parents as a budget expert who gives women a step-by-step process to break free from the grueling paycheck-to-paycheck cycle. Women turn to Allison, and Inspired Budget, for advice and inspiration every single day.  WHAT ALLISON DISCUSSED: - Why joint accounts are not the best option for every relationship - How weekly money dates can help couples get on the same page about their finances - How couples can establish clear financial boundaries and responsibilities while maintaining transparency and openness about finances - Strategies for compromising when one partner is a spender, and the other is a saver AND MUCH MORE HOW TO KEEP UP WITH ALLISON: Get her new book, Money Made Easy, everywhere books are sold. Visit her website: https://inspiredbudget.com/ Follow her on Instagram: https://instagram.com/inspiredbudget ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

​In today's episode, we are discussing financial abuse.​ Financial abuse, using money to manipulate and maintain power over another person, is one of the most common forms of domestic abuse. Financial abusers use money as a weapon to assert control over, isolate, and restrict the economic opportunities of another person. Many of us tend to think of financial abuse as taking place in a romantic relationship, such as between a husband and wife or domestic partners.​​ However, financial abuse can also occur in other relationships, such as between a parent and a minor child or between a caregiver and an elderly patient. ​In this episode, learn the common types of financial abuse, how to identify it, and what you can do to overcome financial abuse if you are a victim. ARTICLE MENTIONED: - How to do a credit freeze: https://www.clevergirlfinance.com/blog/should-i-freeze-my-credit/​ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today's podcast episode, join Esther and Yazmir as they share advice on how to begin a new chapter in your life. Starting a new journey in life might be scary, but it’s a necessary journey that we all go through. Life is about making progress and moving forward. This all comes with change. Sometimes these changes are due to circumstance; other times, they’re by choice. What does it mean to start a new chapter in life? Starting a new chapter means starting things differently. This decision is often marked by a significant date or event. For example, starting new goals on January 1st. A new chapter is a sign of growth and that we’re ready to progress to something that will make us better. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Ar’Sheill Monsanto shares her journey to saving money and paying off her mortgage. Ar'Sheill was featured on the Clever Girl Finance platform after saving over $10,000 in one year. She's since made several other financial accomplishments, including becoming mortgage free, selling her property for a six-figure property, building a significant nest egg for her future self, and much more! Ar’Sheill has worked in advocacy, public policy, and community organizing for 15 years where she has been responsible for implementing evidence-based strategies to create environmental change through public policy. She most recently served as the Director of Organizing Strategy in Houston for Leadership for Educational Equity. In the past, she has spearheaded advocacy campaigns for nonprofit organizations including the Illinois Dept. of Public Health, American Heart Association, Texans Standing Tall, and Texas State Alliance of YMCAs. Ar’Sheill is passionate about creating meaningful change through public policy. When Ar’Sheill is not working you can find her watching reality shows, searching for the perfect cupcake, or at a spin class. WHAT AR'SHEILL DISCUSSED: 1. How she got motivated to save $10,000 in one year and the specific things she did 2. The steps she took to purchase her home and then pay off the mortgage 3. The role of discipline and perseverance played in her ability to reach her financial goals AND MUCH MORE HOW TO KEEP UP WITH AR'SHEILL: Via her website: www.arsheillmonsanto.com On Instagram: @arsheillmonsanto On LinkedIn: linkedin.com/arsheill-monsanto ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Lucille Roache shares key tips on how to generate recurring income with your side hustle. Lucille is a Business Startup coach, author, trainer, and host of the Female Startup podcast. She helps new and aspiring female entrepreneurs to develop the skills, tools, and knowledge to identify and attract the right clients and build a business that will last. WHAT LUCILLE DISCUSSED: 1. Examples of successful recurring income streams for a side hustle/business 2. How a new business owner can determine the best recurring income model for their business 3. Strategies or tactics that business owners can use to increase their clients or sales 4. How business owners can ensure they provide consistent value to potential customers to maintain their recurring income 5. Common mistakes people make when trying to create recurring income streams AND MUCH MORE HOW TO KEEP UP WITH LUCILLE: Via her website: https://www.assetbusinessconsultancy.co.uk On Instagram: https:///www.instagram.com/lucilleroache ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Kelsey Smith discusses how moms can find themselves again and work toward achieving their personal goals - guilt-free. A traumatic experience led Kelsey to her own journey of fulfillment and self-discovery where she had the massive realization that this feeling was far too common for mothers all over the world. Kelsey knew she needed to normalize moms having big dreams + making their own fulfillment a priority, so she created a space that helped women and mothers do just that. Through her community, the Momma Has Goals phone app, events, programs, and 1:1 mentorship, Kelsey leads women to the life of their dreams for themselves and their families with the mission to help all current and aspiring mommas find their highest selves inside and outside of motherhood. WHAT KELSEY DISCUSSED: 1. What the "mom funk cycle" is and how it affects moms 2. Key strategies for identifying triggers and breaking out of the mom funk cycle 3. How to proactively prevent the mom funk cycle from happening 4. How moms can prioritize their own self-care, achieve their personal goals, and address feelings of guilt or shame that may arise AND MUCH MORE HOW TO KEEP UP WITH KELSEY: Text List: "Goals" +1 (707) 347-0319 // https://my.community.com/kelseysmith Facebook: https://www.facebook.com/mommahasgoals Instagram: https://www.instagram.com/mommahasgoals/ Web: https://mommahasgoals.com/ https://thisiskelseysmith.com/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, join Bola and Esther from team Clever Girl Finance as they discuss how they are intentionally "Choosing To Prosper" with their finances! WHAT BOLA & ESTHER DISCUSSED: - What it means to choose to prosper financially - Why goal-setting is crucial to creating your path to financial success - The significant goals they set that had a positive effect on their overall finances - Financial challenges they overcame in order to achieve their goals - How women can choose to prosper financially in every season of their lives AND MUCH MORE ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Lauren Keys shares how she achieved early retirement alongside her husband before she turned 30. Lauren put herself through college by waiting tables and earning merit scholarships. After graduating college debt-free, she worked in marketing at various small businesses. Throughout her eight-year career, she took time to travel, including a six-month sabbatical in Hawaii. By age 29, Lauren had saved and invested enough to retire. She details her journey to financial independence on her blog, Trip Of A Lifestyle, which is focused on how to have fun while also saving enough money to quit working full time decades before everyone else. Trip Of A Lifestyle is a completely free resource to help more people get rich, work less, and travel whenever they want. WHAT LAUREN DISCUSSED: 1. What the term "retire early" means to her 2. Her detailed roadmap of what she did to retire by age 29 3. Why planning for fun on her savings journey was necessary. 4. Her mindset and how she approaches challenges AND MUCH MORE HOW TO KEEP UP WITH LAUREN: Via her website: https://www.tripofalifestyle.com/ On TikTok: https://www.tiktok.com/@tripofalifestyle On Instagram: https://www.instagram.com/tripofalifestyle/ On Facebook: https://www.facebook.com/TripOfALifestyle/ On YouTube: https://www.youtube.com/c/TripOfALifestyle/ On Twitter: https://twitter.com/@toalifestyle ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Keesa  C. Schreane joins us to discuss how women of color can thrive in the workplace by recognizing and working through the key issues impacting them. Keesa C. Schreane shares her expertise in creating corporate culture, workplace engagement, and improving corporate ESG as a keynote speaker and workshop facilitator, and in media, appearing in outlets including Black Enterprise, Cheddar News, CNBC, CBS, Essence, FinTech TV, and Latina. She is the co-founder, co-executive producer, and host of London Stock Exchange Group's Sustainable Growth Podcast, discussing global ESG trends, regulations, and investment strategies with asset managers, asset owners, and c-suite sustainability and corporate officers. She is also the author of Gambling on Green: Uncovering the Balance among Revenues, Reputations, and ESG (Environmental, Social, and Governance) and Corporations Compassion Culture: Leading Your Business toward Diversity, Equity, and Inclusion. Keesa holds a B.A. from Salem College, an M.A. from New York University and received an Executive Education Certificate from The Wharton School of the University of Pennsylvania in Investment Strategies and Portfolio Management. WHAT KEESA DISCUSSED: - The historical events which have sown the seed of distrust between people of color towards organizations in the workforce. - How can we identify racism and microaggressions in the workplace and what key actions to take. - How we can improve the slow entry of women of color in emerging leadership roles. AND MUCH MORE HOW TO KEEP UP WITH KEESA: On LinkedIn: https://www.linkedin.com/in/keesa-c-schreane-fsa-cams-6b45bbb/ Via her website: https://keesaschreane.com On Twitter: @keesacamille On IG: KeesaSchreane ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Paco de Leon shares how working as a collection agent helped her understand the emotions people have about money. Paco is an author, illustrator, and musician. She is the founder of The Hell Yeah Group, a financial firm dedicated to inspiring creatives to engage with their personal and business finances, and Hell Yeah, Bookkeeping, a bookkeeping agency for creative businesses. Her career experiences in banking, business consulting, financial planning, and wealth management have informed her financial philosophies. She is a TED speaker and her work has been published or featured in The New York Times, Bloomberg, Vice, TIME, other publications, and on NPR. She lives in Los Angeles with her wife. WHAT PACO DISCUSSED: 1. How she got into working as a collection agent and what she learned about empathy and the deep emotions people have about money. 2. How the debt collection process works. 3. Key tips to navigate debt in collections. AND MUCH MORE CONSUMER AFFAIRS RESOURCE ON YOUR DEBT COLLECTION RIGHTS: https://www.consumerfinance.gov/ask-cfpb/are-there-laws-that-limit-what-debt-collectors-can-say-or-do-en-329/ HOW TO KEEP UP WITH PACO: Via her website: thehellyeahgroup.com On Instagram: instagram.com/thehellyeahgroup/ On Tiktok: tiktok.com/@moneyzaddypaco ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Tune into our 2023 goal-setting session on YouTube! ✨ We covered: - A review of 2022 - Creating a plan for your finances, career, and business - Tips for maintaining your mindset and tackling imposter syndrome + MORE 2023 GOAL SETTING LINK ON YOUTUBE: https://www.youtube.com/live/djCyHPWsFtA?feature=share DOWNLOAD the accompanying workbook here: https://www.clevergirlfinance.com/wp-content/uploads/2022/12/Choosing-To-Prosper-Workbook.pdf Visit our new site CLEVER GIRL AUTHOR: https://clevergirlauthor.com ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, join Bola and Esther from team Clever Girl Finance as they discuss how you can choose to prosper in your relationship by, getting on the same page with your partner and acknowledging what works best for you both as a unit! WHAT BOLA & ESTHER DISCUSSED: - What liability means in a relationship - Why financial independence for women is important regardless of their partner's income - The qualities of a rich husband/partner AND MUCH MORE ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Wishing you and yours a happy holiday season and an incredible new year. Be sure to tune into our 2023 goal-setting session! We'll be covering: - A review of 2022 - Creating a plan for your finances, career, and business - Tips for maintaining your mindset and tackling imposter syndrome + MORE This is going to be a working session so come prepared with your pen and notebook! 📝 DOWNLOAD the accompanying workbook here: https://www.clevergirlfinance.com/wp-content/uploads/2022/12/Choosing-To-Prosper-Workbook.pdf ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

As much as you love your friends and family, there are times when you need to think about how well those relationships are going. There are many ways to set boundaries in relationships, and you may not realize you need to set a boundary until you suddenly feel frustrated or disrespected. Boundaries are essential for good health, and they make it possible to have high-quality friendships. Today Bola and Esther discuss why setting boundaries can be difficult, reasons why you may need to set boundaries, and how you can set boundaries with your friends and family. CATCH OUR YOUTUBE LIVE SESSION REPLAYS: https://www.youtube.com/playlist?list=PLhyh7wVTaE1IZRcbGOZA_c4Hy6QdV2EHt ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, join Bola and Esther from team Clever Girl Finance as they discuss facing crossroads and key tips to navigate through them. WHAT BOLA & ESTHER DISCUSSED: - What it means to be at a crossroads and how to navigate the discomfort of being at one. - The best time to seek mentorship and guidance and how to apply the advice you get - Navigating from failure as you work through your crossroads AND MUCH MORE ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Dawn Paul AKA "The Dr. Dawn" shares key tips to help cultivate healthy and thriving friendships in your life. Dawn Paul is an award-winning certified life coach, author, media personality, entrepreneur, and national public speaker. You can listen to her radio show, "It's No Judgment! Just Realness!" live every Thursday 7-10 PM CST on Raise The Praise 100 where she brings engaging and entertaining interviews and takes audience prayer requests and life love questions. Dawn is also the owner of Obsessed With Media®, a company providing clients with strategic marketing efforts to increase brand awareness for national and global expansion. Dawn is active in the community and serves Celebrating You, Inc. as a board member. WHAT DAWN DISCUSSED: - The benefits of cultivating healthy and thriving friendships in our lives as women. - Some of her personal challenging and positive experiences with friendships.  - Ways we can set healthy boundaries to cultivate healthy and thriving friendships. - How to let go of or salvage a friendship. - How we can become the type of friend that we want. AND MUCH MORE HOW TO KEEP UP WITH DAWN: - On Instagram: https://instagram.com/thedrdawn - On Twitter: https://twitter.com/thedrdawn - On Facebook: https://www.facebook.com/thedrdawn - On YouTube: https://www.youtube.com/thedrdawn ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Cindy Zuniga-Sanchez shares how you can be a conscious spender while building wealth! Cindy Zuniga-Sanchez, Esq. is a money coach, speaker, and the founder of Zero-Based Budget Coaching LLC. After graduating from law school in 2015 with $215,000 of debt, Cindy documented her debt payoff journey on social media, while sharing the personal finance knowledge that she was learning in a simple and relatable way. She has spoken to thousands and coached hundreds on budgeting, saving, debt payoff, investing, credit, building generational wealth, and more. She is committed to helping millennial women, particularly women of color, create a realistic money plan to achieve financial freedom WHAT CINDY DISCUSSED: - What inspired her to write her new book, Overcoming Debt, Achieving Financial Freedom: 8 Pillars To Build Wealth! - Her past relationship with money and spending - How consumerism in America has evolved, how it's impacting our ability to build wealth and key actions to take to avoid this issue - How to get clear on your value-based spending AND MUCH MORE HOW TO KEEP UP WITH CINDY: Via her website: https://www.zero-basedbudget.com On Instagram: @zerobasedbudget TikTok: @zerobasedbudget ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Mabel Nunez shares her experience being the first investor in her family. Mabel is the founder and Chief Education Officer at Girls on The Money - a stock market investing education company for underrepresented individuals in the investing world. She is passionate about helping women feel more confident around money topics and empowering them to create wealth. Mabel teaches highly-rated courses centered on stock market investing and is also the author of two best-selling books on the subject. Mabels holds a Bachelor of Science and an MBA in Finance. However, most of what she's learned about the markets came from experience! She strongly believes investing is for everyone. No fancy degrees are necessary. WHAT MABEL DISCUSSED: - How she discovered stock marketing investing. - How she overcame her fear of investing. - Her biggest investing mistakes and wins. - Tips for women who are currently first-generation investors. - Why generational wealth matters AND MUCH MORE HOW TO KEEP UP WITH MABEL: - Her books:  https://www.amazon.com/Stock-Market-Investing-Mini-Lessons-Beginners/dp/1530172381/ - Via her website: www.girlsonthemoney.com - On Instagram: Instagram.com/girlsonthemoney - Facebook Page: Facebook.com/girlsonthemoney - Facebook Group: Facebook.com/groups/girlsonthemoney ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Emily Guy Birken shares key tips to help us start stacking our Benjamins and building real wealth! Emily is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her background in education allows her to make complex financial topics relatable and easily understood by the layperson. Her work has appeared in The Huffington Post, Business Insider, Kiplinger's, MSN Money, and The Washington Post online. She is the author of several books, including The 5 Years Before You Retire, End Financial Stress Now, and the brand new book Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy. Emily lives in Milwaukee with her family. WHAT EMILY DISCUSSED: - The concept of stacking your Benjamins​ and the first Benjamin you need to start stacking​!​ - How she met her ‘Stacked’ co-author Joe Saul-Sehy and why they chose a fun approach to financial management as the context for their book. - How to think differently about money especially when you've made mistakes in the past. - How to leverage a money dashboard to help you achieve your financial goals AND MUCH MORE HOW TO KEEP UP WITH EMILY: - Get the book “Stacked: Your super serious guide to modern money management”: https://www.stackingbenjamins.com/stacked/ - Via her website: https://www.youronegoodthing.com/ - On Linkedin: https://www.linkedin.com/in/emilyguybirken/ - On Twitter: @emilyguybirken - On Facebook: https://www.facebook.com/authorEmilyGuyBirken/ - On Instagram: https://instagram.com/emilyguybirken AND https://instagram.com/youronegoodthing ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Jasmine Williams guides us through overcoming the fear of speaking up/public speaking. After an unexpected loss in her freshman year of college, Jasmine Williams hit rock bottom. With no clear roadmap to cope, she struggled to get her mental health back on track. Now as an Adversity + Resilience Speaker, she teaches audiences how failure and adversity can help them grow. Using her firsthand experiences, Jasmine helps audiences support classmates and colleagues through grief, anxiety, and other difficult experiences. Jasmine also works as a public speaking coach to teach women how to deliver a polished message with confidence. In addition to her work as a speaker, Jasmine is a communications consultant for federal agencies. She has her B.A. in Communication and minored in Psychology. WHAT JASMINE DISCUSSED: - How she got started as a speaker and why she chose to specialize in adversity and resilience. - Why public speaking is important for career, personal, and business success, and how to get over the fear of speaking up/public speaking. - The specific steps someone can take to boost their speaking confidence even after a negative experience AND MUCH MORE HOW TO KEEP UP WITH JASMINE: Via her website: www.JasmineCWilliams.com On Instagram: www.Instagram.com/MsJasmineCWilliams On Facebook: www.Facebook.com/MsJasmineCWilliams ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Adeyinka Adegbenle shares how she got back on track and adjusted her mindset after losing 65% of her household income. Ade(Yinka) is a former financial service professional turned Excellence Strategist, Educator, and Author.  At the height of the 2009 recession, she lost her revered job in the financial services sector. She was also heavily pregnant and had also just recently purchased a house. She and her husband were young and weren’t financially disciplined. That experience led them on the path of financial excellence and discipline. Today she used the lessons from that experience to help many others including her clients. WHAT YINKA DISCUSSED: - How she navigated a job loss, a new baby, and becoming a homeowner during a very challenging time in her life. - How much debt she owed and what her "enough is enough" moment was - What kept her up at night and how she got back on track AND MUCH MORE HOW TO KEEP UP WITH YINKA: - On Instagram: https://instagram/thinkgrowexcel - Via her website: https://www.waysofexcellence.com ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Mani and Jay share just how being accountability partners has helped them achieve their financial goals. Mani and Jay are two young black women who have been friends for over 10 years and they are dedicated to helping one another achieve financial success. Their podcast "Fine & Filthy Rich" was created out of their desire to become more literate financially as well as build a safe space for women to gain financial freedom. They hail from the beautiful city of Denver, Colorado however both have relocated to new cities. Distance has not limited their friendship as they still find time to get together as often as possible to turn up and enjoy life! WHAT MANI & JAY DISCUSSED: - The important qualities to seek in an accountability partner - How open they are about their goals with each other and the significance of transparency in their accountability relationship - Key pieces of advice for someone looking for an accountability partner - How to navigate an accountability partnership that is not working out AND MUCH MORE HOW TO KEEP UP WITH MANI & JAY: - On their podcast: Fine And Filthy Rich on Apple Podcasts and Spotify https://podcasts.apple.com/us/podcast/fine-filthy-rich/ - On Instagram: https://instagram/fineandfilthyrich - On TikTok @fineandfilthyrich ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Isimemen(Isi) Aladejobi shares exactly how you can channel into your greatness to achieve success in your career and life! Isimemen is a wife, mom, business & career growth strategist and founder of Powerful Women Make Power Moves (PWMPMoves) and Fulfilled, a community of Black women determined to win in their careers and their lives. Through her signature program, Fulfilled, she has helped hundreds of Black women identify and secure their dream jobs using authentic networking and strengths-based career exploration. As a business growth strategist and digital marketer, Isi has created revenue-generating growth plans for CEOs, entrepreneurs, and small business owners. Clients have seen 300% growth in revenue and generated six figures from her marketing campaigns. Isi holds a bachelor’s degree in Accounting and a minor in Technical Entrepreneurship from The University of Maryland at College Park and a master’s degree in Education from George Mason University. She resides in Washington, DC with her husband and three children. WHAT ISIMEMEN DISCUSSED: - How she channeled the power of networking to get multiple job offers throughout her career - Strategies to go from being unemployed to becoming a high-income earner - A case study on how she helped a client get a $60,000 raise - What to do if you ask for a raise and get told no AND MUCH MORE HOW TO KEEP UP WITH ISIMEMEN: Via her website: isimemen.com On LinkedIn: https://www.linkedin.com/in/isimemenaladejobi/ On Instagram: https://www.instagram.com/Isimemen/ On TikTok: https://www.tiktok.com/@isimemena ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Nadia Bandukda shares key wholesome living tips for moms on a budget! Nadia is a wanderer through life and a lover of spice. She is the eldest child of a Pakistani mother who emigrated to the US by way of Canada and a Kenyan father of Indian-Pakistani descent who grew up in Nairobi, London, Hawaii, and New York City. Her parents met in an Indian sweetshop in New York, and thus began her story (and also her natural sweet tooth and love for the world). She is a mother of three boys, a wife to her opposite, and an attorney by training. She has a full-time role focusing on Employee and Labor Rights and it’s a feel-good job that she took a few leaps of faith to get to. WHAT NADIA DISCUSSED: - The influencer her parents have had on life today and how she raises her own children - How she plans and affords to travel with three young children Top budget cooking hacks - Strategies for single-parent households when it comes to making their income stretch - Advice for women who feel overwhelmed with juggling life, family, work, and business AND MUCH MORE HOW TO KEEP UP WITH NADIA On Instagram: https://www.Instagram.com/Journeytotable Via her website: https://www.Journeytotable.com ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Daniela Pierre-Bravo shares her personal journey to her career success as a formerly undocumented Latina. Daniela Pierre-Bravo is a best-selling author, public speaker, and MSNBC reporter for Morning Joe. She is a contributor and producer for NBC’s “Know Your Value” platform and co-author of Earn It! A former Cosmopolitan magazine columnist, Pierre-Bravo has written on career advice, mental health, and financial wellness with an emphasis on women of color. Her work has been featured on the Today Show, Telemundo, Forbes, Cosmopolitan, Refinery29, New York Magazine, and more. She lives in New York City with her rescue dog, Benji. WHAT DANIELA DISCUSSED: - Her personal story from being an undocumented immigrant to becoming a world-class TV journalist - Advice for women of color being told to keep their heads down and stay in their lane - Key lessons women can leverage when dealing with challenges at work AND MUCH MORE HOW TO KEEP UP WITH DANIELA Via her website: https://www.danielapierrebravo.com/ On Twitter: https://twitter.com/dpierrebravo/ On Instagram: https://www.instagram.com/dpierrebravo/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Tune into this episode where Yazmir and Esther take over the podcast to share how they are managing their finances during these times of high inflation and the big financial changes they have made to stay on top of their goals! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Loretta Turner shares why it's important to establish balance in life when it comes to work and finances and how to make it possible. Loretta is a San Diego-based accredited mindfulness coach and employee wellness strategist. With over a decade of experience in the nonprofit and wellness sectors, Loretta brings a mindful, people-centered, and mission-driven approach to developing individuals and transforming organizational cultures. Loretta strongly believes that “it only works if you do,” and she’ll always encourage you to put the work in! WHAT LORETTA DISCUSSED: - Warning signs that someone is stressed and burnout from their job - The fine line between trying to pursue career success and it being a detriment to your health - Tips for someone whose job is negatively impacting their mental and physical health - How thriving in the workplace isn't just about the paycheck AND MUCH MORE HOW TO KEEP UP WITH LORETTA Via her website: www.lorettaturner.com Instagram: https://instagram.com/loretta.leads ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Tune into this discussion on the topic of "reflecting on who you are" from the book launch event with Clever Girl Finance Founder Bola Sokunbi celebrating her new book, "Choosing to Prosper! Triumphing Over Adversity, Breaking Out of Comfort Zones, and Achieving Your Life And Money Dreams". ❤ Get your copy of Choosing To Prosper: https://amzn.to/3dSn2Zq ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Jully-Alma Tavera joins us to talk about investing during economic uncertainty and high inflation. Jully-Alma Taveras also known online as Investing Latina, is a Plutus Award-winning bilingual (Spanish) personal finance expert. She writes for publications like CNBC, Time's Next Advisor, HuffPost, and others on money topics ranging from saving to investing. On her YouTube channel, she tells money stories from the lens of a Dominican Republic-born immigrant living in New York that went from being a shopaholic to a smart spender and diligent investor.  Her money philosophies have inspired thousands of women to live minimally & spend intentionally so that they can invest more. WHAT JULLY DISCUSSED: -Whether or not to keep investing in economic uncertainty -How to manage panic and fear during stock market declines -Investing with high inflation AND MUCH MORE HOW TO KEEP UP WITH JULLY Via her website: https://investinglatina.com On Instagram: https://instagram.com/investinglatina ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Trying to save money on a low income can feel challenging, but don’t let a low salary deter you from your savings goals! You should not feel like you can’t save towards goals like retirement or a home down payment. When you have a limited budget it can be discouraging, but don’t allow that to stop you from the future that you want. Consider taking the first step today because once you do, you’ll find additional ways to save money on a low income as you make progress. Join Bola and Yazmir as they discuss key tips for how to save money on a low income. CATCH OUT OTHER LIVE SESSION REPLAYS: https://www.youtube.com/playlist?list=PLhyh7wVTaE1IZRcbGOZA_c4Hy6QdV2EHt ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

The word recession creates a feeling of discomfort for many people and comes with a lot of negatives such as market declines, job losses, and more. Today we will discuss the impact of a recession and inflation and key tips to protect your personal finances. CATCH OUT OTHER LIVE SESSION REPLAYS: https://www.youtube.com/playlist?list=PLhyh7wVTaE1IZRcbGOZA_c4Hy6QdV2EHt ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Bolanle Williams-Olley discusses what it means to be bold and courageous on your career path and provides practical guidance on exactly how you can do it. Bolanle Williams-Olley is chief financial officer and co-owner of Mancini Duffy, a technology-first design firm based in NYC. She is the bestselling author of Build Boldly, chart your unique career path and lead with courage, a practical playbook written to ignite individuals and leaders to craft their own career playbooks for success. She is also a dynamic leader and founder of several impact organizations for improving education in low-income schools in Nigeria, empowering women and small firms, and creating awareness about NGOs across Nigeria. She is married with two kids and is obsessed with throwing really fun-themed parties. WHAT BOLANLE DISCUSSED: - Her own career progression to becoming CFO and co-owner of her own firm - The mistakes and hurdles she had to overcome on her career journey - The importance of creating a vision for your career path and how to start - Key tips women can leverage to find the courage to make bold career decisions AND MUCH MORE HOW TO KEEP UP WITH BOLANLE Via her website: www.BolanleWO.com Via LinkedIn: https://www.linkedin.com/in/bolanlewo On Instagram and Twitter: @bolanle_hq ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Join Yazmir and Esther as their their candid thoughts about Bola Sokunbi's new book, Choosing To Prosper! ❤ Pick up a copy of Choosing to Prosper: Triumphing Over Adversity, Breaking Out of Comfort Zones, Achieving Your Life and Money Dreams: https://amzn.to/3ya5Tk8 ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

❤ Pick up a copy of Choosing to Prosper: Triumphing Over Adversity, Breaking Out of Comfort Zones, Achieving Your Life and Money Dreams: https://amzn.to/3ya5Tk8 ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Is imposter syndrome keeping you stuck? Join Bola and Yazmir to discuss chapter 8 of the new book, “Choosing To Prosper!“. In this weekly YouTuBe LIVE discussion, you’ll learn just what imposter syndrome is and how it can impact your life. Plus you’ll also learn how Bola overcame her own imposter syndrome as well as get key tips on how not to let imposter syndrome mess with your goals. Imposter syndrome is unavoidable for many of us, it is something you can deal with and overcome. Don’t let imposter syndrome keep you back from your goals! CATCH OUT OTHER LIVE SESSION REPLAYS: https://www.youtube.com/playlist?list=PLhyh7wVTaE1IZRcbGOZA_c4Hy6QdV2EHt ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Jamila Souffrant shares her transition to building a successful business after saving $179k with her husband in 2 years. Jamila is an author and the host of the Journey To Launch podcast. She is considered a go-to thought leader in the personal finance field and her work has been featured in BuzzFeed, ESSENCE, Refinery 29, Money Magazine, CNBC, CBS, Business Insider and more. The Journey To Launch Podcast has over 3+ million total downloads and was listed by the NYTimes as a podcast to help you get better with your money. Jamila and her husband are debt-free besides their mortgage. She is also a mother of three young children and lives in Brooklyn, NY. WHAT JAMILA DISCUSSED: 1. How her life has changed since her major savings accomplishment 2. What led her to start her business and how she made that transition from employee to full time boss 3. Navigating social media pressures 4. Key tips for people starting or building their businesses AND MUCH MORE HOW TO KEEP UP WITH JAMILA -Via her website:Journeytolaunch.com -Facebook: @journeytolaunch -IG Business: @journeytolaunch -IG Personal: @jamilasouffrant -Twitter: @journeytolaunch ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Melissa Landry shares the parallels between health/diet and your finances and how to maintain a healthy approach to your overall wellbeing. Melissa is an "anti-diet" Registered Dietitian specializing in Intuitive Eating for women in bigger bodies. A former weight loss research Dietitian, Melissa left the industry to speak out on what the research shows: 95% of diets fail and often leave us mentally and physically less healthy than where we started! Inspired by her mother who was put on diet programs from an early age because of her body size, Melissa shows you to heal from the impact of generational diet trauma so you can become the first in your family to move on from food guilt or body shame, just like she is. WHAT MELISSA DISCUSSED: 1. What inspired her to become an "anti-diet" dietician 2. What generational diet trauma is 3. Parallels  between diet culture and personal finance 4. Key pieces of advice for women to create a healthy and balanced lifestyle that works for them AND MUCH MORE HOW TO KEEP UP WITH MELISSA -On Instagram: https://instagramcom/no.more.guilt -On her podcast: Break The Diet Cycle Podcast ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Join us for a book signing + discussion event with Clever Girl Finance Founder Bola Sokunbi to celebrate her new book, Choosing To Prosper! This event will take place in midtown Manhattan NYC - We can't wait to see you! SCHEDULE: - 10:30 AM to 11:00 AM: Arrivals + Book Signing - 11:00 AM to 1:00 PM: Discussions + Q&A sessions Get your tickets today >> https://www.eventbrite.com/e/choosing-to-prosper-the-nyc-book-launch-event-with-bola-sokunbi-tickets-339911764237 And be sure to preorder your copy of Choosing To Prosper! everywhere books are sold! Learn more at https://clevergirlfinance.com/books

On July 6th, 2022, Bola Sokunbi’s new book, Choosing to Prosper! Triumphing Over Adversity, Breaking Out of Comfort Zones, and Achieving Dreams will be released. In it, Bola delivers an uplifting and practical message of success and resilience in the face of formidable obstacles. Join Bola and Yazmir in this special Q&A interview to discuss Chapter 5 of Choosing To Prosper! about the good, the bad, and the backlash of Bola saving $100K, her lessons learned, growing thick skin, and practical tips to achieve your own financial goals. ❤ Get your copy of "Choosing To Prosper!" and the Clever Girl Finance Book series: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Corazon Akinyi shares how she and her husband paid off $150,000 in just 3 years! Corazon is a public health professional and personal finance enthusiast who paid off $150,000 of debt alongside her husband. Although personal finance was not a cornerstone of what she grew up on, she taught herself personal finance principles that helped her to invest in real estate, save, pay off debt and start a business. She founded CorazonAkinyi, where she teaches working professionals to master their money. WHAT CORAZON DISCUSSED: 1. Her income, how much debt she had in total, and how she and her husband intentionally went about paying their debt down including transitioning to higher-paying jobs to accelerate their timeline. 2. How they managed their self-discipline, and prioritized enjoying their lives while still paying off their debt 3. Key words of advice for people on their debt pay off journey AND MUCH MORE HOW TO KEEP UP WITH CORAZON - Via her website: www.Corazonakinyi.com - On Instagram @corazonakinyi ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Calling all business owners and aspiring business owners - tune into this episode with Charietta Hill for key tips on how to manage your business finances! Charietta is an entrepreneur and business consultant. With over 10 years in public accounting, corporate finance and leadership. Her career expands over several industries including banking, manufacturing, healthcare, and finance. She worked her way up from an entry-level position to earn her seat at the executive table. She brings this same attitude and consistent mission of excellence, and realizes that excellence is a journey, not simply a destination. This perspective has inspired her to partner with her clients as they strive to achieve greater success. WHAT CHARIETTA DISCUSSED: 1. Key tips for budgeting as a business owner 2. The importance of bookkeeping and the key financial statements you should be familiar with as a business owner 3. How to think about tax planning for the entire year AND MUCH MORE HOW TO KEEP UP WITH CHARIETTA - Instagram: @ellehillconsulting - Facebook: Elle Hill Consulting - Services offered: Bookkeeping, accounting, and business consulting ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Join Bola, Carli, and Yazmir from team Clever Girl Finance in this video to discuss the fact that people will always judge you and why it’s important to share your story and experiences regardless, because of the people your story will positively impact! ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode: Cassidy Horton is a personal finance copywriter and money nerd. She first became interested in finance after paying off $18,000 in debt within 10 months of graduating college. She later went on to triple her salary in two years by ditching her 8-to-5 to write for a living. Cassidy earned her MBA and bachelor's in public relations from Georgia Southern University. Today, she's passionate about helping personal finance brands reach *their* people through content marketing. WHAT CASSIDY DISCUSSED: 1. Where her $18,000 of debt came from and how she got motivated to pay it off 2. What her income at the time was and the specific steps she took to pay off her debt 3. How tripled her income by working for herself including how she transitioned from her 9 to 5 job to full-time entrepreneurship AND MUCH MORE HOW TO KEEP UP WITH CASSIDY - On her website: www.cassidyhorton.com - On LinkedIn: https://www.linkedin.com/in/cassidybhorton/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode Ogechi shares how she purchased her first property at 21 and paid off her $26,000 student loan debt by leveraging real estate. Today, Ogechi is a personal, finance educator, real estate investor, coach, and founder of OneSavvyDollar. She primarily helps renters who want to become homeowners or real estate investors and homeowners who want to become real estate investors so they can build real wealth. She now has a real estate portfolio that generates a six-figure revenue. WHAT OGECHI DISCUSSED: 1. How she got into real estate at age 21 2. The steps she took to leverage her real estate earnings to pay off $26,000 in student loans 3. Her current real estate portfolio and some memorable experiences AND MUCH MORE HOW TO KEEP UP WITH OGECHI - Via her website: onesavvydollar.com - On Instagram: https://instagram.com/onesavvydollar - The reel of her rehab: https://www.instagram.com/reel/CaIOoQAlyVv/?igshid=YmMyMTA2M2Y= ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Benjamin Franklin once said, “Happiness consists more in small conveniences or pleasures that occur every day, than in great pieces of good fortune that happen seldom to a man in the course of his life.” The easiest way to find joy every day is by prioritizing and enjoying life’s simplest pleasures. You don’t have to wait for those big moments or milestones to make you happy. Join Bola and Yazmir from team CGF to explore 5 simple pleasures that you can begin enjoying today! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Dr. Nancy Huynh shares how she began investing in real estate alongside her demanding medical career. Dr. Nancy Huynh is a mom, physician, eye surgeon, entrepreneur, and impact real estate investor. Nancy started investing in real estate to create passive income, hoping to regain control of her time and stop trading time for money. She currently owns and operates a real estate investment portfolio in the Atlanta area. She founded Clear Vision Investing to not only grow her own portfolio, but also to help others realize the power of real estate investing. She is passionate about helping others, especially female physicians, gain financial literacy and achieve financial security. WHAT NANCY DISCUSSED: 1. Why she got interested in real estate investing despite her demanding job as an eye surgeon 2. Why passive income is so important for her (and why it should be for you too) 3. Her first investment and how she invests in real estate today 4. How she balances being a physician with being a real estate investing AND MUCH MORE HOW TO KEEP UP WITH NANCY - Via her website: www.clearvisioninvesting.com - On LinkedIn: https://www.linkedin.com/in/nancyhuynhmd/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Ayana Campbell shares her journey to debt freedom as well as how you can establish the right mindset for paying off debt. Ayana is the founder of Millennial Money Guide™, and is a debt-free money coach with a passion for helping millennial women and couples get unstuck so they can ditch debt, save more, and win with money! Through her Instagram, blog, and coaching programs, Ayana shares practical tips and money advice to help young adults navigate the sometimes intimidating and often misunderstood world of personal finance. WHAT AYANA DISCUSSED: 1. Her personal debt payoff story and how she did it 2. The importance of establishing the right mindset to pay off debt 3. Practical steps you can take to get started to establish and maintain your mindset AND MUCH MORE HOW TO KEEP UP WITH AYANA - On Instagram: https://www.instagram.com/millennialmoney.guide/ - Via her website: https://millennialmoney.guide/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Think that female business partnerships have to be toxic? Think again. Tara Faquir & Leah Del Percio, co-founders of Trustate, are the examples of independent female leaders and partners who have grown together to form a company where their employees don't just come to work, they come to flourish and build a career. On today's podcast episode, they share key tips on how to build a successful business partnership! Tara Faquir is Co-Founder and COO of Trustate and earned her B.S. in economics from the University of Miami and her M.B.A. from Fox School of Business at Temple University. Tara has spent the past decade working at a variety of companies from Fortune 500’s to Billion-dollar start-ups and with her she brings to Trustate a deep understanding of sales, operations, and team management along with a passion for learning and entrepreneurship. Leah Del Percio is the President, CEO, and co-founder of Trustate. Prior to founding Trustate, Ms. Del Percio was a senior Trust and Estate attorney at DLA Piper, where she focused on helping both individuals, families, and institutions with crisis and succession planning, wealth preservation, asset protection, and complex tax strategies. She has been named to Super Lawyers “Rising Stars” list on multiple occasions, has been featured in various publications including national features in both Law.com and Business Insider. WHAT TARA & LEAH DISCUSSED: 1. How their business partnership journey began 2. Their biggest challenges and successes as business partners 3. The number one business tip they have for women who want to start businesses as a partnership 4. Just how they've built a successful business as well as details of what they do AND MUCH MORE HOW TO KEEP UP WITH TARA & LEAH - Instagram: @TruFoundStory  -Email: info@trustate.com -Website: trustate.com ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Comparing ourselves to others may seem harmless or even healthy because we see it as a way to measure up to others. But we should never compare ourselves to others because it can leave us unhappy and exhausted. Today Bola and Yazmir from team CGF will discuss three key reasons why you should never compare yourself to others. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Breanna Adams talks to us about starting a career in fashion as a fashion expert/influencer. She also shares key styling tips applicable to everyone. Breanna Adams is a fashion expert and wardrobe stylist based in Los Angeles, CA. Throughout her corporate career in fashion, Breanna has worked at iconic fashion houses - Gucci, BGBG, and bebe Stores inc. further cultivating her love for fashion and style. As the owner of BREANNA MARIE STYLING, Breanna seamlessly elevates her client’s style through one-of-a-kind consultations and bespoke digital Style Guides that truly captivate their fashion needs. Breanna has also been featured and had the pleasure of working with several brands via social media content creation such as SPANX, TJ Maxx, Third Love, and CISE to name a few. In addition to personal styling, Breanna is a Marketing Professional and an active member in her sorority, Alpha Kappa Alpha Sorority, Inc. WHAT BREANNA DISCUSSED: - How she got into becoming a fashion expert and wardrobe stylist - How someone can make money as a fashion expert or fashion influencer - Key mistakes people should avoid when pursuing a career in this industry - How you can be stylish while still sticking to your budget - Foundational items every wardrobe should have AND MUCH MORE HOW TO KEEP UP WITH BREANNA - Via her website: BreannaMarieStyling.com - On Instagram: @ilybree - On TikTok: @BreannaMarieStyling ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today's podcast episode, Ayooluwa Ijarogbe shares her personal story of how she used DoorDash to pay off $45,000 in student loans. Ayooluwa is a chartered attorney who moved to the United States to obtain her master's degree. She was determined to pay off her $45,000 school loan in 12 months completely through her DoorDash earnings. While investing aggressively on her FI/RE journey, she also teaches women about financial literacy through her platform My Finance Center. WHAT AYOOLUWA DISCUSSED: 1. How lack of planning for her masters led to her first financial crisis 2. Her determination to pay off her $45,000 student loan through DoorDash food delivery service 3. Keeping her side hustle hidden from friends and family 4. Why she is on a FI/RE journey and aggressively investing for financial independence 5. The avenues she is using to build wealth AND MUCH MORE HOW TO KEEP UP WITH AYOOLUWA - On Instagram: https://www.instagram.com/myfinancecenter/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Let’s talk about the Tinder Swindler! Netflix released a documentary about a man who goes by the alias, Simon Leviev, who meets women on Tinder and deceives them into sending him a lot of money. Simon starts by meeting women in person to show him his lavish style and influence by inviting them to restaurants, five-star hotels, and private jet trips. In a short period of time, Simon gives the women a lot of love and affection and asks them to be his girlfriend. Once Simon gains the women’s trust he tells them about his enemies following him and causing him to have financial problems. He asks the women to open credit cards and take out loans for him under their names with the promise of paying them back, but he never does. As a result, the women rack hundreds of thousands of dollars in debt. Today Bola and Yazmir from team CGF will discuss four key money lessons to take away from this documentary! ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Have you considered getting a financial advisor? Not sure if you need one or not? How do you find the right financial advisor and what questions should you ask them? Not to worry! Today, we'll discuss what a financial advisor is, if it's worth having one, how to find one, and the key questions to ask them! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

The financial well-being of women of color is more critical than ever in today’s world. Did you know the median net worth for single black women is just $200 and $100 for Latinas? This is despite women of color obtaining college and graduate degrees and opening businesses in high numbers! Join Bola and Yazmir from team CGF for this discussion on why the financial well being for women of color is critical. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Ashley Feinstein Gerstley breaks down what it really means to be a financial adult! Ashley is the author of Financial Adulting, a guide that breaks down everything you need to be a financially confident and conscious adult. She is also a money coach, author of The 30-Day Money Cleanse, and the Founder of the Fiscal Femme, a money platform on a mission to end inequality through financial well-being. As a trusted money expert, she has appeared on or been quoted in The Financial Times, the TODAY Show, CNBC, Forbes, NBC, Glamour and the The New York Times.  Ashley has worked in the financial services industry for over fifteen years: first as an investment banker, then in corporate finance, and most recently running The Fiscal Femme. She graduated with a bachelor's in finance from the Wharton School at the University of Pennsylvania. WHAT ASHLEY DISCUSSED: 1. What it means to be a financial adult and her personal experience 2. Key steps to take to officially become a financial adult 3. How you can become your own money coach AND MUCH MORE HOW TO KEEP UP WITH ASHLEY Via her main website: https://thefiscalfemme.com/ Via her book website: https://www.financialadultingbook.com/ Via Instagram: @thefiscalfemme ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Christina Hidek shares key tips to help organize your life and finances. Christina is an attorney turned Organizing Guru + Decluttering coach (aka Professional Organizer) in Cleveland, Ohio who helps people with their clutter problems using reality-based strategies. When she's not sorting through paper piles or dropping off client's donations she can be found volunteering at the PTA concession stand at her children's school, weeding her garden or cheering on her undergraduate alma mater, the University of Kentucky. WHAT CHRISTINA DISCUSSED: 1. How she became a professional organizer 2. The impact of clutter on one's life and finances Key steps to take to get organized in life and with money without feeling overwhelmed 3. Some big mistakes she sees people making when it comes to getting their lives organized 4. Her most challenging organizational projects AND MUCH MORE HOW TO KEEP UP WITH CHRISTINA Via her website: streamlinedlivingoh.com/clutter On Pinterest: streamlinedlvg On Facebook: facebook.com/StreamlinedLiving On YouTube: youtube.com/c/Streamlinedlivingohcle ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode of the podcast, Amanda Cruise shares how she went from a failed business to owning over 80 mobile home lots! Amanda lives in Raleigh, NC with her husband and two kids. She spent years in the W-2 world loving her job and then realized she was pulled to create her own business. After having her first baby and returning from maternity leave, she started her first business. The business ended up being a total failure but in 2018, she pivoted into real estate investing. Starting with single-family investments at first, then notes, and ultimately mobile home parks. Today, she works with her husband. They have three mobile home parks and are looking for others! WHAT AMANDA DISCUSSED: - Details about her first business and why it failed - How she got interested in real estate investing specifically mobile home lots - How it all works from financing to management - Her advice for new real estate investors AND MUCH MORE HOW TO KEEP UP WITH AMANDA: On Instagram @Investingwithamanda  Via her website: https://voyageinvesting.com ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s episode, Tanya Taylor shares the steps she took to build a 7 figure portfolio after growing up in poverty and arriving in the U.S. on her own as a then undocumented immigration. MORE ABOUT TANYA Tanya is a CPA, MBA and financial coach based in New York City and the Founder & CEO of Grow Your Wealth . She helps professionals and small business owners ditch bad debt and create a 6 or 7 figure retirement income by learning how money works, so that they can build a legacy without feeling financially stuck. WHAT TANYA DISCUSSED: 1. Her back story on what inspired her to want to achieve wealth despite growing up poor 2. How did you get started on her journey to building a 7-figure portfolio 3. What her 7-figure portfolio consist of today AND MUCH MORE HOW TO KEEP UP WITH TANYA - Facebook: https://www.facebook.com/groups/GroURWealth   - Website: https://growyourwealth10x.com/about-us/  (You can take her free course on the six steps to building a 6 or 7 figured retirement via her website) - Linkedin: https://www.linkedin.com/in/tanya-taylor-cpa-mba-2bb5387/   - Instagram: https://www.instagram.com/growyourwealth10x/   ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

After experiencing money as an extreme burden in her life, Stephanie increased her income from $12,000 a year to $98,0000 but she quickly realized, “more money, same problems!”. Through mindset work, inner child healing, and much more, She was able to strengthen her emotional intelligence with money and now works to help others do the same. WHAT STEPHANIE DISCUSSED: * How money was an extreme burden in her life in the early stages of her financial journey * How she increased her income by $86k from 12k to 98k but still struggled financially despite this increase * The mindset work and inner child healing she had to do to strengthen your emotional intelligence with money, AND MUCH MORE KEEP UP WITH STEPHANIE Via Instagram @themoneyflirt On her podcast: The Money Flirt THE COURSE STEPHANE MENTIONED: Trauma of money: https://www.thetraumaofmoney.com/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

In this episode, learn how Anjie and her husband paid off their $123k debt! Anjie is a millennial wife, mother and is the co-founder of Rich by Intention, alongside her husband. After paying off $123K of student loan debt in a year, Anjie and her husband are now on a path to financial freedom. Their story has been featured on Good Morning America, Business Insider, and Black Enterprise. Rich by Intention’s mission is to empower couples to manage money and everyday life with intention. Additionally, they are hosts of the award-nominated Rich by Intention Podcast, where they share the stories of powerful and ambitious people and couples to inspire listeners to take action to build the life they desire. Anjie is a Project Management Professional (PMP), a certified financial education instructor (CFEI), and holds a master’s degree in Public Administration. WHAT WAS DISCUSSED: 1. Key tips to approach finances with your partner especially in the early stages of a relationship 2. Exactly how they paid off $123,000 of student loans in just one year 3. How she and her husband manage money disagreements 4. How they stay motivated 5. Their next financial goals as a couple AND MUCH MORE HOW TO KEEP UP WITH ANJIE AND HER HUSBAND RJ” On Instagram @richbyintention Via their website richbyintention.com Through their podcast: Rich By Intention Podcast ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Tune into this 2022 goal-setting session! ✨ We cover: 💪 Your money mindset 💪 A review of 2021 and how to create a plan for 2022 💪 The key actions you need to take in order to succeed with your finances AND MUCH MORE This is going to be a working session so come prepared with your pen and notebook! 📝 A portion of this LIVE SESSION is brought to you by FICO. Be sure to check out additional resources from FICO using the links below: - myFICO Educational Resources: https://tinyurl.com/2p95avmw - What's in my FICO® Scores?: https://tinyurl.com/w2cjtae5 - How to Repair Your Credit and Improve Your FICO Scores: https://tinyurl.com/jadp8z9e - FICO Score A Better Future Program: https://tinyurl.com/2p8425ax ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

It's a podcast takeover! Join Esther and Yazmir from team Clever Girl Finance as they share their financial journeys, mistakes, lessons learned, and future goals! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Emotional reasoning is a type of faulty thinking in which a person concludes that something is true based on their emotional reaction. Join Bola and Yazmir as they discuss: - How emotional reasoning can impact your finances - Key tips to combat it and become more objective CATCH OUR OTHER LIVE YOUTUBE SESSION REPLAYS: https://www.youtube.com/playlist?list=PLhyh7wVTaE1IZRcbGOZA_c4Hy6QdV2EHt ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Meet Brooke Tomasetti. She’s used personal finance knowledge, investing, remote work, and real estate to build the life of her dreams. She’s had several big accomplishments including paying off $15,000 of student loans in just 18 months, building a six-figure net worth in 4 years, and selling her real estate investment for a $75,000 profit. * How she was able to pay her $15,000 of student loan debt in 18 months while earning under $45,000 per year before taxes. * How she increased her net worth to over six figures in less than four years. * Details about how she purchased her real estate investment, how she managed the cash flow for the property, and what she did with her $75k profits from the sale. * How she’s pursuing what she calls a “mini-retirement” AND MUCH MORE. WHERE TO FIND BROOKE: On Instagram: @moneylifementor On her website: www.moneylifementor.com ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Today Alejandra Rojas discusses the emotions that hold people back when it comes to financial wellness and how she tackled these emotions to achieve her own financial freedom. Alejandra is a Finance professional & coach helping modern millennials feel confident with money and helping them create a strong financial foundation. With experience in corporate and personal finances, Alejandra’s vision is to humanize finances so people can truly enjoy their lives. WHAT ALEJANDRA DISCUSSED: - Her personal story with debt and dealing with financial emotions - The main emotions that impact people who are dealing with debt - How one can go about navigating around these emotions PLUS MORE HOW TO KEEP UP WITH ALEJANDRA: On her website at www.alejandrar.com On Instagram at @alejandrar_coach ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

As the holidays approach, we are stepping into the busiest shopping season of the year! However, if you’re trying to save money, this season can be challenging! Join Bola, Esther, and Yazmir from team Clever Girl Finance to learn key tips to avoid overspending this holiday season! CATCH OUT OTHER LIVE SESSION REPLAYS ON YOUTUBE: https://www.youtube.com/playlist?list=PLhyh7wVTaE1IZRcbGOZA_c4Hy6QdV2EHt ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Every retail website seems to be offering one of these buy now pay later options. However, when it comes to "buy now, pay later", it can be a very slippery slope. In this video, we'll go over how it all works, the pros and cons, and how to create a much better alternative for yourself! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Let’s talk about achieving your dream job and how to make it possible! Today’s podcast guest is Dorianne St. Fleur, a high-performance mindset and career coach, corporate trainer, speaker, and sought-after thought leader. Her mission is to eliminate the pay and leadership gaps for women of color in the corporate world. WHAT DORIANNE DISCUSSED: - The most harrowing and toxic season of her entire career and how she navigated it - What the thriver mentality is and how to leverage it in your life - The “DREAM” job profile and how you can use it - What a total compensation package entails and how should women be thinking about it as it relates to earning what they are worth PLUS MUCH MORE HOW TO KEEP UP WITH DORIANNE: - Via social media @doriannestfleur - On her website at www.yourcareergirl.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Meet Ashley, a meal planning, money managing, motivating mommy on a mission to help inspire millennials and moms like herself to build a solid financial footing while dumping consumer and student loan debt! MORE ABOUT ASHLEY She has a career in construction project management where she leads multi-million dollar projects and has also scaled into her passion of personal finance and advocacy. As the founder of “Talk Cash With Ash”, a finance brand, her mission is to inspire and motivate others to organize their money, tackle debt, and gain financial freedom all while having fun! Since starting "Talk Cash with Ash" her fun approach to money has helped numerous families including her own get started on their debt-free journeys. Over 17 months, through the pandemic, and after leveraging my assets, she has paid off over $84,000 of debt! WHAT ASHLEY DISCUSSED ON THIS EPISODE: 1. What her "enough is enough" moment was 2. The specific things she did to pay down her debt 3. How she kept herself motivated 4. How she managed the days where she just wanted to go out and spend money 5. The steps she’s taking to ensure her debt freedom is permanent 6. Her goals for the next five years
AND MUCH MORE HOW TO KEEP UP WITH ASHLEY Follow Ashley on Instagram: @talkcashwithash ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode of the podcast Team CGF's Yazmir interviews Bola on money, business, and more! Enjoy listening! ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today's guest on the podcast is Mel, a registered nurse of 13 years who is also trained as a realtor and cosmetic tattoo artist. She also considers herself to be a serial "dabbler" when it comes to careers and hobbies that become side hustles. I Recently, the pandemic has forced Mel to take a beautiful and blessed pause. She realized that if she wanted to continue to live her best life and create the best life with her husband and their young son, good financial planning needed to happen. WHAT MEL SHARED ON THIS EPISODE: - Why she chose to pursue financial wellness - How she’s tackling a $40k business loan and $6k of credit card debt. - How she’s found money without earning more - How she removes THE emotion from her finances to stay focused - Why renaming her bank accounts make her more focused on her goals AND MUCH MORE CLEVER GIRL FINANCE BOOK MEL MENTIONS: Clever Girl Finance: Ditch Debt, Save Money, Build Real wealth Get your copy: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Do you find yourself feeling like your budget just doesn't work? Is there always something that throws you off each month? If your answer is "yes" or "sometimes", you may be overlooking some key things that have a direct impact on whether your budget works for you or not! In this episode, learn 4 key reasons why your budget might not be working! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today Christina Mychas is sharing how a low buy year changed her life and her relationship with money! Christina is a lifestyle vlogger behind the youtube channel and Instagram account, Christina Mychas. She is also a full time pharmacist living in Toronto, Canada. On her social media channels, Christina shares insights into intentional living, minimalism and mindful spending as she openly works her way through paying off $120K of student loan debt and overcoming a shopping addiction. Christina discovered that there's a lot more to learn about money than just saving, investing and making more of it. She realized how you spend your money matters, so she spends time unpacking the behavioural sides of money, conspicuous consumption, and understanding why we can be motivated to spend the way we do in an effort to get to know yourself and know your money.  WHAT CHRISTINA DISCUSSED ON THIS EPISODE: 1. What prompted her start a low buy year 2. The inner work she did around why she spent money the way she did 3. How much debt she had in total 4. How has the experience changed her mindset and attitude about money 5. How she manages the temptation around slipping back into old habits AND SO MUCH MORE CORRECTION: Christina confirmed her loan term would've been around 10 to 15 years and not 15 to 20 years as mentioned on the podcast. HOW TO KEEP UP WITH CHRISTINA: - On IG @christina.Mychas - Search Christina Mychas on YouTube Video mentioned on episode: Why is it so hard to stop shopping? https://youtu.be/sdQ0OB75Vvw ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode special guest Wendy Sterling shares how to go about financial and emotional recovery after a divorce. Wendy is a top divorce media personality, International Divorce Coach, Life Transition Specialist, and founder of The Divorce Rehab™. She helps newly divorced men and women, who are having trouble moving forward and tired of feeling stuck, pain, fear, resentment, anger, and guilt to find joy, self-worth, and freedom. Wendy has been featured on NBC, Thrive Global, Medium, Hello Divorce, Romper and has been a guest on The Divorce Survival Guide Podcast, Moms Moving On, The Smart Woman Show, and The Divorce & Beyond Podcast, to name a few. Wendy is also a speaker, the host of The Divorced Woman’s Guide™ podcast, an author, an Advanced ThetaHealer®, and mom to her two amazing boys. WHAT WENDY DISCUSSED: 1. Her personal story with divorce 2. How she navigated the emotions surrounding her divorce 3. The financial impact of getting divorced 4. Emotional and financial advice for women considering a divorce 5. Emotional and financial advice for women recovering from a divorce AND MUCH MORE HOW TO KEEP UP WITH WENDY: On social media @divorcerehabwithwendy Via her website: www.wendysterling.net ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today’s guest on the podcast is Erin Skye Kelly. Erin is a bestselling and award-winning author, keynote speaker, and entrepreneur who recently released the book “Get the Hell Out of Debt'' which teaches financial literacy in a way that is approachable, entertaining, and inspiring. On today’s podcast episode, she shares her story of how she paid off $2 million of personal debt over a 7 year period. She enlisted the help of financial professionals but grew frustrated when their debt consolidation and refinancing solutions only made the problem worse. Instead of paying off debt with debt, Erin set out on a mission to truly understand how money works In “Get the Hell Out of Debt,” Erin recorded her findings and her financial advice, along with a healthy dose of love and laughter. Thousands of people have eradicated millions of dollars in debt because Erin Skye Kelly taught them how to get the hell out of it! WHAT ERIN SHARED ON THE PODCAST: - Her personal story with debt - Her mindset and how her debt affected her mental wellbeing - The squeeze method she used to pay off her debt - Practical tips for people currently on their debt pay off journey AND MUCH MORE LEARN MORE ABOUT ERIN VIA HER WEBSITE AT: https://www.erinskyekelly.com/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today’s guest on the podcast is Niqua of Financially winning! She completed her debt-free journey in May 2021, tackling $21K of student loan debt in 11 months. Originally from the Virgin Islands, she moved to the US mainland on her own at the age of 18. Niqua uses Financially Winning to focus on providing resources and tips to help individuals with their finances, from budgeting to debt payoff and more! She is also a travel blogger, owns an Etsy Shop, and provides personalized coaching sessions, to help each individual create a financial action plan to improve their overall financial wellness and build wealth. WHAT NIQUA SHARED ON THE EPISODE: 1. What her “enough is enough” moment was that motivated her to pay off her debt 2. The specific things she did to pay off her debt in 11 months 3. How she kept herself motivated throughout her journey 4. Her key tips for people starting or on their debt payoff journey AND MUCH MORE! HOW TO KEEP IN TOUCH WITH NIQUA: On her website: itsfinanciallywinning.com On social media: Instagram.com/FinanciallyWinning AND Facebook.com/FinanciallyWinning ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's I'm sharing why it's ok to change your approach to budgeting and the changes I've made recently that have allowed me to stay on top of my budget! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode learn the 4 bad money habits you need to drop now if you find yourself guilty of them! It’s really important to stop bad money habits as soon as possible because they can prevent you from reaching your financial goals. Bad habits take time to build and time to unlearn but the good news is it's totally possible to do. Tune in to learn how! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode, Rosemary shares what it really means to grow up as a first-generation everything. Rosemary is a "Zennial" first-generation immigrant on a journey of building first-generation wealth. When she graduated from college, she landed a job in tech making over double what her family brought home per year. After her first year of working, she received a promotion, another one in her second year, and switched jobs in her third year to get a 43% salary increase. Throughout this time Rosemary also had the responsibility to support her family financially from a few hundred dollars sporadically to paying the mortgage and giving away her car. Still, Rosemary managed to work on her money goals by paying off $22,281 in debt and is on track to have $100K invested by the end of the year. She is committed to providing money motivation and covering money topics women didn't learn growing up. WHAT ROSEMARY DISCUSSED: * How she grew up as a first-generation “everything” coming from a low-income background * How she paid off her student loans and other debt after graduating college * How she went about increasing her income from $64k to $125 in just 3 years * How she creates a balance between pursuing her financial goals while supporting her mother and younger siblings * AND MUCH MORE HOW TO KEEP UP WITH ROSEMARY: Instagram @firstgenriches Twitter @Theeagilecoach ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Having a millionaire's mindset and changing the way you think is ultimately about growth and staying focused until you reach your desired outcome but you have to think a certain way so you can start acting a certain way in order to make progress towards your goals! On today’s episode, learn the 10 millionaire mindsets you need to have if you truly want to succeed and build long-term wealth. ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode, our special guest is Daniella Genas and she shares key tips for women building businesses. She is a multi-award-winning entrepreneur, business growth consultant & innovation expert. Through her business, She’s The Boss International Daniella helps SMEs to transform their businesses. She has used her techniques, experience, and training to generate significant results among the companies she has worked with. Key metrics include increased turnover and profits, increased staff, launch of new products/services, and increased brand awareness across several businesses, in a diverse range of sectors. With an MBA and Masters under her belt, alongside her entrepreneurial experience and formal business training, Daniella has a breadth of knowledge that has proven invaluable to the clients she works with. She has a proven track record of supporting clients to grow revenues by 6 figures. WHAT DANIELLA DISCUSSED: - How her upbringing contributed to her interest in entrepreneurship - Selling her 1st business after being sued for £30,000/~$42,000 - Her biggest business challenges - Her biggest business success 5. A Reflection on lessons learned and how 2021 is her miracle year! PLUS MUCH MORE HOW TO KEEP UP WITH DANIELLA: Via her website: https://www.shesthebossintl.com Via social media: https://instagram.com/shesthebossuk https://twitter.com/shesthebossintl https://linkedin.com/daniellagenas ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode, our special guest is Jessica Moorhouse and she shares how pursuing financial wellness can be the ultimate self care. Jessica is a money expert, Accredited Financial Counsellor Canada®, speaker, award-winning personal finance blogger and, host of the popular More Money Podcast. Having graduated Simon Fraser University in 2009 with a degree in film, as a way to learn more about personal finance and teach others, Jessica took a left turn and launched her first personal finance blog in December 2011. She then launched the More Money Podcast in 2015 which now has almost 2 million downloads. Since then, she’s been the go-to millennial money expert in Canada, having been quoted in the media hundreds of times in addition to being a regular guest on CTV News’ Mind the Gap panel since 2018. She also gives presentations throughout North America to share her expertise and down-to-earth financial advice and teaches students how to build wealth by investing through her online course Wealth Building Blueprint for Canadians. In her free time, Jessica loves to travel, bake, and read memoirs. WHAT JESSICA DISCUSSED: - Her perspective of self care from a financial point of view - How to balance self care and personal finance without guilt - The best self care investments - Key financial or investing tips for our audience in Canada PLUS MUCH MORE YouTube video on the 10 things I no longer buy: https://youtu.be/49Z6O3vUnIg HOW TO KEEP UP WITH JESSICA: Via her website: https://jessicamoorhouse.com Listen to her podcast: https://podcasts.apple.com/ca/podcast/mo-money-podcast/id996219697 Via social media: Facebook: https://www.facebook.com/jessicaimoorhouse Instagram: https://www.instagram.com/jessicaimoorhouse Twitter: https://twitter.com/jessi_moorhouse YouTube: https://www.youtube.com/c/jessicamoorhouse1 ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today's episode of the podcast is all about how to make your next move your best move with special guest Kimberly B. Cummings. Kimberly is a career + leadership expert whose mission is to help women and people of color navigate the workplace, make more money, and become industry leaders. Her personal and professional development company, Manifest Yourself, LLC, provides organizations with tailor-made solutions to hire, develop, engage, and retain women and people of color. Her work has been featured on Forbes, MONEY Magazine, Essence Magazine, Business Insider, CNBC, Fox 5, and more. Her highly anticipated book, Next Move, Best Move: Transitioning Into a Career You'll Love, was released in June 2021. WHAT KIMBERLY DISCUSSED: - How to build a two-year career strategy to move you into future leadership positions - How to build personal and professional branding that aligns with your leadership capabilities and career goals - How you can use your voice to advocate for yourself without feeling like you are jeopardizing your job - Other key pieces of advice for those assessing their career trajectories AND MUCH MORE HOW TO KEEP UP WITH KIMBERLY: On social media: @kimbcummings (IG/Twitter) Via her website: kimberlybcummings.com Via LinkedIn: linkedin.com/in/kimberlybcummings ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

ANNOUNCEMENT YAY! Get your copy of "The Side Hustle Guide" and other best-selling Clever Girl Finance Books: clevergirlfinance.com/books My new book, The Side Hustle Guide, Which is my 3rd book in the Clever Girl Finance book series comes out on June 29th, 2021 and so I wanted to use this opportunity to share my side hustle stories with you! I’m extremely passionate about side hustles and feel strongly about how leveraging a side hustle can help accelerate your goals and it's worked for me! Enjoy listening! ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

In today's episode, Anita Dakara shares how she started over with building a life focused on financial wellness and key tips for single moms navigating a fresh start. . Anita is a Nigerian woman who calls Atlanta home. She has been blogging on and off since 2012 at www.berrydakara.com and started the Mommy Oyoyo Podcast in 2019, where she covers topics around motherhood that are relevant to the modern African woman. Anita is also one of our amazing Clever Girl Finance mentors! WHAT ANITA SHARED: - Her "enough is enough" moment when it came to improving her finances - The specific things she did to pay off her debt - How she navigated all of this as a single mom - What she finds most rewarding working as a Clever Girl Finance mentor  - Her key pieces of advice for mother women - AND MUCH MORE HOW TO KEEP UP WITH ANITA: - On Instagram @BerryDakara and @MommyOyoyo - Via her websites: https://www.berrydakara.com and https://www.mommyoyoyo.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Do you struggle with sticking to your grocery budget? Join the club! In this video, I share the tips and tricks that help me stick to my grocery budget that you can leverage too to save more money! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Lauren Williams is the Host and Producer of the Imperfectly Phenomenal Woman podcast. In each episode, she talks with women about the limiting beliefs that hold them back from living fully and authentically and, on today’s episode she shares her own limiting beliefs as she goes on her financial journey in this conversation. For years, Lauren has been on a journey toward finding peace in who she is and, each day, she gets closer and closer to building the life of her dreams. She began the process of self-discovery, self-acceptance, and purposeful action while living in New York and has been encouraging others to embrace the journey towards a truly fulfilling life ever since. Lauren is originally from Richmond, VA, and has degrees from the University of Virginia and a master’s degree from Columbia University. WHAT WAS DISCUSSED: - The limiting beliefs she has faced around her personal finances - How have limiting beliefs have affected what she has been able to accomplish financially - How she’s gone about acknowledging her limiting beliefs - How she’s making progress towards her financial goals while tacking her limiting beliefs AND MUCH MORE HOW TO KEEP UP WITH LAUREN: Find here @ipwomanpodcast on Instagram, Twitter, and Club House ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Do you find that you spend more money than you need to from following different influencers? Well, influencers can have a strong effect on how you spend your money especially in this day and age of hauls & unboxing mania! In this episode, learn some key tips to help you keep more of your money, spend more intentionally, and minimize shopping regrets! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

At the height of the 2008 recession, Andrea Ewalefo became a single mom, and with a 20-month-old to care for and no job. But something was different; Andrea had recently received financial education and training and knew what she needed to do to overcome the odds. Despite living on about $1750/mo for over 6 years, Andrea never missed a payment, kept her credit score in the mid 600s, and even opened investment accounts for her and her son. Now, Andrea is about to graduate with a JD/MBA, and with a new career and increased salary, she has created a plan to become a millionaire and financially independent in the next 10 years. Andrea believes in paying it forward, and she has committed to teaching other women how to be their own CFOs through Modern Lady Vibes, a community created to redefine what it means to be a lady in the 21st century by teaching independence, financial literacy, and business sense. WHAT WAS DISCUSSED: 1. Her experience of becoming a single mother with no job in the middle of the 2008 recession including the financial and emotional impact. 2. How she got interested in financial literacy and financial wellness 3. How she lived on about $1750/mo for over 6 years, never missing a payment 4. How she started investing for her son on that same income 5. Her plan to become a millionaire in the next 10 years AND MUCH MORE HOW TO KEEP WITH ANDREA - Via her website at https://modernladyvibes.com - On Instagram and YouTube at modernladyvibes ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

After being told a student loan was 'good debt' Vicki took her first loan and then went on to get credit cards and store cards and ended up owing over $70,000 (£50,000). She slowly dug herself out of debt by working endlessly and starting her own business. In this episode, Vicki shares her journey to debt freedom and navigating life after losing her dad, who was invaluable on her journey. WHAT WAS DISCUSSED - What led Vickii to her “enough is enough moment” - The types of debts she owed and their associated interest rates - How she managed emotionally with the loss of her - What she did specifically to pay off her debt - How she decided to start her own business and how she navigated the fears around having an inconsistent income initially and much more HOW TO KEEP UP WITH VICKI - Via her website: https://inside-liverpool.co.uk/ - Via Instagram: https://www.instagram.com/insidel1verpool/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

I'm sharing two super exciting updates today! Be sure to tune in :) ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode, Catherine Alford joins me to discuss how moms can prioritize their financial wellness. Catherine is a nationally recognized financial educator who started her business with a $10 domain name and grew it into a multifaceted, six-figure digital media company. She is the creator of www.CatherineAlford.com, the co-founder of www.MillennialHomeowner.com, and the author of the book Mom's Got Money: A millennial mom's guide to managing money like a boss. Through her work, she offers a suite of digital products and services include financial writing, public speaking, and influencer marketing all with the goal of helping women become more financially confident. Over the years, her writing and expertise have been featured in dozens of media outlets including Good Morning America, Yahoo Finance, Forbes, U.S. News and World Report, Real Simple, The Huffington Post, Kiplinger, Investopedia, Business Insider, and many more. She currently lives just outside of Detroit, Michigan with her husband, their boy/girl twins, and a rescue dog named Julep. WHAT WAS DISCUSSED: - What a mom's role should be when it comes to family finances - How a mom can go about managing or taking the lead with household finances - How to balance childcare vs career and still remain objective about long-term financial goals and much more! HOW TO KEEP IN TOUCH WITH CATHERINE: - Instagram @catherinecalford instagram.com/catherinecalford - Facebook facebook.com/catherinecalford - Twitter: https://twitter.com/catcalford  ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Check out our best-selling books: clevergirlfinance.com/books ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today’s podcast is all about what to do with money once you get to the other side of debt and financial coach Mrs. Miller is here to share her own personal experience! Mrs. Miller is a Latina and native New Yorker. She is a first-generation college graduate and daughter of an immigrant who is on the FIRE (Financial Independence, Retire Early) journey along with her husband. In her 20s she was a high-income earner yet living paycheck to paycheck. Today she's on her way to being financially independent in 4 years. She is also the founder of Financially Thriving where she helps high-achieving women who feel overwhelmed by the thought of Budgeting, Saving, and Investing. She's the financial coach for women who need help balancing what they want today without forfeiting what they'll need in the future. WHAT WAS DISCUSSED: * How she started her financial journey including her motivation to become debt-free * What compelled her to focus on saving and investing after becoming debt-free * How she has managed feeling guilty and wealth shaming * The specific steps she’s taken so far to save
And so much more HOW TO KEEP UP WITH MRS MILLER: Instagram: @mrsmilleronfire Website: millersonfire.com ARTICLE MENTIONED: https://www.clevergirlfinance.com/blog/how-to-reduce-your-taxable-income/ ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Check out our best-selling books: clevergirlfinance.com/books ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Did you know that being a people pleaser can completely derail your finances? Plus you may be "people-pleasing" without even realizing it. In this episode, learn how you can identify when you are people-pleasing as well as key tips on how to act differently! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

This episode is brought to you by Fannie Mae and covers key mortgage and rent relief options you need to know about. Millions of Americans are financially impacted by the COVID-19 crisis. You or someone you know has likely been impacted economically by COVID-19 through a furlough, job loss, or a business closure – all of which leads to an inability to partially or fully pay the mortgage, rent and other bills. And so on this episode, we partnered with Fannie Mae to highlight and share the various relief options if you are having trouble paying your mortgage or rent. For more information, please visit the Here to Help website: https://bit.ly/38vTBGY You can also call the Disaster Relief Network at 877-833-1746

On today’s episode, Nana Eyeson-Akiwowo has a candid conversation with me on the journey to starting and growing her business! Nana is the co-founder of Fourth Phase aftercare boxes, a social entrepreneur, and seasoned humanitarian with a strong commitment to advocating adequate and accessible health care for all under-resourced women, children, and families. Created by moms for moms, the Fourth Phase afterbirth care box helps mothers heal, feel, and be heard and each box is curated with a new mother’s physical and emotional recovery in mind. WHAT WE DISCUSSED: * Why Nana chose to start a business focused on postpartum care * What’s been most challenging in getting her business off the ground * How she found her co-founder and the dynamics of their relationships. * Her proudest business moments * Advice she would give up and coming entrepreneurs KEEP UP WITH NANA: Via her website - https://www.fourthphasebox.com/ Via Instagram - https://www.instagram.com/fourthphasebox/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today on the Clever Girls Know Podcast, our Head of Customer Experience here at Clever Girl Finance Esther Bangura joins me to have a conversation on how we are managing our money and lives in general as we continue to navigate life in a global pandemic. WHAT WE DISCUSSED: - Our current concerns about the economy - Some of the things we are doing for our finances in 2021 and beyond - Whether the pandemic has changed our financial goals - What we are doing for mental health and wellness AND MORE ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

Have you ever taken a serious look at your spending and noticed any trends or habits you weren't too happy about? Well in this episode, I'm sharing the tops ways we waste money and tips to combat this wastefulness that will hopefully help you reduce overspending and save some money! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today, on the podcast we are talking about overcoming lack and scarcity mentalities and embracing abundance! To have this conversation, my special guest is Dr. Chavonne Perotte. Dr. Chavonne Perotte is a life and marriage coach who helps women and couples develop the mindset to create happy marriages. She is also a trained as a social science researcher. She received her doctorate from the Johns Hopkins Bloomberg School of Public Health and focused her research on communication and intimate partnerships. She is the author of Voices in Your Ear: New Conversations to Transform Your Mind and Renew Your Marriage and is the Founder of RelateAble, LLC. a coaching practice that provides private coaching to clients all over the world. WHAT WAS DISCUSSED: * How having a lack/scarcity mentality can be defined and identified * Chavonne's personal experience a lack mentality * How having a lack mentality impacts relationships, marriages, friendships, etc * How to overcome having a lack/scarcity mentality * How to go about embracing abundance without guilt AND MUCH MORE HOW TO KEEP UP WITH CHAVONNE: Website: drchavonne.com Podcast: Love Marriage Again with Dr. Chavonne Instagram: chavonneperotte ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

In today’s episode, Olivia Summerhill joins me to discuss how to avoid the money conflicts that lead to divorce. Olivia has been in finance for almost a decade, growing up with a family devastated by divorce and wealth. She decided to get into finance to control her future and found a niche after working with women going through divorce. Today, Olivia works with women to help them navigate divorce, protecting their lifestyle throughout the divorce process. She works closely with her clients’ divorce mediators to negotiate the most advantageous settlements. After the divorce finalization, Olivia uses her knowledge of behavioral finance to work with her clients on topics relating to a divorce’s impact. Specifically, on psychological behaviors such as self-awareness, money patterns, and effective financial decision-making, her female clients can control and maintain their living standards. WHAT WAS DISCUSSED ON THE EPISODE: * How divorce impacted Olivia growing up
 * The major money conflicts that can lead to divorce
 * The types of behaviors that tie into financial conflict
 * Advice for couples to minimize financial conflicts from escalating into divorce
AND MUCH MORE KEEP IN TOUCH WITH OLIVIA: Learn more about her resources and services: at https://summerhillwealth.com Listen to her podcast, Divorce for wealthy women via https://anchor.fm/summerhillwealth ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Bevin Morgan is a Financial Wellness Coach who specializes in helping Black female entrepreneurs and creators gain confidence in their financial futures. She has been passed over for promotions and is intimately familiar with being stuck in jobs where the responsibility seems to increase while the salary never does. She has started and failed at more businesses than she can count but has used that experience to find her passion. Through all of that, she has become completely debt-free and has started her journey in real estate investing. WHAT WAS DISCUSSED ON THIS EPISODE: * How Bevin became debt-free * Why she decided to invest in real estate * How she prepared to purchase her first unit * How she determined profitability on her first investment * How she manages rent collection, cash flow, and repairs * The issues and challenges she’s faced * and more THE RESOURCE BEVIN MENTIONED: biggerpockets.com HOW TO KEEP IN TOUCH WITH BEVIN: Via IG @bevinmorgan On her website: Bevinmorgan.me ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today's episode, Dannie Vann shares how she navigated a divorce and getting herself back on her feet financially all in the same year. She went from not having a bed when she moved out to finding a better paying job, negotiating her income, getting her own place, and finding emotional peace. MORE ABOUT DANNIE Dannie is the founder of Penniestowealth.com, a financial coach, and a Certified Financial Education Instructor (CFEI). In 2 years, she eliminated over $130k in debt and has helped guide her audience to financial freedom. She educates her online “Wealthy Fam” on budgeting, investing, and frugal living tips while sharing the high and lows of her own financial journey. WHAT WAS DISCUSSED: How Dannie navigated getting divorced and saving $60k all in the same year How she managed the emotions and mental health of navigating her divorce and finances through a pandemic How she went about saving $60,000 Her key advice for women going through a similar journey AND MUCH MORE KEEP UP WITH Dannie Instagram/Twitter: @penniestowealth Website: penniestowealth.com/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Today, my guest Tara Jones-Williamson is sharing her journey to paying off $60k in 2 years as a single mother! Tara is a feminine Financial Success Coach and Lifestyle Designer who is dedicated to helping women slay their financial and lifestyle goals. Over 10 years ago, she created and executed a plan that allowed her to press reset and go from financial struggle and failure to financial success and freedom. With her daughter on her lap, she paid off over $60,000 of debt as a single mother. She then launched Your Pretty Pennies, an online financial lifestyle brand, where she educates and empowers women to move from making poor financial choices to using their income to manifest their best lives. WHAT WE DISCUSSED: - Why Tara decided to create a plan to help her reset and pursue financial success and the aha moment that caused that decision - How she managed to do it on just a single income - The specific things she did to pay off the debt - The lessons she's you teaching your daughter today about money and financial wellness AND MUCH MORE KEEP UP WITH TARA On Instagram: @yourprettypennies Via her website at www.yourprettypennies.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Ariel Belgrave is a leading voice in women's health. At the very start of the pandemic, Ariel quit her job at Facebook to pursue her business full-time after running it as a side hustle for 6 years. In this interview, she shares her journey with us on exactly how she did it! MORE ABOUT ARIEL As a certified health coach, fitness trainer, and the CEO of Gym Hooky, her mission is to help women achieve their dream body without fad diets or working out every day. Her commitment to women's wellness has earned her opportunities to work with Fortune 100 companies, influence the health programs of top colleges, and receive recognition from major outlets such as The Today Show, Women's Health, Shape, Elle, Glamour, PopSugar, and Huffington Post. WHAT WAS DISCUSSED: - How she made the decision to quit her job during the pandemic - The first things she did to launch her fulltime business - How she's monetizing her business today and adding additional streams of income - How she tackles those fears that every business owner has - Why health should be a priority for us as women especially right now AND MUCH MORE KEEP UP WITH ARIEL Instagram/Twitter: @gymhooky Website: www.gymhooky.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Dee Olateru, is a CPA, an executive at one of the Big 4 global professional services firm, a 3-time immigrant, and the founder of The Rich Immigrant. At the Rich Immigrant, she helps 1st and 2nd generation immigrants attain financial independence, live full lives, and maintain their identities in their new homes.  She was forced to pay attention to her finances when she graduated Summa Cum Laude but could not land a job. To make ends meet while she applied to graduate school she got a $10 per hour job at a factory making light fixtures. 12 years later, she's built a career that has taken her all over the world. However, many of those habits she built on a $10 per hour salary continue to guide her today on a six-figure salary! WHAT WAS DISCUSSED: Her personal experience as an immigrant in the US Applying to over 500 jobs with her undergrad degree and getting rejections and more rejections Why she instead chose to take a $10 p/h job How she learned about financial literacy and started applying her lessons to her life Advice for other immigrants in the US AND MUCH MORE AND MORE KEEP UP WITH DEE Website: https://therichimmigrant.com/ Instagram: https://www.instagram.com/therichimmigrant --- Looking for A GREAT BANK ACCOUNT to SAVE MORE? --- Check out Chime: https://www.chime.com/applytp/?ref=clevergirlfinancecgf&ad=tp_ --- Considering TERM LIFE INSURANCE? --- For great term life insurance that allows you to increase or decrease your policy as you need to with no fees, check out Ladder: https://ladder.pxf.io/c/403981/557243/9299?subId1=%7BsubId1%7D (P.S. These are affiliate links from brands Clever Girl Finance loves and trusts. If you use our links to sign up we may earn a commission which helps us grow!) ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Ready to get your money moves on for the new year? Here are 10 key money moves to make for the next year! ARTICLES MENTIONED: - How to save and pay debt at the same time: https://www.clevergirlfinance.com/blog/pay-off-debt-or-save/ - How a credit freeze works: https://www.clevergirlfinance.com/blog/should-i-freeze-my-credit/ - How to pick the best life insurance: https://www.clevergirlfinance.com/blog/term-vs-whole-life-insurance/ --- Looking for A GREAT BANK ACCOUNT to SAVE MORE? --- Check out Chime: https://www.chime.com/applytp/?ref=clevergirlfinancecgf&ad=tp_ ---  Considering TERM LIFE INSURANCE? ---   For great term life insurance that allows you to increase or decrease your policy as you need to with no fees, check out Ladder: https://ladder.pxf.io/c/403981/557243/9299?subId1=%7BsubId1%7D (P.S. These are affiliates link from brands Clever Girl Finance loves and trusts. If you use our link to sign up we may earn a commission which helps us grow!) Read the 2020 Clever Girl Finance Women and Money Study: www.clevergirlfinance.com/women-and-money/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today I answer two listener questions! Q1: How to respectfully say no when it comes to loaning family and friends money Q2: The idea of budgeting down to zero and creating a budget buffer ❤ Read the 2020 Clever Girl Finance Women and Money Study: https://www.clevergirlfinance.com/women-and-money/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this episode, I'm reflecting on 2020, sharing my 2021 goals, and discussing the 2020 Clever Girl Finance study! It was a tough year but we've made it through. Praying that 2021 is a year of recovery, joy, and prosperity. Read the 2020 Clever Girl Finance Women and Money Study: https://www.clevergirlfinance.com/women-and-money/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Emilie Aries is a speaker, podcast host, author, and the Founder & CEO of Bossed Up, an award-winning personal and professional development community where she helps women craft happy, healthy, and sustainable career paths. Her book, Bossed Up: A Grown Woman's Guide To Getting Your Sh*t Together, serves as a practical roadmap for women who want to set themselves up for sustainable, long-term career success and step up as the boss of their lives. WHAT WAS DISCUSSED: - Her personal experience overcoming an abusive relationship that led her owning her voice - Key tips for women to own their voices - How to build confidence in advocating for yourself as it relates to your finances - How to build confidence in advocating for yourself as it relates to your career AND MORE KEEP UP WITH EMILIE - Website: https://bossedup.com - Instagram: bosseduporg - Watch her TedX: https://www.youtube.com/watch?v=epAlxzmYyAE ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Let's talk about growing your online business! My guest today is Serwaa Adjei Pelle! Serwaa is a Business Strategist and Partner Consultant at PELLE + CO, where she works with SMBs to spur their growth by creating and executing their content and influencer strategies. She is an expert in creating digital content, events, and campaigns that resonate with smart and ambitious women. WHAT WAS DISCUSSED: - How she started her business - The fears or challenges people have around establishing an online business - Why your online presence means more than just Instagram - How to promote and brand your business without being the perpetual face of your business - Key tips you have for entrepreneurs navigating business in this season in order to thrive AND MORE KEEP UP WITH SERWAA - Website: Download her free guide at https://www.serwaaadjeipelle.com/ - IG Podcast: @shesoffscript - IG Personal brand: @serwaa_ap ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Allison is a blogger, influencer, speaker, and the founder of Inspired Budget. She and her husband paid off over $111K worth of debt on two teacher salaries over 4.5 years while growing their family. During that time, Allison went from feeling stuck, overwhelmed, and stressed and instead grew to love budgeting and personal finances.  As a teacher and small business owner, Allison combined her passion for teaching and finances to help others learn how to start budgeting.  Since starting Inspired Budget in 2017, Allison has been able to retire as a teacher and take her desire to help others full time. Now she is helping women all over the world get started with budgeting when they feel lost and overwhelmed. She has built a tribe of over 100K Instagram followers that turn to her for budgeting advice and inspiration to save more than they ever imagined. KEEP UP WITH ALLISON Website: inspiredbudget.com Instagram: @inspiredbudget ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Katia Chesnok is the founder & content creator of personal finance platform Economikat, where she educates Women, Latinx, and BIPOC communities on all things money and empowers them with wealth building tips to earn more, negotiate, side hustle, budget, and invest. She paid off more than 38k of credit card debt in 18 months thanks to her side hustle, which later became her six-figure business. She's an award-nominated money expert, CNBC contributor, and speaker. WHAT WE DISCUSSED: - What her "enough is enough" moment was - The kind of debt she had and what her income was - How she got the idea to start her side hustle - Her approach to paying off her debt once her side hustle started generating income - The steps she's taking to ensure her debt freedom is permanent AND MUCH MORE HOW TO KEEP UP WITH KATIA: You can learn more about her on Instagram @Economikat & her blog economikat.com ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today my guest on the podcast is Jen Smith, founder of modernfrugality.com and co-host of the Frugal Friends podcast. 
Jen and her husband paid off $78K of debt in two years but when they started, they had a five-year plan! Jen shares what they did that resulted in them cutting their debt payoff in half without windfalls, being unemployed twice, and buying a house during that time! KEEP UP WITH JEN - On her website: modernfrugality.com - Download her free resource: modernfrugality.com/debtfree - Listen to her podcast: Frugal Friends Podcast ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On this episode of the @clevergirlsknowpodcast @bolasokunbi shares her thoughts on why you should be seeking out opportunities, why it's so incredibly important (especially right now) and the different opportunities you should be considering. It's been a tough year but there is opportunity! ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Join Jenny Coombs, Associate Professor at College for Financial Planning (MSF, CSRIC™) and I as we discuss the risks of investments, niche, and socially responsible investing PLUS learn key tips that will help new investors create a plan. Getting started with investing is simpler than you may think, you don’t have to know it all, but you do need to have a plan. ❤ Connect with Jenny Coombs CRPC®, Associate Professor, College for Financial Planning and Founder of GradMoney at gradmoney.org. ❤ Watch Jenny's TED Talks on sustainable investing: Investing for a Better World: https://www.youtube.com/watch?v=lJBCBOjcv2k Stopping the Rebuttal: The Future of Sustainability: https://www.youtube.com/watch?v=Zscd2-K5nQ0 ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Adeola Omole dug herself out of 6 figures of debt and went on to build a million-dollar portfolio with smart investing. She's also navigated uncertain times and recovered from her own investing mistakes on her path to 7-figures. In this video, Adeola shares how she did it and key investing advice for beginner investors! Be sure to tune in and share this video with your best girlfriends! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Adeola on her website at adeolaomole.com. ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Investing can be as simple or complicated as you make it. When it comes to investing, you might be wondering where to start and how you can learn more. It’s important to get into the habit of building security so that you can feel confident that you have something to fall back on, even if you can’t work. Join me and Jully Alma Taveras as we discuss how she got started in investing and her long term investment goals! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Jully Alma Taveras, Founder of Investing Latina, on her website at http://investinglatina.com and on YouTube at https://www.youtube.com/investinglatina ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

How do you keep your cool and stay focused when the stock market goes on a wild ride? How do you get clear on long-term investing goals? How do you navigate your emotions around investing right now - especially in a panic? Join me and Nicole Hatcher, founder of @FrugalChicLife for a conversation on how to navigate your emotions around investing, tips to think long term, and why investing is so important for us as women! Love this video? Share it with your best girlfriends! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Nicole on her YouTube channel @FrugalChicLife and on her website at frugalchiclife.com. ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Is it possible to save money and invest as a mom running a full-time business and life? Jamila Souffrant helps people to launch financial freedom in an attainable, easy to follow way. Saving and investing are about finding an approach that works for you, and Jamila shares how she and her husband accomplished the milestone of saving and investing six-figures. If you want to live life on your own terms with your partner, listen in! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Jamila Souffrant, Founder of Journey to Launch, on her website at journeytolaunch.com. ❤ Listen to Jamila on the Clever Girl Finance Podcast: 041: Jamila Saved $85k In A Year - Here's How She Did It! ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Does retiring early from your corporate career sound like an impossible dream? Kalyn Johnson Chandler was able to leave corporate life behind and is now the founder of a successful business. Join us as we discuss her story, she shares how she leveraged her business to build wealth, and gives us can’t miss tips on how to invest in your own business so that you can retire early and follow your dreams. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Kalyn Johnson Chandler, Founder and creative director of Effie’s Paper, on her website at effiespaper.com. ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

How do you start out with creating an investment portfolio especially now as we navigate pandemic? How do you manage your emotions and the uncertainty during this season? In this video, I interview Cindy Zuniga, who after the incredible feat of paying over $200,000 in student loans is now focused on building her investment portfolio during this pandemic. She shares how her original plan has adjusted due to the pandemic, her investing goals, how she's managing her emotions, and the key advice she would give anyone just starting out with building their investment portfolio - Excellent advice and tips for the beginner investor! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Cindy Zuniga, on her website at https://www.zero-basedbudget.com/ and on Instagram at @zerobasedbudget ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/cou... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

How do you navigate your life and finances through difficult times like a recession or a pandemic? Should you start or keep investing? Tune into this interview with Yezmin Thomas where she shares her first-hand experience with navigating her life and her finances after losing a significant portion of her household income during a recession. Learn how she weathered through the storm, her current investing strategy, and her long-term plans for her finances. ❤ Get my new book - Clever Girl Finance: Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Connect with Yezmin Thomas, on her website at https://www.yezminthomas.com and on Instagram at @yezminthomas ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/cou... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Are you wondering how you should invest your money? Your approach to investing may need to change due to the pandemic, and this interview is packed with advice for new investors so you can set the right goals for where your money is going. Join me and @Mama & Money - Fo Alexander as we discuss why investing is important and how she is investing her money now. ❤ Get my new book - Clever Girl Finance: Learn How Investing Works, Grow Your Money: https://clevergirlfinance.com/books ❤ Connect with Fo Alexander, Founder, Girl Talk With Fo on her website at girltalkwithfo.com and on Instagram at @girltalkwithfo ❤ Read the Clever Girl Finance article on how Fo paid off over $70,000 of student loans: https://www.clevergirlfinance.com/blo... ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/cou... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Your well being at work ties into your financial wellness and your mental health and so this conversation on how to deal with racism and create an anti-racist culture in your workplace is extremely important whether you are an employee or an employer. Building on her experiences developing Diversity, Equity, and Inclusion (DEI) strategies for companies including Google and AppNexus, Dorianne St Fleur is a racial equity strategist and speaker for organizations that want to build anti-racist workplaces. Her areas of focus include employee engagement and retention, inclusive hiring and onboarding, and leadership accountability. She also provides culturally responsive and inclusive career and leadership coaching for women of color in the corporate world. Dorianne has given multiple talks and has appeared on virtual and in-person stages at Columbia Business School, Dress for Success, Google, Fast Company, and Women’s Leadership Forum.  She is from Brooklyn, NY, and is currently living in San Jose, CA with her husband and her daughter. WHAT WE DISCUSSED ON THIS EPISODE: 1. Why she chose this line of work 2. What racial discrimination in the workplace is 3. Our personal experiences with racial discrimination 4. How employees can strive for an anti-racist culture 5. What to do if you are worried about repercussions from speaking up 6. How employers can create and advocate for an anti-raise culture HOW TO KEEP UP WITH DORIANNE Via her website: www.doriannestfleurconsulting.com On Instagram: ❤ Get THE NEW CGF BOOK - Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Follow on Instagram: instagram.com/clevergirlfinance

This podcast episode is all about financial anxiety and to have this conversation my guest is Lindsay Bryan-Podvin, founder of Mind Money Balance. Lindsay is a biracial financial therapist, speaker, and author. As the first financial therapist in Michigan, she combines financial literacy with the emotional and psychological side of money. She's passionate about helping couples and individuals learn how to have a healthy relationship with money by removing shame from it and She helps her clients navigate financial wellness in a way that works for them. WHAT WE DISCUSSED ON THIS EPISODE: 1. Why she chose this line of work 2. What financial anxiety means and the signs of financial anxiety 3. Our personal experiences with financial anxiety 4. Steps you can take on your own to tackle financial anxiety 5. When you should seek professional help PLUS MUCH MORE HOW TO KEEP UP WITH LINDSAY Via her website: www.mindmoneybalance.com On Instagram: @mindmoneybalance Also, be sure to check out her book titled The Financial Anxiety Solution ❤ Get MY NEW BOOK - Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Follow on Instagram: instagram.com/clevergirlfinance

One this episode, let's talk about financial confidence and why it's so necessary for us to develop this characteristic! Financial confidence is not about much money you have, it's about being confident in your decisions and not allowing yourself to be taken advantage of. You can have financial confidence on your journey to financial wellness - whether you are just starting your journey, in the middle of paying off debt, or bulking up savings. Tune in for key tips to help you develop your financial confidence! ❤ Get MY NEW BOOK - Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Follow on Instagram: instagram.com/clevergirlfinance

Today on the podcast I have one of my girlfriends, Fo Alexander back as a guest to have a conversation with me about life, business and finances including how we are both spending and investing our money differently in this season. Today’s episode is sponsored by SmartyPig! SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement. When you open a SmartyPig account, there are no fees! This means there are no fees to join, no fees to save, and no fees to withdraw your money. SmartyPig online savings accounts are offered through Sallie Mae Bank, Member FDIC. LEARN MORE ABOUT SMARTYPIG: www.SmartyPig.com/?DTD_CELL=RDPCSM…OTOTHOTHRN010000 ABOUT FO: Fo is a millennial personal finance expert whose story of paying off nearly $47K of debt in less than 6 months took the Internet by storm. She is the editor-in-chief of the Mama and Money Blog, a motherhood and personal finance platform for women as well as the founder of the GirlTalkwithFo blog and podcast where she shares financial resources for women WHAT WE DISCUSSED ON THIS EPISODE: 1. How has the pandemic affected our lifestyles 2. What our biggest concerns are 3. Where we see the biggest opportunities 4.  How our spending has changed 5. How our investing has changed AND MUCH MORE HOW TO KEEP UP WITH FO: Via her websites: https://mamaandmoney.com and https:// girltalkwithfo.com Via YouTube: youtube.com/mamaandmoney ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

While it’s a crazy time in the world with the pandemic there is still hope and there is still opportunity. On today’s episode Jazmine Waller shares how she’s budgeting and STILL saving money despite the pandemic. Today’s episode is sponsored by SmartyPig! SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement. When you open a SmartyPig account, there are no fees! This means there are no fees to join, no fees to save, and no fees to withdraw your money. SmartyPig online savings accounts are offered through Sallie Mae Bank, Member FDIC. LEARN MORE ABOUT SMARTYPIG: www.SmartyPig.com/?DTD_CELL=RDPCSM…OTOTHOTHRN010000 ABOUT JAZMINE: Jazmine Waller, is financial influencer, speaker and CEO of Budget Treasures.  Based on her experience she has paid off over $20,000 of debt and has helped her clients become debt-free and increase their income by increasing their income.streams.  She is self-educated on how to effectively manage finances and create processes and systems to experience true financial freedom.  Her passion is to help single moms on their financial journeys with encouragement, knowledge, systems, and reassurance that they too can experience peace and freedom in their finances. WHAT WE DISCUSSED ON THIS EPISODE: 1. Her enough is enough moment that put her on the journey to improving your finances? 2. How has the pandemic affected her budget and pursuing financial goals 3. How she’s budgeting and spending differently right now 4. How she’s been able to still save despite whats’ going on
 AND MUCH MORE HOW TO KEEP UP WITH JAZMINE: - Via her website at https://www.budgetreasures.com/ - Via Instagram @budget_treasures_ - On YouTube: youtube.com/budgettreasures ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

On today’s episode, Aja shares her journey to becoming debt-free by paying off $200,000 in just 23 months. This podcast episode is brought to you by the incredible Fab Aid initiative created by First Aid Beauty. First Aid Beauty has committed $1 million this year to help new graduates pay off their student loans. Plus they are adding 10% of the sales of their limited-edition FAB AID Ultra Repair Creams to their commitment. Learn more and enter to win at http://bit.ly/CGFFABAID To enter, all you have to do is fill out an application and submit a video sharing your student loan story. ABOUT AJA DANG: Aja Dang embodies the beauty of balance. This actress, model, T.V. and YouTube personality is dedicated to promoting a lifestyle that creates a healthy mind, body, and soul. Across all social media plat- forms, Aja epitomizes the modern multifaceted woman. Generating genuine and authentic dialogue with her community, Aja addresses real life issues of finance, beauty, fitness, politics, relationships, and personal care. She has also launched a podcast, “Heavy Topics with Lightweights” with her best friend Laura Varney. In doing so, Aja has created a platform that is uniquely motivational, aspirational, and sustainable. WHAT WE DISCUSSED ON THIS EPISODE: - Aja shared the enough is enough moment that caused her to want to pay off her loans in full - The specific things she did to pay off her debt including details of her income - How she kept herself and continues to keep herself motivated now that she’s focused on saving and investing - The steps she’s taking to ensure she maintains her debt freedom AND MUCH MORE AJA’S YOUTUBE CHANNEL: https://www.youtube.com/ajadang AJA’S DEBT PAYOFF VIDEO: Her debt payoff video: https://youtu.be/Yvd0JwZj2hA ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Managing your finances as a single mom can be challenging, but despite this with intention and focus you can build wealth and become financially successful. Today’s episode is sponsored by SmartyPig! SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement. When you open a SmartyPig account, there are no fees! This means there are no fees to join, no fees to save, and no fees to withdraw your money. SmartyPig online savings accounts are offered through Sallie Mae Bank, Member FDIC. LEARN MORE ABOUT SMARTYPIG: https://www.SmartyPig.com/?DTD_CELL=RDPCSMDCOTDOOTOTOTHOTHRN010000 My guest on this episode of the podcast is my dear friend Chaka Serrant she shares money tips for single moms based on her experience building wealth as a single mother. MORE ABOUT CHAKA: Chaka Serrant is a Management Consultant at a Global Technology Consulting Firm and Licensed Cosmetologist. As a boy mom and a believer in Christ, her focus has shifted to being a good steward over her time, finances, and relationships. After finding herself in debt continually, something had to give, she became intentional about her career, paid debt, and diversified her investments with real estate, retirement savings, stocks, and began working with a Financial Planner. One of her financial goals is limiting her taxable income during her retirement years. As a single mom, she has learned that sometimes we can’t do it all once, so outsource, it’s ok to ask for help! WHAT WE DISCUSSED ON THIS EPISODE: - Chaka shared her biggest challenges savings and investing as a single mom and what she has done with well. - How she’s prioritizing her mental wellness and leveraging help to parent successfully. - How she focused on earning more once her son came into the picture. - She also shares what she's teaching her son about money and the legacy she wants to leave for him. AND MUCH MORE KEEP UP WITH CHAKA: Via Instagram at https://instagram.com/chakaserrant ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Today’s guest on the podcast is Marty McDonald and we are talking about side hustles and entrepreneurship. ABOUT MARTY MCDONALD: Marty is a side-hustler turned CEO of Boss Women Media. Like many, she wants to live her best life so she decided to leap after her dreams of creating a community of empowerment, change, and freedom after an 11-year corporate career with various fortune 500 companies. She took an idea based on connection and turned it into a movement including the multi-city Black Girl Magic Tour, the annual Boss Woman of the Year Summit, and a loyal community of more than 100,000 women.  Marty’s plan is to continue to expand the growth of the community of women she is building and to help them empower one another through connection, networking, and workshops.  She knows that most women are allowing fear to hold them back from accomplishing the goals they desperately want to achieve so now she is on a mission to connect with women who want more, women who have big goals, big dreams and are chasing them every single day. As part of her pivot in this season, she has launched the Black Girl Magic 2 Day Digital Summit taking place on August 15th and 16th 2020 and you can learn more about that on bosswomen.org when it’s announced soon. WHAT WE DISCUSSED ON THIS EPISODE: - Marty shares her personal story, having to continuously prove herself at her corporate job and what led her to start her business - including putting half of her paycheck towards building her business before she went full time. - She shares her biggest challenges and successes building her business - The 3 key pieces of advice she would give an entrepreneur starting from the bottom up with nothing hoping to achieve their success AND SO MUCH MORE KEEP IN TOUCH WITH MARTY: Via Instagram - https://www.instagram.com/bosswomenmedia Via her website - https://bosswomen.org/ ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

On today’s episode of the podcast, my guests and I discuss how to navigate a new normal with actionable tools for credit score recovery and resilience. THIS PODCAST EPISODE IS BROUGHT TO YOU BY FICO Founded in 1956, FICO is a data analytics company based in San Jose, California focused on credit scoring services. Its FICO® Score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States and is used in more than 90% of lending decisions today. Now more than ever, FICO believes in helping empower communities by way of financial education and is committed to providing consumers with tools to maintain their financial health. Partnering with FICO on this episode is Operation HOPE. Operation HOPE is a nonprofit for-purpose organization working to disrupt poverty and empower inclusion for low and moderate-income youth and adults. Its focus is financial dignity and inclusion. Operation HOPE equips young people and adults with the financial tools and education to secure a better future—coaching them through their personal aspirations and life’s challenges, and facilitating their journey to financial independence. EPISODE GUESTS: Joining me to have this conversation are two incredible women: Joanne Gaskin is the Vice President of Scores and Analytics at FICO. She is responsible for the strategic direction of FICO’s scoring products and business partnerships serving the needs of the mortgage industry. Joanne has more than 20 years of experience in banking and financial services. She led efforts to address some of the most important topics impacting the mortgage market today. ShaRhonda Walker is an Operation HOPE Financial Wellbeing Coach specializing in credit and money management. Her career has included many roles in financial services, including positions as a loan officer, real estate investor and owner, and consultant in the credit restoration space. Her simple philosophy of, "pay yourself and invest in yourself, first", has paid many dividends to her and individuals that she has coached in credit, taxes, and finances. KEY RESOURCES MENTIONED IN THIS EPISODE: 1. FICO® Score Checklist and resources for Coronavirus: - https://www.fico.com/en/fico-score-checklist-for-coronavirus - https://www.myfico.com/credit-education/blog/protecting-your-credit-during-the-coronavirus-outbreak 2. For information on credit tips and how to dispute reports on your credit report: - https://www.myfico.com/credit-education - https://www.consumerfinance.gov/ 3. FICO resource to support communities in times of need & upcoming events: - https://www.fico.com/sabf 4. To get your free credit report from all 3 credit bureaus: - https://annualcreditreport.com 5. To schedule time with ShaRhonda from Operation HOPE - Booking link: ShaRhondaWalker.youcanbook.me - Email: ShaRhondaWalker@operationhope.org - Phone: 346-260-8640 ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Virtual networking is so important now more than ever. On this episode, Ebony Joyce breaks down key tips to help you get it right. ABOUT EBONY Ebony Joyce, the owner of Next Level Career Services LLC, is a multi-hyphenate career strategy mastermind who helps mid-to-senior level professionals’ brand themselves with confidence, clarity, and certainty so they can attract their next career opportunity. Ebony’s expertise stems from her career challenges of being unemployed, underemployed, and unhappily employed as well as her work as a former recruiting company co-owner. Her experience has given her the inside scoop on how to not only craft the perfect personal brand for a killer first impression, but also the how-to on wrapping up her clients’ expertise, personality, and background in a package so attractive that it entices employers to flood their inboxes with top-dollar offer letters. As a certified career coach and employment interview professional, Ebony wears several hats as a career strategist. Whether she’s a salary negotiation drill sergeant, résumé makeover coach or master mock interviewer, she crafts a personalized career plan designed know-how to bust through the glass ceiling, snag that dream job, secure a higher salary and soar into new career heights. WHAT EBONY DISCUSSED: 1. How she found herself in the career services field including how her career path and her corporate experience negotiating multi-million dollar salaries ties into what she does today 2. How virtual networking works and why it’s so important for you to start doing it 3. Key tips to make virtual networking easier if you currently find it challenging. 4. Key tips to build out your professional network 5. How you can leverage networking after being laid off KEEP IN TOUCH WITH EBONY: Via her website Next Level Career Services LLC: https://www.nextlevelcareer.co/ ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Below are just a few resources to reference. 1. Shows, documentaries, and movies to get informed about the impact of racism and racial injustice: - 13th (Netflix) - If Beale Street Could Talk - Just Mercy (Movie & Book) by Bryan Stevenson - The Hate You Give - American Son (Netflix) - Dear White People (Netflix) 2. Books on racism: - How to be an Anti-Racist by Ibram X. Kendi - White Fragility by Robin DiAngelo - Locking up Our Own by James Forman - The New Jim Crow by Michelle Alexander - Between the World And Me by Ta-Nehisi Coates - The Bluest Eyes by Toni Morrison - The Fire Next Time by James Baldwin - So You Want to Talk About Race by Ijeoma Oluo - Why Are All The Black Kids Sitting Together in the Cafeteria - Beverly Daniel Tatum 3. Organizations to support and donate to: - Blacklivesmatter.com (Black Likes Matter) - blackvisionmn.org (Black Visions Collective) - minnesotafreedomfund.org (Minnesota Freedom Fund) - gofundme.com/f/georgefloyd (George Floyd Memorial Fund) - cuapb.org(Communities United Against Police Brutality) ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

This episode is all about navigating finding a new job and career growth in a highly competitive market. And to have this conversation, my guest is Lauren McGoodwin. Lauren is Career Contessa’s CEO, author, number 1 Power Move advocate, and has a life mission to help women build successful and fulfilling careers on their terms. Formerly, Lauren was a  Recruiter for Hulu focused on hiring, employer branding, and talent development. She has a Bachelor's in Education from University of Oregon and a Master’s in Communication Management from USC where she wrote her thesis on millennial women and career resources. Additionally, Lauren hosts Career Contessa’s podcast, The Femails, is a regular career expert contributor, and spends her free time in Redondo Beach, CA fostering dogs from local animal shelters. WHAT LAUREN DISCUSSED: 1. The key things to focus on in a highly competitive market 2. How to work remotely and still excel as an employee 3. How to manage virtual networking for growth 4. Details about her new book - Power Moves and much more GET LAUREN’S BOOK: powermovesbook.com Visit her website: Careercontessa.com ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

As a result of COVID-19, many people are dealing with uncertainties around how life is changing, managing their finances, and worries about their careers and businesses. And so on this episode, I have a real conversation with Kristen Ley as to how she's navigating life through these uncertain times. This conversation will bring a sense of calm and inspire you to keep going and doing your best no matter what. Kristen is the founder, owner and creative director of Thimblepress®. Founded in a garage back in 2012, Thimblepress® is a design & lifestyle company aiming to create products that make people happy. Each product is designed by Kristen and filled with loads of love & color. Thimblepress® is sold in over 1500 retail shops internationally and her products are also available on Thimblepress.com. Thimblepress has worked and collaborated with Target, Hallmark, Moon & Lola, Glitter Guide, Throw Pillow, Speak Wines, June & January, Keds to name a few. Kristen also runs kristenley.com where she focuses her efforts on mentoring and creative consulting with individuals and brands. One of Kristen’s biggest passions is encouraging other’s to see their potential and chase after dreams. On this episode we discussed: 1. How Kristen is navigating her emotions and mental wellness in this season 2. The key changes she’s made in her personal finances as a result of this uncertainty 3. How she is pivoting her business 4. The things she plans to do differently in life and in business when things hopefully get back to normal PLUS much more How to keep in touch with Kristen: - Via her websites at https://thimblepress.com and https://kristenley.com - Also, be sure to check out the amazing Thimblepress push pop confetti! https://www.instagram.com/p/Bg8l4peBMsr/ ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

On today’s episode, my guest is Mary Wheeler, a Financial Coach and the founder of Abundant Wealth Solutions. In this season, with all the uncertainty, many people are fired up to pay off their debt once things settle down; This episode with Mary Wheeler will inspire you to make a plan! Growing up not knowing much about money, Mary attended college on a full-ride via Sallie Mae accumulating $27K in student loan debt along with $3K in credit card debt. After being fed up, she created a plan to pay back all $30K of her debt, and 96 days later, she was debt-free. Her goal now is to inspire others to take action, conquer their student loan debt, and begin living their financial lives in true abundance. Mary has been featured in Diversity Magazine for Women, and she has made several guest appearances on well known financial podcast shows. She is also the host of the “Know Debt, No Problem” podcast. What we discussed on this episode: 1. What her “enough is enough" moment was 2. The specific things did she did pay off her debt and how she kept herself motivated 3. The steps she’s taking to ensure her debt freedom is permanent PLUS much more How to keep in touch with Mary: - Via her website at https://abundantwealthsolutions.com - Via email at mary.wheeler@abundantwealthsolutions.com - By listening to her podcast, No debt, no problem: https://podcasts.apple.com/us/podcast/know-debt-no-problem-podcast-with-mary-a-wheeler/id1329826136 ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Sometimes we all need a pep talk and Carla Andrews is here to do just that! Carla is an InspirePreneur™ and founder of the InspirePreneur Academy, consultant, author and a professional coach who has served and impacted thousands of lives through educational programs, workshop experiences, and empowerment sessions.  As an advisor and mentor to leaders, entrepreneurs, and small business owners, Carla inspires and educates decision-makers while successfully building a thriving business serving children, families, and women. She's spent over 25 years studying and applying corporate, business, and entrepreneurship principles and learning the impact mindset and behaviors have in different settings. This led her to listen to that inner voice of embracing her innate resourcefulness to building the business of her dreams and for others. At InspirePreneur™ Academy, Carla teaches entrepreneurs how to begin their journey to get their small business off the ground and scale. WHAT WE DISCUSSED: 1. How fear can set people on a path of misery and holds people back from taking action on pursuing their dreams and becoming successful in life and business 2. How to value yourself, embrace your flaws, develop courage and move forward and achieve your goals 3. Why we need to stop playing small and accepting what we are given and instead go after what we truly desire for ourselves 4. The importance of getting more comfortable with sharing our successes and accomplishments as women 5. Getting clear on goals and the things you want to accomplish KEEP UP WITH CARLA: You can keep up with Carla on her website at https://carlaandrews.com ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

We've received a lot of questions about the announcement that federal student loan payments will be suspended through September 30th, 2020. And so to discuss this, Melisa Boutin, our Clever Girl Finance student loan expert, joins me to share some key info with you here on this episode based on information from the U.S. Department of Education. For more details and latest info, visit: https://studentaid.gov/announcements-events/coronavirus ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

On this episode, I'm excited to have a member of team CGF come on to the podcast to share her debt-free story. Esther paid off £18,000 (~$20,000) in 22 months despite losing 55% of her income during that time. On this episode Esther shares: - The specific things did she did to keep her mindset in check, pay her debt and navigate the ups and downs - Why consistent budgeting, even when her budget didn't go according to plan, was pivotal - Her tips and advice for others going through their debt-free journey and much more ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

While words may not be enough comfort in times of financial difficulty, you can still take action and do your best to get through. In this episode, I'm sharing some tips and actions you can take if you can't pay your bills. ❤ AVAILABLE JOBS - POST ON INSTAGRAM: https://www.instagram.com/p/B-BX8mVBN5P/ ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Thank you to everyone who joined the webinar I hosted to talk about financial wellness and mental wellness matters in this season where we are all impacted by this global pandemic. On this webinar replay, I answer questions on investing, buying a home, refinancing, job losses, budgeting, paying bills, mental health and more. Also, as a company, it’s really difficult for us to just take a “business as usual” approach with everything going on in this season. And so as a follow up to what I announced on the webinar, all 30+ courses on clevergirlfinance.com are FREE for right now (Please share to anyone who might need this). Team CGF is in your corner. ❤ Access our free courses at clevergirlfinance.com/course-packages/ ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

I'm sharing some key money(and mental health) tips to encourage you during this time of uncertainty with the Coronavirus impacting so many all around the world. Share this episode with anyone you think might need to hear it! ❤ Free resources & courses: clevergirlfinance.com/course-packages/ ❤ Watch money tip videos: https://clevergirlfinance.com/videos ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Sahirenys Pierce and her husband paid off over $99k in debt in just 5 years while living in one of the most expensive cities in the US. We are breaking down just how they did it in this episode! More about Sahirenys: She is the personal finance content creator behind The Poised Lifestyle blog and the High-5 Banking Method. She's a millennial Latina mom of two who paid off over $99k in debt within 5 years while living in Southern California. With her unique perspective and financial background, she helps the everyday woman balance their finances and lifestyle with poise. What we discussed on this episode: - What pushed her to get started on her debt-free journey, including the devastating impact of the 2008 recession on her family and friends - How she paid off $99k of debt alongside her husband - The specific things they did to pay off their debt including delaying their wedding - How she keeps herself yourself motivated - Key tips for those of you in the process of pursuing debt freedom. How to keep up with Sahirenys: - Keep up with Sahirenys on her website at https://thepoisedlifestyle.com - You can connect with her on Instagram @poisedfinancelifestyle a ❤ Free resources & courses: clevergirlfinance.com/course-packages/ ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Nicole Hatcher paid off almost $100k of debt mostly in student loans and on this episode, she share's just how she did it. Nicole is a money coach, podcaster, Youtuber and personal finance blogger who is on a mission to promote financial literacy. She is committed to helping busy, professional women discover the beauty of financial freedom so they can work less and live more! To-date she has provided financial coaching to dozens of women and provided encouragement to countless others while documenting her own journey to financial freedom online. What we discussed on this episode: - How Nicole got to the realization that she needed to pay off her student loans quickly - How she stayed motivated and kept her mindset in check - Tips for managing your budget and more! How to keep up with Nicole: - On her website: https://www.frugalchiclife.com/ - On her YouTube Channel: https://www.youtube.com/channel/UCyMxCUyA4H60_Rmm1xHXing ❤ Free resources & courses: https://clevergirlfinance.com/course-packages/ ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Meet Jully-Alma Taveras, the founder of Investing Latina. She started investing as a teenager, made money mistakes, dug herself out of 5-figure consumer debt, and now her mission is to educate others about financial literacy. Her biggest investment accomplishment is starting early. On this episode of the podcast, Jully and I have a conversation about investing simply and how small steps can lead to big progress. We talked about: - Her personal story and why she’s an advocate of women and investing. - Her biggest money mistakes and how she recovered from them. - Her long term investing goals and current investing strategy. And much more The resources Jully mentions: - Yahoo Finance - finance.yahoo.com - Investopedia - investopedia.com How to keep up with Jully: - On IG - instagram.com/investinglatina - Via email - investinglatina@gmail.com ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Let's talk business! My guest today is a dear friend, Mobola Imoisili. Mobola(pen name Simisayo Brownstone)is an author, entrepreneur, and founder of two businesses, the Feyi Fay book series and Little Black Business box! On this episode, we had a candid conversation on the realities and lessons from business including: - Her personal story and what led her to start her businesses - Her biggest business challenges and successes to date - How she’s navigating the financials around building her businesses - The advice she would give an entrepreneur starting from the bottom up with nothing hoping to achieve success and so much more! Podcasts, blog and book Mobola mentions on this episode: - {PODCAST} Marketing school: https://marketingschool.io - {PODCAST} We study billionaires: https://www.theinvestorspodcast.com/podcast/ - {BLOG} Shopify blog: https://www.shopify.com/blog - {BOOK} How any startup can achieve explosive customer growth: https://www.amazon.com/Traction-Startup-Achieve-Explosive-Customer-ebook/dp/B00TY3ZOMS How to keep up with Mobola: - Via her business websites at https://www.feyifay.com and https://littleblackbusinessbox.com - On Instagram @feyifay ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Cindy Zuniga is the founder of Zero-Based Budget Coaching LLC.  After graduating from law school in 2015 with over $210,000 of debt, Cindy decided to take control of her money by immersing herself in the world of personal finance.  In 2018, she launched @zerobasedbudget to document her debt payoff journey and simplify personal finance concepts.  After recognizing, through her platform, people’s unique needs and goals, Cindy founded Zero-Based Budget Coaching LLC and offers personal finance coaching services and speaks to audiences small and large about budgeting, saving, investing, and more.  As of December 2019, just a few weeks ago, Cindy is now debt-free and pursuing financial independence. 
Cindy practices law full time as a commercial litigator.  She is a graduate of Stony Brook University and obtained her Juris Doctor degree from the Benjamin N. Cardozo School of Law.  She was born and raised in the Bronx, and currently resides in Harlem.  In this episode, Cindy shares: 1. Her money story and growing up as a child of immigrants 2. The “enough is enough” money that caused her to focus on becoming debt-free 3. The specific things she did to pay off her debt 4. How she stayed motivated 5. Her plans after becoming debt-free and so much more. How to keep up with Cindy: - Via her website at https://zero-basedbudget.com - On Instagram @zerobasedbudget ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Sharing my end of year check-in, some updates and new year motivation for 2020! Catch the Clever Girl Finance 2020 goal setting replay here: https://youtu.be/lKBhkiAFco4 ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

{Today’s podcast episode is sponsored by Frost Bank} What kind of optimist are you? Take the quiz! https://www.optforoptimism.com/optimism/quiz/ Talking about finances with your partner can seem scary but it doesn't have to be! We’ve collaborated with Frost Bank to break down just how to have this conversation with optimism and with the help of a Money Do List! To discuss this on the podcast, my guest today is Angela Holliday!
 Angela K. Holliday is the President of Frost Brokerage Services, Inc. and Frost Investment Services, LLC overseeing the firm’s financial advisor teams, sales management, operations, and compliance. She began working at Frost in 1996 as a Sales Assistant and later went on to serve as the Trading Manager, Operations Manager, Sales Support Manager, and Chief Operations Officer. Her leadership is guided by the Frost core values, integrity, caring and excellence. She also has the FINRA Series 7, 24, 28, 63 and 99 licenses.

 On this episode we discussed: - Angela’s money story and what she’s most proud of. - How women can navigate the difficulties or fears that come with talking about money in their relationships. - The study Frost Bank recently conducted that found having an optimistic outlook has a direct and positive impact on financial well-being.  - Tips based on the Money Do List Clever Girl Finance and Frost Bank put together for women to use when approaching the money conversation with their partners. - How can couples leverage optimism to navigate different financial situations especially when it comes to things like paying off debt or planning for the long-term. Read the full Money-Do List breakdown put together by Clever Girl Finance and Frost bank here: https://www.clevergirlfinance.com/blog/how-to-talk-to-your-partner-about-money To learn more about Frost Bank, take the optimism quiz and participate in the 30-day optimism challenge, please visit: https://www.optforoptimism.com/ ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Get the Clever Girl Finance Roadmap! https://clevergirlfinance.com/financial-roadmap As we come to the end of the year and the start of a new year and decade, assessing your circle of influence is a must-do exercise for everyone and my guest today, Barbara M. Little's will help us do just that! Barbara’s name is synonymous with “change agent” as she empowers organizations and women to “Find Their Voice” in leadership, business, and ministry, and infuse it into their organizational culture. She believes that “to be like everyone else is to be like no one”. As the CEO of Purpose by Design, Barbara’s uniqueness lies in her ability to see the end from the beginning and to utilize her skill set of over 30 years as a corporate attorney and leader to develop systems and strategies that work. She is a founding partner and certified coach, speaker, and trainer with The John Maxwell Team, where she currently serves on the President’s Advisory Council. Above all things, Barbara is a lover of God and people. On this episode we discussed: 1. Why your circle of influence is so important 2. Her personal story behind really getting clear on who and what influences her 3. How we can assess who is on our bus, who to let on and who heeds to get off 4. Her key tips for women when it comes to relationships and circles of influence
and so much more How to keep up with Barbara: - Stop by her website at https://www.barbaramlittles.com ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Get the Clever Girl Finance Roadmap! clevergirlfinance.com/financial-roadmap On today's episode, Yezmin Thomas shares the wake-up call that caused her to turn her finances around completely and achieve financial wellness. About Yezmin: She is a working mom, award-winning journalist, and financial coach teaching high-achieving moms how to live out their best financial futures.  She believes that one of the smartest decisions she has ever made with money is to pursue a debt-free lifestyle.  As a result, she gained the financial freedom to make a career move, start a business, and have more time for her family. 
 Through her blog, podcast, and YouTube channel in English and Spanish, she teaches busy moms how to maximize their income, achieve their money goals, and improve their financial well-being. 
 She uses her training as a Ramsey Solutions Master Financial coach, her experience as an 11-time regional Emmy award-winning investigative journalist, and the lessons she learned surviving unemployment after the 2008 Recession, to teach driven women how to take charge of their financial success.
 What we discussed on the episode: 1. Her personal money story and how she went from being a journalist to a personal finance expert 2. Her biggest challenges as she worked on becoming debt-free 3. Issues holding women back from financial success and the corrective actions they can take. 4. The one thing that helps her and her husband manage their finances successfully today How to keep up with Yezmin: - English speakers: www.yezminthomas.com - Spanish speakers: www.asivivomejor.com ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Get the Clever Girl Finance Roadmap! https://clevergirlfinance.com/financial-roadmap Today's podcast episode is all about building a successful business. Meet Modupe Marianne Ladapo, the founder of Lenox Cupcakes, a gourmet baked goods company serving the metro-Atlanta area.  The company began its initial operations in 2008 from her home kitchen using the eggs and butter in her fridge, selling to people she already knew.  A $17 investment in a website opened the door to several corporate clients.  She strategically elevated her business operations and went from a home-based business to serving some of the world’s largest companies – Google, Microsoft, Coca-Cola, CNN, and AT&T, to name a few.  She currently operates two neighborhood bakeries where she can be found dancing to 2000s pop behind the scenes. What we discussed in this episode: - Her personal story starting her business - How she transitioned from employee to full-time girl boss - Her biggest challenges and successes in business - How she grew her business online - Key tips and tricks for business owners Blog post referenced: - Recession proofing your finances: https://www.clevergirlfinance.com/blog/5-critical-things-to-do-to-recession-proof-your-finances/ Books mentioned: - The E Myth Book by Michael E. Gerber - Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine by Mike Michalowicz - Girl, Wash Your Face by Rachel Hollis How to keep in touch with Marianne or place an order: - On the website at https://lenoxcupcakes.com - Social medial - @lenoxcupcakes ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Today’s episode is all about working on your self-discipline! Becoming a master of self-discipline is difficult and is something you need to work on consistently. Learning how to build self-discipline skills can allow you to quit bad habits, accomplish long-term and short-term goals, and change your life completely. In this episode, I’m sharing key steps to build your self-discipline and work toward the better life you deserve. ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book
❤ Join Clever Girl Finance: clevergirlfinance.com
❤ Follow on Instagram: instagram.com/clevergirlfinance

Meet Dr. Una! Dr. Una is the founder of Ivy League Pediatrics, a multi-site pediatric practice in Georgia. Over the last nine years, it has thrived and has been voted ‘Best of Gwinnett’ for four years in a row and rated 5 stars by over 250 parents. While building this, she developed a love for entrepreneurship and has since built many other successful businesses. Like many doctors, Dr. Una was ignorant, scared and felt like an imposter when she started out in business because she was trained to be a great clinician, not an entrepreneur. Over the years, she learned that the two do not need to be mutually exclusive so she embraced both worlds. As a result, she is able to enjoy the practice of medicine, develop her other interests and best of all, not miss time with her family. In 2018, Dr. Una founded EntreMD, a platform created to help physicians embrace entrepreneurship. Through conferences, online courses and coaching, she has helped many doctors build successful businesses so they can practice medicine and live life on their own terms. On this episode we discussed: - How she got into this space of helping high-income earners (specifically physicians) become entrepreneurs or improve their careers - Why physicians should become entrepreneurs - The biggest mistake high-income earners make with their finances - Some of the mindset blocks high-income earners have around earning even more money - Her own financial and business goals and more Books mentioned: - Rich dad, Poor Dad - 10x Rule Grant Cardone How to keep up with Dr. Una: - Stop by her website at entremd.com ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Meet Ashley! Ashley Patrick is the founder of Budgets Made Easy and The Money Mindset Podcast. She helps families eliminate debt using simple strategies so they can stress less and live the life they want. She was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. She has been featured on Fox Business, Yahoo! Finance, USA TODAY, MSN, CNBC, NerdWallet, and many others. On this episode we discussed: 1. The 401k loan that cost her and her husband $1,000,000 based on their retirement age - 2. How she paid off $45,000 in 17 months 3. Her biggest lessons from both experiences 4. The advice she would give anyone who has made similar money mistakes 5. Her next major financial goal and more Books mentioned: - Total Money Makeover by Dave Ramsey - The monk and the merchant - Building a story brand How to keep up with Ashley: - Visit her website at Budgetsmadeeasy.com and be sure to listen to her podcast titled The Money Mindset Podcast ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

On today’s episode of the podcast, I’m answering questions from Laura, a listener of the podcast. She has some very specific questions about what to do as she works towards paying off her debt on a five-year plan that she has created alongside her husband. You’ll want to tune into this one! Sinking funds article: https://www.clevergirlfinance.com/blog/how-to-set-up-sinking-funds/ Emergency funds article: https://www.clevergirlfinance.com/blog/why-you-need-an-emergency-fund/ ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

The Clever Girls Know Podcast hosted By Bola Sokunbi. On this episode of the podcast, I share how I got in my own way in regards to a goal I wanted to accomplish and then, what I did to get out of my own way to successfully achieve that goal. I'm also answering a listener question on how to get started with their small business idea. ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

Meet Okeoma Moronu Schreiner! Okeoma is a mother of two, personal finance nerd and corporate finance attorney who loves helping parents and children grow interest in their money! She’s also the founder of the Happy Lawyer Project and most recently the author of the children’s book “The missing money monsters”. What we discussed on this episode: - Why she’s passionate about financial wellness for kids - How she learned about money as a child and how it contributed to her having a scarcity mindset - Building financial confidence in your children - How she teaches her kids about money - Tips for moms to help teach their kids about money - The inspiration for her new book Okeoma’s book: The missing money monsters (https://www.amazon.com/dp/1733806717/) Keep up with Okeoma via her website at http://thehappylawyerproject.com Check out the Clever Girl Finance course on teaching your kids healthy money habits: http://dfl4.us/s/7149b15c ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

My guest today is Tess Wicks! Tess is a wealth and mindset coach for online entrepreneurs. Through her podcast and online platform, Wander Wealthy, Tess helps her clients identify their income goals, overcome major money mindset blocks, and implement her Easy Profit System to manage the money in their business and personal life with ease. On this episode we discussed: - Her personal story on how she moved from being an actuary with a large corporation to helping businesses with their finances and running her business from Italy - The importance of creating a plan for your personal finances AND business finances - Where to start with pricing your products and services - How to start testing your business model and pricing strategy - How to raise your prices - The mindset needed to have a successful business and the practices you can implement to develop your mindset - Your favorite business book - Your clever girl superpower - How folks can reach you My blog post mentioned: - How to create a successful side hustle business - A step by step guide: https://www.clevergirlfinance.com/blog/start-a-successful-side-hustle-business/ Books mentioned: - Profit First - Tapping into Wealth by Margaret Lynch How to keep up with Tess: - Stop by her website at https://wanderwealthy.com Listen to my episode on the Wander Wealthy Podcast with Tess: - https://www.tesswicks.com/podcast/episode106 ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

Today's episode is with Leah Gervais. Leah is the founder of Urban 20 Something, the host of the Your Biggest Vision podcast, and a leading business coach. She started her "for fun" blog years ago to document her career confusion and start what she hoped to be a profitable side hustle. She turned that into her full-time and a six-figure business and works with women around the world to scale their platforms and pursue their biggest visions.     Leah's story of side hustle turned six-figure business, as well as her story on turning debilitating pain of grief into the pursuit of her passion, have been featured on CNBC's Grow, The Associated Press, The Huffington Post, and Thrive Global. On this episode Leah shares: 1. Her personal story including dealing with her dad’s death and how the experience became the catalyst for her business success 2. Dealing with grief while pursuing success 3. Her biggest business failure and then success 4. Tips for women to pursue revenue and profitability in business and more The books Leah mentions: The Science of Getting Rich: https://www.amazon.com/dp/164095130X/ref=cm_sw_r_tw_dp_U_x_Z0KBDb10NKBN9 Clever Girl Finance: https://clevergirlfinance.com/book You can keep in touch with Leah via her website at https://urban20something.com/raisemyincome and on Instagram @urban20something.com ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

Long-time no solo podcast! On this episode I'm sharing: - Some new Clever Girl Finance updates - How I got intentional with my summer - My assessment of my finances and goals this summer - Some Q4 motivation - PLUS I interview my 5-year-old twins about money! ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

Today's guest is Camilla Banks. Camilla is the founder of HollandLuxe Properties (a real estate firm) and HollandLuxe furniture (a custom furniture company). Camilla started her real estate company in 2017 out of a passion of wanting to help people learn the value of real estate and leveraging credit to build assets, not debt. Prior to becoming self-employed, Camilla didn’t know much about finances or credit and didn’t learn it growing up either and so she went through her 20’s figuring it all out on her own. On this episode, Camilla shares: 1. How she got started in real estate and custom furniture making 2. How she transitioned from getting fired to building two profitable businesses that pay her a full-time salary 3. How she grew her businesses by asking for referrals 4. Why it’s important to not be afraid or shy when it comes to building your business 5. Why you shouldn’t be ashamed to stay at your job while you start your business and how what you learn can apply to your business 6. Her business finance tips that have helped her grow her business How to keep up with Camilla: - On Instagram @hollandluxe - Website: https://www.hollandluxe.com/ ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

It's time for another episode of the Clever Girls Know podcast and my incredible guest today is Alexandra Lebenthal. Alexandra Lebenthal has led companies on Wall Street for over thirty years. Most recently, she was the CEO of Lebenthal Holdings, a diversified financial services firm that included the nation’s largest woman-owned broker-dealer. Alexandra comes from a storied Wall Street family. Her grandparents, Louis, and Sayra Lebenthal, founded Lebenthal & Co., Inc, a municipal bond specialist, in 1925. Her father, Jim Lebenthal, created a mass market for municipal bonds and was known as the spokesman for the industry. One of the most recognizable women on Wall Street, Alexandra is a frequent commentator in the media, an official CNBC contributor, and a highly sought-after speaker on a wide range of topics, including financial services, capital markets, or women-in-business topics. What we discussed on this episode: - Women and money - Her story on wall street - Why money is important for women - Teaching her kids about money - Money tips for new investors - Business tips for entrepreneurs - Changing your mindset about money - Tips on networking How to keep up with Alexandra: - LinkedIn: https://www.linkedin.com/in/alexandralebenthal/ - Her book: Financial platforms mentioned: - Acorns: https://acorns.com - Robinhood: https://robinhood.com/ - Stockpile: https://stockpile.com My blog post: - Things said to me as a female founder that would never be said to a man: https://www.bolasokunbi.com/blog/thing-ive-been-told-as-a-female-founder-that-would-never-be-said-to-a-man ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

The Clever Girl Finance book is officially here(https://clevergirlfinance.com/book)and today, I’m catching up with Melisa Boutin a student loan expert who is featured in the Clever Girl Finance book. Melisa has paid off over $37,000 of her student loans and shares key strategies and tip to establish the right mindset and get ahead of the interest charges that keep most people in the long term cycle of their student loan debt. Check out the student loan courses mentioned: https://courses.clevergirlfinance.com/p/student-loan-basics/ The Youtube video for this episode: https://youtu.be/7VkrEm8Sxbg Keep up with Melisa on her website: https://yourmoneyworth.com And on Instagram @melisaboutin P.S. Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Order your copy (and tell all your girlfriends) - https://clevergirlfinance.com/book It’s available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

The Clever Girl Finance book is officially here(https://clevergirlfinance.com/book)and today, I’m catching up with Brittney Suttle who is featured in the book! Brittney set a goal to achieve a $250k net worth which she has now exceeded and is now in the $300k range. In this catch-up video, she shares her motivations to achieve this goal and what she’s doing to continue to grow her net worth! The Youtube video for this episode: https://youtu.be/JMySvPKyqas Keep up with Brittney on her website: https://www.brittandthebenjamins.com/ And on Instagram @brittandtheb P.S. Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Order your copy (and tell all your girlfriends) - https://clevergirlfinance.com/book It’s available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

The Clever Girl Finance book is OFFICIAL! Celebrate with me at my upcoming book launch party on Thursday, June 27th at 9:00pm EST! HOW TO REGISTER: https://www.crowdcast.io/e/the-clever-girl-finance-book On today's episode of the podcast, I’m catching up with Monica Louie who was on episode 54 of the Clever Girls Know podcast and who is also featured in the Clever Girl Finance book. Monica and her husband paid off $120k of debt in 2 years without making 6 figures, with 2 kids! Fast forward to today, she’s now built a 6 figure business and is living her best life. The Youtube video for this episode: https://youtu.be/uG3Q2vy8Nbk Monica’s podcast episode on Clever Girl Finance: http://bit.ly/2WUGgPN Keep up with Monica on her website: https://www.monicalouie.com/ Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Order your copy - https://clevergirlfinance.com/book It's available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

The countdown to the launch of the Clever Girl Finance book on June 25th, 2019 continues! And today, I’m catching up with Molly Stillman who was on episode 47 of the Clever Girls Know podcast and who is also featured in the Clever Girl Finance book. She shares how she dealt with the various emotions that come with going through the process of paying off $37,000 of debt. She also shares how she created a mindset shift to help her get through it and pay off all of her debt and the way she deals with and thinks about her money today! Today she debt free in both her personal and business, with the exception of her mortgage which she’s working on paying off alongside with her husband! The Youtube video for this episode: https://www.youtube.com/watch?v=QzbJUR86w3o Molly’s podcast episode on Clever Girl Finance: http://bit.ly/2KkdVRj Molly’s podcast: http://businesswithpurposepodcast.com/ Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Pre-order your copy - https://clevergirlfinance.com/book Join our exclusive virtual book launch party!: https://clevergirlfinance.com/book-launch It will be available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

The countdown to the launch of the Clever Girl Finance book on June 25th, 2019 continues! And today, I’m catching up with Dorianne St. Fleur who was on episode 61 of the Clever Girls Know podcast and who is also featured in the Clever Girl Finance book where she shares specific tips on how to get the career of your dreams, career mistakes to avoid and tips to negotiate your salary! TAKE THE COURSE: Dorianne also has an awesome course on the Clever Girl Finance on how to leverage LinkedIn to find a high paying job: https://www.clevergirlfinance.com/courses/how-to-use-linkedin/ GET THE BOOK: Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Pre-order your copy - https://clevergirlfinance.com/book It will be available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide! - The YouTube recording of this podcast: https://www.youtube.com/watch?v=T6KLozgAb5U&t= - Dorianne’s original podcast episode: https://www.clevergirlfinance.com/podcast-episodes/the-strategy-behind-a-career-you-love-that-pays-you-what-you-are-worth/ - To keep up with Dorianne visit: https://yourcareergirl.com

I’m counting down to the launch of the Clever Girl Finance book which comes out on June 25th, 2019. With that mind, here’s another catch-up video with one of the women I feature in the book, Adeola Omole to see how she’s doing now that she’s achieved a net worth of 7 figures. Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Pre-order your copy - https://clevergirlfinance.com/book It will be available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide! - The YouTube recording of this podcast: https://youtu.be/pGh3CnwxtB0 - Adeola’s original podcast episode: http://bit.ly/2VIVt5T - To keep up with Adeola and get her book: https://www.adeolaomole.com/

The Clever Girl Finance book comes out on June 25th, 2019 and I am super excited. I'll be sharing some catch-up videos with some of the women I feature in the book to see how they are doing in the aftermath of them achieving some major financial goals. Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Pre-order your copy - https://clevergirlfinance.com/book It will be available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide! - The YouTube video of this podcast episode: https://www.youtube.com/watch?v=oPbyXpxZB3w - Naseema's original podcast episode: http://bit.ly/2VYlAea - To keep up with Naseema, stop by her website at https://financiallyintentional.com

My guest on the podcast today is Raegan Moya-Jones. Raegan built aden + anais while working a full-time job in ad sales and with only $15,000 in initial capital, and didn’t quit her 9-5 until they hit the $1 million mark in revenue. After working with a manufacturer to have prototypes made of the swaddling blankets, Raegan knew she was onto something after giving birth to her second daughter and realizing the nurses at the hospital had swiped all her samples. Without an MBA, Moya-Jones took a more grassroots approach to build the brand by going door-to-door to boutiques in her spare time to spark interest in her muslin blankets. In 2013, Prince George emerged from the hospital in aden + anais, subsequently causing the company’s site to crash from high demand. On this episode we discussed: - What inspired Raegan to write her new book - What it takes, How I built a $100 million business against all odds - The beginning of her story of how Aiden and Anais started - How she went from being a rebellious young woman, struggles with her mum, not having a high priced MBA to becoming the CEO of a $100 million business. - The issues women face and the stereotype placed upon us despite our ability to build incredibly successful businesses, raise children and more - all at the same time. - Her biggest challenges and successes building Aiden and Anais - Her tips for women to become more successful with money and in business How to keep up with Raegan: - Via her website at https://raeganmoyajones.com - Get her book, What it takes, How I built a $100 million business against all odds In it, she covers: - What it’s like butting heads with investors (or co-founders) - What to really do when you’re running out of money - Experiencing “mum guilt” and what to do with it (wanting to start a business does not mean you love your family any less!) ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

Meet Lauren Jackson. This episode is all about how Lauren went from a medically induced coma to 400k in medical debt and now is on the path to financial recovery. Lauren Jackson is Content Marketing Manager at Self Lender, a fintech startup with a mission to help people build credit, particularly those who might not have access to traditional financial products. She’s a writer who’s passionate about the intersection of business and social good, and believes you can have an amazing life–even if you don’t have the best health or the most wealth. On this episode we discussed: 1. How Lauren’s medical emergency impacted her finances and mindset 2. How she dealt with paying off her $400k in medical debt 3. What she’s doing to protect herself in the future. SIGNUP FOR SELF LENDER: http://bit.ly/2J9BOKF - This is the Clever Girl Finance affiliate link - if you do sign up using this link we get a small commission to help support growing our platform! PLEASE NOTE: The views Lauren share’s in the episode are her own, and do not necessarily reflect the views of Self Lender company. Be sure to stop by https://CleverGirlFinance.com and check out our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Let's talk about buying a home the right way! My guest today is Petal Van Rossum, a dear friend of mine and a licensed real estate broker at Citizens International Realty, a family owned and run real estate company located in Brooklyn New York which she runs with her brother Raul alongside an incredible staff. She’s a graduate of Pace University in New York City and is married with 2 beautiful boys. WHAT WE DISCUSSED ON THIS EPISODE: 1. How to prepare to buy your first home including the type of documentation you need and what state your finances should be in 2. She discusses some of the biggest mistakes she sees people making during the process of buying their first home 3. She also discusses some of the main issues people have that prevent them from being able to buy a home 4. We also get into advice for first time home buyers and so much more! PETAL'S FAVORITE BOOK: Secrets of the Millionaire Mind by T. Harv Eker Order the Clever Girl Finance book: https://www.clevergirlfinance.com/book Join the Clever Girl Finance community: https://www.clevergirlfinance.com

Fo Alexander is a Millennial personal finance expert whose story of paying off nearly $47K in debt in less than 6 months took the Internet by storm. She is the editor and chief of the GirlTalkwithFo blog -  a personal finance platform created to teach women how to dump debt, build bank, and create the life they want. Fo is also the former Miss Black South Carolina 2013, using her platform to promote financial literacy in underserved communities. She is a wife, author, entrepreneur, and host of her newly launched podcast, The GirlTalkwithFo Show. Her mission is to use her life's experiences to help others avoid their own financial pitfalls. On this episode today she shares her amazing story of shifting her money mindset, getting out of debt, and, now, building wealth! Since she took the internet by storm with her $47,000 debt payoff, she’s now paid off over $78,000 of debt - before she turned 30 and while planning her wedding - and on this episode, she shares exactly how she did it. We discussed: - What her financial situation looked like and the catalyst that promoted the change. - The specific things she did pay off her debt. - How she stayed motivated and the specific mindset shifts she had to make. You can keep up with Fo on social media (Facebook, Instagram, Twitter) at the handle @girltalkwithfo and via her website at GirlTalkwithFo.com Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Order the Clever Girl Finance book: https://www.clevergirlfinance.com/book Join the Clever Girl Finance community: https://www.clevergirlfinance.com

On this episode of the podcast I'm sharing some exciting updates on Clever Girl Finance and answering two listener questions! Updates: 1. The Clever Girl Finance book officially has a launch date and it's June 25th AND it's now available for pre-order here: http://www.wiley.com/buy/9781119580836 2. Manifesting my vision of being able to ring the opening bell at the NYSE (New York Stock Exchange) while participating in the Citi Open Innovation Challenge. Listener questions answered: 1. I find it so hard sometimes to speak to my friends about money. I'm on a budget and trying to share the importance of it with them but sometimes I feel alone. How do I deal with this frustration? 2. I feel like all I'm doing is working to pay bills and I feel guilty about rewarding myself. How do I go about dealing with this? Be sure to stop by CleverGirlFinance.com and check out our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance

This episode of the podcast is brought to you by FICO and my guest today is Jenelle Dito! Jenelle Dito is a Director for the FICO Scores team and financial services expert for the FICO® Score Open Access program which empowers lenders to share the FICO® Scores they use to manage customers’ accounts directly with those customers, for free.  As part of the Open Access program, she partners with various organizations on consumer credit education as well as lenders on how to create innovative products and manage exceptional client services. Jenelle works with lenders to help them understand how they can bring FICO Scores and financial health content to their customers, the value of doing so, and helps provide the tools they need from FICO to build new programs themselves. For both general FICO Scores and the FICO Open Access program, Jenelle helps facilitate consumer education tools and content so lenders can empower their customers with greater knowledge. Jenelle also helps manage FICO’s Open Access for credit and financial counselor program. On this episode of the podcast Jenelle shares: - Her personal story with money and what she learned in the process of making her own money mistakes - How people can empower themselves with the knowledge to improve and maintain their credit - And she dispels some of the most common credit misconceptions that are out there. As you listen to this podcast, if you need additional information, be sure to check out the blog post we created in partnership with FICO on how your credit score affects your financial life + an overview of how your FICO score works on the Clever Girl Finance blog here - https://bit.ly/2BJNiiq Be sure to stop by www.clevergirlfinance.com and check out our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Michelle Ives is a long-time listener of The Clever Girls know podcast and she got in touch with me because Clever Girl Finance has been a part of her financial education and she wanted to share her incredible story with all of us! About Michelle Ives: Michelle is a copywriter and brand strategist for her own business, Wordy and Smith. She lives in Sydney with her husband, Andy, and together, they’re well on their way to having saved their first half a million.   Formerly a journalist, Michelle spent over a decade working as a published writer (and a few other odd jobs). She learnt the in’s and out’s of how to build (and market) a successful business through two startups, as their respective Head of Communications. Just like the company's lean marketing budget, Michelle had to learn how to manage her personal one much the same way.   Michelle has a goal of fully retiring by the time she is 35, living solely off of the passive income generated through her assets in savings, property, shares, and superannuation. This will allow her to travel freely, volunteer full-time for causes she is passionate about and write for passion, not profit. To date, Michelle and her husband Andy, have saved and invested well over $400k, with another $100k rapidly piling up - and a clear strategy for success. What Michelle discussed in this episode: - The reasons why retiring early is a goal of hers. - How observing her husband was the turning point that caused her to take her finances seriously - What the experience of saving has been like, as well as the life-changing mindset and habit shifts she adopted to reach those numbers and much more. How to keep up with Michelle: - You can find Michelle on her website at https://thatgirlonfire.com/ - On Instagram: That Girl On Fire (@thatgirl_onfire) - On Facebook: That Girl On Fire (@TGOFire)

Today's episode is all about negotiating. Negotiating is an important skill set to have whether you are a professional or entrepreneur and Devon Smiley, shares on key tips on how to get good at it! About Devon Smiley: Devon is a negotiation consultant for entrepreneurs, startups and professionals who are sick of settling, and ready to go after what they want, need and deserve. 
 She’s distilled nearly 15 years and $5 billion of negotiation experience into accessible and actionable guidance that helps you build the skill set you need to make the ask with confidence.
 Her expert advice has been featured in the New York Times, Glamour magazine, the Chicago Tribune and has helped clients including Mars Chocolate and Rolls-Royce. A strong believer that negotiation isn’t just about boosting bottom lines, Devon works with pro bono partners including UN Women and The Clinton Foundation. On this episode Devon: - Breaks down the biggest mistakes women make when it comes to negotiating and advocating for themselves as entrepreneurs and employees - How to negotiate through difficult situations - Shares specific steps you can take to begin mastering negotiations - Her top money tip for entrepreneurs (that changed her life) The negotiation books Devon mentions: 1. Hilda: http://hildathebook.com/ https://www.amazon.com/Hilda-Tackle-Naysayer-Unleash-Badassery-ebook/dp/B01KR2T4GG/ 2. Captivate: https://www.amazon.com/Captivate-Science-Succeeding-People/dp/B06XK2P1WG How to keep up with Devon: - You can stay up to date and contact her via her website at DevonSmiley.com Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Be sure to stop by https://clevergirlfinance.com

Happy new year! the new year is a great time to create a solid strategy to help you achieve career success, and we'll be doing just that in today's podcast episode! Fran Hauser is a media executive, startup investor, and advisor. She’s also the best selling author of the book, Myth of the Nice Girl: Achieving a Career You Love Without Becoming a Person You Hate. Her investment portfolio consists of 20 companies, 18 of which are female-founded and Fran has held senior positions at some of the world’s largest digital media businesses, some of which include PEOPLE, InStyle, Entertainment Weekly, and AOL. She’s was named one of Business Insider's "30 Women In Venture Capital to Watch in 2018." Fran and The Myth of the Nice Girl have been featured on a wide range of outlets including NBC’s Today Show, CNBC, PEOPLE, Fortune, TIME, Fast Company, Oprah.com, Business Insider, Elle, and many more. On this episode Fran shares: - Why she wrote her book “The myth of the Nice Girl”, as a resource for women - A personal story of overcoming a difficult situation during her career - The mistakes women make when it comes to proving their value at work and how to do things differently - How to balance being ambitious without being labeled bitchy and so much more How to keep up with Fran: - You can follow Fran’s latest updates on her website at https://www.franhauser.com and on Instagram and Twitter at fran_hauser Get Fran’s book: - The Myth of the Nice Girl: Achieving a Career You Love Without Becoming a Person You Hate - https://amzn.to/2Tx4Jte Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Be sure to stop by https://clevergirlfinance.com

It's that time of year again to reflect, count your blessings and set fresh goals that you want to achieve in 2019 as you pursue your financial success! On this episode, I'm sharing some key tips and tricks to help you actually accomplish your 2019 goals in addition to some awesome updates. You don't want to miss this one! What I discussed this episode: - The Clever Girl Finance book (woot woot) which is officially coming soon. - Some of the amazing things that happened for Clever Girl Finance in 2018 including being featured on Time.com and having a 2-page feature spread in Money Magazine. - My goals for 2019. - How to set goals the right way for the new year. - Critical mistakes to avoid when pursuing your goals. - Key things you should be doing to actually accomplish your goals and much more! Be sure to stop by CleverGirlFinance.com and check out our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance

This episode is all about curbing your emotional spending and to have this conversation, my guest on the show is certified financial coach, Ericka Young. Ericka is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She is a certified financial coach and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. She is also the author of the best-selling book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have”. What we discussed this episode: - On this episode, Ericka and I had a conversation on emotional spending and how it can derail your finances - She shares examples of her own emotional spending including upgrading her car vs. repairing her car, essentially trading a $1,000 repair for a $20,000 car loan and her husband having to take her credit card away from her. - She shares how she worked through dealing with her emotional spending, and how she was able to adjust her mindset about money in order to pay off that nearly $100,000 in debt alongside her husband. - She also shares what it’s like to live a debt-free life, one she has lived for the last 10 years, and provides actionable tips on how you can accomplish the same thing too including how to make yourself accountable, being ok with your emotions as a woman, being mindful of the positive emotions that can trigger emotional spending and more. How to keep in touch with Ericka: - You can keep in touch with Ericka on her website over at http://tailormadebudgets.com where you can also download her free ebook “Have your cake and eat it too”. Be sure to stop by CleverGirlFinance.com and checkout our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance

Kara is the founder of The Frugal Feminista, a NYC-based personal finance and personal development company committed to helping women live life on their own terms unapologetically. After climbing her way out of $65K worth of student loan and credit card debt, and building up her financial reserves, Kara soon saw the link between personal power and financial freedom; and wanted to inspire and educate women around the world to do the same. She is also the author of Heal Your Relationship With Money, Unmasking the Strong Black Woman, and The Happy Finances Challenge (forthcoming) Don’t Let Him Touch Your Assets. What we discussed this episode: - How her mom’s personal experience around men and money impacted her own money story including how she started hoarding money as a result. - What she did to pay off $65,000 in debt and how she was able to overcome her negative mindset around money by testing out the theories that had been impressed upon her about money to determine was true and what was not. - We also talked about how going through this deep assessment of her money beliefs and her experiences with money (including seeking therapy) changed her life. How to keep in touch with Kara: - To contact Kara and get access to her books and freebies including her free 5 day financial rest plan visit her website at thefrugalfeminista.com Be sure to stop by CleverGirlFinance.com and check out our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance

I’m excited to share my good friend Kalyn Chandler with you! She’s the founder and CEO of Effies Paper :: Stationery&Whatnot (https://effiespaper.com) - A lifestyle brand that creates stationery and other products that are a unique mix of casual elegance, motivation and social conversation that make using them fun and engaging. Her products are sold in over 70 stores nationwide which is a pretty big deal and so I’m excited to have on to share her story and business advice with all of us. Kalyn is one of my cohort sisters from the business incubator I completed earlier this year and we’ve become really good friends as a result. What we discussed this episode: On this episode Kalyn shares her personal story around starting her business including: - How she went from working as a lawyer at one of the biggest law firms to starting Effies Paper - especially as she quit her job without knowing what she was going to do next and how she figured it out. - Her biggest challenges and successes - What it means to let go of control to run a successful business - How to stay the course on what you’ve planned for your business and not get distracted by the shiny object syndrome - Saying yes to everything vs saying no and how to deliver your no. How to keep in touch with Kalyn: - On her website at EffiesPaper.com - On Instagram at @effiespaper Check out our online courses at www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Follow Clever Girl Finance on Instagram at www.instagram.com/clevergirlfinance

Meet Stacey Flowers, a TED speaker, internationally sought after speaker, author and life coach. Her personal mission is to inspire you to create real happiness. She's an eternal optimist who’s committed to helping people live beyond preconceptions and limiting beliefs. Stacey uses her own story and experiences to empower others with tools to improve their lives. She's an incredible woman who is taking charge of her life and her finances by focusing on aggressively paying down her debt despite starting a new business and earning a low income at the time of this recording. In this video Stacy shares exactly what’s she’s doing to succeed including: - Mindset shifts she’s had to make to support her growth - How having and recovering from a serious illness changed her perspective on how she was dealing with her finances. - Her long-term goals - How and why she’s going to succeed - What she’s teaching her son about money How to keep up with Stacey: - You can keep up with Stacy on her YouTube Channel - https://youtube.com/staceyflowers and on her website at https://www.staceyflowers.com Check out our online courses at www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Follow Clever Girl Finance on Instagram at www.instagram.com/clevergirlfinance

Michelle Bobrow is a podcast listener and the founder of the Holistic Wallet. She started out working in the financial industry with a job she took on to pay off her student loans and got to experience predatory financial behavior and how these behaviors exhibited by certain financial industry players set people up to fail unless you beat them at their own game. She also found that traditional financial advice didn’t work for her despite being careful with her spending because the traditional advice was just overly complicated. On this episode, Michelle share: - Her personal story with money - How traditional financial advice can be overwhelming, how to manage the complexity and what you can do to simplify your financial life - How to feel inspired to make the change necessary to build real wealth and more! You can keep up with Michelle via: https://www.theholisticwallet.com/ Facebook.com/theholisticwallet Subscribe to www.CleverGirlFinance.com. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

On this episode of the podcast, my guest is Vickii Onabolu and she’s an incredible baker from the United Kingdom. She also happens to be one of my best friends and I’m honored to have her share her business story on how she transitioned from managing her baking business on the side while working a full time job to becoming full time business owner and pursuing her dreams of baking the incredible cakes that she’s known for. On this episode Vickii shares: - How she got into baking - What it took for her to be able to run her business full time including how she planned out her finances - Her biggest challenges and successes as a business owner so far - Specific things she’s doing to grow her business - Her approach to being positive and dealing with stress and so much more! How to find Vickii and Ermioni’s Bakeshop: http://www.ermionisbakeshop.com/ https://www.instagram.com/ermionisbakeshop/ https://www.facebook.com/ermionisbakeshop email: hello@ermionisbakeshop.com Vickii’s favorite podcasts: - How i built this: https://www.npr.org/podcasts/510313/how-i-built-this - Girl boss radio: https://www.girlboss.com/podcast - She means business: https://femaleentrepreneurassociation.com/?s=podcast - WSJ Secrets of wealthy women: https://www.wsj.com/podcasts/browse/wsj-secrets-of-wealthy-women Subscribe to www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Today’s episode is all about fashion and style on a budget! I thought it would be a great idea to lighten things up by discussing something we all want to do everyday and that’s looking and feeling good. To have this conversation with me today, I’ve brought in an amazing style expert and friend of mine. Her name is Janie Medley and she’s the fashion and lifestyle blogger (and also the incredible florist) behind Medley Style. Janie inspires women of today to not only shop smart, but to shop their own closets and in the process, define their own personal style. She proves that you don't have to "break the bank" to have style. On this episode Janie shares: - A little bit about her money story growing up - Why she loves fashion and style - Where to start when it comes to building a fabulous wardrobe on a budget - What is worth splurging on and what isn’t - Her favorite places to shop and more! How to keep up with Janie: - You can keep up with Janie on her incredible Instagram page: https://instagram.com/medleystyle and also on her amazing website https://www.medleystyle.com Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Today’s episode is in partnership with Thrivent Student Resources (https://www.thriventstudentresources.com) which is a thriving hub of tools and resources related to helping you achieve your college dreams with as little debt as possible whether you’re going to a trade school, local university, vocational school or any other form of higher education. And the reason why I was interested in doing this collaboration to talk specifically about student loans is because the student loan crisis is real - many of you who listen to the podcast are dealing with large student loans or have children approaching college age and I thought it would be great to have someone from Thrivent Student Resources come on to the podcast to share what you can do to successfully minimize and manage your student loans & still achieve your financial goals. And so my guest today is Susan Farrell, the Vice President of Curriculum Design for Thrivent Student Resources where she provides leadership for educational efforts. She conducts webinars and workshops on ways to reduce student debt payments and on topics like how to pay for college without sacrificing your retirement. She also designs curriculum that educates students and parents about planning for college, paying for college, and preparing for life after graduation. She is also a member of the education finance target market – being the mother of two college-age children. On this episode Susan shares: - How she’s educated her children on managing their student loans. - Specific advice for students approaching college age, students in college, college graduates and also parents on managing student loans. - Key resources that can help you make the best decisions around your student loans and how you approach dealing with them. - How to continue working towards your financial goals while paying down your student loans. The tools and resources we mention on this episode: - 5 Steps to prepare your finances for college and minimize your student loans: https://bit.ly/2tt9gm1 - The college savings estimator tool: https://bit.ly/2LieNT7 - The cost of college comparison tool: https://bit.ly/2mjwnLL - GradPath - Crowdfunding your college education: https://bit.ly/2KY98Wj Learn more: - Thrivent Student Resources has an incredible community you can join to take advantage of more insights, tools and resources by becoming a registered user at https://www.thriventstudentresources.com/ Subscribe to www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Elin is a purpose-driven business leader, author, entrepreneur and podcast host who believes in the power of story to elevate brands and individuals. She’s the CEO of White Knight Productions a company that produces video content for businesses, she also has her own podcast called “Ready, Set, Grit” - a podcast that inspires people to live their lives on purpose. In addition, Elin is passionate about entrepreneurship and helping others and her vision is to create a virtual ecosystem where entrepreneurs and solopreneurs are supported by a strong community, regardless of geographic location, and where women and girls in particular can find inspiration and guidance to forge their own unique path and realize their full potential. On this episode Elin shares: - Her personal story and the life changes that led her to starting her own business - The major business and financial failure she faced that almost crippled her - As well as her top business and financial tips for women in business Resources Elin mentioned: Score, Free Small Business Advice: https://www.score.org/ U.S. Small Business Administration: https://www.sba.gov/tools/local-assistance/sbdc Goldman Sachs 10,000 Small Business Program: https://10ksbapply.com/ Where to find Elin: - whiteknightpro.com - elinbarton.com Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

I'm sharing more insights to my life and background and who I am to do what I do particularly around pursuing my personal goals and building the Clever Girl Finance platform to help other women. Enjoy listening!

Bobbi Rebell is a Certified Financial Planner and the host of the Financial Grownup podcast. She is the author of the best-selling self-help and personal finance book called “How to Be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom”. In addition, she’s a keynote speaker, conference emcee, brand ambassador and a moderator. She’s also an award-winning TV anchor and personal finance columnist and has worked at Thomson Reuters, PBS (Nightly Business Report), CNN and CNBC and has also been featured in several publications most recently in Cosmopolitan and Forbes. I just love Bobbi, she has such a bubbly personality and she tells it just like it is. On this Episode Bobbi shares: - Her personal story with money and how she was raised including her family’s immigrant dream story and the expectations placed on her surrounding this dream. - What it really means to be a financial grownup. - Her worst financial decision which had to do with marrying the wrong person and what it means to marry the right person. - Her best financial decision. - Plus, her thoughts on prenups! You can learn more about Bobbi and listen to her podcast at: http://www.bobbirebell.com/ You can also find her on Instagram @bobbirebell1 and on Twitter @bobbirebell Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Adrienne Garland is the CEO and Founder of She Leads Media, a media and marketing consultancy dedicated to enhancing the visibility and influence of women entrepreneurs and leaders around the world.  The mission of She Leads Media is to inspire, educate and showcase women as the leaders we are through in person conferences, events and an online community. And on this episode Adrienne and I have a very honest conversation about our experiences in our past careers and our journeys so far in business. We talked about: - How corporate america is organized from a very male perspective for instance, having maternity leave isn’t enough to make a company a good place to work. - Why women should be thinking of other women as they build and scale their businesses. - Her journey in business including starting out with no idea how to start a business. - Going through the motions of building a successful business from not yet earning what she’d like to mental blocks & mindset shifts to charging what she’s worth. - In addition, Adrienne coaches us on how to execute the perfect pitch. You can learn more about Adrienne and her upcoming conferences on her website at sheleadmedia.com You can also find her on Instagram and Facebook @Sheleadmedia. On Twitter @Sheleadsit and on LinkedIn by searching Adrienne Garland. Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

In this episode I'm sharing how I've simplified my finances by automating things despite my inconsistent income and how not automating was causing me to drop the ball around my savings and investing especially because I have so many things going on and what you can do if you are experiencing something similar. I'm also sharing an update on the progress I've made with the Clever Girl Finance book :) As a reminder (or if you haven't already), stop by the show notes pages for the detailed blog post I also wrote on managing my finances: https://www.clevergirlfinance.com/podcast-episodes/how-i-automate-my-finances-on-an-inconsistent-income Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Meet Art Steele. Art is an estate planning and intellectual property attorney who has been practicing law for nearly 10 years. She left corporate America to launch her own law firm in 2014 and recently founded ArtSteele.co - an online resource that provides creatives with simple legal solutions.  She is dedicated to helping creatives legalize their business through the information she provides on her blog.   What we discussed on this episode: - Why estate planning matters and why its not just for celebrities and millionaires -The first things you need to do (including documents to have) to ensure you have a plan in place for your loved ones to access your finances and assets in the event of an emergency - What happens to your money when you are no longer here without an estate plan - How to put an estate plan in place Full show notes here: https://www.clevergirlfinance.com/podcast-episodes/establishing-generational-wealth-estate-planning-101 Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Meet Adeola Omole, a podcast listener in Canada. She is a lawyer and wealth coach who has made it her life’s mission to help educate women about personal finance matters related to money management, investing strategies and debt management options. Adeola and her husband paid off $390,000 in debt including student loans, car loans, a line of credit, credit cards and their mortgage and now, they have 7 figures in assets now. She decided she had enough of living on the edge of financial ruin and made a plan to pay off her debt. Unfortunately, she had just lost her job and was unemployed for 18 months and her husband’s income was only $30,000 at the time but despite this challenge, they got aggressive with their debt pay off by selling things they didn’t need, and finding ways to increasing their income. They eventually pay off their debt including their mortgage while only earning $70,000 in total together. They then transitioned everything they learned into building a million dollar empire. In this episode Adeola shares what it was like going through the motions paying off her consumer debt in 3 years and her mortgage over 12 years. She also talks about what she and her husband did to build their million dollar empire and the advice she would give her younger self. - The books discussed in this episode are: The intelligent investor Warren Buffet invests like a girl Find them here: https://www.clevergirlfinance.com/podcast-episodes/adeola-omole-went-from-6-figures-in-debt-to-millionaire-status - How to keep up with Adeola: You can keep with Adeola on her website at https://www.adeolaomole.com, on Instagram at @adeolaomoleb and on Facebook at adeolaomolefan You can also join Adeola’s mailing list so you are the first to know when her new book launches. Title - 7 steps to get out of debt and build wealth! Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Dominique Broadway is an award winning Personal Finance Coach, Speaker, Finance Expert and the Founder of Finances Demystified & The Social Money Tour. Dominique has received various accolades such as the Top 30 Under 30 in Washington DC and the Top Financial Advisor for Millennials in the US. Dominique’s demystified financial advice, has been highlighted on Yahoo!, Huffington Post, Forbes, USA Today, Black Enterprise, Marketwatch.com, Ebony Magazine, Levo League, Refinery29 and other media outlets. She has a strong passion for working with young professionals, entrepreneurs and people of all ages to bring their Dreams2Reality. - In this episode Dominique shares: Her personal story and the steps she took to transition from being a full time employee to a full time business owner with her own financial planning business and how she almost started a cupcake business instead! However, when she realized finance was her calling, she got her business up and running in a week but then she went broke shortly after. She discusses what happened, what she learnt and how that experiences helped her business grow to where she is now. She shares valuable business and financial tips for those of you looking to start your own businesses, including how not implementing what you are learning out is wasting your time. - How to keep up with Dominique: On her website at http://dominiquebroadway.com/ Via her course at https://wealthbuildingcollective.com/wbc and on Instagram at https://www.instagram.com/dominiquebroadway/ Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

My guest today is Keenya Hofmaier. Keenya is originally from Milwaukee, WI and spent three years working in New York City before moving to Paris in 2013 on a whim!  She is a self-proclaimed “multi-passionate creative” and she released her first book, 30-Day Connect, in 2017. In addition, she participates in various conferences and speaking engagements around networking, leadership and women's empowerment. Keenya is also podcast listener, which is how we met, and she saved $30,000 over a short period of time which allowed her to make that big move to Paris to live her dream life essentially. In this episode Keenya shares: - Her background with money - Her mindset starting with being able to get her college education paid for on scholarship - What she did to save that $30,000 - Her financial goals while living in another country - And she also shares her financial mistakes and lessons learnt and where she see herself and her finances in the next few years and advice for women who want to pursue a similar path to what she’s been able to accomplish. How to keep in touch with Kenya: On her website at Keenyahofmaier.com and on IG and Twitter at @its_keenya You can also grab her book at  www.keenyahofmaier.com/30-day-connect Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

On this episode, my guest is America's Money Maven, Patrice Washington. Patrice is a best-selling author, a captivating speaker and hope-restoring coach to women who want to do good work in the world, but believe they deserve to earn damn good money doing it. She’s been the personal finance expert of both Steve Harvey’s radio and television shows since 2014, as has appeared in dozens of media outlets such as Dr. Oz and Fox & Friends.  She’s also been featured in hundreds of online and print publications including the New York Post, Cosmopolitan, Essence Magazine and so much more. Her work has literally touched millions of people worldwide. On this episode Patrice shares her personal story about losing everything she had in the 2008 recession and what it really took for her to come out of it. She talks about her faith and her mindset and the reason for her success now and what it really means to chase purpose, not money, and how that has made all the difference in her life and can make all the difference in yours. She also shares what she’s teaching her daughter about faith, purpose and financially success. Patrice's website is http://www.patricewashington.com For the books, tools and resources mentioned in this episode and for more ways to keep up with Patrice, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/finding-your-purpose-and-building-real-wealth-with-patrice-washington ]\If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

As a money expert, I get asked a lot about how I manage my personal and business finances from budgeting to saving to investing to paying myself a salary and so I'll be sharing what I do in this podcast episode. I’m also sharing the latest with Clever Girl Finance and some personal updates as well. Enjoy listening! For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/how-i-manage-my-finances Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

My guest on today's episode of the podcast is Rochelle Graham-Campbell. She is the co-founder and CEO of Alikay Naturals and has been coined a “beauty pioneer” by Essence Magazine. She is a YouTube guru with over 100k subscribers and 15 million views on her channel as well as an influencer, philanthropist and speaker. She started Alikay Naturals alongside her husband who is her co founder with only $100 initial investment and has since built it into a multi million dollar brand carried in over 150 locations worldwide at places like Target, Rite Aid, Kroger and CVS and in countries like France, Netherlands, Canada, United Kingdom, Jamaica and Bermuda. - On this episode Rochelle shares: 1. How she started Alikay Naturals with only $100 while in college working multiple jobs including waiting tables at Olive Garden, delivering newspapers at night and working as a CNA. 2. She shares the step by step approach on how she built her business from $100 to millions of dollars with no outside investment and is still operating as a debt free business 3. She talks about her biggest business challenges and successes 4. How to not get hung up on perfection and instead focus on creating your best product based on what you have despite any financial hangups you might have. 5. What financial freedom looks like for her 6. 3 pieces of advice for entrepreneurs starting from the bottom up with nothing hoping to achieve her level of massive success The Alikay website is http://Alikaynaturals.com For the books, tools and resources mentioned in this episode and for more ways to keep up with Rochelle, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/how-rochelle-built-a-multi-million-dollar-business-with-100-dollars If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

On this episode of the podcast my close friend Joy and I talk about finding joy in failure, specifically financial failure because life happens and we all make mistakes but then what? Joy is one of the happiest people you’ll ever meet and is a former banker turned beauty executive turned joyful uplifter, whose life’s work is to inspire people to live a life full of beauty and joy no matter what! She has been coined the Iman-meets-Oprah of her generation and her intention is to make failing less taboo and more fun. She lives by the mantra ‘every failure is a pathway to joy’, and is inspired every single day to infect the world with unconditional joy. On this episode Joy shares what finding joy in failure really means, her own financial failures and the lessons she learnt including what she did to overcome them as well as the key actions you can take to find joy regardless of the type of failure you have experienced. Joy's website is https://thejoyinfailure.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/finding-joy-in-financial-failure If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher and you can also check out episodes and videos on my YouTube Channel here - https://www.youtube.com/clevergirlfinance Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

This episode of the podcast is all about the balancing act of building a meaningful life and business and the relationships involved and to have to conversation, my special guest is Monique Melton. Monique is a business coach, relationship expert, published author of the book EntrepreFriendships, a motivational speaker and diversity advocate. She supports creative business owners in building profitable and purposeful businesses while maintaining healthy relationships. She is a natural big-bold dreamer, a woman of faith, a proud Navy wife and loving mother to two little ones. Monique and I have an honest conversation about what it really takes to build a meaningful life and business and managing the relationships that make it happen including valuing your relationships, focusing on your personal development and self care, learning to say now and more. She shared how she went from being a new mom with two small children simply wanting to make $1,000 a month to letting go of her money mindset blocks and becoming a business powerhouse going above and beyond for her clients and doing more in her community and for her family. She talked about why she focuses on business and relationships specifically around personal development and how it ties into building a really meaningful business. She also shares the importance of understanding your capacity around what you can and cannot do to avoid comparing yourself to others and overwhelm. Monique's website is http://moniquemelton.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/building-a-meaningful-life-and-business-and-managing-the-relationships-that-make-it-happen If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

On this episode of the podcast I'm excited to share a review of just how my Q1 went including what went well and what didn't and what I'll be focusing on next. I share the latest on my first Clever Girl Finance Book, how the Clever Girl Finance event in New York went, the vacation I recently took and how my business kept running while I was away and more. In addition, I also share a few quick tips to help you run your own Q1 assessment so you can set the stage for an incredible rest of the year. If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

Meet Yuri Gibson. She is a designer and digital product guru who teaches other people how to create side hustles that mean business. Her first taste at hustling was working two jobs while attending college full time for seven years. She then graduated in a tanking economy which lead her down a career path she hated. That caused her to make a decision that would change her life - she moved aboard to teach English in South Korea and that's when her side hustle journey began.  After living in Korea for three years, and turning her design business into a digital product empire, Yuri's has a new day hustle - she's now a flight attendant! She now gets paid to travel the world while running a serious business on the side.  In this episode, Yuri talks about her personal story including how she got through college and how she wound up in South Korea. She shares the difference between a side gig and a side hustle, why you should start a side hustle, the industries that can earn you the most money, what it takes to start your side hustle for just $80 a month and her all time favorite tools to help make your side hustle a knock out success. Yuri's website is https://www.viayuri.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/side-hustle-your-way-to-wealthy-with-yuri-gibson If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

Regina Byrd is an accountant, motivational speaker, author, business owner and financial educator. Her company, Prosper with Regina, helps high school and college students learn financial literacy empowering them for a life of financial success. Outside of her many businesses she also gives back by speaking to children at local libraries about finances.   She understands the hurdles that young people must overcome to have a good financial head start after college. She believes that everyone should stay young, fabulous and prosperous no matter what age they are! On this episode of the podcast, Regina shares her own personal story and talks about how parents can teach their children about money regardless of how old they are, teaching children self control and delayed gratification as well as specific ways to do it and why it’s critical to set the stage for your children’s financial success. Regina's website is http://www.prosperwithregina.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/raising-your-childrento-be-financially-successful-grownups If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Stefanie O’Connell is a nationally recognized millennial money expert and author of the book, ‘The Broke and Beautiful Life’ and she has appeared on CBS News, Fox & Friends, ABC World News and The Dr. Oz Show. Her work has also been featured in The Wall Street Journal, The New York Times, Glamour, SUCCESS magazine, Oprah Magazine and various other print and digital media outlets. She’s all about helping women on how to develop rich habits and feel as confident with their money as they do in the rest of their lives. On this episode of the podcast Stefanie shares how she found herself broke and living paycheck to paycheck in New York city and how an expensive visit to the dentist’s office was the awakening for her to turn her financial situation around. She talks about pursuing her passion as an actor and having the experience of a lifetime but being limited by the financial instability of not earning enough and how she turned that limitation into an outlet to achieve financial success by deciding to start really paying attention to her finances and the type of life she really wanted for herself and taking a new approach to get there. She’s now transitioned into a full time business owner with StefanieOconnell.com and she share exactly how she went from acting to finance. Some other things we touched on include business budgeting and diversifying your income. I had such a great time recording this episode with Stefanie as you’ll hear from how much we were laughing. Money is such a serious topic that sometimes you just have to laugh about it. I hope you guy enjoy this episode as much as I enjoyed recording it! Stefanie's website is http://StefanieOconnell.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/from-living-paycheck-to-paycheck-to-building-a-successful-full-time-business If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

Have you heard that the average millionaire has 7 streams of income? Well you heard right! On this episode of the podcast, I’m discussing the different types of income streams and sharing examples for each of them. Ideally, your wealth building strategy should be a based on a combination of four actions taken consistently that I would describe as the four pillars of wealth building and they include:   1. Reducing your expenses (debt, living expenses etc) 2. Budgeting properly 3. Increasing your income 4. Putting your money to work for you the right way Increasing your income allows you to pay off your debts faster, save more and invest more. It can greatly accelerate the time it takes for you to accomplish your financial goals so much more than if you were just solely focused on reducing your expenses. So listen in to learn about the types of income and different avenues through which you can increase your income and accelerate your wealth building journey. Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

On the podcast today I'm going over some key situations that will require you to review your budget in detail. Budgeting is a key financial action when it comes to building wealth. Your budget helps to guide your spending and saving decisions and basically helps you stay on track with your financial goals. As you get comfortable with creating a new budget in advance of every new month (because no two months are alike), it's important to keep in mind that certain situations might require you to review your budget in detail or even completely overhaul it so listen in :) Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

Weddings can be very, very, expensive and today, my guest is a listener of the podcast and also an expert wedding planner who is sharing some amazing wedding planning insights. Her name is Tereill Peay of CaterToTheBride.net and she’s all about helping you get creative (and cost effective) when it comes to planning the wedding of your dreams. Tereill saved $20,000 while planning her wedding by getting a portion of her wedding sponsored and she’s mastered exactly how you can create the wedding of your dreams. in this podcast episode, Tereill shares her own personal wedding planning story that lead her into the business as well as tips on: 1. How to be a guest at your own wedding 2. How to get your wedding sponsored 3. How to raise money for your wedding - 4. How to manage your costs on a fixed budget 5. How your wedding planner can pay for themselves Terreill's website is http://www.catertothebride.net For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/creative-ways-to-have-the-wedding-of-your-dreams If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

On this episode I’m sharing a couple updates on what’s happening at Clever Girl Finance including the fact that I’m writing my first book! - What I covered on this episode: I’m get into answering some of the questions that have been sent to me and they include questions on: 1. How to end living pay check to pay check when you earn a good income. 2. Where and how to properly save for vacations. 3. The difference between investing and trading. 4. How to manage being an entrepreneur and an introvert. The website I mentioned to compare bank account reviews and savings rates is BankRate.com Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance over at www.clevergirlfinance.com

When it comes to personal finance the main focus is typically on the outcome - the financial success but it’s also very important to discuss the transitions and emotions that leads you to that financial success and what it feels like to be on that journey including the peaks and valleys. To have this conversation, I’ve invited an amazing lady and friend of mine Xenia Viray. Xenia is the owner of a women’s clothing boutique in Brooklyn called Myths of Creation (mythsofcreation.com), focused on building community and teaching women how to empower themselves. On this episode, Xenia and I have a very honest conversation about her money story and on money in general. She shares her emotions around money, how she’s gotten to the point where she feels deserving of financial success and financial wellness. She shares the role money played in her upbringing, the lies she was telling herself about money, why she wasn’t putting money on the top of her priority list and her changed thinking around money and her goals for financial success now and in the future. I also got completely vulnerable with Xenia she pulls it out of me) in our conversation about my personal challenges around being deserving and proud of my financial success. - How to keep in touch with Xenia: Follow her on social media @shopmythsofcreation and on her website at mythsofcreation.com - Stop by her store at: Myths of Creation Brooklyn 421 Graham Ave, Brooklyn NYC - The podcast episodes Xenia mentions: Unmistakeable Creative - https://apple.co/2BXwCG3 Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

The topic of divorce can be very touchy and even considered taboo but is a topic that needs to be discussed especially because 1 out of ever 2 marriages in the United States ends up in divorce. To have this conversation, my guest on this episode of the podcast is Cassandra Cadeau. Cassendra is the CEO of Gifted Financials (giftedfinancials.com) an organization that helps women learn how to effectively manage their money and live a lifestyle of financial abundance. She’s also the founder of the legacy crew movement, a platform where women also learn how to teach their children and loved ones how to also improve their finances. - What we discussed on this episode: In this episode, Cassendra and I talked about how emotions can cloud your judgement and cause poor financial decisions pre, during or post a divorce and how to manage it all to make sure that despite the emotional turmoil you are able to make sound decisions. We talked about making sure you understand the full picture of your finances as a couple in your marriage, how to get your finances in order after a divorce, picking yourself emotionally and get back on your feet financially if the process took a toll on your finances. Cassendra also shares her personal story, of going through divorce, how she handled it, what she did to keep it together for her 3 daughters and how she came out not the other side financially stable. - How to keep up with Cassendra: You can keep with Cassendra on her website at http://giftedfinancials.com and take advantage of her free 20 minute phone consultation at http://bit.ly/bookmyfreeconsult Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

Today’s podcast is focused on helping you prepare your resume as you look for a new job or if you are looking to transition careers, because your resume is the first touch a recruiter or the HR department at a company has with you and getting employed especially at the right job ties heavily into your personal finances. To speak on this important topic, my guest today is Lauren McGoodwin, the founder of careercontessa.com which she founded in 2013 after working in recruiting for a tech company and experiencing a gap in career development resources for women who might be job searching, soul searching, leading and managing, or trying to find new ways to advance within their careers.  Lauren's career expertise has appeared in Forbes, Business Insider, Fast Company, Refinery29, and more. Career Contessa now helps over 1 million women navigate their careers each year though original career advice, job opportunities and an inside look at companies hiring, online career classes, and access to expert career coaches—all tailored to the needs of professional women. On this episode Lauren shares the details of how she started Career Contessa, her career journey and how she transitioned out of her full time job to launch CareerContessa.com. She also shares some really important advice and details on how recruiters find you, why your linked in profile is REALLY important, the makings of the perfect resume, what should 100% be on your resume and what shouldn’t, whether you should have a 1 page or 2 page resume, whether recruiters want to see your photo or your address on your resume and so much more. The course Lauren mentions: - 24 hour resume makeover course - http://bit.ly/2E0jsst - Use coupon code RESUME10 To keep up with Lauren and learn more about Career Contessa: - Stop by the website at CareerContessa.com - Follow them on all social media: @careercontessa Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

It's tax season ladies! Receiving a tax refund check can make a big difference towards improving your finances and achieving your financial goals, so it's a good idea to create a clear plan for what to do with your refund in advance of receiving it this way all that money doesn't just slip through your fingers unaccounted for and on this episode I'm sharing a few suggestions to help you out. Also, I'm sharing some of the most commonly overlooked tax deductions that you should keep in mind when you are filing your taxes so you don't leave any money on the table. Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

**Just a heads up if you are listening with small children there is adult language in this episode.** Sharon Beason is a serial entrepreneur, national speaker, educator, holistic business strategist and the founder of Womeneur.com. She’s known for ‘telling the hard stuff that you don’t want to hear, but that you need to hear’ and she fuses her no-nonsense, in-your- face and personable style to connect with her audience - which is exactly what she did on this episode. With over a dozen years in a corporate, supervisor accounting role and ten years paving her own path as a problem solver, trailblazer, connector, educator, educator and most importantly real-life, roll up your sleeves and let’s get this done experience, Sharon knows it takes to do all of the aforementioned and more to be successful at being your own boss and she doesn’t sugar coat what’s needed for the journey. On this episode, Sharon shared her personal story and where Womeneur came from, how fears set women back from achieving their dreams of building successful businesses and what to do about it, what it really means to “hustle” and how your mindset ties into it all, how to get past self limitations and the day to day actions you can take and so much more. Sharon's website is http://Womeneur.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/no-nonsense-advice-on-ending-the-crazy-building-a-truly-successful-business If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

On this episode my guest is the amazing Tai McNeely who is the founder of hisandhermoney.com, alongside her husband Talaat. They also have an incredible podcast and YouTube Channel called “The His & Her Money Show”. In this episode Tai shares the initial challenges she faced managing money in the early days of her marriage including working with her husband to pay off over $30,000 of debt in their first year of marriage. We talked about how financial roles can change in a marriage, setting goals as a couple, managing disagreements about money etc and Tai shares some key advice on how to be successful doing all of these things together with your significant other - the key ingredient? Communication. We talked about the guilt women feel taking the back step in their marriages or as stay at home moms and why it’s important to understand the value of all you do as a wife and as a mother as well as the value of what you contribute to your family. We also talked about why it’s important that you are both involved in your household finance. Tai also shared some of her big accomplishments that put her on the path to financial success including paying off her 1st car in just 11 months which she purchased for $13,000 at the age of 19 and putting herself through college debt free. How to keep up with Tai (and her husband Talaat): On YouTube: https://www.youtube.com/user/HisandHerMoney On their podcast: http://www.hisandhermoney.com/category/podcast/ On all social media (Facebook, Twitter, Pinterest, Instagram): @hisandhermoney Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

My guest on this episode of the podcast is Alexandra Taussig. She is the SVP of Women Investors at Fidelity and I met her at a “Women and Money” event that Fidelity hosted. Alexandra had an excellent talk and also shared her personal money story on the money mistakes she had made when she was younger and I just had to have her on the podcast! On this episode we took a deep dive into the topic of women and money - the differences between women and men when it comes to money management, being single or divorced and your finances, our confidence about money as women, the stress women carry about debt, safe guard women can put into place for their financial futures and so much more including why it’s not a great idea to keep all your money in cash. Keep up with what Alexandra works on at Fidelity.com/frontseat For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/women-and-money-a-deep-dive-discussion If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

I love goal setting, it gives me clarity and direction, and it helps me track my progress and so on this episode I'm sharing why goal setting matters and some tips to help you set your financial, career and other life goals the right way so you can actually achieve them. Enjoy listening! Get access to my free resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

The countdown to 2018 is on and so I'm sharing a few updates from the list of goals that I created earlier this year where I challenged myself to get out of my own way and get certain things done for Clever Girl Finance. I'm sharing my progress as well as some tips and advice for all the Clever Girl entrepreneurs. Enjoy listening! Get access to my free resource library on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

My guest today is the wonderful Jen Hemphill, the founder of www.JenHemphill.com. Jen is a military spouse, an accredited financial counselor, and money confidence coach and she also hosts her own podcast called Her Money Matters. On this episode, Jen and I talked about money fears and guilt, how to get into the space where you are sharing your financial wins no matter how small as well as the lessons you can learn from other people’s success stories and how to build your money confidence. We talked specifically about the fears and guilt associated to spending money and how to work through those emotions. Jen also shares her upbringing in Columbia and the differences in how she and her husband handled money when she first got married and what they do now to manage their money successfully. We also talked about mastering your money mindset, in addition to mastering your money skills, because your mindset and your money skills go hand in hand, and Jen shares some key actions you can take to make things much easier when it comes to accomplishing your long term financial goals while still being able to enjoy your money in the short term plus so much more. Jen's website is www.jenhemphill.com  For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/deal-with-your-fears-and-your-guilt-and-become-successful-withmoney If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my free resource library on http://www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at http://YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Are you ready to work in a career you love that pays you what you are worth? Well, my guest on this episode of podcast is Dorianne St. Fleur and she’s sharing the exact strategy you need to follow to have a fulfilling career that pays you what you are worth. Dorianne is a career coach & strategist based in New York City and she coaches women on how to identify and use their purpose in order to have a fulfilling and (financially) fruitful career. Her philosophy on career success goes way deeper than LinkedIn profiles and networking events. Sure – those things are important, but they aren’t what’s going to get you to the promised land – which is that fulfilling career you’ve always wanted. What we discussed in this episode: On this episode we talked about the biggest mistakes people make when job hunting, what to do if you feel you are in a job thats going no where, how to negotiate your salary the right way and more. I also share my own personal career failures and success when I worked full time Dorianne's website is YourCareerGirl.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/the-strategy-behind-a-career-you-love-that-pays-you-what-you-are-worth If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my free resource library on http://www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at http://YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Have you ever wondered how people score such incredible travel deals to amazing destinations? Well my guest today is Felicia Blaise and she’s breaking down how you can be a successful travel hacker! Felicia is a Certified Financial Education Instructor (CFEI), Travel Strategist, and the Chief Budget Balancer at FeliciaBlaise.com and on this episode, she shares her own personal money story of paying off her credit card debt as well as exactly how to score a great deal while traveling and still be able to stay on top of your finances.You’ll even hear me discuss my travel hack failure lol - I learnt a lot from felicia. Her mission is to change the way millennials think about money so they can experience the world, not financial limits. She's a personal finance nerd who loves travel hacking her way around the world. You can keep up with Felicia on her website at FeliciaBlaise.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/travel-hacking-101-with-felicia-blaise If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my free resource library on http://www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at http://YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

This episode is a fun one because I'm going through some hate mail and hate comments....it's been a while! Get access to my free resource library on http://www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at http://YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Here's another episode for my clever girl entrepreneurs and aspiring entrepreneurs! My guest today is Dr Jacqueline Schaffer, a medical doctor, #1 international best selling author and the founder of an incredible skincare line called Schique. Dr Schaffer started her business with zero back ground in business and figured it out along the way to create an incredible business. On this episode we talked about how she started from the bottom to grow her business, what she did it, her challenges and successes, building a team, her advice to aspiring entrepreneurs, her favorite business tools and so much more. You can keep up with Dr. Schaffer via her website at http://www.jacquelineschaffer.com/ For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/building-a-business-from-the-bottom-up-with-dr-jacqueline-schaffer If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Check out her skincare line at https://schique.com Follow her on Instagram at instagram.com/drjacquelineschaffer and also on YouTube via her Youtube channel at https://www.youtube.com/channel/UCZQPVpJ4Kam_6CDlVmpmN2Q Get the Clever Girl Finance Business Planner we talked about at https://www.clevergirlfinance.com/products/clever-girl-finance-business-planner Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Do you think 18 months is a long time? If you knew you could be debt free in 18 months what would you do to get there? On this episode of the podcast Joanne Maye Wetzel shares how she and her husband paid off over $49,000 of debt in less than 18 months while only making between $50,000 - $60,000. We talked about how and why they chose to get aggressive with their debt (which consisted of student loans, a car note, a personal loan, medical bill and taxes) in order get it out of their lives as quickly as possible. For instance, Joanne donated her eggs (yup!), worked as a waitress and her husband delivered pizza. Joanne is currently a freelance makeup artist and hairstylist and is starting over in her career at the age of thirty. From working with women of all ages and backgrounds, Joanne has recognized the need for encouragement and inspiration in our daily lives. For 2018, Joanne is working to land into the world of small business consulting and digital marketing for female entrepreneurs--helping women streamline their businesses so they can focus on what they do best! In her personal life, Joanne is obsessed with clean beauty (she has been part of the Beautycounter mission for the past three years!), yoga, her pups, Lucy + Sox, pastries, Prosecco as well as date nights with her husband, Michael. The podcasts Joanne mentioned: The Dave Ramsey Show - http://bit.ly/2jIwJ0o Motivation to Move Podcast - http://bit.ly/2iAGsCp The TED Radio Hour - http://n.pr/2mK0m2u You can find more about Joanne at her website www.joannemaye.com or on social media platforms @joannemaye Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com Be sure to subscribe on www.clevergirlfinance.com too!

On this episode I talk to Flanice Lewis. She is a money coach, breast cancer survivor and all round amazing woman who has made great strides on her journey to financial freedom: - She bought first house at 23 with no outside help - She saved over $100,000 for retirement before 30 - She reached an 800+ credit score before 30 - She has managed to beat breast cancer without having to finance any of her bills - AND she intends to get to a million in cash and assets in the next 4 years We get into her personal story growing up poor, how and why she choose to pursue building wealth, her progress so far, her dreams and ambitions and how she was able to beat breast cancer without derailing her financial goals including the decisions she made around her insurance. You can keep up with her on Instagram @lalasupreme5 and via her Facebook Page at https://www.facebook.com/flanice.lewis For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/flanice-saved-over-100k-for-retirement-before-30-beat-breast-cancer If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my free resource library on http://www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at http://YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

On this episode I talked with Tela Holcomb about how to get started with investing including some key things you need to know if you have your money invested in the stock market. We discussed our favorite investing platforms, if you should invest if you have debt, steps to take to get started with investing and more. Tela Holcomb is a trading and investment coach. She has been independently trading and investing in the stock market since 2009. By consistently applying her system of trading and investing, Tela more than doubled her retirement account in 8 months and achieved financial freedom and retirement choice in 3 years. Her mission is to show that anyone can learn the stock market when it's put in plain English. You can learn more about Tela on her website at http://www.telaholcomb.com and check out her courses at https://courses.telaholcomb.com/?affcode=27229_88tjb2xe For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/getting-started-with-stock-market-investing-with-guest-tela-holcomb If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance over at https://www.clevergirlfinance.com Be sure to subscribe on www.clevergirlfinance.com too!

On this episode, I'm talking with Monica Louie. She’s an amazing FB marketing expert and a personal coach of mine (which we get into on the podcast) who has an amazing story. She and her husband paid off $120k of debt in 2 years without making 6 figures (She shares the actual income they earned while doing this) and they are on track to pay off their mortgage in 4 years which will allow them to be debt free by age 40! Get Monica's Facebook marketing freebie at monicalouie.com/bola and be sure to check out her course at https://flourishwithfbads.com/ref/Bola/ You can also keep up with Monica on her website: Monicalouie.com and via her Facebook Group: Monicalouie.com/facebook. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com Be sure to subscribe on www.clevergirlfinance.com too!

Have you caught yourself saying or thinking "wow - this year is almost over" and then feeling somewhat deflated about not begin able to fully accomplish all your goals? We'll I'll tell you this...IT'S NORMAL. Yes the year is almost over and yes, perhaps not every goal will get accomplished according to plan, however you should still review and, if needed, reset your mission regardless and this time of year is the perfect time to do it. The holiday season can be so distracting, so you need to make sure that your focus is on point. That being said, on this episode I'm sharing 3 quick tips to help you get out of that funk as well as some holiday season motivation so you don't get sidetracked. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com Be sure to subscribe on www.clevergirlfinance.com too!

My guest today is Maggie Germano, she is a certified financial education instructor (CFEI), a money coach and the founder of maggiegermano.com who at the time of this recording, is in the process of planning her own wedding! On this episode, We had a great conversation where we exchanged notes on her experience so far with wedding planning being newly engaged and I shared my retrospect on my experience planning my own wedding several years ago. If I could go back in time to when I was planning my wedding, this would have been excellent advice to help me out in the process. We talked about sticking to your wedding budget, maintaining your sanity while wedding planning, what's worth spending money on and what isn’t, how to avoid conflict with your significant other and so much more. Maggie's website is https://www.maggiegermano.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/podcast-episode-52-lets-talk-about-financially-sound-wedding-planning-with-guest-maggie-germano If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com Be sure to subscribe on www.clevergirlfinance.com too!

On this episode I had a great conversation with Tonya Rapley on how to be successful with your personal finances and in your business. We talked about her personal story and the makings of her business My Fab Finance and what it took for her to launch it. We also talked about her relationship and managing money with her significant other, what it really means to walk in purpose, as well as having compassion and grace in business. Alongside Tonya’s personal story we discussed business, personal finance and relationships in general for instance things like who you need to have in your corner, dealing with difficult times, dealing with difficult people, staying grounded and managing money with your partner and more! Tonya's websites are TonyaRapley.com and Myfabfinance.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/walking-in-purpose-being-successful-with-your-finances-in-business-with-tonya-rapley If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Have you ever looked at your finances from a scientific perspective? Well, My guest today is Dr Maria James and she is founder of pocketofmoney.com. Not only is she a real life scientist (you’ll hear us talk about her amazing career on this episode) but she is also a money scientist who provides financial advice for professionals and entrepreneurs. In this episode, we dig into how to look at your finances objectively from a scientific perspective and Maria also shares her personal money story with us too. We also talk about emotions and money, overcoming financial challenges and key things that we as women need to be doing for our long term financial success and you’ll also learn about one of my very odd money tendencies lol. Keep up with Maria via her site at PocketofMoney.com Check out Maria’s non profit: http://hwhn.org Find her on all social media under the handle @PocketOfMoneyLLC Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

I'm excited to share this fun conversation I had with Sarah Webb, the COO and primary finance contributor for PlaidForWomen.com. In this episode we discussed: - What you should you do when you pay off your debt - How you can determine how much you need for retirement - Sarah’s experience working with high net worth individuals and high income earners, their characteristics, her observations and that time she had to file a 55 million dollar tax return! Quick Note: Also on this episode I talk about being offered an ARM mortgage which is an Adjustable Rate Mortgage which is is a home loan with an interest rate that can change periodically.  You can keep up with Sarah at https://www.plaidforwomen.com and also listen to her amazing podcast on the website as well. For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/podcast-episode-49-high-net-worth-vs-high-income-a-55-million-tax-return-more-with-sarah-webb If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Budgeting on an inconsistent income can be tough especially because it's hard to plan. For example, if you are self employed or work as a freelancer or a contractor, your income is dependent on how much work you do but sometimes it's not always easy to determine what your actual income will look like at the end of each month. When it comes to budgeting on an inconsistent income, the best way to approach it is with a strategy that will allow you to be successful with managing your money and on this episode I share just how you can do it. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

On this episode Molly shares her story to debt freedom, how her debt spiraled out of control shortly after the death of her mother and the incredibly emotional journey she embarked on to become debt free. She talked about her depression, the associated guilt, shame, self judgement and isolation that she felt, what it took to fully disclose her financial situation to her now husband and how her faith brought her through it all. You can keep up with Molly by visiting her website at http://www.stillbeingmolly.com/ You can also listen to her amazing business podcast over at http://businesswithpurposepodcast.com/ And be sure to follow her on Instagram at https://www.instagram.com/stillbeingmolly/ Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

This episode is for all the Clever Girl entrepreneurs out there (and the aspiring ones too). I had the pleasure of speaking with business strategist and finance expert and the founder of LatishaStyles.com and Youngfinances.com/tv. On this episode we talked about what it takes to start, fund and grow your side hustle and how to transition from being a part time business owner to being a full time business owner. LaTisha also shared her own personal story and how she got into business. -- You can keep up with LaTisha on her websites mentioned above and also on Facebook @LatishaTv For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/podcast-episode-46-what-it-takes-to-build-a-successful-full-time-business-with-latisha-styles If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

You've probably heard about the major security breach that took place with Equifax recently right? Well in the event that your financial information is compromised as a result of a security breach, there are some key things you need to do to minimize the impact and protect yourself from potential credit fraud and identity theft and I'm taking through them on this quick episode. They are as follows: 1. Check your credit: As mentioned in this episode, you can get your free credit report at https://www.annualcreditreport.com 2. Consider credit monitoring or a credit freeze: You can get credit monitoring or a freeze on your credit directly from each of the 3 major credit bureaus - Equifax, Experian & Transunion - on their websites. You can also get credit monitoring independently from companies like myfico.com, creditkarma.com, creditsesame.com etc 3. Change any online passwords and pins associated your financial information Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Ever wondered what the best way to save is or what my favorite savings account is? I had a great conversation with Erica Amatori from RizeMoney.com where we talked about all things savings as well as her personal experience with money and if she really lives what she preaches as an employee of a finance company! Erica was also kind enough to give some awesome freebies to you, my amazing listeners that you'll find below. Enjoy listening! Download the free eBook: Adulting 101 - Growing up is hard, personal finance shouldn't be - http://bit.ly/2fDp4vr Get a free $5 to jumpstart your savings goals: http://rize.grsm.io/Bola ** Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

On today's episode, I had a great conversation with my guest Canna Campbell of the amazing YouTube channel, Sugar Mamma TV, and we talked about investing and how she uses it to generate passive income, minimalism and the impact it had on her life, luxury shopping and how to avoid feeling guilty as well as her amazing $1000 project that she has going on. I loved this conversation with Canna because we share a lot of the same values and I'm a huge fan of her YouTube channel that you can find here - http://bit.ly/2ymG3db To learn more about her $1000 project and what's she's investing in, stop by her website at http://sugarmamma.tv/the-1000-project/ and you can find her on Instagram at https://www.instagram.com/sugarmammatv Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Having the right mindset is essentially the foundation of your financial success and on this episode, I talk through why your mindset matters and how you can continuously work on a positive and focused state of mind so you can achieve your money (and life) goals. Because having the right mindset makes all the difference when it comes to whether you accomplish your money goals or not. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

On today's episode, my guest Jamila, takes us through how she was able to save $85k in a single year, her plans to retire early, how have finances have not always been perfect and what you need to be doing to accomplish the money goals you have set for yourself. To keep up with Jamila, stop by her website at http://journeytolaunch.com, follow her on Instagram at https://instagram.com/journeytolaunch and subscribe to her podcast "Journey to Launch" anywhere you listen to your podcasts! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

On this episode I'm talking about the profiles of millionaires in the US, what it REALLY takes to become a millionaire and I'm diving into the September 2017 issues of both Money and Kiplinger Magazine on getting to $1 million! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

On today's episode, my guest Naseema gets real on mental blocks, setting yourself up for financial success (or failure) as well as what it took for her to pay off $300K of debt in just 2 years, why she did it and what she's doing now! To keep up with Naseema, stop by her website at http://financiallyintentional.com - Follow her on Instagram at https://instagram.com/financiallyintentional - and also on Facebook at https://www.facebook.com/financiallyintentional *** Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

On this episode I'm sharing the 5 key things you need to be doing now so a potential recession does not become a personal financial crisis for you because recessions are inevitable and having a solid plan makes all the difference! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

On today's episode, my guest Limor Markman of Limor.money shares some invaluable insights on real estate investing - how it works, how to get started and the different investing options available as well as some really great personal finance tips. On this episode Limor also shared some of her favorite books and they are: 1. Rich Dad, Poor Dad - http://amzn.to/2fKLluc 2. Cash Flow Quadrant - http://amzn.to/2uIMhWG 3. Rich Woman - http://amzn.to/2vIAlS3 4. Secrets of a Millionaire Mind - http://amzn.to/2fLgNIE Also Limor has an amazing free eBook to give you called "Game Changing Financially Fabulous Strategies That No One Ever Told You". Just text FABULOUS to 77982 to get yours sent to you! To keep up with Limor, stop by her website at http://limor.money *** Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Sharing my candid thoughts and lessons learnt so far as Clever Girl Finance turns 2. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Budgeting is a key element to building wealth and so on this episode I'm discussing why you need one, different methods you can try out and tips to help you succeed with your budget. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Today my special guest Ebony Ruffin of Ruffin Consulting Services breaks down all things life insurance! On this episode we discuss the different types of life insurance, why having life insurance is super important for women and what you need to look out for when seeking a policy. Follow Ebony on Instagram at https://www.instagram.com/ruffinconsultingservices and you can email her at info@ruffinconsultingservices.com Take Ebony's Life insurance course at http://bit.ly/lifeinsurance101course

On today's episode I'm sharing a few tips on how you can stay on top of your bills, stress free, as well as an interesting story about one of my own bills that caught me by surprise! Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

I'm super excited to be talking to Farnoosh Torabi, a leading personal finance expert, on the topic of managing money in relationships and when "she" makes more. This episode is a must listen if you have a significant other! Also be sure to check out Farnoosh's SO MONEY podcast over at http://farnoosh.tv/podcast/episodes/ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

I'm excited to share my conversation with Dioni as she talks about her financial journey in progress, what keeps her motivated and why the experience of getting her finances in order is so worth it to her! Visit Dioni's blog at https://wisewomanwallet.wordpress.com and find her on Instagram at https://www.instagram.com/wisewomanwallet Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Should you invest in your employer's 401k (or other retirement plan)? I'm sharing my thoughts and responding to an Instagram comment! Get access to my free resource library of worksheets and checklists and start improving your finances today on clevergirlfinance.com. Also visit clevergirlsknow.com - you'll be glad you did :)

On this episode I'm deep diving into the REAL struggles of entrepreneurship with amazing life coach for entrepreneurs Cassie Jeans! Visit Cassie's website at https://cassiejeans.com and find her on Instagram at https://www.instagram.com/cassie_mjeans Get access to my free resource library of worksheets and checklists and start improving your finances today on clevergirlfinance.com. Also visit clevergirlsknow.com - you'll be glad you did :)

Your excuses are costing you money. It's time to quit them. In this episode I share my personal stories about how excuses and complaining gets you know where! Get access to my free resource library of worksheets and checklists and start improving your finances today on http://clevergirlfinance.com. Also visit clevergirlsknow.com - you'll be glad you did :)

If you could give your younger some money advice, what would it be? In this episode I share some of the advice I would give my younger self about money based on some good and also terrible money decisions I made. No shame though - when you know better, you do better right? Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com

Is saving money something you struggle with or want to do better at? This episode is for you. Listen in to my 6 tips on how to be successful when it comes to saving money! Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com

Navigating your finances as a 20 something (or 30 something)? Jazmine Henley brown of the #20SomethingSeriesPodcast shares her candid experience about her finances, her mistakes and her successes and how 20 somethings everywhere can build wealth regardless of their backgrounds. Listen to Jazmine’s podcast here - https://soundcloud.com/20somethingseries You can find my blog post with my favorite books over at http://bit.ly/2v6apiK Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com

Do you know your net worth? If you don't you need to! In this episode I share the importance of knowing your net worth, why you shouldn't fear it and how to calculate it. Listen in. ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com

In this episode I'm sharing a very insightful conversation about student loans, money mindset and credit with Melisa Boutin, student loan expert, financial coach and founder of YourMoneyWorth.com. If you are paying off student loan debt and working on your money mindset, you want to listen in to this episode! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com

Sharing a story about why it's important to take ownership when it comes to building wealth, otherwise you are just playing yourself! I'm also answering a couple listener questions in this episode. Check it out! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com

Do you know you should be investing to build wealth right? But are you going about it the right way? Listen in! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com

What's the deal with categorizing debt as good debt vs. bad debt? I'm not a fan! In this episode I explain how folks define good debt and bad debt, why I don't love this categorization and how you should think about it instead! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com

Your circle of influence determines how successful you are when it comes to your life and to your finances. What type of people and what kind of things are you surrounding yourself with? Are you serious about accomplishing your goals? Then listen in! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com

If you are a business owner or aspiring business owner, this is for you! I'm sharing the details of what I did before I quit my six figure job and what it takes to run a business full time - are you ready? Listen in! Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Should you or shouldn't you? Listen in to my take on how to deal with loaning money to other people! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - https://www.clevergirlfinanceacademy.com

Retirement account withdrawals and loans? Not a good idea! Listen into why and what you should be doing instead! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - https://www.clevergirlfinanceacademy.com

When it comes to becoming financially successful, it's entirely up to you. You have to decide that you want it bad enough, that you are ready to do what it takes and that you know your why. Those excuses? They aren't enough. Listen in as I share my thoughts! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - https://www.clevergirlfinanceacademy.com

Luxury handbags as financial investments, wardrobe investments or both? Listen in to hear what I think and why I think it! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - www.clevergirlfinanceacademy.com

Today I'm discussing 5 bank account types you should have and where to put them. It's all about setting up a system that works for you and staying organized! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - www.clevergirlfinanceacademy.com

Answering a listener question on why I started Clever Girl Finance and why it's importance for us as women to be on top of our finances. ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - www.clevergirlfinanceacademy.com

Should you get a pre-nup or not? What about a post-nup? Do I have one? Listen to me share my thoughts and opinions on prenuptial agreements! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - www.clevergirlfinanceacademy.com

Wondering whether you should pay off debt or debt? Listen to me share my thoughts on the approach to take! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - www.clevergirlfinanceacademy.com

Planning to purchase a home? In this episode I discuss very important expenses to take into consideration as you prepare become a home owner. ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - www.clevergirlfinanceacademy.com

What are the characteristics of millionaires and the truly successful? How can you develop your own millionaire's mindset? Listen in as I talk about having and developing your own millionaire / successful mindset. Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

I'm sharing my thoughts on money management in marriage and how you can be successful with it! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - https://www.clevergirlfinanceacademy.com

The money questions and behavior observations you should focus on when dating especially before you get married! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - https://www.clevergirlfinanceacademy.com

Happy New Year! It's that time of year when setting goals and resolutions is at the top of everyone's mind and I'm sharing my thoughts and encouragement! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - https://www.clevergirlfinanceacademy.com

The 7 things you should work on changing if you want to achieve financial success. Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Laugh with me (and at me) as I share the story of my first credit card and the debt I acquired along with it! I signed up for "free money" but then gave them an address to get my "bill" sent to me hmmm......Go Figure. Enjoy! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - https://www.clevergirlfinanceacademy.com

Listen to my story of how I was able to save over $100,000 in 3.5 years right after I graduated from college! Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

A quick intro the Clever Girl Finance podcast! A personal and business finance for women who want to achieve financial success! ____________________ Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com ____________________ Join the Clever Girl Finance Accountability Program - https://www.clevergirlfinanceacademy.com