Do you feel information overload in a world where every other person has their opinion on finances and investments? Are you also confused about which asset to buy given so many options? Meet Rajeev Prasad, an accidental investor who ended up diversifying his portfolio to include a lot of profit making assets and eventually creating wealth out of money. Discussion Points (01:42) Who is Rajeev Prasad? (03:33) Rajeev as a single parent (04:53) Rajeev does not believe in calculated risks (06:53) Who did Rajeev start his investing journey (08:50) Rajeev’s portfolio diversification (09:16) Rajeev’s opinions on Real Estate (12:50) What is the difference between rich and wealthy? (21:19) What should you do when your salary increases? (23:19) How does disciplined investments work (26:40) How does socioeconomic surrounding impact your wealth Your GuestOur guest, Rajeev Prasad, is a senior management professional with exhaustive capabilities of a “Business Head” in establishing robust businesses with hands on business strategy, analysis, intelligence, continuity, compliance, operations, R&D and quality production deliverables.Links Follow the show on Apple or Spotify View the transcript Your HostIn a career spanning 20+ years, Amit Ray has been a corporate leader, entrepreneur and angel investor who has achieved a level of financial independence. In this show he discusses the practical aspects of personal finance based on his own learnings and insights from the experts and fellow financial enthusiasts he’s met along the way.—This podcast is powered by CrazyTok: We help experts become influencers. Find us on our Website, LinkedIn, Instagram or Twitter

Are your CAs charging a hefty amount for advice on investments? Meet Varun Fatehpuria, Founder of Daulat, a wealth management app designed for Indians. Varun talks about how GenZ is impulsive when it comes to investing and ignores the two Ds of investment - Disciplined approach and Diversification. He also breaks some myths about Real Estate investments and Bitcoin. Tune in to the episode to reach your investment goals. Discussion Points (01:56) Who is Varun Fatehpuria? (03:15) How does Daulat help in uncertain economy? (05:38) Covid induced economic volatility (09:10) Panic calls from relatives during economic volatility (09:52) Psychology of investing (13:02) The 2 Ds - Diversification and Disciplined approach (16:02) Investing 101 (18:50) Risk in Investments (21:09) Who is a pseudo investor? (24:44) How to invest in Real estate in an economical way (26:46) Is Bitcoin gold? Links Follow the show on Apple or Spotify View the transcript Your HostIn a career spanning 20+ years, Amit Ray has been a corporate leader, entrepreneur and angel investor who has achieved a level of financial independence. In this show he discusses the practical aspects of personal finance based on his own learnings and insights from the experts and fellow financial enthusiasts he’s met along the way.—This podcast is powered by CrazyTok: We help experts become influencers. Find us on our Website, LinkedIn, Instagram or Twitter

Are you fascinated by the world of startups, and really dying to capture some of that unicorn magic for your own portfolio? But that's hard if you’re not a millionaire because no credible founder is going to take a few thousand rupees or a few hundred dollars. So is there a way to directly invest in a startup when you don't have a lot of money?Discussion Points How angel investing works How it differs from crowdfunding How to find good startups to fund Legalities of small-ticket angel investing Realistic ROI and time to cash out Risks and pitfalls of angel investing Links Follow the show on Apple or Spotify View the transcript Your HostIn a career spanning 20+ years, Amit Ray has been a corporate leader, entrepreneur and angel investor who has achieved a level of financial independence. In this show he discusses the practical aspects of personal finance based on his own learnings and insights from the experts and fellow financial enthusiasts he’s met along the way.—This podcast is powered by CrazyTok: We help experts become influencers. Find us on our Website, LinkedIn, Instagram or Twitter

Can you live a happy, financially secure life, even if you start investing only in your 30s? Or if you start so late, do you need to boost your returns with day trading derivatives or crypto? Not really. Today we talk with Prasenjit Dasgupta, who shares with us how he's built wealth despite just starting in his 30sOur Guest TodayPrasenjit Dasgupta is a graduate of IIM Calcutta and the Chief Financial Officer of Digital.ai. He started investing in his 30s and built up wealth through a combination of stock options and traditional investing routesDiscussion points Starting his journey with Fixed Deposits Buying residential and investment property Maxing out his retirement account Purchasing company stock Nearly losing everything on options trading Investing in goals vs chasing a 'number' Lessons from his financial journey Links Follow the show on Apple or Spotify View the transcript Your HostIn a career spanning 20+ years, Amit Ray has been a corporate leader, entrepreneur and angel investor who has achieved a level of financial independence. In this show he discusses the practical aspects of personal finance based on his own learnings and insights from the experts and fellow financial enthusiasts he’s met along the way.—This podcast is powered by CrazyTok: We help experts become influencers. Find us on our website, LinkedIn, Instagram or Twitter

We talk about the importance of saving and investing, and just overall managing your finances well. But what if your specific needs aren't easily addressed with the one-size-fits-all kinds of products that you have in the market today? Women, in particular, face very specific issues around expenses, credit and disproportionate impacts of difficult situationsAbout Our GuestHena Mehta is the CEO and Co-Founder of Basis, India’s financial services destination for women. Launched in 2019, Basis helps women make financially well-informed and independent decisions by offering financial education, safe spaces to discuss money and curated financial recommendations and products that work for womenDiscussion Points How women’s financial journey is different from men Why women are more reticent about investing and personal finance Barriers to accessing credit How women’s financial concerns significantly vary from men’s How men might benefit by acquiring some feminine investing traits Links Follow the show on Apple or Spotify View the transcript Your HostIn a career spanning 20+ years, Amit Ray has been a corporate leader, entrepreneur and angel investor who has achieved a level of financial independence. In this show he discusses the practical aspects of personal finance based on his own learnings and insights from the experts and fellow financial enthusiasts he’s met along the way.—This podcast is powered by CrazyTok: We help experts become influencers. Find us on our website, LinkedIn, Instagram or Twitter

Things like low taxes, affordable healthcare, security and ease of travel, which were really never factors in your 20s and 30s suddenly start taking a front seat in your 40s and 50s. And these are factors that go beyond what you can manage just sitting where you are. These are country-dependent, making it imperative that you take stock of where you will eventually live long-term. But this is a complex decision. For Indians like me and generally people in most parts of the world, it isn’t easy to just up and move to any other country. Henley and Partners have a long history of helping financially successful individuals figure out how to achieve their longer-term goals through alternate residency or even citizenship. Our guests, Rory and Bhairav are going to help us understand the kinds of situations in which you might want to consider such a move, the locations that welcome financially successful individuals and how you could get started planning such a move. Show notes available here.

Everyone wants to know how to trade so they can also earn quick money. And this question has become almost omnipresent in the last 18 months, with the unilateral rise in the stock market. Everyone thinks it is the quickest and the most sure-shot way of making money, and that it requires nothing more than opening a trading account and having a shot at it. We are here to discuss how to differentiate between investing and trading, and why they require a very different mindset. Show notes available here. By the by, we have set up the CrazyTok community to with a mission to deliver quality professional content so you can accelerate your career, grow your business and build wealth. If you want to continue the conversation and delve deeper into topics of interest, join us here on circle.

Financial Independency is what all of us dream about, whether you're 20 or 50. And all our episodes address either a specific point in this journey or tools to enable you to walk this journey so you can get to a level of financial independence.  We believe financial independence is the point at which you truly have the freedom to decide how you want to live, with the resources to afford it. It is what gets you out of having to do things you would rather not be doing, working soul-crushing jobs or spending time at work when you might be needed with your family or dropping out of dinner with friends to meet a deadline. So, take 15 mins of your time to check this out. We have great ideas on achieving your financial freedom.   Show Notes available here.   Don't forget to subscribe our podcast. We'll be discussing Money, Money and Money, you don't wanna miss.

Being financially successful and independent is everyone else's goal and money is the utterly  important part of our everyday life. That’s why we have brought to you, our listeners, various knowledge on managing financials, investing tips from Angel investors, interesting discussions about inflation, how to reduce risking loss in trading and so on, in the last 20 Episodes of MoneyTok. But, we will NOT stop there. We really appreciate your support, and we are motivated to bring more and more interesting and useful knowledge about Finance and exciting new things next year. To begin with, we have a few exciting news to share. In addition to our shows, MoneyTok and Jobtok, we are launching our third show called ShopTok offering practical advice and tips for small businesses, bootstrapped entrepreneurs, solopreneurs and creators. It’s coming on February 22, so stay tuned.  We are also launching the CrazyTok community where all of you can exchange knowledge, with peers and experts in a supportive and safe environment. We promise good conversation, good company and good results for you. Go ahead and Sign up for early access. We are constantly learning to create better suited and quality contents for our listeners. We would really appreciate it if you could take 5 mins and give us some feedback via this link here. Thank you all. We wish you happy holidays and a wonderful new year. Show notes available here.

Rome was not built in one-day and certainly, not alone. CrazyTok has released 20 podcast episodes for MoneyTok and 12 episodes for JobTok with support and love from our colleagues, partners, guests and mainly our listeners. We wanted to give actionable, take away for our listeners in terms of financial management or the success of your careers through the podcast we create and we hope that it has been very useful to you all. 2021 was surely not a very easy year but it is coming to an end and we would like to appreciate your contributions to us. May you all have a happy new year!   Show notes available here.

Many of us - maybe most of us - take advice and tips from our friends and peers. Or perhaps we might read articles about high net worth people and how they made their money. But few of us are privileged to connect with and observe the habits of financially successful people on a day to day basis. Well today we have with us Mark Reeve, Partner at St James Place Wealth Management, who’s spent his entire career advising people on how to deploy and invest their money. And he’s going to give us insights into how financially successful people think about managing money.   Show notes available here.

Don’t you sometimes wonder how it must feel to be an early investor in all these startups that raise money and get valued at millions or tens of millions of dollars? Like, think about the people who invested early in Grab or Ola or Moka or any of the billion-dollar startups in the region. They must have made a killing on their investment, right? So how did those people manage to get the opportunity to invest in startups and how could we do the same?   These kinds of people who write the first few checks at the earliest stages of a startup are called angel investors and today I’m chatting with one of them, Alex Dwek.   Alex, who’s Chief Business Officer of Nas Academy, is someone with a unique viewpoint on the topic because he’s not only an angel investor in several startups, he’s actually been through the fund-raising process himself at the leadership level of a Nas Academy, a happening new startup based in Singapore.   And in case you love what he has to say and want to learn more, Alex has kindly offered to answer questions via a future blog post so feel free to the link below  to submit questions to him. Alex has kindly offered to answer questions about money and finances from our listeners through the blog posts. So, click the link below to submit questions you may have about Angel Investing.   Questions? Submit them here.   Show notes available here.

We recently read a couple of worrying reports. One was about Dragonflies spreading north as the world warms, giving them a greater habitable area. And the second one was about animals shapeshifting in response to climate crisis. Warm blooded animals are changing beaks, legs and ears to adapt to a hotter climate and better regulate temperature. And further on the human side, the latest issue of the Economist reports that climate commitments so far will at best give us a 50-50 chance of hitting the outer bound 2 degree temp rise with only a 5% chance of keeping with 1.5 degrees, the much safer limit that let's us continue with life as usual. That's chilling, in all the wrong ways. So if you are still reluctant to adapt to the changing climate, it is time to learn from the animal kingdom and evolve. Show notes available here

The IPCC report on climate change came out recently and it was a real gloomy one. Looks like we are on the brink of climate disaster and we have only ourselves to blame. And this was only one of the many disasters happening around us all the time. Honestly, doesn't it seem like each time you tune in to the news there's something happening in the world that you really don't like? Something that really goes to the heart of your values or what you stand for? And all you can do is just fret about it. Climate change? Animal cruelty or over-fishing? Racism? Guns? Religion? Drugs and opioids? Regardless of what gets you all fired up, it seems hard or inconvenient or downright impossible to make change happen with our limited influence over the world isn't it? After all, what can the average person on the street do about all these things? Well, turns out, if you have a bit of free cash, you can actually do a lot Show notes here: https://bit.ly/mt-ep17

Get your free retirement location checklist and full episode transcript here Unpredictable climactic events have been occurring with increasing frequency as well as intensity and it's no longer just animals or insects or forests getting decimated. This time it's personal. The change is literally at our doorsteps in the form of wildfires, record high temperatures, flash floods, droughts. What used to be something we thought was a hundred years away is now being measured in decades. In our lifetime. And so, weirdly and very unfortunately, it has suddenly become critical to factor in climate change when laying out your retirement plan. How should we begin?

Free resource: Checklist to spot dividend traps. Click the show notes link below It is common nowadays to fantasise about side hustles that will earn us a tidy passive income so we can eventually quit our jobs and chase our dreams. So we give up our weekends chasing side hustles in the hope that we'll magically stumble into a niche and make massive amounts of money overnight. But that rarely happens - and definitely not without a lot of work. So why bother, especially when there's a far easier way to earn truly passive income with very little effort? Show notes: https://bit.ly/mt-ep15

So, you can multitask like a goddess with 10 arms, but not one of those arms is managing your money? Or maybe you're the woman who has your entire work project mapped out in your head yet you have no roadmap for your personal financial journey? Or maybe you're your family go-to gal for all sorts of non-google-able facts but you have barely any idea about your bank balance? Money management for many people, especially women, can feel a bit like flossing. You know it's important, but you keep putting it off because you hate doing it so much. But with Covid making lives and livelihoods more uncertain, don't let this be the One That Got Away. It's time to get engaged with your Finance. Show Notes: https://bit.ly/mt-ep14

Free SPAC-Spotters Checklist with this episode. Click through to show notes using the link below Tech companies have really soared in price over the past year or so. So it's almost impossible now to find good growth prospects in today's market. That's why lots of people - myself included - are waiting cash in hand for a new generation of tech unicorns to IPO, so we can scoop them up before they too become unaffordable. Unfortunately IPOs are long, painful and costly affairs for the startups in question, so many of them are now opting for a different, more direct route to market by merging with shell companies called SPACs. This saves them a lot of time and money and guarantees their valuation, all good things for the startup. But is the SPAC mania also good for retail investors like us? Show notes here

Free inflation-directed investing guide with this episode. Link below. Why is it that a few dollars could buy a month of groceries 50 years ago, but now it isn't enough to cover a single family dinner out? In one word - inflation. Inflation is the single most important thing affecting your income, savings, investment and wealth creation - in other words pretty much your entire financial future, so whether you are a salary/ wage earner, a new or experienced investor, or even a home-maker responsible for the household budget, this is something you absolutely must know about. Get show notes as well as our free inflation-directed investing guide here: https://bit.ly/mt-ep12 

There are two investing maxims that you would have heard often: "Cash is king" and "buy low sell high". But thanks to an extraordinary amount of economic stimulus/ money printing, there is a very real possibility of inflation shooting up and seriously reducing the value of your cash holdings. As a result, proactive investors are desperate to put their money into any kind of appreciating asset, including those kinds of alternate or fringe asset classes without fixed standards of value like crypto, NFTs, startups etc. In these markets, the old maxims might not work as well as they used to. The rules of today are different. "Cash is trash' and 'buy high, sell higher". So what should we regular folk do? Click here for show notes and free resources: a PDF of 11 Trading Mantras + a simple template for a Trading Journal that professionals use to stay on top of their own trades.

Don’t you just hate it when Goldman Sachs (and that guy from school you still hate) managed to make bank in the market while you burnt your annual bonus or perhaps your stimulus check chasing some Reddit meme stock? Well, there is a way to win the game. You just have to play it differently. And don't miss this fantastic FREE resource: a Target Stock Price Calculator I have successfully used to buy my favourite stocks at great prices during market drops and crashes. Show notes and access to all resources are at https://bit.ly/mt-ep10 

Confused by the twists and turns in the Bitcoin plot? Worried about losing your shirt on something worthless, but also have FOMO in case it shoots to the moon? In this episode we lay out three ways in which you could objectively view its value. Show notes are at https://bit.ly/mt-ep9 

Don't know the first thing about the stock market? In this episode we show the journey of a fictitious company from startup to IPO and beyond in order to illustrate how stocks are priced and the basics of how the stock market works.   This is a long one. You may want to refer to the show notes at http://bit.ly/mt-ep8 

It's fashionable to talk about managing your own finances. But is it always the best idea? Is there a place for a financial planner in your investing strategy? Show notes at https://bit.ly/mt-ep7

In this episode, we talk about transparency in joint finances (for better or for worse!), how to get more than double the benefits of investing as individuals and other not-so-obvious advantages to investing as a couple, including at least one way in which the rich get richer! Show notes at http://bit.ly/mt-ep6 

In today's episode we discuss a robust methodology for achieving your goals with minimum risk. Since the calculations can be a bit tough, please visit my show notes to download a financial planner that will save you hours of effort and iteration!   Show notes and FREE Financial Planner on: https://bit.ly/mt-ep5

Is financial planning an unending quest for wealth maximisation? And how can we decide how much we need to save?   Show notes and a handy financial goals calculator at bit.ly/mtok4

Are you or your friends newly trading on Robinhood or other free platforms? Don't get fooled by these ultra-cheap stocks! Show notes and resources here Like, comment, subscribe or rate me 5 stars and I'll owe you big time!  

How much could you save? How much should you save? We discuss some rules to guide your savings plan as well as ways to increase your savings without giving up the little things you love. Finally, I share my little life secret about savings. Feel free to copy and use the free savings calculator at https://bit.ly/mt2-scs

Today we discuss how to prepare for a possible layoff. We'll cover the criticality of an Emergency Fund and Health Insurance, the surprising benefits of Home Insurance, pros/ cons of an emergency Credit Card and Job Hunting. We'll also discuss side hustles as a way to make spare cash. Free Resources Emergency Fund Calculator at https://bit.ly/mt-efc