Kia ora to all the beautiful people about to listen to this episode, you are joining thousands each month looking to upskill and become a better version of themselves.To have Pieta on an episode today is to make progress in creating a better world! Pieta exudes an empathetic approach to reimagining a brighter future through climate justice. Let this episode exede your expectations of what it means to solve the climate crisis (HINT: It's not about recycling). We are at Day 121 of genocide in Palestine which marks 17 weeks since October 7th. Pieta and I would like to encourage you to show up to your local Free Palestine rally, they’re in every major city and all around the motu every weekend. Follow @psnaotearoa for information on actions and @wizard_bisan1 for on the ground updates from Gaza.Also, don't forget to check out your local climate action groups! Any action is a a huge contribution. Things we discuss in this episode:What is the Climate Crisis, Climate Change and Climate Justice?How can we see progress in creating a better future!Why recycling shouldn't be the focus?What small movements can do to create big changeHow we can reimagine systems/structures to create prosperity for ALL peopleGet in touch with Pieta on Instagram and Linkedin.Looking forward to hearing from you as always - enjoy the episode!Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER: The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Navigating mixed identities in the work place can be a challenging and isolating journey! Founder of Masala Bazaar, Haya Khan teaches us about how a route of entrepeneurship might allow us to live auhtnetically, easier. Mould your own identity! At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 47 is from the episode - Creating a Business for Community over Competition. Listen on Spotify and Apple Podcasts. Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora to all the beautiful people about to listen to this episode, you are joining thousands each month looking to upskill and become a better version of themselves.Hello, it's me! Just me today with the first solo episode of 2023! What better way to kick it off than with a reflection of the year just been and all the things I am taking into the new year with me. It was a "foundation building" quiet, slow, calm, peaceful year (beyond grateful). I hope this year is nothing like it...Things we discuss:INs and OUTs for 2024Why last years calm didn't bring much fulfillmentHow I have been working part time for an entire yearWhat I really need to enjoy a jobHow I became more introverted and what that impactedWhat is my 'word of 2024' and how do I intend on implementing itLooking forward to hearing from you as always - enjoy the episode!Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

The easiest thing you can do to increase your KiwiSaver balance is know which fund you are in! This starts with speaking to your provider. Here's everything you need to know to do this!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 44 is from Episode 173 - 5 things you should know about KiwiSaver: Listen on Spotify or Apple PodcastsKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora to all the beautiful people about to listen to this episode, you are joining thousands each month looking to upskill and become a better version of themselves.Today I am introducing you to Leilani Faaiuaso, ro discuss access to opportunities for young people in business and navigating their career! As a New Zealand born Samoan, Leilani is passionate about helping people balancing dual identities to learn how to say YES with confidence to opportunities that are right for them.Things we discuss:Living with dual identitied and navigating 'who you are'Resilience through adversityLooking to our community for love and supportHow to identify the "right" opportunitiesHow to navigate your career as a young personLeilani's InstagramLeilani's Tik TokLeilani's LinkedInThings mentioned in this episode:Latayvia's Prime Ministers Pacific Youth Award for leadership and Inspiration acceptance speechShare the Elevator PodcastLooking forward to hearing from you as always - enjoy the episode!Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Enjoy this chat with serial entrepreneur Chidi Ashley who moved from her secure corporate job in New York to Bali and now Dubai. She shares a golden nugget from her travels. You can listen to the full episode below.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 43 is from Episode 174 - Travel, Business and People: The Entrepreneurial Journey of Chidi Ashley: Listen on Spotify or Apple PodcastsKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora to all the beautiful people about to listen to this episode, you are joining thousands each month looking to upskill and become a better version of themselves.Today's episode is in partnership with PocketSmith, the personal finance planner helping you live the life you want! I sit down with CEO and Co-Founder Jason Leong and enjoy pockets of wisdom from his own experience in business and life. After taking the risk to start PocketSmith, Jason has endured many changes in his personal finances which puts him in a position to provide an extremely empathetic lens on how we can manage our own, better. Within this episode we discuss:How to embrace the unpredictable and predictableJason's personal money story Navigating the ongoing cost of living crisis Allowing money to be a tool and living the life you wantFinding the right method to success with your finances What makes a resilient budgetCheck out PocketSmith here!Looking forward to hearing from you as always - enjoy the episode!Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Enjoy this chat with serial entrepreneur Chidi Ashley who moved from her secure corporate job in New York to Bali and now Dubai. She shares a golden nugget from her travels. You can listen to the full episode below.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 46 is from Episode 174 - Travel, Business and People: The Entrepreneurial Journey of Chidi Ashley: Listen on Spotify or Apple PodcastsKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Enjoy this chat with serial entrepreneur Chidi Ashley who moved from her secure corporate job in New York to Bali and now Dubai. She shares a golden nugget from her travels. You can listen to the full episode below.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 45 is from Episode 174 - Travel, Business and People: The Entrepreneurial Journey of Chidi Ashley: Listen on Spotify or Apple PodcastsKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

The easiest thing you can do to increase your KiwiSaver balance is know which fund you are in! This starts with speaking to your provider. Here's everything you need to know to do this!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 44 is from Episode 173 - 5 things you should know about KiwiSaver: Listen on Spotify or Apple PodcastsKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Enjoy this chat with serial entrepreneur Chidi Ashley who moved from her secure corporate job in New York to Bali and now Dubai. She shares a golden nugget from her travels. You can listen to the full episode below.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 43 is from Episode 174 - Travel, Business and People: The Entrepreneurial Journey of Chidi Ashley: Listen on Spotify or Apple PodcastsKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora to all the beautiful people about to listen to this episode, you are joining thousands each month looking to upskill and become a better version of themselves.Today I have two familiar, powerful and thoughtful leaders on the podcast. Nat Ferguson and Kristen Lunman may be two people you recognise as co-founders of successful Aotearoa investing platform, Hatch! After becoming acquired the pair have moved on to a new project Powrsuit, helping more women into positions of power. Within this episode we discuss:Unpacking common limiting beliefs in leadershipNavigating unconcious bias in the workplaceNavigating difficult managers/women in leadership who you don't feel supported byUnderstanding the layers of beliefs that hold women back in businessFeeling we can't be "feminine" to be a leader Imposter syndrome... is this actually an insult? Check out Powrsuit here!Looking forward to hearing from you as always - enjoy the episode!Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Let's get you an extra $521 every year into your KiwiSaver! Here is what it is and how you do it...At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 42 is from Episode 173 - 5 things you should know about KiwiSaver: Listen on Spotify or Apple PodcastsKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora to all the beautiful people about to listen to this episode, you are joining thousands each month looking to upskill and become a better version of themselves.Discuss insights from the book 'The Choice Factory' by Richard Shotton with me! We are breaking down the intricate world of influential biases that shape our spending behaviours. I want to reveal how these biases silently impact our financial choices.Within this episode we discuss:Understanding Behavioural EconomicsInsights from "The Choice Factory": Exploring the book's pivotal concepts that illuminate how biases influence our spending decisions.Exploration of Common Biases: Delving into biases such as anchoring, loss aversion, and social proof, revealing their impact on our spending behaviours.Real-Life Examples & Scenarios: Illustrating how these biases manifest in everyday situations, affecting our purchasing choices.Effect on Consumer Behaviour: Discussing the significant influence of biases on consumer decision-making and financial habits.Strategies to Counter Biases: Learning practical methods to recognise and mitigate biases for more informed and mindful spending.Applying Book Principles in Daily Life: Using the book's principles to enhance financial literacy and make smarter spending decisionsLooking forward to hearing from you as always - enjoy the episode!Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

This Breadcrumb talks about my frustration with the term 'financial freedom' and not achieving it now... but maybe we can achieve it sooner than we think? Here are my thoughts.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 41 is from Episode 175 - Can you achieve financial freedom without money?: Listen on Spotify or Apple PodcastsKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora to all the beautiful people about to listen to this episode, you are joining thousands each month looking to upskill and become a better version of themselves.Genna Hawkins-Boulton, founder of Let's Talk Consent talks about rewriting her personal narrative of trauma to empower young New Zealanders to challenge rape culture through critical consent education.Let's Talk Consent InstagramWithin this episode we discuss:Multi-layered identities and how to understand your ownHealing your own trauma while advocating for othersBoundaries and self-compassionYouth advocacy and collaborationInsights and essential lessons for sustainable change in consent education and sexual violence preventionAdvocating for systemic changeOther episodes I mentioned:Know my NameConsent Laid BareLooking forward to hearing from you as always - enjoy the episode!Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

This Breadcrumb shares my 4 hacks/secrets/tricks to sticking to your budget and managing your money the most effectively you possibly can! Don't miss these ones...At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 38 is from Episode 165 - How to Monetize your Skilld // Build a Personal Brand with PurposeKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora to all the beautiful people about to listen to this episode, you are joining thousands each month looking to upskill and become a better version of themselves.Within this episode we discuss:Inflation vs cost of livingUnderstanding how our society worksHow to manage our money better through inflationHow to strategically save and investHacks to save more, FASTEROther episodes I mentioned:My financial foundations for money successAll the different savings accounts you can use to beat inflationLooking forward to hearing from you as always - enjoy the episode!Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

This Breadcrumb is about how to avoid and move past the main challenge that I always hear from people when discussing budgeting. Managing our money can SUCK but maybe there's a way you can make it a habit for the long term? Listen in to find out...At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 38 is from Episode 165 - How to Monetize your Skilld // Build a Personal Brand with PurposeKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Join me for an inspiring glimpse into the life-changing journey of Lisa Jansen, author of the insightful book "Life Done Differently - One Womens Journey on the Road Less Travelled."Lisa's captivating story takes us on a five-year journey across the beautiful landscapes of New Zealand, as she grapples with the profound question of whether to embrace a traditional path or carve her own unique way forward.In this episode, we navigate societal expectations to confronting personal doubts, Lisa resonates with anyone seeking to find their own path amidst the pressures of the status quo. Find her book below and let me know what you thought of the episode!Lisa's Website (find links to her book here)Lisa's InstagramKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

This Breadcrumb is about how to create boundaries in your budget and truly understand your personal financial situation. This is key in order to creating sustainable habits around $$. Find out how to manage your money better with a few tricks I have gained since interviewing personal finance experts.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 38 is from Episode 165 - How to Monetize your Skilld // Build a Personal Brand with PurposeKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Olivia Chitty is an NLP practitioner, life coach and business mentor for busy and ambitious women. I have known Olivia for a little while now and I wanted to bring her on to discuss “worthiness” and what it actually means to live as your authentic self.Olivia demonstrates these values daily in the way she lives intentionally. I wanted her to pass on those tools and take us through her journey of feeling unworthy to knowing she is worthy and valuable in every way.Let us know what you learnt! Chat to Olivia below:Olivia’s InstagramKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

In this episode, we talk to founder of HireHer, digital talent platform for women, Priscilla Chand about how consistent progress is the real success. Priscilla teaches us about the power of owning who we are and using it to our advantage. This episode was a little while ago now but the growth strategies continue to inspire me. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 37 is from Episode 98 - How to Monetize your Skilld // Build a Personal Brand with PurposeKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

On this episode, we're diving into the often overlooked and sometimes confusing world of financial changes that come with a well-deserved pay raise (WOOHOO)!While a salary bump is undoubtedly cause for celebration, it's crucial to approach this change with a mindset for growth, both personally and financially.Today, I take on the role of the voice of reason, offering practical tips and essential reminders to ensure that your financial well-being remains on track. We'll discuss the psychological and practical impacts of increased income and address the critical points to consider when managing your newfound financial growth!Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

In this episode, we talk to founder of HireHer, digital talent platform for women, Priscilla Chand about how consistent progress is the real success. Priscilla teaches us about the power of owning who we are and using it to our advantage. This episode was a little while ago now but the growth strategies continue to inspire me. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 36 is from Episode 98 - How to Monetize your Skilld // Build a Personal Brand with PurposeKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

How lucky are we to have HR, leadership and career expert and consultant, Shelley Johnson on the podcast today to share every practical tool and pathway to finding a career that is meaningful to you!Unexpectedly we took a turn down the road of my own career so far and how I have paved a path from accounting to marketing, podcasting and beyond. Shelley helps me analyse why previous jobs didn't work for me and align with my strengths and how I can use them going forward. You are all about to get so much out of this episode! I can't wait to hear what you think.Find Shelley and her incredible book below:The Bold Side ConsultingSort your Career out & Make more Money - BookMy Millenial CareerThe Bold Side InstagramKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Beks Anderson, founder of Chaos & Harmony, a unique shoe designer based in Aotearoa has lengthy experience with communicating brand purpose and voice across social media. I interviewed her on the story of the business to date and came away with a few gems for building an authentic brand. Enjoy and listen to the full episode below!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 35 is from Episode 15 - A journey of Choas & Harmony w/ Founder and Director Beks AndersonKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Today we sit down with Kate Gatfield-Jeffries, the visionary behind Moodi, a groundbreaking mental wellness supplement brand. Kate's journey as a startup founder helps us discover how to innovate in a space that once felt so limited. We will talk about the inception of Moodi and uncover what fuels Kate's passion for championing women in their careers and advancing intersectional diversity.We'll explore the concept of intersectional diversity, the importance of finding purpose in work, and whether passion is a non-negotiable in one's career.Find more of Kate here:www.moodiblends.comTikTok - KateTikTok - MoodiInstagram - MoodiKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

In this episode, we talk to founder of HireHer, digital talent platform for women, Priscilla Chand about how consistent progress is the real success. Priscilla teaches us about the power of owning who we are and using it to our advantage. This episode was a little while ago now but the growth strategies continue to inspire me. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 34 is from Episode 98 - How to Monetize your Skilld // Build a Personal Brand with PurposeKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I read this book 10 YEARS AGO!!! Can you believe i am Gen Z... honestly it's getting embarrasing. Anyway, I really wanted to do a summary of Rich Dad, Poor Dad by Robert Kiyosaki. Iconic money and personal development book. This book set foundations for how I saw money and life ongoing and looking back most likely had a big impact on financial and career decisions I made. In this episode I review the good and the bad of these financial foundations...Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Beks Anderson, founder of Chaos & Harmony, a unique shoe designer based in Aotearoa has lengthy experience with communicating brand purpose and voice across social media. I interviewed her on the story of the business to date and came away with a few gems for building an authentic brand. Enjoy and listen to the full episode below!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 33 is from Episode 15 - A journey of Choas & Harmony w/ Founder and Director Beks AndersonKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

On OneUp this week we explore the remarkable journey of Vira Paky, a first-generation Congolese-New Zealander with a strong passion for equity and progress. Her interests in feminism, global politics, race, and African identity have led her down a purposeful path that I had the pleasure of discussing with her.Vira, an award-winning poet and community activist, discusses how creativity, storytelling, and advocacy work together to create impact. She shares insights on embracing imperfection, finding energy in advocacy, aligning interests with meaningful work, and practical strategies for accelerating change.*Also a MAJOR sorry for the audio quality on my end. Silly mistakes from me around microphones and trust me, I am SO gutted about it. I hope you enjoy regardless and promise I will try my best to avoid that in future. Follow her and support what she is a part of belowInstagram - @virathegriot@basementspace@unicefnz (Support the young ambassadors!)@aklcouncil@inspiringstoriesnz

In this episode, we talk to founder of HireHer, digital talent platform for women, Priscilla Chand about her struggling with finding her passion and how she actually overcame it. Priscilla teaches us about the power of owning who we are and using it to our advantage. This episode was a little while ago now but the growth strategies continue to inspire me. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 32 is from Episode 98 - How to Monetize your Skilld // Build a Personal Brand with PurposeKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Learn the secrets behind the "8th wonder of the world" and how an early start can redefine your financial journey. Welcome to a new episode on 'the compound effect' - what compound interest and investing is and how we can use it in both our financial and personal lives. In this episode we chat:What is compound interest?What is compound investing?The power of starting earlyFinancial foundationsDollar cost averagingEpisodes I refered to:Compound Interest Episode OneFinancial foundations EpisodeDifferent savings accountsKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

In this episode, we delve into the power of embracing emotions and navigating failure. Uncover strategies to validate your feelings and learn how setbacks can be stepping stones.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 31 is from Episode 166 - 4 Rules for Investing in Yourself in 2023Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Ritu Saxena moved from Mumbai, India to New Zealand to start a new life and career all on her own. She always craved an independent life and ended up on the other side of the world to get it. In this episode we discuss building a career in a new country, while moving through loneliness and imposter syndrome. Ritu, while working full time also fulfills her passions to empower women in the workplace with Project Upgrade Her. Her content and story is inspiring and I look forward to sharing her perspective with you.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It took me over a year to lock down this interview with Valentin Ozich founder of NZ Founded Streetwear Brand I love Ugly! I never usually push and push and push for guests... but Valentin was one I knew I absolutley needed on the podcast. His journey is beyond inspiring and he instilled some ideas in my head 2 years ago that carry on strong today.Enjoy this recollection of his journey to success, through mental health and self-worth struggles. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 27 is from Episode 107 - How the founder of I Love Ugly Practises Self Development ft. Valentin OzichKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Let's unravel the Barbie movies hidden gems on life and money! I start the episode with a discussion on the movies themes; patriarchy, feminism and sexism.Did this movie do it well? Or was it anti-productive? Hear my thoughts and other breadcrumbs I took in the episode.Then we go into a variety of money lessons both Ken and Barbie teach us, how the real world compares to 'BarbieLand' and why this matters.I am looking forward to hearing your thoughts! Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It took me over a year to lock down this interview with Valentin Ozich founder of NZ Founded Streetwear Brand I love Ugly! I never usually push and push and push for guests... but Valentin was one I knew I absolutley needed on the podcast. His journey is beyond inspiring and he instilled some ideas in my head 2 years ago that carry on strong today.Enjoy this recollection of his journey to success, through mental health and self-worth struggles. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 27 is from Episode 107 - How the founder of I Love Ugly Practises Self Development ft. Valentin OzichKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

If I knew what I know now, across 220 financial literacy and self development interviews, hundreds of conversations and thousands of minutes spent thinking and researching money, 10 years ago - life might look different. I was only 14 years old then but I am sure how I handled money from my first job would have changed. That's what this episode is for... all the things I wish I knew. Here's what we discuss:InvestingRetirementSavingHigh-interest savings accountsHabitsMy recent financial troublesFinancial plans (the episode I refer to is here)Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It took me over a year to lock down this interview with Valentin Ozich founder of NZ Founded Streetwear Brand I love Ugly! I never usually push and push and push for guests... but Valentin was one I knew I absolutley needed on the podcast. His journey is beyond inspiring and he instilled some ideas in my head 2 years ago that carry on strong today.Enjoy this recollection of his journey to success, through mental health and self-worth struggles. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 27 is from Episode 107 - How the founder of I Love Ugly Practises Self Development ft. Valentin OzichKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

If you know this podcast well, you know every year since I have started I record an episode on what I have learnt about investing. With each year brings new financial challenges and different seasons of my life to invest in. This means my investing style changes and I want to share that with you.This past year involved travel, inconsistency and a lack of stability - what a great mix for investing! Listen to see how I navigated it.Listen to what I learnt after 1 yearListen to what I learnt after 2 yearsKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It took me over a year to lock down this interview! I never usually push and push and push for guests... but Valentin was one I knew I absolutley needed on the podcast. His journey is beyond inspiring and he instilled some ideas in my head 2 years ago that carry on strong today.Enjoy this recollection of his journey to success, through mental health and self worth struggles. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 27 is from Episode 107 - How the founder of I Love Ugly Practises Self Development ft. Valentin OzichKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

What an honour to have an hour with Michelle Sharp, the passionate CEO of UNICEF Aotearoa. We have a conversation about how UNICEF drives lasting impact and ensures accountability in charitable efforts.How does a charity measure impact? What are their commitments to making a difference? Don't miss this inspiring discussion on transforming lives through impactful charity work!Find more about UNICEF here: https://www.unicef.org.nz/ Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I recorded this episode towards the end of my solo travels across South East Asia and reflected on some of the key lessons that helped me thrive across the year. Often when you commit to a big life change, you think if you change your mind - you have failed! Well this lessons is about how change needs to be embraced. Our values, beliefs, and 'truths' change everyday - don't let your past self hold you back from your potential! At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 24 is from Episode 169 - 9 Lessons I Am Taking From 2022Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Welcome to the last (!!!) of a four part series around the book "Sapiens: A Brief History of Humankind".I read this book recently and it significantly changed my perspective on a lot but most importantly, the way we look at many "normal" or "natural" processes within this world as well as unsolved social issues. This episode has a particular focus on "progress". Has all of this modern growth and progress actually contributed to making any of us happier? Let's find out.I had no idea this would be four parts when I started recording but here we are! In this episode we talk;How do you define happiness?Objective reality vs subjective expectationsWhat is the meaning of life?What is my purpose? How can you find yours?The DM's are always open! Can't wait to hear from you.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I recorded this episode towards the end of my solo travels across South East Asia and reflected on some of the key lessons that helped me thrive across the year. I have commonly struggled with always living in the future, but this trip forced me to focus on every single day - in the moment. Listen to hear how Kung Fu Panda - the movie lol - helped me with that. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 24 is from Episode 169 - 9 Lessons I Am Taking From 2022Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Welcome to the third of a four part series around the book "Sapiens: A Brief History of Humankind".I read this book recently and it significantly changed my perspective on a lot but most importantly, the way we look at many "normal" or "natural" processes within this world as well as unsolved social issues. This episode has a particular focus on the cultural systems that define the western world!I had no idea this would be four parts when I started recording but here we are! In this episode specifically we discuss;Culture (Authentic culture and how history and society now defines it)Capitalism (how it was introduced and what makes it such a pwerful force)The DM's are always open! Can't wait to hear from you.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I recorded this episode towards the end of my solo travels across South East Asia and reflected on some of the key lessons that helped me thrive across the year. Something I had always felt was a quiet guilt about feeling negative emotion. In this breadcrumb I highlight the toxic outcome that creates and how to change it. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 24 is from Episode 169 - 9 Lessons I Am Taking From 2022Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Welcome to the second of a four part series around the book "Sapiens: A Brief History of Humankind".I read this book recently and it significantly changed my perspective on a lot but most importantly, the way we look at many "normal" or "natural" processes within this world as well as unsolved social issues.I had no idea this would be four parts when I started recording but here we are! In this episode specifically we discuss;The Unification of Human Kind (religion, society, culture)The Scientific Revolution (Biology, 'natural way of life')The DM's are always open! Can't wait to hear from you.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Join myself and Te Kahukura Boynton, founder of The Māori Millionaire. A side hustle, investing, and wealth Queen with big goals. I love Te Kahukuras outlook on life and appreciate her drive. Listen to her podcast here.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 20 is from episode 129 - Setting yourself up for success at 18 years old w/ Māori MillionaireKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I AM SO GLAD you are here to listen to the first of a four part series around the book "Sapiens: A Brief History of Humankind". I read this book recently and it significantly changed my perspective on a lot but most importantly, the way we look at many "normal" or "natural" processes within this world as well as unsolved social issues.I had no idea this would be four parts when I started recording but here we are! In this episode specifically we discuss;The Cognitive Revolution (what sets humans apart from other animals)The Agricultural Revolution (from foragers to famers)The Industrial Revolution (from farmers to factories)The DM's are always open! Can't wait to hear from you.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thank you Glen from My Millenial Money for joining me on today's breadcrumb!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 18 is from episode 142 - How to sort your money and invest in the right stuff w/ Glen James of My Millenial MoneyKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Meet Haya Khan, the founder of Masala Scents and Masala Bazaar, a thriving side hustle turned full-time venture. After experiencing the support within the Instagram business community, Haya launched Masala Bazaar—a platform that fosters vulnerability, growth, and mindful shopping for entrepreneurs and consumers alike.We talk about business, entreprenuership, the lens of being a South Asian women in your career, representation, identity and so much more. Haya and I have very similar perspectives that came from very different experiences - I LOVE THAT (a phrase you will hear many times in that interview).Support her and this episode, I look forward to hearing your thoughts.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thank you Glen from My Millenial Money for joining me on today's breadcrumb!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 18 is from episode 142 - How to sort your money and invest in the right stuff w/ Glen James of My Millenial MoneyKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Today's episode is in partnership with Sam Stubbs, founder of the Simplicity KiwiSaver scheme. Sam and the team at Simplicity are committed to making everyday Kiwis richer and smarter with money, as the low-fee, nonprofit KiwiSaver and Investment funds provider.Check them out here.In this episode, Sam Stubbs, founder of Simplicity and I debunk four common misconceptions about KiwiSaver...after too many of these comments on Tik Tok they had to be addressed!Some things we discuss include;Is KiwiSaver a scam? Is the Government stealing money? Clarifying where funds are held and explaining share market fluctuations.How to best stay engaged in your KiwiSaver choicesBenefits for employees vs self employedHow difficult is it to change funds and providers?Sharemarket 101Overall, this was an incredibly empowering conversation surrounding taking ownership of your financial future with confidence! Anyone can do it.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Join myself and Te Kahukura Boynton, founder of The Māori Millionaire. A side hustle, investing, and wealth Queen with big goals. I love Te Kahukuras outlook on life and appreciate her drive. Listen to her podcast here.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 20 is from episode 129 - Setting yourself up for success at 18 years old w/ Māori MillionaireKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

This is one of the more.. insecure episodes I have done. Why? I talk a lot about what I plan on doing as opposed to what I have already done which is out of my comfort zone. I talk about how I am currently earning money, the gaps in this strategy and what is holding me back. If you work for yourself, are a content creator or want to start your own business I hope this contributes to your insight and ideas. Always keen to hear your thoughts.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Join myself and Bridget Williams from Bead & Proceed as we delve into the eternal debate of creativity versus analysis, exploring the challenges of unleashing your creative side within the corporate world and navigating the delicate balance between following your dreams and meeting society's expectations of traditional success. With reference to both of our previous lives working in corporate law and accounting!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 19 is from episode 128 - Leaving your job to pursue your passion // The Story of Bead & Proceed.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Join myself and two amazing OneUp listeners as we delve into the age-old dilemma of Traveling vs. Homeownership. Exploring the frustrating balance between investing more now towards your overall financial future and living out your youth through travel and less tangible assets. Is there a 'right' answer? Today we find out.Thanks to our guests! Check them both out here: Alana Kilmartin (If you're interested in having fulfilling work and being the best version of yourself - keep up to date with Alana's work! Big things coming.) Check out her insta as wellAlli O'Donnell Insta & LinkedinKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thank you Glen from My Millenial Money for joining me on today's breadcrumb!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 18 is from episode 142 - How to sort your money and invest in the right stuff w/ Glen James of My Millenial MoneyKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Today we get to speak with Abbas Nazari - Abbas has an extremely powerful story. He recently wrote a book called “After the Tampa". It's a memoir of his experience fleeing Afghanistan to seek asylum in Australia, eventually NZ, with over 400 other people including his entire family. An experience that was anything but easy. This story and Abbas's perspectives were discussed on the episode carrying themes of empathy, strength, courage, resilience, heartache, and hope to name only a few. It was one of my favourite conversations to date - I hope you enjoy it too. Please support Abbas and Farid below (books and other things mentioned are all linked).Buy 'After the Tampa'Buy 'Husna's Story'Follow AbbasGet your free trial!! BFT WellingtonKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Join myself and Bridget Williams from Bead & Proceed as we delve into the eternal debate of creativity versus analysis, exploring the challenges of unleashing your creative side within the corporate world and navigating the delicate balance between following your dreams and meeting society's expectations of traditional success. With reference to both of our previous lives working in corporate law and accounting!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 17 is from episode 128 - Leaving your job to pursue your passion // The Story of Bead & Proceed.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

"Yeah but a business loan is good debt because it is helping me increase my income" "But what if the business fails?" In today's episode we are talking Good Debt vs Bad Debt - does this even matter?? and if so, how do we use it? Below are a list of good New Zealand based money management resources outside of a typical financial adviser if you need help with debt.Resources:Sorted.org.nz: This is a government-backed website that provides free tools, resources and information to help New Zealanders manage their money and debt. They offer budgeting calculators, debt repayment tools, and a range of helpful articles and guides.Citizens Advice Bureau: The Citizens Advice Bureau provides free and confidential advice on a range of topics, including debt management. They can provide support and information on budgeting, negotiating with creditors, and accessing government assistance.FinCap: This organization provides financial literacy education and support to individuals and families across New Zealand. They offer budgeting advice, debt management support, and a range of resources and tools to help people improve their financial wellbeing.MoneyTalks: A free helpline for people needing guidance on money management, debt and budgeting.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It was a real exciting moment to have Alexis from "Do you fucking mind" podcast here to discuss a massive amount to do with self worth, building confidence and taking risks! In this Breadcrumb we break down welcoming change and taking a leap of faith.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 10 is from episode 110 - How to move past the feeling of not being "enough" and build self worth w/ Alexis FernandezKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

& Again is an online consignment and thrift store. A brand for those completely new to the thrift scene all the way to those familiar with all things sustainable fashion. I have known Wendy since the very start of what is now an amazing example of innovation, purpose and accessibility. I wanted to interview her on how we can become more conscious consumers and push forward with a goal to revolutionise an existing industry.& Again Store& Again InstagramKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

In this episode I speak to Latayvia Tualasea Tautai, a woman I look up to for her empathy and diverse perspective. In this Breadcrumb, she speaks about the concept of "poverty of aspiration" something amongst her personal struggles, she has never faced. We talk about the rich power of believing in your community and how this, in addition to proper resources and support can be a part of a persons personal success and happiness.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 1 is from episode 150 - How to grow through challenges and opportunitiesWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Right now we have an opportunity to be smart with our savings and earn more! Rising interest rates, despite their hinderance to people borrowing money - are great for savers!In this episode I tackle how we can all take advantage of rising interest rates and save smarter for travel, a new car, a house despit or whatever your goal is!Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It was a real exciting moment to have Alexis from "Do you fucking mind" podcast here to discuss a massive amount to do with self worth, building confidence and taking risks!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 10 is from episode 110 - How to move past the feeling of not being "enough" and build self worth w/ Alexis FernandezKeen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Today I am welcoming Jess Lawson onto the podcast, founder and creative director at Collective Leigh, a bespoke creative marketing agency who has a mission to help people pursue their passions fearlessly. Something I have always admired about Jess through our many conversations is her ability to take risks without worrying about the consequences... a trait that can lead you to amazing things and sometimes trouble as we joke about in this episode.Find Jess on instagram or through her webiste.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Atomic Habits by James Clear was an incredibly helpful book that built my knowledge around building sustainable habits. In this episode I talk about the importance of keeping your identity small... it's not what you think... this will actually allow you to have the broadest perspective on life you have ever had. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 12 is from episode 119 - Everything I learnt from reading Atomic HabitsWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I know... this probably seems like an odd concept. But I have been finding myself recently rebuilding my finances and feeling like I am never actually making progress. What do you mean I have to work for years and years until eventually MAYBE I achieve financial freedom? What if I want that lifestyle now? How do I get it? I explore that concept in today's episode.Don't forget to leave a rating and review!Message me on insta@TheOneUpProjectWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode.DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Join myself and Chidi Ashley, a successful entrepreneur currently living in Dubai with a shared interest of jumping in the deep end of life and learning along the way.We'll discuss how her experiences living in various countries have shaped her approach to business and entrepreneurship, and how she turned her passion for travel into two successful companies - Luxe Tribes and Readyhubb. Chidi will also share valuable insights on risk-taking, adaptability, and curiosity that have been key to her success. Find her on Instagram or Youtube. Don't forget to leave a rating and review!Message me on insta@TheOneUpProjectWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode.DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Atomic Habits by James Clear was an incredibly helpful book that built my knowledge around building sustainable habits. In this episode I talk about 4 different concepts I learnt from the book. Listen to the full episode to hear about all the concepts I took from the book.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 12 is from episode 119 - Everything I learnt from reading Atomic HabitsWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kiwisaver is still so commonly misunderstood and it needs to be simplified. In this episode I cover 5 key things that people so often miss or don't know about New Zealand's retirement scheme. The importance of your KiwiSaver fund, provider and contribition rate as well as when you can take it out (outside of the First Home purchase and retirement...) Enjoy. Don't forget to leave a rating and review!Message me on insta@TheOneUpProjectWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode.DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It was a real exciting moment to have Alexis from "Do you fucking mind" podcast here to discuss a massive amount to do with self worth, building confidence and taking risks!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 10 is from episode 110 - How to move past the feeling of not being "enough" and build self worth w/ Alexis FernandezWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

This is for anyone curious about freelancing!In this episode of The OneUp Project, I chat about my recent experience with employment and freelancing. As an advocate of personal freedom and autonomy at work, I want everyone to have the flexibility that gives them their dream lifestyle.Don't forget to leave a rating and review!Message me on insta@TheOneUpProjectWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode.DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It was a real exciting moment to have Alexis from "Do you fucking mind" podcast here to discuss a massive amount to do with self worth, building confidence and taking risks!At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 10 is from episode 110 - How to move past the feeling of not being "enough" and build self worth w/ Alexis FernandezWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

When I embarked on a five-month trip to South East Asia, I had no idea how much it would impact my life. I especially didn't think it would help me develop a deep trust and confidence in myself. I want to share my personal stories on how this experience improved my relationship with myself, sending my self esteem sky high! Enjoy :)Don't forget to leave a rating and review!Message me on insta@TheOneUpProjectWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode.DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

This is a portion of my review and summary of "Never Split the Difference" a book about negotiation written by former FBI negotiator Chris Voss. This book isn't about getting what you want, it's about helping others get what they want....while also simultaneously getting what you want...At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 9 is from episode 143 - How we can have better conversations and connections with peopleWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Let's talk about the skills that will be in high demand in 2023! 🔍 Are you ready to prepare for the future? With chats about a looming recession, now might be the ideal time to think about our careers. But it's not just about survival - I am also passionate about helping you find a career you love!Articles mentioned:The creative store surveySkills in demand for 2023Soft skills in demandDon't forget to leave a rating and review!Message me on insta@TheOneUpProjectWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode.DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

This is from one of my favourite OneUp episodes of all time. After speaking with Sarah I instantly felt inspired, I actually felt like she was talking directly to my soul. So much of her life philosophy resonates with me and today I want it to resonate with you.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 8 is from episode 122 - The importance of developing your curiosityWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

As all this recession chat continues to loom, I thought it would be good to talk about what we can do before, during and after to feel and be as prepared as possible with our money. There are 2 things we may experience 1. Decrease in income and/or 2. Increase in expenses - this episode is about how to not only manage both of those things but find the opportunity in them as well.You might also like this episode on how to stick to a budget conistently. Don't forget to leave a rating and review!Message me on insta@TheOneUpProjectWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode.DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 7 is from episode 144 - Negotiating pay at different stages in your careerIn this episode I speak to Rosey Nathan, a recruitment partner and career mentor. Her experience and expertise goes beyond what I could write in this paragraph and to have her perspective on how we initiate these sometimes awkward conversations is invaluable. Want to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It's got to be one of the hardest challenges we face in personal development, to put ourselves in uncomfortable situations for the sake of our own learning. It's important and potentially life-changing but can also feel near impossible. Here are my 4 tips to make it WAY easier.... Don't forget to leave a rating and review!Message me on insta@TheOneUpProjectWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode.DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 6 is from episode 150 - How to grow through challenges and opportunitiesIn this episode I speak to Latayvia Tualasea Tautai, a woman I look up to for her empathy and diverse perspective on how to build a purposeful and meaningful life. In addition, she speaks on how we can do this for others. There is so much to be learnt from her experience and it was a huge honour for me to have her on the podcast.Want to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Safe to say, I made many mistakes when I travelled through Bali and South East Asia and I had a very empty bank account as a result. So let me share a few stories with you so that we can both avoid this in our next adventure.Don't forget to leave a rating and review!Message me on insta@TheOneUpProjectWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode.DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 5 is from episode 149 - Wills & estate planning are easier than you thinkIn this episode I speak about how at 24 I can't imagine my death causing too much of an admin issue, so why bother with a will? Well actually it could be more important than I think.Want to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

A financial adviser on this podcast once taught me, "you're first and most important investment should and always will be in yourself". I couldn't agree more, to understand yourself deeper and develop an insatiable curiosity for life is something that can serve you in many ways. In this episode, I wanted to talk about 4 rules I follow to invest in myself and how we can all use them to help ourselves and our community. I would love to talk to you about it on Instagram? Also! If you are reading this and haven't left a rating/review - it would help me and this podcast immensley.As I say really awkwardly at the end of this episode, love you and chat soon.Message me on insta@TheOneUpProjectWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode.DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 4 is from episode 157 - When is the right time to find a new job?In this episode I speak about new Seek statistics that show now might actually be the best time to leave your job. But what are some steps to getting there? These aren't all of them but a taste of some of the things I did. Enjoy!Want to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

A well requested episode covering how exactly we stick to the budgets we create? Following on from our previous episode around which common budgeting method might work for you, it makes sense to establish how we now stick to this budget until we have reached our goals. Guess what? It's easier than you think!Episodes I mentioned:Atomic HabitsFinancial Advisers 101Message me on insta!@TheOneUpProjectWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 1 is from episode 150 - How to grow through challenges and opportunitiesIn this episode I speak to Latayvia Tualasea Tautai, a woman I look up to for her empathy and diverse perspective on how to build a purposeful and meaningful life. In addition, she speaks on how we can do this for others. There is so much to be learnt from her experience and it was a huge honour for me to have her on the podcast.Want to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

In this episode we talk about "The Magic of Thinking Big" a popular self-help book published in 1959 and written by American motivational writer and coach Dr. David J. Schwartz. In so many ways this book has outdated thinking but in so many ways it is completley profound, and interesting read that I loved discussing with you. See some other book overviews below:Atomic HabitsNever split the differenceWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 1 is from episode 151 - Communicating with your partner about moneyIn this episode I speak to Maaru Senthil, a financial adviser and incredible woman with a truly inspiring story about how she changed her money mindset to develop a peaceful and successful relationship with her partner surrounding their finances.Want to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

In this episode we cover the below 4 budgeting methods, what they are, how to implement them and the pros/cons of each. So you can decide what may suit your personal finances best!50/30/20 RuleZero based budgetingReverse budgetingBarefoot Investor buckets methodWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 1 is from episode 159 - how to take a risk in your career. In this episode I focus on how starting again isn't as bad as we might think and with starting again we must still value our skills and experience enough to know what we are worth. Check out the full episodes for more details.Want to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

WELCOME TO THE FIRST EPISODE OF 2023! Enjoy my review of the year and 9 lessons I have taken from everything I have done. Leaving my job, travelling South East Asia and navigating a lot of self doubt to name a couple things. This year, I have so much coming to you and look forward to chatting soon on Instagram.Want to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Hey beautiful people! I have put together 5 beliefs/habits I wish I had earlier in life surrounding my personal finances. It's important we cover more than just 'start budgeting' because the mindsets we aren't addressing will be holding us back. I have linked below some of the things I mentioned in the episode:My Financial Planner: https://www.livelively.co.nz/product-page/digital-financial-plannerApps to help with the rising cost of living: https://www.instagram.com/p/ClLAM90Pi8-/Financial Planning 101: https://open.spotify.com/episode/58klX3R0csNRiE4j7UmcWU?si=133ef6f10fa945c4Find more of our community hereWant to get in touch directly?sarah@theoneupproject.nzWant to achieve your financial goals?My financial plannerThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

So as the title mentions, I have been travelling (mostly in Bali but also Thailand + Singapore) for the last 3 months. I came over here with no intention, no plan, no structure and that was a WAY bigger shock than I thought it was going to be. So in this episode I get raw, truely very vulnerable around feelings I haven't even fully understood yet. We cover;- Safety while solo travelling- Culture shocks- Control vs freedom- Privilege and guilt- My endless emotions - Q&A from InstagramFind more of our community here:www.instagram.com/theoneupprojectWant to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

There's never been a better time to changes jobs or careers! Thanks to the sponsor of today's episode SEEK for helping to educate us on taking advantage of #TheGreatJobBoom.In this episode we discuss;- The emotions that exist around taking risks in your career.- My experience with doing this twice and what made it easier to take the leap.- What is self belief, really, and how do we create it for ourselves.- How to 'start again' in your career.- How to make the most of the Great Job Boom in New Zealand.Enjoy and make sure you update your SEEK profile to find the best opportunities https://www.seek.co.nz/Find more of our community here:www.instagram.com/theoneupprojectWant to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Financial Planning 101 - here are the elements that can make up a financial plan personalised to you. As you know I am not a financial adviser but after having so many on the pod talk about the importance of 'having a financial plan' I wanted to collate some of those main themes into an episode so we can understand what a skeleton version of your personal financial plan would look like. Here are a few things we cover;- Money mindset- How to create a good goal and vision- Property / Investing / Saving / Budgeting / Side hustles- What it means to have a financial planFind more of our community here:www.instagram.com/theoneupprojectWant to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

There's never been a better time to changes jobs or careers! Thanks to the sponsor of today's episode SEEK for helping to educate us on taking advantage of #TheGreatJobBoom.In this episode we discuss;- My experience taking a leap to leave my job and how I knew it was the right decision- How to make the most of the Great Job Boom in New Zealand.- What happens if you have just started a new job and want to leave?- Hear from SEEK NZ General Manager Rob Clark about the current statistics in the NZ job market and how they can help you.- Why you have more leverage to get the job and the benefits you want.Enjoy and make sure you update your SEEK profile to find the best opportunities https://www.seek.co.nz/Find more of our community here:www.instagram.com/theoneupprojectWant to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Hello my friends, welcome back to another episode of The OneUp Project podcast. Today's episode is a reflection / basic guide to preparing financially to travel overseas. These steps could work for a 2 week holiday or a 2 month trip. Here are a couple things I cover;- What to think about before you leave- How to save- Unexpected costs I would prepare for next time- How to work out how much money you will need- How to track spending/budget while on holiday- All costs you need to be aware of before you leaveEnjoy loves xxFind more of our community here:theoneupproject.com www.instagram.com/theoneupprojectWant to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora and welcome to another episode of The OneUp Project. In today's episode we discuss the elements of financial wellness with Sumita Paul an experienced financial planner. Sumita has her own financial planning business, Athena Wealth, where she empowers women to be in control of their money. I was most interested in Sumitas approach to finances as she see's it as a large ecosystem of wellness as opposed to something that happens in isolation. In the episode we discuss the following and more;- What is financial wellness?- How do we achieve financial wellness?- Is net worth relevant? - How do we begin our investing plan?- What is estate planning?You can find Athena Wealth here: https://www.athenawealth.nz/Find more of our community here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I am bringing back an old guest today to talk about how his career journey has done a complete 180 from stable employment to working for himself. Ben Parry featured on episode 17 where we discussed his role as Creative Director of well known New Zealand lifestyle brand RPM. Since then he has gone out on his own, not without challenges and tips for those of us wanting to pursue a freelance career moving forward. Enjoy!Find more of our community here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Right now you may be noticing that your portfolio is decreasing in value, it can be scary! Although this doesn't actually mean you've lost any money... we bust all of the common misconceptions and address how to be a resilient investor in this episode. Read the main themes below and see if it is a bit of you;- How to invest through volatile times with an existing portfolio - How to begin investing in a volatile time- How to be a resilient investor- Portfolio strength- What we should be investing in- How to keep calm and carry on..Thank you to Aotearoa's FMA (Financial Markets Authority) for sponsoring this episode and supporting the podcast. You can find the FMA's incredible resources here: https://bit.ly/fma-wiwChat soon,Sarah xFind more of our community here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Well I have been going on about it for a while haven't I? How I have discovered so much on this new travel journey of mine - a lot I haven't liked at all. So it's time to get it out of my head and tell you about it. I hope you enjoy this raw version of my experience within the first part of my solo travels. I want to be as a candid as possible but also acknowledge the privilege and freedom I have. If you have any thoughts, I would love to know and you can contact me below.Chat soon xFind more of our community here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It was a real pleasure for me to host this episode about money and relationships! Maaru Senthil is a financial adviser who has had to establish her money mindset while tackling beliefs from a turbulent home life and now a beautiful relationship. She has had to address many parts of herself in order to grow and develop into the partner she wanted to be - listen to this episode to find out how she did it. Some themes we discuss are;- Are relationships a 50/50 split when it comes to $$?- Money mindset- Overcoming past fears about stability and security in relationships - Personal development - Recognising the right questions to introduce a discussionCheck out Maaru below:https://www.instagram.com/vivefinancialadvisers/https://www.vive.co.nz/Find more of our community here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It is beyond a pleasure and a privilege to have Miss Latayvia Tualasea Tautai here to speak with us on the 150th episode of The OneUp Project! This episode carried many themes which I will highlight below but I wanted to bring Latayvia on to discuss her experience with money and personal growth as our experiences are so different and every-time I have finished speaking with her, I leave having learnt and feeling so positive about it. She is empathetic, self-aware, courageous and thoughtful. All the things I hope to bring to this podcast and more. Enjoy!Themes Include;- Money tips- Good resources to look to- Poverty and struggle growing up- Privilege and how to be comfortable with it- How to let opportunities thrive- How to move beyond survival or grow through itHere are some resources we discussed:https://www.ywca.org.nz/https://goodshepherd.org.nz/https://www.fincap.org.nz/https://www.moneytalks.co.nz/Find more of our community here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Hello lovely listeners, did you know it's Wills month in September! NZ is kicking it off and https://www.myfootprint.co.nz/ is helping to educate us on what a Will actually is and how to get it set up. A few things we cover today are;- What a will actually is?- What is the difference between a will and estate planning?- How to set it up?- What does all the legal jargon mean?- How much can it cost?- When do you need one?The reason I brought on Footprint is because I think they are genuinely passionate about bringing accessibility to a space where it doesn't yet exist! Enjoy guys.Find more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Hey lovely listeners, today is a reasonably quick episode all about emergency funds! What are they you ask? This is the answer to your prayers when you spill water on your laptop keyboard or your car has broken down or you have an unexpected expense of any kind.In this episode we cover what they are, how to create one, how much you should have in one, where you should keep it and more. All in under 20 mins..... this stuff doesn't need to be hard!Enjoy xFind more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Is it clickbait? I don't think so.. maybe.. well the truth is I am moving to Bali in 2 weeks! We aren't in a recession yet but it seems we are heading that way so it makes for an interesting time to make big life changes and decisions. Here is what I cover in this episode;- Why I am moving overseas- How long I am going for- What I am doing for work/money- What my plan is- How the podcast helped me make this decision- Take risks, be curiousI CANNOT wait to share this journey with you! Subscribe to keep up to date and I will chat to you soon xFind more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

This week I have Bryan Scott on the poddy, a financial adviser with a keen belief for how having financial goals is the most vital part of creating wealth. Bryan sees mistakes and successes with his clients everyday and shares some of those with us as well as his own personal stories. Not to mention if you listen all the way to the end... Bryan has an offer for you to get a discounted financial planning session! If you're interested, his details are below;Email: bryan.scott@milestone.co.nzWebsite: https://milestone.co.nz/bryan-scott/Find more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Welcome to Money Week 2022! I wanted to celebrate the week of money with a little 101 on how to increase it. Much has been said about side hustles in the past and many lack lustre ideas have also been given. In this episode we discuss the following;- What it actually means to have a side hustle- Side hustle vs passion project- Making money is okay- Examples of relevant side hustles- Personal Brand- Sugar daddies- Questions to ask yourselfFind more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Today we enter the world of negotiating pay/salary either before entering a new job or when in your current role. I believe these are both quite different situations that involve a different approach, Rosey Nathan helps us with that. Rosey is a career and recruitment coach with her own podcast 'Rosey on Recruitment and Career'. She has experience both as a recruiter and an in-business hiring manager so brings a great perspective. I am interested to hear your thoughts! I will also leave Roseys details below if you want to get in touch :)https://www.linkedin.com/in/rosemarienathan/Find more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I recently read "Never Split the Difference" a book about negotiation written by former FBI hostage negotiator Chris Voss. It was a truly interesting read that had me thinking deeper than just transactional negotiation with people but actually how we can have deeper connections with others through communication. I wanted to share my perspective on the book and give space for you to share your thoughts as well - reach out on insta! For all the tactics and strategies I recommend reading or listening to it as the ability to tell stories when educating is very exciting.The article I spoke about is here: https://marcabraham.com/2021/10/17/book-review-never-split-the-difference/Find more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

What a fricken treat!! We have Glen James, host of My Millennial Money podcast and author of book Sort your Money: And get Invested (all links below). In this episode we go over the following;- Credit cards and earning points, should you do it?- Consolidating debt, what's the point?- Paying off student debt, should you?- Student debt while overseas, how you can manage it- Budgeting- Building a solid financial foundationThere's also a fun giveaway happening... Listen to be in to win!Book: https://www.sortyourmoneyout.com/Find more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Today I tell you a story... a story of treating myself and the changes I am going to make! I want us to go on this lil' journey together so in this episode I break down my thoughts as I justify a purchase and try to help us both overcome it.Find more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Lauren Fong works as an Investment Principal for Icehouse Ventures and is the ArcAngels Manager, which is a fund that exclusively invests in female-led startups. And in addition to this she is a self managed electronic DJ and producer - so essentially, she's a boss!! I wanted to question her on everything involved with having 2x passions and how to overcome your own insecurities to establish a strong personal brand either in the board room or on the DJ decks.Check her out here:https://www.instagram.com/laurengin_/?hl=enListen to her music here:https://open.spotify.com/artist/1flukSZEylPvS1hSS2icHm?si=2hQvHIrsTOW124xOdto7tQFind more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

An updated version of episode 113 - still a great listen for everyone new to investing! In this episode I cover the learnings, mistakes, successes of having an investing portfolio over the last 2 years. There are some things I will keep the same and some I will change and I discuss it all today...Find more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

You may remember Aidan Treston, he featured on Episode 13 "The importance of your mental health & how it can ignite your creativity w/ O.C.D.C Clothing". Aidan founded and now leads a streetwear brand with clear and authentic purpose!Aidan's ability to create community from his experiences and alongside his brand has continued from when we first spoke over 2 years ago now!! This has seen him create a retail store, mobile app and most importantly a group of like minded people who share values and a sense of belonging. It's also now his full-time job - massive achievement!Find more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Hellloooo, kiwis this one is for you! I collated all the commonly asked questions around the KiwiSaver Government contribution in one episode. Here's what we cover:- What is it?- Why is it so important?- How do you get it?- Who is eligible? Find more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks so much to the Financial Markets Authority for supporting this episode of The OneUp Project. I am so happy to once again have Tammy Peyper, Manager of Investor Capability at the FMA, here to talk to us about KiwiSaver.In this episode we discuss your annual KiwiSaver statement (an important document outlining the details of your KiwiSaver fund performance as well as general information) and why it is key to check this each year!You can find out more here at fma.govt.nz/kiwisavercheck / https://www.fma.govt.nz/kiwisavercheck?utm_source=oneup_project_episode_discussion&utm_medium=podcast&utm_campaign=kiwisaver_annual_statement_jun_2022&utm_content=episode_discussionFind more of me here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I got this request from someone recently and I can't say I have fully achieved it yet but I wanted to share a couple stories from my life so far where I have had to overcome the opinions or potential judgement of others!I am keen to hear your perspective too! Send me a DM on instagram below :)Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Speaking with the lovely Laura again (@flourishprojectnz) about her move to London and all the costs/organisation associated! Listen to part 1 as well (episode 133)We cover;- Cost of living in London- Visa- Flatting- Holiday tips- Budgeting tipsFind more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Blessed to have a friend like Laura (@flourishprojectnz) who is willing to open up about the cost of her entire 6 week holiday and then moving journey to London! In this episode we go over everything it takes to move overseas and then in part 2 we go over the more specific dollar amounts and costs associated with living in the UK! Woohoo!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to Xero for sponsoring this episode! If you are keen to find more about the 'why we're in it' hub click here: https://www.xero.com/nz/campaigns/why-were-in-it/Today I speak with Charlie Nicholls the Director of Business Growth at Xero who has a wealth of knowledge around business, sales and business owner wellbeing. In this episode we uncover Charlie's personal why for business and what allows teams/leaders to work effectively!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Well well well, I have brought on the big dogs for this episode! Today I truly have the pleasure of speaking with Tammy Peyper of the Financial Markets Authority in New Zealand (otherwise known as the FMA). Tammy is the Manager of Investor Capability at the FMA and has some of the most practical, actionable and basic tips that ALL of us can implement in our investing portfolios today! This is not an episode to be missed lovely listeners.We chat;- Emotional vulnerability in the share market- The importance of having a plan- How to invest in a volatile market- What diversification is and how we can make sure our portfolios have itFind more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

The long awaited.. flatting episode! A couple of months ago I moved out of my parents house and into a flat! With people I didn't know and an experience I had never had before there was much to learn. I go over all of it in todays episode, money tips and more! Enjoy.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Te Kahukura Boynton is founder of Māori Millionaire podcast and blog, simply... she's fucking killing it! With side hustles, studying law, passion projects and an understanding of her personal development all under her belt at 18. She has so much insight to share with us on personal finances and growth.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Today I had the pleasure of speaking with Bridget Williams of Bead & Proceed (https://beadandproceed.com/) which exists to educate us on the sustainable development goals and help inspire us to action change in the world!Bridget has an incredibly relatable story of emotional resilience, passion, disappointment and excitement when it comes to pursuing something you care about. I can't wait to hear what you take from this one.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Craig Hudson is the Managing Director of Xero Aotearoa. Every time I have seen him speak at an event or post his perspective around leadership, I have admired it so much. He is someone who I feel, regardless of not having worked for him at all, displays an authentic and powerful example of what leadership should be.I am so excited to share his insights with you all!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Recently I realised just how much I had grown from 6 months ago. It was so exciting to notice that change within myself and I wanted to share with you the story and what I thought helped me to get there.Do you need a new financial planner? Check mine out below!https://www.livelively.co.nz/product-page/digital-financial-plannerFind more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Hellooooo, kia ora! Today I bring on Jess Smee again from Solutions Financial Services to discuss how she managed all of her personal money priorities! There is often so much in life to care about, mortgages, student loans, wedding etc - it can get stressful! This is Jess's take on it :) Thanks for this request from you guys!!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

There are a few things having this poddy has taught me how to do and trusting my gut is for sure one of them. But beyond the pod I have had many experiences that also contributed to this and recently with the benefit of hindsight I have noticed how my ability to do this overtime has evolved!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

The reason I decided to do a 'low buy year' this year (see episide 121) was because I felt like I was constantly trying to 'keep up with the Joneses', be someone I wasn't and compared all my belongings to another person! Ugh it was frustrating. So in this episode I bring on financial adviser Jess Smee to have a chat about it and discuss how we can avoid it!Thanks for listening always lovelies :) Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Today I speak to General manager of Design Practise at ASB, Co-founder & Chief of Wonder at Wonder and Wander & Founder of Sienna Baby, Sarah Nally who beyond all of this is an incredible thinker that I feel so grateful to have interviewed!When I spoke to Sarah for the first time, I instantly connected with her way of life. She continues to bring in elements of child-like awe, curiosity and inspiration in her work and everyday life. I am so excited to bring you this chat where we discuss Sarah's career journey and practical tips to understanding yourself and leaning into it.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Welcome back to another amazing episode with Sim & Sonya from @GirlsthatInvest. Both achieving incredible things in the financial space I am so proud of them both and inspired by all that they do! This is the second time I have had them on (lucky me) check out episode 80 for the first ep on money mindset :)In this episode we discuss the girls' experiences with Low Buy Years and everything that came along with it. Learnings, risks, pros & cons - you will hear it all in this ep!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora fellow home loan applicationers and deposit savers! Today we discuss the recent changes to the CCCFA rules that are getting people rejected from home loans for all sorts of ridiculous reasons! You may have seen this in the media recently..We discuss how to avoid these rejections and set yourself up for success! Plus some general tips around deposits and accounts when saving a home loan.Let me know what you think!!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Omg the long awaited Atomic Habits overview episode! In this episode I discuss how I wrote so many notes while reading this book. James Clear is awesome! I go through each note and explain why it hit home!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Hellooooo lovelies, today's episode is for anyone who ever has been or will be interested in seeking professional financial advice! We go over the below;- What is a financial adviser?- Why would we want one?- How much do they cost?- How do we avoid biased advice?& of course a whole lot more! Enjoy :)Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I have decided to not set any strict goals this year as I want to approach how I see my own personal development a little differently! It has led me to defining what success and happiness means to me which I share in this episode. Enjoy xx Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing but need a wee hand understanding the basics first, check out their next Wine & Wealth webinar on the 16th of Feb below or their instagram!https://hatch.as/One-Up-Project-Wine-and-Wealthhttps://www.instagram.com/hatch_invest/ Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora everyone! Come on my investing journey with me in 2022. I talk to about it all! (see below)- How much I am investing- How much my portfolio is worth- What I am investing in- Why I am investingYou can do this reflection too! It will only take about 30 mins of your time :)Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

WE ARE BACK BABY! 2022 is here and I am here today with 1/3 reflection episodes about what I am changing in this year. This is an extremely transparent look and deep dive into my personal finances, I am literally sharing everything this year and want you to have full oversight over what I am doing! Enjoy & come and check me out on Instagram https://www.instagram.com/theoneupproject/Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing but need a wee hand understanding the basics first, check out their getting started course below. https://hatch.as/TheOneUpProject-GSCFind more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thank you to Sam Pead from https://simplestudios.nz/ (@simplestudios__) for jumping on this episode to explore her journey through grief, hurt, corporate jobs, starting a business and so much more within that. She is incredible and I would encourage you all to go and support what she is doing for women in our creative space!! Thank you Sam! Thanks to the sponsor of todays episode, https://www.thelimitlist.com/ The Limit List takes all the hassle out of planning meals while helping you to stick to your budget. The team plans your meals and releases a shopping list for you every week so that you are avoiding unnecessary purchases and wastage. There are 3 different menu options to choose from each week for 2 or 4 people. If you are keen to try The Limit List and keep a healthy lifestyle and budget use the code “ONEUP” to get 50% off your first month. Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora, welcome to the ultimate beginners guide to investing in the share market, all within 20mins!! What we will cover is:- What to think about before you invest- What to consider as you begin investing- Practically how to get startedI also have another episode (#85) that gives you all of my learnings about investing since I started!Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing with Hatch here's the link below! It's super easy to get started and they'll give you a $20 NZD top up when you make your first deposit of $100NZD or more.http://hatch.as/OneUpProject Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Today I was lucky enough to interview the co-founder and managing director of Simplicity - Sam Stubbs. Sam has had an extremely rich and full business journey with many stories to tell. I would recommend this episode to anyone interested in starting their own business or trying to navigate their ongoing career. Enjoy team.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thank you to Katie Rickson for joining me on the pod today, she is extremely open with us about her money story and explains the details of how having bipolar has affected her relationship with money. I look forward to shedding some light on this topic and hope you enjoy too!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Alexis Fernandez is here!! I know some of you will be just as excited as me for this one! Today I have the absolute PLEASURE of sharing my conversation with @Alexispredez - Host of "Do you Fucking Mind" podcast and author of "Be Bold". In this episode we talk about many different things but a theme is self worth and how we can build our own to constantly be living at the ultimate version of ourselves.Find Alexis here: https://www.instagram.com/alexispredez/Find Alexis's podcast here: https://open.spotify.com/show/5ZIxtIWb16Vr2hFStL4nZK?si=elMzhLQlTyOAX_PCj7xLVwFind more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

WAIT! If you use Buy Now Pay Later schemes don't be intimidated by this episode, it's simply a chill discussion about what they are and the pros & cons.In 20 mins you'll learn- Who uses BNPL's- What makes them great- What makes them concerning- Why women are targeted Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks you Christine Jensen, co-host of It's No Secret podcast for coming on and having a raw, candid and transparent chat about your personal growth! In this episode we talking about overcoming self doubt, opinions on imposter syndrome, the cost of investing in yourself and obviously so much more!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

This episode, no joke has been about a year and a half in the making! Trying to sit down with successful people you admire is always hard but I am so glad Valentin could fit in some time for us and share his experiences. Valentin is extremely vulnerable and transparent in his journey which makes it all the more relatable and valuable! Enjoy this one, I put in the hard yards to get it to you haha. Founder & Creative Director of https://www.iloveugly.co.nz/Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing with Hatch here's the link below! It's super easy to get started and they'll give you a $20 NZD top up when you make your first deposit of $100NZD or more.http://hatch.as/OneUpProject Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Here are the links I spoke about on the episode, any questions find me over @theoneupproject on instagram! Enjoy lovelieeesssshttps://www.creditsimple.co.nz/content/learn/#1478754956967-22627a6a-b04f https://www.moneyhub.co.nz/credit-score-credit-check.htmlThanks to the sponsor of todays episode, Startup Solutions! Find your free guide to starting a product based business here: https://bit.ly/3l8NOhaFind more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I had the pleasure of speaking with the founder of one of NZ's favourite accessories labels - Saben! Roanne Jacobson gained inspiration for the brand while living in NY and discusses her success/challenges along the way.Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing with Hatch here's the link below! It's super easy to get started and they'll give you a $20 NZD top up when you make your first deposit of $100NZD or more.http://hatch.as/OneUpProject Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Bringing on friend, previous financial adviser, marketing expert and podcast host Cat Emerson from https://kernelwealth.co.nz/ and 'It's No Secret' Podcast to chat emotional spending A.K.A retail therapy!!We have all done it (especially in lockdown) and that is totally okay! But how can we manage it in future? Hear Cat and I chat about our experiences both good and bad in this ep.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

So excited for another "can we talk" segment!! This time let's chat HEALTH! A subject that will change depending on who you talk to so I wanted to bring two dieticians trying to help share education aligned with the way we role - basic and practical!Make sure you follow the girls Dayna & Rebekah over @_whatshouldieat on instagram!! Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

A highly requested episode all about ethical/sustainable investing! Thanks to CEO & Founder of https://kernelwealth.co.nz/ for jumping on the pod! Something interesting we cover is the slight difference in ethical vs sustainable and why these may differ from person to person! Enjoy and leave a review or rating if you liked this one.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

If you haven't already - see my last episode with Sarah (episode 67) where we get to know a little bit more about her, methods to invest in yourself and chat about our collab!!Sarah founded an amazing stationery and wellness company: https://www.livelively.co.nz/ (@livelivelynz) I use so many of her products and admire how much love goes into every product she releases. We did a financial planner & spending log collab together, check it out! https://www.livelively.co.nz/store/c7/LLxTOUPFind more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thank you to the listeners & guests who have supported this lil' hobby of mine! I could genuinely cry (like seriously it's borderline pathetic) at how much I love what this podcast represents and has given me. I cannot express just how grateful I am to have met and spoken to so many of you, while learning SO much along the way.I hope you enjoy my 100th episode!!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Welcome back to another segment of "can we talk" where we chat outside of financial literacy! I asked you over @theoneupproject on instagram what you wanted to hear about & self development / career update came out on top!Enjoy this chill af ep and if you want to see more of this style in future let me know :)Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing with Hatch here's the link below! It's super easy to get started and they'll give you a $20 NZD top up when you make your first deposit of $100NZD or more.http://hatch.as/OneUpProject FREELANCING 101!! Today on the podcast we bring on Priscilla Chand from https://gohireher.com/ to chat not only about how to become a freelancer but how to enhance your personal brand and live into your authentic self!Priscilla is an amazing woman with some real value to share - enjoy the episode and don't forget to leave a rating and review if you enjoyed.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the sponsor of today's episode! https://bettersaver.co.nz/ BetterSaver simplify the process to find the right KiwiSaver fund and have built a platform to give equal access to KiwiSaver advice, and if you want to speak to a human, they can chat with you at anytime. Their mission is to help Kiwis live fulfilling lives, one investment at a time.In todayyy'sss amazing episode (thanks for being here) we discuss the gap in the market surrounding good advice for KiwiSaver. In amongst this we have tips and tricks to improve the current state of your KiwiSaver! It is so important to understand what little changes can make HUGE differences.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Here is the tea sis ☕(with coffee emoji lol)So usually insurance is a boring convo, yes? Not today! I wanted the amazing ladies Rochelle and Philly from https://www.randpinsurance.co.nz/ to go over everything in a practical and applicable way! With full transparency - lucky this is their norm!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

WARNING: first 7 minutes of audio is slightly strange due to the file corrupting 😩 im so sorry! The rest is perfect 🙌🏽 which is so lucky because I have the absolute pleasure of welcoming back Kennedy Anderson (https://www.instagram.com/kennedynz/) to the show after he was on over 40 episodes ago!He updates us on his time on The Apprentice Aotearoa and business life since ✨Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Who wants to chat emotional literacy? Just another thing we aren't taught! How to deal with these things we call... feelings! OMG where to start?Lucky I have the amazing Sue Kohn-Taylor here from https://thementalfitnesscompany.com/ to help us.She not only has a wide breadth of experience herself but also resources available! I really recommend checking out her website or signing up to her mailing list, I am on it and it's literally JAM packed with info.Enjoy team!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kia ora & welcome all to today's episode!! I am so excited you have decided to listen to this one as it is one of my favourite topics! Self development - woohoo!It can be a buzz word for sure and sometimes we are unsure how to approach this journey for ourselves. So in this episode I have decided to run you through my personal process as well as my results from the https://www.16personalities.com/ personality test!I get vulnerable and honest - make sure you let me know if you enjoy the episode with a rating or review it would mean the absolute world!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

FINALLY! We are back with another entrepreneur/business story! Bayley Hughes, founder of https://www.brainplay.co.nz/ is here to discuss the journey of starting her business in her *very* early 20's to now hiring staff and changing the way kids learn! Bayley shares with us some very helpful and applicable tips she has learnt through owning a business and having to develop fast. I really resonated with a lot of what she said and couldn't have found it more relevant to those of us with passion projects, side hustles, businesses or careers we care a lot about!I can't wait for you all to listen, make sure you leave a rating and review!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the sponsor of today's episode, Glimp! Glimp helps you find the best deals and offers on Broadband, Power, Loans, Kiwisaver, and Insurance. Save serious cash! Make smarter money decisions and go to https://bit.ly/3zHRVpM to check it out!Thanks so much to Glimp for supporting the podcast!Bridgette Jackson from https://www.equalexes.com/ is our guest on this episode! An experienced entrepreneur, Divorce & Settlement Expert, a CDC Certified Divorce/Separation Coach, a qualified lawyer, and has a post-graduate dispute resolution qualification. She is also a certified mediator! How gooooooood, Bridgette had some really valuable insights into what she has seen go wrong amongst couples with their money! I can't wait for you to listen, make sure you leave a rating or review if you enjoyed :)Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

"Can We Talk?" is a segment of the podcast where we discuss opinions on things that are outside the scope of our normal eps! This may be controversial or unique to what we have heard previously and is all about developing your current thinking!In today's episode we bring on Olivia Scott from https://www.lovebyolivia.com/ to discuss energy healing, what it is, how it works and why we would want it? This doesn't just mean going to an energy healer but how positive and negative energy forms in our everyday lives and how to balance it!We discuss everything from the "woo woo" to the everyday! Disclaimer: I received a healing from Olivia at no cost but this episode is not sponsored. She has kindly provided a discount code "THEONEUPPROJECT" for $15 off any healing! Enjoy :)Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Do you feel pressure to get on the "property ladder"? This episode is for you!Thanks to Toby Pascoe from https://www.instagram.com/tobypascoeproperty/ for jumping on his second episode! (we discussed shares vs property in the first - check it out!)Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the sponsor of today's episode - Digital Boost!!An initiative launched by the Ministry of Business, Innovation and Employment in partnership with digital innovators in the private sector to help everyone upskill their digital capability from employees to business owners and anyone else who wants to learn how to increase their digital skills! I love it, the programme covers all aspects of digital from accounting to marketing. So far, 25,000+ Kiwis have signed up and the best part is that it’s all 100% FREE. Stay tuned to hear about their epic giveaway. Thanks so much to Digital Boost for supporting the podcast and all you have to do is head to www.digitalboost.co.nz to sign up. Thanks to Kale Panoho for jumping on the episode with me today - round 2 for him! See our previous episode with Kale, Episode 60.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing with Hatch here's the link below! It's super easy to get started and they'll give you a $20 NZD top up when you make your first deposit of $100NZD or more.http://hatch.as/OneUpProject Have all your personal finance questions answered in today's episode with financial adviser from @moneymennz Kalé Emery. This is a really chill listen for those of you just needing to kick the procrastination and get started!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

61% of women would prefer to speak about their death over their finances! This is not okay and we need to feel empowered to educate ourselves and have control - it's not hard and in todays episode we tackle the big questions!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing with Hatch here's the link below! It's super easy to get started and they'll give you a $20 NZD top up when you make your first deposit of $100NZD or more.http://hatch.as/OneUpProject Today we are talking about all the mistakes, myths and learnings that have come with my experience in the share market over the last year! It can be a confusing place so let me break it down for you in "chill speak" with my honest, authentic and unscripted opinion!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Toby is a qualified financial adviser, property owner and investor, career firefighter and blog writer for his own website: https://www.tobypascoeproperty.co.nz/Today I have the pleasure of bringing him on the poddy for 1 of 2 episodes where we break down property as an asset and why we would want to invest in it? Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Today we chat to Kate Reddington, Website Lead for https://sorted.org.nz/ - The best resource for free financial literacy education! I love this service and encourage everyone to have a look at their tools and blogs! Not sponsored at all, they are an organisation under the commission for financial capability and supported by the NZ govt! Today we chat through some mistakes we both made at university, based off a blog I wrote for them here: https://sorted.org.nz/must-reads/money-mistakes-we-make-at-uni/ It can be hard to save while at university but there are a few things you can do to get ahead! Enjoy the ep xxFind more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing with Hatch here's the link below! It's super easy to get started and they'll give you a $20 NZD top up when you make your first deposit of $100NZD or more.http://hatch.as/OneUpProject Interested in grabbing my financial planner & expense tracker collaboration w/ LiveLively.co.nz? Use code SAVVYSAVER for 15% off!!Today we chat STRENGTHS: How to find them and then further than that, how to apply them. This is a topic that is really close to my heart because I genuinely believe it can change a persons life. You are the greatest asset you will ever work on!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing with Hatch here's the link below! It's super easy to get started and they'll give you a $20 NZD top up when you make your first deposit of $100NZD or more.http://hatch.as/OneUpProject "Can We Talk?" is a segment of the podcast where we discuss opinions on things that are outside the scope of our normal eps! This may be controversial or unique to what we have heard previously and is all about developing your current thinking! In todays episode we sit down with Luke Kemeys - Director of nextAdvisory, Founder of BoysGetPaid and Creator of Keep the Change. Luke has a lot going on and has been a mentor to me for almost 2 years now! I respect his opinion highly and cannot wait for you all to hear his take on life of how he can achieve so many things in such a short amount of time.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing with Hatch here's the link below! It's super easy to get started and they'll give you a $20 NZD top up when you make your first deposit of $100NZD or more.http://hatch.as/OneUpProject Make sure you check out Sim & Sonya over at @GirlsthatInvest on instagram or on Spotify & Apple podcasts for more amazing content!! Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the sponsor of todays episode - Hatch!! If you want to get started with investing with Hatch here's the link! It's super easy to get started and they'll give you a $20 NZD top up when you make your first deposit of $100NZD or more.http://hatch.as/OneUpProject Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the sponsor of today's episode, Hnry! Freelancers and contractors this one is for you! Check out Hnry here: https://hnry.co.nzThe last year has been hard on everyone! 💥⠀Financially, it may have been your toughest time yet! That’s why it seemed so appropriate to have an episode all about the stress and how to move through it. Cat describes the feeling as “resilience fatigue” which essentially just means the aftermath of being strong for so long!⠀Before recording Cat & Christine hadn’t launched their new pod @itsnosecretnz yet so I’ve introduced them without mentioning it but make sure you go and check them out - I absolutely LOVE their poddy 😍If you loved this podcast make sure you also go check out Learnt My Lesson Podcast below for more inspiration around mental health.Spotify - https://open.spotify.com/show/5UepTCdtCrRl6DVWlsKetm?si=0eWWLO78TfSQ0aHrzCANlg&nd=1Apple Podcasts - https://podcasts.apple.com/nz/podcast/learnt-my-lesson/id1502923441Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Please listen to the trigger warning at the start of this episode before listening and if you or anyone you know is struggling please call/text 1737 (free helpline) I feel honestly so proud to be releasing this episode today and so thankful to have someone amazing as Laura on to chat! 💛⠀Today we are not sugar coating anything - we dive into Laura’s story, trauma and opinions on the development of support for mental health and trauma in NZ and the world.Laura is on a mission to speak up about her lived experience and show others they are not alone (@flourishprojectnz ). She has created a platform for people to share their stories as well as her own. Laura and I met through the gram (classic) and I have grown to know her as an intelligent, giving and warm person demonstrating such incredible strength and resilience daily - whether she thinks so or not 😉Check out Laura over at @FlourishProjectnz on Instagram!!If you loved this podcast make sure you also go check out Learnt My Lesson Podcast below for more inspiration around mental health.Spotify - https://open.spotify.com/show/5UepTCdtCrRl6DVWlsKetm?si=0eWWLO78TfSQ0aHrzCANlg&nd=1Apple Podcasts - https://podcasts.apple.com/nz/podcast/learnt-my-lesson/id1502923441Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the team at GetReminded for sponsoring this episode! Download the app here: https://bit.ly/3qrDIYVSee my instagram @theoneupproject for a giveaway thanks to GetReminded!!Check out Rosey on Instagram @Roseyhercareer for more awesome content!If you loved this podcast make sure you also go check out Learnt My Lesson Podcast below for more inspiration around mental health.Spotify - https://open.spotify.com/show/5UepTCdtCrRl6DVWlsKetm?si=0eWWLO78TfSQ0aHrzCANlg&nd=1Apple Podcasts - https://podcasts.apple.com/nz/podcast/learnt-my-lesson/id1502923441Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the team at GetReminded for sponsoring this episode! Download the app here: https://bit.ly/3qrDIYVSee my instagram @theoneupproject for my BIGGEST giveaway yet thanks to GetReminded!!We will be giving away $1000 CASH to someone - quickly!!!Tracking our expenses - why should you care? Here’s a couple reasons;- Reduces stress (need I go on 🤷🏼‍♀️)- Gives you control of your finances 🤑- Empowers you to learn about your money 💭- Makes you more financially confident 🤓- Gives you more money to spend long term 💰 If you loved this podcast make sure you also go check out Learnt My Lesson Podcast below for more inspiration around mental health.Spotify - https://open.spotify.com/show/5UepTCdtCrRl6DVWlsKetm?si=0eWWLO78TfSQ0aHrzCANlg&nd=1Apple Podcasts - https://podcasts.apple.com/nz/podcast/learnt-my-lesson/id1502923441Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the team at GetReminded for sponsoring this episode! Download the app here: https://bit.ly/3qrDIYVSee my instagram @theoneupproject for a giveaway thanks to GetReminded!!Common misconception: I have to be in the business/corporate scene for networking to benefit my life 👀⠀100% wrong!! 🙅🏼‍♀️⠀Over the last year I have realised the extreme advantage of building your network and connecting with those you admire 👥 This hasn’t only had a direct impact on the progress of the podcast but also on my life in general! So today I have the absolute pleasure of bringing on recruitment and career expert Rosey Nathan to speak to us!Check out Rosey on Instagram @Roseyhercareer for more awesome content!If you loved this podcast make sure you also go check out Learnt My Lesson Podcast below for more inspiration around mental health.Spotify - https://open.spotify.com/show/5UepTCdtCrRl6DVWlsKetm?si=0eWWLO78TfSQ0aHrzCANlg&nd=1Apple Podcasts - https://podcasts.apple.com/nz/podcast/learnt-my-lesson/id1502923441Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thanks to the team at GetReminded for sponsoring this episode! Download the app here: https://bit.ly/3qrDIYVSee my instagram @theoneupproject for a giveaway thanks to GetReminded!!What is loyalty tax? 📚⠀Well firstly, it’s not a real tax! It is just a label to describe the money it is costing us to stay loyal to our providers! E.g being with the same insurance company for 10 years without ever updating your annual contract or comparing previous premiums - yet there is currently a much better deal offered to new customers!If you loved this podcast make sure you also go check out Learnt My Lesson Podcast below for more inspiration around mental health.Spotify - https://open.spotify.com/show/5UepTCdtCrRl6DVWlsKetm?si=0eWWLO78TfSQ0aHrzCANlg&nd=1Apple Podcasts - https://podcasts.apple.com/nz/podcast/learnt-my-lesson/id1502923441Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thank you to Girls In Business for sponsoring this episode! So happy to be working with them today and cannot wait to attend the event. Grab your tickets here: https://www.trybooking.com/nz/events/landing?eid=3767&embedDefinition of collective wisdom: also called group wisdom and co-intelligence, is shared knowledge arrived at by individuals and groups👏🏽I believe that sharing experiences is the best and ultimate way to learn.⠀Why reinvent the wheel when you can just take the regrets, failures, successes and triumphs of those you want to be like! I do this every. Single. Day. With guests from the podcast and people I follow! ✏️⠀Fin is someone who does this really well, through his podcast @ellenave_ and his Facebook group: collective wisdom, he lets the “everyday person” share their gems with the world. He’s also super onto it himself, younger than me and a total inspiration! I wouldn’t say it if I didn’t mean it - one to watch! 🔥If you loved this podcast make sure you also go check out Learnt My Lesson Podcast below for more inspiration around mental health.Spotify - https://open.spotify.com/show/5UepTCdtCrRl6DVWlsKetm?si=0eWWLO78TfSQ0aHrzCANlg&nd=1Apple Podcasts - https://podcasts.apple.com/nz/podcast/learnt-my-lesson/id1502923441Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Have you ever been saving an amount and thought - is keeping this in the bank the only way to save? 💰⠀I definitely thought that but was too intimidated to look any further, so today we have Cat, head of marketing and customer strategy as well as financial adviser from @kernel_wealth to give her point of view!⠀We chat about how you can come to have a lump sum of money, why you are saving an amount and what to do with it before hitting the goal! So an example might be your house deposit that is sitting in the bank 🏦If you loved this podcast make sure you also go check out Learnt My Lesson Podcast below for more inspiration around mental health.Spotify - https://open.spotify.com/show/5UepTCdtCrRl6DVWlsKetm?si=0eWWLO78TfSQ0aHrzCANlg&nd=1Apple Podcasts - https://podcasts.apple.com/nz/podcast/learnt-my-lesson/id1502923441Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Saylesa and I actually went to highschool together but she has now moved over to the US with her family! Through the hectic lockdowns, she gained a passion for makeup! Doing mainly editorial looks, things started gaining traction and finding some cool products she thought she could start something herself!⠀The brand started off with beauty products but as of the 27th of Feb they will be launching fashion wear! So exciting for her and to see such quick growth of something that started so humbly is something I loved interviewing her about!A really important topic Saylesa focused on was the challenges that have come with this journey involving family, upbringing and society in general! I really enjoyed hearing this perspective and commend Saylesa so much for what she has managed to achieve in such a short space of time!If you loved this podcast make sure you also go check out Learnt My Lesson Podcast below for more inspiration around mental health.Spotify - https://open.spotify.com/show/5UepTCdtCrRl6DVWlsKetm?si=0eWWLO78TfSQ0aHrzCANlg&nd=1Apple Podcasts - https://podcasts.apple.com/nz/podcast/learnt-my-lesson/id1502923441Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

The first of many “Can We Talk?” Episodes ✨✨In this episode I have the lovely @feliciaaull of @florescence.podcast & @soulfamilynz - She is one of those high achiever types, constantly has 5000 things on her plate and literally striving everyday to be the absolute best version of herself possible!⠀I admire this type of drive and diligence - something that can often come with this massive work load is burnout, if not managed properly. Sometimes we can also get caught in what’s been labelled as “hustle culture” and amongst all of that, there’s bound to be times where shit just keeps going wrong.⠀We get to hear about all of this plus more on how Felicia deals with it and why these topics are really close to her heart! I have pretty split opinions on this topic and sometimes struggle to articulate my thoughts on it so really happy to have Felicia here to so gracefully communicate her experiences and tools!If you loved this podcast make sure you also go check out Learnt My Lesson Podcast below for more inspiration around mental health.Spotify - https://open.spotify.com/show/5UepTCdtCrRl6DVWlsKetm?si=0eWWLO78TfSQ0aHrzCANlg&nd=1Apple Podcasts - https://podcasts.apple.com/nz/podcast/learnt-my-lesson/id1502923441Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

It’s an old fashioned Q&A style episode this week w/ @_jack.windler⠀I rounded up some questions you guys had for him plus some of my own of course and fired them Jacks way! 🔥🤠⠀All very straightforward and common questions we want to know the answers to! If you loved this podcast make sure you also go check out Learnt My Lesson Podcast below for more inspiration around mental health.Spotify - https://open.spotify.com/show/5UepTCdtCrRl6DVWlsKetm?si=0eWWLO78TfSQ0aHrzCANlg&nd=1Apple Podcasts - https://podcasts.apple.com/nz/podcast/learnt-my-lesson/id1502923441Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Sarah is 20, with a 6 month old thriving business and years of success ahead of her! 💁🏼‍♀️What are her little secrets to be consistently investing in herself, levelling up on yesterday’s progress & chasing fulfilment in how she lives her life everyday! Sarah is a classic type A personality which I absolutely love 😂💛 She is organised, a perfectionist and well has her days very structured. So it seems fitting she would have a stationery brand right? Today we get to hear the story behind it all, how it’s going so far and plans for the future! Sarah also let’s us in on how reading books is a big part of investing in herself and the process that comes along with that! An easy, inspirational listen from a young girl making massive moves in her life. I could not have enjoyed recording this more and look forward to you all listening! ✨Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Thank you to the sponsor of todays episode - HNRY! See their link here to check out the amazing accounting service they offer. Freelancers this is for you: https://hnry.co.nz/Newest episode coming Tuesday! Side hustlers, creators, passion projectors (not a word) - this is for YOU 💥💥With social media being one of (if not the) biggest means of communication - it is paramount to upskill in this I reckon! So good to have none other than Tash & Viv the best in the business from @acethegrampodcast helping us out in this episode!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

How do we prepare after buying the first? When do we need to start thinking about it? What is equity? Some of us have goals to own more than one home and maybe the time to start thinking about the second one is closer than you think! 🏡⠀A lot of these questions surround when we should be seeking help which I think is important because often people don’t want to reach out early. You might think you need heaps of money or equity before reaching out to a mortgage adviser or doing some research - but this doesn’t have to be the case! ⚡️⠀Hoping to answer some interesting questions in this one! This episode is 1/2 shorter property eps that will cover basic and straightforward questions! An easy listen to get upskilled quick 💥Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Jackson is super high energy, driven and proactive. I really enjoyed his outlook on just getting shit done and giving things a go! He gives us some awesome advice around networking, building your career and the important of upskilling individually to what any degree or education can teach you!⠀There’s a lot of value in self learning and having a bit of initiative when it comes to building your life! At the end of the day you may not agree with our opinion on some things but an important theme should be taken regardless - understand what YOU want.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

You may not think it but often I am messaged by people wanting to start their own podcast! I by nooooo stretch of the imagination am a podcast genius but I obviously do have one... so why not share how it’s done! ✌🏽⠀Here are some of the key things I chat about:⠀🎙 Value - why are you starting one?🎙 Microphones/Software - how to not spend yah life savings on gear🎙 Growth - My experience and what I did🎙 How it’s so much fun and everyone should start one if they love a yarnFind more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I love a story of a gal leaving corporate to do her own thing! ⚡️⠀Tomorrow’s podcast does just that with marketing, cupcake and podcast extraordinaire Grace Kreft!⠀Grace left her job as a lawyer to begin her own bakery & cakery where she gained so much experience in an environment completely different to what she was used to. When you study something for years and leave to follow dreams it can be one roller coaster of a decision!⠀Grace gave law a good crack but saw her strengths being best used somewhere else! These stories of people being self aware and moving on are exactly what those in similar positions need to hear. It is possible to leave, no matter how many years you’ve done or what loyalties you think you have - you can have a job you enjoy!⠀Now working as marketing manager for @sixbarrelsodaco Grace also has @peptalknz her podcast on the side! We get to hear about how she manages it all and what her story has taught her.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Can you believe we are over 60 episodes deep 🤯🙌🏽Finally finally finaaaalllllyyyyy able to record this episode! So I’m just going to drop below some of the things I talk about. It’s mainly a review ep and I love chatting in these solo ones so I really hope you enjoy ✨What you’ll hear about:⭐️ What I did in 2020 and my thoughts now⭐️ How 2020 has shaped my intentions going forward⭐️ What my goals are for 2021⭐️ What I’ve learnt over the last year⭐️ Some solid, ruthless opinions from yours truelyYou are in control of what you see, do, think, feel blah blah let the cliche continue - but the message stands! Take ownership over how you want to live, don’t settle and over everything else believe in yourself 💯Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

This mornings episode is now live! If you have subscribed/followed you would’ve received a notification 😇✨⠀Kale Panoho is a digital marketer, consultant and partner that has worked with some awesome brands like @tiktok , @microsoft , @bossbabe.inc & @forbes . More than that he is a motivated, disciplined and intelligent leader who has had a really interesting career to date!⠀He is a partner at K&J Growth, Rugbybricks and a Forbes council member. He also has other initiatives on the go all the time and speaks about a new one at the end of the episode 👀Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Period poverty is a common phrase you may have heard that talks to having a lack of menstrual products because of cost! Many NZ teenagers are missing out on school because they can’t afford period products to get them through the day.⠀This in all honesty breaks my heart and makes me feel incredibly grateful to have had a family that could always provide that for me. @_dignitynz is here to solve this! Their mission is to create period equity by supporting schools, youth organisations and women’s support services.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

If you’ve been here for a while you know how much I value personal brand! An influencer is a personal brand, and we all have a personal brand. Sooooo you could say we’re all influencers 😏 which we are!We sell ourselves everyday, with our attitude, energy, vibe. Whatever you want to call it - you represent something when interacting with people! Some of us monetise our personal brands (this doesn’t just include influencers) and others don’t.Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

tart the year off with a success story! The @pepperandme_ grind 🧂⠀Cherie was nice enough to let me sit down with her and completely dive into how Pepper & Me began and how it became a literal empire from a tiny side hustle!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Taking ownership has become a bit of a cliche for me this year! Because we have all had to take care of ourselves to a new level. Whatever it has looked like we’ve had to share a load of responsibility, stress, progress or maybe backwards steps!⠀Potentially a setback in confidence came as a result of all of these changes! Something I preach about is how having self belief and being able to take risks can really help you achieve whatever you want!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Find Josh here:https://www.youtube.com/channel/UCexZalgYyI5j1t_jBVk1oBgBringing on a youtuber!! 💯🎥⠀Josh and I actually have similar stories, both of us left PwC this year to work on our platforms! Josh started YouTube over a year ago and took a break, he then decided he wanted more time to put into his channel and take it on full time for a little bit!⠀Josh is also passionate about financial literacy and focuses mainly on investing. But what is interesting is that Josh invests mainly in individual stocks!Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Believe it or not, it’s actually possible to be responsible with money and have a booming social life 🤯🥂🎉✨🍾🙌🏽😍⠀We are so lucky in NZ to have had the amount of events we have had already but I cannot wait to go to even more! This is the most appropriate festival pic I’ve got so hopefully it gets yah excited (for the episode and festivals 😉)Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

In next weeks episode we sit with a leader, founder, business owner, director and creative - did I mention he’s 23? 🤯⠀@kennedynz it was a real pleasure to sit down with you and ask you every question that could possibly be asked about your career so far! Kennedy gave University a go then scrapped it to give his dreams a real chance which has now transformed into one of the best decisions I’m sure he’s ever made!⠀Young people taking chances and just doing shit is exactly what I love to see and why I had to get Kennedy on an ep! Just check out his bio for a snapshot of some of the amazing work he’s done!!⠀Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

In between the storytime and endless laughs is some quality content surrounding mental health. Jess and Sav choose to be extremely raw, honest and vulnerable on their podcast and now on mine too!⠀Through sharing their personal experiences they hope to open up conversations surrounding mental health and all the uncomfortable feelings that come along with it. Regardless of so many people sharing these positive messages there is still a stigma around discussing your struggles.⠀People still hesitate to reach out, be honest, cry and everything in between. I consider my mental health to be #1 over everything. You can’t have your life together until you understand your mind and can work with it rather than against it.⠀These chats aren’t easy but Jess and Sav do such a great job of speaking so fluently. I cannot wait for everyone to listen especially because above all they’re just so much fun!⠀Make sure you check out my episode on their podcast as well and ask yourself and others;⠀How are you, really?Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I honestly had no idea what to title this episode but that definitely sums it up! ✨I answer a couple questions that came through around me leaving as well as why I choose to leave! I think it’s important to explain why I even chose to go into this job in the first place because this will probably be a very very familiar story to some of you!⠀I loved the place I worked but traditional accounting is simply just not for me and even though I don’t really know what is, I think it’s important to at least have a go at finding out!Find me below:Instagram - https://www.instagram.com/theoneupproject/Website - http://theoneupproject.nz/

The lovely Kate is back again with a short and sharp 20 mins on how we can get ourselves into debt and then steps to manage getting out of it!⠀Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Alright alriggghhtt stop begging me for more KiwiSaver content!! ✨👌🏽🥂⠀Oh wait you weren’t... well you’re definitely going to want to listen to this episode! Rupert from Kōura is really passionate about helping kiwis make better decisions with their KiwiSaver.⠀There is so much more we could all be doing! Rupert & I have had many chats about the lack of knowledge surrounding the retirement scheme and I said it’s boring and too hard for people! 🥱⠀Much to his dismay I told him why it’s so hard to get our KiwiSaver sorted! And lucky for us he’s come through with a literal step by step practical answer to how we can organise our KiwiSaver. These are real tips and steps we can apply ASAP! ‼️⠀I love my KiwiSaver chats! I also want to stress that this episode is 100% #nonspon and I genuinely do love the ethos of Kōura and know you will get value out of this! 💰DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

Monday’s episode is a nice classic overview of the different strategies when saving money! 🤑⠀Kate breaks this down to be very very simple! Which as you all know is my favourite way to do things 🙌🏽 we go over what accounts you may need for different things, how to prioritise income and how to save more than you already are!⠀Sometimes I feel like I have a good routine when it comes to getting paid but hearing other ways of doing things can put into perspective how effective you are actually being with money!⠀Of course we all have a different ways of saving and your lifestyle will impact which decision is right for you! But hopefully this will help to skill you up on new ways as well!DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

Recently I’ve had some time to reflect on decisions I’ve made over the year so far 🧐⠀I’ve always been a really ambitious person, who doesn’t see much as impossible. In saying that - I am young and still overly wary of making the “wrong” decision. My desire to take risks wasn’t as strong as it is now and honestly I put that down to starting a podcast! 🎙✨⠀Some of us are lucky to find mentors in life, whether that’s teachers, family, friends parents’, bosses etc. Sometimes though it can be really hard to find people older than you who you resonate with. I have been lucky enough to have 30 min mentoring sessions all throughout the year in the form of episodes and share them with you!⠀Through osmosis I’ve made so many shifts in mindset without even realising. Maybe some of you have as well? I wanted to highlight exactly what those things were and examples of how I’m practising those changes in my life!⠀Among all the money stuff I’ve come to understand that the thinking behind it is just as important and investing in yourself should be something we all prioritise in whatever form seems right for you 💥⠀What’s a stand out message you’ve taken from the pod this year? 🥂

I am going to make this caption like this episode - valuable & to the point 💁🏼‍♀️⠀Hamish is your classic 26 year old New Zealander with a super genuine story I love. He started saving for a house deposit at 18, purchased at 24 and now has room to achieve other goals financially!⠀What we will cover 👉🏽⠀- BIG LEARNING: How Hamish moved out and saved for a first home deposit- Actual figures surrounding deposit and where the money came from- How he organised his KiwiSaver for success- How lifestyle choices impacted his results- How Hamish decided what to borrow- How he went shopping for homes and found “the one” (actually a funny story)⠀Thank you Hamish, you’re a legend for being apart of this and sharing your journey!DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

“Don’t be scared to reinvent yourself at any given moment” ⚡️💥✨🔥⠀That is only one of the MANY golden quotes throughout this episode. Next week we are joined by @kenyonclarke , CEO and founder of @duvalgroup . You may recognise that name from a few weeks ago when we interviewed Charlotte who is actually Kenyons wife!⠀Ultimate power couple honestly 🤯 I mentioned last ep that Charlotte is the kind of woman that when she speaks, you listen and Kenyon is very much the same. I again feel more than honoured to have had the chance to sit down and pick the brains of someone so incredible 🙌🏽⠀Within this more candid episode we break down mindset, steps to get into property, tall poppy syndrome, passion, motivation, going after what you want and literally everything in between - I could’ve sat there and asked questions for hours!⠀This episode will test your current way of thinking and force you to confront any unproductive or toxic attitudes, people and situations in your life. It is not for the faint hearted but shit I reckon it could flick a switch in your head and sometimes that’s all you need to kickstart a whole new way of living 👊🏽

I truly do feel pretty privileged to release this next episode ⚡️⠀I would describe Brent on a surface level as your average kiwi guy - but beyond that he has achieved amazing things that deserve recognition. He has faced adversity and through those challenges created a life he is happy with.⠀I don’t think an achievement like that should go unnoticed because I know way too many people settling for a life they don’t enjoy. Brent isn’t one of those people, he had a mindset shift and made shit happen.⠀Again, in this episode I wanted to focus on property but Brents personal life journey was too valuable not to discuss. From being in and out of court to building wealth through property and owning his own gym - I would call Brent an example of success through incredible mental strength.⠀I really would encourage everyone to listen to this! I love hearing stories of the everyday person who strives for something more than the average. If you know anyone facing adversity, needing a push or a reason to keep going - send them this episode!

Someone asked me a while back “can you please do an unbiased episode on insurance” 🤓 I said don’t worry I got you 👊🏽⠀On Monday I’ll bring you exactly that! So lucky to have Kate from Sorted on, you guys bloody know how much I love the sorted website. That thing taught me how to organise my KiwiSaver!⠀Kate was awesome to talk to, she is their website lead and has all the good goodknowledge for us! 💡 Insurance is something I don’t want to think about but at some point we need to think about it and it’s different for everyone!DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

How often have you felt like sh*t about your financial situation? 💸⠀How much of that came down to attitude? When you really get down to the crux of the issue it’s probably about your mindset towards, and relationship with money. This episode wears many many hats with many many golden nuggets of info. It was an absolute pleasure to speak with @duvalgroup COO @itscharlotteclarke .⠀There’s something about Charlottes energy that instantly makes you want to listen, and in my case learn - ALOT! This episode speaks about money attitude mostly with a property spin, we dive into Charlottes experience with investing in property as well as lessons she has learnt along the way.⠀I feel more than privileged to have had this opportunity and without a doubt know this will be so valuable. Sometimes you need to hear the truth without the BS, and lucky for us this is coming up! I resonated with so many messages in the episode and left feeling more than inspired to hunt down what I want in life.⠀You will seriously be missing out if you don’t listen to this one! Monday 7am - see you then 🥂

Do you know the difference between a KiwiSaver fund, rate & provider?? 👀⠀You think it’s easy and then you try to put it in a sentence and realise you don’t know as much as you thought 🤔 And then after that you have to find out your risk appetite and adjust the above three accordingly...⠀What!! I’m stressed 😅 so happy to bring another KiwiSaver episode to the mix! This tool can and needs to be used to your advantage! Take it for all it’s worth, literally!!⠀How do we make the best decisions?? By becoming educated 🤯 see you Monday as per 🥂DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

ven though this episode is titled the “truth” it’s actually all opinions... 😅⠀Next weeks episode might be a little confronting, Luke and I choose to dissect our own experiences in the traditional education system. We discuss what makes it shit, what makes it great and how we would change it!⠀It’s not all negatives though we also discuss how we are and plan to change this going forward! I’m really excited to bring you this episode mostly because it’s something I am trying to change through this podcast.⠀I truely believe the traditional education system does not prepare you for making the most of the life you’re given. Financial education, sexual health education and mental health education are main gaps that need to change.⠀Can’t wait to hear your thoughts as well! Remember at the end of the day this is just an opinion and if you don’t agree then that’s totally fine - message me! Would be cool to discuss anyway. Opening up these conversations is the only way anything will change.

Have you ever read a quote and then it has just stuck with you forever? ✨⠀I definitely have a few and then variations of some that I always resonate with. I don’t think a quote will be the thing that changes your entire life journey (although maybe?) but I think they are awesome little motivators for everyday.⠀This week coming I wanted to switch it up with a solo ep, reintroduce myself to any new listeners and just have a really chill chat about motivation, inspiration and living your best life 😜✌🏽 #livelaughlove⠀No but seriously, this ones a bit light hearted to break it up and I honestly looovvveee talking about things like this. Would love to hear your thoughts as always.

You are going to be blown away when you listen to this episode ✨ Why?⠀Robett Hollis among many other things is an extremely successful and influential entrepreneur living out a journey that left me with no excuses not to go after what I want. He has already made an impact on this world that will be remembered for years to come and continues to make moves to do more every day.⠀Robett has launched & founded New Zealand’s largest action sports media network, content agency Frontside and commercial real estate & shared workspace facility ColabNZ. On top of that Robett is a Snowboard world championship silver medalist! 🤯⠀In addition to this he is on a journey to tear down tall poppy syndrome and inspire kiwi youth to be relentlessly driven in their personal journey to success. Robett does not waste his time so it was nothing short of an honour to have been given a portion of it to record this episode.⠀When I say don’t miss this, I mean it.⠀Do more, be more, say #yestosuccess.

What an honour and pleasure it was to have Frances on the pod for an ep! 😍🙌🏽⠀@francescooknz is both a podcast host and author of two financial literacy havens! ✨ If you haven’t heard of Cooking the Books podcast or Tales from a Financial Hot Mess - where have yah been? 🤓⠀I knew I wanted Frances in here to share her journey, knowledge and thoughts surrounding all things finances! She has an extremely relatable story and I know how many of you will value this episode. We get her thoughts on sorting finances coming out of lockdown (or heading into one...), helpful resources and important things to keep in mind!⠀I feel like this comes at no better time as well! I really appreciate when people like Frances are open about their stories because no one starts as a money whiz or really really caring about their finances! It is learnt behaviour and we will get an inside scoop into how it’s done 👏🏽DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

You NEED to listen to this ep, why? 🤓⠀Because I asked my friends recently - will you guys begin investing your money at some point? Not one said yes. Personally that told me that this message obviously isn’t getting through 😂 Not saying you should invest, but it should at least be something you look into.⠀Building long term wealth is IMPORTANT. Work smarter not harder for your future self. Don’t work for your money, make your money work for you. I could throw you 1 million cliches and most probably still won’t listen 🤪⠀It really doesn’t have to be intimidating! It can be easy peasy lemon squeezy mate 🤯🤯If anyone has any any questions about investing please ask me! Use the link below to receive a $20 top up when depositing your first $100 to Hatch!http://hatch.as/oneupprojectAnyway - rant over 😉 see you Monday ✨ #AD #SPONSOREDDISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

I’m sorry to let you down but...⠀Mortgage advisors can see all of your after pays to The Iconic 😵. In fact they can see everything, they need to see everything! On Monday we bring on @_jack.windler to give us all the juicy goss on buying a first home or home in general!⠀I had so many questions about the property purchasing process (alliteration queen over here) and they’ve all been answered! Further to this we cover a bit about Jacks story, in the industry & out 🙌🏽. This will be a very insightful, helpful and valuable episode for everyone.DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

If you went to uni, what is your biggest spending regret? And don’t tell me it’s getting a degree 😂⠀On Monday’s episode I go absolutely iiiinnnn on my money story through university and why it was a semi shit show. I would say I’m usually a good saver but hit with the temptation of “free money” this proved not to be the case.⠀I’m keen to hear if your experiences were similar or completely different! I let you know what I would’ve done differently in terms of money and how I could’ve set myself up a lot better by making some small changes.⠀I really enjoyed reflecting on all of my decisions because I can now pass it on to others! Who hopefully won’t make those same decisions 😅🤞🏽 It’s a big choice to go to uni in itself and I don’t think it’s right for everyone. But if it is right for you this might be your ep!DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

Omg omg omg I’m so STOKED! And I know a lot of you have been waiting for this one...⠀A few weeks ago now I sat down with the lovely Courtney behind @themanuss and we discussed her financial journey to date! A good friend of mine recommended I follow Courtney and I knew I wanted to bring her on straight away.⠀Courtney is so many things but just to name a few; mum of 3 (absolutely love seeing the fam on the gram 😍) business owner, financial content creator, inspiration and all round amazing person! 💯 Courtney has had her own personal struggles with debt but managed to come out the other side after educating herself!⠀The lessons within this episode are KEY for anyone out there who has debt or wants to upskill financially - this is a normal story that I’m sure so many of us can relate to!⠀I feel honoured to have such an admirable and successful woman join me on an ep and hope you all love it 😍⠀

You might see the word cryptocurrency and instantly register you won’t understand so tap out of this episode - Here’s why that’s a bad idea ✌🏽⠀After recording this episode with Janine, I came to realise how increasingly prevalent cryptocurrencies are in NZ (as well as well implemented globally) ✨ To me, I saw them as this big scary unknown - but it’s actually extremely interesting and after reflection has a lot of benefits.⠀I’ll leave it up to you to decide but definitely watch out for Monday’s episode! Janine Grainger is the co-founder of @easycrypto.ai . An online platform allowing kiwis to buy and sell a range of cryptocurrencies. You may of heard of Bitcoin for example - that is a type of cryptocurrency.⠀Janine is amazing and completely broke this topic down in an approachable and easy to understand way. Janine also touches on the importance of online scams etc which I think is incredibly relevant! Can’t wait for you all to listen.

Insurance is something we’ve all heard of, know the gist of what it’s all about, some of us may already have it! But for me I never really knew why it was important to have insurance at a young age.⠀I’m not talking car insurance I think we can all agree why we need that 🤪 (maybe some more than others). We are talking life, health, income protection etc... what’s the deal with this type of insurance??⠀As per the classic one up style, we are taking it back to the very very BASICS. I ask all the main Q’s and Pat was awesome in giving us some extremely helpful info!

We recorded this a lil’ while ago now over lockdown. It’s a conversation about the different approaches to a pandemic and how we can and have all made the most of it!⠀Whether that’s by relaxing, hustling or none of the above it’s what was best for you. We both spent it working on various projects and share that experience with you.

I spent money, I studied, I got good marks and I got terrible ones but this is all what created my university experience! In this ep I’ll share my thoughts around why I went, what I liked and what I would do differently if I went back!

I have (and I’m sure you have too) been waiting a long time to get an episode like this out! 🙌🏽⠀Next week I bring on Olivia who is the intelligent woman behind @getontheladder_ which is an Instagram resource providing insights into purchasing your first home! 😍⠀Olivia works in property as well as also being a home owner herself! She is extremely knowledgeable and has a really fluent way of explaining topics surrounding the property market. If you’re a young person and more specifically live in Auckland - you will know that buying a house feels like an impossible feat. Olivia makes it seem possible!!⠀I am almost begging you (not that I need to 😉) to listen to this ep! I found it inspiring and really changed my thinking about getting on the property ladder! Thank you Olivia again for coming on you are so incredible ✨DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

For all you current/budding entrepreneurs or for someone who is curious to extend their knowledge on how brands work - you won’t want to miss this one!! I looovvveee talking about this kind of stuff - I just reckon it’s so interesting!!⠀

Megan is copywriter and brand strategist who started her own business journey after becoming comfortable in her role and in need of a challenge! 💪🏽 She is now 3 years in, successful and has her lovely twin babies to help her out 😅👶🏼⠀Megan was an absolute pleasure to talk to and provides every aspiring business owner with some really awesome practical tips on how to achieve it! 💭✨She also has her very own pod which features some solid rapping but more than that some awesome perspectives & insights! 💥⠀Lucky for us this is only part one and part two will be out later in the week! In this first episode we chat balance, mum life, how to get it all done and how to take that leap! In the second ep we chat practical advice on brand strategy and what Megan does to make her clients even more awesome!! 🙌🏽

DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

⠀Thank you so much to @suggiesspace for agreeing to come on the pod for a chat! I love to interview people from all different career backgrounds and really gain that perspective on another persons journey!⠀Seung-woo (or Suggie) started his film making career in university and has had some crazy cool experiences and stories since! Suggie has worked with Six60, Cheat Codes, Nico & Vinz, Baynk and so many more people and businesses who appreciate his talent!⠀On top of that, Suggie has created some amazing videos from his own life experiences. He pulls feeling from that and evokes emotion through his incredible video creations! Suggie is an all round great guy & an awesome yarn. Catch him and I tomorrow @theoneupproject on Spotify or Apple Pods 🤩

Arepa is all about mental clarity. Forget coffee and energy drinks, Arepa is a seriously impressive brain food dream!! I really enjoyed talking to Angus about the science behind the drink and their range of products. We also get down to business and explain the passion behind Arepa and how it all came to be 💭⠀I have some valuable takeaways from this episode and really appreciate Angus taking the time to share his knowledge!

I recorded this one a little spontaneously after reminiscing on my high school days. I used to feel like shit because I hadn’t found my “thing” it was a crippling fear that I’d never find passion or purpose in my life.⠀My mindset has changed a lot since then but I know this is still something a lot of people deal with. I wanted to record my thoughts & opinions at 21 which ironically has fallen on our 21st ep 💥 (loves a 21st). I will be able to listen back on this one day and hopefully see how my thoughts have developed over time!⠀This ep is for us youngin’s who struggle to find our “things” and ways to switch your mindset on it. So if you need a pick me up or good background noise for iso activities

I am so excited to release this one because Tash & Viv are awesome! I was introduced to them when Luke let me come along to one of their @acethegrampodcast workshops.⠀They both lead full and busy lives and are constantly sharing valuable content that I love engaging with! I really admire them for what they have built and the lives they’ve created for themselves. Serious goals 👏🏽⠀In this episode we chat about how the girls began the business, the lessons they’ve learnt and tips to build your own successful Instagram platform!

Dre is amazing! Listening to this episode back inspires me to make the most of every moment and “just do it” as he says 😂⠀We had a massive chat about how he has built businesses that have allowed him to work half of the year and travel the rest! This episode not only tells us how Dre did it, but includes his whole attitude and approach to business and life.⠀Dre’s contribution to this podcast was more than admirable and I know I say this every damn week but THIS is an episode you don’t want to miss! So good 😂🙌🏽 I cant wait to listen to this again when I’m unsure where my life is going...

I know we’ve got some fans of Luke & Phil out there so I’m so excited I get to pull this out of the archives and into your pod feed!!⠀This episode we chat about our mindset behind our spending, why building positive habits is important and comparing ourselves/our financial situations!⠀I really loved listening to this one back, there are some seriously awesome nuggets of info in here! 🙌🏽DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

Ben took us through his day-to-day and how he came to be a creative director! He also gives us insight on keeping a brand unique in what could be a saturated market!⠀For all you creatives or people who have followed RPM since your first trip to Amazon (surely that’s not just me 😜) this one is for you!⠀I really enjoyed our convo and think you guys will love it too! Subscribe or follow to be notified! 🤩

GUYS! I’m literally so stoked to be bringing you this episode! 😳⠀Why am I so excited? Because I’ve always wanted to invest my money, but was never told anything about it or if it was even possible for someone under 30! (Lol)⠀Well I’m here to tell you it definitely is! Current general manager at InvestNow and previous general manger of RaboDirect, Mike Heath is here to explain it all!⠀When shares started to go down in value I signed up straight away. I spent $20 on shares because I wanted to invest while prices were declining but was too scared to contribute more than $20 😂😅⠀Mike will break it down to the very BASICS this will not be in depth, it will be a solid introduction for anyone and everyone!DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

I cannot wait for you to listen to this one! In this episode I am joined by founder and director of the market leading, boutique shoe brand @chaosandharmonyshoes 😍😍⠀The title means a few things; not only does the lovely Beks tell her story of Chaos & Harmony but she provides us with some really valuable insights about what she has learnt through her career journey.⠀From dropping everything to move to Italy for a shoe and accessories course to now owning and operating her own brand. It really does show you, you can do anything!⠀Thank you Beks for your time, I absolutely loved chatting to you!

With the Covid-19 in full force right now, the last thing we need is to be worrying about our KiwiSaver!⠀Hopefully this ep brings some calm and clarity to the current situation! Lucky enough to have Amanda from @simplicitykiwisaver back again, contributing words of wisdom to this episode!DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

This was an extremely moving and inspiring podcast. Aidan has a unique mindset and his attitude towards life, business and family was something to be admired!⠀Aidan was diagnosed with O.C.D when he was 16. He found that his mental health began to take over his well-being & decided to seek help. Once he started receiving help, Aidan made a huge change. He merged mental health and creativity together to form @ocdcclothing

I reckon for some people this will actually change your life! It seriously changed the way I look at things! Next week we bring on Certified Strengths Coach Suze Oh to discuss, who would’ve guessed it - ya strengths!⠀Specifically talking about the Cliftons34 Strength Finder Assessment. Will chat a bit more about this before the episode releases. If you’re into self development, if you’re curious to know more about yourself - things deep in your subconscious even. THIS is the episode for you! It’s a bloody long one but I wouldn’t drag it out if I didn’t think the value was there.

If you don't know anything about tax in NZ or you're about to start your own business as a personal trainer, tradie, solo contractor or something else - You've come to the right place!Today we focus on general info to do with tax as well as how contractors can get started with their own personal tax and maybe give you a few ideas as to how to get all the complicated stuff sorted! Feel free to leave a review or rating if you enjoyed :)DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

I just thought I’d take it back to basics and share some wise words that I’ve read, learnt or want to implement myself in future. Just a light hearted discussion around creating that positive relationship with ya funds 🤑⠀We need to make personal finances easy not annoying haha cause they definitely are... also disclaimer 💁🏼‍♀️ this wont save you heaps of money cause I ain’t rich myself 😂 I’m just sharing my thoughts, opinions and the rest of it! 🤩

This is a really nice, classic, inspirational, motivational get your ass up and goooo poddy!!💪🏽 you wanted it, you got it!⠀Seriously, re listened to this last night and holy there is some solid advice in here! POV from a boomer, millennial and gen Z’r 😜 What more could you want? 🤷🏼‍♀️✨⠀You’ll notice I am not the chattiest in this one because I was just taking it all in! This is a really open and straight up conversation around a work life balance and I loved it! Subscribe to be notified when it comes out 😍😍

Nina repurposes old pool toys! I found her Facebook page mid last year and thought the idea was awesome and so creative. She recently made her TV debut on @theproject_nz after an off the cuff Facebook post picked up some attention!⠀Nina shows us how a simple idea and ethos can become a business and be doing good at the same time! It’s the little things like this that in my opinion change the world!

We had a 30 min chat around personal development (which felt like 5 mins). This is only part 1 and there will be more to come! This is just a chill, easy to listen to discussion that might just be the added value you need to make a change!

DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

I sat down with Twumasi, owner and founder of Premium Studios. I was originally really keen to chat to Twumasi because I saw how he’d created an impressive online presence through his clothing brand.⠀I have always loved gaining insight into how people start their businesses and I thought this was an awesome opportunity for us to learn about how you can change custom AS colour tees into an actual brand. I loved speaking with Twumasi, his personal mindset and attitude towards what he does was inspiring. There’s nothing more exciting than feeling the true passion and energy people get from doing what they love!⠀Twumasi went from a full time job in the rat race to being his own boss towards the end of last year. Who doesn’t want to be their own boss? He will provide us with his story, tips and thoughts on how he has achieved such awesome things at only 24!

Sarah Hindle - General Manager of Tech Futures Lab will tell us about her experience with education both personally and in her career. Tech Futures Lab is a private graduate school which focuses on the cross road between education and technology. It was founded by Frances Valintine to navigate this time of advanced technology which has a huge effect on business and the economy.⠀I visited tech futures lab for a uni trip last year and loved their commitment to a forward thinking and future focused environment. In this episode we speak about passion, purpose and how education can contribute to that.⠀Embracing technology and new styles of educating is so important and I think it will be really interesting for those of us who have been through university or are wanting to go, to see how university is not always the one stop shop option for every type of learner. Sarah is an extremely interesting woman and it was lovely discussing her life and thoughts on the podcast.

What the f*ck is KiwiSaver?? Yeah you might know the basics of what it is but do you actually understand how it works? Look no further team! You've come to the right place. In this episode I speak with Amanda Morrall from @simplicitykiwisaver who gives us the full run down on what we need to know! 🤑⠀Not only is Amanda the Head of Communication and Education at simplicity but she is also an author, financial journalist and yoga/meditation instructor. Amanda has written the book - ‘Money Matters: Get your Life and $$$ Sorted’. She has some extremely valuable insight for us all and I am looking forward to hopefully getting a few more people (including myself) up to speed on this whole KiwiSaver business 🤔

Hi! And welcome to The OneUp Project's second episode!! This podcast contains all those secret tips to get the oneup on yourself. But what do I mean by a ‘young professional’ this is anyone entering the corporate or professional workforce for the first time or it might be someone wanting to establish themselves professionally on LinkedIn or in their job.It’s all about cleaning up your act in person and online! Staring the amazing Luke from @nextadvisory.nz again, we will be discussing all sorts of tips and hacks to one up your game. Something that I think is interesting about this podcast is the discussion of @linkedin which for some young people is a nonexistent platform. It is definitely underused by a lot of people and should be considered another tool that can launch your career forward. Keep an eye out for this one, it’s a bit different and has the best nuggets of info you don’t want to be missing!Don't forget to like, comment, subscribe and leave a review if you can!! It would really support the channel :)

Hi! And welcome to The OneUp Project's FIRST ever episode!!! 1st ep of The OneUp Project is where we discuss what compound interest is and how it works. This is an easy way to earn money through saving essentially.You may have heard of the book “Think and Grow Rich” by Napoleon Hill. While attempting to read this book at 13 (🤦🏼‍♀️😂) I first heard the phrase compound interest, it was also the first time I was introduced to having a ‘money mindset’. We touch on this a little bit but in future episodes I’d like to discuss this money mindset further and how to actually create one for yourself!Please at the end of this episode, like and subscribe to hear about future episodes and leave a review it would really help me out! ✏️✏️DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.