Welcome back to the Minority Money Podcast! I'm your host, Emlen Miles-Mattingly, and it's been an incredible four-year journey. We've reached listeners worldwide, and I want to express my heartfelt gratitude for your support. Recently, I took the opportunity to revisit our very first episode, and it struck me how much has changed since then. Reflecting on the growth and transformations that have occurred, both personally and professionally, I am overwhelmed with gratitude. Throughout the years, we have had the privilege of learning from exceptional guests, including my own wife and daughters, who have contributed their unique insights. I extend a special shout-out to everyone who has played a part in making this podcast a success.However, I have an important announcement to make. We will be discontinuing the Minority Money Podcast, but fear not—we're starting a new podcast called Hello Retirement, focused on retirement planning. Thank you for joining us on this ride, and stay tuned for exciting things to come.If you loved this episode, you have to listen to these episodes as well: >> Welcome to the Minority Money Podcast!>> Building Dreams through Business with Hope Newsome>> Getting Ready For Retirement**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

We often get caught up in the idea of making big purchases without fully considering the costs associated with them.In this episode we will explore the difference between price and cost through a conversation with my 15-year-old daughter about buying a car. While my daughter was focused on the price of the car and how to pay for it, I wanted to highlight the additional costs associated with owning a car, such as insurance, maintenance, and the cost of time spent away from other important activities. Understanding the difference between price and cost can also be applied to other significant purchases, such as buying a home. As the summer approaches and people begin to explore new purchases, it is crucial to fully consider the cost of ownership before making any large financial decisions.Key Points:[01:25] #1 Calculation of cost of owning a car[04:27] #2 Illustration of buying a $500,000 home[06:15] #3 Importance of accounting for all costs associated with a purchase[07:06] #4 Trade-offs when making a financial decisionIf you loved this episode, you have to listen to these episodes as well: >> Life Planning: Looking Beyond Finances with George Kinder>> Motivation vs Commitment>> Success for Minority Teens with Carlos GomezI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

What financial advice would you give to your younger self or your children?In this episode, I’ll discuss principles for teaching young people about money. These include paying oneself first, not spending more than one makes, investing early and frequently, never stop learning, and managing debt effectively. It is very important to have open conversations with family members about money and building a healthy relationship with it.Build healthy financial habits and ensure that future generations are equipped to make informed financial decisions. Listen now!Key Points:[02:40] #1 Pay yourself first[05:39] #2 Don’t spend more money than you make[07:32] #3 Invest early[09:54] #4 Never stop learning[10:51] #5 Manage your debtIf you loved this episode, you have to listen to these episodes as well: >> Spring Cleaning Your Finances: Tips for a Financial Fresh Start>> Monitoring your Financial Plan with Dr. Preston Cherry [Step 7 of Financial Planning]>> Implementing the Plan with Shawn Tydlaska [Step 6 of Financial Planning]I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

As we near the end of the year's first quarter, let’s reflect on the goals we have accomplished and those we still aim to achieve. In this episode, we’ll talk about removing obstacles and distractions in our lives that prevent us from reaching our financial goals. We will also explore the concept of body budgeting and how it ties into the brain's function in the body's ability to budget. Plus, don't forget to sign up for our six-month Spring Cleaning Your Finances Boot Camp Program with group coaching, one-on-one sessions, and access to an award-winning software for 12 months. If you're looking to improve your financial health and spring clean your finances, make sure to check out this episode!Key Points:[01:44] #1  Spring cleaning finances boot camp offered by Gen X wealth[03:40] #2 "Seven and a Half Lessons About the Brain" and body budgeting[04:32] #3 The importance of removing obstacles to reach our financial goals.[07:20] #4 Tips and suggestions on how to remove obstacles to prepare ahead of time, set realistic goals, and create a routine.If you loved this episode, you have to listen to these episodes as well: >> Spring Cleaning Your Finances: Tips for a Financial Fresh Start>> Monitoring your Financial Plan with Dr. Preston Cherry [Step 7 of Financial Planning]>> Implementing the Plan with Shawn Tydlaska [Step 6 of Financial Planning]I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Spring has arrived, and it's time to freshen up more than just your home! Why not give your finances a much-needed clean-up? Join me in this episode as we dive into the benefits of spring cleaning your finances and discover how Gen X Wealth's Jumpstart Your Finances Bootcamp can help you reach your financial goals. Let's make this season the start of a new, financially savvy you!Key Points:[1:45] #1 Jumpstart Your Finances Bootcamp by Gen X Wealth[2:14] #2 Key areas covered in Gen X Wealth's Bootcamp[4:21] #3 Tips on managing retirement accounts after being laid off or changing jobsIf you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Businesses beware: The collapse of Silicon Valley Bank sends a stark reminder of the impact a bank failure can have. In this episode, we explore the far-reaching consequences of the bank run that caused its downfall and the importance of FDIC insurance for both individuals and businesses. Listen to learn more about the impact of Silicon Valley Bank's collapse on businesses and the importance of FDIC insurance for depositors.Key Points:[1:16] #1 The collapse of Silicon Valley Bank[3:15] #2 What happens when a bank collapses and the importance of FDIC insurance[5:38] #3 The impact of a bank's collapse on the businesses that banked at that bankIf you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

The power of insurance should never be underestimated. But how about we dig deeper into what insurances do and realign them with your financial goals?Today’s episode is about Indexed Universal Life insurance. We talk about how it can be a good investment while serving as your life insurance. We’ll also discuss how to understand policies so you can strategize investing for it. We’ll also debunk insurance misconceptions so you can utilize it according to your financial intentions and outcomes.Make your goal specifically yours. Reclaim your power to strive for life. Tune in now! Key Points:[2:10] #1 IUL is your life’s investment! [13:24] #2 Find the best reason to opt for IUL[14:25] #3 Align your financial goals with the right insuranceIf you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

We are already in the final days of Black History Month! As we set our goals, we cannot help but strive for wealth. But how about we recalibrate them and aim for your well-being?Today’s episode is about setting your goals. We talk about how focusing on the things that speak longevity and genuine happiness as your goal brings you flexibility, clearer perspectives, and better relationships with the people around you. Make your goal specifically yours. Reclaim your power to strive for life. Tune in now! Key Points:[3:15] #1 What’s more important to you than money?[5:19] #2 Flexibility is your power![09:19] #3 Make finding your genuine joy your goal!If you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com. I can't wait to meet you.

If you've ever missed out on a big sale in the stock market because of fear or uncertainty, you're not alone. But don't let that fear keep you from taking advantage of potential gains.In this episode, we'll introduce the concept of dollar-cost averaging (DCA) - a practical investment method for those just starting. DCA allows you to control the frequency of your investments and can help reduce your overall risk.This strategy can also be used in your retirement accounts, where a portion of your income goes into your company retirement plan every month, purchasing shares of mutual funds, ETFs, or stocks.The key to successful investing is having a long-term perspective and staying disciplined in your investment strategy. So don't let fear hold you back. Start investing in the stock market using dollar-cost averaging and watch your portfolio grow! Key Points:[3:20] #1 Dollar-cost averaging (DCA) spreads out investment purchases to reduce market impact[3:50] #2 Retirement accounts like 401(k) and IRA often use DCA to purchase shares of investments[8:03] #3 DCA involves systematic monthly stock purchases of the same dollar amountIf you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Ensure your love lasts a lifetime. Plan your estate to secure your loved one's future and bring them peace of mind.In this episode, I will discuss the importance of estate planning and share a personal experience to highlight its benefits. I will also cover the documents that go into an estate plan, such as wills, trusts,  and medical health care directives. Estate planning will help you distribute your assets, and medical health care directives can ensure that one's wishes are respected in case of incapacitation. Take the first step in showing your love for your family by creating an estate plan with us. Tune in now! Key Points:[5:22] #1 What is an estate plan, and how does it help?[9:16] #2 How an estate plan can help you when someone is incapacitated?[10:58] #3 What goes into the estate plan?If you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Have you ever experienced being so good at something and then suddenly just stopped doing it? Like having the discipline for months to save money, but totally lose it on a random day at a shopping center.In today’s episode, I discuss the three magic questions that can help you discern what you need to give your time, energy, and focus on. You can only see results when you learn how to say no to things that rob you of your resources, when you start doing things you should be doing, and if do something you are good at consistently. Tune in now to better understand these magic questions and how you can apply it in life and in your finances!Key Points:[3::24] #1 What am I doing that I shouldn’t be doing?[5:00] #2 What am I not doing that I can and should be doing?[8:08] #3 What do I do well, and should I keep doing?If you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

We are at the end of the first month of the year!It’s safe to say that everyone is enthusiastic about meeting the beginning of the year. Everyone has their New Year’s resolution, commitment, and/or goal. Everything was planned out, yet things get in the way; life happens.Today’s episode is about being okay when you do not reach your goals and what to do instead. When you don’t lose the weight that you want to, that’s okay. If you didn’t meet the saving goals you set for the month, that’s okay!Not hitting your goals is sometimes okay. Relook, reassess, and recommit to your goals. Tune in now! Key Points:[3:02] #1 Being off track with budgeting…that’s okay![4:30] #2 My meditation goal.[7:55] #3 If you don’t hit your goal, it’s okay.If you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Financial anxiety is one of the common issues among adults worldwide. Everybody worries about money from time to time, but financial anxiety is different. It can be a product of trauma and a serious mental health issue that you should resolve as soon as possible.In this episode, we will talk about these key points that will help you understand the cause and how to deal with financial anxiety:Signs of Financial Anxiety How Financial Anxiety Affects You How To Handle Financial Anxiety How To Overcome Financial Anxiety Worrying about money constantly affects your mental and physical health because of stress. The best thing to do is get professional or financial help. You don’t have to do this alone, and finding support could really help you with your struggles.If you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Partnering with a financial advisor can help you develop confidence and commitment to achieving your financial goals. But, when and why do you need a financial advisor?In this episode, I will talk about four things that a financial advisor can bring value to you:Behavioral side of the financial advisorCustomized client experienceTaxRebalancing if you're investingTune in now as I discuss what things could help you build your net worth!Highlights and Resources:Behavioral Financial CoachingRebalancingCustomized Client ExperienceTaxes, taxes, and more taxesThe Behavior Gap Book - www.amazon.com/Behavior-Gap-Simple-Doing-Things/dp/1591844649I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can't wait to meet you.

In a person’s working life, retirement planning is a must. You are never too young or too old to get started with it. It’s an important part of life as  you grow older. After all, who would want to work at a very old age?Today we’re going to answer a few simple questions like "What should I do with my retirement account?”, “What retirement account suits my needs and income?”, “How much money should I put in my retirement account?”Hop in now, as I answer all of your questions, so you can get started and contribute to your retirement plans! Highlights:>> Annual contribution limit for 2023>> How much money to contribute in retirement account>> What to do after retirement>> Service withdrawals>> Individual Retirement AccountI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. **********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can't wait to meet you.

Stop writing your new year’s resolution, it’s time to stay committed to accumulating your wealth this 2023. Today’s episode is about how to continue to grow wealth and how to stay on track with your goals. Set your goals right, don’t list more than three goals because you will only lose focus of what you really want to do. 2023 is not the year for excuses. Don’t be afraid to invest this 2023! Listen now!  No excuses!Any excuse for non performance however valid softens the character. It's a sedative against one's own conscience. When a person uses an excuse, they attempt to convince both themselves and others that being unsatisfactory is somehow acceptable. They perhaps unconsciously attempt to divert the attention away from the performance, the only thing that counts to their own want for sympathy.The user is dishonest with themselves as well as others. No matter how good or how valid, the excuse never changes the performance. The world measures in terms of performance alone, no person is remembered in history for what they may have accomplished. History never asked how hard it was to do something nor considered the obstacles that someone had to overcome. No person performed a worthwhile task without consciously ignoring the many plausible excuses. Washington MITRE reported Delaware's running with ice that would crush our boats. Lincoln might have said that people will simply not support a war to keep the South in the union. Eisenhower may have said at Normandy, as the Germans did. The weather made amphibious assault impossible.To use an excuse is a habit. We cannot have both the performance habit and the excuse habit. We all have a supply of excuses. The more we use them, the lower our standards become the poor our performance, and the better we perform. The less plausible our excuses become. The next time you want to defend your slothfulness with an excuse instead say no excuses. Notice the startling effect this will have on your self-respect. You will recognize your failure. You have been honest with yourself and you'll be one step closer to the performance standard. Highlights:The year 2022 ended in a rallyAn increase in Social Security for retired peopleGood things that happened with my familySet a small number of goals for yourself in 2023How to continue to grow wealthHow to stay track on with your goalsI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. **********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how...

We are back on the podcast after a short break with a mash-up of some of the best moments from 2022! 2022 has been an amazing year! As always, we've continued to highlight fellow minorities who are making waves in the financial planning space, shared their stories and tactics on how you can create generational wealth for your family. We also highlighted stories from strong independent women and the LGBTQ community.Get ready, as 2023 will only get better!Enjoy! Episode Highlights:Behavioral Finance: How We Think About Money with Brian Portnoy - Jump in on our conversation as Brian shares with us how we can underwrite a life that is meaningful to us!https://gennextwealth.com/episode/behavioral-finance-how-we-think-about-money-with-brian-portnoySuccessful Career Shifting in your 40’s with Tamara White Hutchinson - Learn how Tamara overcame money anxiety and how it led to her current career shift at 40. https://minority-money.captivate.fm/episode/successful-career-shifting-in-your-40s-with-tamara-white-hutchinsonBreaking Glass Ceilings in Finance with Rosa Chalekian and Mari Miles-Mattingly - If you’ve ever felt like people have put you down for your gender, then we hope that this episode empowers you to prove everyone wrong and achieve your dreams!https://minority-money.captivate.fm/episode/breaking-glass-ceilings-in-finance-with-rosa-chalekian-and-mari-miles-mattinglyMotivation vs Commitment - Each time the new year arrives there's always this sudden motivation to push ourselves to do better, but here's the thing. But motivation comes and goes. What you’ll really need is commitment to actually push through. https://minority-money.captivate.fm/episode/motivation-vs-commitmentI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. **********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can't wait to meet you.

There comes a season in life where you’ve planned everything out and your course seems to be going in a straight line and suddenly, everything goes wayward. Challenges begin to pile up and you don’t know which one to deal with first. When all the doors are being shut, it might be a sign for you to take an alternate course.&nbsp;Today we are joined by Shana Sissel, Founder, President, &amp; CEO of Banríon Capital Management, the Queen of Alternatives, Mrs. Illinois Intl 2020, and Co-Host of The Black Swans Podcast. Shana joined us in Episode 89 where she showed us why women should be in the field of finance. A lot has changed since the last time she was here on the show! In this episode, she gets candid and shares the challenges she overcame in the past months leading her to start Banríon Capital Management.&nbsp;Shana talks about the challenge of overcoming problems, and beginning an alternate path to achieve the goals she has for herself, her son, and for the industry. With her company, she wants to help both advisors and clients navigate through the world of alternative investments by providing advisors all the tools and databases they need to build alternative portfolios.&nbsp;The path you take whether it be in life or in your investments doesn’t need to be the same as everyone else, or what other people expect of you, you just have to focus on the alternate path and investments that best works for you!&nbsp;&nbsp;Highlights:&gt;&gt; Founding Banríon Capital Management&gt;&gt; The challenges Shana faced over the past 14 months&gt;&gt; What are alternatives&gt;&gt; Making diversification happen through alternatives&gt;&gt; Alternatives as a way to diversify portfolios&gt;&gt; Working with companies with the same vision&nbsp;&gt;&gt; Shana’s liquid alternative models&nbsp;&gt;&gt; Providing turn-key solutions that advisors can use&nbsp;&gt;&gt; Giving the average retail investor and the average advisor access to analytical tools&nbsp;&gt;&gt; Bouncing back from rock bottom&nbsp;&gt;&gt; Shana on making an effort to improve her mental health and overall well-being&gt;&gt; The importance and impact of sharing the vulnerable stories&nbsp;Connect with Shana:&gt;&gt; LinkedIn: www.linkedin.com/in/shsissel&nbsp;&gt;&gt; Website: www.banrioncapital.com&nbsp;&gt;&gt; Instagram: @finance_queen2020&nbsp;&gt;&gt; Twitter: @shanas621&nbsp;Shana’s Projects:&gt;&gt; The Black Swans Podcast&gt;&gt;The Often-Forgotten Art and Science of Manager Due Diligence&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Empowering Women to be in Finance with Shana Sissel&gt;&gt; <a...

To be able to build wealth, you need to begin with a holistic approach to financial planning that is simple enough so you’ll stick with it through up and down times.In this episode, Andre Albritton of The Millennials Next Door will share the Bucket Days Approach to building wealth. People, especially millennials, are intimidated by financial planning and budgeting. Andre makes this less intimidating by breaking down the process of financial planning and budgeting into 3 Buckets. This method will help you focus on what you can do in each season to build wealth - setting financial goals, developing a plan, retiring rich, and building generational wealth.Andre is a nationally recognized personal finance expert dedicated to helping millennials reach financial freedom. He is redefining wealth and is inspiring others to reach financial freedom on their terms. His work has been featured on Blavity, HBCU Wall Street, His &amp; Her Money and much more.Learn these simple principles to help you reach your financial goals! Tune in now!&nbsp;Highlights:&gt;&gt; Millennials Next Door&gt;&gt; Bucket Days Approach&gt;&gt; Emotional cycle in spending money&gt;&gt; Yesterday is expenditures mistake&gt;&gt; Today is establishing a spending plan&gt;&gt; Tomorrow is retirement planning&gt;&gt; Why real estate is important for tomorrow’s plan&gt;&gt;&nbsp; Andre’s fact: Mindset has more impact in wealth buildingConnect with Andre:&gt;&gt; LinkedIn: www.linkedin.com/in/andrealbritton&gt;&gt; Website: tmndfinance.com&gt;&gt; Instagram: @themillennialsnextdoor&gt;&gt; Instagram: @andre3000n1&gt;&gt; Twitter: @Millennials_N_D&gt;&gt; Tiktok: @andre3000n1If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Empowering Women to be in Finance with Shana Sissel&gt;&gt; People of Color Disrupting the Financial Industry with Dana Wilson&gt;&gt; Creating Change Through Representation with Ana Trujillo LimónI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer"...

We’re about to enter the 4th quarter of 2022! How have you been doing so far? We have curated some of the episode highlights from the earlier part of the year. These episodes are foundational in planning and building towards a life of wealth for you and your family.Take a look back on these episodes and let’s finish the year strong! Enjoy this episode!Links to the full episodes and show notes:Life Planning: Looking Beyond Finances with George Kinder https://minority-money.captivate.fm/episode/life-planning-with-george-kinderWe’ve talked so much about financial planning on this podcast, but there’s a much bigger picture we also need to consider when we lay down our finances. And that’s life planning– where we aim our financial goals based on what we want to achieve in our lifetime and how we can support our dreams.Financial Planning and the Racial Wealth Gap with Dr. Miranda Reiter, Ph.D. https://minority-money.captivate.fm/episode/financial-planning-and-the-racial-wealth-gap-with-dr-miranda-reiter-phdFor a long time, gender and racial equality stood far from ever being recognized and addressed. It’s only in recent years that we as a society have progressed to be much more inclusive and representative of minorities in the financial planning field. Join us in this episode as we talk about the facts and how the industry needs to change to present more equal and equitable opportunities for minorities.Creating your Financial Narrative with Shehara Wooten [Black History Month Special] https://minority-money.captivate.fm/episode/creating-your-financial-narrative-with-shehara-wooten-black-history-month-specialWe all have a story that is uniquely our own and just like with finances, not everyone goes through the same journey. Shehara Wooten is one such financial planner who is here to help you create your own financial narrative which caters to your specific needs.&nbsp;Building Generational Wealth with Lea Landaverde https://minority-money.captivate.fm/episode/building-generational-wealth-with-lea-landaverdeBuilding wealth for ourselves is a dream for all of us but building generational wealth that will help your entire family and all the future generations to come after you is even better. Here to help you realize that you too can achieve this is Lea Landaverde. If you were born into not the best of circumstances and looking to break through and live the life you’ve always dreamt of for yourself and your entire family then this week’s episode is just for you.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**********I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer"...

It doesn't matter how old you are, if you want to make a change and uplevel your skills, you can do it! Tamara White Hutchinson is a public relations and communications practitioner of more than 20 years and recently began the process of transitioning into the financial industry, with her money coaching company, The Cash Class. Tamara and I talk about how anyone can successfully change careers in their 40’s. She also shares the change she went through when she started suddenly making six figures at 25 year old from making only $35,000 a year. We also talk about money anxiety and how she educated herself into a better relationship with money.Learn how Tamara overcame money anxiety and how it led to her current career shift. Tune in now!&nbsp;Highlights:&gt;&gt; Planted seeds of grit and resilience&gt;&gt; Tamara’s money anxiety&gt;&gt; Learning more and figuring out what causes her anxiety&gt;&gt; From PR to CFP at 40&gt;&gt; Importance of advisors in running the numbers&gt;&gt; More room for women, people of color, and LGBT community in the financial industryConnect with Tamara:&gt;&gt; Website: thecashclass.com&gt;&gt; Facebook: www.facebook.com/thecashclass&gt;&gt; Instagram: @thecashclass&gt;&gt; linktr.ee: linktr.ee/thecashclass&gt;&gt; Twitter: @thecashclassIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Empowering Women to be in Finance with Shana Sissel&gt;&gt; People of Color Disrupting the Financial Industry with Dana Wilson&gt;&gt; Creating Change Through Representation with Ana Trujillo LimónI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com&nbsp; Can't wait to meet...

For the first time ever, we have a global pandemic that shut the world down. This fueled the annual economic inflation rate in the US to slow down more than expected. Being on the receiving end of all these circumstances, how will you cope?&nbsp;In this episode, I'll be joined by my wife Maricela Miles-Mattingly, as we celebrate our fifth wedding anniversary. Aside from economic inflation, we'll also talk about student loans, the economy, and banking updates. People want to be more secure at any given market and at any given time. Invest in working with a financial advisor so you can make the right decision to improve your finances.&nbsp;Come out financially stronger after this inflation! Tune in now!&nbsp;Highlights:&gt;&gt; Impacts of inflation in the economy, market, and for the consumers.&gt;&gt; Type of people that are coming into the bank.&gt;&gt; Inflation reduces the purchasing power of consumers.&gt;&gt; Take advantage of inflation, invest now.&gt;&gt; Student Loans Forgiveness.&gt;&gt; Going back to how the Minority Money Podcast started.If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Empowering Women to be in Finance with Shana Sissel&gt;&gt; People of Color Disrupting the Financial Industry with Dana Wilson&gt;&gt; Creating Change Through Representation with Ana Trujillo LimónI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com&nbsp; Can't wait to meet you.

So much has been said about equality of representation and its influence, not just within the financial technology industry, but the society as a whole. However, looking at statistics,&nbsp; reality clearly does not complement expectation.In this episode, journalist Nicole Casperson, discusses her role as the founder of WTFintech in calling out clear inequities in the finance industry and the media. As a woman who had been faced with a representational dilemma, Nicole continuously voices out her story and every story created by diverse leaders, no matter the gender, no matter the complexion.Let us continue to advance our financial prowess by expanding our representation. Tune in now.Highlights:&gt;&gt; Nicole, the dynamic content creator behind WTFintech&gt;&gt; What WTFintech offers to the financial technology industry&gt;&gt; The importance of diversity to serve the underserved communities&gt;&gt; Impact of representation in the media and business to people&gt;&gt; Nicole’s source of motivation to grow and lead&gt;&gt; How working in the media requires a strong support networkConnect with Nicole:&gt;&gt; Instagram: @nicolecasperson&gt;&gt; LinkedIn: www.linkedin.com/in/nicole-casperson&gt;&gt; Twitter: @nicolecasperson&nbsp;&gt;&gt; Facebook: www.facebook.com/WTfintech&nbsp;&gt;&gt; Website: www.workweek.com/&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Empowering Women to be in Finance with Shana Sissel&gt;&gt; People of Color Disrupting the Financial Industry with Dana Wilson&gt;&gt; Creating Change Through Representation with Ana Trujillo LimónI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer"...

As children, we’ve seen our parents struggle financially and become chained to debt. Fast-forward to the present, we’ve grown into people who desire the opposite; to become financially stable and independent.&nbsp;My guest for today was able to do exactly just that! I am joined by Real Estate Investor and Financial Independence Coach, Antoinette Munroe. At just 36 years old, she was able to achieve her retirement goal!In this episode, Antoinette shares her journey of pursuit towards financial independence. She talks about how Real Estate Investment became the fuel for her financial freedom journey. We also talked about Budget ABC’s, House Hacking, Travel Hacking, and more.We’d love to help you on your journey, too! Join us in this episode.&nbsp;Highlights:&gt;&gt; The Beginning of the Pursuit&gt;&gt; Discovering Real Estate Investment&nbsp;&gt;&gt; Budget ABC’s: A fresh take on a balanced budget&gt;&gt; Understanding your Cash Flow&nbsp;&gt;&gt; House Hacking: Eliminating your biggest expense to accelerate your path to financial independence&gt;&gt; Your Short-Term and Long-Term Plan&nbsp;&gt;&gt; Travel Hacking: Low to no cost strategies for lifestyle enhancement&nbsp;Connect with Antoinette:&gt;&gt; Instagram: www.instagram.com/fearlessandfreefi/&nbsp;&gt;&gt; Youtube: Fearless &amp; Free Fi&nbsp;&gt;&gt; LinkedIn: www.linkedin.com/in/jolieantoinette&nbsp;&gt;&gt; Facebook: &nbsp;www.facebook.com/FearlessandFreeFi&nbsp;&gt;&gt; Email: fearlessandfreefi@gmail.com&nbsp;&gt;&gt; Website: www.fearlessandfreefi.com/&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 2: Education, Financial Stability, Health and Your Well-Being&nbsp;&gt;&gt; Episode 16: How to Win at Student Loan Debt&nbsp;&gt;&gt;<a...

From account executive to radio intern to furniture and limousine dealer, Carlese Laurent believed his resume was akin to a Rolodex. Refocusing however on his top two interests - numbers and people - he finally found fulfillment and mission in helping people own their homes.Carlese Laurent joins us today to share his ragged path of paving for the life he always dreamed of. He also teaches us on how mortgage loans work and gives some advice on owning your own homes. On top of dealing with people to talk about mortgage loans, he is ardently educating people about mental wealth and financial discipline.Be inspired by Carlese' story and learn how to bring yourself home.Highlights:&gt;&gt; Carlese’s education and career background&gt;&gt; What are involved in mortgage loans&gt;&gt; Benefits of owning your own homes&nbsp;&gt;&gt; Learning to grow your mental wealth&gt;&gt; What inspires Carlese to grow and learn more&gt;&gt; Advice for people in achieving their dreamsConnect with Carlese:&gt;&gt; Instagram: https://www.instagram.com/mlo_laurent&nbsp;&gt;&gt; Facebook: https://www.facebook.com/carlese22&nbsp;&gt;&gt; LinkedIn: https://www.linkedin.com/in/carlese-laurent&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Home Ownership: Everything You Need To Know When Purchasing a New Home with Myra Alvarez &amp; Jose Sahagun&gt;&gt; Investing in Your Future through Real Estate with Jamisa Mclvor&gt;&gt; Following your Passion &amp; Growing Your Wealth with Modern Money’s Angela MooreI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com. Can't wait to meet you.

The hard work we put in today are all for the same dream that one day, our children, the next generation, will live a life far better off than where we stand today. In order to get to that future vision, we have to focus on our present direction.In this episode I am joined by Angel Investor and General Partner of High Street Equity Partners, Mitch Brooks. We will talk about closing the equity gap and building family wealth for the future generations.&nbsp;Mitch shares detailed steps on how you can change your financial trajectory. We discussed the two key ways on how to address the gap, getting over the barrier of access to capital, debt and equity investment, home ownership and entrepreneurship, and more. All crucial steps to reach your financial goals and dreams for yourself and your family.&nbsp;It’s time that your dreams finally become your reality!Highlights:&gt;&gt; Defining the Equity Gap&nbsp;&gt;&gt; The gateways to change the financial picture for generations to come&nbsp;&gt;&gt; Getting over the barrier of access to capital&gt;&gt; Venture capital&nbsp;&gt;&gt; Debt Investment vs. Equity Investment&nbsp;&gt;&gt; Giving a percentage of Equity of Ownership to the right partner/s&gt;&gt; Private Equity&nbsp;&gt;&gt; The importance of Entrepreneurship in closing the equity gap especially for people of colorConnect with Mitch:&gt;&gt; Instagram: https://instagram.com/mitchbrooks&gt;&gt; Twitter: https://twitter.com/mitchbrooks&gt;&gt; LinkedIn: https://www.linkedin.com/in/mabiv&nbsp;&gt;&gt; Linktr.ee: https://linktr.ee/mitchbrooks&nbsp;&gt;&gt; Email: grow@highstreetequity.com&nbsp;&gt;&gt; Website: https://www.highstreetequity.com/&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Getting out of Poverty &amp; Creating Wealth with Dr. David Rhoiney&gt;&gt; Utilizing Your Financial Why to Help Change the Racial Wealth Gap&gt;&gt; Bridging the Racial Wealth Divide with Dedrick Asante-Muhammad [Black History Month Special]I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ)...

What is your Why?In school, we are taught that math is all about numbers. Would you believe that it's also about love?&nbsp;In this episode, Carl Richards, certified financial planner and author of The Behavior Gap, talks about Real Financial Planning. It’s not just about math but also about emotions. Figuring out your emotional problems and life direction is the solution to your financial problems.&nbsp;Carl talks about how getting to the root of what you truly love and want to do in life, sets the direction for your financial plan. You’ve got to decide on where you’re going first&nbsp; before you figure out how to get there.&nbsp;Join us as we help you answer your why and begin the journey towards effective and real financial planning.Highlights:&gt;&gt; Accidentally entering the financial advice industry&nbsp;&gt;&gt; What Real Financial Planning is all about&gt;&gt; Getting to the root: “What is your Why?”&gt;&gt; The qualities of a real financial planner&nbsp;&gt;&gt; The continuous process of financial planning&nbsp;&gt;&gt; Finding the right financial Guide&nbsp;Connect with Carl:&gt;&gt; Instagram: https://www.instagram.com/behaviorgap/?hl=en&nbsp;&gt;&gt; Twitter: https://twitter.com/behaviorgap&nbsp;&gt;&gt; LinkedIn: https://www.linkedin.com/in/thinkingcarl&gt;&gt; Facebook: https://www.facebook.com/behaviorgap&nbsp;&gt;&gt; Email: hello@behaviorgap.com&nbsp;&nbsp;&gt;&gt; Website: https://behaviorgap.com/about/&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 157: Forging Your Personal Financial Journey with Anthony J. Zhang&nbsp;&gt;&gt; Episode 154: Aligning Values and Investments with Laura LaTourette, CFP® and Ramona Maior, CFP&gt;&gt; Episode 146: Behavioral Finance: How We Think About Money with Brian PortnoyI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (<a href="https://bit.ly/3jO4cmF" rel="noopener noreferrer"...

Adult entertainment is one of the oldest industries in history. Whether we recognize it as a part of society or not, it exists, and so do the sex workers who earn income through this. Being in this profession raises stigma, discrimination, and disrespect. And this is why there are very few who cater to their financial planning needs.In this episode, we go back to California and its stigmatized ecosystem, with Lindsey Swanson who made it her mission to create an incredible financial support system specifically for sex workers. As the CEO of Stripper Financial Planning, Lindsey offers quality financial advice while protecting her client’s dignity and rights at the same time.&nbsp;Discover how really seeing the people in the adult entertainment industry can inspire your financial savvy and also broaden your perspective.Highlights:&gt;&gt; Lindsey shares how she found her niche&gt;&gt; Stigma faced while working with sex workers&gt;&gt; Discrimination sex workers face in society&gt;&gt; Working on finances and passion at the same time&gt;&gt; Embracing failures and overcoming gender discrimination&nbsp;Connect with Lindsey:&gt;&gt; Instagram: https://www.instagram.com/lindseyswansong/&nbsp;&gt;&gt; Twitter: https://twitter.com/lindseyswansong&nbsp;&gt;&gt; LinkedIn: https://www.linkedin.com/in/lindsey-swanson-cfp%C2%AE-455930114/&nbsp;&gt;&gt; Website: https://www.stripperfinancialplanning.com/&nbsp;&gt;&gt; Spotify: https://open.spotify.com/user/lindseybartels&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 149: Banking the Unbanked with Jontae James&gt;&gt; Episode 70: Finding Your Niche and Doing What you Love with Jannese Torres-Rodriguez&gt;&gt; Episode 48: We Need To Talk… About Systemic Racism, Sexism And Discrimination In The WorkplaceI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ"...

Welcome back to another episode of the Minority Money Podcast! There comes a time in everyone’s lives when you need to make a choice so huge that it can change how your life goes. In the case of my guest today, Anthony J. Zhang, it was the decision between being a full-time student, or dropping out and becoming an entrepreneur backed up by a VC.When Anthony set out on his financial journey, he had to think with the end in mind and really plan out the kind of lifestyle he wanted– because he used that mindset to pave the road to building his wine and whiskey business that now sustains him and gives him the financial means to expand his own portfolio.Tune into this episode and hopefully, it’ll inspire you on your own journey!Highlights:&gt;&gt; How Anthony formed his personal financial journey&gt;&gt; Anthony’s advice for building your own financial journey&gt;&gt; Learning and understanding more about digital assets and cryptocurrency&gt;&gt; How Anthony uses wine and whiskey as an investment&gt;&gt; What inspires Anthony to continue to grow and leadConnect with Anthony:&gt;&gt; Website: https://www.vinovest.co/&nbsp;&gt;&gt; Facebook: https://www.facebook.com/vinovestofficial/&nbsp;&nbsp;&gt;&gt; Instagram: https://www.instagram.com/anthony_j_zhang/&nbsp;&nbsp;&nbsp;&gt;&gt; Twitter: https://twitter.com/anthony_j_zhang&nbsp;&gt;&gt; LinkedIn: https://www.linkedin.com/in/anthony-zhang-988a2375/If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 156: We Need to Talk… About Wealth For All Families&gt;&gt; Episode 84: Building a Successful Business with Sheneya Wilson [Black History Month Special]&gt;&gt; Episode 45: The Secret to Being a Successful Investor with Daniel CrosbyI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a

Welcome back to another episode of the Minority Money Podcast! Usually, it’d just be me and another guest– but for today, we’ll be having a “We Need to Talk” episode where we air out and talk about building generational wealth for all families.In a country where the color of your skin has a say in how you achieve wealth and stability, this topic is meant to address the great divide and inequalities in both our societies and institutions. While the fight to make financial education more accessible is far from over, we cannot waver now because absolutely every family deserves financial security.Be sure to join in on this conversation with Sonya Dreizler, Diana G. Yáñez, CFP®, Phuong Luong, CFP®!Highlights:&gt;&gt; Addressing the racial wealth divide&gt;&gt; What people commonly think about financial literacy and history&gt;&gt; How we work with clients in the face of systemic discrimination&gt;&gt; When we realized just how systemic the racial wealth divide is&gt;&gt; Why there is a lack of financial information amongst minorities&gt;&gt; Advice and resources for financial planners and individualsConnect with Sonya:&gt;&gt; Website: http://www.hellochoir.com/&nbsp;&gt;&gt; Instagram: https://www.instagram.com/sonyadreizler/&nbsp;&nbsp;&gt;&gt; Twitter: https://twitter.com/SonyaDreizler&nbsp;&nbsp;&gt;&gt; LinkedIn: https://www.linkedin.com/in/sdreizler/&nbsp;Connect with Diana:&nbsp;&gt;&gt; Website: https://allthecolors.net/&nbsp;&gt;&gt; Instagram: https://www.instagram.com/all_the_colors_8/&nbsp;&gt;&gt; Twitter: https://twitter.com/DianaGisel_Y/&gt;&gt; LinkedIn: https://www.linkedin.com/in/dianagyanez/&nbsp;Connect with Phuong:&nbsp;&gt;&gt; Website: https://wealthplanning.com/&nbsp;&gt;&gt; Twitter: https://twitter.com/pt_luong&nbsp;Resources Mentioned:&gt;&gt; Racial Justice Investing Website: https://www.racialjusticeinvesting.org/&nbsp;&gt;&gt; Resource Generation Website: <a href="https://resourcegeneration.org/" rel="noopener...

Just as we’re celebrating our independence as a nation– maybe it’s also time for you to consider becoming an independent financial advisor! As we progress in the industry, there’s always going to be a part of us that wants independence in some way, shape, or form to create our own individual journeys.In this episode, long-time recurring guest Dasarte and I talk about how you can achieve this independence, and you need to avoid making the same common mistakes among all financial advisors.Find your why, and draw your path as you listen in on our conversation!&nbsp;Highlights:&gt;&gt; How Dasarte knew he was ready to go independent&gt;&gt; Common mistakes people make when going independent&gt;&gt; How Dasarte recenters himself when things are difficult&gt;&gt; Don’t be scared of grit and grind, but also defend your time&gt;&gt; Everything you learn at this moment is to be better than the lastConnect with Dasarte:&gt;&gt; Instagram: https://www.instagram.com/dasarteyarnway/&nbsp;&gt;&gt; Twitter: https://twitter.com/DasarteYarnway&nbsp;&gt;&gt; LinkedIn: https://www.linkedin.com/in/dasarte-yarnway-b3b39443/&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 154: Aligning Values and Investments with Laura LaTourette, CFP® and Ramona Maior, CFP®&gt;&gt; Episode 123: Brand Building and Minorities in Finance with Jacqueline Schadeck&gt;&gt; Episode 53: Following Your Passion &amp; Growing Your Wealth with Modern Money’s Angela Moore&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at <a href="mailto:emlen@minoritymoneypodcast.com" rel="noopener noreferrer"...

Welcome back to the Minority Money Podcast! Continuing our celebration of Pride Month, I’ve invited over Laura LaTourette(she/her) and Ramona Maior(she/her) of Family Wealth Management Group. In this episode, we’ll dive right into how companies like the Rainbow Network and Onyx try to make sure that the industry remains progressive as they cater to clients who align their values with their investments!While Pride Month comes to an end, the fight for diversity, equality, and inclusion is still far from over. As minorities and members of the LGBTQ+ that continue to face discrimination across societies and industries, we must band together as a community, uplift one another, and fight for our space in the world - especially in these particularly tumultuous times.Highlights:&gt;&gt; Why we need organizations like the Rainbow Network&gt;&gt; Reception from the LGBTQ+ community&gt;&gt; What diversity and inclusion mean to Ramona and Laura&gt;&gt; Mental health and money&gt;&gt; Ramona and Laura’s thoughts on ESG&gt;&gt; What inspires Ramona and Laura to grow and lead&nbsp;Connect with Laura and Ramona:&gt;&gt; Website: https://www.familywmg.com/&nbsp;&gt;&gt; Website: https://www.cfp.net/&nbsp;&gt;&gt; Twitter: https://twitter.com/LauraLaTourette&gt;&gt; Twitter: https://twitter.com/RamonaCFP&gt;&gt; LinkedIn: https://www.linkedin.com/in/llatourette/&gt;&gt; LinkedIn: https://www.linkedin.com/in/ramona-maior/If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 153: Happy Juneteenth and Father's Day 2022!&gt;&gt; Episode 131: Creating Change Through Representation with Ana Trujillo Limón&gt;&gt; Episode 86: Building Dreams through Business with Hope Newsome&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a...

On the Minority Money Podcast, we talk a lot about equality and representation and why they’re such an important factor in human empowerment. This week, we’re taking a step back from our regularly scheduled program for a special episode dedicated to celebrating Juneteenth and Father’s Day.&nbsp;With this being the first federal holiday of Juneteenth, I want to shed more light on the historical context of the day and what it means to many Americans, especially African-Americans such as myself. In addition, I’ll talk about the country’s rising state of interest rates and what those changes mean for you and your finances.Highlights:&gt;&gt; The historical significance of Juneteenth&gt;&gt; What the rising interest and savings rates mean for us&gt;&gt; Quick tips to help save moneyIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 152: Real Estate with Intention and Community with Alex Salazar&gt;&gt; Episode 101: Father’s Day Special!&gt;&gt; Episode 66: How to Start Feeling Good about Your Money with Pamela Capalad&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com&nbsp; Can't wait to meet you.

Buying a home is one of the most stressful choices that we can go through. Many of us usually ask if it’s a good or bad time to buy, and these questions can put us off from taking that first step. But here’s the thing: When it comes to building generational wealth, we cannot underestimate the power of owning property.To continue our celebration of Pride Month 2022, I am very happy to be joined by my good friend Alex Salazar of The Salazar Group. With over 18 years of experience as a real estate agent, he shares his knowledge and insights to help you answer the all-important question: Are you ready to buy your own property? In addition, Alex shares his personal stories that emphasize why intentionality and the spirit of community can foster growth in our relationships and wealth-building journey.So make sure to join us as Alex shows us the ins and outs of property ownership and its many benefits beyond just financial wealth!Highlights:&gt;&gt; Planning for Alex’ marriage and his business&gt;&gt; The current state of the real estate market&gt;&gt; How Alex helps people make that first step to buying a home&gt;&gt; The principle of community&gt;&gt; What growth and education mean for Alex&nbsp;Connect with Alex:&gt;&gt; Website: https://www.thesalazargroupre.com/&gt;&gt; Facebook: https://www.facebook.com/alexanderesalazar&gt;&gt; Instagram: https://www.instagram.com/the_salazar_group/ If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 151: From Broke to Badass with Cally Ingebritson&gt;&gt; Episode 133: Building Generational Wealth with Lea Landaverde&gt;&gt; Episode 72: Investing in Your Future through Real Estate with Jamisa McIvor&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (<a href="https://bit.ly/3jO4cmF" rel="noopener noreferrer"...

A lot of people have very heavy emotions around money - from anxiety about their financial state to shame from past mistakes. Many of these emotions stem from a lack of financial education and entry points. But when you’re a minority in the United States and access to this information is held by certain privileged groups it can be difficult to break past these barriers. But if we come together as a community and uplift one another we can shake things up and create a more equitable system AND country!To kick off our first episode of celebrating Pride Month 2022, I’m happy to be joined by Cally Ingebritson of Chillax Finance. As a financial coach and proud member of the LGBTQIA+ community, she is dedicated to helping members from underrepresented backgrounds bring clarity to their financial plans and make decisions that align with their lifestyles and values.If you’ve been feeling stuck with traditional finance then make sure to join Cally and me as we discuss how you can get started on developing a confident and positive relationship with your finances!Highlights:&gt;&gt; How Cally got started in the financial world&gt;&gt; Cally’s ‘Broke to Badass’ mindset&gt;&gt; The financial service industry is ‘pale, male, and stale’&gt;&gt; How Cally helps clients go from broke to badass&gt;&gt; What motivates Cally to growConnect with Cally:&gt;&gt; Website: https://www.chillaxfinance.com/&nbsp;&gt;&gt; Facebook: https://www.facebook.com/chillaxfinance&gt;&gt; Instagram: https://www.instagram.com/chillaxfinance/&nbsp;&gt;&gt; Twitter:&nbsp; https://twitter.com/chillaxfinance&gt;&gt; LinkedIn: https://www.linkedin.com/company/chillaxfinance/&nbsp;&gt;&gt; Shakipedia: A Shakira Podcast: https://anchor.fm/shakipedia&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 150: Some Life and Business Updates with Maricela Miles-Mattingly&gt;&gt; Episode 142: Life Planning: Looking Beyond Finances with George Kinder&gt;&gt; Episode 124: Finding Success as a Minority with Paty Villegas&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉...

After just launching our business, moving to a new house, traveling by plane to Chiacago, and recently celebrating our son’s birthday– it’s been one crazy ride!With a bit of a whirlwind of so many different things happening recently, Maricela and I decided that we wanted to come on here and talk about what we have planned for the next few months!Highlights&gt;&gt; Our son’s birthday!&gt;&gt; The conference in Chicago.&gt;&gt; Quick market updates!&gt;&gt; Stay tuned for Pride Month!If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 148: The Impact of Money with Anjali Jariwala&gt;&gt; Episode 107: The Blueprint for Financial Decision Making with Meg Bartelt&gt;&gt; Episode 99: What Does it take to Build a Mission-Driven Business? with Brian Thompson&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

The cannabis industry has been riddled with stigma; both for its place in society, and how black and brown minorities have become the face of it in the war on drugs. While it’s now legal in the state of California, it is still very much federally illegal. Because of this, so many people from the traditional markets that run on cash, are unable to be financed or backed up by banks or are getting taxed incredibly high.In this episode, I’m joined by Jontae James, an entrepreneur who started young and dove into the venture capital industry after selling his first company in his mid-twenties. Now as the CEO of NatureTrak, Jontae works with cannabis-related businesses and provides them with risk management and compliance solutions for their everyday business.If you think you’re bad with money, there might be more to it than just bad planning!Highlights&gt;&gt; The legalization of cannabis in California&gt;&gt; Why banks don’t like cannabis-related business&gt;&gt; How NatureTrak helps get the unbanked get banked&gt;&gt; How Jontae’s childhood made him the entrepreneur he is todayConnect with Anjali:&gt;&gt; Website | www.naturetrak.com&gt;&gt; LinkedIn | Jontae JamesIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 147: The Impact of Money with Anjali Jariwala&gt;&gt; Episode 107: The Blueprint for Financial Decision Making with Meg Bartelt&gt;&gt; Episode 99: What Does it take to Build a Mission-Driven Business? with Brian Thompson&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

There are many iterations of the immigrant story of coming to America with a limited amount of money– or if any at all. Growing up with parents that had to go through this can leave deep impressions on younger generations– where money is scarce and it must be saved. While saving and budgeting is a great way to future-proof, it might not be the best way to make that money work for itself; which is why financial education is so important.For this episode, I’ve invited over Anjali Jariwala, a career changer that started in tech but quickly grew tired of the 80-hour workweek. After transitioning to financial planning, working up the ranks, then ultimately leaving to start her own firm, Anjali found her passion in helping minorities, immigrants, children of immigrants, and young couples with families trying to build wealth.If you think you’re bad with money, there might be more to it than just bad planning!Highlights&gt;&gt; The impact of money&gt;&gt; How culture affects our behavior with money&gt;&gt; Bridging the gap between business and personal finance&gt;&gt; How we can teach children about moneyConnect with Anjali:&gt;&gt; Website | www.fitadvisors.com&gt;&gt; Twitter | @AnjaliFIT&gt;&gt; Podcast | Money CheckupIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 146: Building a Financial Planning Firm with Valerie Rivera&gt;&gt; Episode 142: Life Planning: Looking Beyond Finances with George Kinder&gt;&gt; Episode 135: Creating your Financial Narrative with Shehara Wooten&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Join me in this solo episode where I’ll be sharing my overwhelming gratitude for what God has done in our lives and to give you an update on what’s going on behind the scenes. I’d also like to take this time to thank all of you who have been supporting us through the four years of the podcast.This episode is a reflection on life. If you look at things that you've gone through, obstacles you’ve faced, things you've overcome. Look at your life and look at everything that's happened, there's only one way that things could have happened - it’s all because of God!If you’ve been getting value from the podcast, please send an episode - one of your favorites - to your friends, family, even to someone you don't like too much - send this https://bit.ly/3LZGn6S to them!Highlights:&gt;&gt; Onyx Advisor Network - Onyx is a network for underrepresented advisors - women, people of color, people from the LGBTQ plus community, and others. We have created a platform where they can start, scale, and sustain their businesses. This is going to make it easier to have access to the financial planning industry for all people. If you’re a consumer and you want to have an advisor that looks like you, talks like you, feels like you manage your money and help you, then this is where you can find them www.onyxadvisornetwork.com!&gt;&gt; My business partner is welcoming a new baby!&gt;&gt; God’s hand on how we sold our home of 14 years and how we found our new gorgeous home.&gt;&gt; Mother’s day thoughts and appreciation for all the mothers.If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Finding Success as a Minority with Paty Villegas&gt;&gt; Understand Your Finances and Circumstances with Luis Rosa [Step 1 of Financial Planning]&gt;&gt; Investing in Women with Patience MarimeI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on&nbsp;Apple Podcasts&nbsp;(https://apple.co/3jN77Mv)&nbsp;, Spotify (https://spoti.fi/3jParH0) , Google&nbsp;Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3LZGn6S) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

With behavioral finance only formally discovered as early as 50 years ago, there’s been almost a lack of conversation around it. At the end of the day, after people invest, the question that’s asked runs more along the lines of “Is this enough?” and, “Am I going to be okay?”In this episode, I’m joined by Brian Portnoy, the founder of Shaping Wealth, and the author of books that discuss and talk about behavioral finance. With over 15 years of experience, Brian coined the term funding contentment as a way to really hook people into understanding the relevance of how our earning abilities affect both our happiness and our peace of mind.Jump in on our conversation as Brian shares with us how we can underwrite a life that is meaningful to us!Highlights&gt;&gt; What is Behavioral Finance&gt;&gt; Funding Contentment&gt;&gt; Brian’s Business and Books&gt;&gt; The advisor’s role in a dynamic wealth industry&gt;&gt; Brian’s motivationsConnect with Susanne:&gt;&gt; Website | Shaping Wealth&gt;&gt; LinkedIn | Brian Portnoy, CFAIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 145: Building a Financial Planning Firm with Valerie Rivera&gt;&gt; Episode 142: Life Planning: Looking Beyond Finances with George Kinder&gt;&gt; Episode 68: Making the Financial Industry More Inclusive with Lazetta Braxton&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Growing up, we often looked up to those that have achieved what we aspire to be– but for minorities, it can be hard to progress in a world where we don’t see people of color succeed, or we find that they have much bigger hurdles to overcome. It can be intimidating, but that is exactly why we need to face these issues and create the space for change to take place.For this week, I'm joined by Valerie Rivera, a certified financial planner who risked everything to start her own firm. As first-generation money, the risk she took is something I’m sure a lot of us are familiar with at different scales.Join our conversation as Valerie shares with us important parts of her journey I’m sure you’ll resonate with!Highlights&gt;&gt; How Valerie started her financial planning journey&gt;&gt; Striking a balance between being authentic and financial gains&gt;&gt; Being the first generation moneyConnect with Susanne:&gt;&gt; LinkedIn | Valerie A. Rivera, CFP®If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 88: Success for Minority Teens with Carlos Gomez&gt;&gt; Episode 85: Bridging the Racial Wealth Divide with Dedrick Asante-Muhammad&gt;&gt; Episode 68: Making the Financial Industry More Inclusive with Lazetta Braxton&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

While a lot of companies talk the talk, only a handful ever walk the walk and stand by their promises to be inclusive towards minorities. While indeed the world is changing, the fight is far from over to have financial education and opportunities available to our people.For this episode, I’ve invited Lazetta Braxton, co-CEO of 2050 Wealth Partners, and a social entrepreneur that aims to amplify diversity, inclusion, and equality in the financial planning profession. It is through her own consulting firm, Lazetta &amp; Associates, that she is able to create her own change by employing a “no fear, no shame” zone so her employees and associates feel like they are in a safe space.The change begins with you, so hop in on this episode and check out how Lazetta can help!Highlights&gt;&gt; Using Human Capital for Social Change&gt;&gt; Older Firms Aren’t Keeping Up&gt;&gt; Leaving a Legacy&gt;&gt; Lazetta’s Financial TipConnect with Susanne:&gt;&gt; Twitter | @lazettabraxtonIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 88: Success for Minority Teens with Carlos Gomez&gt;&gt; Episode 85: Bridging the Racial Wealth Divide with Dedrick Asante-Muhammad&gt;&gt; Episode 68: Making the Financial Industry More Inclusive with Lazetta Braxton&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

For a lot of minority business owners, building wealth is much more than just the glitters and gold of the entrepreneur title. Business profit can mean the difference between going hungry and keeping your family fed. As an advocate for financial education, I really wanted to bring someone onto the show that can showcase how a different system of cash management can improve the family business profit over time.In this episode, I’m joined by Susanne Mariga, a CPA with a passion to put an end to entrepreneurial poverty and improve minority family legacies. With over two decades of experience, Susanne has practiced and perfected the Profit First cash management system which has lifted thousands of entrepreneurs from struggle to success.So if you’ve been struggling and can’t seem to strike a balance with your cash management, Susanne definitely has something for you to try out!Highlights&gt;&gt; Profitable Minority Money&gt;&gt; Paying for Profit First&gt;&gt; Strategies to Increase Business Profit&gt;&gt; How Accounting Helps Profitability&gt;&gt; What Inspires Susanne to Grow, Learn, and LeadConnect with Susanne:&gt;&gt; Website | susannemariga.com&gt;&gt; Book | Profit First for Minority Business EnterprisesIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 141: All The Colors: Changing the Complexion of Wealth with Diana G. Yanez&gt;&gt; Episode 120: Diversifying the Financial Planning Landscape with Rita Cheng&gt;&gt; Episode 104: The Power of Taking Control of your Finances with Naseema McElroy&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

We’ve talked so much about financial planning on this podcast, but there’s a much bigger picture we also need to consider when we lay down our finances. And that’s life planning– where we aim our financial goals based on what we want to achieve in our lifetime and how we can support our dreams.In this episode, I’m joined by George Kinder, founder of the Kinder Institute of Life Planning. Harvard-educated, George spent his life revolutionizing financial planning advice for 35 years by training over 3,000 professionals across 30 countries.With so much experience under his belt, George is sure to open up your path to more financial opportunities!Highlights&gt;&gt; Financial Planners vs Life Planners&gt;&gt; Things to Think About Before Hiring a Planner&gt;&gt; Meditation and Self Care: How It Can Improve Your Life&gt;&gt; Education’s Role in Wealth BuildingConnect with George:&gt;&gt; Website | kinderinstitute.com&gt;&gt; Twitter | @GeorgeDKinderIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 133: Building Generational Wealth with Lea Landaverde&gt;&gt; Episode 92: Scoring in Life and in Finance with Darin Carter&gt;&gt; Episode 90: The Road to Financial Wellness through Financial Literacy with Jason Wenkya Dreizler and Liv Gagnon&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Financial literacy is not something that comes easy for a lot of people– oftentimes people are ashamed and shy away from complicated terms. This is especially true for those that speak another language as their mother tongue.In this episode, I’m joined by Diana G. Yanez, founder of All The Colors. Her company aims to teach holistic financial education through workshops, one-on-ones, and shareable educational content. While a whiz with money and numbers, Diana is passionate about her work as an educator– empowering many in the process.Jump in on this episode as we change the complexion of wealth!Highlights&gt;&gt; Diana’s Source of Passion to Help&gt;&gt; Keeping Things Simple with Diana&gt;&gt; First Generation Money&gt;&gt; Gaining the Trust of ClientsConnect with Diana:&gt;&gt; LinkedIn | Diana G. Yáñez, MA, CFP®, RLP®&gt;&gt; Twitter | @DianaGisel_YIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 140: Financial Planning and the Racial Wealth Gap with Dr. Miranda Reiter, Ph.D.&gt;&gt; Episode 139: Breaking Glass Ceilings in Finance with Rosa Chalekian and Mari Miles-Mattingly&gt;&gt; Episode 138: Kicking off Women’s History Month with Sonya Dreizler and Liv Gagnon&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

For a long time, gender and racial equality stood far from ever being recognized and addressed. It’s only in recent years that we as a society have progressed to be much more inclusive and representative of minorities in the financial planning field.In this episode to celebrate women’s month, I’m joined by Dr. Miranda Reiter, Ph.D., an accomplished individual that has well over 20 years of experience in the field of financial planning. With her credible studies into the racial differences in life insurance, Miranda aims to bring to light the systemic and historical issues that present themselves in the financial literacy of households of color.Join us in this episode as we talk about the facts and how the industry needs to change to present more equal and equitable opportunities for minorities.Highlights&gt;&gt; The Biggest Changes to Financial Planning&gt;&gt; The Impact of Race and Gender on Consumer Behavior&gt;&gt; The Relationship Between Financial Planning and the Racial Wealth Gap&gt;&gt; What Needs to ChangeConnect with Dr. Miranda:&gt;&gt; Twitter | @mirandareiter&gt;&gt; LinkedIn | Miranda Reiter, Ph.D., CFP®If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 123: Brand Building and Minorities in Finance with Jacqueline Schadeck&gt;&gt; Episode 120: Diversifying the Financial Planning Landscape with Rita Cheng&gt;&gt; Episode 84: Building A Successful Business with Sheneya Wilson&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Welcome to the second episode of the Minority Money Podcast for Women’s History Month! This episode will be guest-hosted by Mari Miles-Mattingly, featuring Rosa Chalekian– previously a guest for Episode 102 alongside her husband, Alex.In this episode, Mari and Rosa dive into their experience as women still actively fighting for basic respect in different parts of society. From the home to the workplace, it’s only recently that people have grown comfortable having a woman in power or allowing the glass ceiling to break.As entrepreneurial women, the struggle is only amplified– where doubt is placed on their capabilities to deliver despite accomplished and well-proven backgrounds. If you’ve ever felt like people have put you down for your gender, then we hope that this episode empowers you to prove everyone wrong and achieve your dreams!Highlights&gt;&gt; What does Women’s History Month mean&gt;&gt; Harassment Directed at Women&gt;&gt; How people oftentimes underestimate women&gt;&gt; Raising Independent Women, Raising Good Boys&gt;&gt; Rosa’s advice for young womenConnect with Rosa&gt;&gt; Website | rosachalekian.com&gt;&gt; Instagram | @rosa.chalekianIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 102: Proper Team Dynamics with Alex and Rosa Chalekian&gt;&gt; Episode 78: Growth Mindset: The Only Mindset You’ll Need for Success! with Patricia Villegas&gt;&gt; Episode 73: We Need To Talk… Social Justice Investing with Rachel Robasciotti&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Welcome to the first Minority Money episode for Women’s History Month! While the fight for equality has made bounds and milestones in our society, women; especially women of color, are still fighting for their space in many aspects of said society.In this episode, I’m joined by Sonya Dreizler and Liv Gagnon, some of the most driven people I’ve met in my life. Striving to empower women and people of color, these two are co-founders of Choir, a new firm that aims to certify and verify that conferences are truly diverse beyond the surface level.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To kick-off this month of March, they’ll be sharing with us their journey leading up to launching Choir, and their firsthand experience with the deeper issues of diversity in corporations and the under-representation in conferences.Join us in this episode as we dive into how you can get involved and be part of the solution for women all over the world!Highlights&gt;&gt; How Sonya and Liv met&gt;&gt; The Creation of Choir&gt;&gt; What Sonya and Liv see coming up for Choir&gt;&gt; How you can get involved&gt;&gt; What inspire and motivate Sonya and Liv&gt;&gt; Advice from Sonya and LivConnect with Sonya &amp; Liv&gt;&gt; Choir Website | www.hellochoir.com&gt;&gt; Twitter | Sonya | @SonyaDreizler&gt;&gt; Twitter | Liv | @LIVgagnonIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Episode 131: Creating Change Through Representation with Ana Trujillo Limón&gt;&gt; Episode 94: Investing in Women with Patience Marime&gt;&gt; Episode 89: Empowering Women to be in Finance with Shana Sissel&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth...

Welcome to the conclusion of the Black History Month celebration but that doesn't mean you should stop studying or celebrating this important part of American history that is often forgotten.&nbsp;With all that being said, I wanted to talk a little bit more about Black History, but have also decided to invite a very special guest, my wife, Maricela Miles-Mattingly. As a non-black person, I believe it is also of utmost importance to get her view on what Black History means for her and how this month changed her perspective.&nbsp;She will also be talking about the upcoming Women's Month, so for any of the ladies following this podcast, this is something to stay excited for too.&nbsp;&nbsp;&nbsp;&nbsp;Highlights&gt;&gt; Mari’s thoughts on black history month&nbsp;&gt;&gt; Mari’s experience when she visited Nearest Green&gt;&gt; How important it is for Mari to have her kids appreciate both their black and mexican culture&gt;&gt; What women’s history means to Mari&gt;&gt; What Mari is looking towards for Women's History Month.&nbsp;&gt;&gt; Mari’s final words for you&nbsp;&nbsp;Connect with Mari&nbsp;&gt;&gt; Twitter &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Ryan Harris: An NFL Champion’s guide to Financial Literacy, Money Management, and Wealth Building&gt;&gt; How to Be a Champion in Finance with Lauryn Williams [Black History Month Special]&nbsp;&gt;&gt; Financial Planning is Personal and You should Start Now!&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Most of you may have never heard of Nathan “Nearest” Green but his story is a true American story and of utmost importance especially now in black history month.Nathan “Nearest” Green didn’t just make great whiskey, he made history. His story is just one of the many great African American stories that remain quite untold and that is why for today’s episode I want to shed some light on this.&nbsp;&nbsp;I hope by the end of this episode you are inspired by what you heard and I also encourage you to do your own digging on him.&nbsp;&nbsp;&nbsp;&nbsp;With that said, let’s get right into it.&nbsp;Highlights&gt;&gt; Nathan’s early life&gt;&gt; How Nathan became the first known African American master distiller&gt;&gt; Nathan’s family&gt;&gt; My trip to Nathan’s distillery and my experience there&nbsp;&nbsp;&nbsp;Connect with Nathan’s distillery&gt;&gt; Website &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; We need to talk... about racism, empathy, George Floyd, and being Black in America&gt;&gt; Following your Passion &amp; Growing Your Wealth with Modern Money’s Angela Moore&gt;&gt; Taking Your Finances to the Next Level with First-Gen Wealth Builder Anna N’Jie-KonteI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

We all have a story that is uniquely our own and just like with finances, not everyone goes through the same journey. Shehara Wooten is one such financial planner who is here to help you create your own financial narrative which caters to your needs.&nbsp;Shehara originally graduated with B.S. in Electrical and Computer Engineering and her first job out of college was with an industrial manufacturing firm. After some deep soul searching, she eventually decided to take a leap of faith and pursue her true passion which is helping women and STEM professionals craft their amazing financial success stories.&nbsp;&nbsp;Now she wants to help you create the story you deserve so make sure to check out today's episode and find out how Shehara helps her clients differently as compared to other financial planners.&nbsp;&nbsp;&nbsp;Highlights&gt;&gt; Shehara’s background&nbsp;&gt;&gt; Shehara explains financial narratives&nbsp;&nbsp;&gt;&gt; The wealth gap&nbsp;&gt;&gt; When did Shehara know to switch careers&gt;&gt; Shehara talks about her book&nbsp;&nbsp;&nbsp;&gt;&gt; Shehara’s final advice for you&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Connect with Shehara&gt;&gt; Website&gt;&gt; Facebook&gt;&gt; Instagram&gt;&gt; LinkedInIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Minority Health, Preventive Medicine, Busting COVID-19 Myths with Dr. Rox&gt;&gt; Secure Your Family’s Future Through Estate Planning with Mike Bennett&gt;&gt; Life Insurance 101&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

This is a very special month for the entire black community out there. Now it is time for us to remember all the contributions we have made to the betterment of the country and showcase to everyone what black excellence is all about.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Today marks the first episode of our black history month special and who better to start off this month than my good friend Tremaine Wills. Tremaine is on a mission to help black women create a healthy mindset around their money so they can start living the life they’ve always dreamed of.&nbsp;&nbsp;&nbsp;So if you’re a black woman yourself or anyone else who’s ready to change their circumstances around money then make sure to check out this week’s episode!&nbsp;Highlights&gt;&gt; Tremaine’s background&nbsp;&gt;&gt; Why Tremaine is so passionate about her work&nbsp;&gt;&gt; Finding the beauty in the struggle&gt;&gt; Competition vs Collaboration&gt;&gt; Things Tremaine has learned in her career&nbsp;&gt;&gt; Tremaine’s motivation&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Connect with Tremaine&nbsp;&gt;&gt; Website&gt;&gt; Twitter&gt;&gt; Instagram&nbsp;&gt;&gt; LinkedIn &nbsp;&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; We Need To Talk… About Systemic Racism, Sexism And Discrimination In The Workplace&gt;&gt; Getting out of Poverty &amp; Creating Wealth with Dr. David Rhoiney&gt;&gt; People of Color Disrupting the Financial Industry with Dana Wilson&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Building wealth for ourselves is a dream for all of us but building generational wealth that will help your entire family and all the future generations to come after you is even better. Here today to help you realize that you too can achieve this is Lea Landaverde.Lea is the founder of “The Riqueza Collective” and also runs the “Mi Riqueza Podcast”, both of which are all dedicated to one thing and that is for people of color and immigrants to build generational wealth for their family.If you were born into not the best of circumstances and looking to break through and live the life you’ve always dreamt of for yourself and your entire family then this week’s episode is just for you.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Highlights&gt;&gt; What is Fintwit?&gt;&gt; Lea’s background&nbsp;&gt;&gt; How Lea got into finance&nbsp;&gt;&gt; What led Lea to help people build their own generational wealth&nbsp;&gt;&gt; Being a queer latina in corproate America&gt;&gt; What motivates Lea to continue to grow, learn and lead&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Connect with Lea&nbsp;&gt;&gt; Website and all other social media accounts&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; “Go Out And Live” with Michael Policar&gt;&gt; The Blueprint for Financial Decision Making with Meg Bartelt&gt;&gt; What Does it Take to Build a Mission-Driven Business? with Brian Thompson&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

This show has been going on for quite some time now and you’ve all gotten to know me better through each episode, especially to those who’ve been with me since day one. But for this episode I would like to reintroduce myself again once more.&nbsp;If you’re a new viewer who recently just started listening to this podcast and want to know a bit more of who I am and what I stand for then this episode is just for you.&nbsp;Highlights&gt;&gt; My trip to New York&nbsp;&nbsp;&gt;&gt; What is Onyx?&nbsp;&gt;&gt; Who I am&gt;&gt; What Gen X Wealth is all about&nbsp;&gt;&gt; How inflation is affecting our modern society&gt;&gt; How much my life’s changed in the last 5 years&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Becoming a Morning Person with Nyle Bayer&gt;&gt; Your Ultimate Guide to Travel Hacking with Julia Menez&nbsp;&gt;&gt; Consistency is Life's Cheat CodeI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Representation is a very important catalyst for change and being able to see very successful people who are from the same background as you is such an impactful tool, especially for the youth.Let’s talk more about creating that change through representation with Ana Trujillo Limón as she talks to you about her different programs that aim to help the youth, specifically minorities, as well as inspire them that they can achieve financial success.Tune in now to the episode so you don’t miss out on what Ana has to say!&nbsp;&nbsp;&nbsp;Highlights&gt;&gt; Ana’s background&nbsp;&gt;&gt; Ana’s hobbies&nbsp;&nbsp;&gt;&gt; How to get started with running&nbsp;&gt;&gt; Other thing’s Ana is passionate about&nbsp;&gt;&gt; More about Ana’s programs that she’s working on&nbsp;&gt;&gt; What inspired Ana to start this program&nbsp;&nbsp;&gt;&gt; Ana’s final advice&nbsp;Connect with Ana&nbsp;&nbsp;&gt;&gt; Twitter&gt;&gt; Instagram&gt;&gt; LinkedIn&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Bridging the Racial Wealth Divide with Dedrick Asante-Muhammad [Black History Month Special]&gt;&gt; Becoming Financially Smart with Dr. David Rhoiney [Black History Month Special]&gt;&gt; BLX Internship - The Internship Program for Aspiring Black and Latinx Financial Planners!I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

In all our episodes I’ve been able to talk to highly esteemed professionals and they have all given us valuable insight into the world of finance, but for today’s episode I want to take a different approach.Instead of the usual type of guests in this show, I wanted to talk to a regular person and see their experience with crypto. That is why for today I have invited James Urbiztondo and he will be talking to you about what he has been able to do with crypto.So if you’re interested in seeing things from the perspective of a non-professional in this field then make sure to tune in!&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Highlights&gt;&gt; James’s background&nbsp;&gt;&gt; How James learned more about crypto&nbsp;&nbsp;&gt;&gt; Other coins besides bitcoin that James likes&nbsp;&nbsp;&gt;&gt; What surprised James the most about getting into crypto&gt;&gt; The sacrifices James has had to make&nbsp;&gt;&gt; How to get started with crypto&nbsp;&nbsp;Connect with James&nbsp;&gt;&gt; Youtube&nbsp;&gt;&gt; InstagramIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Monitoring your Financial Plan with Dr. Preston Cherry&gt;&gt; The State of the Financial Planning Industry with Jamie Hopkins&gt;&gt; The Fundamentals of FinanceI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

The new year has finally arrived but before we get back to the usual topics that’s discussed in this show I want to take a step back a little and give you some words of encouragement that can help you make 2022 your year.&nbsp;Each time the new year arrives there's always this sudden motivation to push ourselves to do better, but here's the thing. Motivation comes and goes. What you’ll really need is commitment to actually push through with these goals.&nbsp;So if you’re looking to start the new year right then make sure not to miss out on this week’s episode as I talk about the relationship between motivation and commitment.&nbsp;Highlights&gt;&gt; The relationship between motivation and commitment&nbsp;&nbsp;&gt;&gt; What is motivation?&nbsp;&gt;&gt; What is commitment?&gt;&gt; The difference and importance between the twoIf you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Proper Team Dynamics with Alex and Rosa Chalekian&gt;&gt; Scoring in Life and in Finance with Darin Carter&gt;&gt; The Road to Financial Wellness through Financial Literacy with Jason Wenk&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Best of 2021 Mashup!This year has been filled with fun, interesting, and game-changing episodes, but as we wrap up the final chapter of 2021, I'd love to throw back to some of our best conversations on the show!Join me in this special wrap-up episode as I showcase how we as minorities can develop and grow in the financial world!Enjoy!Highlights:&gt;&gt; Goal Setting for 2022&gt;&gt; Taking Your Investing to the Next Level through Impact Investing with Jennifer Kenning&gt;&gt; Your Ultimate Guide to Travel Hacking with Julia Menez&gt;&gt; Creating a Proper Work-Life Balance with Maricela Miles-Mattingly&gt;&gt; Success for Minority Teens with Carlos Gomez&gt;&gt; Fit back into those jeans with Maricela Miles-Mattingly&gt;&gt; How to Be a Champion in Finance with Lauryn Williams [Black History Month Special]&gt;&gt; My Truth, My Story [Black History Month Special]Episodes mentioned:&gt;&gt; Episode 122: Goal Setting for 2022&gt;&gt; Episode 77: Taking Your Investing to the Next Level through Impact Investing with Jennifer Kenning&gt;&gt; Episode 106: Your Ultimate Guide to Travel Hacking with Julia Menez&gt;&gt; Episode 110: Creating a Proper Work-Life Balance with Maricela Miles-Mattingly&gt;&gt; Episode 88: Success for Minority Teens with Carlos Gomez&gt;&gt; Episode 98: Fit back into those jeans! with Maricela Miles-Mattingly&gt;&gt; Episode 81: How to Be a Champion in Finance with Lauryn Williams [Black History Month Special]&gt;&gt; Episode 83: My Truth, My Story [Black History Month Special]---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (<a href="https://www.facebook.com/groups/423846561552747/" rel="noopener noreferrer"...

Christmas is perhaps the most joyful time of the year but at the same time it can also be the most stressful. Constantly preparing gifts and vacation plans for yourself and your family or friends is no easy task and many times this can lead to insurmountable amounts of stress.Join me and my wife, Maricela Miles-Mattingly as we give you tips on how to make this holiday season the best it can be for you and your entire family. We will be talking about a plethora of topics that you can do to make this holiday season worthwhile. So make sure not to miss out and listen to this episode.&nbsp;Highlights&gt;&gt;&nbsp; Figure out your budget for buying gifts&nbsp;&gt;&gt; Take time to reach out to your family members&nbsp;&nbsp;&gt;&gt; Make some goals for yourself that are attainable&gt;&gt; The state of inflationConnect with Maricela&nbsp;&nbsp;&gt;&gt; Twitter (https://bit.ly/3pconNW)If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Goal Setting for 2022 (https://apple.co/3wJQiH7)&gt;&gt; Understand Your Finances and Circumstances with Luis Rosa [Step 1 of Financial Planning] (https://apple.co/3aOLOVj)&gt;&gt; Mind Money Balance: Overcoming Your Financial Anxiety with Lindsay Bryan-Podvin (https://apple.co/3mkIzdU)&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

The state of the financial planning industry is slowly starting to change and here to talk with us more about that today is Jamie Hopkins.&nbsp;Jamie is the Managing Partner of Wealth Solutions at Carson Group, as well as a nationally recognized writer, educator, and a regular contributor for Forbes, InvestmentNews and MarketWatch.Today he will be sharing with you about where he thinks the financial planning industry is heading, what he thinks of the financial advisors nowadays and many other important topics.&nbsp;Highlights&gt;&gt; Jamie’s background&nbsp;&gt;&gt; What excites Jamie the most about the future of financial planning&nbsp;&gt;&gt; What Jamie is seeing from financial advisors&nbsp;&gt;&gt; How Jamie thinks we can get win-win situations for both the client and the advisor&nbsp;&gt;&gt; Jamie’s life as a father&gt;&gt; Jamie’s final advice for you Connect with Jamie&gt;&gt; Website (https://bit.ly/3GA8OFF)&gt;&gt; Twitter (https://bit.ly/30dLKgn)&gt;&gt; Instagram (https://bit.ly/3ICClAg)&gt;&gt; LinkedIn (https://bit.ly/3pIRbN5)If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Finding Your Niche and Doing What you Love with Jannese Torres-Rodriguez (https://apple.co/3ccsMsJ)&gt;&gt; Financial Planning is Personal and You should Start Now! (https://apple.co/31LXJ56)&gt;&gt; Following your Passion &amp; Growing Your Wealth with Modern Money’s Angela Moore (https://apple.co/3DIPmEO)I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

The world of finance may be intimidating to some, especially when you don’t have any real background in this industry but with the help of Dr. Ajamu Loving, he wants to make that a thing of the past as well as diversify the industry.Dr. Loving is an assistant Professor of Finance at The University of North Texas at Dallas and his goal is to educate everyday people about their personal finance. Now, he wants to do the same for you.Make sure not to miss out on this week’s episode as me and Dr. loving talk about a plethora of topics.Highlights&nbsp;&gt;&gt; Dr. Ajamu’s background&gt;&gt; Why Dr Ajamu helps people&nbsp;&gt;&gt; How technology is affecting minorities&gt;&gt; What motivates Dr. Ajamu&nbsp;&gt;&gt; Dr. Ajamu’s advice for you&nbsp;Connect with Ajamu&gt;&gt; Website (https://bit.ly/334eHMP)&gt;&gt; Twitter (https://bit.ly/3dlQBPh)&gt;&gt; Instagram (https://bit.ly/3ozE1CN)&nbsp;&gt;&gt;LinkedIn (https://bit.ly/3rIangm)&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Diversifying the Financial Planning Landscape with Rita Cheng (https://apple.co/3mwAYtZ)&nbsp;&gt;&gt; Making the Financial Industry More Inclusive with Lazetta Braxton (https://apple.co/3orjJLB)&nbsp;&nbsp;&gt;&gt; Building Wealth through Equity Compensation with Malcolm Ethridge and Samuel Deane (https://apple.co/3ooVTjx)I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Finding a successful career is no easy feat, and you are bound to run into more problems as a minority in the United States.Join me in this week’s episode as we are once again joined by Paty Villegas, where she will discuss how we as minorities can gain the confidence needed to unleash our full potential and succeed.&nbsp;Paty knows all too well the struggles that minorities exclusively face in finding their place in the world, so she wants to extend her hand and equip us all with the best tools and tricks to get there.Highlights&nbsp;&gt;&gt; Why Paty started her business&nbsp;&gt;&gt; Being a latina entrepreneur&gt;&gt; Why minorities struggle&nbsp;&gt;&gt; How being a minority affects career satisfaction&nbsp;&nbsp;&nbsp;&gt;&gt; How Paty helps her clients&nbsp;&gt;&gt; What motivates Paty&nbsp;Connect with Paty&gt;&gt; Website (https://bit.ly/3xoxayA)&gt;&gt; LinkedIn (https://bit.ly/3xoFNt2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Growth Mindset: The Only Mindset You’ll Need for Success! with Patricia Villegas (https://apple.co/3tBmgUa)&nbsp;&nbsp;&gt;&gt; Success for Minority Teens with Carlos Gomez (https://apple.co/3mlX1Cr)&nbsp;&nbsp;&gt;&gt; Unleash Your Full Potential by Living Intentionally with Leena Mendoza (https://apple.co/3xoGt1y)&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Building your own brand is never an easy process and there are bound to be more challenges along the way especially if you’re a person of color, but despite this, that should not hinder you from trying.&nbsp;For all you future entrepreneurs out there, I want you to meet Jacqueline Schadeck and for this week’s episode she’ll be talking about how she went about developing her brand and where it led her, as well as being a person of color in finance and why other minorities should get into this industry.So make sure to tune in and not miss out on all that we have in store for this week’s episode.Highlights&gt;&gt; Jacqueline’s background&nbsp;&gt;&gt; How Jacqueline developed her brand and where it lead her&nbsp;&gt;&gt; Jacqueline explains Black Wealth Friday&nbsp;&gt;&gt; What to do if you’re skeptical about investing&nbsp;&gt;&gt; What motivates Jacqueline&nbsp;Connect with Jacqueline&gt;&gt; Website (https://bit.ly/30ORiO0)&gt;&gt; Twitter (https://bit.ly/3nDnpcJ)&nbsp;&gt;&gt; Instagram (https://bit.ly/3FBaiPh)&nbsp;&nbsp;&gt;&gt; LinkedIn (https://bit.ly/3qYJMv2)If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Creating a Proper Work-Life Balance with Maricela Miles-Mattingly (https://apple.co/3uwZjlQ)&nbsp;&gt;&gt; From Scarcity to Abundance with Dasarte Yarnway (https://apple.co/3kXy6F0)&gt;&gt; Women's Month Celebration 2021 (https://apple.co/3zI2fNh)&nbsp;&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

We're halfway through November and with 2021 slowly coming to an end, it’s time to set our sights on 2022 with new goals for ourselves. Oftentimes, we get way too excited for the new year and set these unrealistic expectations for ourselves so I’m here today to help you properly set goals that you can realistically fulfill!So sit back and relax as we set our course for 2022 together!Highlights&gt;&gt; Minority Money merchandise&nbsp;&gt;&gt; Wrapping up the end of 2021&nbsp;&nbsp;&gt;&gt; Setting up goals&nbsp;&gt;&gt; SMART goals&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Establishing Goals with Anna N'jie-Konte (https://apple.co/3ndqZdl)&gt;&gt; Fit back into those jeans! with Maricela Miles-Mattingly (https://apple.co/3oxrnmr)&gt;&gt; Finding Your Niche and Doing What you Love with Jannese Torres-Rodriguez (https://apple.co/3ccsMsJ)I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

The Financial Planning series officially ended a week ago and what a fantastic ride it was. I hope all of you enjoyed it and learned as much as I had listening to these guests.That being said, today’s episode will just be a quick one and I’ll basically be talking about some updates in my life, preparing for the holiday season, recaps and why representation is important.So if you’re interested in hearing about these things then make sure to listen to this week’s episode.&nbsp;&nbsp;Highlights&gt;&gt; Recap of financial planning series&gt;&gt; Creating a spending plan for the holiday season&nbsp;&gt;&gt; The BLX mission&nbsp;&gt;&gt; Importance of representation&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Bridging the Racial Wealth Divide with Dedrick Asante-Muhammad (https://apple.co/3GYYNCM)&gt;&gt; “Go Out And Live” with Michael Policar (https://apple.co/3CPQSoV)&gt;&gt; The BLX Internship Program with Luis Luquin and De’Shonda Burton (https://apple.co/2Xl1BIo)&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Here at the minority money podcast, I really wanted to highlight that we minorities have a place in the financial planning landscape, and Rita Cheng, my guest for today, believes deeply in this as well. No matter your ethnicity or gender, she believes that we are all capable of achieving financial wellness and resilience.Join me and Rita, certified financial planner and founder of Blue Ocean Global Wealth, as we discuss diversity in the financial planning industry, and what we can do to encourage it. Being that of mixed-race background, Rita knows firsthand what it’s like to stand out in this industry as both a woman, a mother, and a minority. Her goal is to grow the financial planning industry into an inclusive one that welcomes new and diverse people.I hope you enjoyed this last installment of my Financial Planning series! If you’re a person interested in inspiring these kinds of changes to our society, please make sure to check out this week’s episode and gain some new insights about how we can inspire change.Highlights&gt;&gt; Rita’s background&nbsp;&gt;&gt; Why Rita is passionate about diversity and financial planning&nbsp;&gt;&gt; Changes that in the financial industry that excites Rita&gt;&gt; Profession versus industry&nbsp;&gt;&gt; Rita’s opinion on financial advisors starting their own firms&nbsp;&gt;&gt; Rita’s motivation&nbsp;&nbsp;&nbsp;&gt;&gt; How Rita’s family supports her on her journey&nbsp;&gt;&gt; Rita’s advice for you&nbsp;Connect with Rita&gt;&gt; Website (https://bit.ly/2Y3cTRR)&gt;&gt; Twitter (https://bit.ly/3zKFU1q)&gt;&gt; LinkedIn (https://bit.ly/3EVzmRx)If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Investing in Women with Patience Marime (https://apple.co/39GF3o8)&gt;&gt; Empowering Women to be in Finance with Shana Sissel (https://apple.co/3zEtR65)&gt;&gt; Women's Month Celebration 2021 (https://apple.co/3zI2fNh)I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

So you finally brought a financial plan together and think everything will be smooth sailing here on out, but reality is things change and it is important to constantly monitor your plan. No one knows this better than Dr. Preston Cherry, our guest for today.Dr. Preston Cherry is the Founder &amp; President of Concurrent Financial Planning, a financial planning firm&nbsp; that serves households and business owners across generational lines. Now he wants to help you achieve your financial goals because at the end of the day it should be your life leading your money and not the other way around.So what are you waiting for? Make sure to listen to today's episode and learn how to properly monitor your plan.&nbsp;&nbsp;Highlights&gt;&gt; Preston’s background&gt;&gt; How preston goes about the monitoring process with his clients&gt;&gt;&nbsp; The fields of money&gt;&gt; Why Preston thinks this step is often overlooked&nbsp;&gt;&gt; Preston’s tips for youConnect with Preston&gt;&gt; Website (https://bit.ly/2ZfvQ48)&gt;&gt; Twitter (https://bit.ly/2XH1gjz)&gt;&gt; LinkedIn (https://bit.ly/3b7n2Qz)If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; The Power of Taking Control of your Finances with Naseema McElroy (https://apple.co/3CdKdoj)&gt;&gt; How to Be a Champion in Finance with Lauryn Williams (https://apple.co/3m8dDyw)&gt;&gt; Growth Mindset: The Only Mindset You’ll Need for Success! with Patricia Villegas (https://apple.co/3tBmgUa)&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Welcome back to the Minority Money Podcast and just like what we’ve been doing for the last five weeks, we will be continuing the Steps of Financial Planning series. Today we are on step six and joined by my good friend Shawn Tydlaska.Shawn is the co-founder of the BLX program and also runs his own firm, Ballast Point Financial Planning. He’s here today to teach you more about the implementation stage of the financial planning process and how he goes about this with his own clients.&nbsp;So if you’re looking to learn even more about financial planning then make sure not to miss out on this episode.&nbsp;&nbsp;&nbsp;Highlights&gt;&gt; What Shawn does with his clients when they reach the implementation process&nbsp;&gt;&gt; Specific implementations or recommendations Shawn tells his clients&nbsp;&gt;&gt; How Shawn deals with clients who disagree with him&nbsp;&gt;&gt; Takeaways that Shawn has learn at this point of the planning process&nbsp;&gt;&gt; Shawn's final advice for you&nbsp;Connect with Shawn&gt;&gt; Website (https://bit.ly/3lP8dIo)&gt;&gt; Facebook (https://bit.ly/3FVLra4)&gt;&gt; Twitter (https://bit.ly/3aMDZiZ)&gt;&gt; Instagram (https://bit.ly/3pdMU5E)&gt;&gt; LinkedIn (https://bit.ly/3FX7Cwf)If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Understand Your Finances and Circumstances with Luis Rosa [Step 1 of Financial Planning] (https://apple.co/3aOLOVj)&gt;&gt; The BLX Internship Program with Luis Luquin and De’Shonda Burton (https://apple.co/2Xl1BIo)&gt;&gt; The Steps of Financial Planning (https://apple.co/3tznteZ)I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Welcome back to the Minority Money Podcast and we are continuing our financial planning series. This time we are on step 5, which is all about presenting recommendations.For this week's episode, I have invited Danika Waddell, founder of Xena Financial Planning and her focus is primarily on women who work in the tech industry. Today she’s going to be teaching you how financial planners should present their recommendations to their clients and how she also goes about doing that herself.So if you’re planning on hiring a financial planner soon or one yourself then tune in to learn more about how the presenting recommendations stage of the financial planning process works.&nbsp;&nbsp;Highlights&gt;&gt; Danikas’ background&nbsp;&gt;&gt; How Danika takes her clients through the recommendation process&gt;&gt; How Danika presents her one page plant to clients&nbsp;&gt;&gt; How Danika presents her recommendations to the clients&nbsp;&gt;&gt; Danika’s advice for you&nbsp;Connect with Danika&nbsp;&nbsp;&gt;&gt; Website (https://bit.ly/3uLjRHi)&gt;&gt;&nbsp; Facebook (https://bit.ly/3uP6vK6)&gt;&gt; Twitter (https://bit.ly/3aco9xS)&gt;&gt; LinkedIn (https://bit.ly/3lgbZuf)If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Taking Your Investing to the Next Level through Impact Investing with Jennifer Kenning (https://apple.co/3tA1Wmh)&gt;&gt; How to Start Feeling Good about Your Money with Pamela Capalad (https://apple.co/3oN3wRc)&gt;&gt; Navigating the Complexities of Finance with Scott Frank (https://apple.co/3uNcAXr)&nbsp;&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Let’s continue our conversation on financial planning. This week I am joined by my good friend, Chloe Moore, certified financial planner and founder of Financial Staples, and we will be talking about how to actually develop your financial plan.Chloe is here today to help you gain clarity around your values and purpose because if you don’t even know that then you probably wouldn't also know which goals to prioritize first when it comes to your financial plan. Remember it is important to understand your “why” before you can know your “how”.Make sure to tune in now and learn even more about the developing stage of your financial planning process!&nbsp;Highlights&gt;&gt; Chloe's background&nbsp;&gt;&gt; Chloe explains equity compensation&nbsp;&gt;&gt; How Chloe helps her clients develop their plan&nbsp;&gt;&gt; Common things Chloe has to deal with clients&nbsp;&gt;&gt; How Chloe tells her that their plan isn't going to work&nbsp;&gt;&gt; How Chloe helps her clients prioritize their goals&nbsp;&nbsp;&gt;&gt; How Chloe deals with clients who object to her recommendations&nbsp;&gt;&gt; Chloe's final advice for you&nbsp;Connect with Chloe&nbsp;&gt;&gt; Website (https://bit.ly/3AZearz)&gt;&gt; Facebook (https://bit.ly/3F5xqpD)&gt;&gt;Twitter (https://bit.ly/39RCZcP)&nbsp;&gt;&gt; Instagram (https://bit.ly/3zZ8v3s)&nbsp;&gt;&gt; LinkedIn (https://bit.ly/3zYXS0D)If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Creating a Proper Work-Life Balance with Maricela Miles-Mattingly (https://apple.co/3uwZjlQ)&gt;&gt; Building A Successful Business with Sheneya Wilson (https://apple.co/2YcUC4E)&nbsp;&gt;&gt; Mind Money Balance: Overcoming Your Financial Anxiety with Lindsay Bryan-Podvin (https://apple.co/3mkIzdU)&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Welcome back to the Minority Money Podcast and for this week’s episode we are jumping right back into our financial planning series.&nbsp;I have invited Samuel Deane, founder of Deane Financial Partners, and today he will be giving some lessons on how to go about analyzing your finances and how he helps his clients with this.&nbsp;So if you’re feeling a bit lost right now with what to do with your finances then make sure to check out this week's episode.&nbsp;Highlights&gt;&gt; Samuel’s experience of being a father&nbsp;&gt;&gt; How Samuel analyzes the finances of his clients&nbsp;&gt;&gt; How Samuel makes adjustments for his clients&nbsp;&nbsp;&gt;&gt; The most important area Samuel has helped his clients with&nbsp;&nbsp;&gt;&gt; Samuel’s final advice for you&nbsp;Connect with Samuel&nbsp;&gt;&gt; Website (https://bit.ly/3AOB2Ki)&nbsp;&gt;&gt; Twitter (https://bit.ly/2ZH9hWt)&gt;&gt; Instagram (https://bit.ly/3iwYtAP)&nbsp;&nbsp;&gt;&gt; LinkedIn (https://bit.ly/3AOACUe)&gt;&gt; Samuel’s newsletter (https://bit.ly/3oaegZO)If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Proper Team Dynamics with Alex and Rosa Chalekian (https://apple.co/3m8Sl2z)&gt;&gt; Success for Minority Teens with Carlos Gomez (https://apple.co/3mlX1Cr)&gt;&gt;&nbsp; Becoming Financially Smart with Dr. David Rhoiney [Black History Month Special] (https://apple.co/2ZEmcbx)I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Many of you want to live a life wherein you no longer need to worry about your finances and spend freely without even thinking about it, but before you can reach that point, you’re going to need to establish some goals first.&nbsp;Join me in today’s episode alongside Anna N'jie-Konte, a certified financial planner and creator of “Dare to Dream Financial Planning”, as we discuss the importance of setting some realistic goals first before you can reach the financial stability that you really want in your life.&nbsp;She wants to show you that your dreams are truly attainable with the right strategy and by establishing the proper goals first. So take a listen and don’t miss out on the important lessons in this week's episode!&nbsp;Highlights&gt;&gt; How Anna establishes goals for her clients&nbsp;&gt;&gt; Anna’s process with clients&nbsp;&gt;&gt; How Anna helps her clients&gt;&gt; Anna’s advice for people setting their financial goals&nbsp;&nbsp;&nbsp;&nbsp;Connect with Anna&nbsp;&gt;&gt; Website (https://bit.ly/3tSsRd2)&gt;&gt; Instagram (https://bit.ly/3ExaZte)&gt;&gt; Twitter (https://bit.ly/3klmYSK)&gt;&gt; LinkedIn (https://bit.ly/3ApjKmx)If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Your Finances and Circumstances with Luis Rosa (https://apple.co/2Xjtj8u)&gt;&gt; Consistency is Life's Cheat Code (https://apple.co/39n7hnQ)&gt;&gt; Scoring in Life and in Finance with Darin Carter (https://apple.co/3nJgKy6)&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Hello and welcome back to the Minority Money Podcast, as promised from last week's episode, we are now starting our financial planning series and have also brought in some special guests to give you a better understanding on how each of these steps work.For this week’s episode, I have invited Luis Rosa, my partner in the BLX program and a certified financial planner. We’ll be discussing how to deal with your finances based on your circumstance and many more so make sure not to miss out on this first part of the series!!&nbsp;&nbsp;&nbsp;Highlights&gt;&gt;&nbsp; Luis’s process when it comes to dealing with clients&nbsp;&nbsp;&gt;&gt; How Luis deals with the family circumstance of the client&gt;&gt; What Luis does with the new information his clients haven't seen&nbsp;&gt;&gt; Luis’s final words of advice&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Connect with Luis&nbsp;&gt;&gt; Website (https://bit.ly/2Z9oT51)&nbsp;&gt;&gt; Twitter (https://bit.ly/393GHQs)&nbsp;&gt;&gt; Instagram (https://bit.ly/2VEpH00)&gt;&gt; LinkedIn (https://bit.ly/2XbPUn9)If you loved this episode, you have to listen to these episodes as well:&gt;&gt; The Steps of Financial Planning (https://apple.co/3tznteZ)&gt;&gt; Growth Mindset: The Only Mindset You’ll Need for Success! with Patricia Villegas (https://apple.co/3tBmgUa)&gt;&gt; Taking Your Investing to the Next Level through Impact Investing with Jennifer Kenning (https://apple.co/3tA1Wmh)I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS (https://bit.ly/3l18yWQ) with a friend.&nbsp;**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

There's a lot of questions surrounding financial planning. That is why for this week’s episode I want to help equip you with the proper knowledge so you can make the right decisions about the financial planner you’re going to work with.In total there are 7 steps of financial planning and understanding each of them can give you a better idea of how this whole process works. This week, I’ll be giving you an overview of each and we will go more in depth with each step in the succeeding weeks to come.So what are you waiting for? Make sure to join in on the first part of this series!&nbsp;&nbsp;&nbsp;Highlights&nbsp;&gt;&gt; The definition of financial planning&nbsp;&gt;&gt; An overview of the 7 steps of the financial planning process&nbsp;&gt;&gt; The most important part about the financial planning process&gt;&gt; Summary of the stepsIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Consistency is Life's Cheat Code (https://apple.co/3zv6WL1)&gt;&gt; The Blueprint for Financial Decision Making with Meg Bartelt (https://apple.co/3jLmzbK)&nbsp;&gt;&gt; A Simple Guide to Understanding Your Credit (https://apple.co/38HgMhh)&nbsp;&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and share this link (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) &nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Becoming a morning person is not necessarily just about waking up early and getting your work done first thing in the morning, rather it is a story about change and transformation.&nbsp;When you try to make a change in your behavior, it also changes who you are as a person. No one understands this better than my guest for this week’s episode, Nyle Bayer. After experiencing burnout from his work, he came to the realization that in order for him to make a change in his life, he had to start taking care of himself more and develop a program that will help him reach his true potential.Join me and Nyle in this week's episode as we share valuable tips on how you too can start making changes in your life for the better and show you what it really means to become a morning person.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Highlights&gt;&gt; What it really means to become a morning person&gt;&gt; The reason why Nyle became a morning person&nbsp;&gt;&gt; What Nyle learned from working the graveyard shift&gt;&gt; Nyle’s big realization&nbsp;&nbsp;&gt;&gt; How developing habits can change your life&nbsp;&gt;&gt; The things Nyle learned from the book “Atomic Habits”&nbsp;Connect with Nyle&nbsp;&nbsp;&gt;&gt; Instagram (https://bit.ly/3DwZ4ew)&gt;&gt; Twitter (https://bit.ly/3juGtb5)&gt;&gt; LinkedIn (https://bit.ly/3kCvmfl)If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Consistency is Life's Cheat Code (https://apple.co/3zv6WL1)&gt;&gt; The Power of Taking Control of your Finances with Naseema McElroy (https://apple.co/3yuv4vU)&gt;&gt; What Does it take to Build a Mission-Driven Business? with Brian Thompson (https://apple.co/3mNttPI)I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

When people think of being productive, they usually just blindly throw themselves into their work and not think about anything else. I’m here to tell you today that if you really want to prosper in whatever you do, then you’re going to need to have a proper work life balance.&nbsp;Join me in this week’s episode alongside my lovely wife and returning guest, Maricela Miles-Mattingly, as we talk about how you can decompress and relax once you get back home so that you can still enjoy the time you have for yourself and not have work on your mind 24/7.&nbsp;So if you’ve been on that grind and feeling burned out from work lately then check out this week’s episode to learn all there is to creating a proper work-life balance.&nbsp;Highlights&gt;&gt; Some of the things Maricela does to balance her work and life&gt;&gt; What Maricela does to disconnect from work&nbsp;&gt;&gt; When Maricela makes time for herself&nbsp;Connect with Maricela&gt;&gt; Twitter&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Buy the damn coffee!&nbsp;&gt;&gt; Finding Your Niche and Doing What you Love with Jannese Torres-Rodriguez&nbsp;&gt;&gt; Following your Passion &amp; Growing Your Wealth with Modern Money’s Angela MooreI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

We’ve all heard the phrase, “consistency is key to success”, but how exactly do we get there? How do we build habits that promote the improvement of our consistency? Let’s talk about that.In today’s solo episode, I’ll be sharing with you tips and tricks to mastering consistency and routine, brushing over its definition, and talking about how I’ve applied it realistically to my own life-- even to my finances.So if you’ve been feeling out of it recently with a dip in your drive and motivation, then this episode is just for you!Highlights&gt;&gt; What is consistency?&nbsp;&gt;&gt; Create a routine&nbsp;&gt;&gt; If you want to be better at something, you have to be consistent&nbsp;&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; A Simple Guide to Understanding Your Credit&gt;&gt; The Fundamentals of Finance&nbsp;&gt;&gt; Health &amp; Fitness Mash-Up!&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

The first thought that comes to mind when people hear the word “finance” is usually money, how to take care of your money or even how to make more money, but our guest today, Michael Policar, has a different outlook when it comes to this.Michael runs both NGP Financial Planning and the podcast, “Go Out And Live”, in fact the acronym for this is actually GOAL. This is the basis for everything Michael does as a financial advisor, he wants his clients to reach their goals. A client doesn't have financial goals for the sake of accomplishing financial things, rather their goals are focused on the things they want to do in life.&nbsp;So if you’re feeling stuck right now and want to know how finance is more than just about money and how to really get out there to start living your best life, then tune in to this week's episode!&nbsp;Highlights&gt;&gt; Background on Michael's new show&nbsp;&gt;&gt; How Michael started his new firm&gt;&gt; How Michael helps his clients&nbsp;&gt;&gt; The thing that impacted Michael the most in his work&nbsp;&gt;&gt; Michaels advice for people who want to become financial advisors&gt;&gt; How Michael felt when he made the change from employee to business owner&gt;&gt; Michael's advice for you&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Connect with Michael&nbsp;&gt;&gt; Website&nbsp;&gt;&gt; Podcast &nbsp;&gt;&gt; Twitter&gt;&gt; LinkedIn&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Scoring in Life and in Finance with Darin Carter&gt;&gt; Gaining Financial Confidence Through Money Talks with Jen Hemphill&nbsp;&gt;&gt; Winning in Finance, Health, Marriage &amp; Life with David Stewart&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and<a...

Making big decisions in life is never easy, especially when it comes to making financial decisions. That is why for this week's episode I have invited a very special guest, Meg Bartelt. Meg was my mentor when I first started running my business, and since then she has made such an overwhelmingly positive impact on me-- I want her to do the same for you.From improving your decision-making to the best ways to learn financial planning, I'm sure Meg has something for you all to take away today.So if you’ve been experiencing difficulties with managing your finances then this episode is just for you!&nbsp;&nbsp;&nbsp;&nbsp;Highlights&nbsp;&gt;&gt; Meg’s background&nbsp;&gt;&gt; How Meg built her team&gt;&gt; How Meg developed her team&gt;&gt; First thing you should do before making any decision&nbsp;&gt;&gt; Things people shouldn’t stress about when it comes to their finance&gt;&gt; Best way to learn financial planning&nbsp;&gt;&gt; What inspires and motivates Meg to grow&gt;&gt; Meg’s advice&nbsp;Connect with Meg&nbsp;&gt;&gt; Website&gt;&gt; Twitter&nbsp;&gt;&gt; Facebook&gt;&gt; LinkedInIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Becoming Financially Smart with Dr. David Rhoiney&gt;&gt; How to Start Feeling Good about Your Money with Pamela Capalad&gt;&gt; Secure Your Family’s Future Through Estate Planning with Mike Bennett&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the

I know many of you listening to this want to save enough money to travel around the world, after all the world is such a big place and it would be a shame to not be able to experience it.&nbsp;Travelling may seem daunting at first, especially when it comes to your expenses, that is why I have invited Julia Menez for this week's episode. Julia is the creator of Geo Breeze Travel, a platform solely dedicated to teaching people how they can make the most out of their travels with these travel hacking tips.&nbsp;If you’re an adventurer seeking to explore the world but don't know where to start then check out this week's episode for some tips you wouldn’t want to miss.&nbsp;&nbsp;Highlights&nbsp;&gt;&gt; Julia's background&gt;&gt; How Julia travel hacks&gt;&gt; Julia’s definition of what is and what isn’t travel hacking&nbsp;&gt;&gt; How Julia keeps track of her expenses&gt;&gt; Julia explains how to use points on your card&nbsp;&nbsp;&gt;&gt; Why Julia started Geo Breeze Travel&gt;&gt; Julia’s inspiration&nbsp;Connect with Julia&gt;&gt; Website&nbsp;&gt;&gt; Instagram&gt;&gt; Facebook&gt;&gt; Twitter&gt;&gt; LinkedIn&nbsp;Check out these websites Julia uses to earn and transfer travel points!&gt;&gt; Southwest&gt;&gt; Turkish Airlines&nbsp;&gt;&gt; American Express&nbsp;&gt;&gt; Chase&gt;&gt; Citibank&nbsp; &nbsp;&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; HOLIDAY FEAR VS. HOLIDAY CHEER&gt;&gt; Building a Better Future through Holistic Financial Planning with Luis Rosa&gt;&gt; Unleash Your Full Potential by Living Intentionally with Leena Mendoza&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget...

Are you looking to switch careers and start working in the financial industry? If that's the case then this week’s episode is just for you. I would like to introduce you all to the BLX internship program.&nbsp;BLX stands for BLatinX. This program is specifically designed to help turn aspiring Black and Latinx financial planners obtain an internship at a financial planning firm. Alongside me in this week’s episode are De’Shonda Burton and Luis Luquin. Both of which are interns from the program.&nbsp;&nbsp;We are going to be talking about the program, what it means for them to be in the program and how this has impacted our overall goal of changing the complexion of wealth. If all this has piqued your interest then tune in and listen to find out even more!&nbsp;&nbsp;&nbsp;&nbsp;Highlights&gt;&gt; De’Shonda and Luis’s background&gt;&gt; How Luis&nbsp; and De’Shonda got interested in the financial industry&gt;&gt; How De’Shonda’s skill set in her previous career is helping her in her new career&gt;&gt; What it means to Luis and De’Shonda to be part of the BLX program&gt;&gt; What motivates Luis and De’Shonda&nbsp; to grow learn and lead&nbsp;&gt;&gt; De’Shonda and Luis’s opinion on what kind of role education plays in wealth building&nbsp;&gt;&gt; De’Shonda and Luis’s advice for people who are interested in getting into the financial service industry&nbsp;Connect with De’Shonda&gt;&gt; LinkedInConnect with Luis&nbsp;&gt;&gt; LinkedIn&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Finding Your Niche and Doing What you Love with Jannese Torres-Rodriguez&gt;&gt; Making the Financial Industry More Inclusive with Lazetta Braxton&gt;&gt; Building a Better Future through Holistic Financial Planning with Luis Rosa&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS...

Becoming financially literate is very important, especially if you want to bring yourself up to a higher quality of life. No one understands this better than Naseema McElroy, who was working 12 hour shifts as a nurse and even reached a point where she got broke.&nbsp;In today’s episode, she will be sharing with you how she managed to get out of this hole and bring herself up to a place where she is now financially secure, her journey of starting her own company and advice on how to properly take care of your money.&nbsp;If you want to know more about the importance of taking control of your finances then listen to today’s episode!&nbsp;&nbsp;Highlights&nbsp;&gt;&gt; Naseema’s background&gt;&gt; How Naseema balances work and family&gt;&gt; Naseema’s book&gt;&gt; When to take a step back&nbsp;&gt;&gt; Naseema’s advice for entrepreneurs&nbsp;&gt;&gt; The first step to taking control of your financesConnect with Naseema&nbsp;&gt;&gt; Website&gt;&gt; Instagram&nbsp;&gt;&gt; TwitterBuy Naseema’s book in the link below!&gt;&gt; Book&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; The Road to Financial Wellness through Financial Literacy with Jason Wenk&gt;&gt; Becoming Financially Smart with Dr. David Rhoiney [Black History Month Special]&gt;&gt; How to Be a Champion in Finance with Lauryn Williams [Black History Month Special]&nbsp;&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********Let's Continue the Conversation!...

Finance and fitness, two topics that seem to be at the very opposite sides of each spectrum, but maybe there are actually more similarities between the two than we initially think.Today I want to introduce you all to Jess Bost, an entrepreneur who was able to combine her passion for fitness with a bullish financial career. Originally a crossfit coach, Jess started her journey in finance with the idea of helping people grow into who they want to be, both in terms of fitness and monetary means.So tune in and listen to this week's episode as Jess shares with us how she has combined these two into one, as well as give some words of wisdom in taking that leap of faith, just like she did when she transitioned from finance to fitness. Highlights:&gt;&gt; Jess’s background&nbsp;&gt;&gt; How Jess’s fitness background translated into what she’s doing now in finance&nbsp;&gt;&gt; How Jess pushes people to take that leap of faith&nbsp;&gt;&gt; Jess explains financial fitness&gt;&gt; Jess explains financial literacy&nbsp;&gt;&gt; Financial planning for people in recovery&gt;&gt; Jess’s motivation&nbsp;Connect with Jess&gt;&gt; Twitter&gt;&gt; Facebook&gt;&gt; Instagram &gt;&gt; LinkedIn&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Fit back into those jeans! with Maricela Miles-Mattingly&gt;&gt; Health &amp; Fitness Mash-Up!&gt;&gt; Empowering Women to be in Finance with Shana Sissel---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (<a href="https://www.facebook.com/groups/423846561552747/" rel="noopener noreferrer"...

No one ever says running a business is easy, and there’s always bound to be challenges and obstacles ahead no matter how much you prepare.But, one really great way to help with these problems is if you have hard-working employees, and top-notch inclusive company culture.For this episode, I’ve invited my really good friends Alex and Rosa Chalekian, a happily married couple who run a successful firm together. Today they’ll be sharing with us the importance of proper team dynamics, the challenges they’ve faced while running their own firm, and just how they built up this amazing team culture.If you’re looking to get a better understanding of how team dynamics and relationships can affect you, then be sure to tune into this episode!Highlights:&gt;&gt; Alex and Rosa’s background&gt;&gt; The dynamics of working with your significant other&nbsp;&gt;&gt; Challenges Alex and Rosa faced running their firm&nbsp;&gt;&gt; Hiring the right person and treating them right&nbsp;&gt;&gt; Work culture&nbsp;&gt;&gt; Other business ventures of the Chalekian’s&gt;&gt; How Alex and Rosa expanded their firm&nbsp;&gt;&gt; Alex and Rosa’s words of encouragement&nbsp;&nbsp;Connect with Alex&nbsp;&gt;&gt;Website&gt;&gt;Linkedin&gt;&gt;Twitter&gt;&gt;Instagram&gt;&gt;Facebook&nbsp;Connect with Rosa&nbsp;&gt;&gt;Website&gt;&gt;Twitter&gt;&gt;InstagramIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; What Does it take to Build a Mission-Driven Business? with Brian Thompson&gt;&gt; Building Dreams through Business with Hope Newsome&gt;&gt; ‎Minority Money: Bringing Home the Dinero with “Latina Money” Janet Cruz Padrón on Apple Podcasts&nbsp;---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify,<a href="https://podcasts.google.com/?feed=aHR0cHM6Ly9mZWVkcy5jYXB0aXZhdGUuZm0vbWlub3JpdHktbW9uZXkv" rel="noopener noreferrer"...

Father’s Day is a very special day that should be celebrated worldwide. After all, they are also so important to the development of a child.But what about those who grew up in a fatherless home? How does this affect them and how can they cope with it?I wanted to do something special for Father’s Day, give them a big shout out today; then share something that’s been on my heart for a while now.This topic hits close to me because I myself grew up without one. For today's episode, I want to share with you the challenges I faced growing up without a father and even being a father, as well as give tips on how to overcome this.&nbsp;With that being said, let’s dive straight into this topic and for anyone listening who also lives in a fatherless home, I hope this episode is able to help you.&nbsp;Highlights:&gt;&gt; How growing up in a fatherless home affected me&nbsp;&gt;&gt; My journey of learning how to become a father&nbsp;&gt;&gt; Difficulties of being a black father&nbsp;&gt;&gt; Understanding the importance of being a father&nbsp;&gt;&gt; It’s never too late for fathers to reconnect with their child&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Growth Mindset: The Only Mindset You’ll Need for Success! with Patricia Villegas&gt;&gt; How COVID-19 is Affecting Our Relationships and How to Manage It Right with David Stewart&gt;&gt; How to Handle Success and Be Your Best Self Everyday with Dasarte Yarnway&nbsp;---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Hey there!&nbsp;&nbsp;Can you believe it? We’re already at 100th episode?We've reached a significant milestone, and we couldn't have done it without you! Thank you all for your continuous support!Today I’m joined by my beautiful family! We’re going to chat about when the podcast started, how it’s going, and what my daughters thought about it, as well as their experience starting their own business and making extra money. They’ll also share their thoughts on distance learning, zoom classrooms, and many more!I hope you enjoy this special episode with my family!&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Success for Minority Teens&gt;&gt; Following Your Passion and Growing Your Wealth&gt;&gt; How to Win at Student Loan Debt&nbsp;&nbsp;---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Simply having a mission statement is not enough to create a purposeful and profitable business. What exactly does it take to build a business that is mission-driven?Learn how to create a profitable business with impact as Brian Thompson, a CFP, Tax Attorney, and the owner of BT Financial, a firm that specializes in comprehensive financial and business planning for LGBTQ entrepreneurs, shares his knowledge and expertise with us!Listen in as Brian will talk about how he started his business, what inspired him, how he found his niche, and how his business is helping minorities and the LGBTQ community thrive!Highlights:&nbsp;&gt;&gt; How Brian started his business? How did he find his niche and purpose?&gt;&gt; What does it mean to be called a “Mission-Driven” business?&gt;&gt; Why Brian shifted from doing the attorney to doing financial planning&gt;&gt; Why follow your passion?&gt;&gt; How Brian helps entrepreneurs get to that spot, where their business is both impactful and profitable&gt;&gt; Brian shares the challenges he experienced as a minority and part of the LGBTQ community&gt;&gt; The importance of knowing yourselfConnect with Brian:&gt;&gt; LinkedIn&gt;&gt; BT Financial&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Empowering Women to be in Finance with Shana Sissel&gt;&gt; Building A Successful Business with Sheneya Wilson [Black History Month Special]&gt;&gt; Equality and Representation in the Finance Industry&nbsp;&nbsp;---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Do you have a favorite pair of jeans that you wanted to wear so bad but can’t ‘cause they don’t fit now? Well, you’re not alone!Changes aren’t always easy but they are necessary if we want to see progress and be at the place we want to be.Start feeling good about yourself today as my wife, Maricela returns to talk about what she’s been doing to stay healthy and on track!Highlights:&gt;&gt; How Maricela balances staying healthy, taking care of our kids, and her work&gt;&gt; Set your mind to make healthy choices so you can get back into your favorite jeans and stay healthy&gt;&gt; Why you shouldn’t deprive yourself of the stuff that you love&gt;&gt; The biggest THING that can help us get to our goal&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Hispanic Heritage Celebration Month Recap with Maricela Miles-Mattingly&gt;&gt; Making The Most of Money Talks With Your Spouse&gt;&gt; Remember to Eat Your Veggies!&nbsp;---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Being healthy and staying healthy is an important part of your overall lifestyle. Don't just do what's right for your finances, do what's right for your body as well!If you want to be a well-rounded, healthy individual, then you're in luck, 'cause today's topic is all about health and fitness!Learn more about staying healthy as I highlight some of the important points from my health and fitness episodes! Episodes mentioned:&gt;&gt; Taking Off The Advisor Mask&gt;&gt; You Are What You Absorb&gt;&gt; Why health is important in retirement planning with Phil Pearlman&gt;&gt; Realty, Fitness &amp; Health Miracles with Beau MiracleIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Best of 2019 Mash-Up!&gt;&gt; Finding Your Inner Peace for Meditation&gt;&gt; Aligning Your Mind and Body With Yoga&nbsp;---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Understanding how your credit works can save you from costly mistakes in the future.Having a good grasp of how to improve your credit score can help you in buying things you desire, get loans easier, and even start a business!Join me in this episode as I give you an overview of what is credit and the difference between a FICO score and a credit score, and what to do so you don’t miss on those payments when difficult situations occur.Highlights:&gt;&gt; What is credit? And credit scores?&gt;&gt; The 5 C’s of credit&gt;&gt; The difference between your FICO and credit score&gt;&gt; How to not miss on your credit card payments when tough times arises&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Becoming Financially Smart with Dr. David Rhoiney [Black History Month Special]&gt;&gt; Taking Your Investing to the Next Level through Impact Investing with Jennifer Kenning&gt;&gt; No Need to Worry, My Accountant Handles That&nbsp;---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.&nbsp;

Mother's day was yesterday but I still wanted to dedicate today's episode to all the loving and hardworking mothers out there! You guys are queen!I know mother's day is a happy holiday but for me, this day is a very emotional time for me.In this episode, I'll share a little about what happened with my mom on Mother's day and why this day brings a lot of tough memories and pain for me. I hope my mom's story will help you cherish your relationships and appreciate every moment with your loved ones.To all the rockstar moms out there, I wish you all the best mother's day!If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Building A Successful Business with Sheneya Wilson [Black History Month]&gt;&gt; Empowering Women to be in Finance with Shana Sissel&gt;&gt; &nbsp;Women's Month Celebration 2021&nbsp;&nbsp;---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

To build a brighter future, we need to also invest in women. Investing in women and other underrepresented groups, helps our society, allows a wider knowledge base, and spurs innovation.In this episode, Patience, the Founder, and CEO at Women of the World Endowment, a global endowment focused on gender lens investing, joins the show to talk about why we should invest in women!Patience has greatly contributed to the development of the gender lens investing industry. Learn how Patience and WoWE is disrupting the gender landscape as Patience talks about the realization of gender parity through the power of capital&nbsp;Highlights:&gt;&gt; What inspired Patience’s passion for investing in women&gt;&gt; Being more intentional about directing capital towards these changemakers (women and underrepresented groups)&gt;&gt; Different ways companies and organizations are helping women&gt;&gt; Why do people need to stop thinking of investing in women and underrepresented groups as something separate?&gt;&gt; How you can advocate for women&nbsp;Connect with Patience:&gt;&gt; LinkedIn&gt;&gt; Women of the World Endowment&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Empowering Women to be in Finance with Shana Sissel&gt;&gt; &nbsp;Women's Month Celebration 2021&gt;&gt; Making the Financial Industry More Inclusive with Lazetta Braxton&nbsp;&nbsp;---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

I had always been someone to think that income was what I wanted to chase.&nbsp;I thought in order to make it, having a six-figure income was the cure for all until I learned that there is more to achieving financial success than having a high income.Today I’m talking about financial fundamentals! Be more confident in making decisions especially when it comes to your finances as I help you understand the basic fundamentals of finance in this episode!Highlights:&gt;&gt; Six-figure income is definitely a big player for wealth but…&gt;&gt; Financial fundamentals you should know to help you in making sound financial judgment&gt;&gt; The importance of growing your personal equity&gt;&gt; The toughest thing to do when it comes to building wealth&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; The Importance of Growing Your Personal Equity&gt;&gt; &nbsp;The Road to Financial Wellness through Financial Literacy&nbsp;&gt;&gt; My Truth, My Story [Black History Month Special]&nbsp;---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Join me in this episode as I interview Darin Carter about cryptocurrencies!&nbsp;Darin Carter is a Security Governance, Risk and Compliance Manager at Coinbase shares why blockchain education is invaluable and how he aims to increase representation through education!Start scoring in life and finance today as Darin, the crypto connoisseur simplifies what crypto, bitcoin, and blockchain is all about!Highlights:&gt;&gt; Crypto is the new finance&gt;&gt; What is an IPO?&gt;&gt; Equity is thinking in multiples&gt;&gt; What is crypto and blockchain?&gt;&gt; What is Bitcoin?&gt;&gt; Misconceptions about Bitcoin&gt;&gt; What is the SCORE system?&gt;&gt; Why is extending gratitude important?&nbsp;&nbsp;Connect with Darin Carter:&gt;&gt; LinkedIn&gt;&gt; Twitter&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; The Ins and Outs of Cryptocurrency and Growing From Failure&gt;&gt; The Importance of Growing Your Personal Equity&gt;&gt; Taking Your Investing to the Next Level through Impact Investing---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Join me in this episode for another wonderful conversation about financial literacy with returning guest, my brother, Dasarte!Dasarte Yarnway is the host of the Young Money Podcast and the Founder of Berknell Financial Group. If you feel like you’re stagnant or just want to do something different to get to the next level then this episode is definitely for you!&nbsp;Listen on as Dasarte shares his wisdom and expertise on money and why transitioning your mindset from scarcity to abundance, is a must-requirement for success!&nbsp;Dasarte will also share some stories he’s rarely shared before so make sure you listen through the end!&nbsp;Highlights:&gt;&gt; How being a child of an immigrant propelled Dasarte on his journey to success?&gt;&gt; Dasarte talks about money and his relationship/experience with it growing up&gt;&gt; How Dasarte shifted his mindset from scarcity to abundance&gt;&gt; Making everything count ‘cause time is your most valuable resource&gt;&gt; Dasarte shares his experience, going to college, getting hired for his first job and entering corporate America&gt;&gt; The best decision Dasarte made&gt;&gt; The genealogy of greatness&gt;&gt; How to get to the next level?&nbsp;Connect with Dasarte Yarnway:&gt;&gt; LinkedIn&gt;&gt; Twitter @DasarteYarnway&gt;&gt; Instagram @dasarteyarnway&gt;&gt; Young Money Podcast with Dasarte Yarnway&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; How to Handle Success and Be Your Best Self&gt;&gt; WNTT 1 -&nbsp; Racism,&nbsp; Empathy, George Floyd's Death, and being Black in America&gt;&gt; The Importance of Growing Your Personal Equity&nbsp;---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (<a href="https://www.facebook.com/groups/423846561552747/" rel="noopener...

Learning about how you should spend or manage your money is a must in this day and age.Being financially literate not only helps us handle our finances better but also plays a huge role in our financial success.Start making informed judgment today when it comes to your money, ‘cause this whole month, will be dedicated to financial literacy!&nbsp;Join me in this episode as I interview my friend, mentor, someone I look up to, and who has been in the industry for a very long time, Jason Wenk!Jason Wenk is the Founder and Ceo of Altruist, a fintech company that aims to make investing fair for everyone.If you want to make more with what you have, then this episode is for you! Listen on as Jason shares his financial story. He reveals how he was able to achieve everything he has right now!Highlights:&gt;&gt; If you want something so bad, you have to work hard for it&gt;&gt; How to get out of a hole&gt;&gt; Jason’s journey to financial literacy&gt;&gt; What inspired Jason to go into business, and how he did it&gt;&gt; Jason’s first big investment&gt;&gt; How to invest and feel comfortable with it&gt;&gt; Jason talks about equity compensation&nbsp;&nbsp;Connect with Jason Wenk&gt;&gt; LinkedIn&gt;&gt; Twitter&gt;&gt; Website&gt;&gt; Altruist&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Building Wealth through Equity Compensation with Malcolm Ethridge and Samuel Deanne&gt;&gt; Building A Successful Business with Sheneya Wilson [Black History Month]&gt;&gt; We Need To Talk… about Allyship, Empathy, and Racial Justice&nbsp;---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at...

No one should ever discourage someone from doing something they’re not good at, especially when they’re giving it their best.Women especially are sometimes deterred to excel in math or finance just because they are not good at first.In this episode, I’m joined by the wonderful Shana Sissel! Shana is the Chief-Investment Officer at Spotlight Asset Group. She was crowned Mrs. Illinois International 2020 at the North Shore Center for Performing Arts, last November 2019.Shana is also an advocate for financial literacy for women! She’s on a mission to make the industry a better place for all genders. She seeks to introduce financial concepts to young girls and also serve as a mentor for young women to feel more empowered and confident when entering the field of finance!Today, Shana’s going to share a wealth of information you don’t want to miss!Be empowered to take on your finances and go after what you’re passionate about as Shana shares her journey on how she overcame the obstacles that are blocking her way, from her beauty pageant experience and in her financial career. Shana’s story is proof that anyone can excel at anything they’re passionate about, as long as time and effort are put into the mix!Highlights:&gt;&gt; Shana talks about her experience with beauty pageants and how she got involved with it&gt;&gt; Why women are better investors?&gt;&gt; Why women should be in the field of finance?&gt;&gt; What are liquid alternatives?&gt;&gt; What inspires Shana to continue the work that she is doing&gt;&gt; Why you shouldn’t discourage someone just because they are bad at doing it&nbsp;Connect with Shana Sissel&gt;&gt; LinkedIn&gt;&gt; Twitter&gt;&gt; Instagram&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Investing in Your Future through Real Estate with Jamisa Mclvor&gt;&gt; How to Be a Champion in Finance with Lauryn Williams [Black History Month Special]&gt;&gt; Building A Successful Business with Sheneya Wilson [Black History Month]---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and...

It’s not always easy to engage our young ones in business and financial conversations but it is our responsibility to guide them on how to make good decisions and be successful.In this episode, I’m excited to introduce returning guest, Carlos Gomez, a.k.a. Homie G! He was introduced in the episode, Leaving a Legacy of Financial Literacy where we talk about how to equip your kids for the future. If you haven’t listened to it yet I encourage you to check it out!Today we’re talking about what we can do to help the young generations of today become successful adults of the future!Highlights:&gt;&gt; Who is Homie G?&gt;&gt; Why and when did Homie G start dedicating his life to assisting and helping minority students&gt;&gt; How to help your child unlock his critical thinking abilities?&gt;&gt; How can you get your kids to think about business and finance?&gt;&gt; Mental health talk with Homie G&gt;&gt; Education is still an important element of becoming successful and wealthy&gt;&gt; What drives Homie G to continue doing the work he does?&nbsp;Connect with Carlos Gomez&gt;&gt; Common Core Money&gt;&gt; Instagram&gt;&gt; Facebook&gt;&gt; Twitter&gt;&gt; YouTubeCheck out Homie G’s book here!&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Leaving a Legacy of Financial Literacy with Carlos Gomez&gt;&gt; What School Never Taught You About Money&gt;&gt; How to Be a Champion in Finance with Lauryn Williams [Black History Month Special]---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;

I don’t know how women do it but thinking about how they are able to overcome so many obstacles, wear many hats, and still continue to love, care, be kind, and everything... is just so amazing and wonderful!Today I want to dedicate this episode to all the amazing women out there!From science to politics, this month is a chance for us to commemorate, reflect, and celebrate women’s accomplishments and how they trailblazed the way for the freedom of the women of today so that their voices can be equally heard.Join me in this episode as I highlight women’s achievements, contributions, and success throughout history!Highlights:&gt;&gt; What is Women’s History Month?&gt;&gt; The beginning of Women’s History Month&gt;&gt; Why it’s important we celebrate Women’s History Month?&gt;&gt; Women’s History Month theme&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Demystifying Health Information for People of Color and Mental Health Talks with Dr. Cortney Beasley&gt;&gt;Gaining Financial Confidence Through Money Talks with Jen Hemphill&gt;&gt; How to Be a Champion in Finance with Lauryn Williams [Black History Month Special]&nbsp;---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Black History Month ain’t over yet ‘cause in this episode, we’re extending it!Join me in this episode as interview the awesome Hope Newsome!Hope is a Corporate and Financial Services Attorney. She counsels broker-dealers, investment advisers, investment managers, private equity, and founders.She talks about the critical importance of building relationships as one of the foundations of her career and how setting up boundaries added more value to her life.Make sure you listen to our conversation as Hope talks about how she started her very own boutique law firm and how she is helping others build their dreams through her business!Highlights:&gt;&gt; How Hope started her own boutique law firm&gt;&gt; What it’s like being a black female attorney&gt;&gt; The critical importance of building relationships&gt;&gt; Drive your business that rides your business&gt;&gt; Knowing when to seek help and advice from the pros to help grow your business&gt;&gt; Why setting boundaries is important?&gt;&gt; How boundaries helped and added value in Hope’s life&gt;&gt; Understanding what your rhythm is&gt;&gt; Digging into the details&nbsp;Connect with Hope:&gt;&gt; LinkedIn&gt;&gt; Twitter&gt;&gt;Virtus LLP&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Bridging the Racial Wealth Divide with Dedrick Asante-Muhammad [Black History Month Special]&gt;&gt; Becoming Financially Smart with Dr. David Rhoiney [Black History Month Special]&gt;&gt; Building A Successful Business with Sheneya Wilson [Black History Month Special]---&nbsp;I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.&nbsp;**********&nbsp;Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at...

Today’s the last day of Black History Month but our job and mission of changing the complexion does not end!In this episode, I’m excited to share my conversation about the racial wealth divide in this country with the Chief of Race&nbsp; Wealth, And Community at the National Community Reinvestment Coalition, Dedrick Asante-Muhammad!The foundation of racial inequality is racial economic inequality. And the foundation of racial economic inequality is the racial wealth divide.Listen to this episode as Dedrick unpacks the truth about the enormous wealth divide in this country!Highlights:&gt;&gt; Why Dedrick is focused on racial equity, racial justice, and activism&gt;&gt; Racial wealth divide vs. racial economic inequality&gt;&gt; Income does not equate to financial stability and wealth&gt;&gt; Advancing inclusive economic empowerment&gt;&gt; What do we do about this racial wealth divide?&gt;&gt; What Black History Month meant to Dedrick&nbsp;Connect with Dedrick:&gt;&gt; LinkedIn&gt;&gt; Bridging The Racial Wealth Divide&gt;&gt; Twitter&gt;&gt; FacebookResources Mentioned:&gt;&gt; Where Do We Go from Here: Chaos or Community? (King Legacy) by Martin Luther Dr. King&gt;&gt; Black Power: The Politics of Liberation by Kwame Ture and Charles V. Hamilton&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&nbsp;&gt;&gt; Becoming Financially Smart with Dr. David Rhoiney [Black History Month Special]&gt;&gt; Building A Successful Business with Sheneya Wilson [Black History Month Special]&gt;&gt; How to Be a Champion in Finance with Lauryn Williams [Black History Month Special]---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's...

Starting a business is exciting and thrilling at the same time. But running one is no easy feat.&nbsp;As you embark on your entrepreneurial journey, some situations will definitely go awry but learning how to prepare when such situations arise can help your business survive and achieve success!Join me in this episode as the people's CPA, Sheneya Wilson returns to talk about her successful business and the things you need to know when you’re planning to start a business!Sheneya is the founder of Fola Financial LLC, a firm dedicated to assisting individuals and businesses with navigating their financial journeys by providing bookkeeping, tax planning, and tax preparation services.Listen to this episode as Sheneya shares her business journey, how they’re operating and helping their clients so you can have an idea on how you can achieve successful and a profitable business!&nbsp;Highlights:&gt;&gt; Important things you can’t skip when you’re planning to start a business?&gt;&gt; Get organized. Stay organized.&gt;&gt; Get your mindset in order&gt;&gt; Why is it extremely important for you to understand how you are spending in your business?&gt;&gt; Treat your business as its own separate entity&gt;&gt; The different programs Sheneya’s company developed for its clients&gt;&gt; CPAs and Financial Planners are not the same people&gt;&gt; What Black History Month means for Sheneya?&nbsp;Connect with Sheneya Wilson:&gt;&gt; LinkedIn&gt;&gt; Instagram&gt;&gt; FOLA Financial&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; No Need to Worry, My Accountant Handles That&gt;&gt; My Truth, My Story [Black History Month Special]&gt;&gt; Mind Money Balance: Overcoming Your Financial Anxiety---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (<a href="https://www.facebook.com/groups/423846561552747/" rel="noopener noreferrer"...

Back when I was working in the bank, I knew I wanted to become a financial advisor.People needed more than investments, they need guidance and information, in a way that they can receive it.&nbsp;I&nbsp;knew what I wanted to do, I came into the industry to be a financial advisor to help people and to make an impact in their lives!&nbsp;Join me in this solo episode, as I share my truth, my story, how I got into the industry, and what exactly I had to go through.The journey wasn't easy but it was definitely worth it! If you find yourself in a difficult situation right now, be it financially or something to do with your health or whatever that is, I hope my story encourages you to find your resolve. Keep fighting and keep going, 'cause I am definitely living my dream now!Highlights:&gt;&gt; What happened after I left my job in the bank&gt;&gt; How I became a Financial Advisor&gt;&gt; Starting Gen Next Wealth&gt;&gt; The beginning of Minority Money PodcastIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Becoming Financially Smart with Dr. David Rhoiney [Black History Month Special]&gt;&gt; How to Be a Champion in Finance with Lauryn Williams [Black History Month Special]&gt;&gt; Hispanic Heritage Celebration Month Recap with Maricela Miles-Mattingly---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

As part of The Black History Month, I'm excited to share my conversation with returning guest, Dr. David Rhoiney!Dr. David Rhoiney is a General Surgeon who learned how to build generational wealth that allowed him to be financially independent. He is also the person behind SurgiFi, a&nbsp;personal finance&nbsp;website committed to helping others achieve&nbsp;financial independence&nbsp;via financial literacy.In this episode, we discuss income creation, how to maximize your income, and how money connects everybody in a good way. We also talk about how financial literacy really makes the difference when it comes to wealth making.If you want to make more money or just create a life where you and your family's comfortable, then I encourage you to hit that play button and listen to this episode as Dr. Rhoiney gives you the motivation you need to fulfill your goals!Highlights:&gt;&gt; Money connects everybody&gt;&gt; Maximize your income before you start thinking about other things&gt;&gt; What Black History Month means for Dr. Rhoiney&gt;&gt; Focusing on communication and listen&gt;&gt; Dr. Rhoiney shares how he was able to put raise five-figures for a not for profit&gt;&gt; Be smart about your money and how to make more of itConnect with Dr. David Rhoiney&gt;&gt; LinkedIn&gt;&gt; Twitter&gt;&gt; Instagram&gt;&gt; Facebook&gt;&gt; SurgiFiIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Getting Out of Poverty &amp; Creating Wealth with Dr. David Rhoiney&gt;&gt; How to Be a Champion in Finance with Lauryn Williams [Black History Month]&gt;&gt; Buy the damn coffee!---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a...

Minority Money is going to be celebrating Black History Month! This is an acknowledgement of how much black history is interwoven in American history. We have some very, very fun episodes planned for you and we are going to do our version of how we are going to celebrate Black excellence during the month of February. Hope you enjoy these interviews!--What does it take to become a champion?In sports, consistency, effort, and a winning mindset, definitely contributes to an athletes peak performance and success. The same goes with your finance.If you want to cross out some of your financial goals list, you have to show up, be consistent in learning and in maintaining healthy financial habits.In this episode, you're going to learn how to win with your money! Our guest for today is someone whom you already know. She's a previous guest on the podcast but she is more known as the first female American to won a medal in both the Summer and Winter Olympic games!Yes, you've guessed it right! Our guest on today's show is no other than the amazing sprinter, bobsledder, and a 4-time Olympian, Lauryn Williams!Get inspired and motivated to work on your finance as Lauryn shares everything you need to know when it comes to organizing your finances, and how to really create actual wealth, trust me, it's not just investing.Highlights:&gt;&gt; You're only getting investment advice not the actual how to's&gt;&gt; How Lauryn started on her financial career&gt;&gt; Why financial literacy is essential in your financial success&gt;&gt; The confusion between financial plan and a financial products&gt;&gt; Lauryn share's her experience when she won a medal in the Summer and Winter Olympics&gt;&gt; Strategies to pay off your student loans&gt;&gt; Creating a budget, setting saving goals, and understanding your 401(k)&gt;&gt; Two types of forgiveness and how to get it&gt;&gt; The four basic financial literacy principles that you need to know and understand to set a strong financial foundation&gt;&gt; What you need to know about get rich quick schemes&gt;&gt; How to increase your savingsConnect with Lauryn Williams:&gt;&gt; LinkedIn&gt;&gt; Twitter&gt;&gt; Worth Winning&gt;&gt; Lauryn William's websiteIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; WNTT Episode 2&gt;&gt; Buy the damn coffee!&gt;&gt; Building a Better Future through Holistic Financial Planning---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, <a...

It’s hard to be rational when your financial life is a mess. It affects all aspects of your life.Sometimes you fail to meet your financial goals and it’s hard… hard when you don’t have anyone to share or turn to regarding your money concerns.Today’s episode is all about helping you cope with your financial anxiety and shame around money.Join me in this episode as I talk to Mind Money Balance Podcast host, Lindsay Bryan-Podvin! Lindsay is a Financial Therapist on a mission to help people get their minds and money in balance through shame-free financial psychology!Lindsay and I are going to discuss the keys of the successful money journey as well as how you can overcome shame around money, open up and bring in others into the money conversation, and how to deal with your financial anxieties!Highlights:&gt;&gt; How to overcome money shame&gt;&gt; What’s preventing you from engaging with your money and healthy money talks&gt;&gt; Dealing with financial anxiety&gt;&gt; The 4 Financial Archetypes&gt;&gt; 2 Categories of people when it comes to money&gt;&gt; Money and relationshipsConnect with Lindsay Bryan:&gt;&gt; LinkedIn&gt;&gt; Instagram @mindmoneybalance&gt;&gt; Mind Money Balance&gt;&gt; Mind Money Balance PodcastIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Making The Most of Money Talks With Your Spouse&gt;&gt; What School Never Taught You About Money&gt;&gt; Utilizing Your Financial Why to Help Change the Racial Wealth Gap---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to

Do you think that enjoying a cup of latte will make you poor?While it is true that you and I should be wise about spending our money, skipping your morning cappuccino or café latte will not make you a millionaire. And spending on one or two cups of caffeine boost will break your wallet.However, you do want to get your finances right and accomplish your goals. How then can you improve your financial situation this year without sacrificing those little joys?&nbsp;Join me in this year’s first solo episode as I tell you why you need to stop guilt-tripping yourself already and just buy the damn coffee!Highlights:&gt;&gt; Why buying a coffee will not make you poor&gt;&gt; Why skipping your café latte will not make you a millionaire&gt;&gt; Conscious spending&gt;&gt; What's keeping you from achieving financial success?&gt;&gt; Spending plan vs. tracking your money&gt;&gt; Automation, the most freeing thing you can do with your finances&gt;&gt; What it means to pay yourself firstIf you loved this episode, you have to listen to these episodes as well:&gt;&gt;&nbsp;Following your Passion &amp; Growing Your Wealth&gt;&gt;&nbsp;Getting out of Poverty &amp; Creating Wealth&gt;&gt;&nbsp;Building a Better Future through Holistic Financial Planning---I’m sure you’re getting tons of value from the podcast! Don’t forget to&nbsp;subscribe on&nbsp;Apple Podcasts,&nbsp;Spotify,&nbsp;Google Podcasts, or on your favorite podcast app and&nbsp;SHARE THIS&nbsp;with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at&nbsp;emlen@minoritymoneypodcast.com&nbsp;Can't wait to meet you.

The one thing that separates successful people from everyone else is their mindset. Mindset is everything!The way you think will hugely impact the way you learn, decide, and act in reality. Having the right mindset can make or break whatever it is you're aiming for.Now, I want you to pause and think for a moment about all the thoughts that's running inside your head. Thoughts of not being enough, not smart enough nor talented enough, these stories are the truths you want your mind to believe in. But you don't want that, do you? You’d want to have success for you and the people you care about.Let me help you adapt the mindset for success in this episode as Patricia Villegas joins us to talk about growth mindset to improve your life and the people around you!Patricia Villegas is a highly sought after thought leader, professor, education and corporate consultant, and a Social Entrepreneur. She is also the founder of VP Consulting, with a mission to empower, educate, and equip LatinX millennials on how to gain economic growth and equitable opportunities by teaching in the areas of neuroscience/growth mindset, career development, and career and business advancement through strategic relationship building methods.Tune in as Patricia shares what made her shift her mindset and why it is possible for anyone to achieve success!Highlights:&gt;&gt; What is the ’Growth Mindset’&gt;&gt; What made Patricia shift to growth mindset&gt;&gt; Nurturing your abilities and talents to achieve success&gt;&gt; Exploring your life purpose&gt;&gt; Focusing on what it s that you’ve gone through and turning that into a monetized passion&gt;&gt; Making your way to success through tiny habits&gt;&gt; How to increase the capacity of your brain&nbsp;&gt;&gt; Increasing your net worth through networkingConnect with Patricia Villegas:&gt;&gt; LinkedIn&gt;&gt; Instagram @patriciavillegas__If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Taking Your Investing to the Next Level through Impact Investing with Jennifer Kenning&gt;&gt; Investing in Your Future through Real Estate with Jamisa Mclvor&gt;&gt; Finding Your Niche and Doing What you Love with Jannese Torres-Rodriguez---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and <a href="https://www.facebook.com/sharer/sharer.php?u=https://www.minoritymoneypodcast.com/podcast" rel="noopener noreferrer"...

Tremendous system change is needed if we want to solve the racial and financial inequality of our country. One of the greatest tools we have at our disposal to close the wealth gap is through investing, particularly impact investing!Join me in this episode as I interview Jenn Kenning on the benefits of impact investing, why you should consider it, and how it can help in our mission of changing the complexion of wealth.Jenn Kenning is the CEO and Co-Founder of Align Impact, a female founded, owned, led, and majority-staffed, SEC-registered independent advisor and certified B Corporation. Align Impact specializes in co-creating and implementing impact investing strategies with individuals, families, foundations, institutions, and advisors.Where you put your hard-earned money, plays an active role in re-shaping and building the future, both for our society and planet.Learn what impact investing is all about and how your investing can make a difference in our society and planet. Jenn also explains what makes impact investing different from other forms of investing and other socially responsible investing!Highlights:&gt;&gt; How finance can be a driver for system change&gt;&gt; How investing can level the playing field for everyone&gt;&gt; How Jen came to focus on impact investing&gt;&gt; What makes Impact Investing unique and different&gt;&gt; The big equalizers&gt;&gt; How to close the wealth and income gap here in the US&gt;&gt; Looking at our consumption decisions, our values, and what we support&gt;&gt; The power of social network&gt;&gt; Utilizing capitalism as a tool for rebuilding and system change&gt;&gt; How impact investing benefits our planet&gt;&gt; Myths about impact investingConnect with Jennifer Kenning:&gt;&gt; LinkedIn&gt;&gt; Twitter @AlignImpact&gt;&gt; Align ImpactIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Getting out of Poverty &amp; Creating Wealth&gt;&gt; Why health is important in retirement planning&gt;&gt; Leaving a Legacy of Financial Literacy---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and <a href="https://www.facebook.com/sharer/sharer.php?u=https://www.minoritymoneypodcast.com/podcast"...

Best of 2020 Mashup!This year's been fun, crazy, and interesting. But before we close the final chapter of 2020, it's time to look back on some of this year's best episodes!&nbsp;Join me in this special solo episode as I bring you a mashup of the best of 2020! I'm also excited to share some of the great stuff planned for you in 2021. I hope you enjoy today's episode and thanks again for hanging out with us for the year 2020!&nbsp;Highlights:&gt;&gt; We Need to Talk Series&gt;&gt; How living intentionally unleashes your full potential&gt;&gt; Why health is critically important in retirement planning&gt;&gt; How COVID-19 is affecting our relationships and what can do to manage it&gt;&gt; Financial planning is personal&gt;&gt; Getting out of poverty and creating wealthEpisodes mentioned:&gt;&gt; We need to talk... about racism, empathy, George Floyd, and being Black in America&gt;&gt; Unleash Your Full Potential by Living Intentionally&gt;&gt; Why health is important in retirement planning&gt;&gt; How COVID-19 is Affecting Our Relationships and How to Manage it Right&gt;&gt; Leaving a Legacy of Financial Literacy&gt;&gt; Financial Planning is Personal and You should Start Now!&gt;&gt; Getting out of Poverty &amp; Creating WealthIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; A Conversation on Gratitude, Life Aspirations, and Money with Dr. Preston D. Cherry, CFP®&gt;&gt; Following your Passion &amp; Growing Your Wealth with Modern Money’s Angela Moore&gt;&gt; An NFL Champion’s guide to Financial Literacy, Money Management, and Wealth Building---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, <a href="https://open.spotify.com/show/0and9szy0q9RxxQhZ2vnrf"...

It’s been a crazy year! A lot of things happened this year, both good and bad. The holidays are just around the corner, which means it’s that time of the year where I look back on this year’s highlights!Join me in this solo episode as I review what went down this 2020 — personally, family, for my firm, and this podcast, as well as some exciting news for 2021!&nbsp;A huge thanks to all my guests this year for the continuous work on changing the complexion of wealth, and for my listeners for their unending support towards this podcast!Highlights:&gt;&gt; The good and the bad that happened this year&gt;&gt; 2020 updates from me, my firm, and this podcast&gt;&gt; What I’m excited for in 2021If you loved this episode, you have to listen to these episodes as well:&gt;&gt; More Than a Piece of Paper: The Psychology of Money&gt;&gt; Equality and Representation in the Finance Industry&gt;&gt; Taking Off The Advisor Mask---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

We’re going to start a new program this coming 2021!To ardently change the complexion of wealth, we’re offering internships to aspiring Black and Latin students, as well as career shifters!Join me in this episode as I share some exciting announcements with 3 of my co-founders at BLX Internship - Shawn Tydlaska, Luis Rosa, and Chloe Moore. These three amazing people are killing it in their own financial firms!We'll talk about this new internship program, what inspired us to start it, what interns can expect from it, and how can it help change the complexion of wealth!Highlights:&gt;&gt; The inspiration behind the black internship program&gt;&gt; What is this new internship program all about?&gt;&gt; What to expect from the internship program?&gt;&gt; How to apply and what interns can gain from the internship?Resources mentioned from this episode:&gt;&gt; BLX Internship&gt;&gt; Shawn Tydlaska’s Social Media:LinkedInTwitterBallast Point Financial Planning&gt;&gt; Chloé Moore’s Social Media:LinkedInTwitterFacebookFinancial Staples&gt;&gt; Luis Rosa’s Social Media:LinkedInTwitterInstagramBuild A Better Financial FutureAdditional Resources for this episode:&gt;&gt; Umbrellas Don’t Make it Rain: Why Studying and Working Hard Isn’t Enough for Black Americans&gt;&gt; The hidden links between slavery and Wall Street&gt;&gt; ‘I just pray God will help me’: Racial, ethnic minorities reel from higher covid-19 death ratesIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; WNTT Episode 2&gt;&gt; Building a Better Future through Holistic Financial Planning&gt;&gt; <a href="https://www.minoritymoneypodcast.com/podcast/episode/29bdbf9a/following-your-passion-and-growing-your-wealth-with-modern-moneys-angela-moore" rel="noopener noreferrer"...

Look closely at where you invest your money. What if we’re putting it in something that’s working against our values?Are you okay with investing your money in a business or cause that continues to play a role in maintaining or perpetuating systemic racism?We have the power to choose where we put our money.Join me in this new episode of the We Need to Talk series with guest Rachel Robasciotti as we talk about race and finance!Rachel Robasciotti, founder and CEO of Adasina Social Capital, an investment and financial activism firm which is owned and operated by a majority of women and people of color.She is doing tremendous work in making the financial industry more diversified and inclusive!Find out how you can invest in long-term, systemic change for people and the planet as Rachel and I go in depth on what happens when money meets social justice!Highlights:&gt;&gt; Race and finance&gt;&gt; What is socially responsible investing?&gt;&gt; Why queer is a more inclusive term for the LGBTQ community&gt;&gt; What inspired Rachel to start race and finance blog and why it’s important&gt;&gt; A brief history about the stock market and Wall Street&gt;&gt; Rachel explains Adasina’s investment strategy&gt;&gt;Rachel shares her thoughts on social justice investing&gt;&gt; What if we are investing in a business that is working against our values?&gt;&gt; How can you make change and impact communities in a positive way?&gt;&gt; What our social justice movements telling&nbsp; us to focus on&gt;&gt; 3 questions you should ask your advisorResources:&gt;&gt; Rachel Robasciotti’s Social Media Website LinkedIn Twitter&nbsp;&gt;&gt; Adasina Social CapitalTwitterLinkedInFacebook&nbsp;&nbsp;If you loved this episode, you have to listen to these episodes as well:&gt;&gt; WNTT 1&gt;&gt; WNTT 2&gt;&gt; WNTT 3---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and <a...

If you want to build wealth, investing in real estate is a great option!It might seem complex at first and out of reach for some but with ample research, studying, and some guidance from the pros, you can actually do it!Join me in this episode as I jump into a financial conversation with the real estate goddess Jamisa Mclvor! Jamisa is the CEO at Rosebud’s Investments, LLC. She takes people from all walks of life and ages and pretty much teaches them how to build their real estate portfolios from scratch.Jamisa is going to talk about how she built her real estate empire by the age of 26! I know, it sounds incredibly amazing and she’s going to share her genesis and her secret with us!If you’re in the long haul then, you might want to plunge into real estate!Start investing in your future today by listening to this episode as Jamisa Mclvor shares how she went from a supermarket cashier to managing and owning 23 properties at 26!Highlights:&gt;&gt; Jamisa talks about how she was able to build her real estate empire&gt;&gt; Jamisa’s intro to real estate&gt;&gt; Real estate is everything&gt;&gt; Tips on how to get affordable properties&gt;&gt; Ways to acquire a property when you don’t have a capital&gt;&gt; How Jamisa’s company started&gt;&gt; The importance of financial literacy as a way to improve your financial standing in life&nbsp;&gt;&gt; Picking your struggles&gt;&gt; Jamisa’s thoughts on overcoming obstacles while creating generational wealth&gt;&gt; Truths about financial freedom&gt;&gt; Advice from Jamisa on how to get what you want and get to where you want to beResources mentioned from this episode:&gt;&gt; Jamisa’s Social Media:LinkedInInstagramFacebook&gt;&gt; Rosebud's Investments, LLCIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Building a Better Future through Holistic Financial Planning&gt;&gt; Following your Passion &amp; Growing Your Wealth&gt;&gt; The Secret to Being a Successful Investor---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and <a href="https://www.facebook.com/sharer/sharer.php?u=https://www.minoritymoneypodcast.com/podcast" rel="noopener noreferrer"...

COVID-19 bared its fangs not only on our economy but also on our relationships.&nbsp;Dealing with our usual routines is already a handful for some and with COVID-19 added into the mix, it should come as no surprise when couples and families are struggling with keeping their relationships together. Dealing with it can make or break a relationship.With many of us stuck inside our homes, managing stress can be quite a challenge. There are no distractions to help us cope with our problems.&nbsp;How can we manage our relationships and stress so we don’t end up creating decisions we’ll regret later on?Join me in this special episode as Dr. David Stewart returns to talk about the status of couples and kids during this COVID-19 pandemic with me and my lovely wife, Maricela.&nbsp;Dave Stewart of Stewart Family Coaching is a psychotherapist and a life coach who’s on a mission to help you discover new life by identifying and replacing habitual thoughts and behaviors that keep you from living a happy life.We’ll be digging deep on what’s keeping and breaking families and relationships together!Highlights:&gt;&gt; How COVID-19 is impacting families, kids, and relationships&nbsp;&gt;&gt; Why is divorce rates are spiking up during COVID-19 lockdown&gt;&gt; Adapting the ‘Transforming Mindset’&gt;&gt; Why it’s important for people and families to go through the process of mindset transformation&gt;&gt; Challenges in a marriage and why maturity is a big thing&gt;&gt; The 3 filters to our reality&gt;&gt; Recognizing that your filter is different from your partner’s filter&gt;&gt; What is maturity in relation to marriage?&gt;&gt; Taking your responsibility as a parent seriously&gt;&gt; Training your kid’s egocentricity&gt;&gt; The problem with lack of accountability and structure&gt;&gt; Why your marriage is the most important relationship in the family&gt;&gt; Discipline is not synonymous to punishment&gt;&gt; Dave’s advice for couples and families to help them cope with this difficult time&gt;&gt; Divorce ain’t the answer and it should never be the first option&gt;&gt; Learn to seek help when you need toResources mentioned from this episode:&gt;&gt; David’s Social Media:TwitterInstagram&gt;&gt; Stewart Family CounselingIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Winning in Finance, Health, Marriage &amp; Life&gt;&gt; Making The Most of Money Talks With Your Spouse&gt;&gt; Compass vs. Map: How to Navigate When Life Gets Off-Course---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, <a...

Representation is something usually overlooked, but when a big portion of the workforce is composed of minorities, it really shouldn’t be.Joining me today is Jannese Torres-Rodriguez, a proud Latina and Puerto Rican, and an absolute jack-of-all-trades in the best way possible. We're going to discuss the lack of minorities in the financial planning sector, and how to widen one's investment portfolios.Our goal today is to shed some light on the path to financial success, especially for those that may not have had this growing up.Jannese goes into detail about the instability of a nine-to-five job, the importance of side hustles to financial independence, and how you should take that step to doing what you love as your own profitable business.Highlights:&gt;&gt; The lack of representation in the financial planning sector&gt;&gt; Misconceptions of wealth and investments from our parents&gt;&gt; Using racial anonymity in investments to grow your wealth&gt;&gt; Financial Independence and Early Retirement&gt;&gt; Taking freelance opportunities to increase income&gt;&gt; Debt management and prioritizing payment&gt;&gt; The importance of conversations about money&gt;&gt; Using your community as a relevant network and meeting new peopleResources mentioned from this episode:&gt;&gt; Jannesse’s Social Media:InstagramYo Quiero Dinero PodcastIf you loved this episode, you have to listen to these episodes as well:Making the Financial Industry More Inclusive with Lazetta BraxtonFinancial Planning is Personal and You Should Start NowEquality and Representation in the Financial Industry---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

We’re honoring veterans today! To pay our respect, I invited a veteran and a friend.In this episode, I’m joined by one of my hometown friend, whom I met back in high school. Today’s guest is veteran and multiple business owner Beau Miracle!Beau is the owner of Miracle Realty, a real estate office in Madera, CA. who have been in business for 30 years, and specializes in making miracles happen through real estate!&nbsp;Beau also owns a crossfit gym and he will talk about fitness, health, and how he factors all of that into his business. Find out how Beau Miracle created the success that he has now, how he is making miracles happen for others through realty, and how he is paying it forward!Highlights:&gt;&gt; Beau shares his experience on being a veteran&gt;&gt; Beau’s thoughts on civilians and veterans day&gt;&gt; The transition from active duty servicemen to becoming an entrepreneur&gt;&gt; Practicing the right mindset&gt;&gt; How Beau’s love for health and fitness factor into the other businesses that he started&gt;&gt; How Beau’s fitness regimen translates into better stuff for his business&nbsp;&gt;&gt; The importance of having a balanced mind, body and spirit&gt;&gt; Your are what you eat/ You are the person you surround yourself with&gt;&gt; Your best network&nbsp;&gt;&gt; How to not sabotage your own success&gt;&gt; Creating a system regimen to prep you up for success&gt;&gt; Working on your legacyResources mentioned from this episode:&gt;&gt; Beau’s Social Media:LinkedInInstagram&gt;&gt; Miracle Realty&gt;&gt; Atomic Habits&gt;&gt; The 7 Habits of Highly Effective People&gt;&gt; Think and Grow RichIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; You Are What You Absorb&gt;&gt; Aligning Your Mind and Body With Yoga&gt;&gt; Building Fitness Habits that Last---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a

It’s incredibly hard to get into the financial industry. But what is more difficult is staying in it.To make the financial industry more inclusive, and serve more people of color and provide them with the financial services that they need, I’m bringing in another incredible guest who has done awesome stuff for the industry and for the people of color community!Join me in this episode as I interview the “Financial Planner for the Rest of Us”, Lazetta Rainey Braxton, MBA, CFP! She is wealth manager &amp; investment advisor, entrepreneur, speaker, writer, and the Co-Founder and Co-CEO of 2050 Wealth Partners, a virtual financial planning and wealth management firm with a mission to provide access to financial planning for “the rest of us.”&nbsp;Lazetta believes that solid financial advice is not just for the 1%. Her work involves elevating people of color, specifically the black community.We’re going to talk about the underrepresentation of black advisors and how it affects black families. We also touch on the topic of diversity, equity and inclusion, and how we can create an environment where people feel included. And help minorities build wealth!Highlights:&gt;&gt; The under representation of black advisors in the financial industry&gt;&gt; How does the lack or under representation of black advisors affect black families&gt;&gt; Unique challenges that financial advisors of color experienced&gt;&gt; How learning financial planning gives people of color a unique type of independence&gt;&gt; Diversity, networking, and connecting with people&gt;&gt; What diversity, equity, and inclusion means for Lazetta&gt;&gt; The best thing non-poc can do for to support their poc colleagues/friends&gt;&gt; How to make the financial industry and profession more inclusiveResources mentioned from this episode:&gt;&gt; Lazetta’s Social Media: LinkedIn Twitter&gt;&gt; Financial Planning&gt;&gt; 2050 Wealth Partners&gt;&gt; 6 ways to recognize and share white privilege in wealth managementIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; How to Start Feeling Good about Your Money with Pamela Capalad&gt;&gt; You Are What You Absorb&gt;&gt; Gaining Financial Confidence Through Money Talks with Jen Hemphill---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, <a...

Mental health is a topic that many people shun away from. It’s never easy to tell someone about your mental health. It’s that inner demon that many battle with everyday. It is something that requires attention, time and gentle loving care.Mental health isn't a taboo subject. It’s something that needs to be spoken about and needs to be spoken now!&nbsp;In this episode, I had the honor to interview Dr. Cortney Beasley, a doctor of Psychology, trained in Clinical and Forensic Psychology! We’re going to discuss mental health for minorities and unpack everything that is related to it.Dr. Cortney is also the founder of Put In Black, a platform that aims to improve the access of health information with black communities and people of color.She is committed to demystifying health and wellness practices by providing health practitioners, researchers, and artists with a platform to share their knowledge in relatable terms!Highlights:&gt;&gt; Mental health in black communities and people of color&gt;&gt; What inspired Cortney to be a doctor and work in the clinical space&gt;&gt; Human connection and healing&gt;&gt; Why talking about mental health and mental illness is taboo&gt;&gt; Money and mental health&gt;&gt; Mental health for a black man&gt;&gt; Why it’s important for health providers to recognize the difference&nbsp;&gt;&gt; How someone can advocate for themselves&gt;&gt; Food as medicine&gt;&gt; The kind of information you can find on Put In BlackResources mentioned from this episode:&gt;&gt; Cortney Beasley’s Social Media: LinkedIn Instagram Facebook&gt;&gt; Put In BlackIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; You Are What You Absorb&gt;&gt; Building Fitness Habits that Last&gt;&gt; Remember to Eat Your Veggies---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (<a...

What would you do differently if you knew how to handle your money?Being knowledgeable about your money and finance, is the ticket to living a financially sound life. Money talks can be quite intimidating for some especially for minorities. However if you take the time to educate yourself and learn more about how to manage and grow your money, it can be empowering, and you'll have control over your finances.Learn how to be smarter with every dollar you earn as my good friend, Pamela Capalad, the founder of Brunch &amp; Budget joins us in this episode to talk about how you can change your relationship with money and focus on what matters most to you!Pam will share how the idea of Brunch &amp; Budget came to be and how she is empowering people of color to feel good about their money! She also talks about&nbsp;the value of financial education, saving up, budget, and how to wisely handle your money. We also touch on the topic of navigating homeownership, racial wealth divide, and business model that can help serve more people.Highlights:&gt;&gt; What is Brunch &amp; Budget?&gt;&gt; The inspiration behind Brunch &amp; Budget&gt;&gt; How Pam got into the field of finance&gt;&gt; Navigating homeownership&gt;&gt; Breaking down the racial wealth divide&gt;&gt; The idea of keeping money in a savings account&gt;&gt; Stories that helps us understand the racial wealth divide&gt;&gt; Business models that can help serve more people&gt;&gt; Changing your relationship with money&gt;&gt; How to feel good about your moneyResources mentioned from this episode:&gt;&gt; Brunch &amp; Budget&gt;&gt; Pam's Social Media:LinkedInIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Teach, Hustle Inspire&gt;&gt;Financial Planning for Educators&gt;&gt; Secure Your Family’s Future through Estate Planning---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at <a href="mailto:emlen@minoritymoneypodcast.com" rel="noopener noreferrer"...

In order to build wealth, you need equity. There are many ways to build equity, and equity compensation is one of them!If your employer is giving you ownership shares as compensation for your good work then you’re on your way to accumulating wealth. As attractive as this sounds, what exactly is it?, how can it impact your financial plan? And how can it help change the complexion of wealth?Join me in this episode, as I talk about wealth building through equity compensation with Malcolm Ethridge and Samuel Deane who are both amazing financial professionals that are making a positive impact in the black community!Tune in as Malcolm and Samuel get into the nitty-gritty of what you need to know about equity compensation and how successful people like Jeff Bezos are utilizing it! They’ll also provide strategic ways to better your financial position!Highlights:&gt;&gt; What is equity compensation&gt;&gt; How equity compensation can help change the complexion of wealth&nbsp;&gt;&gt; What attracted Malcolm into the equity compensation space&gt;&gt; Samuel talks about his experience cold calling people for a living&gt;&gt; Malcolm and Samuel talks about how Jeff Bezos’ equity compensation works&gt;&gt; Example of what an equity count is and how to calculate it&gt;&gt; How you can build wealth through equity compensation&gt;&gt; Tactics and ways that Malcolm uses to help his clients&nbsp;&gt;&gt; Why equity compensation is similar to playing chess and not checkers&gt;&gt; Samuel’s thoughts on generational wealth in the black community&gt;&gt; Identifying the 3 things that you’re going to do next week to put yourself in a better financial positionResources mentioned from this episode:&gt;&gt; Malcolm Ethridge’s Social Media:LinkedInTwitterInstagram&gt;&gt; Malcolm Ethridge website&gt;&gt; Manage Your Damn Money Podcast&gt;&gt; Samuel Deanne’s Social Media:LinkedInTwitterInstagram&gt;&gt; Deane FinancialIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Secure Your Family’s Future through Estate Planning&gt;&gt; Teach, Hustle Inspire&gt;&gt; Financial Planning for Educators---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, <a...

Hispanic Heritage Month is almost over and as we wrap up, I’m bringing back my wife, Maricela to give us a brief recap of our episodes dedicated Hispanic Heritage culture!Join us in this episode as we share our thoughts and what we picked from each episode.&nbsp;All the stories from our Hispanic friends were so impactful and filled with lessons and experiences that everyone can learn from. If you haven’t listened to it yet, I encourage you to go back and listen!Highlights:&gt;&gt; The cycles of working and spending&gt;&gt; Leveraging what you know and who you know&gt;&gt; Letting go of your fear&gt;&gt; The gender wage gap&gt;&gt; Having gratitude for the things that you have&gt;&gt; Announcements from us!Resources mentioned from this episode:Hispanic Heritage Month Celebration Episodes:&gt;&gt; Hispanic Heritage Celebration Month with Maricela Miles-Mattingly&gt;&gt; Bringing Home the Dinero with “Latina Money” with Janet Cruz Padrón&gt;&gt; Unleash Your Full Potential by Living Intentionally with Leena Mendoza&gt;&gt; Gaining Financial Confidence Through Money Talks with Jen Hemphill&gt;&gt; Building a Better Future through Holistic Financial Planning with Luis RosaIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; The CARES Act 101&gt;&gt; Teach, Hustle Inspire&gt;&gt; An NFL Champion’s guide to Financial Literacy, Money Management, and Wealth---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's...

Our Hispanic Heritage Month celebration continues as Luis Rosa, CFP® EA, Founder of Build a Better Financial Future and host of the On My Way To Wealth Podcast of joins us to talk about what it's like to live in the US as a Spanish Immigrant!In this episode, Luis shares his journey to success as a Latino and how he found his calling. We also touch on the common misconceptions related to Hispanic culture, and the importance of empowering minorities with the right mindset so they can take charge of their finances.Luis also talks about what it's like to move to New York from Dominican Republic at the age of 11. He shares the struggles and quirks his family had throughout their time in the Heights.Start walking the path towards a better financial future for yourself, family, and community as Luis shares his knowledge and expertise on holistic financial planning!Episode Highlights:&gt;&gt; Luis' experience growing up as a Spanish immigrant&nbsp;&gt;&gt; Luis shares his career journey&gt;&gt; Misconceptions about Hispanic culture&gt;&gt; Discussing financial planning with minorities&gt;&gt; Mindset of empowerment for minorities&gt;&gt; Prioritizing long-term financesConnect with Luis:&gt;&gt;&nbsp;Build A Better Financial Future&gt;&gt;&nbsp;Instagram @luis_f_rosa&gt;&gt;&nbsp;Twitter @luis_f_rosa&gt;&gt;&nbsp;LinkedIn&gt;&gt;&nbsp;FacebookResources mentioned from this episode:&gt;&gt; Build A Better Financial Future&nbsp;&gt;&gt; On My Way to Wealth podcastIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Bringing Home the Dinero with “Latina Money” Janet Cruz Padrón&gt;&gt; Hispanic Heritage Celebration Month with Maricela Miles-Mattingly---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and <a...

The celebration for Hispanic Heritage Month continues in today’s episode of Minority Money. Gender wage gap is a detriment to women’s ability to work and their productivity - even more so for Latina women.&nbsp;In today’s episode, author and host of the podcast Her Dinero Matters Jen Hemphill sits down for a money talk. Particularly on how money matters to Latina women and how they can make the best of a poor situation. In her book “Her Money Matters”, Jen Hemphill discusses how issues of money in the past does not have to mold an individual’s current financial mindset. She also talks about ways one can break out of it.She shares her experience growing up and how her parents moved from Columbia to the US in hopes of solving their money problems. She explains what inspired her to create a platform for Latina women to know how to handle money and how they can be confident in their own capabilities. She emphasizes the importance of having financial confidence and knowing your money story.Take back your financial confidence and listen as Jen Hemphill gives a guide on how you can spend consciously to proudly celebrate your money wins!Episode Highlights:&gt;&gt; Jen's podcast: Her Dinero Matters&gt;&gt; The importance of handling money properly&gt;&gt; What inspired "Her Dinero Matters"&gt;&gt; Latina gender wage gap&gt;&gt; The concept of anti-budgeters&gt;&gt; How to consciously spend money&gt;&gt; People's money story in the past, present, and future&gt;&gt; Jen's book: Her Money Matters&gt;&gt; What is a proper financial education and mindset&gt;&gt; Hispanic Heritage Month and its meaning&gt;&gt; Financial confidence, money strengths, and money winsAbout Our Guest:Jen Hemphill, AFC® is a military spouse &amp; proud bilingual Latina, helps the busy career-oriented woman become the reina (queen) of her money and love her dinero more. She is a Money Confidence Coach, an AFC® (Accredited Financial Counselor), author, speaker and hosts the Her Dinero Matters podcast.The Her Dinero Matters podcast is focused on the advancement of U.S. Latinas to minimize the gender wage gap while creating a healthy, confident conversation around money.She has been featured in publications such as Forbes, Clark Howard, USAA, Oprah Magazine and award-winning podcasts like SoMoney and Stacking Benjamins.Jen is a FINRA Fellow and currently resides with her husband and two boys in Northern Virginia.Connect with Jen:&gt;&gt; Jen's Website - https://jenhemphill.com/&nbsp;&gt;&gt; LinkedIn&nbsp;&gt;&gt; Instagram&gt;&gt; Facebook&nbsp;&gt;&gt; Twitter &nbsp;&gt;&gt; YouTube&gt;&gt; PinterestResources mentioned from this episode:&gt;&gt; Secrets of the Millionaire Mind&gt;&gt; <a href=" https://jenhemphill.com/money-matters-book/" rel="noopener noreferrer"

We’re continuing to celebrate Hispanic Heritage and to help you grow with whatever resources you have to achieve your goals and give back to the community, I’m bringing in an outstanding woman who’s doing wonderful things!In this episode, we’re going to highlight Leena Mendoza’s story, how she overcame adversities, achieved her dreams, and how she’s giving back to her community so they can experience success in finance and in life!&nbsp;Leena Mendoza is the CEO and founder of Intentional Leadership, an&nbsp; elite leadership development program that equips leaders with the specific skills, tools, and behaviors they’ll need to confidently lead others and drive the culture of their organization.&nbsp;She is on a mission to get as many people of color, especially women, to the top by helping them leverage their resources, and unleash their full potential.Step up your game today by listening to this episode as Leena will also share some of her insights on what it means to be a person of character and the real essence of leadership, and why professional confidence is important, as well as the walls that’s preventing us from reaching our full potential!Highlights:&gt;&gt; The importance of representation&gt;&gt; Tools and techniques needed to be successful in the corporate arenas&gt;&gt; Why character communication matters&gt;&gt; Why many struggle in the area of effective communication&gt;&gt; Strengthening your skills and abilities as a leader&gt;&gt; Why you need to shift your mindset and perspective if you want to build generational mindset&gt;&gt; The biggest barriers that’s preventing you from reaching your full potential&gt;&gt; Learning to see the bigger picture, and knowing your powership and authority&gt;&gt; Practicing professional confidence&gt;&gt; Leveraging your resources to achieve your goals and giving back to the community&gt;&gt; The significance of gratitudeResources mentioned from this episode:&gt;&gt; Leena’s social media:TikTokFacebookInstagramLinkedInLeena Mendoza Website&gt;&gt; Spider-Man: Into the Spider-VerseIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Secure Your Family’s Future through Estate Planning&gt;&gt; Teach, Hustle Inspire&gt;&gt; Financial Planning for Educators---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, <a href="https://open.spotify.com/show/0and9szy0q9RxxQhZ2vnrf" rel="noopener noreferrer"...

If you educate a man you educate an individual, but if you educate a woman you educate a family (nation). — African ProverbEducating women is more than just transforming the life of an individual. When you educate a woman, it’s a ripple effect, their families, communities, and even the nation is benefited.As we go on to celebrate Hispanic Heritage month, in this episode, I’m bringing in the Latina generational financial curse breaker, Janet Cruz Padrón, who’s helping women to reach their full potential through financial education and empowerment!Janet is the founder of Latina Money, a financial empowerment platform designed to ignite and fuel wealth creation for the modern Latina. She is also the host of The Latina Money podcast where she talks about money and wealth with successful entrepreneurs, creatives, and industry leaders to share actionable tips that’ll help the modern latina women build wealth and live the life they deserve.Janet will share money taboos and financial mistakes that she has experienced, so you don’t fall into the same trap.Don’t miss this amazing opportunity to build a stronger financial legacy for you and your family as Janet talks about the importance of creating a solid financial foundation, and rewrite cultural narratives so you create long-lasting wealth!&nbsp;Highlights:&gt;&gt; The inspiration behind The Latina Money&gt;&gt; Why it’s important to empower Latinas and people of color&gt;&gt; Janet talks about the Dinero Blog&gt;&gt; All change starts with having a conversation&gt;&gt; Breaking money taboos within communities of color&gt;&gt; Janet explains her Financialista Online Course&gt;&gt; The cycle trap of earning and spending it all over again&gt;&gt; Understanding price versus the cost&gt;&gt; Rethinking the way we think about people being good and what is actually good&gt;&gt; How cultural traditions hinders financial progress&gt;&gt; Toughest things that Janet encountered along her journey&gt;&gt; Why it’s important to pick the right spouse/partner&gt;&gt; Janet’s personal experience of breaking generational cyclesResources:&gt;&gt; The Latina Money podcast&gt;&gt; Janet’s social media:LinkedInInstagram @latina_moneyTwitter @MoneyLatinaFacebookIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Getting out of Poverty &amp; Creating Wealth with Dr. David Rhoiney&gt;&gt; Education: The Great Equalizer&nbsp;&gt;&gt; How to be Financially Intentional with Naseema...

Hispanic Heritage Month is coming!&nbsp;It is a period from 15th of September to 15th of October in the US to celebrate the histories, cultures and contributions of American citizens whose ancestors came from Spain, Mexico, the Caribbean and Central and South America.And we're not gonna wait until the 15th of September to celebrate, we're starting it now!As we celebrate this cultural month, my wife, Maricela Miles-Mattingly joins me to share her story and other things she has never talked about before!In this episode, Maricela talks about what Hispanic Heritage means to her. She will also share her story, as well as her perception on Mexicans crossing the border, and the courageous story of how her parents and grandparents moved over to the US in order to provide a better life and opportunity for their children and family!Highlights:&gt;&gt; Celebrating Hispanic Heritage month&gt;&gt; Moving to the US from Mexico&gt;&gt; Acts of heroism and bravery from Maricela’s parents and grandparents&gt;&gt; Debunking myths and negative perceptions about Mexican crossing over to the US&gt;&gt; What Hispanic Heritage means to MaricelaIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Minority Money Anniversary Special&gt;&gt; Making The Most of Money Talks with Your Spouse&gt;&gt; A Conversation on Gratitude, Life Aspirations, and Money with Dr. Preston Cherry---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Imagine yourself waking up tomorrow morning with more money in your bank account than what you usually need? What would you do with it?&nbsp;There may be tons of options running in your head right now on where you’ll allocate your unlimited funds but how will you manage it in a way that’ll help you live out your dreams?Find out how as&nbsp; Scott Frank, a CFA and a Certified Financial Planner who focuses on financial life planning, joins us in this episode!Scott is the founder of Stone Steps Financial in San Diego, where he works with his clients to understand what a fulfilling life looks like for them and guides them in designing a financial plan that can help make their dreams a reality!Know what to do with what you have right now, as Scott Frank shares his expertise and knowledge on how to secure your financial future!Highlights:&gt;&gt; Utilizing your money wisely to achieve what you really matters to you&gt;&gt; Scott’s definition on what the role of advisor is&gt;&gt; Why people rarely think about the essentials of life?&gt;&gt; Learning how to pause and give people the space to be heard&gt;&gt; Scott’s financial planning process&nbsp;&gt;&gt; How Scott guide and help his clients in the financial planning process&nbsp;&gt;&gt; The importance of active listening and empathy&gt;&gt; Why you need to act now&nbsp;Resources:&gt;&gt; Real Personal Finance&gt;&gt; Thinking, Fast and Slow by Daniel Kahneman&gt;&gt;&nbsp;Connect with Scott:&gt;&gt; LinkedIn&gt;&gt; Twitter @scott_r_frank&gt;&gt; Stone Steps FinancialIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; How to be Financially Intentional with Naseema McElroy&gt;&gt; Equality and Representation in the Finance Industry&gt;&gt; People of Color Disrupting the Financial Industry---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE...

Everyone has the right to live a comfortable, happy, and worry-free money life despite their origins. For many, money is a hindrance and source of stress but it should never be if it's managed effectively!&nbsp;Learn some helpful money tips today that’ll help you reach your financial goals with Afro-Latina advisor, Anna N’Jie-Konte!Anna N’Jie-Konte is a Certified Financial planner and the owner of Dare to Dream Financial Planning, where she works with millennial women of color, educating them on how to build a solid financial foundation, and ultimately help them create wealth for themselves and their families.She is also the host of the podcast, First-Gen Wealth Builders, where she shares conversations with her fellow first-gen Americans on culture, community, and wealth.Join me in this episode as Anna shares really important tips on money and mindset, wealth building, long-term health of your finances plus some culture stories you don’t want to miss if you want to take your finances to the next level!Highlights:&gt;&gt; Why it’s important for minorities to shift their mindset in order&gt;&gt; Anna’s thoughts on economic empowerment for women and minorities&gt;&gt; How Anna shifted her mindset around money and wealth building&gt;&gt; What “I don’t have to deal with this sh*t money” means&gt;&gt; Why it’s important for people of color or minorities to support each other&gt;&gt; Fundamental aren’t sexy but you need them&gt;&gt; Emergency funds and essential tips you need to know to make sure your retirement is set&gt;&gt; Putting the long term health of your finances before anything else&gt;&gt; Why many small businesses fail&gt;&gt; What to expect from Anna’s Money Management Course for Women of ColorResources:&gt;&gt; First Gen Realness with Anna N'Jie-Konte Podcast&nbsp;&gt;&gt; Dare to Dream PlanningConnect with Anna:&gt;&gt; LinkedIn&gt;&gt; Instagram @anjiekonte&gt;&gt; Twitter @anjiekonteIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; How to be Financially Intentional with Naseema McElroy&gt;&gt; Equality and Representation in the Finance Industry&gt;&gt; People of Color Disrupting the Financial Industry---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, <a...

Failing to plan is planning to fail. There’s no better time to plan your finances than now that you’re learning about it!&nbsp;When you’ve created a financial plan, it’ll be easier for you to make decisions financially and of course meet whatever goals you have.&nbsp;Though some people decide to do it on their own, you may want to seek out the help of a financial professional to help you stay on track, secure your financial wellbeing, and reach financial planning success!In this episode, I’m going to deep dive into what financial planning is, why it’s personal, and why it’s very important. I’m also going to touch on the differences between financial planning and investments, and why I made the transition from commission-based, to fee-based, and finally a fee-only financial advisor!Highlights:&gt;&gt; What is financial planning?&gt;&gt; The 7 Steps of Financial Planning&gt;&gt; The personal side of financial planning&gt;&gt; Investments and financial planning are 2 different things, here’s why!&gt;&gt; The reason why I made the shift to fee-only advisors&gt;&gt; The difference between, commission-based, fee-based, and fee-only financial advisorsIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; The Importance of Financial LIFE Planning&gt;&gt; No Need to Worry, My Accountant Handles That&gt;&gt; Financial Planning for Families of Color with Ajamu Loving Ph.D., CFP®---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Everyone has to make decisions every single day on how to handle and where to spend their money.&nbsp;Too often, many people struggle financially not because they don't bring enough money in, but simply because they're not spending their money wisely and lack the basic understanding of how money works.But when you're financially savvy and "disciplined", you'd be surprised at how easily you'd be able to reach your financial goals!Start spending your hard-earned money wisely today as Former NFL player, Ryan Harris, talks about financial literacy, mindset, football, and building wealth!You may know him as the Super Bowl Champion from the Denver Broncos, but Ryan Harris is more than that. He is a public speaker and the author of Mindset for Mastery: An NFL Champion’s Guide to Reaching Your Greatness, where he offers insights, inspiration, and practical tools to help you overcome your uncertainties and accomplish your goals!In this episode, Ryan shares his NFL journey, why many NFL players go bankrupt after retirement, proper money management, and how he became financially literate. Ryan also highlights the importance of having the right mindset when it comes to spending and saving to achieve financial stability.If you’ve been having a hard time managing your money and your spending habits, then this episode will inspire and motivate you to make it right!Highlights:&gt;&gt; Ryan talks about his mindset beliefs&gt;&gt; How Ryan overcame 9 surgeries&gt;&gt; Rebuilding your courage as much as you rebuild your body&gt;&gt; Why financial literacy is extremely important especially for minorities&gt;&gt; Why a lot of NFL players go bankrupt&gt;&gt; Understanding how your cash flows work&gt;&gt; How being financially literate gave Ryan more opportunity&nbsp;&gt;&gt; Delayed gratification: Why you should delay your purchases 3 months to 3 years&gt;&gt; It’s okay to when you can’t afford it&gt;&gt; Leading by Example vs. Leading with Example&gt;&gt; Ryan’s NFL and football playing experience&gt;&gt; Empowering your children&gt;&gt; The difference between price and costResources:&gt;&gt; RH: Ryan Harris&gt;&gt; Five Things NFL Players Go Broke On&gt;&gt; Mindset for Mastery: An NFL Champion’s Guide to Reaching Your Greatness by Ryan Harris&gt;&gt;&nbsp;Monday Night Football - Radio Broadcasts (97.3 ESPN)&gt;&gt; Notre Dame FB Connect with Ryan:&gt;&gt; Twitter @salaams_from_68&gt;&gt; Instagram @ryanharris_68&gt;&gt; FacebookIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; <a...

Success means different things for different people. But one thing is for sure, people who achieve success, share the same feeling of pressure.&nbsp;How do you handle the pressure that comes with achieving your goals? How would you conduct yourself after you achieved the level of success of the people you admire?Find out what success feels like and what to do next once you’ve scored the goal, as my good friend, Dasarte Yarnway joins me in this episode! Dasarte Yarnway is the host of the Young Money Podcast,&nbsp; Founder of Berknell Financial Group, and author of 3 books!He joined the podcast in episode 2 and We Need to Talk series episode 1. And today’s conversation is a treat! Dasarte and I will talk about what’s going on in the financial industry, thoughts on pressure and success, competition and collaboration, and the current coronavirus situation in the US.You don’t want to miss this episode as we both share practical and timely advice that will equip you for success and become the best you!Highlights:&gt;&gt; COVID parties and others talks on the current COVID 19 situation in the US&gt;&gt; How Dasarte continues to perform at his top game&gt;&gt; What the feeling of success entails for Dasarte&gt;&gt; The pressure that success carries&gt;&gt; Taking the limitations off of yourself&gt;&gt; What it means to design your ideal life&gt;&gt; How would you conduct yourself after you’ve achieved a certain level of success&gt;&gt; How to duplicate ourselves and give others the resources they need to fight their battles&gt;&gt; Why collaboration is more important than competition&gt;&gt; Becoming your best self every day and making it happen!Resources:&gt;&gt; Check out Dasarte’s books 👉 here!&gt;&gt; Young Money Podcast with Dasarte Yarnway&gt;&gt; Netflix’s ContagionConnect with Dasarte:&gt;&gt; Twitter @DasarteYarnway&gt;&gt; Instagram @dasarteyarnway&gt;&gt; LinkedInIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; The Importance of Growing Your Personal Equity&gt;&gt; We Need To Talk… about racism, empathy, George Floyd, and being black in America&gt;&gt; Becoming Successful through Controlling What You Can---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on <a href="https://podcasts.apple.com/us/podcast/minority-money/id1473231134"...

Do you want to meet your financial goals or maybe you have a business that you’ve been wanting to launch but don’t know how and where to begin?Get a step closer to meeting your financial goals today by listening to this episode with Angela Moore! She was a former guest from WNTT 2 where she shares her experiences along with other black female advisors.Today, Angela joins us to talk about entrepreneurship, following your passion and creating an action plan and become financially savvy so that you can take charge of your life and finances!Angela Moore is a Certified Financial Planner and the founder of Modern Money Advisor, LLC, a private financial planning, education and media company that provides personal and business financial education to people and media outlets through boot-camps, books, seminars and educational products all over the world.If you want to follow your passion and grow your wealth, make sure you listen to this episode as Angela shares her knowledge and expertise!Highlights:&gt;&gt; How Modern Money started&nbsp;&gt;&gt; How Angela dealt with her past money failures&gt;&gt; Why do people make a budget but won’t follow through it?&gt;&gt; The Behavioral Finance Mindset&gt;&gt; How Angela shiftern her mindset and made it her way of life&gt;&gt; Incorporating financial responsibility into your day to day life&gt;&gt; Steps you should take note of when you’re planning to start a business&gt;&gt; How building multiple streams of income can help your business&gt;&gt; The importance of knowing what you really want and where you want to be&gt;&gt; What is a ‘serial entrepreneur’?&gt;&gt; The best investment with the largest amount interest you can makeResources:&gt;&gt; Connect with AngelaLinkedInTwitter @ModernMoney305Instagram @modernmoneyadvisorFacebook&gt;&gt; Modern Money Advisor&gt;&gt; Modern Money Education&gt;&gt; We Need To Talk 2If you loved this episode, you have to listen to these episodes as well:&gt;&gt; Financial Planning for Families of Color with Ajamu Loving Ph.D., CFP®&gt;&gt; Equality and Representation in the Finance Industry&gt;&gt; How to Win at Student Loan Debt---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, <a...

Minority Money is turning 1!&nbsp;To celebrate this milestone, I’m joined by my lovely wife, Maricela!It’s been a great 12 months for this podcast, and we’re excited to share with you some of the new things we’re planning for the next 12 months!In today’s special anniversary episode, we’re bringing you a little recap of this podcast and how our year has been so far!All episodes we’re amazing but we’ve picked some of the best episodes that we received the most feedback on!&nbsp;A huge thanks to each and every one of our guests! Thank you for joining and supporting in this journey of changing the complexion of wealth!&nbsp;Highlights:&gt;&gt; Minority Money 12-months recap&gt;&gt; Exciting announcements and plans for the podcast&nbsp;&gt;&gt; Our top episode picks for finance, fitness, education, and family&gt;&gt; What to expect of Minority Money for the next 12 monthsResources:&gt;&gt; How to be Financially Intentional with Naseema McElroy&gt;&gt; Teach, Hustle, Inspire with Dr. Shaun Woody&gt;&gt; Building Fitness Habits That Last with John Gaines, Jr.&gt;&gt; Winning in Finance, Health, Marriage &amp; Life with David StewartIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; A Conversation on Gratitude, Life Aspirations, and Money with Dr. Preston D. Cherry&gt;&gt; Getting out of Poverty &amp; Creating Wealth with Dr. David Rhoiney&gt;&gt; People of Color Disrupting the Financial Industry with Dana Wilson---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (<a href="https://www.facebook.com/groups/423846561552747/" rel="noopener noreferrer"...

Life doesn’t always go the way we want them to. That’s why it won’t hurt to be prepared for what is uncertain.In this episode, we’re talking about health, wealth, and your retirement plan!&nbsp;I’m joined by Phil Pearlman, the Chief Community Officer at StockTwits, a social media platform designed for sharing ideas between investors, traders, and entrepreneurs.Retirement planning is something most people normally put off until it’s too late. If you want to spend a quality retired-life in the future, then health and retirement planning should be on your priority list!In this conversation, Phil and I discuss why it’s important to take note of the health side of things when doing long-term monetary planning. We also talk about regrets, health, family, business, investments, and finding simplicity.If you want to learn more about retirement planning and health, then listening to this episode is a good start!Highlights:&gt;&gt; Why health is not much talked about when talking about monetary long term planning&gt;&gt; Why health needs to be considered when talking about retirement plan&gt;&gt; Implementing the health portion of retirement planning&gt;&gt; Why your health and food choices matter&gt;&gt; The Socratic method&gt;&gt; Hedge fund and the cognitive theory of noise&gt;&gt; How to find simplicity&gt;&gt; Why you should give yourself a break&gt;&gt; Important takeaways from PhilResources:&gt;&gt; Dr. Preston’s Social MediaTwitter @ppearlmanStocktwits @ppearlman&gt;&gt; Prime Cuts Newsletter - Phil’s blogIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; The Importance of Financial LIFE Planning&gt;&gt; The Importance of Growing Your Personal Equity&gt;&gt; Education, Financial Stability, Health and Your Well-Being---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me...

“Let your life lead your money, not your money lead your life” — Dr. Preston D. CherryHow we use our money is a testament to who we are and what we really care about.&nbsp;To achieve your aspirations, you need to have a clear understanding of how to manage your money and resources in a way that improves your life.To do that, our values, aspirations, and money need to be aligned. But how? How do you dream without any ceiling and still make it happen?Get the answers to your questions as Dr. Preston Cherry joins us to talk about gratitude, life aspirations, and how to not let money lead your life!Dr. Cherry is the Founder &amp; President of Concurrent Financial Planning, LLC, a comprehensive financial planning firm serving households and business owners across generational lines. He also serves as a financial advisor’s coach for Carson Group Coaching, a leading national financial advisor coaching, and resource program. He has been published in the Wall Street Journal, ThePennyHoarder.com, The New York Magazine blog The Cut, and the Lubbock Avalanche-Journal.In this episode, Dr. Cherry will share with us why and how he got his Ph.D. We talk about money resources and achieving your life aspirations and how gratitude plays an important part in all of it.Be inspired and motivated to do your best as Dr. Cherry shares his accomplishments and how he did it so that you can too!Highlights:&gt;&gt; Why Dr. Cherry decided to get a Ph.D. in financial planning?&gt;&gt; Imagery and representation&gt;&gt; Aspirations and not limiting yourself&gt;&gt; The connection between aspirations and money resources&gt;&gt; Why you shouldn’t let money lead your life&gt;&gt; Why gratitude matters so much and why you should be grateful always&gt;&gt; What gratitude means for Dr. Cherry&gt;&gt; The emotions of money&gt;&gt; Being honest with yourself and taking personal inventoryResources:&gt;&gt; The Concurrent LIFE MONEY BALANCE Blog&gt;&gt; If You Must Go Into Debt, Here’s What to Consider&gt;&gt; Watch out for Dr. Cherry's upcoming book called "Statements" coming in the Fall 2020 or Spring 2021Dr. Cherry’s Social MediaLinkedInTwitter @DrPrestonCherryFacebookConcurrent Financial PlanningIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; The Ins and Outs of Cryptocurrency and Growing From Failure&gt;&gt; What School Never Taught You Abou Money&gt;&gt; Developing the Millionaire Mindset with Dr. Sarah Fallaw---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on

In every organization, company, or community, in order to thrive, achieve goals, and make change possible, understanding and collaboration, is needed.To be honest, black people, especially males, are treated differently by law enforcement and society. We are feared for reasons we don’t understand. This fear of black people has been going on for a very long time and is completely getting out of hand.It’s time that we put a stop to this history of violence and oppression. But how? Where should one start? How do we even make others aware of all of this when they’re not willing to take a look? How do we bring this issue to the table?As a white brother or sister, how can you be a part of this change?Join me in this episode, as we talk to people, whom I consider my allies in the financial industry — Sonya Dreizler, Justin Castelli, and Jason Wenk. They are all successful financial professionals who are empowering people to do their best with what they have, to live the life they deserve.In this conversation, we talk about allyship, empathy, the importance of racial justice, and why we need to talk about racial issues now and the role of white people on behalf of the black community.&nbsp;They also share their honest thoughts on what they felt and where they stand on this current situation we’re facing.&nbsp; We also talk about solutions and suggestions on how to take real action for people of color inside and outside the workplace.If you really want to be a part of this movement of change and break the systemic racism in this country, start by listening to this episode. I encourage you to step up into action so that we can all move forward towards a brighter future where we are all collaboratively thriving.Highlights:&gt;&gt; Our allies thoughts on the recent events that unfolded recently in our country&gt;&gt; Where do you fit in as an ally and how can you become a part of this change?&gt;&gt; Why it matters that people need to listen to this issue we’re facing right now? Why should people take a second look?&gt;&gt; Expanding your knowledge and awareness of what’s really happening&gt;&gt; The importance of racial justice and the role of white people in all of these issues&gt;&gt; The negative overrepresentation of media to the black community&gt;&gt; Brief history of the racial inequality in the United States&gt;&gt; Feeling empathy, regrets, and addressing mistakes&gt;&gt; Micro and Macro Action: measures we can do to help propel change and how to start?&gt;&gt; Listening, understanding then collaborating&gt;&gt; Suggested solutions for a more inclusive and diverse workplaceResources:&gt;&gt; Sonya Dreizler’s Social MediaLinkedInTwitter @SonyaDreizlerSolutions with Sonya&gt;&gt; Financial Services Has a Racism Problem&gt;&gt; Justin Castelli&nbsp;LinkedInTwitter @just10castelliJustin Castelli - websiteRLS Wealth Management&gt;&gt; Jason Wenk’s Social Media&nbsp;<a...

It is appalling that after all these years, racism is still rampant in our society. Some are blissfully blind that it still exists and those who are aware but don’t know what to do just choose to remain silent.Can we even put a stop to something that’s been happening for the past 400 years? As hard as it may seem, there is always something that we can do!In this episode, I am joined by 3 women CFPs —&nbsp;Angela Moore, Chloé Moore, and Lauryn Williams, who all worked hard to get to where they are and have successfully built their own financial firms despite the struggles they had to go through.We talk about their experiences and perspective on what it’s like when you’re the only black or brown person in the room and a woman at that. They share also their thoughts on the #BLM movement, having a voice, allyship, and what it means to have a seat at the table.If you want to support your black and brown brothers, sisters, friends, and people of color, then I encourage you to listen to this episode so that you have a general view of what it’s like to be in their shoes.Highlights:&gt;&gt; Thoughts on the events taking place in the US, particularly on racism&gt;&gt; Helping other people be aware of what’s really happening around us&nbsp;&gt;&gt; Racism, sexism, and prejudiced experiences of people of colors in the workplace&nbsp;&gt;&gt; Silent racism encounters&gt;&gt; Getting your intelligence questioned because of the color of your skin and how you look&gt;&gt; What it feels like to be the only black person and a woman in the room?&gt;&gt; How can we change the way black women and minorities, in general, are treated in the financial industry and in other fields&gt;&gt; #BLM is more than a hashtagResources:&gt;&gt; Angela Moore's Social MediaLinkedInModern Money AdvisorInstagram @modernmoneyadvisor&nbsp;&gt;&gt; Chloé Moore's Social MediaLinkedIn&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Twitter @finstaplesFacebook @finstaplesFinancial Staples&gt;&gt; Lauryn William's Social MediaLinkedInLauryn’s Personal WebsiteWorth Winning&gt;&gt; Revision for History: GCSE Modern World History by Ben Walsh and Wayne Birks&gt;&gt; The New Jim Crow: Mass Incarceration in the Age of Colorblindness by Michelle...

Hey, we need to talk.As protest continues over the unjust death of George Floyd and the continuous mistreatment and brutality of some police to black Americans... we need to talk.&nbsp;We need to take action. We need to do something. But what should be done? How and where should we start?In this new podcast series, we’ll be tackling major current events with other experts and talk about solutions to address these issues.&nbsp;For this episode, I’m joined by three of my good friends, brothers in arms, and soldiers on the front lines — Dasarte Yarnway, Samuel Deane, and Tyrone Ross, Jr. who are financial advisors helping minorities create wealth and achieve financial freedom.We’re going to talk about what it’s really like to be Black in a society where oppression towards black people still exists. We talk about empathy and what it means for us black people when you want to be our allies.&nbsp;Highlights:&gt;&gt; Thoughts on George Floyd’s death&gt;&gt; What can you do to support your black brothers and sisters&gt;&gt; How can we help make things better?&gt;&gt; Take action against racism&gt;&gt; Financial education and economic empowerment&gt;&gt; Activism and advocacies&gt;&gt; The definition of an ally&gt;&gt; The real deal about diversity&gt;&gt; What it means to really have empathyResources:&gt;&gt; Tyrone Ross's Social MediaLinkedInTwitter @tr401&gt;&gt; Dasarte Yarnway's Social MediaLinkedInInstagram @dasarteyarnwayTwitter @DasarteYarnway&gt;&gt; Samuel Deane's Social MediaLinkedInInstagram @samuelsdeaneTwitter @samuelsdeane&gt;&gt; The Brew’s Black Lives Matter Syllabus&gt;&gt; 100 ways you can take action against racism right now&gt;&gt; Photos: Protests In Response To The Death Of George Floyd Shake The Nation&gt;&gt; &nbsp;Support the Equal Justice Initiative---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, <a...

How do you get out of poverty, create wealth, and be financially independent?Poverty doesn’t only involve money. It is scarcity in different areas of life - time, relationships, education, spirituality. Being surrounded by poverty as a child is enough reason for anyone to persevere and push through in life. Being in dire circumstances can push anyone to do whatever it takes to get their foot out and create a better life.How do you emerge from this and create wealth in all areas of your life? How can you persevere despite your circumstances?Learn how you can break free from the crutches of poverty as we talk about the incredible story of Dr. David Rhoiney who persevered through poverty and is now a surgeon, software developer, entrepreneur, and investor!Get inspired and empowered by his journey and find out how he broke free! He talks about life as a homeless child, the value of financial knowledge and continuous learning, and the importance of perseverance and hard work.You don’t need to have everything - expensive cars, houses, and all the things but you deserve to live comfortably and feel secure.Highlights:&gt;&gt; D Rhoiney’s journey from being homeless as a child to becoming a DO&gt;&gt; What is perseverance?&gt;&gt; How D Rhoiney develop fortitude in the hardest and lowest points of his life&gt;&gt; Making the conscious decision of becoming financially independent&gt;&gt; How to persevere in life despite growing in poverty&gt;&gt; Money conversation and becoming a surgeon&gt;&gt; The value of financial knowledge and learning from othersResources:&gt;&gt; David’s Social MediaTwitter @FiSurgiLinkedIn @drhoineyInstagram @surgifiFacebook @surgifiIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; The Ins and Outs of Cryptocurrency and Growing From Failure&gt;&gt; What School Never Taught You About Money&gt;&gt; Developing the Millionaire Mindset with Dr. Sarah Fallaw---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********GET A CHANCE TO WIN A FREE ESTATE...

Our instincts lead us to be cautious in the face of danger. And investing might kick in this instinct as there is really no way to know what will happen next. This is why investors are uneasy when there’s instability or a downward movement in the market. They start panicking and making bad decisions that they usually regret later.How can you be at ease even when the market is crashing down? How do you make sound decisions with your investments? What will you do with your investments at the time of COVID-19?If you’re an investor or want to start investing, this episode is for you. You will learn how to remain calm and be optimistic in any situation. Because really, no one can control the market. but you can control how you react. You can control the decisions you make with your money.&nbsp;Start walking the path of a successful investor as psychologist and behavioral finance expert Daniel Crosby talks about behavioral finance and the psychological, physiological, sociological, and neurological aspect of investment decision making. He is the author of the Laws of Wealth and The 10 Commandments of Investor Behaviour which we also touch on in this episode.Highlights:&gt;&gt; What is behavioral finance&gt;&gt; Why investors should not panic when there’s market volatility&nbsp;&gt;&gt; The concept of “Wall Street Bizarre World”&gt;&gt; Reasons why you’re not a good investor&gt;&gt; The psychology and physiology of sound investment decision making&gt;&gt; Why having a financial advisor is a necessity when investing&gt;&gt; Investing during COVID-19&gt;&gt; Daniel’s book: Laws of Wealth &amp; The 10 Commandments of Investor Behavior&gt;&gt; What it means to automate &amp; delegateResources:&gt;&gt; The Ten Commandments of Investor Behavior&gt;&gt; The Laws of Wealth: Psychology and the secret to investing success&gt;&gt; Daniel Crosby’s Social MediaLinkedInTwitter @danielcrosbyIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; No Need to Worry, My Accountant Handles That&gt;&gt; What the Financial Market Holds After the Coronavirus Pandemic&gt;&gt; Becoming Successful Through Controlling What You Can---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, <a href="https://podcasts.google.com/?feed=aHR0cHM6Ly9mZWVkcy5jYXB0aXZhdGUuZm0vbWlub3JpdHktbW9uZXkv" rel="noopener...

When you’re trying to achieve your goals or just trying to make things financially better, it gets kind of difficult to build or move up when you don’t see people that look like you sitting in that position that you might need or a spot of support to help you in your financial concerns. And you can’t help but feel intimidated or uncomfortable sometimes.&nbsp;But today, more and more black, brown, and people of color are now filling in financial positions (especially senior management roles) in the financial industries! Today, you’re about to meet someone who’ll empower you to build your legacy and prosper in life!In this episode, we are joined by Dana Wilson, the CEO and founder of CHIP (Changing How Individuals Prosper), a platform designed to connect individuals consumers to financial professionals of color.&nbsp;Learn how you can help yourself and others prosper as Dana talks about how CHIP is helping individuals and professionals of color thrive! Find out what CHIP is doing to retain its people and why it matters that you have a financial professional of color to help you with your financial needs!Highlights:&gt;&gt;&nbsp;What is CHIP all about and why should you care?&gt;&gt;&nbsp;How Dana started CHIP and how she’s currently helping individuals to prosper through it&gt;&gt; Why it’s important for minorities to have a financial professional of color?&gt;&gt; Dana’s thoughts on generational wealth&gt;&gt; Community and collaboration&gt;&gt; What’s the next step for CHIP?Resources:&gt;&gt; CHIPApply as a CHIP professional 👉 here&gt;&gt; Dana Wilson Social Media:&nbsp;LinkedInIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Financial Planning for Families of Color with Ajamu Loving Ph.D., CFP®&gt;&gt; The Ins and Outs of Cryptocurrency and Growing From Failure&gt;&gt; Home Ownership: Everything You Need To Know When Purchasing a New Home with Myra Alvarez and Jose Sahagun---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.**********GET A CHANCE TO WIN A FREE ESTATE PLAN!Do you want to receive a...

One of the best things you can do for yourself and your family is maintaining your health and well-being. But how do you stay on top of your health when there’s a pandemic going around?Join me in this episode, as we meet the youngest African-American Osteopathic Physician, Ashley Roxanne Peterson, DO to talk about minority health, preventive medicine, and COVID-19. She is the host of the Real Medicine with Doctor Rox podcast where she talks about topics that no one normally talks about in the field of medicine.In this conversation, Dr. Rox shares how she graduated high school at 15 and became an Osteopathic Physician at 24. Learn how you can stay resilient as Dr. Rox also shares her struggles and how she overcame it!Plus, she also talks about the common myths related to coronavirus and how you can stay physically and mentally healthy in the midst of this crisis!&nbsp;Highlights:&gt;&gt; What is Osteopathic medicine all about&gt;&gt; Dr. Rox journey on how she became a DO at a young age and what got her interested in osteopathic medicine&gt;&gt; How Dr. Rox graduated high school at 15 years old&gt;&gt; Dr. Rox’s thoughts on COVID-19&gt;&gt; Busting common myths about coronavirus&gt;&gt; Can you get coronavirus twice?&gt;&gt; The beauty of preventive medicine&gt;&gt; Resilience and support systemsResources:&gt;&gt; Real Medicine with Doctor Rox Podcast&gt;&gt; Dr. Ashley Roxanne - personal website&nbsp;&gt;&gt; Dr. Rox Social Media&nbsp;Instagram @drashleyroxanne&nbsp;&nbsp;Twitter @DrAshleyRoxanneFacebookIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; You Are What You Absorb&gt;&gt; Remember to Eat Your Veggies!&gt;&gt; What the Financial Market Holds After the Coronavirus Pandemic---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and share this with a friend.GET A CHANCE TO WIN A FREE ESTATE PLAN!Do you wan to receive a custom Estate Plan to protect your family's future? Join our giveaway and get a chance to win. Visit...

Has it ever crossed your mind what’s gonna happen if you were to die today? What about your kids? Who are they going to rely on? At one point in time, our life here on earth will expire. How do you prepare for something that’s bound to happen but don’t know when?Find out how you can prepare for the inevitable as Mike Bennett of Helios Planning joins us to talk about estate planning - its benefits, the do’s and don’t, why you need to have one, and what can happen if you don’t have one. We will also talk about the myths and mistakes many make in estate planning and how one should go about it.Mike Bennet is a Lead Estate Planner at Helios Integrated Planning where he helps and assists financial advisors and their clients with basic estate planning needs.&nbsp;If you want to learn how to ensure the safety of your assets and family, this episode is for you.Highlights:&gt;&gt; What is estate planning and the importance of having one&gt;&gt; Mistakes people tend to make when it comes to estate planning&gt;&gt; Having difficult conversations with your spouse/ family to prepare for the future&gt;&gt; How people should be looking at trust&gt;&gt; Setting an example for your kidsResources:&gt;&gt; Mike Bennett - LinkedIn and Twitter @bennettsterchi&gt;&gt; Helios Integrated PlanningIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; Taking Off The Advisor Mask&gt;&gt; Equality and Representation in the Finance Industry&gt;&gt; No Need to Worry, My Accountant Handles That---I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and share this episode with a friend.Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/)&nbsp;Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

There are unexpected things and circumstances that are out of our control - illnesses, accidents, and death - these are some of the reasons why we need to have life insurance. Whether you’re single or married, it’s an essential part of life and financial planning. If you’re covered by insurance, your debts will not be a burden to the ones you will leave behind.I cannot overstate the value of life insurance in the event when you or one of your loved ones pass away. And this episode is all about life insurance! I’m going to help you understand the importance of having a life insurance policy as I share my personal experience with it.Start making the right choice now! Find out who should get life insurance and why you need to consider getting one. You’ll also learn about the different types of insurance and what to do with term policies!Highlights:&gt;&gt; My personal experience with life insurance&gt;&gt; What is a life insurance &amp; why you should consider getting a life insurance&gt;&gt; Types of insurance&gt;&gt; How much life insurance do you need&gt;&gt; What you need to do about the term policiesResources&gt;&gt; Life HappensJoin the 21-Day Money Makeover Challenge! Click here - https://mailchi.mp/minoritymoneypodcast/moneymakeoverIf you loved this episode, you have to listen to these episodes as well:&gt;&gt; The Pilot Episode - Welcome to the Minority Money Podcast!&gt;&gt; Utilizing Your Financial Why to Help Change the Racial Wealth Gap&gt;&gt; The Art of Negotiation: Just AskLet's Continue the Conversation! Head on over to the Minority Money Podcast Community Facebook GroupWant to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com<strong...