With over 20 years of experience, Quint Tatro and Daniel Czulno have a passion for helping folks who desire to go it alone in the world of personal finance and investing. Whether you're looking to start a simple budget and get out of debt or you're developing a full blown financial and retirement plan, DIY Money is for those who want to drive the ship towards their retirement future.
How to Invest in Different Accounts
Daniel and Logan talk about the differences between ETFs, Mutual Funds, and how to invest in different accounts.
2/26/2024 • 16 minutes, 37 seconds
How to Track Expenses
Logan and Allie talk about apps and resources to help you track your expenses.
2/23/2024 • 15 minutes, 49 seconds
HSA v. Paying off Mortgage
Quint and Logan talk about funding an HSA versus funding other goals like paying off your house.
2/21/2024 • 18 minutes
Backdoor Roth IRA
Allie and Daniel talk through a backdoor Roth IRA contribution, when you should use this strategy, and how to do it.
2/19/2024 • 20 minutes, 10 seconds
DIY Money Jr - How to Make Money as a Kid
Quint and Logan answer this question and tell stories about how to make money when you are young.
2/16/2024 • 15 minutes, 45 seconds
Keep Funds in a Business or Take Money Out?
Quint and Allie talk about reinvesting funds into your business or taking that money out for your benefit.
2/14/2024 • 21 minutes, 7 seconds
Balancing Joy and Savings
Daniel and Quint talk through the balancing act of spending now versus saving for later.
2/12/2024 • 15 minutes, 56 seconds
DIY Money Jr - Investing in a Roth IRA without Earned Income
Allie and Quint talk about contributions to a Roth IRA when you are young and just starting to make money.
2/9/2024 • 17 minutes, 2 seconds
Relationships and Budgeting
Daniel and Logan talk about how to navigate spending and budgeting in a relationship.
2/7/2024 • 19 minutes, 8 seconds
Saving for Retirement & Taxes when Self-Employed
Quint and Allie talk through the best ways to save on taxes and for retirement when you are self-employed or have a small business.
2/5/2024 • 20 minutes, 20 seconds
Finance Must-Knows
Quint and Logan talk about the most important things to teach young people about personal finance.
2/2/2024 • 16 minutes, 52 seconds
How to Value Real Estate
We talk about how to value stocks often, but in this episode Daniel and Quint break down how to value Real Estate.
1/31/2024 • 18 minutes, 9 seconds
What to Do With an Inheritance
Logan and Daniel talk through where money should go if you receive an inheritance.
1/29/2024 • 14 minutes, 25 seconds
DIY Money Jr - How do Banks Make Money?
Logan and Allie tackle a great questioner from a young listener about how banks work.
1/26/2024 • 15 minutes, 27 seconds
Hiring a Financial Advisor
Quint and Logan talk about hiring a financial advisor and what that process actually looks like.
1/24/2024 • 21 minutes, 25 seconds
How to Treat Debt Forgiveness
Daniel and Quint talk about loans that could potentially be forgiven and how that changes a financial plan.
1/22/2024 • 16 minutes, 50 seconds
Changing Beneficiaries for 529s
Quint and Logan dive into 529 plans and different strategies for these accounts.
1/19/2024 • 16 minutes, 17 seconds
Business Bank Account
Logan and Allie talk through opening a business bank account and what you should look out for.
1/17/2024 • 14 minutes, 33 seconds
Budgeting for Flexible Income
Quint and Daniel talk through budgeting when you do not have a steady income.
1/15/2024 • 16 minutes, 54 seconds
Back to the Basics: Wealth Creation
Daniel and Logan break down the final step in the DIY Money process of how to build wealth.
1/12/2024 • 23 minutes, 14 seconds
Back to the Basics: Debt Hierarchy
Allie and Logan explain the next step in the DIY process of how to pay off debt.
1/10/2024 • 23 minutes, 26 seconds
Back to the Basics: Magic is in the Margin
Quint and Logan talk about margin, what it is, and how to get more of it.
1/8/2024 • 13 minutes, 54 seconds
Back to the Basics: Fast Cash & Managing Emergency Fund
Quint and Daniel talk about the next steps in the DIY process.
1/5/2024 • 15 minutes, 26 seconds
Back to the Basics: Budgeting 101
Allie and Quint bring it back to the foundation of DIY Money. How to start a budget.
1/3/2024 • 24 minutes, 24 seconds
DIY Money Jr. - Taxable Investment Accounts v. Retirement Accounts
Allie and Quint discuss goals and making sure you are putting money in the correct accounts.
1/1/2024 • 19 minutes, 2 seconds
Managing Short-Term and Long-Term Goals
Allie and Quint talk about balancing short-term and long-term goals.
12/29/2023 • 16 minutes, 25 seconds
How Best to Buy a Car?
Buying a car can be a necessary evil sometimes, Quint and Logan break down the best ways to purchase one.
12/27/2023 • 15 minutes, 36 seconds
Evaluating Alternative Investments
Quint and Logan talk about how to evaluate alternative investments and when they might make sense in a portfolio.
12/25/2023 • 19 minutes, 5 seconds
Rebalancing Accounts Over Your Lifetime
Quint and Logan talk how to rebalance your retirement accounts over the course of your lifetime.
12/22/2023 • 14 minutes, 46 seconds
Taking Out Debt to Fund Retirement?
Quint and Allie discuss if you should take out personal loans to further fund retirement accounts.
12/20/2023 • 16 minutes, 8 seconds
Should I Have Multiple 401Ks?
Daniel and Quint talk about having multiple jobs in a short time period and if you should take advantage of the 401K at each.
12/18/2023 • 15 minutes, 27 seconds
Contribute to Roth or Traditional 401K?
Allie and Daniel break down the age old question of Roth versus Traditional contributions.
12/15/2023 • 16 minutes, 47 seconds
Contribute to Roth or Traditional 401K?
Allie and Daniel break down the age old question of Roth versus Traditional contributions.
12/15/2023 • 16 minutes, 47 seconds
Marrying Into Debt
Logan and Quint talk through tackling debt when you are recently married. How should each side of the marriage approach debt payoff?
12/13/2023 • 14 minutes, 53 seconds
Living on One Income
Quint and Allie talk about maximizing savings, budgeting, and planning for one spouse to stop working.
12/11/2023 • 18 minutes, 42 seconds
Combining Your Finances
Quint and Logan answer this question about combining finances for newlyweds.
12/8/2023 • 22 minutes, 51 seconds
Long Term Care Insurance
Quint and Daniel talk about long term care insurance and when it is a good time to explore these policies.
12/6/2023 • 17 minutes, 40 seconds
Retirement Savings: Where to Put Money
Quint and Daniel dive in to a question about where to put margin as you approach retirement.
12/4/2023 • 14 minutes, 50 seconds
DIY Interview - Jacob Thomson - Professional Marathon Runner and Coach
Quint interviews Jacob Thomson about his Olympics aspirations, coaching business, and DIY Money lifestyle.
12/1/2023 • 34 minutes, 52 seconds
Providing Funds for Special Needs Children
Quint and Daniel break down providing money for special need children through an ABLE account or a 529 plan.
11/29/2023 • 13 minutes, 54 seconds
Alternative Investment Ideas
Quint and Daniel throw around this fun question about shipping container homes and alternative investment ideas.
11/27/2023 • 16 minutes, 52 seconds
DIY Interview - Ian McMillan - What Is A Stock
Quint interviews writer of the book, "What Is A Stock", Ian McMillan to discuss his story and inspiration for the book.
11/24/2023 • 18 minutes, 25 seconds
Hiring Your Child
Quint and Allie discuss a strategy of hiring your child and helping them start to save early.
11/22/2023 • 18 minutes, 30 seconds
Deferment on Loans
Daniel and Logan discuss deferment on loans and how to strategically payoff debt.
11/20/2023 • 13 minutes, 10 seconds
DIY Interview - Ed Berry - NFL Super Agent - Aaron Rodgers, Randall Cobb, Will Levis, Saquon Barkley
NFL super-agent, Ed Berry, sits down with Quint to discuss his incredible story, from a graduating class of 38 people to representing the likes of Aaron Rodgers, Randall Cobb, Will Levis, and Saquon Barkley; Ed's story is beyond inspirational.
11/17/2023 • 40 minutes, 58 seconds
What Account Should I Use to Save?
On this episode of DIY Money, Quint and Daniel answer a question about whether to use a SEP IRA or a solo 401K when saving for retirement.
11/15/2023 • 19 minutes, 30 seconds
Taking Advantage of a Good Situation
On this episode of DIY Money, Daniel and Logan talk about making the most of good financial situations.
11/13/2023 • 16 minutes, 20 seconds
Giving the Gift of Investments
On this episode of DIY Money, Allie and Quint talk about gifting investments this holiday season.
11/10/2023 • 16 minutes, 51 seconds
DIY Money Jr - How Does My Money Help Me Get More Money
On this episode of DIY Money Junior, Quint and Daniel talk about saving, investing, and growing your money.
11/8/2023 • 15 minutes, 26 seconds
Different Class of Stock
On this episode of DIY Money, Quint and Logan talk about Berkshire Hathaway stock and what different share classes of stock mean.
11/6/2023 • 15 minutes, 59 seconds
Net Worth Averages
On this episode of DIY Money, Quint and Daniel talk about the online studies for average net worth.
11/3/2023 • 16 minutes, 11 seconds
Multiple Monthly Mortgage Payments
On this episode of DIY Money, Quint and Daniel talk about different strategies for paying your mortgage.
11/1/2023 • 19 minutes, 31 seconds
How Much Should I Put in Each Account?
On this episode of DIY Money, Logan and Allie talk through allocation of funds to different accounts particularly for kids.
10/30/2023 • 17 minutes, 58 seconds
What Are Treasury Bonds and How to Use Them?
In this episode of DIY Money, Daniel and Logan talk about treasury bonds and the best ways to utilize them in your portfolio.
10/27/2023 • 20 minutes, 20 seconds
DIY Money JR - First Time Investing
On this episode of DIY Money Junior, Logan and Allie talk about how to start investing and what to invest in.
10/25/2023 • 16 minutes, 20 seconds
Determining a Companies Financial Health
On this episode of DIY Money, Quint and Logan bring it back to the classroom and talk about analyzing companies and evaluating their cash flows.
10/23/2023 • 21 minutes, 41 seconds
Are Managed Funds Worth the Fees?
On this episode of DIY Money, Quint and Daniel talk about actively managed funds and whether they are worth the additional fees.
10/20/2023 • 16 minutes, 4 seconds
Can an HSA Also Be an Emergency Fund?
On this episode of DIY Money, Quint and Allie talk about utilizing an HSA as a backup emergency fund.
10/18/2023 • 12 minutes, 53 seconds
Managing Credit Cards and Building Credit
On this episode of DIY Money, Quint and Logan talk about how to manage credit cards and the best ways to build credit.
10/16/2023 • 17 minutes, 50 seconds
Where to Put Margin?
On this episode of DIY Money, Quint and Allie answer a classic question of where to allocate funds. Should you put more towards paying off your house? Or utilize an HSA account?
10/13/2023 • 17 minutes, 32 seconds
DIY Money JR - Why Should You Start Saving Early?
On this episode of DIY Money Junior, Quint and Daniel talk about the power of compounding and how important it can be to start saving early.
10/11/2023 • 15 minutes, 20 seconds
Money Market for Your Emergency Fund?
On this episode of DIY Money, Quint and Logan talk about money market funds and if they are a good place to put your emergency fund.
10/9/2023 • 19 minutes, 8 seconds
Changing Allocation as You Approach Retirement
On this episode of DIY Money, Daniel and Quint talk about transitioning investments towards a dividend portfolio as you near retirement.
10/6/2023 • 24 minutes, 14 seconds
Real Estate Syndicate
On this episode of DIY Money, Quint and Allie talk about real estate syndicates and how they could fit into a portfolio.
10/4/2023 • 20 minutes, 20 seconds
Excess Contributions and Tax Strategies
On this episode of DIY Money, Quint and Logan talk about what to do when you over contribute to a retirement account and tax strategies to think about.
10/2/2023 • 15 minutes, 34 seconds
Roth Or Brokerage Account
On this episode of DIY Money, Quint and Daniel talk about contributing to a brokerage account versus a Roth IRA account.
9/29/2023 • 14 minutes, 36 seconds
Benefits of Traditional and Roth IRAs
On this episode of DIY Money, Quint and Daniel talk about the benefits of IRAs and whether it makes sense to do a backdoor Roth IRA contribution.
9/27/2023 • 15 minutes, 54 seconds
Self-Employment Tax and Retirement Strategies
On this episode of DIY Money, Quint and Daniel talk about taxes and saving for retirement when you are self-employed.
9/25/2023 • 17 minutes, 45 seconds
Taxes and Marriage
On this episode of DIY Money, Quint and Logan discuss how taxes change after marriage and how to adjust your plan accordingly.
9/22/2023 • 16 minutes, 35 seconds
Different Types of Bonds
On this episode of DIY Money, Quint and Daniel talk about the different types of bonds and where those belong in your portfolio.
9/20/2023 • 14 minutes, 49 seconds
Buying an Active Fund in Your Retirement Account
On this episode of DIY Money, Quint and Daniel talk about diversification and buying actively managed funds in your retirement account.
9/18/2023 • 15 minutes, 25 seconds
Fix Your Car or Get a New One?
On this episode of DIY Money, Quint and Logan talk about vehicles and whether to fix it or get a new one.
9/15/2023 • 16 minutes, 52 seconds
Over or Under Funding a 529 Plan
On this episode of DIY Money, Quint and Allie talk about over or under funding a 529 plan when saving for education.
9/13/2023 • 16 minutes, 10 seconds
Should I Sell a Stock that Has a Loss?
On this episode of DIY Money, Quint and Logan talk about investments that have been losers. Should you sell or hold?
9/11/2023 • 18 minutes, 10 seconds
Keeping Your Old Home and Renting
On this episode of DIY Money, Quint and Daniel talk about a common phenomenon in the current rental market, keeping your old home and renting it out.
9/8/2023 • 17 minutes, 30 seconds
DIY Interview - Lauren Jacobs ”Cheerful Baker”
On this special DIY Money episode, Quint interviews Lauren Jacobs about her side hustle turned successful business.
9/6/2023 • 46 minutes, 59 seconds
DIY MONEY JR - How Do Savings Grow?
On this episode of DIY Money Júnior, Quint and Logan explain how savings and investments grow over time.
9/4/2023 • 19 minutes, 52 seconds
Common Versus Preferred Shares
On this episode of DIY Money, Quint and Allie talk through the differences between common and preferred stock.
9/1/2023 • 17 minutes, 17 seconds
401K Versus IRA
On this episode of DIY Money, Quint and Allie talk about prioritizing contributions to a 401K versus IRA.
8/30/2023 • 20 minutes, 47 seconds
Financial Marriage Advice
On this episode of DIY Money, Quint and Logan talk about financial marriage advice.
8/28/2023 • 16 minutes, 32 seconds
Whole Life Insurance
On this episode of DIY Money, Quint and Daniel talk all things whole life insurance.
8/25/2023 • 17 minutes, 36 seconds
Planning and Saving With a Disability
On this episode of DIY Money, Quint and Daniel talk through saving if you have a disability and planning ahead with disability insurance.
8/23/2023 • 14 minutes, 55 seconds
HSA Savings and DIY Money Steps
On this episode of DIY Money, Quint and Daniel rehash the DIY Money steps and talk about building in an HSA to your financial plan.
8/21/2023 • 13 minutes, 34 seconds
Wise Home Remodels
On this episode of DIY Money, Quint and Daniel talk about home remodels and how to wisely invest in your home to make money.
8/18/2023 • 15 minutes, 47 seconds
Adjusting Retirement Savings for Near Term Goals
On this episode of DIY Money, Quint and Daniel answer a question about adjusting 401K contributions to pay for kids college.
8/16/2023 • 15 minutes, 46 seconds
Budgeting for Goals
On this episode of DIY Money, Quint and Allie lay out how to budget for goals.
8/14/2023 • 19 minutes, 46 seconds
Dividend Stocks and Reinvestment
On this episode of DIY Money, Quint and Daniel discuss dividend paying stocks and reinvesting dividends.
8/11/2023 • 20 minutes, 11 seconds
Planning for Death
On this episode of DIY Money, Quint and Daniel talk about how to smartly plan for someone's passing.
8/9/2023 • 19 minutes, 11 seconds
Company Stock Incentive Plans
On this episode of DIY Money, Quint and Logan talk about various stock incentives like ISOs, RSUs, and NSOs.
8/7/2023 • 19 minutes, 32 seconds
Actively Trading Your Roth IRA
On this episode of DIY Money, Daniel and Logan discuss trading in a Roth IRA, the tax implications of doing so, and their thoughts on managing in this way.
8/4/2023 • 14 minutes, 22 seconds
Tax Planning in a No Income Tax State
On this episode of DIY Money, Logan and Allie talk about tax planning for states with no income tax.
8/2/2023 • 12 minutes, 50 seconds
Municipal Bonds versus US Government Bonds
On this episode of DIY Money, Daniel and Logan talk about municipal bonds and US government bonds. They talk about the pros of each and why you would add them to your portfolio.
7/31/2023 • 16 minutes, 58 seconds
Should I Buy Solar Panels?
On this episode of DIY Money, Quint and Daniel go in depth on the financial decision of buying solar panels.
7/28/2023 • 17 minutes, 14 seconds
Changing Investments Due to Expense Ratio
On this episode of DIY Money, Quint and Daniel discuss expense ratios and swapping one investment for another.
7/26/2023 • 14 minutes, 50 seconds
Employee Stock Purchase Plans
On this episode of DIY Money, Quint and Daniel talk about Employee Stock Purchase Plans.
7/24/2023 • 20 minutes, 10 seconds
How to Get Past the Fear of Investing?
On this episode of DIY Money, Quint and Logan talk about the important mental aspect of investing.
7/21/2023 • 21 minutes, 22 seconds
529 Penalties and Taxes
On this episode of DIY Money, Quint and Logan clarify what actual fees and taxes you could pay on a 529 plan. They talk about some of the benefits of this plan as well.
7/19/2023 • 16 minutes, 50 seconds
Lump Sum Pension or Annuity Payout?
On this episode of DIY Money, Quint and Logan break down decisions between a lump sum rollover of a pension or turning it into a annuity stream.
7/17/2023 • 18 minutes, 58 seconds
What Should I Deduct on My Taxes?
On this episode of DIY Money, Allie and Quint talk about tax deductions and if itemization is worth it.
7/14/2023 • 13 minutes, 26 seconds
What Is a Wash Sale and How to Avoid It?
On this episode of DIY Money, Quint and Daniel talk through the intricacies of wash sales for investments.
7/12/2023 • 14 minutes, 40 seconds
Look Out, Student Loans are Back
On this episode of DIY Money, Quint and Daniel talk about student loans resuming and saving for bigger expenses.
7/10/2023 • 15 minutes, 15 seconds
Different Types of Custodial Account
On this episode of DIY Money, Daniel and Logan talk about the different types of custodial accounts.
7/7/2023 • 13 minutes, 37 seconds
Setting Up a Retirement Plan at Work
On this episode of DIY Money, Daniel and Logan talk through setting up a retirement plan for a small business.
7/5/2023 • 16 minutes, 55 seconds
Should I Buy an Annuity?
On this episode of DIY Money, Daniel and Logan discuss what annuities are and our thoughts on them.
7/4/2023 • 23 minutes, 55 seconds
Should I Have Dividends?
On this episode of DIY Money, Quint and Allie talk about dividends and whether or not you should own them.
6/30/2023 • 19 minutes, 37 seconds
Don’t Break the Bank on a Wedding
On this episode of DIY Money, Daniel and Quint talk about saving, budgeting, and paying for a wedding.
6/28/2023 • 14 minutes, 5 seconds
Payment Strategy for Student Loans
On this episode of DIY Money, Daniel and Quint talk through paying off student loans.
6/26/2023 • 17 minutes, 30 seconds
Retirement Rules of Thumb
On this episode of DIY Money, Quint and Logan talk about retirement rules of thumb and the 4% rule.
6/23/2023 • 16 minutes, 23 seconds
DIY Money Jr- Should I Save Or Invest?
On this episode of DIY Money Junior, Allie and Quint discuss saving versus investing, specifically for college.
6/21/2023 • 16 minutes, 53 seconds
Lump Sum or DCA Inheritance
On this episode of DIY Money, Quint and Logan answer a question about investing in a lump sum or by dollar cost averaging for kids.
6/19/2023 • 15 minutes, 21 seconds
How to Locate Retirement Savings
On this episode of DIY Money, Daniel and Allie discuss how to find the best place for your retirement money.
6/16/2023 • 15 minutes, 38 seconds
Simple IRAs and 401Ks for a Small Business
On this episode of DIY Money, Daniel and Logan talk about Simple IRAs for small businesses versus 401Ks and what benefits a plan administrator should provide.
6/14/2023 • 16 minutes, 3 seconds
Withholding Taxes on Distributions
On this episode of DIY Money, Daniel, Logan, AND Allie talk about withholding taxes on distributions out of a retirement account or an inherited retirement account.
6/12/2023 • 15 minutes, 19 seconds
Retirement Account Allocation
On this episode of DIY Money, Daniel and Logan talk about allocation in retirement accounts, specifically in a TSP.
6/9/2023 • 16 minutes, 35 seconds
Dollar Cost Averaging Into Individual Stocks
On this episode of DIY Money, Daniel and Logan talk about buying individual stocks and whether to continue dollar cost averaging into them.
6/7/2023 • 15 minutes, 8 seconds
How Does My Pension Change My Plan?
On this episode of DIY Money, Logan and Daniel talk about how pensions impact a long term financial plan.
6/5/2023 • 12 minutes, 18 seconds
Custodial and Investment Accounts for Kids
On this episode of DIY Money, Daniel and Quint talk about investing for kids and what situations you should consider using different types of accounts.
6/2/2023 • 14 minutes, 6 seconds
Budgeting Tips and Tricks
On this episode of DIY Money, Quint and Allie talk about budgeting tips and tricks.
5/31/2023 • 19 minutes, 28 seconds
Should I Use a 529 Now?
On this episode of DIY Money, Quint introduces the newest member of the DIY and Joule team Allie Howard CPA MBA. Listen to them talk about 529 plans and the new strategies available for them.
5/29/2023 • 20 minutes, 44 seconds
DIY MONEY JR- Starting an Online Business
On this episode of DIY Money Junior, Logan and Quint talk about starting an online business.
5/26/2023 • 16 minutes, 36 seconds
Buying a Home? How Much Should You Put Down?
On this episode of DIY Money, Daniel and Logan talk about what percentage to put down on your home.
5/24/2023 • 16 minutes, 12 seconds
Take More Risk With a Pension?
On this episode of DIY Money, Logan and Daniel talk about risk when factoring in a pension to a financial plan.
5/22/2023 • 17 minutes, 38 seconds
Increasing 401K Savings to Save on Taxes
On this episode of DIY Money, Logan and Daniel talk about increasing 401K savings to ultimately save on taxes.
5/19/2023 • 18 minutes, 3 seconds
Using an HSA for Retirement
On this episode of DIY Money, Logan and Daniel talk about calculating retirement needs while factoring in an HSA.
5/17/2023 • 17 minutes, 43 seconds
We Want You At Joule!
We would love to have you apart of our team at Joule Financial. Learn more about our open position HERE.
5/16/2023 • 1 minute, 1 second
Savings Bucket for a Baby
On this episode of DIY Money, Quint and Logan talk about creating an extra savings bucket when planning on having a baby.
5/15/2023 • 17 minutes, 32 seconds
Should I Pay Off My Mortgage? Or Invest?
On this episode of DIY Money, Quint and Logan talk through the qualitative and quantitative factors to paying off your mortgage versus investing.
5/12/2023 • 21 minutes, 3 seconds
What to Do When You Make Over the Roth IRA Limits?
On this episode of DIY Money, Quint and Daniel talk about what to do when you start making income over the Roth income limits.
5/10/2023 • 17 minutes, 4 seconds
What Happens To My Loan If My Bank Fails?
On this episode of DIY Money, Quint and Daniel talk about what would happen to your mortgage, car loan, etc. if your bank were to fail.
5/8/2023 • 17 minutes, 30 seconds
Inheritance, EE Bonds, and Taxes
On this episode of DIY Money, Quint and Daniel talk about inheriting EE bonds and what to do with them.
5/5/2023 • 13 minutes, 30 seconds
More Margin, Now What?
On this episode of DIY Money, Quint and Daniel talk about what to do when you start having more margin.
5/3/2023 • 13 minutes, 11 seconds
How to Find a Good Tax Accountant?
On this episode of DIY Money, Quint and Daniel talk about how they find professionals to work with.
5/1/2023 • 15 minutes, 51 seconds
Buying a Manufactured Home
On this episode of DIY Money, Daniel and Logan answer a question about buying a manufactured home.
4/28/2023 • 15 minutes, 26 seconds
1% Match on Your Roth IRA
On this episode of DIY Money, Daniel and Logan talk about incentives that investment companies offer for Roth contributions.
4/26/2023 • 14 minutes, 54 seconds
Maxing Out Your Retirement
On this episode of DIY Money, Logan and Daniel talk about maxing out your retirement savings.
4/24/2023 • 13 minutes, 37 seconds
Are My Percent Contributions to Roth or Traditional 401K the Same?
On this episode of DIY Money, Quint and Logan talk about changing your 401K from Traditional to Roth and how that changes your paycheck.
4/21/2023 • 12 minutes, 6 seconds
Saving for Retirement With a Pension
On this episode of DIY Money, Quint and Logan discuss the changes of saving for retirement when you have a pension.
4/19/2023 • 16 minutes, 53 seconds
Saving for a Special Needs Child
On this episode of DIY Money, Quint and Logan discuss savings for a special needs child.
4/17/2023 • 17 minutes, 15 seconds
How Much Should My Mortgage Payment Be?
On this episode of DIY Money, Quint and Daniel discuss buying a home and how much to allocate to your mortgage each month.
4/14/2023 • 18 minutes, 47 seconds
Series EE Savings Bonds
On this episode of DIY Money, Quint and Daniel discuss Series EE Bonds and what to do with them.
4/12/2023 • 16 minutes, 38 seconds
DIY Money Jr - Invest in Stocks or Somewhere Else?
On this episode of DIY Money Junior, Quint and Daniel discuss investing while you are young and the best places to put your money.
4/10/2023 • 15 minutes, 25 seconds
Multiple or One Savings Account?
On this episode of DIY Money, Quint and Daniel talk about having 1 savings account versus having multiple for several different goals.
4/7/2023 • 13 minutes, 3 seconds
ESG Funds
On this episode of DIY Money, Quint and Daniel talk about ESG Funds.
4/5/2023 • 19 minutes, 14 seconds
5 Years From Retirement, What Do I Do?
In this episode of DIY money, Quint and Daniel talk about what to do as you are approaching retirement with your investments.
4/3/2023 • 20 minutes, 12 seconds
Getting a Tax Refund
On this episode of DIY Money, Quint is once again joined by guest Bobby Livesay. They discuss what to do with a tax refund and how to navigate your tax withholdings.
3/31/2023 • 19 minutes, 6 seconds
Quarterly Tax Payments
On this episode of DIY Money, Quint is joined by guest Bobby Livesay and they discuss making quarterly tax payments.
3/29/2023 • 16 minutes, 15 seconds
Starting a Roth Early
On this episode of DIY Money, Quint and Logan talk about starting a Roth early on in life and investing while in college.
3/27/2023 • 14 minutes, 38 seconds
Impact Investing
On this episode of DIY Money, Quint and Daniel discuss what impact investing means and how they approach this topic.
3/24/2023 • 18 minutes, 49 seconds
Taking on Debt for Rental Real Estate
On this episode of DIY Money, Quint and Daniel discuss if it is wise to take on debt for a rental real estate investment.
3/22/2023 • 17 minutes, 15 seconds
Helping Your Parents Retire
On this episode of DIY Money, Quint and Daniel talk about the difficulties of helping your parents save and plan for retirement.
3/20/2023 • 15 minutes
Should I Pay off My Mortgage with Retirement Funds?
On this episode of DIY Money, Quint and Daniel talk about when it does and does not make sense to use retirement money to pay off your home.
3/17/2023 • 12 minutes, 49 seconds
”Buy When the Market is Low” -- With What??
Everyone says "Buy When the Market is Low". On this episode of DIY Money, Quint and Daniel talk about that common phrase and why it is not so easy to do so.
3/15/2023 • 12 minutes, 33 seconds
Resources that Teach Your Kids Investing
On this episode of DIY Money, Quint and Daniel talk about different resources that can help teach kids about investing.
Check out Ian McMillan's book "What Is A Stock" at whatisastockbook.com.
3/13/2023 • 15 minutes, 19 seconds
Adding a Spouse to Your Mortgage and Home
On this episode of DIY Money, Quint and Daniel answer a question about adding a spouse to the mortgage and home title.
3/10/2023 • 12 minutes, 16 seconds
Selling Investments to Buy a House
On this episode of DIY Money, Quint and Daniel talk through if it makes sense to sell investments to buy a house.
3/8/2023 • 17 minutes, 59 seconds
More Savings or More Fun?
On this episode of DIY Money, Quint and Daniel debate saving for the future or spending for now.
3/6/2023 • 17 minutes, 17 seconds
Purchasing a Business
On this episode of DIY Money, Quint and Logan talk about debt and buying a business.
3/1/2023 • 17 minutes, 44 seconds
Roth vs. 401K Debate
On this episode of DIY Money, Quint and Logan debate using a Traditional 401K or Roth 401K or something else.
2/26/2023 • 21 minutes, 11 seconds
529, Custodial Accounts, and Joint Accounts
On this episode of DIY Money, Daniel and Logan walk through various ways to save for kids whether that is for college or other goals.
2/22/2023 • 17 minutes, 8 seconds
What to Do With Home Sale Proceeds
On this episode of DIY Money, Daniel and Logan talk about what to do with the proceeds once you sell your home.
2/19/2023 • 17 minutes, 26 seconds
What to Prioritize in 2023
On this episode of DIY Money, Quint and Logan talk through priorities for your financial life in 2023.
2/15/2023 • 13 minutes, 21 seconds
DIY Money Jr - How to Make Money Online
On this episode of DIY Money Junior, Quint and Logan talk about how to make money online.
2/14/2023 • 15 minutes, 33 seconds
DIY Money Jr - What to Do With a Full Piggy Bank
On this episode of DIY Money Junior, Quint and Logan talk about what to do when you have a full piggy bank.
2/12/2023 • 14 minutes, 6 seconds
Paying Rent While Looking for a House
On this episode of DIY Money, Quint and Daniel talk about paying rent while you are looking to buy a house.
2/8/2023 • 18 minutes, 57 seconds
Starting a Business Without Massive Debt
On this episode of DIY Money, Quint and Daniel discuss how to start and grow a business without taking on loads of debt.
2/5/2023 • 15 minutes, 59 seconds
Differences Between Cash Equivalents
On this episode of DIY Money, Daniel and Logan talk through different cash equivalents like treasuries, CDs, and money market funds.
2/1/2023 • 19 minutes, 10 seconds
Should I Have Bonds in My Brokerage Account?
On this episode of DIY Money, Daniel and Logan discuss owning bonds and if you should have them in your brokerage or taxable account.
1/29/2023 • 16 minutes
Pay off My Mortgage or Invest?
On this episode of DIY Money, Quint and Daniel take a deeper look into paying down your mortgage versus investing.
1/25/2023 • 21 minutes, 35 seconds
Paying off Student Loan Debt
On this episode of DIY Money, Quint and Daniel answer a question on how to balance paying off student loan debt versus investing in retirement accounts.
1/22/2023 • 17 minutes, 19 seconds
What Should My Net Worth Be?
On this episode of DIY Money, Quint and Logan discuss financial goals and talk about the "net worth by age X" calculations.
1/18/2023 • 17 minutes, 21 seconds
Investing for Kids and New 529 Rules
On this episode of DIY Money, Quint and Logan talk through new changes and rules for 529 plans along with their thoughts on saving for your kids.
1/15/2023 • 21 minutes, 54 seconds
Variable Annuities
On this episode of DIY Money, Quint and Logan discuss variable annuities. They walk through how they work, their fees, and how to potentially get out of them.
1/11/2023 • 15 minutes, 32 seconds
How to Choose an S&P500 Fund
On this episode of DIY Money, Quint and Logan discuss how to select an S&P500 fund.
1/8/2023 • 20 minutes, 5 seconds
SPECIAL EPISODE - The Traveling Gamblers
On this special episode of DIY Money, Quint interviews The Traveling Gamblers. This pair has made a life of hopping from port to port, cruise ship to cruise ship as a guest of casinos far and wide. Don't miss this unique and exciting interview.
1/5/2023 • 41 minutes, 26 seconds
DIY Money Jr - What Companies Should I Buy?
On this episode of DIY Money, Quint and Daniel discuss the basics to buying companies.
1/4/2023 • 16 minutes, 41 seconds
BACK TO THE BASICS - Investing
On this episode of DIY Money, Quint and Daniel discuss the basics to investing.
1/2/2023 • 18 minutes, 51 seconds
BACK TO THE BASICS - Margin
On this episode of DIY Money, Quint and Daniel dive into how to get margin and where to apply it.
12/28/2022 • 14 minutes, 29 seconds
BACK TO THE BASICS - Budgeting
On this episode of DIY Money, Quint and Daniel go back to the fundamentals and break down how to start, develop, and maintain a budget.
12/25/2022 • 20 minutes, 26 seconds
Extra Payment to Your Mortgage?
On this episode of DIY Money, Daniel and Logan discuss the practice of making a 13th payment on your mortgage each year.
12/21/2022 • 17 minutes, 2 seconds
Rent or Sell Your Starter Home?
On this episode of DIY Money, Daniel and Logan answer a question about whether to sell your starter home or keep it and rent it out.
12/18/2022 • 16 minutes, 51 seconds
Broker CDs
On this episode of DIY Money, Quint and Daniel discuss the ins and outs of Broker CDs and how to get interest on your funds.
12/14/2022 • 14 minutes, 39 seconds
How to Bring in Clients to My Small Business
On this episode of DIY Money, Quint and Daniel discuss how to start a business and begin bringing in clients.
12/11/2022 • 16 minutes, 25 seconds
Financially Planning for Children
On this episode of DIY Money, Quint and Daniel discuss the financial considerations to make before having kids and the expenses that come with that decision.
12/7/2022 • 12 minutes, 55 seconds
Over Contributing to Tax Efficient Accounts
On this episode of DIY Money, Quint and Daniel discuss what happens when you contribute over the maximum in a retirement or HSA account.
12/4/2022 • 15 minutes, 43 seconds
Buying a Car for a Gap Period
In this episode of DIY Money, Quint and Logan discuss a unique situation of buying a car for a short period of time.
11/30/2022 • 16 minutes, 20 seconds
Using a Roth IRA for Emergencies
On this episode of DIY Money, Quint and Logan talk through the circumstances when you can use a Roth IRA for emergencies and discuss their thoughts on utilizing a Roth in this way.
11/27/2022 • 16 minutes, 12 seconds
Should I Do a Backdoor Roth Conversion?
On this episode of DIY Money, Quint and Daniel discuss utilizing an employer 401K in order to facilitate a backdoor Roth conversion.
11/23/2022 • 14 minutes, 16 seconds
Taxes on Non-Retirement Accounts
On this episode of DIY Money, Daniel and Quint discuss taxes for taxable investing accounts and break down the usefulness of these types of accounts.
11/20/2022 • 17 minutes, 56 seconds
Funding a Home Remodel
On this episode of DIY Money, Quint and Daniel discuss ideas for funding a home remodel.
11/16/2022 • 17 minutes, 5 seconds
Managing My Debt in a High Rate Environment
On this episode of DIY Money, Quint and Daniel discuss their thoughts on ARMs, refinancing, debt, and building in this environment.
11/13/2022 • 16 minutes, 22 seconds
Thoughts on Different Types of Insurance
On this episode of DIY Money, Quint and Daniel discuss several different kinds of insurance, everything from term life insurance to pet insurance.
11/9/2022 • 16 minutes, 55 seconds
Starting in the Financial Business
On this episode of DIY Money, Quint and Daniel talk about being in the financial advising/planning world and they dive into the pros and cons of the business.
11/6/2022 • 17 minutes, 55 seconds
Insurance Investments
On this episode of DIY Money, Daniel and Logan discuss their thoughts on insurance as an investment.
11/2/2022 • 12 minutes, 56 seconds
Planning for Retirement Medical Expenses
On this episode of DIY Money, Daniel and Logan discuss planning for retirement medical expenses.
10/30/2022 • 16 minutes, 6 seconds
Saving When Self Employed
On this episode of DIY Money, Daniel and Logan discuss different ways to save when you are self employed.
10/26/2022 • 14 minutes, 47 seconds
Investing in Family Real Estate
On this episode of DIY Money, Quint and Daniel discuss a unique question about investing in a generational family property.
10/23/2022 • 11 minutes, 52 seconds
Saving for Near Term Goals
On this episode of DIY Money, Quint and Daniel discuss different savings options for near term goals.
10/19/2022 • 16 minutes, 18 seconds
When Fiscal Responsibility Gets Boring
On this episode of DIY Money, Quint and Daniel talk about how to keep yourself motivated when saving, investing, and budgeting start to get boring.
10/16/2022 • 15 minutes, 3 seconds
Managing Your Checking Account Balance
On this episode of DIY Money, Quint and Daniel discuss different strategies and thoughts on how much to keep in your checking account.
10/12/2022 • 18 minutes, 22 seconds
Contributing to 401Ks, IRAs, and Roths
On this episode of DIY Money, Quint and Daniel discuss the thought process for deciding whether to contribute to a 401K, IRA, or Roth.
10/9/2022 • 17 minutes, 13 seconds
Leasing vs. Owning Your Car
In this episode of DIY Money, Daniel and Logan discuss the math to consider when determining whether to lease or buy a car.
10/5/2022 • 19 minutes, 39 seconds
Renting vs. Buying Your Home?
In this episode of DIY Money, Daniel and Logan discuss the differences between renting or buying your home and debate the pros and cons for each.
10/2/2022 • 26 minutes, 14 seconds
What Certifications Should I Get?
On this episode of DIY Money, Daniel and Logan discuss the different certifications out there and which ones are beneficial for you.
9/28/2022 • 20 minutes, 2 seconds
Student Loan Forgiveness
On this episode of DIY Money, Daniel and Logan discuss the new student loan forgiveness program and how to start navigating it.
9/25/2022 • 20 minutes, 8 seconds
Investing with Currency Risk
On this episode of DIY Money, Quint and Daniel tackle and excellent question from across the pond and discuss the impact of currency risk.
9/21/2022 • 19 minutes, 20 seconds
DIY Money Jr - How to Save for College
On this episode of DIY Money Jr, Quint and Daniel discuss how to save money for college and how to invest those funds.
9/18/2022 • 16 minutes, 38 seconds
When to Accept Money from Family Members
On this episode of DIY Money, Quint and Logan discuss good times and potentially bad times to accept money from family.
9/14/2022 • 21 minutes, 35 seconds
Starting a Healthy Financial Marriage
On this episode of DIY Money, Quint and Logan discuss how to start and maintain healthy financial practices in your marriage.
9/11/2022 • 18 minutes, 33 seconds
Backdoor Roth Conversion Strategy
On this episode of DIY Money, Quint and Daniel discuss backdoor Roth conversion strategy and share their thoughts on utilizing it.
9/7/2022 • 21 minutes, 15 seconds
Investing for Retirement Without a 401K
On this episode of DIY Money, Quint and Daniel discuss other options for investing when your employer does not provide a company 401K.
9/4/2022 • 18 minutes, 1 second
How Do I Invest My Assets?
On this episode of DIY Money, Quint and Daniel discuss how to build an allocation and what things to consider when doing so.
8/31/2022 • 12 minutes, 58 seconds
Are Your Advisors Fees Worth It?
On this episode of DIY Money, Quint and Daniel discuss how to determine if the advisor fees you are paying are worth it.
8/28/2022 • 14 minutes, 57 seconds
Thoughts on Target Date Funds?
In this episode of DIY Money, Daniel and Logan discuss the pros and cons of target date funds.
8/26/2022 • 17 minutes, 24 seconds
Investing in 401ks or Other Retirement Accounts
On this episode of DIY Money, Daniel and Logan discuss the difference in investing through your company retirement account versus using outside accounts like a Roth or IRA.
8/25/2022 • 14 minutes, 6 seconds
What Does a Recession Look Like?
In this episode of DIY Money, Quint and Daniel discuss what to expect from a recession and what finance can look like in a tough environment.
8/17/2022 • 18 minutes, 15 seconds
One Time Investment vs. Dollar Cost Averaging?
In this episode of DIY Money, Quint and Daniel discuss the differences between investing lump sums or dollar cost averaging.
8/10/2022 • 14 minutes, 34 seconds
Saving Future Contributions
On this episode of DIY Money, Quint and Daniel discuss methods for saving up before contributing to various accounts each year.
8/7/2022 • 17 minutes, 53 seconds
DIY Money Jr - What to do with Money from Your First Job
In this DIY Money Junior episode, Quint and Daniel discuss how to think about money from your first job.
8/5/2022 • 17 minutes, 43 seconds
Money in Your Marriage
On this episode of DIY Money, Daniel and Quint talk about some of the strategies they use for handling money in their households and marriages.
8/4/2022 • 18 minutes, 13 seconds
Owner or Employee which is better?
On this episode of DIY Money, Quint and Daniel discuss the differences between being an employee in a business or an owner of a business.
7/27/2022 • 18 minutes, 26 seconds
How Do I Stop Being Cheap?
On this episode of DIY Money, Quint and Daniel discuss the mindset of spending and the psychology that influences what you spend and what you save.
7/24/2022 • 13 minutes, 27 seconds
Investing in Real Estate Versus Stocks
On this episode of DIY Money, Quint and Daniel discuss the differences in the Real Estate and Stock Market and discuss the pros and cons of those investments.
7/20/2022 • 13 minutes, 51 seconds
Tracking Your Investment Allocation
On this episode of DIY Money, Quint and Daniel walk through what they use to track their financial investments.
7/17/2022 • 13 minutes, 45 seconds
Unique Ways to Use Your Home Equity
On this episode of DIY Money, Quint and Daniel discuss strategies for utilizing your primary home's equity.
7/13/2022 • 15 minutes, 36 seconds
Balancing Goals and Savings
On this episode of DIY Money, Quint and Daniel discuss balancing goals and savings.
7/10/2022 • 12 minutes, 41 seconds
How to Have Long Term Financial Conversations
On this episode of DIY Money, Quint and Daniel give advice on how to have long-term financial conversations with family members.
7/6/2022 • 16 minutes, 2 seconds
How to Invest an Inherited IRA
On this episode of DIY Money, Quint and Daniel discuss how to invest an Inherited IRA.
7/3/2022 • 16 minutes, 7 seconds
Investing in the Current Market Environment
On this episode of DIY Money, Quint and Daniel discuss investing in the current market environment.
6/29/2022 • 21 minutes, 57 seconds
Margin and Options? Should You be Using Them?
On this episode of DIY Money, Logan and Daniel discuss margin and options trading, and whether you should be using them.
6/26/2022 • 20 minutes, 23 seconds
Where to Put Additional Savings?
On this episode of DIY Money, Logan and Daniel discuss where to put any additional savings.
6/22/2022 • 17 minutes, 7 seconds
Best Ways to Increase Your Credit Score
On this episode of DIY Money, Quint and Daniel discuss the best ways to increase your credit score.
6/19/2022 • 14 minutes, 29 seconds
How to Utilize I Bonds
On this episode of DIY Money, Quint and Daniel discuss how to utilize I Bonds.
6/15/2022 • 20 minutes, 16 seconds
Paying Off a Mortgage vs Investing
On this episode of DIY Money, Quint and Daniel discuss the mathematics and psychology of paying off a mortgage vs investing.
6/12/2022 • 16 minutes, 33 seconds
When to Encourage Meeting With an Advisor
On this episode of DIY Money, Quint and Daniel discuss when you should encourage others nearing retirement to meet with an advisor.
6/8/2022 • 12 minutes, 26 seconds
Planning for Early Retirement
On this episode of DIY Money, discuss planning for early retirement.
6/5/2022 • 16 minutes, 44 seconds
What To Do After a Financial Misstep
On this episode of DIY Money, Quint and Daniel discuss what to do after a financial misstep.
6/2/2022 • 16 minutes, 56 seconds
What Does my Tax Deduction Look Like?
On this episode of DIY Money, Quint and Daniel discuss what tax deductions you should consider taking.
5/29/2022 • 11 minutes, 32 seconds
Should I Have an Active Advisor?
On this episode of DIY Money, Quint and Daniel discuss whether you should have an active advisor.
5/25/2022 • 17 minutes, 45 seconds
When to Make a Change in Your Financial Plan
On this episode of DIY Money, Quint and Logan give advice on when to make a change in your financial situation.
5/22/2022 • 12 minutes, 32 seconds
Using Leveraged ETFs
On this episode of DIY Money, Quint and Logan discuss using leveraged ETFs.
5/19/2022 • 18 minutes, 22 seconds
When and Why to Rebalance Investments
On this episode of DIY Money, Logan and Daniel discuss when and why it is necessary to rebalance investments.
5/15/2022 • 18 minutes, 59 seconds
Social Security Survivor Benefits
On this episode of DIY Money, Daniel and Logan discuss the survivor benefits of social security.
5/11/2022 • 16 minutes, 52 seconds
What To Do With an ESOP
On this episode of DIY Money, Quint and Daniel discuss what to do with an ESOP.
5/8/2022 • 14 minutes, 40 seconds
How to Manage Through Inflation
On this episode of DIY Money, Quint and Daniel give advice on how to manage inflation.
5/4/2022 • 17 minutes, 8 seconds
How to Prepare for Buying a House
On this episode of DIY Money, Quint and Daniel give advice on how to prepare for buying a house.
5/1/2022 • 15 minutes, 46 seconds
Using Student Loan to Maintain Cash Reserves
On this episode of DIY Money, Quint and Daniel discuss using student loans to maintain cash reserves.
4/27/2022 • 18 minutes, 47 seconds
Roth 401K vs Roth IRA
On this episode of DIY Money, Quint and Daniel discuss the difference between contributing to a Roth 401K vs a Roth IRA.
4/24/2022 • 18 minutes, 50 seconds
MBA Degree versus CFA
On this episode of DIY Money, Quint and Daniel discuss the differences between getting your MBA degree or CFA.
4/20/2022 • 16 minutes, 40 seconds
Taking Goals to Next Level
On this episode of DIY Money, Daniel and Logan give advice on taking goals to the next level.
4/17/2022 • 16 minutes, 17 seconds
HSA vs Roth IRA
On this episode of DIY Money, Daniel and Logan discuss the differences between an HSA vs a Roth IRA and the benefits of both.
4/13/2022 • 15 minutes, 28 seconds
Getting Into Rental Business With a Friend
On this episode of DIY Money, Quint and Daniel discuss getting into the rental business with a friend.
4/10/2022 • 13 minutes, 54 seconds
Using Cash to Pay Down Student Loans
On this episode of DIY Money, Quint and Daniel discuss using cash to pay down student loans.
4/6/2022 • 12 minutes, 28 seconds
When to Invest Individual Retirement Account?
On this episode of DIY Money, Logan and Daniel discuss when to invest individual retirement accounts.
4/3/2022 • 15 minutes, 46 seconds
Average Return vs Realized Return
On this episode of DIY Money, Logan and Daniel discuss the differences between an average annual return vs a realized return.
3/30/2022 • 19 minutes, 59 seconds
401K vs 403B
On this episode of DIY Money, Quint and Daniel discuss the differences between a 401K and a 403B.
3/27/2022 • 11 minutes, 6 seconds
How to Plan for a Stay at Home Spouse
On this episode of DIY Money, Quint and Daniel discuss how to financially plan for a stay-at-home spouse.
3/23/2022 • 15 minutes, 58 seconds
Alternative Investments
On this episode of DIY Money, Quint and Daniel discuss alternative investments outside of traditional investment accounts.
3/20/2022 • 18 minutes, 27 seconds
Where to Allocate Pay Raise
On this episode of DIY Money, Quint and Daniel discuss where to allocate a pay raise.
3/18/2022 • 12 minutes, 9 seconds
Avoiding Lifestyle Creep
On this episode of DIY Money, Quint and Daniel give advice on avoiding lifestyle creep.
3/13/2022 • 12 minutes, 31 seconds
Savings Rules of Thumb
On this episode of DIY Money, Quint and Daniel share a couple of savings rules of thumb to follow.
3/11/2022 • 18 minutes, 52 seconds
How to Save for Mid-Term Goals
On this episode of DIY Money, Quint and Daniel discuss how to save for mid-term goals.
3/6/2022 • 17 minutes, 15 seconds
How to Get on Track After an Emergency
On this episode of DIY Money, Quint and Daniel give advice on how to get back on track after an emergency.
3/2/2022 • 15 minutes, 57 seconds
Robo Advisor vs Target Date Funds
On this episode of DIY Money, Quint and Daniel discuss the difference of investing with a Robo Advisor or in a Target Date Fund.
2/28/2022 • 16 minutes, 13 seconds
When Do Roth Conversions Make Sense?
On this episode of DIY Money, Quint and Daniel explain what a Roth Conversion is and when you should consider doing it.
2/23/2022 • 20 minutes, 12 seconds
Why HSA Insurance Plans Cost More
On this episode of DIY Money, Daniel and Logan discuss HSA plans and why they cost more.
2/20/2022 • 23 minutes, 54 seconds
Converting 401K to Roth 401K
On this episode of DIY Money, Daniel and Logan discuss converting your Traditional 401K to a Roth 401K.
2/16/2022 • 16 minutes, 3 seconds
How to Invest For Your Kids
On this episode of DIY Money, Quint and Logan talk about how to start investing for your kids.
2/13/2022 • 16 minutes, 50 seconds
DIY Money Jr - When to Sell Your Stocks
On this episode of DIY Money, Quint and Logan discuss when to consider selling stocks.
2/10/2022 • 19 minutes, 51 seconds
Too Much Cash In My Allocation?
On this episode in DIY Money, Quint and Daniel discuss allocation and whether you may have too much cash in your portfolio.
2/6/2022 • 15 minutes, 55 seconds
Is Debt Consolidation Worth It?
On this episode of DIY Money, Quint and Daniel discuss debt consolidation.
2/2/2022 • 13 minutes, 36 seconds
What To Do With a Previous Retirement Plan
On this episode of DIY Money, Quint and Logan discuss what to do with a previous employer's retirement plan.
1/30/2022 • 18 minutes, 19 seconds
Getting Started as a CPA and CFP
On this episode of DIY Money, Quint and Logan give advice on getting started as a CPA and CFP.
1/26/2022 • 17 minutes, 15 seconds
Investing When You Can’t Use an IRA
On this episode of DIY Money, Daniel and Logan discuss where you can invest if you are unable to invest in a Roth IRA.
1/24/2022 • 16 minutes, 47 seconds
When to Quit a Stressful Job
On this episode of DIY Money, Logan and Daniel discuss when it is appropriate time to quit a stressful job.
1/24/2022 • 15 minutes, 22 seconds
How to Prioritize Saving vs Debt Payoff Goals
On this episode of DIY Money, Quint and Daniel discuss prioritizing saving vs debt payoff goals.
1/12/2022 • 14 minutes, 37 seconds
Pay Off Student Loans Now or Gradually
On this episode of DIY Money, Quint and Daniel discuss paying off student loans now or gradually.
1/11/2022 • 17 minutes, 16 seconds
Using Home Equity for Rental Real Estate
On this episode of DIY Money, Quint and Daniel discuss using a HELOC to fund a down payment for a rental property.
1/5/2022 • 14 minutes, 18 seconds
Traditional IRA vs Roth IRA
On this episode of DIY Money, Quint and Daniel discuss the key differences between a Traditional IRA vs a Roth IRA.
1/3/2022 • 12 minutes, 54 seconds
Options for Leaving the Pension System
On this episode of DIY Money, Quint and Logan discuss options for leaving the pension system.
12/29/2021 • 15 minutes, 51 seconds
Pay Down Student Loans or Invest Early
On this episode of DIY Money, Quint and Daniel discuss whether they would put all savings prior to school towards paying off student loans or invest early in an account.
12/26/2021 • 14 minutes, 12 seconds
Holiday Saving
On this episode of DIY Money, Quint and Logan discuss fun gift ideas that save money.
12/22/2021 • 15 minutes, 24 seconds
Deciding Between 401K and ESPP
On this episode of DIY Money, Quint and Daniel discuss the difference between contributing to a 401K and ESPP.
12/19/2021 • 14 minutes, 19 seconds
Ethereum and NFTs
On this episode of DIY Money, Quint and Daniel explain what the Metaverse, NFTs, and Ethereum are and why they are important.
12/15/2021 • 17 minutes, 59 seconds
Investing Excess Savings
On this episode of DIY Money, Quint and Logan discuss whether you should invest excess savings outside of an emergency fund.
12/12/2021 • 10 minutes, 35 seconds
When Do You Move States for a Job?
On this episode of DIY Money, Quint and Logan talk about what to consider when offered a job out of state.
12/8/2021 • 14 minutes, 37 seconds
How to Give Stock as a Holiday Gift
On this episode of DIY Money, Quint and Logan discuss how to gift stock for the holidays.
12/6/2021 • 16 minutes, 52 seconds
What are Restricted Stock Units (RSU)?
On this episode of DIY Money, Daniel and Logan describe the difference between common stocks and Restricted Stock Units (RSU).
12/1/2021 • 15 minutes, 1 second
Recommended Money Resources
On this episode of DIY Money, Daniel and Logan give their recommendations on books and financial resources to learn from.
12/1/2021 • 21 minutes, 14 seconds
How to Motivate Others Toward Their Goals
On this episode of DIY Money, Quint and Logan give advice on how to motivate others towards their goals.
11/24/2021 • 18 minutes, 32 seconds
How to Diversify Investments
On this episode of DIY Money, Quint and Logan discuss how to diversify investments in your portfolio.
11/23/2021 • 17 minutes, 8 seconds
Aggressively Paying Down Student Loan
On this episode of DIY Money, Quint and Daniel talk about aggressively paying down student loan debt.
11/17/2021 • 16 minutes, 34 seconds
Is Student Loan Debt Worth It?
On this episode of DIY Money, Quint and Daniel discuss whether they believe if student loan debt is worth it.
11/14/2021 • 16 minutes, 12 seconds
Blended Family Finances
On this episode of DIY Money, Quint and Daniel discuss how to manage blended family finances.
11/10/2021 • 14 minutes, 53 seconds
Saving Money and Using Rewards for Travel
On this episode of DIY Money, Daniel and Logan discuss saving money and using credit card rewards for travel.
11/7/2021 • 21 minutes, 44 seconds
Using a HELOC to Purchase a Property
On this episode of DIY Money, Quint and Daniel discuss using a HELOC loan to purchase a property.
11/3/2021 • 22 minutes, 10 seconds
Should You Rent or Sell Your Starter Home?
On this episode of DIY Money, Quint and Daniel discuss whether you should consider renting or selling your starter home.
11/3/2021 • 16 minutes, 42 seconds
Where to Get Started on The DIY Journey
On this episode of DIY Money, Daniel and Logan give advice on where to get started on the DIY Journey.
10/29/2021 • 16 minutes, 33 seconds
The Differences Between ETFs
On this episode of DIY Money, Daniel and Logan explain the differences between ETFs.
10/26/2021 • 20 minutes, 20 seconds
Paying Off Student Loans Early
On this episode of DIY Money, Daniel and Logan discuss paying off student loans early.
10/20/2021 • 16 minutes, 14 seconds
What‘s a SEP IRA?
On this episode of DIY Money, Daniel and Logan explain what a SEP IRA is and how it works.
10/17/2021 • 15 minutes, 56 seconds
Should I Save Some Money From Gifts?
On this episode of DIY Money, Quint and Daniel give their recommendations on how you should spend money from gifts.
10/13/2021 • 14 minutes, 57 seconds
How To Use an Employer Stock Plan?
On this episode of DIY Money, Quint and Daniel discuss how to use an Employer Stock Plan.
10/11/2021 • 17 minutes, 59 seconds
What To Do With Funds From Selling House?
On this episode of DIY Money, Quint and Logan give their advice on what to do with the funds from selling your house.
10/6/2021 • 15 minutes, 44 seconds
Is Gold a Good Protection Against Inflation?
On this episode of DIY Money, Quint and Daniel discuss whether gold is a good protection against inflation.
10/3/2021 • 15 minutes, 43 seconds
How to Invest in Non-Retirement Accounts
On this episode of DIY Money, Quint and Daniel talk about investing in non-retirement accounts.
9/30/2021 • 16 minutes, 45 seconds
Taxes on Selling Investments
On this episode of DIY Money, Daniel and Logan discuss taxes that may incur after selling investments.
9/26/2021 • 13 minutes, 50 seconds
How to Allocate a Bonus
On this episode of DIY Money, Daniel and Logan discuss some smart ways on how to allocate a bonus.
9/22/2021 • 18 minutes, 21 seconds
What Is Tax Loss Harvesting?
On this episode of DIY Money, Logan and Daniel discuss what tax loss harvesting is and why it can be a valuable tool for some long-term investors.
9/19/2021 • 15 minutes, 1 second
HSA vs Roth IRA
On this episode of DIY Money, Quint and Daniel discuss whether you should max out your HSA or Roth IRA first.
9/15/2021 • 16 minutes, 54 seconds
How to Save For Near-Term Education Goals
On this episode of DIY Money, Quint and Logan talk about how to save for near-term education goals.
9/12/2021 • 16 minutes, 16 seconds
How to Teach Others About Budgeting
On this episode of DIY Money, Quint and Daniel talk about how to teach others about budgeting.
9/8/2021 • 18 minutes
Is The American Dream Possible Without Debt?
On this episode of DIY Money, Quint and Daniel discuss the American Dream and whether it is possible without debt.
9/7/2021 • 18 minutes, 18 seconds
Investing Your Emergency Fund
On this episode of DIY Money, Quint and Daniel discuss investing your emergency fund.
9/1/2021 • 15 minutes, 17 seconds
Cashout Refinance to Pay Down Debt
On this episode of DIY Money, Quint and Daniel talk about cashing out on a refinance to pay down debt.
8/30/2021 • 14 minutes, 49 seconds
Developing Your Own Unique Investing Strategy
On this episode of DIY Money, Quint and Daniel give advice on how to develop your own unique investing strategy.
8/25/2021 • 15 minutes, 43 seconds
DIY Money Junior - Getting Started in Investing
On this episode of DIY Money, Quint and Daniel answer their first DIY Money Junior questions and talk about getting started in investing.
8/24/2021 • 14 minutes
Where to Invest Extra Cashflow
On this episode of DIY Money, Daniel and guest host Logan talk about where to invest extra cash flow.
8/18/2021 • 15 minutes, 51 seconds
Banks vs Credit Unions
On this episode of DIY Money, Daniel and guest host Logan discuss the difference between banking with a large banking institution vs banking with a local credit union.
8/16/2021 • 15 minutes, 6 seconds
How Political Events Affect Investing Markets
On this episode of DIY Money, Quint and Daniel discuss the influence that political events have on the market.
8/11/2021 • 15 minutes, 54 seconds
Investing in Cryptocurrency
On this episode of DIY Money, Quint and Daniel discuss investing in cryptocurrency.
8/8/2021 • 18 minutes, 46 seconds
Should I Pay Off My Mortgage or Student Loans First?
On this episode of DIY Money, Quint and Daniel discuss whether you should first pay off your mortgage or your student loans.
8/4/2021 • 12 minutes, 54 seconds
Allocating Excess Cash
On this episode of DIY Money, Quint and Daniel give advice on what to do with excess cash after you've maxed out all retirement account contributions and savings.
7/28/2021 • 13 minutes, 5 seconds
Special Episode Will Levis
On this episode of DIY Money, Quint interviews UK Football Quarterback, Will Levis, and talk football and finance.
7/27/2021 • 49 minutes, 32 seconds
How to Keep Track of Financial Life
On this episode of DIY Money, Quint and Daniel give advice on how to keep track of your financial life.
7/25/2021 • 15 minutes, 59 seconds
Pausing Stock Investing to Buy Real Estate
On this episode of DIY Money, Quint and Daniel discuss whether you should stop investing in stock to buy real estate.
7/21/2021 • 14 minutes, 48 seconds
Buying a House Before Paying Off Student Loans
On this episode of DIY Money, Quint and Daniel talk about whether you should have student loans paid off before buying a home.
7/18/2021 • 16 minutes, 9 seconds
Passive and Affiliate Income
On this episode of DIY Money, Quint and Daniel talk about passive and affiliate income.
7/15/2021 • 16 minutes, 16 seconds
When to Buy a House in Cash
On this episode of DIY Money, Quint and Daniel talk about when is the best time to buy a house in cash.
7/12/2021 • 12 minutes, 56 seconds
Overcontributing to an IRA
On this episode of DIY Money, Quint and Daniel talk about overcontributing to an IRA.
7/7/2021 • 17 minutes, 53 seconds
Which IRAs to Convert to Roth First
On this episode of DIY Money, Quint and Daniel talk about Roth conversions and the strategy involved.
7/4/2021 • 16 minutes, 4 seconds
When to Diversify Employer Stock
On this episode of DIY Money, Quint and Daniel talk about when to diversify employer stock.
6/30/2021 • 15 minutes, 31 seconds
Mortgage Interest and Timing a House Purchase
On this episode of DIY Money, Quint and Daniel talk about low mortgage interest rates and the timing of a house purchase in this current market.
6/27/2021 • 18 minutes, 29 seconds
When to Use an Advisor
On this episode of DIY Money, Quint and Daniel discuss when you should consider using a financial advisor.
6/23/2021 • 20 minutes, 10 seconds
House Hacking
On this episode of DIY Money, Quint and Daniel talk about the strategy of House Hacking.
6/20/2021 • 12 minutes, 46 seconds
Tax Considerations for Contractors
On this episode of DIY Money, Quint and Daniel give advice on how to prepare for taxes if you are an independent contractor.
6/16/2021 • 19 minutes, 27 seconds
Pay Off High Interest Debt or Invest for Employer Match
On this episode of DIY Money, Quint and Daniel give advice on whether you should halt contributions in your 401K to pay off high-interest debt.
6/13/2021 • 12 minutes, 5 seconds
Options for Unvested 401k
On this episode of DIY Money, Quint and Daniel discuss options for an unvested 401K account.
6/9/2021 • 11 minutes, 34 seconds
Protecting Wealth From Dollar Drama
On this episode of DIY Money, Quint and Daniel talk about protecting wealth from the dollar drama.
6/6/2021 • 13 minutes, 44 seconds
Life Working in Finance
On this episode in DIY Money, Quint and Daniel spend this time talking about their careers in finance and how they got started.
6/2/2021 • 13 minutes, 32 seconds
Investing an HSA
On this episode of DIY Money, Quint and Daniel talk about the tax benefits of investing an HSA.
5/30/2021 • 17 minutes, 5 seconds
Special Episode: Real Estate Market Today with Kelly Karls
On this special episode of DIY Money, Quint talks about the current real estate market with Realtor Kelly Karls.
5/26/2021 • 26 minutes, 38 seconds
Finding Money to Start a Business
On this episode of DIY Money, Quint and Daniel talk about a few ways to find money to start a business.
5/24/2021 • 16 minutes, 11 seconds
Dollar-Cost Average vs. Lump Sum Investing
On this episode of DIY Money, Quint and Daniel discuss the difference between dollar-cost averaging versus investing in a lump sum.
5/19/2021 • 11 minutes, 32 seconds
Planning for Parents
On this episode of DIY Money, Quint and Daniel share their advice on planning for parents who did not prepare for retirement.
5/16/2021 • 14 minutes, 49 seconds
How to Research Stock Investing
On this episode of DIY Money, Quint and Daniel share their favorite resources when it comes to researching stocks.
5/12/2021 • 16 minutes, 4 seconds
Is Working Night Shifts Worth It
On this episode of DIY Money, Quint and Daniel discuss whether working the night shift is worth it in the long run.
5/9/2021 • 14 minutes, 5 seconds
What To Do With Extra Money After Refinance
On this episode of DIY Money, Quint and Daniel give advice on what to do with the extra money after refinancing your home.
5/5/2021 • 13 minutes, 28 seconds
Trading in a Financed Car
On this episode of DIY Money, Quint and Daniel give advice on whether trading in your car and buying a new one makes sense when you still owe money on it.
5/2/2021 • 10 minutes, 51 seconds
How to Financially Manage a Small Business
On this episode of DIY Money, Quint and Daniel give advice on how to approach your money as a small business owner.
4/28/2021 • 15 minutes, 51 seconds
Are Online Banks Safe to Use?
On this episode of DIY Money, Quint and Daniel talk about the pros and cons of online banking.
4/26/2021 • 17 minutes, 57 seconds
Should You Pay Yourself First?
On this episode of DIY Money, Quint and Daniel give their take on the popular phrase of "Paying Yourself First".
4/21/2021 • 13 minutes, 27 seconds
Deciding on Investments in Your 401K
On this episode of DIY Money, Quint and Daniel talk about how to choose investments within your 401K.
4/18/2021 • 14 minutes, 56 seconds
Pay-off More Debt or Save for Next Auto
On this episode of DIY Money, Quint and Daniel talk about what to do once you pay off one debt and how to prepare for the next large purchase.
4/14/2021 • 14 minutes, 5 seconds
Income Tax on Selling Personal Items
On this episode of DIY Money, Quint and Daniel talk about reporting income tax on selling personal items.
4/12/2021 • 17 minutes, 48 seconds
Investing for Kids and Relatives
On this episode of DIY Money, Quint and Daniel talk about investing for kids and relatives.
4/7/2021 • 11 minutes, 7 seconds
Investing in Leveraged ETFs
On this episode of DIY Money, Quint and Daniel talk about investing in index funds vs leveraged ETFs.
4/4/2021 • 19 minutes, 14 seconds
Why Bond Fund Prices Go Down
On this episode of DIY Money, Quint and Daniel talk about why bond fund prices go down.
3/31/2021 • 13 minutes, 31 seconds
Bitcoin as an Investment
On this episode of DIY Money, Quint and Daniel talk about their thoughts on investing in Bitcoin.
3/28/2021 • 23 minutes, 1 second
Psychology Behind Charitable Giving
On this episode of DIY Money, Quint and Daniel discuss the psychology behind charitable giving.
3/25/2021 • 18 minutes, 46 seconds
Short to Mid-Term Saving Allocation
On this episode of DIY Money, Quint and Daniel give advice on how to invest for short to mid-term goals.
3/21/2021 • 19 minutes, 37 seconds
Allocation Based on Account Type
On this episode of DIY Money, Quint and Daniel talk about deciding an allocation based on account type.
3/17/2021 • 17 minutes, 20 seconds
Assessing Second Job
On this episode of DIY Money, Quint and Daniel discuss whether acquiring a second job to pay off debt faster is worth the time and effort.
3/14/2021 • 16 minutes, 7 seconds
Becoming a CFP
On this episode of DIY Money, Quint and Daniel give advice on getting into the financial planning field and becoming a CFP.
3/10/2021 • 17 minutes, 23 seconds
Is It Ok To Use a HELOC?
On this episode of DIY Money, Quint and Daniel discuss when it is appropriate to use a Home Equity Line of Credit.
3/7/2021 • 15 minutes, 58 seconds
Will I Have Enough to Retire?
On this episode of DIY Money, Quint and Daniel give advice on how to determine how much you should be saving to have enough for your retirement.
3/3/2021 • 17 minutes, 20 seconds
When to Pay Off Debt vs Making Retirement Contributions
On this episode of DIY Money, Quint and Daniel discuss when to pay off debt versus using that money to make retirement contributions.
3/1/2021 • 13 minutes, 21 seconds
Investing vs Pay-Off Debt
On this episode of DIY Money, Quint and Daniel discuss whether you should invest or pay off debt.
2/24/2021 • 13 minutes, 48 seconds
Avoiding Lifestyle Bloat
On this episode of DIY Money, Quint and Daniel talk about avoiding a lifestyle bloat.
2/21/2021 • 16 minutes, 42 seconds
When to Pay-Off Debt With Cash on Hand
On this episode of DIY Money, Quint and Daniel advise on when to pay-off a debt when you have the cash on hand.
2/17/2021 • 15 minutes, 4 seconds
Staying Motivated to Pay Off Debt
On this episode of DIY Money, Quint and Daniel give advice on how they stay motivated to pay off debt.
2/14/2021 • 15 minutes, 58 seconds
Buying Employer Stock
On this episode of DIY Money, Quint and Daniel talk about buying employer stock options.
2/10/2021 • 17 minutes, 55 seconds
What Do You Invest In? What About Capital Gains?
On this episode of DIY Money, Quint and Daniel discuss what they have in their portfolios and how they manage them for themselves. They also discuss how they handle capital gains.
2/7/2021 • 16 minutes, 38 seconds
Renters Insurance
On this episode of DIY Money, Quint and Daniel talk about renters insurance and how much coverage you should get.
2/3/2021 • 12 minutes, 51 seconds
Roth Conversion Rules
On this episode of DIY Money, Quint and Daniel discuss Roth Conversions and how they work.
2/1/2021 • 13 minutes, 31 seconds
GameStop Stock Frenzy Explained
On this special episode of DIY Money, Quint and Daniel explain what you need to know about the GameStop stock frenzy.
1/29/2021 • 26 minutes, 1 second
Roth IRA 5-Year Rule
On this episode of DIY Money, Quint and Daniel discuss the Roth IRA 5-Year rule.
1/27/2021 • 14 minutes, 29 seconds
How to Get Started as a Writer
On this episode of DIY Money, Quint and Daniel talk about what it takes to get started as a writer.
1/26/2021 • 11 minutes, 42 seconds
Contribute to Accounts Outside 401K
On this episode of DIY Money, Quint and Daniel talk about contributing to accounts other than your employer's 401K.
1/20/2021 • 16 minutes, 38 seconds
Roth IRA Tax Benefits Explanation
On this episode of DIY Money, Quint and Daniel go in-depth to explain the tax benefits of a Roth IRA.
1/17/2021 • 15 minutes, 29 seconds
Cleaning up Porfolio of Random Investments
On this episode of DIY Money, Quint and Daniel advise on how to clean up a portfolio of random investments.
1/13/2021 • 14 minutes, 49 seconds
Balancing Different Savings Goals
On this episode of DIY Money, Quint and Daniel discuss how to balance out different savings goals.
1/10/2021 • 16 minutes, 59 seconds
How to Set-Up a Side Hustle
On this episode of DIY Money, Quint and Daniel talk about the ins and outs of setting up a side hustle.
1/6/2021 • 14 minutes, 10 seconds
Working With Parents Advisors
On this episode of DIY Money, Quint and Daniel talk about working with your parent's financial advisors and how you should engage with them to ensure you get the most out of their assistance.
1/3/2021 • 22 minutes, 57 seconds
First Time Home Buying
On this episode of DIY Money, Quint and Daniel give advice to first home buyers.
12/30/2020 • 17 minutes, 28 seconds
Tax Implications of Side Hustles
On this episode of DIY Money, Quint and Daniel discuss tax implications when starting a new side hustle.
12/27/2020 • 13 minutes, 31 seconds
Investing in a New Business Opportunity
On this episode of DIY Money, Quint and Daniel give their recommendations on what to do when there is excess cash in the budget and whether to invest in a new business opportunity.
12/23/2020 • 13 minutes, 41 seconds
Downsizing Homes
On this episode of DIY Money, Quint and Daniel discuss when you should consider downsizing homes.
12/20/2020 • 14 minutes, 58 seconds
Budgeting Surplus
On this episode of DIY Money, Quint and Daniel talk about what their strategies are when they come across a monthly budgeting surplus.
12/16/2020 • 9 minutes, 43 seconds
Should You Save Money or Pay Off Debt?
On this episode of DIY Money, Quint and Daniel discuss whether you should be saving more for retirement or pay off debt sooner?
12/13/2020 • 11 minutes, 58 seconds
Saving for Unexpected Family Planning Expenses
On this episode of DIY Money, Quint and Daniel give advice on saving for unexpected family planning expenses.
12/9/2020 • 13 minutes, 55 seconds
Mutual Fund Fees vs Performance
On this episode of DIY Money, Quint and Daniel discuss how to determine the balance between the rate of return and the expense ratio of funds.
12/6/2020 • 17 minutes, 30 seconds
Roth IRA Saving
On this episode of DIY Money, Quint and Daniel discuss using a Roth IRA as a savings tool.
12/2/2020 • 14 minutes, 3 seconds
Annuity and Retirement
On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of an annuity retirement option.
11/30/2020 • 13 minutes, 32 seconds
Planning Around a Pension
On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of a pension.
11/25/2020 • 13 minutes, 52 seconds
How to Avoid Lifestyle Creep
On this episode of DIY Money, Quint and Daniel talk about the lifestyle creep of expenses and how to avoid it.
11/22/2020 • 12 minutes, 58 seconds
How Young Adults Can Set Themselves Up For Success
On this episode of DIY Money, Quint and Daniel give their advice on how young adults can set themselves up for success in the future.
11/18/2020 • 16 minutes, 13 seconds
401K Rollovers with Roth and Traditional Funds
On this episode of DIY Money, Quint and Daniel discuss what you need to know before rolling over a 401K with both Roth and Traditional funds.
11/15/2020 • 14 minutes, 50 seconds
Cash Value Life Insurance
On this episode of DIY Money, Quint and Daniel discuss their thoughts on cash value life insurance and whether it is the right fit for you.
11/11/2020 • 17 minutes, 17 seconds
How Do You Save for a Wedding and a House?
On this episode of DIY Money, Quint and Daniel talk all things from buying a house, paying off debt, and whether you should use your 401K to do so.
11/8/2020 • 14 minutes, 41 seconds
4% Withdrawl Rule
On this episode of DIY Money, Quint and Daniel discuss how to determine how much you should be planning on saving for retirement and whether the 4% withdrawal rule is still valid.
11/4/2020 • 17 minutes, 20 seconds
What to Expect From a Financial Planner
On this episode of DIY Money, Quint and Daniel discuss what you should expect when you are planning to meet with a financial advisor.
11/1/2020 • 14 minutes, 33 seconds
How to Legitimize a Business
On this episode of DIY Money, Quint and Daniel give advice on how to legitimize a business.
10/28/2020 • 12 minutes, 38 seconds
How to Save for Short-Term Goals
On this episode of DIY Money, Quint and Daniel share their personal strategies for saving for short-term financial goals.
10/25/2020 • 12 minutes, 43 seconds
Dollar-Cost Averaging Vs. Lump-Sum Investing
On this episode of DIY Money, Quint and Daniel talk about the differences between two different investment strategies and what may be best for you depending on your timeline.
10/21/2020 • 14 minutes, 4 seconds
Index Funds vs Total Market
On this episode of DIY Money, Quint and Daniel talk about the differences between investing in a total stock market index fund and an S&P 500 index fund.
10/19/2020 • 14 minutes, 47 seconds
Financial Planning for Relatives With Special Needs
On this episode of DIY Money, Quint and Daniel discuss saving and planning for a family member or a loved one with special needs.
10/14/2020 • 13 minutes, 35 seconds
Maxing Out a 401K and Early Retirement
On this episode of DIY Money, Quint and Daniel give their advice on what to do if you are looking to retire early and strategies for avoiding a large tax burden when you are maxing out your 401K.
10/11/2020 • 13 minutes, 34 seconds
Should You Pay Off or Close Your Credit Cards Before Applying For a Mortgage?
On this episode on DIY Money, Quint and Daniel discuss whether you should pay off or close your credit cards before applying for a mortgage.
10/8/2020 • 13 minutes, 8 seconds
Refinancing Your Mortgage
On this episode of DIY Money, Quint and Daniel discuss if it is worth it for you to refinance your mortgage.
10/5/2020 • 14 minutes, 42 seconds
Side Hustle Spotlight
Ashley Struble was let go from her job due to not being able to find child care during the Covid Pandemic. Rather than sit around and stew in frustration she took it upon herself to launch a side hustle which has quickly turned into a nice small business with outstanding returns. In this episode Quint talks to Ashley about exactly what she did and how you too can turn a small idea into a hefty profit.
9/30/2020 • 12 minutes, 43 seconds
Money in Marriage
On this episode of DIY Money, Quint and Daniel give their advice on living a financially happy marriage and why it is important to be on the same page with your spouse.
9/29/2020 • 13 minutes, 44 seconds
Credit Card vs. Cash
On this episode of DIY Money, Quint and Daniel discuss the pros and cons of using a credit card vs. paying with cash when making a purchase.
9/23/2020 • 13 minutes, 30 seconds
What to Consider When Purchasing a New Car
On this episode of DIY Money, Quint and Daniel talk about their personal approaches to purchasing a new car.
9/20/2020 • 13 minutes, 29 seconds
How to Make the Most of Extra Income
On this episode of DIY Money, Quint and Daniel discuss how to make the most of extra income.
9/16/2020 • 14 minutes, 1 second
Life Insurance for Children
On this episode of DIY Money, Quint and Daniel discuss ways on how to save money for your children's future.
9/14/2020 • 13 minutes, 54 seconds
Diversifying Your Portfolio for a Weak Dollar
On this episode of DIY Money, Quint and Daniel talk about the importance of a well-diversified portfolio.
9/9/2020 • 13 minutes, 50 seconds
Caring Financially for Parents
On this episode of DIY Money, Quint and Daniel discuss caring financially for parents.
9/6/2020 • 14 minutes
How Much to Spend on Housing
On this episode of DIY Money, Quint and Daniel discuss how much of your income you should spend on housing.
9/2/2020 • 13 minutes, 44 seconds
Selling and Re-Entering the Stock Market
On this episode of DIY Money, Quint and Daniel talk about what to do if you panic sell and how to re-enter the market.
8/30/2020 • 13 minutes, 15 seconds
Tax-Advantaged Ways to Pay Student Loans
On this episode of DIY Money, Quint and Daniel discuss some tax-advantaged ways to pay student loans.
8/24/2020 • 13 minutes, 49 seconds
How to Repair and Build Credit
On this episode of DIY Money, Quint and Daniel discuss ways to repair and build your credit score.
8/19/2020 • 13 minutes, 56 seconds
When to Accrue for Expenses
On this episode of DIY Money, Quint and Daniel talk about their strategies for accruing for future expenses.
8/16/2020 • 13 minutes, 20 seconds
Robo Advisors vs Self Investing
On this episode of DIY Money, Quint and Daniel discuss the differences of investing with a Robo Advisor or going a Self Directed route.
8/12/2020 • 14 minutes, 4 seconds
Should You Leave Your Job to Attend School?
In this episode of DIY Money, Quint and Daniel discuss whether quitting your job to attend school is a good idea.
8/9/2020 • 14 minutes, 6 seconds
How to Pay Yourself as a Business Owner
On this episode of DIY Money, Quint and Daniel discuss how to determine your salary as a small business owner and where to set aside for retirement.
8/5/2020 • 13 minutes, 34 seconds
Where to Hold Cash for Future Home Purchase
On this episode of DIY Money, Quint and Daniel discuss where to park your cash for the use of a future home purchase.
8/3/2020 • 13 minutes, 54 seconds
What Has The Pandemic Changed For You?
On this episode of DIY Money, Quint and Daniel discuss what they've learned throughout this recent pandemic and the importance of being prepared for what could come next.
7/29/2020 • 18 minutes, 5 seconds
How to Calculate Withholding for Your Paycheck
On this episode of DIY Money, Quint and Daniel discuss the benefits of reducing the tax withholdings on your paychecks and how to calculate your own withholdings.
7/26/2020 • 13 minutes, 38 seconds
Avenues to Create More Margin
On this episode of DIY Money, Quint and Daniel discuss avenues to create more margin and the importance of defining your own financial goals.
7/22/2020 • 14 minutes, 4 seconds
Using Debt to Bridge Gap with Starting a Business
On this episode of DIY Money, Quint and Daniel discuss how you can use debt in your favor.
7/19/2020 • 13 minutes, 50 seconds
How to Choose Where to Invest Next
On this episode of DIY Money, Quint and Daniel discuss ways to use excess cash.
7/15/2020 • 13 minutes, 5 seconds
Robo Advisors vs Index Funds
On this episode of DIY Money, Quint and Daniel go over the differences of investing with a Robo Advisor or in an Index Fund.
7/12/2020 • 13 minutes, 47 seconds
Betting on Student Loan Forgiveness
On this episode of DIY Money, Quint and Daniel discuss the possibility of student loan forgiveness in this upcoming election.
7/9/2020 • 13 minutes, 59 seconds
Is Now a Good Time to Invest?
On this episode of DIY Money, Quint and Daniel discuss whether now is a good time to invest given the current environment.
7/5/2020 • 14 minutes, 19 seconds
What is Thematic Investing?
On this episode of DIY Money, Quint and Daniel go in-depth about the rise of thematic investing.
7/1/2020 • 14 minutes
Using a Roth IRA for Home Buying
On this episode of DIY Money, Quint and Daniel discuss what to consider before pulling out your Roth IRA into a home down payment.
6/28/2020 • 13 minutes, 29 seconds
Investing for Wealth Development
On this episode of DIY Money, Quint and Daniel discuss building wealth outside of retirement accounts.
6/24/2020 • 14 minutes, 1 second
Where to Begin Your Financial Journey
On this episode of DIY Money, Quint and Daniel give advice on where to begin your financial journey.
6/21/2020 • 13 minutes, 36 seconds
What to Start Investing In
On this episode of DIY Money, Quint and Daniel give blanketed advice on investments and where to start when you are ready.
6/17/2020 • 13 minutes, 42 seconds
How Many Investments to Own?
On this episode of DIY Money, Daniel explores how you can achieve diversification with as little as one mutual fund thanks to the low-cost target-date index funds being offered by many brokerages today.
6/10/2020 • 14 minutes, 13 seconds
Liquidity and Debt Payoff
On this episode of DIY Money, Daniel discusses the benefits of liquidity while paying off debt and why it all comes down to math.
6/7/2020 • 13 minutes, 28 seconds
Using a Health Savings Account (HSA)
On this episode of DIY Money, Quint and Daniel break down the benefits of using a health savings account (HSA for short!) in your financial plan.
6/4/2020 • 13 minutes, 56 seconds
Financial Safety Nets
In this week's episode Quint and Daniel discuss what resources and strategies are available to those who have run out of options during these difficult times.
5/31/2020 • 13 minutes, 4 seconds
Multiple Streams of Income
In today's episode Quint and Daniel discuss the difference between active and passive income and the various ways you can use them to diversify your income.
5/27/2020 • 10 minutes, 58 seconds
How to Pay Taxes on Gifts
In this week's episode Quint and Daniel discuss the tax rules for large gifts of cash and how to use them.
5/24/2020 • 11 minutes, 32 seconds
IRA vs. Roth IRA
In this week's episode Quint and Daniel explain the differences between and IRA and a Roth IRA and the rules that come with each.
5/20/2020 • 13 minutes, 26 seconds
Managing Finances in a Second Marriage
In this week's episode Quint and Daniel discuss whether or not to merge finances with a spouse coming from prior marriage with children.
5/17/2020 • 9 minutes, 46 seconds
How to Handle Auto Loans
In this week's episode Quint and Daniel discuss how to pay off car loans and if its a good idea to borrow from a 401(K).
5/13/2020 • 10 minutes, 29 seconds
Managing Sporadic Income
In this week's episode Quint and Daniel discuss how often they check their budgets and how to manage a budget with sporadic income.
5/10/2020 • 12 minutes, 19 seconds
Staying on Course
How do you stay on track after reaching your goals? In this week's episode Quint and Daniel discuss various strategies they use to stay focused.
5/6/2020 • 15 minutes, 31 seconds
How to Diversify on a Budget
In this week's episode Quint and Daniel discuss diversifying portfolios on a budget and managing trading fees abroad.
5/3/2020 • 16 minutes, 14 seconds
Ways to Save for College
In this week's episode Quint and Daniel discuss the different investment strategies available for college.
4/29/2020 • 13 minutes, 53 seconds
Employee Stock Options
In this week's episode Quint and Daniel discuss how to managing employee stock purchase plans.
4/26/2020 • 14 minutes, 41 seconds
Mutual Funds vs ETFs
In this week's episode Quint and Daniel go over the differences between Mutual Funds and Exchange-Traded Funds.
4/22/2020 • 12 minutes, 37 seconds
Taking CARE of Student Loans
In this week's episode Quint and Daniel dive into student loans and the CARES Act.
4/19/2020 • 15 minutes, 53 seconds
Building Wealth
In this week's episode Quint and Daniel explore different philosophies for buying assets and what to do after maxing out retirement accounts.
4/15/2020 • 16 minutes, 29 seconds
Should You Defer Your Debt?
In this week's episode Quint and Daniel discuss if its a good idea to defer debt payments during the coronavirus pandemic.
4/12/2020 • 10 minutes, 8 seconds
Salary vs. Experience
Is it better to stay with a job you enjoy or switch jobs for a pay raise? In this week's episode Quint and Daniel tackle this question about employment and more.
4/5/2020 • 13 minutes, 7 seconds
Using Your Stimulus Check
In this week's episode Quint and Daniel discuss the best uses for the stimulus check.
4/1/2020 • 7 minutes, 6 seconds
Adjusting Your Budget in a Crisis
In this week's episode Quint and Daniel discuss the way their altering their budgets in response to the COVID-19 epidemic.
3/29/2020 • 18 minutes, 2 seconds
How To Save For College
In this week's episode, Quint and Daniel the discuss different ways to save for your children's future while paying down debt.
3/25/2020 • 15 minutes, 21 seconds
Home Renovation
In this week's episode Quint and Daniel discuss if you can spend too much on renovating your home.
3/22/2020 • 19 minutes, 33 seconds
Retiring Outside of America
In this week's episode Quint and Daniel discuss the pros and cons of investing in retirement accounts for non-US citizens.
3/18/2020 • 11 minutes, 26 seconds
Special - Covid19
In this week's episode Quint and Daniel take some time to share their thoughts on the coronavirus and the current situation its put the country in.
3/15/2020 • 18 minutes, 11 seconds
Early Career Investing
In this weeks episode Quint and Daniel discuss how to start investing early on in a career and how to handle the taxes.
3/11/2020 • 14 minutes, 46 seconds
Marriage, Taxes, and Retirement
In this episode Quint and Daniel discuss how your taxes and retirement savings can change when you get married.
3/8/2020 • 14 minutes, 58 seconds
Playing the Credit Card Game
In this episode, Quint and Daniel discuss the rewards you can earn from credit cards and if there's such a thing as too many credit card.
3/4/2020 • 10 minutes, 53 seconds
Is it a Good Idea to Consolidate Debt?
In this episode Quint and Daniel dive into the viability of debt consolidation.
3/1/2020 • 11 minutes, 24 seconds
Backdoor Roth IRA
Should you invest in a backdoor Roth after maxing out your Roth IRA? In this week's episode Quint and Daniel discuss this and more.
2/26/2020 • 14 minutes, 26 seconds
Choosing a Financial Planner
In this episode Quint and Daniel discuss the different ways Financial Planners are compensated and what to look for when choosing them.
2/23/2020 • 14 minutes, 32 seconds
Moving to a New State
In this episode Quint and Daniel discuss their do's and don'ts for moving to a new state.
2/19/2020 • 11 minutes, 2 seconds
Separating Business and Personal Finances
In this episode Quint and Daniel draw from their personal experiences to give tips on how to separate business and personal finances.
2/16/2020 • 10 minutes, 22 seconds
Tackling Real Estate
Is it worth your time and money to invest in real estate? In this episode Daniel and Quint debate the pros and cons of investing in the housing market.
2/12/2020 • 12 minutes, 16 seconds
Is Whole Life Insurance Worth It?
Is Whole Life an investment strategy? This is a hot topic among many folks these days which Daniel and Quint take head on.
2/9/2020 • 10 minutes, 6 seconds
Using Private Savings Accounts
In this episode, Quint and Daniel discuss Credit Karma's saving account and private label solutions.
2/5/2020 • 13 minutes, 44 seconds
Balancing Student Loans and Retirement
In this episode, Quint and Daniel discuss how to balance paying off student loans and investing in a 401(k).
2/2/2020 • 9 minutes, 43 seconds
Prioritizing Credit Card Debt
In this episode, Quint and Daniel answer another listener's question concerning paying off credit card debt while paying life's expenses at the same time.
1/29/2020 • 12 minutes, 12 seconds
Paying Unpredictable Medical Expenses
In this episode, Quint and Daniel talk about how you can prepare for unpredictable medical expenses.
1/26/2020 • 12 minutes, 31 seconds
Money in Marriage
In this episode, Quint and Daniel discuss how you can set up financial goals when newly married. Once you are married, it is no longer your debt, it is OUR debt.
1/22/2020 • 12 minutes, 58 seconds
Boomerang Children and Finances
This week’s episode is sponsored by Booknotes, get your 7-day free trial here: https://booknotes.page.link/DIYmoney
In this episode, Quint and Daniel talk about "boomerang children" (young adults who come back to live at home) and how to help propel them outside of the house.
1/19/2020 • 16 minutes, 7 seconds
All About Financial Advisors
In this episode, Quint and Daniel discuss how you can know when to employ a financial advisor to enhance your personal finances.
1/15/2020 • 15 minutes, 59 seconds
Home Renting or Buying?
In this episode, Quint and Daniel discuss the perks and downfalls of home renting/buying. The decision to rent or buy is always situational!
1/13/2020 • 14 minutes, 15 seconds
Secured vs. Unsecured Loans
In this episode, Quint and Daniel discuss the differences between secured and unsecured loans and talk about taking out loans for your children.
1/8/2020 • 16 minutes, 18 seconds
Saving for Your Parents
In this episode, Quint and Daniel discuss the nuances of saving for your parents and the steps you can take to ensure your own financial goals stay intact during the process.
1/6/2020 • 12 minutes, 38 seconds
How to Allocate Your Budget
In this episode, Quint and Daniel discuss ways you can allocate your budget. Rules and general guidelines aren't as simple as they seem!
1/1/2020 • 13 minutes, 13 seconds
Having Multiple Savings Accounts
In this episode, Quint and Daniel discuss whether or not you should have multiple savings accounts. Whatever works for you, do it, but don't overcomplicate it!
12/25/2019 • 13 minutes, 23 seconds
Should You Put No Money Down?
In this episode, Quint and Daniel talk about no money down home buying and discuss strategies you can use to get the most bang for your buck.
12/22/2019 • 14 minutes, 41 seconds
Investing Before Paying Down Debt
In this episode, Quint and Daniel discuss whether or not you should invest before paying down bad debt (credit card/student loans).
12/15/2019 • 13 minutes, 7 seconds
Retirement Funds
In this episode, Quint and Daniel discuss the different retirement funds (Roth IRA/401 K) and explain how to choose which ones you should fund first.
12/12/2019 • 13 minutes, 2 seconds
Prioritizing Saving Versus Loans
In this episode, Quint and Daniel answer a question about student loans and knowing when to pay them off rather than saving.
12/9/2019 • 12 minutes, 2 seconds
Commissions and Budgets
In this episode, Quint and Daniel discuss how you can make a budget while working for commissions.
12/5/2019 • 20 minutes, 45 seconds
Psychology and Providing for Your Kids
In this episode, Quint and Daniel discuss the concept of EOC (economic outpatient care) and how you can provide for your kids without making them reliant.
12/1/2019 • 23 minutes, 11 seconds
Building Wealth While Self-Employed
In this episode, Quint and Daniel discuss how you can build wealth while self-employed, specifically in the context of a musical artist.
11/27/2019 • 13 minutes, 38 seconds
Grocery Budgeting
In this episode, Quint and Daniel discuss how they form their grocery budgets and how financial psychology plays into your budget.
11/24/2019 • 15 minutes, 12 seconds
Renting vs. Purchasing
In this episode, Quint and Daniel discuss transitioning from renting to purchasing a home and whether it's a good idea in the first place.
11/20/2019 • 12 minutes, 57 seconds
Financially Preparing For Death
In this episode, Quint and Daniel answer a question concerning how you can financially prepare for you or your spouse's death.
11/17/2019 • 12 minutes, 48 seconds
Internationally Diversifying Your Portfolio
In this episode, Quint and Daniel answer another listener's question, this time concerning portfolio allocation with US and International stocks.
11/14/2019 • 16 minutes, 30 seconds
How to Compare Work Benefits
In this episode, Quint and Daniel answer another listener's questions, this time concerning how to choose between jobs based on its work benefits.
11/11/2019 • 13 minutes, 39 seconds
Teaching Your Kids the Basics of Money
In this episode, Quint and Daniel discuss strategies they have used when teaching their kids about money/personal finance.
11/6/2019 • 16 minutes, 51 seconds
Avenues to Building Wealth
In this episode, Quint and Daniel answer a listener's question concerning ways you can build wealth once you have taken care of debt and retirement.
11/3/2019 • 17 minutes, 40 seconds
Tracking Credit Card Expenses
In this episode, Quint and Daniel discuss how to track expenses when using credit cards given the expense is not taken immediately.
10/30/2019 • 12 minutes, 46 seconds
Paying Off Loans
In this episode, Quint and Daniel discuss knowing when and how to pay off certain loans.
10/27/2019 • 16 minutes, 45 seconds
How to Maximize Multiple Savings Accounts
In this episode, Quint and Daniel make suggestions towards maximizing multiple savings accounts, whether it is an emergency fund or for investing.
10/23/2019 • 10 minutes, 40 seconds
Maximizing Your Margins
In this episode, Quint and Daniel run through the steps of budgeting, tracking expenses, creating goals, and maximizing margin.
10/20/2019 • 11 minutes, 10 seconds
Saving for a Rainy Day
In this episode, Quint and Daniel discuss the steps you can take to start creating a "rainy day" fund.
10/16/2019 • 14 minutes, 1 second
How to Handle Student Loans
In this episode, Quint and Daniel discuss the cost-benefits of taking out student loans and answer a question about paying off student debt.
10/13/2019 • 14 minutes, 6 seconds
How to Create Passive Income
In this episode, Daniel and Quint answer another listener's question, this time concerning ways to create passive income.
10/9/2019 • 17 minutes, 3 seconds
Day Trading and an Eventual Recession
In this episode, Quint and Daniel talk about whether or not day trading is a good idea given the chance of a coming recession.
10/2/2019 • 20 minutes, 15 seconds
5 Steps to Improving Your Personal Finances Pt. 2
In this episode, Quint and Daniel pick up where they left off explaining how to improve your personal finances.
9/29/2019 • 24 minutes, 12 seconds
5 Steps to Improving Your Personal Finances
In this episode, Quint and Daniel lay out 5 steps that you can take towards creating a better financial life for yourself.
9/25/2019 • 24 minutes, 17 seconds
Mobile Investing Apps Guide
In this episode, Quint and Daniel dive into mobile investing apps such as Robinhood, Acorns, and Stash.
9/22/2019 • 16 minutes, 22 seconds
Playing the Housing Market
In this episode, Quint and Daniel talk about the current housing market conditions and answer a question concerning kid's schooling and ancillary debt.
9/18/2019 • 14 minutes, 54 seconds
How to Handle a Potential Recession
In this episode, Quint and Daniel talk about what you can do to prepare for the next recession.
9/15/2019 • 18 minutes, 33 seconds
Home Mortgage and Investing
In this episode, Quint and Daniel talk about paying off a mortgage while investing or saving.
9/11/2019 • 12 minutes, 29 seconds
Ways to Give Without Breaking Your Budget
In this episode, Quint and Daniel share their personal experiences with giving and discuss ways you can give without breaking your budget.
9/8/2019 • 15 minutes, 42 seconds
How to Handle an Emergency Fund
In this episode, Quint and Daniel discuss how to navigate the online space to find the right place to hold your emergency fund.
9/4/2019 • 12 minutes, 52 seconds
Paying Down Debt
In this episode, Quint and Daniel discuss ways to start paying down credit card and long term debts. Paying down debts can be your first step towards responsible and consistent personal finance habits.
9/1/2019 • 15 minutes, 4 seconds
Giving to Charity
In this episode, Quint and Daniel discuss giving money to charities, churches, or to those in need and go into depth about certain tax deductions that you are entitled to.
8/29/2019 • 15 minutes, 24 seconds
Tax Havens and Retirement Savings
Quint and Daniel answer another listener's question, this time concerning tax havens for small business owners.
8/25/2019 • 15 minutes, 11 seconds
How to Maintain Separate Finances
Quint and Daniel discuss how to maintain separate finances with a significant other - or if you should in the first place.
8/21/2019 • 17 minutes, 25 seconds
Knowing When to Save or Invest
Quint's back, and in this episode, him and Daniel discuss how to save and invest money at the same time.
8/18/2019 • 16 minutes, 21 seconds
Vacationing on a Budget
Daniel's in the studio while Quint calls in from vacation to answer another listener's question concerning tips and tricks on how to vacation on a budget.
8/14/2019 • 16 minutes, 49 seconds
Own It! Being Cheap
Quint calls in from vacation to talk with Daniel about friendships and relationships when you're scared about looking cheap.
8/11/2019 • 16 minutes, 13 seconds
How to Handle Debt
Daniel's on vacation, so Quint tackles a listener's question concerning debt by himself on this episode.
8/7/2019 • 18 minutes, 2 seconds
How to Develop a Budget
Quint and Daniel sit down and discuss ways that you can start and maintain a budget.
8/4/2019 • 21 minutes, 53 seconds
Mortgages and Relationships
Quint and Daniel answer another listener question concerning everything to do with home mortgages. Be sure to submit your question to podcast@diymoney.org for a chance to win a $25 Amazon gift card!
7/31/2019 • 17 minutes, 14 seconds
Having Fun Frugally
Quint and Daniel discuss ways to have fun with friends or your significant other while keeping your financial status in mind.
7/29/2019 • 17 minutes, 22 seconds
The Nuances of Investment Accounts
Quint and Daniel answer a question regarding Roth and Traditional IRA's, and they discuss the nuances associated with opening an investment account.
7/24/2019 • 17 minutes, 32 seconds
How Much Insurance Should You Have?
Quint and Daniel discuss insurance policy decisions and how you should go about "breaking up" with your wealth advisor.
7/19/2019 • 16 minutes, 59 seconds
Budgeting Life's Expenses
Quint and Daniel answer another listener's question. This time, they discuss how they allocate their money and budget for expenses.
7/16/2019 • 21 minutes, 53 seconds
Is Debt Ever "Good"?
Quint and Daniel sit down and discuss the question of "Is Debt Ever Good?"
7/6/2019 • 17 minutes, 45 seconds
Valuing a Business
In this episode, Quint and Daniel discuss appraising a new business and specifically address the nuances of the process when family is involved.
7/2/2019 • 17 minutes, 42 seconds
How to Start Investing
There are many ways to start investing, but the first step involves learning and asking questions.
6/28/2019 • 16 minutes, 39 seconds
Disciplined Budgeting - It Never Ends
Daniel and Quint sit down and answer another listener's question regarding budgeting. Make sure to submit your question for a chance to win a $25 Amazon E-Card.
6/24/2019 • 16 minutes, 43 seconds
Don’t be Dumb with Large Purchases
This week’s listener question comes from Matt who asks ‘what’s the best way to save for a car or other large purchases’.
6/16/2019 • 20 minutes, 1 second
Financial Goals for Each Decade of Your Life
Daniel and Quint walks listeners through a decade by decade playbook regarding various financial goals. How are you doing when it comes to your financial road map?
6/14/2019 • 24 minutes, 26 seconds
$25.00 for your question!!
We want to engage with you and we're going to give you an incentive to make it happen. Send us your audio question and if we use your clip on air we'll send you a $25.00 Amazon e-gift card. No strings attached! The easiest $25.00 you'll ever make. Instructions on how to do so are in this podcast!
6/11/2019 • 6 minutes, 22 seconds
Real Estate Purchase for Small Business Owners
Quint walks listeners through a real estate purchase he recently completed which gives a good look into a strategy that can be used by small business owners to unlock additional value.
6/8/2019 • 17 minutes, 41 seconds
Side Hustle - Part 2 Interview with Amazon Legend Matt Carlett
A few years ago Matt Carlett needed to make some extra money. The writing was on the wall that his kids were growing up fast and his job did not give him the opportunity he wanted to spend with his children. He took matters into his own hands and begun exploring the world of retail arbitrage. Fast forward a few years and Matt is now one of the largest Amazon merch sellers. You're gonna love his story.
6/3/2019 • 17 minutes, 48 seconds
Side Hustle - Part 1 Interview with Amazon Legend Matt Carlett
A few years ago Matt Carlett needed to make some extra money. The writing was on the wall that his kids were growing up fast and his job did not give him the opportunity he wanted to spend with his children. He took matters into his own hands and begun exploring the world of retail arbitrage. Fast forward a few years and Matt is now one of the largest Amazon merch sellers. You're gonna love his story.
5/25/2019 • 23 minutes, 23 seconds
Credit Cards Rewards are Enticing Can you Handle it?
Whether it's a free flight or the coveted Companion Pass, credit card promotions are all the rage, but are they right for all?
5/22/2019 • 15 minutes, 55 seconds
Saving for Children with Special Needs
In this podcast Daniel and Quint discuss the niche market of savings for children with Special Needs. There are some tricky nuances to understand.
5/17/2019 • 23 minutes, 11 seconds
Dave Ramsey's Debt Snowball - Yea or Nay
Dave Ramsey has popularized a method of debt repayment called the Debt Snowball. In this podcast Daniel and Quint discuss this in depth and give their thoughts.
5/10/2019 • 26 minutes
Mistakes - Making Lemonade Out of the Lemons
In this podcast Daniel and Quint revisit some of their past financial mistakes and break down some of the positive lessons learned.
5/8/2019 • 21 minutes, 46 seconds
Own It! Relationship and Money
This week Daniel and Quint take a look at money and relationships. If you're not owning your partner's financial position you're already a step behind.
5/6/2019 • 22 minutes, 50 seconds
Money Mistakes
Despite our best efforts we will make mistakes when it comes to money. Over the years Quint and Daniel have seen them all and in this podcast discuss some of the common and most damaging money mistakes.
4/30/2019 • 24 minutes, 40 seconds
Like a Roth to a Flame
Have you ever wondered what exactly a Roth IRA is? Is this a strategy you should be using? In this week's DIY Money, Quint and Daniel discuss all the particulars regarding this unique savings strategy.
4/24/2019 • 20 minutes, 32 seconds
Cut or Create - You Must Make Margin
In this hard hitting episode, Quint and Daniel look at the only way to make financial progress. Once you've established the budget and have discipline in your daily financial practice, you must either cut or create margin in order to make progress! What are you waiting for?
4/20/2019 • 22 minutes, 37 seconds
401k BootCamp
One of the best retirement savings options is your company retirement plan. Whether it's a 401k, 403b, or 457, the best place to start saving is before the money ever hits your bank account. This week Daniel and Quint take us into the world of 401k savings and the nuances surrounding the plans.
4/17/2019 • 25 minutes, 44 seconds
Piggy Bank of Benjamins
If you have children odds are you've wondered about saving for their future. There is no shortage of options from a 529 plan, ESA or a custodial account. In this episode Quint and Daniel discuss the pros and cons of saving for children. With a unique perspective on what's out there the information discussed may shock you.
4/11/2019 • 21 minutes, 21 seconds
Screw the Joneses
Let's face it, it's not easy to say no to the next shiny thing. Whether it's FaceBook or Instagram the great life of others is around every corner. We all know that keeping up with the Joneses can be a terrible financial plan so why do we do it and how can we stop? This week we discuss in depth some important life lessons when it comes to the Joneses and the critical importance of delayed gratification.
4/4/2019 • 17 minutes, 22 seconds
Why Even Have a Budget
While we realize you may be getting sick of the subject matter, Quint and Daniel take one last stab at the topic and importance of budgeting. In this episode they take a look at just why someone would even have a budget. When it comes to debt reduction and setting future financial goals is there any other way?
3/27/2019 • 18 minutes, 3 seconds
Top 5 Budgeting Mistakes
Quint & Daniel conclude this series in budgeting as they visit some of the common mistakes people make when developing a budget.
3/22/2019 • 24 minutes, 27 seconds
From Monitoring to Managing - How to go from tracking your expenses to actually developing a budget.
In this week's DIY Money Quint and Daniel pick up after week 1 when they discussed the first step to developing a budget, tracking your expenses. Once you've started tracking those expenses the next step is to properly categorize and systematize your spending plan.
3/16/2019 • 21 minutes, 3 seconds
Marriage & Money
In this episode Daniel and Quint discuss one of the most important topics, marriage and money. Unfortunately when it comes to finances most fall short which leads to frustration, bitterness and sometimes even divorce. In this practical guide Quint discusses just how important it is to identify the family CFO and discusses the critical rolls each person must play in order to achieve success.
3/13/2019 • 19 minutes, 49 seconds
DIY Money - What's an Index Fund
Index funds are now the most popular investment vehicle on the planet. Yet, most people aren't really a ware of what they are. In this week's DIY Money, Quint and Daniel break down just what an Index fund is so you no longer have to pretend. Special thanks to www.BendSound.com for the background music on our intro.
3/9/2019 • 16 minutes, 12 seconds
Welcome to DIY Money!
In this very first DIY Money podcast Quint and Daniel tackle two of the most importance steps towards financial success. How does one actual start a budget? What if a couple has good income but at the end of the month there just isn't anything left? Welcome to the new journey that is DIY Money!
