Imagine transforming your financial life from confusion to clarity – that's the journey we're embarking on today. We'll explore the power of budgeting, not as a way to restrict yourself, but as a tool to take charge of your money.In this episode we dive into the importance of proactive budgeting for upcoming expenses and looking back at past spending habits, something that has greatly influenced my personal financial journey. We'll also uncover the fantastic features of the Simplifi budgeting app, showing how it can revolutionize how you manage your money while making things easier and more collaborative.This episode isn't just about budgeting mechanics; it's about the discipline and financial awareness that come from tracking your expenses. With Simplifi's user-friendly interface, categorizing transactions is a breeze, helping you build better spending habits.As I share my own journey towards financial discipline, you'll see how the app's reporting features let you analyze your spending patterns, preparing you to meet future financial goals with precision.Whether you're navigating finances on your own or with a partner, the insights and tools we discuss today are here to give you the confidence to take control of your finances and lead a stress-free financial life.Check out the Simplifi AppYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Unlock the world of nearly free travel and learn how disciplined budgeting can actually boost your credit score! The fantastic trio from Travel Hacking Mom, including Alex, Pam, and Jess, join us to reveal how they've turned credit card points and miles into a passport for global adventure. Their stories are as inspiring as they are practical, from Alex's serendipitous discovery to Pam's evolution from coupon queen to travel hacking royalty, and Jess's quest for affordable family vacations. They not only share their escapades but also the strengthened bonds and cherished memories made along the way.We dissect the fundamentals of starting your own travel hacking voyage with sage advice on the significance of a solid credit score and the benefits of focusing on one points currency to start. We wrap up with strategic tips on maximizing credit card rewards and a sneak peek into the infectious excitement of planning the next thrifty yet luxurious getaway. Whether you're new to the game or looking to refine your travel hacking skills, this episode guarantees a treasure trove of insights to fuel your wanderlust without draining your wallet.Explore the Travel Hacking Mom BlogListen to the Travel Hacking Mom PodcastFollow Travel Hacking Mom on InstagramYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Feel the weight of financial stress lifting off your shoulders as I, Allison, guide you through my personal financial renaissance. It's a journey from sleepless nights peppered with anxiety to a serene state of mind, all thanks to the art of saving. I unravel the rich tapestry of strategies that have seamlessly integrated savings into my life, even as I navigated the murky waters of debt. Discover the magic of sinking funds, my ace in the hole for dealing with those unexpected, yet inevitable, expenses. We'll share stories and tips on how you can begin to weave this powerful financial tool into your own life, transforming potential disasters into mere inconveniences with the help of a well-planned budget.Our conversation goes beyond the basics, delving into the trinity of savings. Once you've got your emergency fund buttoned up, it's time to play offense with your finances. We'll discuss how to strike a balance between stashing cash for predictable costs with sinking funds, saving for the sunny days with aspirational funds for those life-enhancing experiences, and setting aside a few pennies for the proverbial rainy day. Learn how to enjoy guilt-free spending on the things that matter most to you and make saving second nature with the strategic deployment of automated transfers.Wrapping up, we underscore the importance of prioritizing savings by making it a habitual action. Whether it's earmarking funds for that festive holiday season, covering annual dues, or planning for a well-deserved getaway, I break down how automating your savings can safeguard your budget from the temptation of impulse buying. We also touch on the allure of high-yield savings accounts and how they can elevate your savings game.You Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Embarking on a new career path can be a daunting venture, especially for those stepping out of the realm of teaching. In our latest conversation with Daphne Gomez of Teacher Career Coach, we unearth the gains and challenges of shifting careers, and how educators can thrive in uncharted territories. Daphne doesn't just share her story; she equips teachers with the compass for navigating through the stigma and practicalities of career reinvention. If you've ever felt the pull to explore life beyond the classroom, this episode promises to light your path with actionable advice on resume building and the art of transferring your teaching prowess to the corporate world.As we break down the process of career change, we address the Tarzan tactic—why it's vital to secure a new professional branch before letting go of the old. Diverse insights pave the way for a journey marked by strategic timing, financial foresight, and the willingness to start anew, possibly even at a lower rung to climb faster later. Daphne delves into the importance of self-awareness in this transition, driving home the message that understanding your strengths is the foundation for success, whether you're aiming for a role in instructional design, sales, or any other field. Through this episode's rich dialogue, teachers will find the encouragement and tools needed to turn the page and begin a fulfilling chapter in the story of their careers.Check out Daphne's website here: Teacher Career CoachHear her podcast here: Teacher Career Coach PodcastFollow her on Instagram: @teachercareercoachYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Embarking on a new year, my husband and I have always found solace and direction in carefully charting our family's course with goals that touch every aspect of our lives. As we open the doors to our tradition, we invite you along to explore setting personal benchmarks within the realms of faith, family, fitness, and finances. We believe that by sharing our process, we might inspire you to craft your own compass for the year, whether you're navigating these waters alone or with your crew. In this episode, we're not just talking theory; we're giving you a candid glimpse into how these goals manifest in our lives.We weave the thread of physical health through the tapestry of our family life, embracing chores as a means to teach our children the value of contributing to our household. And as we cast our gaze toward the horizon of retirement, we share insights on nurturing investments that promise a future of passive growth. Remember, your insights fuel our journey, so as you tune in, we're eager to hear your stories and successes, all in the spirit of fostering a thriving and supportive community.To Check out the Inner Circle: Click HereYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Do you find yourself dodging your bank statements like they're cursed scrolls? Fear not, for our Inspired Budget podcast's finale of the three-part series is your beacon to financial courage! We're tackling the daunting beast of money avoidance, understanding why ignoring your finances can snowball into an avalanche of stress. Remember, knowledge is power, and you could be starting your own saga of fiscal freedom. Tune in and equip yourself with the tools to face your finances head-on, because on the other side of fear lies financial confidence waiting to be claimed.To sign up for my free live class: Sign Up HereYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Ever found yourself haunted by financial decisions from yesteryear? You're not alone, but it's time to break free from the chains of regret and move onwards and upwards. In our latest episode, we unpack the damaging habit of dwelling on past financial missteps and how it stifles your growth. It's a candid discussion filled with 'aha' moments that will leave you ready to embrace a future where your bank balance blossoms and your money mistakes are just a blip in the rearview mirror.Join us as we equip you with the tools to transform your relationship with money, all while maintaining the lifestyle you cherish. Don't miss the chance to turn the page on financial worry and start authoring your success story with savvy spending, saving, and self-care.To sign up for my free live class: Sign Up HereYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Have you ever felt like your financial goals are just fantasies? I've been there, setting my sights high only to crash into the reality of unmet expectations. We often find ourselves aiming for the moon with our money, only to end up lost in space. In this revealing discussion, you'll learn how to anchor your financial aspirations in the realm of the possible and why it's essential for a stress-free and shame-free journey to monetary success.To sign up for my free live class: Sign Up HereYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Ever found yourself bickering over budgeting with your partner? Allow relationship coach Karina F Daves to shed some light on this all-too-common issue. Karina's poignant insights about the significant role of aligning values when it comes to spending, and her personal experience of transitioning from a full-time tech gig to entrepreneurship, promise to offer a fresh perspective on money and relationships. She encourages taking a step back from the nitty-gritty of financial decisions, instead focusing on the clash of values that often fuels money disagreements. Karina's journey isn't just about balancing a job and a passion project; it's a story of resilience, setting boundaries, and effective communication within a partnership. Working through the challenges of a demanding tech job while building her coaching business, she is finding the right moment to make a leap of faith into full-time entrepreneurship. Together with Karina, we explore the nuances of managing finances within a relationship, especially when one partner is on the cusp of a career transition. This episode is a call to action for couples to start those crucial money conversations and create a strong financial foundation for their relationship. So tune in, you might just find the key to transforming your perspective on money, relationships, and life transitions.Find out more about Karina hereFollow her on instagram @karinafdavesCheck out her podcast hereYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Facing rising costs with stagnant income? Feel like you're swimming against a financial tide? We are here to help. In the latest episode of Inspire Budget Podcast, we talk candidly about the realities of our economy. We shed light on how you can make your money work for you by understanding your spending patterns and making informed decisions. We'll share practical strategies to manage your money effectively, from overhauling your budget to being intentional with your spending. It's all about working smarter, not harder, to ensure your financial stability amidst economic uncertainty.As if that wasn't enough, we also share innovative ways to boost your income and cut back on costs. Wondering how to keep your finances afloat? We'll give you insights on auditing subscriptions, making little changes in utilities, and renegotiating bills. And if you're open to exploring side hustles, we got you covered. From freelance work to online selling, we'll talk about how you can turn your skills into an income stream.Remember, you're not alone on this money journey, and together, we can navigate the stormy seas of personal finance. Stay tuned for more actionable tips and strategies, as we continue to make the complex world of finance simple.Check out QuickenEpisode #132: How to Handle Unexpected ExpensesEpisode #87: Negotiate Your Way To Wealth with Mandi Woodruff-SantosDebt Free RoadmapYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Buckle up for an incredible journey with Erika Cruz, a former tech professional turned successful business owner. Erika's story stands as a testament to courage, resilience and the power of a shifted mindset. She shares liberating insights on how she overcame her battles with self-doubt, navigated the financial roller coaster of entrepreneurship, and turned her business into a multi-six figure success - all within a year! More than that, she reveals her passion for empowering Latinas to step up with courage and live lives they adore.We'll also be getting deep into the nitty-gritty of money mindsets, unearthing their pervasive influence on our financial habits and goals. By challenging the narratives we've been led to believe about money, we can create a more positive and empowering dialogue, one that drives us towards financial well-being. Listen in as we share a personal story of financial turnaround, offering insights on how you could mirror this success. Towards the end, we'll delve further into Erika's journey towards financial freedom, the strategies she used to pay off debt, save money, and manage her finances. This episode is an invitation to take control of your financial narrative and take steps towards a brighter future. You can't afford to miss it!Find Erika on Instagram: @theerikacruzFind out more about Erika here: theerikacruz.comListen to her podcast here: Ch*ngona RevolutionYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Are your financial goals often derailed by a lack of self-control? Ever wondered why your brain fixates on the immediate rush of impulsive buying instead of the long-term satisfaction of financial security? Don't worry, you're not alone! It's a common struggle, tied to the reasons behind our shopping habits. This episode is all about unpacking this challenge and providing practical steps to improve self-control and regain control over your spending habits.We'll tackle topics like the danger of justifying one-time exceptions, how these small indulgences become a snowballing financial strain, and how to avoid this pitfall. We'll share personal experiences and success stories, along with proven strategies for setting clear, achievable goals. The focus is on setting boundaries, resisting temptation, and the essential role of a supportive accountability system. So come join us, let's take control of our financial journey together. Remember to share your key takeaways and goals with us on Instagram at @inspiredbudget and let's overcome our financial struggles together!You Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build wealth!

Ever found yourself wondering where all your earnings are vanishing? Our guest, Walli Miller, a financial coach and spreadsheet enthusiast, shares her personal journey from being an impulsive spender to becoming a mindful, intentional shopper. Harnessing her personal experiences, Walli unlocks the secrets of overcoming impulsive shopping habits and discusses the 'aha' moment that led her to a path of financial consciousness. This episode is packed with anecdotes and wisdom from Walli's journey to financial freedom, and her story is an inspiration to anyone who's struggling with managing their finances.In the latter part of our episode, Walli shares an intriguing challenge that changed her perspective on spending - the seven-day no spend challenge. With this enlightening experience, she became more aware of her triggers, leading to more mindful spending habits. We also dive into the importance of aligning our spending with our personal values, a lesson she gathered from her adventures in couponing. Gear up for an insightful discussion on personal finance, impulsive shopping, and the power of intentional spending.Visit Walli's WebsiteFollow her on InstagramYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build wealth!

Unexpected expenses can cause a spiral of stress and uncertainty, but what if you could manage them without losing your peace of mind? This episode is all about understanding the concept of an emergency fund, the key to staying afloat in turbulent financial waters, and how our brains often react counterintuitively when an unexpected expense arises. We'll be exploring the art of budgeting, the secret weapon against unforeseen expenses. Learn about the significance of having a miscellaneous budget category, a buffer that could prove to be your financial savior and why ensuring the right insurance coverage can save you from sleepless nights. I'll shed light on how to create this 'buffer' in your budget and guide you on the right amount to allocate to prevent debt when life throws curveballs.Let's change the way we view unexpected expenses by cultivating the right mindset. The philosophy of an emergency fund will be our focus, its role in maintaining our financial balance and how it helps reduce stress in tricky situations. Throughout the episode, I'll be sharing stories from my personal journey, offering you valuable insights into effective financial management. This episode is a must-listen for anyone striving to gain control over their finances and turn unpredictable expenses into manageable events. You Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build wealth!

Imagine having a rich auntie who can impart financial wisdom, help you pay off debt, and guide you towards building your wealth. Today, we have the privilege of chatting with Bernadette Joy, a renowned money expert, who is just that—a rich auntie—and she takes us on an incredible journey of her transition from a staggering $300,000 debt to a whopping $1 million net worth, all in her 30s. We take a peek into her tough journey, her slip-ups, and her money smarts, showing us how to wipe out debt, stash some cash, and invest with confidence.One of the most enlightening aspects we delve into is Bernadette's bold decision to close her business in 2019, right before the pandemic hit. It's a raw and honest conversation about the real essence of financial freedom and how it goes beyond just the number game—it's a whole emotional odyssey. We unpack the pressures of continually increasing net worth even at the point of financial freedom and discuss the role money plays in the pursuit of happiness, but without being a surefire recipe for joy.Transitioning from financial to physical well-being, Bernadette shares insights on how nutrition impacts mental and physical health. Always mindful of her missteps, Bernadette helps us understand how learning from our money mistakes is an essential part of the journey. Crush Your Money Goals WebsiteGet Bernadette Joy's Free Money GuideFollow Bernadette on Instagram: @berndebtjoyYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build wealth!

Are you already dreading how your bank account will look after the holiday season? Trust me, I feel you. That's why on today's episode of Inspire Budget Podcast, we are going head-on with the biggest challenge of the gift-giving season - impulse spending. Together, we'll uncover strategies to set a clear budget, craft a thoughtful gift list, and assign practical spending limits. The holiday season doesn't need to be a financial burden, and I'm here to guide you through it!Let's move a step further into our holiday spending playbook! This episode also brings forward effective strategies to avoid impulse spending, like setting a deadline for your shopping, limiting exposure to sales temptations, and shopping with a clear head. It's time to enjoy the holiday season without the shadow of debt looming over. So, if you're determined to keep your budget intact while spreading joy this Christmas, this episode is your roadmap to success!Check out my free Christmas Budget PrintablesYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build wealth!

Ever felt like you're working way too hard, but not getting paid nearly enough for your efforts? Our guest for today, Fernanda Carnavan, a Latina money and career educator, has been there. Fernanda, the creator of the platform Relentless Latina, takes us through her journey of grit and resilience where she went from being underpaid and overworked to valiantly claiming her worth. She talks about her experience with the phenomenon of "quiet promotions" in male-dominated fields and provides practical tips on how to spot and tackle such situations.Fernanda's narrative goes deeper as she details her experiences with gender inequality in the workplace. The relocation to a new state with no salary hike and the realization of being underpaid led her to advocate for herself fiercely. She shares her insights and advice for others going through the same ordeal, empowering them to not settle for less than they deserve. We also touch upon Fernanda's passion project, Relentless Latina, a platform she created to empower Latina women in their career and financial journeys. Fernanda's journey is an empowering testament to the power of self-worth and resilience. Fernanda's story is not just her own, but a tale of strength and determination that could inspire anyone to take control of their career and finances.Visit Fernanda's Website Relentless Latina https://relentlesslatina.com/Follow Fernanda on Instagram https://www.instagram.com/relentless.latina/You Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build wealth!

Ever feel like your budget is a monstrous task that just can't fit into your already bursting schedule? I hear you, and today, we're going to tackle this beast together.I'm gifting you five practical steps to integrate budgeting into your life without feeling overwhelmed. Let's redefine budgeting as an essential part of your routine and set a specific money day each month to manage your finances. Together, we'll figure out how to squeeze budgeting into your hectic schedule and secure a financially stable future.But we're not stopping there. The second half of today's episode is dedicated to all the multitaskers out there striving to balance their budget amidst a bustling life. Learn how time-blocking your day, seeking support, and celebrating small victories can make budgeting a priority amidst a busy life. Let's walk this path together, finding ways to make budgeting work amidst the chaos. Remember, it's not about finding spare time; it's about making time for what matters. So, let's get to it!You Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build wealth!

Do you ever feel like your personal finances are a mystery you'll never solve? What if you could completely reframe your thinking about debt and wealth building? In a riveting conversation with the brilliant Rachel Luna, a renowned international speaker, certified master neuroscience coach, and bestselling author, we uncover the transformative power of rethinking our personal finances.Rachel's journey is one of resilience and grit, overcoming adversity to become the influencer she is today. She generously shares her personal experiences, insights, and strategies, drawing from her empowering book, "Permission to Offend." This book is a beacon for women, particularly mothers, nudging them towards a life of authenticity and abundance. Rachel's insights are steeped in empathy, and she underscores the importance of daily self-check-ins, a crucial step towards acknowledging our inherent value, independent of our bank account or net worth. In our exploration of personal finance management, we challenge old habits and mindsets, particularly those influenced by trauma. Rachel's candid discussions about overcoming debt, not once, but twice, are particularly enlightening. She offers a fresh perspective on how to navigate the feelings of shame, guilt, and blame that often accompany debt. With her valuable insights and actionable advice, you'll learn how to reframe your own narrative about money and debt. So, ready to transform your personal finances and live a life of abundance? Listen in!You Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build wealth! Amazon Affiliate Link for Rachel’s Book: https://amzn.to/3NWLkjc

Ever felt overwhelmed by fear of debt, to the point where it's clouded your perception of yourself? You're not alone. My own dread of debt kept me credit card free throughout my 20s and shaped an unsettling narrative of personal worth tied to financial debt. In this engaging episode, we'll redefine debt, not as 'good' or 'bad', but as  neutral that, when understood and handled strategically, can be a powerful tool irrespective of your age or stage in life.Retrospective insights from my 20s form a significant part of the discussion; from the pressure of maintaining a 'fashionable' image to learning the art of declining unnecessary expenses. Remember wanting that swanky apartment but couldn't afford it? I had the same desire, but chose a budget-friendly apartment instead – a decision that has paid off. Whether you're just starting out on your financial journey, or seeking to improve your financial knowledge later in life, this episode's candid anecdotes and valuable advice are sure to equip you with a fresh perspective on debt and the importance of saving for retirement.You Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build wealth!

Ready to face your fear of money and unlock the power of financial success? Join me with personal finance expert, author, and host of the So Money podcast Farnoosh Torabi. We'll discuss how fear can be harnessed as a superpower for financial success, navigating the complex maze of fear-based decision-making.You'll learn how societal norms and parental influence can shape our relationship with money, as well as gain insight into the dangers of toxic positivity and how embracing all our emotions can lead to a balanced life. It's time to flip your script on fear - don't miss it!Connect With Farnoosh:On Her Website:  AHealthyStateofPanic.comOn Instagram: @farnooshtorabiYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build wealth!

Have you ever asked yourself, "Where does my money go?" Well, you've come to the right place. Over the last twelve years, I've embarked on a personal adventure, exploring the power of cash envelopes for budgeting. Today, I'm thrilled to share my valuable insights with you.In this episode, we'll dive deep into the world of cash envelopes. We'll explore their functionality and the pivotal role they play in effective budgeting. I'll divulge my own experiences of using cash for various categories, ranging from babysitting to groceries. And guess what? I still rely on cash for specific categories to this day.Prepare yourself for an enlightening conversation about budgeting habits, controlling your spending, and establishing financial boundaries. It's time for you to regain control over your money. Let's get started! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Picture this: your grocery bill, cut in half. Sounds impossible, right? Not when you've got the queen of budget-friendly meals, Erin Chase, guiding you through the art of frugal feasting! Erin, founder of $5Dinner.com and author of the $5Dinner Mom Cookbook series, joins us for a chat that's sure to change how you shop, cook, and eat. From navigating the grocery store during turbulent times to leveraging store apps for the best sales, Erin’s expertise is a lifeline for those looking to save a buck without sacrificing the joy of a good meal. But it's not just about saving money, it's also about gaining confidence in the kitchen. Erin shares her secrets to discovering the joy of cooking. She serves up tips on creating simple yet delicious meals, cutting down on dining out, and preventing food waste by stocking up on freezer-friendly options. With Erin's wisdom, you'll not only save money but also rediscover the delights of home-cooking. So, ready to cook up some savings? Join us for this insightful chat with Erin Chase.Connect With Erin:Get the recipes, shopping lists and step-by-step directions for putting 10 meals together and into the freezer.Check out her website hereFollow her on social media:@5dollardinners (Tw/IG/Threads)@5dollardinnersfans (FB) Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Are you tired of feeling trapped in a cycle of financial stress? Run your money, don't let it run you! Join me in this episode on a journey towards financial freedom as we unpack five powerful questions that will help you shift out of a scarcity mindset and discover the wealth and abundance that is waiting for you. Transform your money mindset and become the master of your own financial future - listen now to make it happen! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

What if I told you that a shift in mindset could drastically change your life? In ​this episode, You'll hear it from Jen Ruiz as she unfolds her transition from a mindset of scarcity to one of abundance, a change that led her to pursue her dream of traveling the globe. Her story is not just about traveling and exploring; it's about overcoming limiting beliefs, embracing self-confidence, and the power of storytelling. Jen's story is a testament to the power of self-belief and the ability to monetize one's skills, even during uncertain times. You'll also discover how she strategically managed her finances and prioritized travel while remaining financially responsible. So, buckle up for an episode that's as much about financial savvy as it is about daring to dream.Connect With Jen:Https://twitter.com/jenonajetplaneHttps://facebook.com/jenonajetplaneHttps://instagram.com/jenonajetplaneCheck Out Jen's Books Here! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Are you ready to take charge of your financial future? Paying off debt can seem like an uphill battle without end, but there's hope. Join me as we explore the power of compound interest and how it could help you achieve your financial goals faster! Learn how to make even the smallest amount work for you, and get tips on automating investments through a Roth IRA and other tools. Ready to start investing? This episode will give you a head start on making informed decisions—let's start building our wealth, one small investment at a time! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

If you're contemplating a pivot into the online space or seeking to maximize your income, this episode will give you all the motivation and advice you need.Unlock the wisdom of Kahlie Welch's inspiring journey: from nursing dropout to certified occupational therapist and Director of Operations. Discover how she embraced change, developed her skills, and achieved financial success with an open mindset and a willingness to pivot into the online space. Plus, learn valuable insights from Kahlie on personal financial growth and the importance of investing in yourself! Listen now for all the motivation and advice you need to reach your income  goals.Email Kahlie at kahlie@inspiredbudget.com and let her know what you thought of this episode!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Have you ever imagined yourself lounging on a leather Chesterfield sofa, or maybe living it up in a Beverly Hills mansion? Well, join me and my friend Chris on this episode as we help you imagine and weigh the cost of the outrageously priced luxury items. From discussing the extravagant cost of luxury furniture like Chesterfield sofas, to analyzing what we've spent on similar items in the past, we're taking a deep look at the worth of luxury. We put forth the pros and cons of both, hoping to help you discover your own preferences.No matter whether you're a spender, a saver, or somewhere in-between, we guarantee you'll find plenty of food for thought in this episode. Tune in, and let's dream big together! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Have you ever wondered about the state of financial literacy in our high schools? Join our riveting dialogue with Brooklyn's own financial educator, Yanely Espinal, also known as "Miss Be Helpful". Yanely, with her inspiring dedication, is on a mission to bring financial literacy to high schools nationwide, aiming to instill money management skills in the next generation.We discuss the variations in money management curriculums across states and how to equip teachers to impart these vital skills. Join us for this enlightening conversation and take a step towards financial literacy.Connect with Yanely:On her websiteYouTubeInstagramLinkedIn Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Ever struggled with the temptation to overspend when your budgeting efforts are finally pay off? How about that powerful urge to splurge on an impulse with your hard-earned money? I understand!I'm here to guide you through this financial struggle, discussing the emotions and underlying goals that drive our spending desires. Remember, spending money isn't bad; it's about being intentional and planning your spending. Press Play to conquer this temptation together! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

**Trigger Warning: In this episode we are discussing topics that involve grief, loss, and the passing of a child. This can be particularly sensitive to some listeners who may have experienced similar losses or are currently going through a challenging period. If you feel this might bring up difficult emotions, please listen with care or consider revisiting this episode at a time that feels right for you.** What does resilience look like in the face of unimaginable loss? How do you navigate the emotional and financial minefield of burying your loved one? This week, I had the honor of talking with Jen Narciso, founder of Investor Mama, who courageously shared her own personal journey of losing her son, Nathan Ryan. In our deeply moving conversation, Jen opens up about the heartbreaking decisions she and her husband faced when Nathan passed away. From the despair of not knowing where to turn for help, to the struggle of arranging a dignified burial despite financial constraints, Jen's story is a stark reminder of the importance of being prepared for life’s unexpected turns. Connect With Jen:On InstagramOn her WebsiteCheck out her Facebook group Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Ready to unravel the conundrum of student loans? Let's get into a revealing look into the history of student loans, the spiraling cost of college education, and the recent Supreme Court ruling that extinguished the hopes for student loan forgiveness. Brace yourselves! Student loan payments are coming back to life this October. We're going to crack the code on how to draft a budget, a real-life budget, and not one that lives in your dreamland. This episode is your compass in the chaos of student loans and essential preparation for their looming return. Don't let the chance slip by!Press play to discover how to reincorporate student loan payments into your budget, understand the importance of having one, and uncover strategies to obliterate debt without putting a damper on your lifestyle.  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Have you ever considered how vital open and relaxed money conversations are in relationships? Well, we had the privilege of chatting with Elle Martinez, the brain behind the award-winning blog, Couple Money, who enlightened us on this topic. Elle generously shared her personal journey of navigating money talks in her marriage. In this episode we dive into:How she and her husband embraced the habit of having regular, relaxed money talks, which were instrumental in aligning their financial goals and priorities. How often should you talk about financial goals in your relationship? What happens when couples to have differing views on financial matters; buying a house, planning vacations or even retirement plans.  Common financial challenges that couples face and how setting aside time for meaningful money dates can help. And so much more!Join us for a rich conversation that promises to reshape how you handle money as a couple. Enjoy!Connect With Elle:WebsiteTwitterFacebookInstagram Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Feeling like your budget just doesn't seem to work? We often create budgets that don't reflect our own patterns and habits. That's why it's essential to include things that bring us joy in our budgets (like those Starbucks runs!). If you're ready to take charge of your finances, while still living your best life, press play to discover the four main budgeting principles that can help you achieve financial freedom without sacrificing the things you love. Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

From 6th grade drop out to competing in the Beijing Olymics at the age of 23, Suni Rao worked her way up the corporate ladder and became a real estate investor, only to find that despite achieving professional success and building multiple income streams, she still grappled with anxiety and mental health issues surrounding money.Suni's story sheds light on the emotional impact that financial trauma can have on our decision-making, relationships and overall well-being. If you've ever experienced financial trauma or want to better understand its effects, tune in to hear about Suni's personal coping mechanisms and strategies for healing and overcoming the lingering impact of past financial traumas. Check out Suni's websiteFollow Suni on Social Media: @suni_rao_Check Out Suni's highly themed airbnb property! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Summer comparison can have unintended consequences on our emotional well-being, financial stability, and overall contentment in life. Let's explore how combating summer comparison is crucial and discover practical ways to overcome it! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Do you want to raise your kids to become financially capable adults?Bobbi Rebell is with us today to discuss how to navigate money conversations with our kids and equip us with the tools we need to raise financially savvy grownups! If you're a parent, this episode is a must-listen! Links MentionedLaunching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money SmartThe Wellness For Financial Grownups Podcast Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Want to help your kids develop a healthy relationship with money? Tune into today's episode as we explore how to foster mindful spending habits for your children while building a solid financial foundation that will set them up for future success!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today I'm interviewing award-winning family finance coach, Andy Hill, on how to invest for your kids! Andy is your go-to resource on how young families can build wealth and happiness for their children's future and today, he's sharing the details on how he is personally building wealth for his own children! Tune in to discover how you can inspire generational wealth and financial literacy in your own children all while investing for their future. Links MentionedMake My Kid a Millionaire CourseMarriage Kids & Money Website Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

I am NOT immune to feeling like my dollar is being stretched very thin over the summer months. I mean, we take a family trip, we send our kids to summer camps, we have family get-togethers and celebrations, we go on road trips. In the past I used to  get really stressed out around the summer months, especially since I was a teacher and couldn't rely on my income until the school year started back up. So I had anxiety that would just stay in my system all the time because I knew I was stretching myself too thin financially. Can you relate? If so, I want to share some tips our family intentionally does to prepare for the summer spending splurge. My hope is that you walk away feeling more confident and empowered to enjoy your summer, guilt and anxiety free when it comes to your money!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Want to have a healthier, more productive relationship with money?  Erin Lowry, author of the Broke Millennial Series, is on a mission to help millennials get their financial life together and today, she's leading us in a conversation all about our emotional connection to money and how to develop a healthier approach to paying off debt. Links Mentioned: Broke Millennial WorkbookFollow Erin on Instagram | Facebook | Twitter Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

My FAVORITE credit card for travel hacking just increased their sign on bonus and you better believe I had my husband sign up for it! So today, I'm answering ALL your questions about travel hacking do's & don'ts. This is the same card that allowed us to:Fly free to Canada (round trip) for a family of 4Pay for a 5-day car rental on vacationPay for our hotel stay in downtown Vancouver Book our flights home from Hawaii (for 4 people) this summerIt's the perfect credit card for anyone who wants to try out travel hacking! Links Mentioned:Chase Sapphire Preferred Card  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Does your fluctuating income make it harder for you to budget? Today we're joined by Barbara Sloan, author of Tipped: The Guide to Financial Freedom for Service Industry Professionals Barbara is a personal finance expert, money coach, and former homeless teen who danced for dollars and survived off tips. With over 20 years of experience in the service industry and as the owner of a woman owned construction company in Manhattan, Barbara is here today to share her insights on managing money and achieving financial freedom in the service industry.  If you're wondering how to achieve financial freedom when you don't have a typical 9-5 job with benefits, you're going to want to tune in! Follow Barbara:Tippedfinance.com@tippedfinance on social media Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Do you feel pulled in a million directions with your money? Do you have a hard time following through with your financial goals due to overwhelm? Today I'm sharing a very special recording with you all. Each month I provide live coaching to my Inner Circle community. This month, I felt strongly that I should share an excerpt with all my listener's today as I have a feeling you all could use a dose of encouragement before we head into the very busy, sometimes very costly summer months! If you'd like to work on creating a better financial foundation for your life alongside a  like-minded community (The Inspired Budget Inner Circle) then I want you to start by taking my free budget class. I'd love to see you there! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Did you know I co-host another podcast with my friend Chris Browning? It's called This is Awkward and today, I'm sharing an excerpt from our latest episode where we explore what it truly means to leave a legacy. Links MentionedThis Is Awkward PodcastFollow This is Awkward on Instagram! @thisisawkwardpodcast Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

I can't believe I have officially recorded 100 episodes of the Inspired Budget Podcast!  I truly appreciate each and every one of you for tuning in helping me make this dream a continued reality.  To celebrate, I'm peeling back the curtain on some aspects of my business & personal life so you, my amazing listeners, can get to know me a little better!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

As headlines continue to discuss widespread layoffs and economic uncertainty, it's important to remember that being laid off doesn't have to mean the end of your career or financial stability.In this episode, we are joined by Jesse Mecham, personal finance expert and founder of You Need A Budget (YNAB) to discuss practical advice and insights on how to navigate job loss and prepare for the possibility of a lay off. Follow JesseYNAB WebsiteYou Need A Budget Podcast Instagram (@YouNeedABudget)FacebookYouTubeTwitter Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

To celebrate my book hitting shelves in less than one month, we are going to talk about chapter 2 of my book: Money Habits and Money Mindset.I’m a big believer that habits are imperative to your success no matter what you’re working toward! So if you've got some goals you want to achieve this year, then you're going to want to tune into this episode!!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

If you're a woman who wants to take charge of your career, then this episode is for you!Today I'm interviewing Kelli Thompson. Kelli is a women’s leadership coach and speaker who helps women advance to the rooms where decisions are made. She has coached and trained hundreds of women to trust themselves, lead with more confidence, and create a career they love. Join Kelli and I as we dive deep into the challenges and opportunities that women face in the workplace, and learn how to overcome them to achieve your goals.Resources Closing the Confidence Gap by Kelli Thompson Free Career Clarity & Salary Negotiation Guide Website: Kelliraethompson.comInstagram: @kelliraethompsonLinkedin: in/kelliraethompson Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Determining your own catalyst for financial change is a crucial step in staying motivated to reach your money goals. So... How do you determine your own catalyst for financial change? How do you find a catalyst that will be strong enough to stand up against society and years of money habits that leave you wanting to spend money? How do you find the thing that will be stronger than your emotional desire to go into deep debt for the car you’ve always wanted? How do you find a motivator that will last the length of your journey—especially if you’ll be working on changing your finances for years on end like we were?Tune in to find out!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Have you ever FINALLY achieved a major life goal or milestone, only to realize that the high you get from reaching this goal is fleeting and reaching the top of that mountain peak wasn't everything you thought it'd be? Before you know it you're back at square one with a different goal saying "If only I could...then I'd be truly happy!" If you can relate, this episode with Katie Gattie is for you! Katie is the face and voice behind the brand Money with Katie. She focuses on the ins and outs of taxes, investing, spending habits, and how we can row our personal finance boats in the choppy economic waters we exist within.Resources:Listen to the Money with Katie podcast here!Grab Katie's 2023 Wealth Planner here!Follow Katie on social media: @moneywithkatie Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

If there's one thing motherhood has taught me, it's that you HAVE to flexible and adaptable to win in life, and this is especially true when it comes to your money. This means that you're probably going to want to re-think some of the money rules you're currently living by (whether you're conscious of them or not)  in order to find new solutions that better fit your current life circumstances.Today I'm sharing about the 3 common money "rules" that I have completely removed from my life and why they no longer serve me! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

After working in investment management, Amanda holden decided that helping rich men get richer was not her calling. Through her business, Invested Development, Amanda has taught thousands of women to invest through workshops and courses. Using her unique mix of humor and deep knowledge, she shows her students—often for the first time ever—that building wealth is within their capacity. Follow along for free, fun, inclusive investing education happens over on her Instagram and TikTok @dumpster.doggyResourcesInvesting 101 90-Minute Workshop (FREE for Inspired Budget Podcast listeners!) Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

When it comes to your money, I personally believe that setting up your emergency fund should be the very first thing you tackle. You’ll be thankful that you have it in place when you’re faced with unexpected expenses. Today's podcast will answer all your burning questions when it comes to your emergency fund:Why do you need an emergency fund?How much should be in your emergency fund?When should you dip into it and what do you do once you've drained it?What happens when you've got an emergency fund set up, but it's not enough to cover your emergency? Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today, we're diving deep into the psychology of money and the effects our money beliefs have on our personal finances. Joining me in this conversation is Paco de Leon, author, illustrator, musician and founder of The Hell Yeah Group, a financial firm dedicated to inspiring creatives to engage with their personal and business finances and Hell Yeah, Bookkeeping, a bookkeeping agency for creative businesses. Follow Paco:instagram.com/thehellyeahgroup/tiktok.com/@moneyzaddypacohttps://twitter.com/HellYeahGroupResources: Grab Paco's book Finance for the People! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

In today's episode, I'm sharing 5 easy ways to save money this year - no matter if you’re a seasoned saver or brand new to this whole “adulting” thing.If you’re willing to implement even a few of these easy money saving tips, you’ll be sure to save serious cash over the next year! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

You have more power than you may think when it comes to making positive changes in the world with your money! In this episode of the Inspired Budget Podcast, Tanja Hester discusses her new book, Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change. If you want to feel hopeful, empowered, purposeful and impactful when it comes to the way you approach money management, I suggest you tune in! Follow Tanja: Twitter | Facebook | InstagramBuy Tanja's new book, Wallet Activism here!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today, I put my husband Matt in the hot seat! He answered all your burning questions including:"How do I talk to my spouse about money if they don't like talking about money...EVER!""How involved are you in the family financial decisions?""How was your relationship during your debt free journey? Were there fights, tension, or did the experience draw you closer together?""How do you support Allison when she is feeling depressed or anxious and wants to shop" Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

How much money are you leaving on the table by not negotiating your income? Mandi Woodrow Santos is career and money expert who founded the Mandi Money Makers, a one-of-a-kind leadership and career coaching community for women of color. She's an award winning co host of the Brown Ambition podcast and is a regular contributor to Yahoo Finance live Today we're going to be talking about the power of negotiating!Links MentionedThe Just Quit ToolKit Nail the Negotiation Follow Mandi! IG @mandimoney | Tiktok @maaandymoney | Twitter @mandiwoodruff Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Want to know the secret to actually achieving the goals that you set for yourself?  Today, I'm sharing the 4 steps you must take in order to create achievable goals and maintain the motivation you need to reach them.  Links MentionedAtomic Habits Book Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

It's time to evaluate your relationship with money.When it comes to your personal finances, are you riddled with stress, anxiety, confusion, or overwhelm? If so,  you're going to want to listen to this episode! Today, I'm breaking down how to completely transform your relationship with money so you can manage it with confidence, ease, and finally have peace of mind with your finances.  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

When it comes to managing our finances, it's important to understand the root cause of any financial struggles we may be experiencing. Is it that we're spending too much money, or is it that we're not earning enough? Identifying the root cause is the first step in finding a solution. This episode will help you do just that! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

If you have student loans or if you're a parent whose child will be taking out student loans in the near future, you're going to want to listen to today's episode! Robert Farrington, founder of The College Investor, is a student loan debt expert who is sharing his knowledge with my listeneres today about repayment options, the best repayment plan out there, as well as the types of student loan forgiveness programs that exist today.We're also gonna be talking about the number one thing that parents need to take into consideration when it comes to their own children taking out student loans.Links Mentioned: Studentaid.govFollow Robert: The College Investor | Instagram | Facebook | YouTube | Twitter Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today I'm sharing 4 budgeting and money tips that everyone should know!Whether you're a budgeting newbie or an advanced investor, these tips will help you think differently about one of the most important parts of your life: your money.  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

What does financial freedom mean to you? For Cindy Zuniga-Sanchez, it meant being able to bet on herself and take the calculated risk of transitioning from  full-time attorney to full-time entrepreneur. She's here with us to share how she set herself up financially to make her life-changing career transition. If you're wondering how you should prepare your finances for full-time entrepreneurship, then this episode is for you!  Links Mentioned:Grab Cindy's new book! Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build WealthListen to #053: Cindy's $215,000 Debt Payoff StoryFollow Cindy on social media! IG and TikTok: @zerobasedbudget | Twitter: @ZBBCoachingLLC Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Do words like stock market, mutual fund, and target date index funds make your head spin?In this episode, we're diving into all your questions when it comes to investing for retirement! I'll be answering the following questions submitted by listeners like you: 1. Where do I start when it comes to investing? It seems so complicated2. How do I get over my fears that I will lose money?3. How do I start investing with a small amount of money?4. What happens to my 401(k) if I leave my job?5. Can I invest even if I have debt?6. How should I adjust my investments when I get a raise?Links MentionedCapitalize - The fast, easy way to move your 401(k)s - for FREE Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today we're diving deep into the complicated relationship between financial health and mental health. Leading us in this conversation is Marsha Barnes, Certified Financial Therapist and Certified Financial Social Worker and founder of The Finance Bar.  Follow MarshaThe Finance Bar Instagram: @thefinancebarFacebook: @TheFinanceBar or facebook.com/TheFinanceBarTwitter: @thefinancebar Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

A couple of weeks ago my dog, Harry, made some questionable decisions that resulted in an emergency vet visit.  After seeing the bill and facing the possibility of a very expensive surgery, I got to thinking: should we have purchased pet insurance for our puppy? If you've ever had the same questions, let me save you hours of research by listening to this episode!! I'm talking pros, cons, and even sharing some testimonials from some of my own Instagram followers who had LOTS of opinions on the matter! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Is having too much stuff costing you money, time, and mental freedom? Deanna Yates helps busy families learn how to let go of the stuff holding them back so they can enjoy more time together, stop spending their weekends cleaning house, and wake up excited for the day ahead. She's here today to talk about how a capsule wardrobe can save you money as well as the mental energy you need to show up as your best self every day. Follow Deanna Instagram | Facebook | Pinterest | WebsiteLinks MentionedThe Wannabe Minimalist ShowGet the Capsule Wardrobe GUIDE here!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

If you have debt, especially six figures of debt, you've likely experienced same emotions I experienced over and over again: denial, shame, guilt, and frustration. But it doesn't have to be this way! This episode will reframe the way you see debt as you learn to look at your money situation in a new light! Hint: I’m a firm believer that having debt does NOT mean you are bad with money.  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Sam Dogen retired in 2012 at the age of 34 with roughly $80,000 a year in passive income. Since then, he's written over 2,500 articles on his booming website, Financial Samurai, where he dives into topics like investing, real estate, retirement planning, career strategies, and more. He's the author of “Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom” and “How to Engineer Your Layoff: Make a Small Fortune by Saying Goodbye."He's here today to discuss all things personal finance! Resources:Follow Sam on Twitter @financialsamura Check out Sam's book Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom Check out Sam's website, Financial Samurai Learn how to negotiate a severance package  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

It’s easy to wait until the last minute when it comes to Christmas shopping. However, that can add stress and frustration to what is supposed to be the most wonderful time of the year. Instead, when you plan in advance and create a Christmas budget, you’ll enjoy the holidays even more! Links Mentioned: 5 Steps to Budget for Christmas [Free Budget Template Included]10 Ways to Spend Less this Christmas  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Wondering how you can make money working from home as a virtual assistant?Abbey Ashley, founder of The Virtual Savvy and Hello Savvy, is here today to share what exactly a virtual assistant is and how you can either start a new career path or generate side hustle income for you and your family! Side note: I found my AMAZING virtual assistant through her course! If you're interested in learning more check out the resources below. Resources:Become a Booked Out Virtual Assistant (FREE Training) Check out the VA Savvies FREE Facebook Group! Looking to HIRE a VA or find people who WANT to hire you as a VA? Check out HelloSavvy Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

"My husband abruptly decided on separation a month ago and moved out this week. Do you have any advice on budgeting and how to move forward?”There’s no doubt about it - navigating a major change with your finances can be difficult, but throw in a separation or divorce and it can be downright overwhelming. When it comes to financially preparing for separation or divorce, there are many things you’ll want to take into account! This episode is all about helping you prepare for this life adjustment.Links MentionedFree Budget Class Check out the full show notes on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

By the age of 26, Israel Tovar built a six-figure net worth on a teacher salary.  His sister, Sunem Tovar, was able to pay off $42,000 in debt and built a $200,000+ net worth in less than 5 years! Together, these first-gen Latine siblings are on a mission to help other teachers of color reach financial security. ResourcesThe Dream Teacher Project - Free Budgeting GuideBook a Free 30-minute call with Israel and Sunem Follow Israel and Sunem: Twitter - @DreamTeacherPRJ | Facebook | Instagram FREE Debt-Free RoadmapCheck out the full show notes on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Do you ever spend money unplanned or based on emotions? Maybe you find yourself spending money because you’re mad, sad, glad, or stressed. If so, then this episode is for you! We’re breaking down WHY you’re struggling with impulse spending and how to conquer this pattern. You’ll walk away with real strategies you can put in place today so that you keep more of your money in your pocket.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links MentionedStop the Swipe Course My friend Jeremy's course How To Build Wealth By Investing In Index Funds Free Budget Class Check out the full show notes on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

I don't even have to ask you if inflation has impacted your budgets. I can speak from experience, I've definitely had to adjust my budget categories to account for inflation! But is it going to stay like this forever? Is this our new normal?Since we are all feeling the affects of inflation, is this reason enough to negotiate a pay increase at your job? Are there strategies to help us manage our money better in the midst of such high prices? To help answer all these questions, I've got Nicole Lapin on the podcast today. She's a financial journalist, television news anchor, and a New York Times bestselling author who also has her own chart-topping podcast Money Rehab with Nicole Lapin. Resources:Free Budget Class Get the full show notes here on the blog!Follow Nicole on Instagram! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

How did you view money when you were a teenager? If you're a parent and you're wondering how you can help you kid not only start earning money, but also how to manage that money, then tune you're going to want to tune into today's episode!Resources:Free Budgeting and Debt Payoff Cheat SheetGet the full show notes here on the blog!Follow Allison on Instagram!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Years ago, a fellow teacher and friend came to my classroom to talk to me about something that felt very vulnerable and scary to share. She knew I was passionate about personal finances, and she needed help - fast! She was pregnant with her second child. The problem was her and her husband were living paycheck to paycheck and couldn't afford daycare. They needed to find a way to afford an extra $900 a month. Plus they were in serious credit card debt and had little to no savings. Her and her husband came to my house and we laid everything out on the table. Kendra and her husband walked away with a plan and today, just 4 years later, Kendra has an inspiring story to share that I think will be a pivotal moment to my listener's success and motivation when it comes to paying off debt. Resources:Free Debt Free RoadmapGet the full show notes here on the blog!Follow Allison on Instagram!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today, I'm answering all your burning questions about how and why I became an owner of a small business that's run 100% online!I'll be answering: How much money did it take to start Inspired Budget? How am I able to produce a consistent income? What’s the best business advice I've ever received? How do I pay myself as a business owner? What were some of my biggest mistakes in business and how did I overcome them? Links Mentioned: Episode 59: Legitimize Your Business Idea with Janet LeBlancResources:Free Budget ClassGet the full show notes here on the blog!Follow Allison on Instagram!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Did you know that nearly 90% of medical bills contain errors? This means that vast majority of Americans have grossly overpaid on medical bills simply due to lack of knowledge. Dr. Virgie Ellington is an internal medicine physician and medical billing expert who helps patients learn how to advocate for themselves and avoid financial devastation from crushing medical bills, and today she's sharing three steps to take to ensure you never overpay on a medical bill again! Links Mentioned: Crushmedicaldebt.comPodcast - Ask a Doctor - What Your Doctor Wants You to Know with Dr. Virgie Book - What Your Doctor Wants You to Know to CRUSH MEDICAL DEBTFollow Dr. Virgie: Facebook | Instagram | LinkedIn | TwitterResources: Free Budget ClassGet the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today I'm answering ALL your questions about my life, my business, and anything in between. I don't know about you, but I personally love to learn about the behind-the-scenes of the people's lives that I connect with online. I feel like it allows me to see them in a new light and find things that we might actually have in common which fosters authentic connection, and I'm all for that! I hope that's what this episode does for you today!  Links Mentioned:Episode 62 - How we Travel Hacked our Family VacationEpisode 46 - Managing Your Money When You Have Anxiety or DepressionLoving What Is by Byron KatieFree Budget ClassGet the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

There are SO many psychological and physiological benefits  that are associated with generosity. I think ultimately, giving allows us to feel like we are a part of something much bigger than ourselves. And that's a powerful feeling. Today, I have Andi Thieman, founder of Penny Loafer joining us to discuss why giving is important, what stands in the way of so many people actually being able to give, and how Penny Loafer helps make giving doable. Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram! @inspiredbudgetLinks MentionedPenny Loafer Follow Penny Loafer on Instagram | Facebook | Twitter | LinkedInResourcesFree Budgeting & Debt Payoff Cheat SheetGet the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

I'm going to be 100% honest here: I, Allison Baggerly, owner of a budget and personal finance company, have issues with overspending on my credit card! It's very easy for me to just swipe, swipe, swipe until it's time for me to face my balance. And then I sit there thinking, "What did I do? How much money did I spend? How did I let it get out of hand?"On top of that, when I start impulse spending on credit cards, I actually start to crave spending money even more! I can feel it in my body, I can feel it in my system. I want to spend the money. It's like a drug!Maybe you can relate or maybe you're in the thick of the swipe cycle right now. If so, then I want you to know you're not alone. I've been there. AND there is hope! Although I do struggle with this, it doesn't happen often anymore. Why? I began to implement 2 easy action steps that help break me out of my impulse spending cycle, and today on the podcast, I'm going to be sharing those with you!  Links Mentioned:Free Budgeting & Debt Payoff Cheatsheet Get the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Once reason I'm obsessed with teaching people how to budget and pay off debt successfully is so that they can build generational wealth. I wanted to dive deeper in this topic so I asked a true expert in this space to join me on the podcast today!Mark Russell is a foster child turned financial educator. He's comes from a low income family, and he put himself through college and paid off $80,000 in debt. After graduating, Mark spent much of his career at two of the largest financial institutions in the world, where he consulted 1000s of households on how to manage their money the right way. Now, he's the owner and founder of Better Wallet, and he teaches people all around the world how to make money work for them. He has a mission to help people build generational wealth as he built his own.Tune in to learn the 5 factors that contribute to building generational wealth for your family!Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram! @inspiredbudgetLinks MentionedGrab Marc's free financial checklist here! Twitter - @thebetterwallet Instagram - @betterwallet TikTok @betterwalletResourcesFree Debt Free RoadmapGet the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Last month, our family returned from an 8-night vacation in Canada where we hiked up majestic mountains, skipped rocks in gorgeous glacier fed lakes, experienced orcas in their element, and encountered six bears. This family trip had been in the works for almost an entire year. And when we started planning this vacation, our goal was simple: we wanted to travel hack as much of it as we possibly could. And that's exactly what we did! In fact, on this trip, we travel hacked flights for all four of us, a five-night car rental, and even part of our accommodations. Today I'm going to be sharing with you how we did it and the steps you can take to take your own dream vacation, whether you're just getting started with travel hacking or you've been doing it for a while. And in case you're wondering, yes, we're already planning our vacation for next summer! We're already stages of researching the signup bonuses for different credit cards, deciding what credit card we want to sign up for, and where we'd love to go so that we can travel hack another big family vacation next year! Links Mentioned: Click here to compare credit cards and learn about their sign-on bonuses!FREE Budget Class Get the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Every single time I talk to Bola Sokunbi, I walk away so inspired! I feel like I can accomplish much more than I give myself credit for, and I know that's exactly how you'll feel after listening to today's episode! Bola has built an incredible business. She is a Certified Financial Education Instructor (CFEI), finance expert, best selling author, speaker and the founder of an amazing company @clevergirlfinance. Her goal is to empower women to achieve financial wellness and live life on their own terms. Today on the podcast, we're diving deep into learning how to manage, minimize, and silence imposter syndrome so that it doesn't hold you back from achieving your dreams. Links Mentioned: Grab a copy of Bola's new book: Choosing to ProsperResources: FREE Budget ClassGet the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Next month marks three years since we moved into our current home.This is actually the third house we've purchased. That's crazy to me! Throughout each of our home-buying journeys -- through buying, moving in, and getting settled, we have experienced SO many hidden costs that come along with home buying. So much so that I WISH someone would have warned me about them beforehand so that I could've been better prepared financially.That's what today's episode is all about! I'm giving you 9 hidden costs many people don't factor into their budget when buying a home. Since buying a home is a major decision, it's important to consider ALL the facts before you sign on that dotted line.Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram! @inspiredbudgetResourcesFREE Budget Class Get the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

If you've ever googled "How to start a side hustle" or "How to make money online," you're going to want to listen to this episode. It's no secret that people have been leaving their corporate 9-5 jobs in droves since 2020. Though this initial migration may have been due to the pandemic, it's clear that a lot of people value the flexibility and independence that remote work has to offer. More than that, they value building something out of their own dreams, passions, and talents. So what's keeping you from taking the plunge and making a life transition like starting a business? My guest today is Janet LeBlanc, a certified public accountant and serial entrepreneur, and is actually one of the main reasons I decided to make Inspired Budget a legit business in the first place. If you've ever considered starting your own business, this episode will not only inspire you to take action to bring your dreams to life, but it will also save you lots of time, stress, and confusion when it comes to finances (which may even be one reason why you haven't taken the plunge and started it in the first place!)Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram! @inspiredbudgetLinksFollow Janet on Instagram | Facebook | TwitterResourcesThe Get Legit Checklist FREE Debt Free Roadmap Get the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Credit scores. A little 3-digit number can be the difference between living in that dream apartment or only getting accepted to a low-light basement suite rental. My husband and I refinanced our home last year and our credit scores played a huge factor in us being able to refinance from a 30 year mortgage to a 15 year mortgage AND getting a lower interest rate. Everyone begins from scratch, so if you have a low or non-existent credit score, don’t worry. With time and positive changes in your finances, your credit score will go up! Today on the podcast, I’m sharing the insight you need to not only understand your credit score, but also the action steps you can take to start raising your credit score today!Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram! @inspiredbudgetResourcesFREE Debt Free RoadmapGet the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Are you putting off learning how to invest? I get it, investing can feel super overwhelming and complicated. On top of that, you might be completely zeroed in on paying off debt and you're wondering if you should even be investing if you're not debt free...To help answer all these questions in a simple way that will allow YOU to start building wealth today, I've got Chloe Daniels on the podcast! Chloe, founder of Clo Bare Money Coach and The Lazy Investor’s Course, is a money coach focused on helping people learn how to invest and build wealth without shame or judgment. And bonus - she is hilarious, wonderful, and has an incredible story to share!Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram! @inspiredbudgetLinksFollow Chloe on Instagram | Facebook | Twitter | TiktokCheck out Chloe's free Get Your Money Right guide! ResourcesFREE Debt Free RoadmapGet the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Are you constantly falling into a cycle of shame and frustration because you're overspending? You might even be sticking to your budget and following through with your financial goals all week long. Then the weekend hits and it's a completely different story! Come Monday morning, you're feeling guilty about overspending in areas of your budget that you didn't plan for.It's incredibly easy to get stuck in this repetitive loop when it comes to overspending. BUT there are ways to help you control this pattern and prevent you from blowing your budget and giving up on your goals! This episode will teach you how! Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram! @inspiredbudgetResourcesFREE Debt Free RoadmapGet the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Has anybody else been binge-watching "Get Organized with The Home Edit" on Netflix? Between that and my new kitchen renovation, I've been in an organization frenzy. So it only felt fitting to have Christina Hidek on the podcast today, an attorney turned professional organizer who is passionate about structure, organization and creating custom systems that help people de-clutter their lives. Now I know you might be thinking.... professional organizer?! What does that have to do with money? Well, in this episode, we're discussing all the ways that clutter affects your finances as well as some quick tips to help you save money by getting more organized! Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram! @inspiredbudgetLinks MentionedCheck out Christina's Blog | Facebook | YouTubeGrab Christina's Organizing Guide HEREResourcesWant to learn how to budget? Click here to take this FREE budget class FREE Budgeting & Debt Payoff Cheat SheetGet the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Do you find that it's harder to stay on track with your budget and keep your spending in check during the summer months? You might even be going into the season with a good hold on your finances, a budget that's been working for you, and a money routine that helps you stay on track. But by the end of the summer, all the vacations, summer outings, new patio furniture, and new summer wardrobe for the family has caught up to you. You're left with a massive amount of guilt hanging over you along with a large credit card bill to reinforce that feeling. I've been there. My husband and I had the summers off from teaching, meaning we had a lot more time on our hands to spend money. If you can relate, this episode is for you! I'm going to be sharing the 4-step framework to help you avoid going overboard with your spending by creating a plan for your summer money. I'll also be showing you exactly how you can free up money in your budget to be able to adjust for summer fun!Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram! @inspiredbudgetResourcesWant to learn how to budget? Click here to take this FREE budget class Get the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

My guest today paid off over $215,000 in student loans and credit card debt in just 48 months! Cindy Zuniga-Sanchez is a daughter of two immigrants, a lawyer turned entrepreneur, and the founder of Zero-Based Budget Coaching, LLC. After graduating law school in 2015, Cindy found herself in six figures worth of debt. Instead of giving into the temptation to "live the life of luxury" she deserved from all her hard work, she took control of her money by immersing herself in the world of personal finance and paid it all off in just 48 months.No matter your profession, income level or how much debt you have, this episode is for you! Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram! @inspiredbudgetLinksFollow Cindy on InstagramThe Blueprint to Financial FreedomResourcesFREE Debt Free RoadmapGet the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Happy ONE YEAR anniversary to the Inspired Budget Podcast! To celebrate, I'm not only sharing the three most important lessons that I've personally learned from paying off debt, but I'm also interviewing Cheryl, an amazing Inner Circle member who is in the middle of her debt free journey! Through this conversation, my goal is to inspire you to take the next step in your own journey to financial freedom AND keep you motivated along the way. Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram: @inspiredbudgetLinks Mentioned:FREE Budget Class Resources:Get the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

If you are a mama or soon-to-be mom, this episode could save you hundreds of dollars! Kelly Anne Smith is joining me today to help all the mamas out there learn how to budget, save, and prepare for your baby in order to make the whole process a little less overwhelming! Kelly is the owner and founder of Freedom In A Budget, an investing and personal finance brand dedicated to educating people on how to grow their income as well as how to spend, save and invest their money. Follow Allison on instagram: @inspiredbudgetEnjoying the show? Make sure to subscribe & leave a review!Resources:FREE Budget Class Check out the full show notes here on the blogLinks mentioned:Follow Kelly Anne on Youtube | Instagram | Twitter | FacebookBaby Budget Spreadsheet TemplateKelly Anne's Baby Budget Breakdown Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Ever wish you could go back and warn your past self BEFORE making a huge mistake? I’ve made a lot of mistakes in my life…and a LOT of them surround money.Why did I make so many money mistakes? Well, number one: I’m human. And number two, I wasn’t seeking out any help or guidance when it came to managing my money. Instead of thinking through money situations, I just acted on how I felt. I was emotional and impulsive when it came to money for YEARS. And looking back, I realize that some of my money mistakes really came down to impulsivity and simply a general lack of knowledge regarding personal finance.Today, I'm sharing my five big money mistakes so that YOU can avoid them. Follow Allison on instagram: @inspiredbudget Enjoying the show? Make sure to subscribe & leave a review!Resources:FREE Budgeting & Debt Payoff Cheat SheetCheck out the full show notes here on the blogLinks mentioned: The Simple Path to WealthLearn How Investing Works, Grow Your MoneyDelyanne The Money Coach Jeremy Schneider - The personal finance club  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

You're in for a treat today!My great friend Chris Browning is joining us to talk all about how he and his wife paid off over $27,000 worth of credit card debt in just 4 years! Chris is passionate about making personal finance easy, and in today's episode, he does just that while breaking down his personal debt free journey. In this episode, we discuss: How Chris and his wife found themselves in major credit card debtWhat major factors lead people into debt in the first placeHow Chris and his wife's debt free journey beganWhat changes Chris and his wife had to make to actually see progressEnjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram: @inspiredbudget Links mentioned:Popcorn Finance Podcast Follow Chris on Instagram This is Awkward Podcast Episode 32 Popcorn Finance: Our $27,000 debt story Part 1Episode 34 Popcorn Finance: Our $27,000 debt story Part 2Resources: FREE debt-free roadmapGet the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Have you ever written a budget just to throw it away a few days later because something unexpected came up? You created a budget with the best intentions, but then life happens. You get carried away swiping your card and before you know it your budget is blown…again! Or maybe you unintentionally spent too much at the grocery store leaving you with not as much money in your checking account.Next thing you know, you’ve thrown your budget in the trash because unexpected expenses or overspending has caused you to lose faith in the plan you had set. You may have even uttered the words I’ll just start over next month.Today, I'm sharing one of my secret weapons when it comes to staying on track with your financial goals! With this tool, you'll be able to get back on track TODAY...not next month! Enjoying the show? Make sure to subscribe & leave a review! Resources: FREE Budget Class: The 4 Step Framework to budget for your best life….without sacrificing your weekly latte runs Follow Allison on Instagram: @inspiredbudgetGet the full show notes here on the blog!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today, I'm having a very candid conversation with Lauren Gruetman, a survivor of domestic abuse that cost her HUGE losses both emotionally and financially. She is passionate about having shame-free conversations about money and is using her story to help others recover from financial shame, trauma, and abuse. She is a former drug counselor turned finance expert, the host of the Hard Money Talks podcast, and the author of the number one best selling book, The Recovering Spender. In this episode, we discuss: Types and signs of financial abuseFinancial red flags in relationshipsHow to protect yourself from financial abuse How to get out of a financially abusive relationship How to have shame-free conversations about money If you or a loved one is experiencing domestic violence, free help is available! Call the National Domestic Violence Hotline at 800-799-7233 Links MentionedLaurenGreutman.com/CommunityFollow Lauren on Twitter, Facebook, Instagram, & YoutubeResources: FREE budget classFollow Allison on InstagramSee the full show notes here on the blog! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

I'm not going to lie to you - I'm a little bit nervous about releasing this episode. Partly because I'm talking about something that I have experience in, but not professional training in. And also, because I'm going to be very vulnerable and open here. I'm going to be sharing something about myself that not a lot of people know about. And usually, when they do find out about it, they're pretty shocked. And that is: I struggle with anxiety and depression. I need to add this disclaimer: I am not a therapist. I am not a psychiatrist. My experiences with the subject that I'm speaking on today stem from my own personal experiences. If you've ever battled with anxiety or depression, you understand that our money doesn't care about our mental status. Life still goes on. Bills still need to be paid. This is why it's so important to create systems and safeguards for our money so that when our mental state isn't the best, our money can still do what it needs to do. In this episode, I'm sharing the 5 things you can set in motion TODAY to ensure you thrive financially in the midst of anxiety, depression, and/or financial stress! Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Resources: FREE Debt Free Road Map Want the full show notes? Check them out here on the blog!  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Do you avoid conversations about money with family, friends, loved ones... maybe even yourself? Much of our actions with money today stem from our past beliefs and experiences. Learning to voice those beliefs and experiences about money is the first step in creating real change in your financial life. My guests today are Julien and Kiersten Saunders, the co-founders of Rich and Regular, Hosts & Producers of Money on the Table, and authors of the forthcoming book, Cashing Out. After paying off over $200,000 in debt while making the transition from corporate employee to full-time entrepreneur, they have made it their mission to inspire better conversations about money. The conversation that we ended up having was nothing close to what I thought it was going to be, and I think that it's really going to open your eyes and your heart to looking at your past with money differently.Enjoying the show? Make sure to subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetResources:FREE Debt-Free RoadmapGet the full show notes here on the blogLinks Mentioned: richandregular.comSeason 2 of Julien & Kiersten's video series, Money on the TablePre-order their book, Cashing Out, today!Follow Julien & Kiersten on Instagram: @richandregular Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Want to learn how to write a budget that you can actually stick to?It's no secret that writing a budget isn't the hardest part about budgeting. Sticking to your budget and actually following through with it is where most people struggle. Add in unexpected expenses and impulse spending? Most people are ready to throw in the towel all together and end up believing budgeting is just a waste of time. When you learn how to actually stick to the budget that you set, amazing things happen. You start to gain control over your money as the way you see your budget changes. This lays the ground work for a strong financial foundation, which is the only way you're able truly achieve your financial goals. In this episode, I share 5 tips that help you stick to your budget. The best part? You can actually start implementing them -- starting today!Enjoying the show? Make sure to subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetResources:- FREE Class: The 4 Step Framework to budget for your best life….without sacrificing your weekly latte runs - Get the full show notes here on the blog Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Do you find budgeting and tracking your expenses to be extremely overwhelming? Maybe you even have all the fancy apps and tools to keep track of your spending, but somehow you still have trouble creating and sticking to a budget that actually works for you.Guess what? You don't have to be perfect. In fact, my guest today will teach you to embrace your imperfection, owning who you are and what you like to spend money on.  And BONUS - you can actually make budgeting fun!This is the heartbeat behind Joe Saul-Sehy's message to you today. To borrow a phrase from FastCompany magazine, Joe gave us "the perfect blend of humor and actionable advice" to help those of us who feel like we've failed one too many times when it comes to budgeting, saving, and paying off debt. And it all starts with knowing the difference between budgeting versus tracking. Enjoying the show? Make sure to subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Resources:FREE Debt Free RoadmapGet the full show notes here on the blog!Links Mentioned: Joe's new book- StackedFollow Joe - Twitter | Instagram | Facebook Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Do you find it hard to stick to your budget and actually follow through with your financial goals?You may have the BEST intentions at the beginning of the month. You may even be EXCITED and ready to start taking control and crushing those money goals! But then life happens. And it becomes easier and easier to return to those same old money habits that keep you feeling trapped and out of control. In this episode, I'm letting you in on an exclusive in-depth coaching session I gave to my Inner Circle members to help them develop the self-discipline they need to break this cycle for good.You will learn WHY you're struggling with self-discipline when it comes to money, how to find inspiration, create boundaries, create goals you know you can achieve, and celebrate yourself along the way! Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Get the full show notes here on the blog!Links Mentioned:FREE Debt Free Road Map FREE Budget ClassInvestopediaThe Simple Path to Wealth by JL Collins Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Are you sacrificing family vacations in order to meet your financial goals? In this episode, I interview Aunt Kara who teaches us that it’s possible to travel and create lasting memories with your family WHILE saving money, paying off debt, and investing in your future. Aunt Kara has hacked the travel game by using credit cards to her benefit to save over $65,000 in travel expenses over the last 8 years. In this episode, we discuss:The positive impact travel can have on a family who is pursuing financial freedomHow to use credit cards the RIGHT way How to avoid common credit card pitfalls How to get started on travel-hacking Enjoying the show? Make sure to subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Resources:Debt Free RoadmapLinks Mentioned:Aunt Kara on InstagramAunt Kara’s Website  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

What money lies are you believing that are keeping you from reaching your financial goals? In this episode you will learn how to identify, reframe, and replace a scarcity money mindset with a mindset of abundance in order to reach financial freedom and live a life you enjoy. You are capable of becoming debt free, investing and building wealth – but it all starts with your thought life. Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:FREE Debt Free Roadmap Episode #002: How to Handle Impulse Spending Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Want to learn how couples can get on the same page with money?Angie and RJ paid off $123,000 in student loans in just one year! Today, their mission is to empower couples to manage their money with intention by eliminating debt, saving money and investing for their future.In this episode, we discuss:How to engage in vulnerable conversations with our partners about moneyWhat to do when your partner isn’t on the same page financiallyHow couples can still have fun, enjoy life, and live a life they love while paying off debtStrategies for couples to accelerate debt-payoff and reach financial freedom Enjoying the show? Make sure to subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Resources:FREE Debt-free RoadmapFREE Couple’s financial cheat sheet Links Mentioned:Rich By IntentionPodcast FacebookTwitterInstagram  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Learn the difference between helpful and harmful money habits to help you manage your money and reach your money goals faster using my simple 3-step process!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Budgeting and Debt Payoff Cheat Sheet Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Personal finance & budgeting isn't normally taught in school until high school and studies have shown that learning earlier is beneficial for children to feel more comfortable with money later in life. In this episode, Matt Matheson joined in to discuss the 5 pillars of money to help parents teach their kids about money in a simple (& even fun!) way. Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetFREE Budgeting and Debt Payoff Cheat SheetLinks MentionedFamily Money School Courses (special pricing and coupon code to expire 2/3/22). Matt's websiteFollow Matt on Instagram: @familymoneyschool Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Want more money left in your wallet each month? These 7 money hacks will help you save money, spend less, and even FIND more money each month. With the costs of everything rising, these hacks are sure to help you keep more of your money. Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Budgeting and Debt Payoff Cheat SheetRakuten - Earn free cash back shopping online at no additional cost to you. Episode 21 - How Cash Envelopes can Change Your Finances Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Tracy and her husband paid off their entire mortgage within 3 ½ years of getting married. While Tracy was paying off debt, she scrimped and saved to put any little bit of extra money towards her mortgage. Tracy now teaches women how to take control of their money and pay off debt WITHOUT sacrificing everything they love. She believes you need to figure out what you truly love to do (along with your family) and look at cutting the things you don’t love. Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetFREE FREE Debt Free RoadmapLinks MentionedTracy’s WebsiteTracy’s Podcast Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Want to pay off debt this next year? I’m breaking down 3 steps you need to take to pay off debt FAST. These are the steps that our family took to see progress on our debt payoff journey without making a fortune. This episode is perfect for anyone who is tired of debt payments and wants to keep more of their hard-earned money.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:FREE Debt Free RoadmapQuicken Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Join me for my FREE Live Training: The 4 Step Framework To Budget For Your Best LifeDate: Sunday, January 2ndTime: 8PM ESTClick HERE to save your spot or go to inspiredbudget.com/class to register.I’ve worked with HUNDREDS of women over the past several years, and I’ve seen these same mistakes repeated over and over again. The crazy thing is...most people don’t even realize they are making these mistakes! Join me for my special 3 part series on the massive mistakes to avoid with your budget. You’ll walk away with REAL steps to help you budget better this upcoming year! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Join me for my FREE Live Training: The 4 Step Framework To Budget For Your Best LifeDate: Sunday, January 2ndTime: 8 PM ESTClick HERE to save your spot or go to inspiredbudget.com/class to register.I’ve worked with HUNDREDS of women over the past several years, and I’ve seen these same mistakes repeated over and over again. The crazy thing is...most people don’t even realize they are making these mistakes! Join me for my special 3 part series on the massive mistakes to avoid with your budget. You’ll walk away with REAL steps to help you budget better this upcoming year! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Join me for my FREE Live Training: The 4 Step Framework To Budget For Your Best LifeDate: Sunday, January 2ndTime: 8PM ESTClick HERE to save your spot or go to inspiredbudget.com/class to register.I’ve worked with HUNDREDS of women over the past several years, and I’ve seen these same mistakes repeated over and over again. The crazy thing is...most people don’t even realize they are making these mistakes! Join me for my special 3 part series on the massive mistakes to avoid with your budget. You’ll walk away with REAL steps to help you budget better this upcoming year! Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Bethany and her husband made the drastic (and very exciting!) decision to sell their home in Phoenix, pay off her $78,000 of student loan debt, and buy an RV to travel the United States in. This was a plan that Bethany and her partner had dreamed of, but Bethany breaks down why they chose to make this life change sooner rather than later. She also shares how she’s able to work remotely while traveling full-time. Bethany gives tips and encouragement to anyone who is thinking of making a drastic change to fix their finances.  Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetFREE Budgeting and Debt Payoff Cheat SheetLinks MentionedBethany’s WebsiteFollow Bethany on Instagram: @bethanyworksdesign Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

The new year is approaching which means goal setting is on the horizon. Today I’m breaking down how our family sets goals in 4 different areas of our life. We’ve been doing this for several years and I’m excited to share it with you today. These are the goals that help guide us throughout the year when it comes to how we choose to spend our money and our time. You’ll learn exactly what areas you can set goals in your life for, how to break them down into manageable pieces, and tips for making your goals stick.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:FREE Budgeting and Debt Payoff Cheat Sheet Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Andy Hill shares how he and his wife paid off their mortgage in 5 years. After a rocky start to homeownership, Andy decided that his second experience owning a home would be different. Andy shares tips for how you can also pay off your mortgage fast and how much he invested during this time period. If you’ve ever thought about paying off your mortgage, this is an episode you need to hear.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetFREE Budgeting and Debt Payoff Cheat SheetLinks MentionedMarriage, Kids, and Money PodcastMy Podcast Interview With Andy: Over $100,000 of Debt Destroyed on a Teacher’s SalaryArticle: How We Paid Off Our Mortgage In 5 YearsFollow Andy on Instagram: @andyhillmkm Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

In the light of the pandemic, many Americans are questioning whether or not they want to continue in their current jobs. They have seen what working from home, less burnout, and more free time can mean for them and their family...and they want more of it.Today I’m breaking down the exact steps I took to leave my full-time teaching job to work on my business full-time. I went from working 40+ hours each week to only working 25 hours. I’m sharing exactly what I considered to make the leap to working for myself and leave the traditional job behind.This episode is for you if you’re curious how someone leaves their full time job or if you’re considering a career transition at all.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:FREE Budgeting and Debt Payoff Cheat SheetArticle: The Great Resignation Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today I’m sharing a podcast episode from my other podcast, This Is Awkward, that I host with my good friend Chris Browning. Enjoy this episode where we hear from someone who has a friend that is always asking her to do things that are expensive. Her friend makes more money than her but doesn’t seem to notice this fact. This is a situation that keeps repeating itself. Chris and I discuss how to handle this situation moving forward.Be sure to check out more episodes from This Is Awkward by searching “This Is Awkward” in your favorite podcast app.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for the FREE Budgeting Basics Email Course Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today we are hearing from Yanely Espinal from Miss Be Helpful. She is a first-generation immigrant who grew up in a family that struggled with money. Although Yanely had a full scholarship to college, she graduated with $20,000 of credit card debt. She realized that the lack of financial education is what led her to end up in so much debt. Yanely is sharing the mindset shift she had to make to help her pay off debt and change her financial story.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for the FREE Budgeting Basics Email CourseLinks Mentioned:Follow Yanely on Instagram: @missbehelpful Check out Yanely’s YouTube Channel Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Did you know that you can negotiate your medical bills for less than you owe? Yes…even after your insurance kicks in! Today I’m sharing our story of negotiating our medical bills down along with exactly what you need to do AND say to pay less for your medical bills. Be sure to listen and check out the article below that outlines everything you need to know about negotiating your medical bills.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:How To Negotiate Medical Bills For Less Than You OweBudgeting Basics Email Course Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today we are hearing from Chris, founder of The Everyday Millennial. Chris is a first-generation immigrant and dad who started taking control of his money at age 26 when he started paying off $50,000 worth of student loans. After aggressively paying off his student loans in 2 years, he started focusing on investing and building wealth for his family. To date, Chris is on track to retire early at age 45 before his daughter starts high school. He encourages others on his platform to reach financial freedom!Chris is sharing his story and offering advice for anyone that is working to pay off debt.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for the FREE Budgeting Basics Email CourseLinks Mentioned:Follow Chris on Instagram: @the.everyday.millennialFinancial Freedom For Millennials Course Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Chances are you’ve heard about travel hacking with credit cards. In today’s episode I’m breaking down our family’s personal experience with 2 specific credit cards and how we have been able to travel hack our vacations...for free! I’m even sharing tips on how to use these cards to their full advantage so that you earn the most rewards possible. If you’re new to travel hacking and you want to learn more, then this episode is for you.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Chase Sapphire Preferred Card Southwest Credit CardBudgeting Basics Email Course Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Jannese Torres-Rodriguez is the founder of Yo Quiero Dinero. She’s sharing her story of how she left her 9-5 job to become a full-time blogger. She now makes over $10,000 each month through blogging even though she is no longer actively blogging!If you’ve ever wondered how a blog can create a passive income machine for you, then this episode is for you. Jannese made it happen and is giving you the details on her journey to get there.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for the FREE Budgeting Basics Email CourseLinks Mentioned:Delish DelightsThe Ultimate Side Hustle Starter KitFollow Jannese on Instagram: @yoquierodineropodcast Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Have you ever experienced the stress that comes with going into debt or struggling financially during the holiday season? Usually this comes during what’s supposed to be the happiest time of the year, but maybe you feel overwhelmed and frustrated because you’re bleeding money. In today’s episode I’m sharing 5 tips to help you stay on budget during the holidays. These tips are ones that you can implement NOW to help this holiday season be one you can fully enjoy without going into debt this year!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Free Christmas Budget PrintableBudgeting Basics Email Course Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Stefanie O’Connell Rodriguez is the host of Real Simple magazine’s ‘Money Confidential’ podcast, the founder of Statement Cards, and the co-founder of Statement Event. Stefanie is sharing how women are ultimately being blamed for the gender pay gap. Women are told to “always negotiate” and “speak up more” to close gender gaps. But when they do, they face consequences for being too ambitious. In today’s episode, Stefanie shares real life examples of these penalties that women face as well as how women and men are perceived differently when trying to move up in the workplace. She also gives steps for how to move forward from this structural bias.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for the FREE Budgeting Basics Email CourseLinks Mentioned:Stop Punishing Women For Being Ambitious ArticleCheck out Stefanie’s Too Ambitious Weekly BulletinFollow Stefanie on Instagram: @stefanieoconnell Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Cash envelopes can completely transform how you spend money in the best way possible! In today’s episode I’m sharing more about my personal experience with cash envelopes as well as answering some of the most common questions I get about cash envelopes. Click the link down below to get access to my FREE Cash Envelope Guide where you can also get your own cash envelopes to start using today.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Cash Envelope GuideBudgeting Basics Email Course Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Niqua is the founder of Financially Winning. Niqua shares how she paid off $21K of debt on one income in just 11 months. She is a dual citizen and grew up in the Virgin Islands. Niqua moved from the Virgin Islands to the US at the age of 18, forcing her to change the way she saw and learned about money.Staying motivated while paying off debt can be difficult. In fact, it’s easy to give up on your goal along the way. Niqua faced these same struggles and she’s sharing how she stayed focused on this journey. If you’re on your debt free journey or if you’re thinking of paying off debt, this episode is for you!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for the FREE Budgeting Basics Email CourseLinks Mentioned:Check out Niqua’s WebsiteCheck out Niqua’s Etsy ShopFollow Niqua on Instagram: @financiallywinning  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Have you ever noticed that the majority of financial advice for moms comes down to meal planning and cutting coupons? While we could all use meal planning advice, moms are still the core of our family and need to be equipped with the guidance to make harder financial decisions in their families. That’s where Cat Alford steps in! In Cat's new book Mom’s Got Money, she breaks down how millennial moms can take ownership over her life and finances. In today’s episode Cat shares her experience as a mom in need and how one single moment in her life lit a fire under her to change the way she was making money. If you’re a mom, then you’re going to love this episode!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for the FREE Budgeting Basics Email CourseLinks Mentioned:Mom's Got MoneyCheck out Cat’s WebsiteFollow Cat on Instagram: @catherinecalford  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

If you’re working to pay off debt chances are you’ll need a little extra motivation along the way. In this episode I’m breaking down 4 tips on how to stay motivated while you’re paying off debt. These tips are designed to help you stay the course and reach your debt free date faster. I’ll be sharing how I’ve used these tips in my life as well as how others have seen success with them too.Today’s question comes from Caity: “Do I need to be debt free to invest?” Listen to the episode to find out!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Single Mom’s Budget with $48K DebtSubmit your Real People Budget HereGet Access to my Free Resource LibraryInspired Budget Inner Circle Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Melissa is the co-founder and content creator of the Millennial In Debt brand. She has paid over $100,000 in student loan debt on a teacher's salary and is currently teaching millennials how to get out of debt, build generational wealth and earn financial freedom.Melissa shares her story of going from knowing nothing about managing money or investing to paying off all her debt in 5 years and buying her first home. She shares what kept her motivated to reach her very large, multi-year debt payoff goal.We also discuss how debt can affect a millennial's ability to build wealth. If you’re a millennial, this episode is for you!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for the FREE Budgeting Basics Email CourseLinks Mentioned:How To Invest Your First $100 WebinarFollow Melissa on Instagram: @millennialindebt  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Delyanne is an employment attorney and money mentor. She launched Delyanne The Money Coach LLC after she discovered FIRE (Financial Independence Relax Early as she likes to call it). Since then she's paid off $110,000 in student loans and her business has generated multi-six figures. She's now on track to reach Financial Independence by 45. She plans to move to Portugal and travel the world.Delyanne shares why it’s important for women (and especially women of color) to start investing today...even if you still have student loans. She’s also sharing 3 actionable steps you can take today if you want to learn more about investing. If you’re a woman who wants to build wealth then you’ll love this episode!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for the FREE Budgeting Basics Email CourseLinks Mentioned:Grab Delyanne's Free GuideFollow Delyanne on Instagram: @delyannethemoneycoach  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Kara Perez is the founder of Bravely. Kara aims to bring accessible financial education to all.  She shares her story of tackling her $25K in student loan debt on one income. Kara breaks down what financial fear is, how to identify it in yourself, and how to overcome it. She is also talking about the shame and guilt that comes with paying off debt.If you feel like you don’t know how to solve one of your money problems or if you are completely stressed about money, then this episode is for you. Kara is leaving you with actionable tips on how to overcome financial fear. Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for the FREE Budgeting Basics Email CourseLinks Mentioned:Millennial Money ChecklistBravely Go WebsiteFollow Kara on Instagram: @webravelygo  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Wanting to take a vacation but not sure how to budget and save for it in advance? If so, you’re in the right place! I’m breaking down how my husband and I budgeted and saved for a 5-night vacation to Mexico this year. This is the exact process we’ve used for every vacation we’ve taken since 2015. I’m also sharing some of the internal struggles with taking vacation versus saving money as well as whether or not we could have taken this type of vacation while we were in debt.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Excellence Playa Mujeres: Budget BreakdownFREE Budgeting Basics Email Course Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Latasha Peterson is the founder of Arts and Budgets. Latasha has mastered the art of making money with side hustles...and currently has EIGHT streams of income with her side hustle. She loves to help individuals increase their income, make passive income, and find side hustles to help them splurge a little.Latasha also shares her journey on paying off $130,000 of student loans and credit card debt. Side hustles have played a big role in her debt payoff journey. If you are interested in starting a side hustle to help you pay off debt or earn extra spending money, then this episode is for you!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for the FREE Budgeting Basics Email CourseLinks Mentioned:Free Side Hustle Starter GuideArts and Budgets WebsiteFollow Latasha on Instagram: @artsandbudgets Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Chelsea Brennan is the founder of Smart Money Mamas. She is a hedge fund investor turned online entrepreneur that helps moms make their money work for them and embrace their ambitions, so they can live their fullest lives.Chelsea is being open and honest about what aligning her choices and values looked like for her. Chelsea is also sharing some of the roadblocks that moms face when it comes to money. If you’re a mom, this episode is for you!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetSign up for Allison’s FREE Budgeting Basics Email CourseLinks Mentioned:Listen to Smart Money Mamas PodcastSmart Money Mams YouTube ChannelSmart Money Mamas WebsiteFollow Chelsea on Instagram: @smartmoneymamas Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Merilee Speigner is the founder of Easy Budget. She focuses on financial education that is simple and easy to implement. Merilee is sharing her family’s story of paying off over $70,000 of student loans, credit card debt, and car debt. She is also sharing advice for anyone out there that is struggling to either get started with managing their finances or keeps giving up and starting over.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Easy Budget WebsiteFollow Merilee on Instagram: @easy_budget Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Have you ever been hit with an unexpected expense that threw you off budget for the entire month? If so, then it’s time to set up sinking funds in your budget! Sinking funds can ultimately help save your sanity.In this episode, I’m breaking down what sinking funds are, 3 types of sinking funds, how to add them to your budget, where to keep them, and why you will love them! Want to learn more about sinking funds? Check out this guide here.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:FREE Budgeting Basics Email Course Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Caroline Vencil is a money-saving expert. Her family of 6 lives off one low income and she’s helping others find ways to save and live on less. Caroline shares how her view of money changed during her childhood and how she ended up living off $17,000/year as a new mom. She shares how she navigated marriage and money troubles...and how one drastic move helped them finally work together as a team. If you’re struggling to get by with your money and finances then this is a must-listen!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:CarolineVencil.comFollow Caroline on Instagram: @carolinevencil  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today’s guest is Cinneah El-Amin, who shares how to travel hack while paying off debt. Just because you have debt doesn’t mean you can’t ever take a vacation or see the world. Cinneah breaks down how she turned her finances around while traveling this amazing world.  You’ll walk away with real tips to start travel hacking and offset the cost of your travel (without going into debt).Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudgetInspiredBudget.com Links Mentioned:Glorious Gap WorkbookFollow Cinneah on Instagram: @fly.nanced Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

My guest and friend Sahirenys is sharing her story of being evicted from her home to paying off debt and building wealth. She shares how she has overcome money trauma from her childhood while creating a system that has helped her, and others manage their money better. You’ll love Sahirenys’ story of resilience and how she bounced back from one of the toughest moments of her life.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:The Poised Lifestyle WebsiteHigh Five Banking SystemFollow Sahirenys on Instagram: @poisedfinancelifestyle Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Have a spouse that’s not on board with budgeting, saving, or investing? You’re not alone! Getting 2 people on the same page when it comes to money can be complicated, but it’s not impossible. In this episode I’m breaking down 4 things you can do to try to get your spouse on board with managing your money better. Plus, I’m sharing bonus tips toward the end of the episode!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

If you’re ready to start investing, but you’re confused by terms like compound interest, mutual fund, and index fund then this episode is for you! Jeremy from Personal Finance Club is breaking down what an index fund is and why they are so popular among investors.Join me and Jeremy on Tuesday, June 15th at 8PM ET for our free training on investing for beginners. Space is limited, so be sure to grab your spot here  http://www.inspiredbudget.com/investing-training.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:How To Invest For Beginners Free TrainingFollow Jeremy on Instagram: @personalfinanceclub  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Is frugality simply buying everything at the dollar store and reusing paper towels? My friend Jen shares a definition of frugality that I’ve never considered. She’s also sharing how frugality has changed the way her family sees items and how you can adopt frugality into your life as well. Jen is also the co-host of the Frugal Friends Podcast. Be sure to check out her podcast as well!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Modern Frugality WebsiteFollow Jen on Instagram: @modernfrugality  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Today’s guest, Jamila Souffrant, is breaking down what financial independence is for the everyday person...and how anyone can reach financial flexibility. Jamila also shares how she left a job in corporate america to live a balanced life. While some people are living on nothing to help achieve financial independence, Jamila shares her journey to reaching money goals while still enjoying the process.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Follow Jamila on Instagram: @journeytolaunchJourney To Launch WebsiteCheck out Jamila’s Podcast: Journey To Launch Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Do you ever spend money unplanned or based on emotions? Maybe you find yourself spending money because you’re mad, sad, glad, or stressed. If so, then this episode is for you! We’re breaking down WHY you’re struggling with impulse spending and how to conquer this pattern. You’ll walk away with real strategies you can put in place today so that you keep more of your money in your pocket.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Stop The Swipe: How To Conquer Impulse SpendingHow To Build Wealth By Investing In Index Funds  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

If you’re working toward a big financial goal, whether you want to pay off debt or save $1 million for retirement, chances are likely you’ll lose steam along the way. In this first episode, Allison shares her family’s story of paying off over $111K of debt. She also offers 4 great tips on how to make progress with your money goals even when you want to give up along the way.Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget FREE Training: How To Pay Off Debt When You Don’t Make A Fortune - http://inspiredbudget.com/freeclass  Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Join Allison Baggerly as she has real and inspiring conversations about how to help women live their best life and reach their money goals. Learn more about budgeting, saving money, paying off debt, and investing for your future. You’ll be hearing not only from Allison, but others along the way that have a story and voice to share. Subscribe for updates. Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!